SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K
FORM10-K
(Mark One)
☒ | | |
|
ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
For the fiscal year ended: December 31, 2017
or
☐For the fiscal year ended December 31, 2022 |
| or |
¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
For the transition period from to |
For the transition period fromto.
| | | | | |
Commission File Number of issuing entity:Issuing Entity: 333-75276 | | Commission File Number of issuing entity:Issuing Entity: 000-25762 |
Central Index Key Number of issuing entity:Issuing Entity: 0001163321 | | Central Index Key Number of issuing entity:Issuing Entity: 0000922869 |
| | | | | | | | |
CAPITAL ONE MULTI-ASSET EXECUTION TRUST* | | CAPITAL ONE MASTER TRUST |
(Exact Name of Issuing Entity as Specified in Its Charter) (Issuer of the Notes)
| | (Exact Name of Issuing Entity as Specified in Its Charter) |
| (Issuer of the Notes) | | (Issuer of the Collateral Certificate) |
Commission File Number of
depositor:Depositor: 333-75276-01Central Index Key Number of depositor:Depositor: 0001162387
(Exact Name of Depositor as Specified in Its Charter)
Central Index Key Number of sponsor: 0001514949Sponsor: 0000047288
CAPITAL ONE, BANKNATIONAL ASSOCIATION
(Successor to Capital One Bank (USA),
NATIONAL ASSOCIATIONNational Association)
(Exact Name of Sponsor as Specified in Its Charter)
| | | | | | | | |
| Delaware | | New York |
(State or Other Jurisdiction of Incorporation or Organization of the Issuing Entity) | | (State or Other Jurisdiction of Incorporation or Organization of the Issuing Entity) |
| | |
c/o Capital One Funding, LLC 140 East Shore
Room 1071-BGlen Allen, 27907-A
McLean, VA 2305922102 | | c/o Capital One Funding, LLC 140 East Shore
1600 Capital One Drive
Room1071-B
Glen Allen, 27907-A
McLean, VA 23059
22102 |
(Address of Principal Executive Offices of Issuing Entity) | | (Address of Principal Executive Offices of Issuing Entity) |
| |
(804)290-6959 | | (804)290-6959 |
| (804) 284-2500 | | (804) 284-2500 |
(Registrant’sRegistrant’s telephone number, including area code) | | (Registrant’sRegistrant’s telephone number, including area code) |
| | |
| Not Applicable | | Not Applicable |
| (I.R.S. Employer Identification No.) | | (I.R.S. Employer Identification No.) |
Securities registered pursuant to Section 12(b) of the Act:
None
| | | | | | | | |
| Title of Each Class | Trading Symbol(s) | Name of Each Exchange on Which Registered |
| N/A | N/A | N/A |
Securities registered pursuant to Section 12(g) of the Act: None
Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. ☐ Yes ☒ ¨Noý Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. ☐ Yes ☒ ¨ Noý Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. ☒ Yes ☐ ý No¨ Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of RegulationS-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). ☒ Yes ☐ ý No [Rule¨ [Rule 405 of RegulationS-T is not applicable.]Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of RegulationS-K (§ 229.405 of this chapter) is not contained herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form10-K or any amendment to this Form10-K. ☒ [Item 405 of RegulationS-K is not applicable.]
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a
non-accelerated filer, a smaller reporting
company,company. or
an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule
12b-2 of the Exchange Act. (Check one):
| | | | | | | | | | | | | | | | | |
| Large accelerated filer | | ☐ | ¨ | Accelerated filer | | ☐¨ |
| Non-accelerated filer | | ☒ (Do not check if a smaller reporting company) | ý | Smaller reporting company | | ☐¨ |
| | | |
| | | | Emerging growth company | | ☐¨ |
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐¨ Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ¨ [Not Applicable]
Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Act). ☐ Yes ☒ ¨ Noý Registrant has no voting ornon-voting common equity outstanding held by non-affiliates.
non-affiliates.Documents Incorporated by Reference.See Item 15(b).
* | In accordance with relevant regulations of the Securities and Exchange Commission, the depositor files annual and other reports with the Commission on behalf of Capital One Multi-asset Execution Trust and Capital One Master Trust under the Central Index Key (CIK) number (0001163321) for Capital One Multi-asset Execution Trust. |
* In accordance with relevant regulations of the Securities and Exchange Commission, the depositor files annual and other reports with the Commission on behalf of Capital One Multi-asset Execution Trust and Capital One Master Trust under the Central Index Key (CIK) number (0001163321) for Capital One Multi-asset Execution Trust.
The following Items have been omitted in accordance with General Instruction J to Form 10–K:
| Item 3. | Legal Proceedings. |
Item 1B. | Unresolved Staff Comments. |
Item 1B. Unresolved Staff Comments.
Not
Applicable.applicable.Item 4. | Mine Safety Disclosures. |
Item 4. Mine Safety Disclosures.
Not
Applicable.applicable.
Substitute information provided in accordance with General Instruction J to Form 10–K:
Item 1112(b) of Regulation AB. Significant Obligors of Pool Assets (Financial Information).
The primary asset of the issuing entity is the collateral certificate, Series
2002-CC, representing an undivided interest in Capital One Master Trust, whose assets include the receivables arising in a portfolio of credit card accounts. Capital One Master Trust, therefore, may be considered a significant obligor in relation to Capital One Multi-asset Execution Trust. Pursuant to Instruction 2.b. to Item 1112(b) of Regulation AB, the information required by Instruction J to Form
10-K in respect of Capital One Master Trust has been disclosed in this report on Form
10-K in lieu of the information otherwise contemplated by Item 1112(b).
The pool assets held by Capital One Master Trust do not include any significant obligors.
Item 1114(b)(2) of Regulation AB: Credit Enhancement and Other Support, Except for Certain Derivatives Instruments (Financial Information).
Based on the standards set forth in Item 1114(b)(2) of Regulation AB, no information is required in response to this Item.
Item 1115(b) of Regulation AB: Certain Derivatives Instruments (Financial Information).
Based on the standards set forth in Item 1115(b) of Regulation AB, no information is required in response to this Item.
Item 1117 of Regulation AB: Legal Proceedings.
Litigation claims and proceedings of all types are subject to many uncertain factors that generally cannot be predicted with assurance. Below we provide a description of certain legal proceedings and claims.
In 2005, a number of entities, each purporting to represent aputative class of retail merchants filed antitrust lawsuits against MasterCardMastercard International (“MasterCard”Mastercard”) and Visa U.S.A., Inc. (“Visa”) and several memberissuing banks, including Capital One Financial Corporation (the “Corporation”) and its subsidiaries, including Capital One, Bank (USA), National Association (the “Bank”), alleging among other things, that theseeking both injunctive relief and monetary damages for an alleged conspiracy by defendants conspired to fix the level of interchange fees. The complaints seek injunctive relief and civil monetary damages, which could be trebled. Separately, a number of largeOther merchants have asserted similar claims againstin separate lawsuits, and while these separate cases did not name any issuing banks, Visa, Mastercard and MasterCard only (together withissuing banks, including the lawsuits described above, “Interchange Lawsuits”). In October 2005,Corporation and its subsidiaries, including the classBank, have entered settlement and merchant Interchange Lawsuitsjudgment sharing agreements allocating the liabilities of any judgment or settlement arising from all interchange-related cases.
The lawsuits were consolidated before the
U.S.United States District Court for the Eastern District of New York for certain purposes
including discovery. In July 2012, the parties executed and
filed with the court a Memorandum of Understanding agreeing to resolve the litigation on certain terms set forthwere settled in
a settlement agreement attached to the Memorandum.2012. The class settlement,
provideshowever, was invalidated by the United States Court of Appeals for
among other things, (i) payments by defendants to the class and individual plaintiffs totaling approximately $6.6 billion; (ii) a distribution to the class merchants of an amount equal to 10 basis points of certain interchange transactions for a period of eight months; and (iii) modifications to certain Visa and MasterCard rules regarding point of sale practices. In December 2013, the district court granted final approval of the proposed class settlement, which was appealed to the Second Circuit
Court of Appeals in
January 2014. On June
30, 2016,
and the
Second Circuit Court of Appeals vacated the district court’s certification of thesuit was bifurcated into separate class
reversed approval of the proposed class settlement,actions seeking injunctive and
remanded the litigation to the district court for further proceedings, ruling that some of the merchants that were part of the proposed class settlement were not adequately represented. Because the Second Circuit ruling remands the litigation to the district court for further proceedings, the ultimate outcome in this matter is uncertain.
Severalmonetary relief, respectively. In addition, numerous merchant plaintiffs alsogroups opted out of the 2012 settlement and have pursued their own claims. The claims by the injunctive relief class have not been resolved, but the settlement before it was overturned, some of which have sued MasterCard,$5.5 billion for the monetary damages class has received final approval from the trial court, and has been appealed to the United States Court of Appeals for the Second Circuit. Visa and various member banks, including the Bank. Theopt-out cases are consolidated before the U.S. District Court for the Eastern District of New York for certain purposes, including discovery. Visa and MasterCardMastercard have also settled a number of individualthe opt-out cases, requiringwhich required non-material payments from allissuing banks, including the Bank.
Separate settlementCorporation and judgment sharing agreements betweenits subsidiaries, including the Bank and MasterCard and Visa allocate the liabilities of any judgment or settlement arising from the Interchange Lawsuits and associatedopt-out cases.Bank. Visa created a litigation escrow account
following its
IPOinitial public offering of stock in 2008
whichthat funds
any settlements for its member banks, and any settlements related to
MasterCard allocatedMastercard-allocated losses
have either already been paid or are reflected in the
Corporation’s reserves.Other Pending and Threatened Litigation
In addition, the Corporation and its subsidiary banks (includingsubsidiaries’ reserves.
Capital One, National Association
The Corporation and the
Bank)Bank are commonly subject to various pending and threatened legal actions relating to the conduct of their normal business activities. In the opinion of management, the ultimate aggregate liability, if any, arising out of all such other pending or threatened legal actions,
willis not
expected to be material to
the issuing entity’s investors.Trustee Litigation
noteholders.
The Bank of New York Mellon
In the ordinary course of business, The Bank of New York Mellon is named as a defendant in or made a party to pending and potential legal actions. In connection with its role as trustee of certain residential mortgage-backed securitization
(RMBS)(“RMBS”) transactions, The Bank of New York Mellon has been named as a defendant in a number of legal actions brought by RMBS investors. These lawsuits allege that the trustee had expansive duties under the governing agreements, including the duty to investigate and pursue breach of representation and warranty claims against other parties to the RMBS transactions. While it is inherently difficult to predict the eventual outcomes of pending actions, The Bank of New York Mellon denies liability and intends to defend the litigations vigorously.
The Bank of New York Mellon has provided us with the information under the caption “Trustee Litigation”“The Bank of New York Mellon” immediately above in response to the requirements of Regulation AB. Neither the Corporation nor its subsidiary bankssubsidiaries (including the Bank) is a party to any such litigation. Other than the information regarding trustee litigation immediately above and the information concerning The Bank of New York Mellon specified in this Form10-K under the caption ”Item“Item 1122 of Regulation AB: Compliance with Applicable Servicing Criteria” and in Exhibits 33.2 and 34.2 to this Form10-K, The Bank of New York Mellon has not participated in the preparation of, and is not responsible for, any other information contained in this Form 10-K.
The following Items have been omitted in accordance with General Instruction J to Form 10–K:
| | | | | |
| Item 5. | | Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities. |
| |
| Item 6. | | Selected Financial Data. |
| [Reserved.] |
| Item 7. | | Management’sManagement's Discussion and Analysis of Financial Condition and Results of Operations. |
| |
| Item 7A. | | Quantitative and Qualitative Disclosures about Market Risk. |
| |
| Item 8. | | Financial Statements and Supplementary Data. |
| |
| Item 9. | | Changes in and Disagreements With Accountants on Accounting and Financial Disclosure. |
| |
| Item 9A. | | Controls and Procedures. |
| |
| Item 9B: | Other Information. |
| None. |
| |
| Item 9C: | Disclosure Regarding Foreign Jurisdictions that Prevent Inspections. |
| Not applicable. |
None.
The following Items have been omitted in accordance with General Instruction J to Form 10–K:
| | | | | |
| Item 10. | Directors, Executive Officers and Corporate Governance. |
| Item 11. | Executive Compensation. |
| Item 12. | Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters. |
| Item 13. | Certain Relationships and Related Transactions, and Director Independence. |
| Item 14. | Principal AccountingAccountant Fees and Services. |
Substitute information provided in accordance with General Instruction J to Form 10–K:
Item 1119 of Regulation AB: Affiliations and Certain Relationships and Related Transactions. Information required by Item 1119 of Regulation AB has been omitted from this report on
Form 10-K in reliance on the Instruction to Item 1119.
Item 1122 of Regulation AB: Compliance with Applicable Servicing Criteria.
Each of the Bank, for itself,
as successor to Capital One Bank (USA), National Association and on behalf of its affiliate Capital One Services, LLC (“COSL”), and The Bank of New York Mellon (each, a “Servicing Participant”) has been identified by the registrant as a party participating in the servicing function with respect to the pool assets held by each of Capital One Master Trust and Capital One Multi-asset Execution Trust. Each Servicing Participant has completed a report on an assessment of compliance with the servicing criteria applicable to such Servicing Participant (each, a “Report on Assessment”) as of, and for the
twelve monthtwelve-month period ended, December 31,
2017,2022, which Reports on Assessment are included as exhibits to this Form
10-K. In addition, each Servicing Participant has provided an attestation report (each, an “Attestation Report”) by a registered independent public accounting firm regarding its related Report on Assessment. Each Attestation Report is attached as an exhibit to this Form
10-K.
A Servicing Participant may engage one or more vendors to perform specific and limited, or scripted activities that address all or a portion of one or more servicing criteria applicable to such Servicing Participant.
In generalGenerally in these cases, the Servicing Participant has instituted policies and procedures to monitor whether such vendors’ activities comply in all material respects with such servicing criteria, and may elect to take responsibility for assessing compliance with the servicing criteria applicable to such vendors’ activities in such Servicing Participant’s Report on Assessment. Where the Servicing Participant has not instituted such policies and procedures, or where the Servicing Participant does not otherwise elect to take responsibility for assessing its vendors’ activities, the vendor is itself treated as a Servicing Participant and is required to provide its own Report on Assessment and related Attestation Report.
Except as disclosed below, no
No Report on Assessment or related Attestation Report has identified (i) any material instance of noncompliance with the servicing criteria identified in such Report on Assessment as applicable to the related Servicing Participant or (ii) any material deficiency in such Servicing Participant’s policies and procedures to monitor vendor compliance.
Exceptions:
The Bank of New York Mellon: The Bank of New York Mellon’s Report on Assessment and the related Attestation Report prepared by KPMG LLP have identified material noncompliance with one servicing criterion applicable to The Bank of New York Mellon.
Servicing criterion 1122(d)(3)(i)(A) contemplates that reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports are prepared in accordance with timeframes and other terms set forth in the transaction agreements.
Noncompliance: The Bank of New York Mellon indicates that during the reporting period, certain reports to investors were not prepared in accordance with the timeframes set forth in the transaction agreements. These reports contain the information that is also required to be filed with the Commission in distribution reports in Form10-D.
Remediation: The Bank of New York Mellon indicates that the above finding relates to reports sent to the registered holders of some resecuritization and repackage transactions. These reports were delivered outside the timeframe set forth in the transaction agreements. The Bank of New York Mellon further indicates that its management has enhanced controls in order to better ensure reports are delivered timely to investors. They also indicate that the related distribution reports on Form10-D were timely filed with the Commission.
The Bank of New York Mellon has also confirmed that none of the identified instances of noncompliance involved the servicing of pool assets held by either Capital One Multi-Asset Execution Trust or by Capital One Master Trust.
We have not independently verified the accuracy of The Bank of New York Mellon’s assertions or the adequacy of its remediation efforts.
Regulations of the
SECSecurities and Exchange Commission (“SEC”) require that each Servicing Participant complete a Report on Assessment at a “platform” level, meaning that the transactions covered by the Report on Assessment should include all asset-backed securities transactions involving such Servicing Participant that are backed by the same asset type. Further guidance from the SEC staff identifies additional parameters
whichthat a Servicing Participant may apply to define and further limit its platform. For example, a Servicing Participant may define its platform to include only transactions that were completed on or after January 1, 2006 and that were registered with the SEC pursuant to the Securities Act of 1933. Each Servicing Participant is responsible for defining its own platform, and each platform will naturally differ based on various factors, including the Servicing Participant’s business model, the transactions in which it is involved and the range of activities performed in those transactions.
Based on our understanding of their platforms and the guidance that is available at this time, we believe that the parameters by which the Servicing Participants have defined their platforms should be permissible. However, because the guidance available at this time is subject to clarification or change, we cannot assure you that the SEC and its staff will necessarily agree.
Item 1123 of Regulation AB: Servicer Compliance Statement.
Each of the Bank, COSLfor itself and as successor to Capital One Bank (USA), National Association.Association, and COSL has been identified by the registrant as a servicer meeting the criteria of Item 1108(a)(2)(i), (ii) or (iii) of Regulation AB with respect to the pool assets held by each of Capital One Master Trust and Capital One Multi-asset Execution Trust. Each of these servicers has provided a statement of compliance (a “Compliance Statement”), which has been signed by an authorized officer of such related servicer. Each Compliance Statement is attached as an exhibit to this Form 10-K.
PART IV
Item 15. Exhibits and Financial Statement Schedules.
(a)(3) The exhibits required by Item 601 of regulation
S-K are listed in the Exhibit Index.
| | | | | |
Exhibit Number | | Description |
| |
| 3.1 | | |
| |
| 3.2 | | |
| 3.3 | |
| 4.1 | | |
| | |
| |
| 4.2 | | |
| |
| 4.3 | | |
| |
| 4.4 | |
| 4.5 | |
| 4.6 | |
4.54.7 | | |
| 4.8 | |
4.6 | | |
| 4.9 | |
4.74.10 | | |
| 4.11 | |
4.8 | | |
| 4.12 | |
4.94.13 | | Amended and Restated Pooling and Servicing Agreement, dated as of September 30, 1993, and as amended and restated as of August 1, 2002, January 13, 2006, July 1, 2007 and March 17, 2016 (incorporated by reference to Exhibit 4.2 to the Current Report on Form8-K filed with the Securities and Exchange Commission on March 17, 2016). |
| 4.14 | |
4.10 | | |
| 4.15 | |
4.114.16 | |
| 4.17 | |
| 4.18 | |
4.124.19 | | |
| 4.2 | |
4.134.21 | | |
| | | | | |
4.144.22 | |
| 4.23 | Transfer and Assumption Agreement, dated as of November 22, 1994 by and among Signet Bank/Virginia, Capital One Bank (USA), National Association, as Assuming Entity, The Bank of New York Mellon, as Trustee and the other parties thereto (incorporated by reference to Exhibit 4.5 to the Current Report on Form8-K, filed with the Securities and Exchange Commission on January 13, 1995). |
| 4.24 | |
4.15 | | |
| 4.25 | |
4.16 | | |
| | |
4.174.26 | | |
| 4.27 | |
4.18.1 | | |
| 4.28 | |
4.18.24.29.1 | | |
| 4.29.2 | |
4.18.3 | | |
| 4.29.3 | |
4.18.4 | | Class A(2007-1) Terms Document dated as of January 26, 2007 (included in Exhibit 4.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on January 31, 2007, which is incorporated herein by reference).
|
| |
4.18.5 | | Class B(2007-1) Terms Document dated as of January 26, 2007 (included in Exhibit 4.2 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on January 31, 2007, which is incorporated herein by reference). |
| |
4.18.6 | | Class C(2007-1) Terms Document dated as of January 26, 2007 (included in Exhibit 4.3 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on January 31, 2007, which is incorporated herein by reference). |
| |
4.18.7 | | Class A(2007-2) Terms Document dated as of February 27, 2007 (included in Exhibit 4.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on March 13, 2007, which is incorporated herein by reference). |
| |
4.18.8 | | Class A(2007-5) Terms Document dated as of June 22, 2007 (included in Exhibit 4.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on June 26, 2007, which is incorporated herein by reference). |
| |
4.18.9 | | Class A(2007-7) Terms Document dated as of September 28, 2007 (included in Exhibit 4.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on September 28, 2007, which is incorporated herein by reference). |
| |
4.18.10 | | Class A(2014-1) Terms Document dated as of February 10, 2014 (included in Exhibit 4.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on February 10, 2014, which is incorporated herein by reference). |
| |
4.18.11 | | Class A(2014-2) Terms Document dated as of April 10, 2014 (included in Exhibit 4.1.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on April 10, 2014, which is incorporated herein by reference). |
| |
4.18.12 | | Class A(2014-3) Terms Document dated as of April 10, 2014 (included in Exhibit 4.2.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on April 10, 2014, which is incorporated herein by reference). |
| |
4.18.13 | | Class A(2014-4) Terms Document dated as of September 9, 2014 (included in Exhibit 4.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on September 9, 2014, which is incorporated herein by reference). |
| |
4.18.14 | | Class A(2014-5) Terms Document dated as of October 14, 2014 (included in Exhibit 4.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on October 14, 2014, which is incorporated herein by reference). |
| | |
4.18.15 | | Omnibus Amendment dated as of November 12, 2014, to the various Terms Documents to the Indenture (included in Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and Exchange Commission on November 12, 2014, which is incorporated herein by reference). |
| 4.29.4 | |
4.18.16 | | |
| |
4.18.17 | | Class A(2015-2) Terms Document dated as of May 19, 2015 (included in Exhibit 4.1.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on May 19, 2015, which is incorporated herein by reference). |
| |
4.18.18 | | Class A(2015-3) Terms Document dated as of May 19, 2015 (included in Exhibit 4.1.2 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on May 19, 2015, which is incorporated herein by reference). |
| |
4.18.19 | | Class A(2015-4) Terms Document dated as of July 23, 2015 (included in Exhibit 4.1.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on July 23, 2015, which is incorporated herein by reference). |
| 4.29.5 | |
4.18.20 | | |
| |
4.18.21 | | Class A(2015-6) Terms Document dated as of August 25, 2015 (included in Exhibit 4.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on August 25, 2015, which is incorporated herein by reference). |
| |
4.18.22 | | Class A(2015-7) Terms Document dated as of October 27, 2015 (included in Exhibit 4.1.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on October 27, 2015, which is incorporated herein by reference). |
| |
4.18.23 | | Class A(2015-8) Terms Document dated as of October 27, 2015 (included in Exhibit 4.1.2 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on October 27, 2015, which is incorporated herein by reference). |
| |
4.18.24 | | Class A(2016-1) Terms Document dated as of May 18, 2016 (included in Exhibit 4.1.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on May 18, 2016, which is incorporated herein by reference). |
| |
4.18.25 | | Class A(2016-2) Terms Document dated as of May 18, 2016 (included in Exhibit 4.2.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on May 18, 2016, which is incorporated herein by reference). |
| |
4.18.26 | | Class A(2016-3) Terms Document dated as of July 26, 2016 (included in Exhibit 4.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on July 26, 2016, which is incorporated herein by reference). |
| |
4.18.27 | | Class A(2016-4) Terms Document dated as of August 25, 2016 (included in Exhibit 4.1.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on August 25, 2016, which is incorporated herein by reference). |
| |
4.18.28 | | Class A(2016-5) Terms Document dated as of August 25, 2016 (included in Exhibit 4.2.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on August 25, 2016, which is incorporated herein by reference). |
| | |
| |
4.18.29 | | Class A(2016-6) Terms Document dated as of December 8, 2016 (included in Exhibit 4.1.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on December 8, 2016, which is incorporated herein by reference). |
| |
4.18.30 | | Class A(2016-7) Terms Document dated as of December 8, 2016 (included in Exhibit 4.2.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on December 8, 2016, which is incorporated herein by reference). |
| |
4.18.31 | | Class A(2017-1)A(2017-2) Terms Document dated as of March 27, 2017 (included in Exhibit 4.1.14.2.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on March 27, 2017, which is incorporated herein by reference). |
| 4.29.6 | |
4.18.32 | | |
| 4.29.7 | |
4.18.33 | | |
| |
4.18.34 | | Class A(2017-4)A(2017-5) Terms Document dated as of October 10, 2017 (included in Exhibit 4.1.14.2.1 to the registrant’s Form8-K, as filed with the Securities and Exchange Commission on October 10, 2017, which is incorporated herein by reference). |
| 4.29.8 | |
4.18.35 | | |
| 4.29.9 | |
4.18.36 | | |
| 4.29.10 | |
10.1 | | Services Agreement,Class A(2019-1) Terms Document dated as of November 8, 2004, between Capital One Services, LLC (as successor to Capital One Services, Inc. by conversion) and First Data Resources, Inc. (incorporated by reference toFebruary 28, 2019 (included in Exhibit 10.14.1.1 to the Current Report onregistrant’s Form8-K, as filed with the Securities and Exchange Commission February 28, 2019, which is incorporated herein by Capital One Funding, LLC on December 15, 2005,reference). |
| 4.29.11 | |
| 4.29.12 | |
10.24.29.13 | |
| 4.29.14 | |
| 4.29.15 | |
| 4.29.16 | |
| 4.29.17 | |
| 4.29.18 | |
| 4.28.19 | |
| 10.1 | |
| 10.2 | |
(c) Not Applicable.
Item 16. | Form10-K Summary. |
Item 16. Form 10-K Summary.
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
| | | | | |
Capital One Funding, LLC, as Depositor to Capital One Multi-asset Execution Trust and Capital One Master Trust |
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| By: | | Capital One Funding, LLC, as Depositor/s/ THOMAS A. FEIL |
| | |
| | By: | | /s/ Thomas A. Feil
|
| | Name: | | *Thomas A. Feil |
| | Title: | | President |
| |
| Date: | | Date: March 30, 201824, 2023 |
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| | * Thomas A. Feil is the senior officer in charge of securitization of Capital One Funding, LLC |