The following discussion should be read in conjunction with the financial statements of Home Treasure Finders, Inc. and Subsidiaries (the "Company"), which are included elsewhere in this Form 10-Q. This Quarterly Report on Form 10-Q contains forward-looking information. Forward-looking information includes statements relating to future actions, future performance, costs and expenses, interest rates, outcome of contingencies, financial condition, results of operations, liquidity, business strategies, cost savings, objectives of management, and other such matters of the Company. The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" for forward-looking information to encourage companies to provide prospective information about themselves without fear of litigation so long as that information is identified as forward-looking and is accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those projected in the information. Forward-looking information may be included in this Quarterly Report on Form 10-Q or may be incorporated by reference from other documents filed with the Securities and Exchange Commission (the "SEC") by the Company. You can find many of these statements by looking for words including, for example, "believes", "expects", "anticipates", "estimates" or similar expressions in this Quarterly Report on Form 10-Q or in documents incorporated by reference in this Quarterly Report on Form 10-Q. The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information or future events.

We have based the forward-looking statements relating to our operations on our management's current expectations, estimates and projections about our Company and the industry in which we operate. These statements are not guarantees of future performance and involve risks, uncertainties and assumptions that we cannot predict. In particular, we have based many of these forward-looking statements on assumptions about future events that may prove to be inaccurate. Accordingly, our actual results may differ materially from those contemplated by these forward-looking statements. Any differences could result from a variety of factors, including, but not limited to general economic and business conditions, competition, and other factors.

Home Treasure Finders, Inc. was formed on July 28, 2008. The founder, sole director and officer of our company is Corey Wiegand. On March 3, 2014 we formed a wholly owned subsidiary, HMTF Cannabis Holdings, Inc. to purchase properties that qualify for legal cultivation of cannabis. 

For the ninesix months ended SeptemberJune 30, 20172019 the Company generated a total of $300,517$300,988 in revenues, consisting of $108,198$101,822 from sales commissions and $192,319$199,166 from rental and property management.  During the ninesix months ended SeptemberJune 30, 20162018 we generated a total of $341,710$271,125 in revenues, consisting of $165,053$128,042 from sales commissions and $176,657$143,083 from rental and property management.  Commission income decreased over prior year due to decrease in real estate closings in a decline in home sales.declining sales market.  The increase in rental and property management is the result of an increase in the number of rentals we manage.

During the ninesix months ending SeptemberJune 30, 20172019 we incurred operating expenses totaling $302,513.$281,852. Such expenses consisted primarily of commissions paid on the revenue earned, general and administrative expenses and professional fees.  During the ninesix months ended SeptemberJune 30, 20162018 we incurred a total of $316,161$256,667 of operating expenses consisting primarily of commissions paid on the revenue earned, general and administrative expenses and professional fees.  The increase in expenses over prior year was primarily related to an increase in audit and legal fees.  Also, property management expenses increased with the increase in the number of rental units we manage.

Our net income (loss) for the three months ended June 30, 2019 and 2018 was $3,184 income and ($6,202) loss, respectively.  For the three months ended June 30, 2019 the Company generated a total of $138,391 in revenues, consisting of $25,735 from sales commissions and $112,656 from rental and property management.  During the three months ended June 30, 2018 we generated a total of $152,214 in revenues, consisting of $80,038 from sales commissions and $72,176 from rental and property management

During the three months ending June 30, 2019 we incurred operating expenses totaling $117,459. Such expenses consisted primarily of commissions paid on the revenue earned, general and administrative expenses and professional fees.  During the three months ended June 30, 2018 we incurred a total of $142,469 of operating expenses consisting primarily of commissions paid on the revenue earned, general and administrative expenses and professional fees.  The decrease in expenses over prior year was primarily related to decrease in commission expense as a result of the decrease in sales commission income.  Also, professional fees decreased over prior year due to decrease in audit and legal fees and the refund of legal fees with the settlement of the lawsuit.  The decrease in these expenses was offset some by an increase in other administrative expenses.

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Our disclosure controls and procedures are designed to ensure that information required to be disclosed in reports that we file or submit under the Securities Exchange Act of 1934 is recorded, processed, summarized and reported within the time periods specified in the rules and forms of the United States Securities and Exchange Commission. Our Chief Executive Officer has reviewed the effectiveness of our "disclosure controls and procedures" (as defined in the Securities Exchange Act of 1934 Rules 13a-14(c) and 15d-14(c)) within the end of the period covered by this Quarterly Report on Form 10-Q and has concluded that the disclosure controls and procedures are ineffective to ensure that material information relating to the Company is recorded, processed, summarized, and reported in a timely manner. There were no changes in our internal controls or in other factors that could materially affect these controls subsequent to the last day they were evaluated by our Chief Executive Officer, who is our principal executive officer and our principal financial officer.

There have been no changes in our internal control over financial reporting during the last quarterly period covered by this report that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.