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Exhibit 99.3
Industry Guide 3 – Return on Equity and Assets Ratios
Q1 2020 | For the Year-Ended October 2019 | For the Year-Ended October 2018 | For the Year-Ended October 2017 | |||||||||||||
Return on Assets | 0.92% | 0.90% | 0.96% | 0.97% | ||||||||||||
Return on Equity | 17.6% | 16.8% | 17.6% | 17.0% | ||||||||||||
Dividend Payout Ratio | 44% | 46% | 45% | 46% | ||||||||||||
Equity to Asset Ratio | 5.50% | 5.64% | 5.85% | 6.12% |