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Exhibit 99.3
Industry Guide 3 – Return on Equity and Assets Ratios
Q2 2020 | Q1 2020 | Six months ended April 30, 2020 | For the year-ended October 2019 | |||||||||||||
Return on Assets | 0.36 | % | 0.92 | % | 0.63 | % | 0.90 | % | ||||||||
Return on Equity | 7.3 | % | 17.6 | % | 12.5 | % | 16.8 | % | ||||||||
Dividend Payout Ratio | 108 | % | 44 | % | 62 | % | 46 | % | ||||||||
Equity to Asset Ratio | 5.06 | % | 5.50 | % | 5.27 | % | 5.64 | % |