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Exhibit 99.3
Industry Guide 3 - Return on Equity and Assets Ratios
Q3 2021 | Q2 2021 | Q1 2021 | Nine months ended July 31, 2021 | For the year ended October 31, 2020 | ||||||||||||||||
Return on Assets | 1.03 | % | 0.99 | % | 0.90 | % | 0.98 | % | 0.70 | % | ||||||||||
Return on Equity | 19.6 | % | 19.4 | % | 18.6 | % | 19.2 | % | 14.2 | % | ||||||||||
Dividend Payout Ratio | 36 | % | 39 | % | 41 | % | 39 | % | 55 | % | ||||||||||
Equity to Asset Ratio | 5.65 | % | 5.47 | % | 5.19 | % | 5.43 | % | 5.19 | % |