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EXHIBIT 23.1
I. CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
OFG Bancorp 1165(e) Retirement Plan Committee
The Oriental Bank CODA Profit Sharing Plan:
We consent to the incorporation by reference in the registration statement (No. 333-102696) on Form S-8 OFG
Bancorp of our report dated June 26, 2020, with respect to the statements of net assets available for benefits of
The Oriental Bank CODA Profit Sharing Plan as of December 31, 2019 and 2018, the related statement of
changes in net assets available for benefits for the year ended December 31, 2019, and the related notes, and
the supplemental schedules of Schedule G, Part III - Nonexempt Transactions for the year ended
December 31, 2019 and Schedule H, line 4i – Schedule of Assets (Held at End of Year) as of December 31,
2019, which report appears in the December 31, 2019 annual report for Form 11-K of The Oriental Bank CODA
Profit Sharing Plan.
/s/ KPMG LLP
San Juan, Puerto Rico
June 26, 2020