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EXHIBIT 23.3 CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS We consent to the incorporation in this annual report of Guaranty Bancshares, Inc. on Form 10-K, of our report dated January 18, 2002 on the consolidated financial statements of Guaranty Bancshares, Inc. as of December 31, 2001 and for the year then ended. /s/ MCGLADREY & PULLEN, LLP Dallas, Texas |