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Exhibit 23.1
Consent of Independent Registered Public Accounting Firm
We consent to the incorporation by reference in the Registration Statements of CF Bankshares Inc. on Form S-8 (File Nos. 333-84817, 333-114025, 333-163102, 333-207354 and 333-234817), and Form S 3 (File Nos. 333-216922, 333-221607, 333-110218, 333-124323 and 333-156564) of our report dated March 23, 2021, on our audits of the consolidated financial statements of CF Bankshares Inc. as of December 31, 2020 and 2019, and for each of the two years in the period ended December 31, 2020, which report is included in this Annual Report on Form 10-K.
/s/ BKD, LLP
BKD, LLP
Indianapolis, Indiana
March 23, 2021