Exhibit 99.1
TABLE 1
DISTRIBUTION BY CONTRACT INTEREST RATE OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
CONTRACT INTEREST |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |||||
1.750 | % | - |
| 2.000% |
| 269 |
| 0.54 | % | $ | 4,697,144.50 |
| 0.62 | % |
2.001 | % | - |
| 3.000% |
| 2,168 |
| 4.32 |
| 36,114,028.42 |
| 4.75 |
| |
3.001 | % | - |
| 4.000% |
| 3,076 |
| 6.13 |
| 45,506,537.23 |
| 5.98 |
| |
4.001 | % | - |
| 5.000% |
| 3,277 |
| 6.53 |
| 44,785,802.54 |
| 5.89 |
| |
5.001 | % | - |
| 6.000% |
| 3,266 |
| 6.51 |
| 46,623,504.87 |
| 6.13 |
| |
6.001 | % | - |
| 7.000% |
| 4,186 |
| 8.34 |
| 65,808,418.05 |
| 8.65 |
| |
7.001 | % | - |
| 8.000% |
| 4,253 |
| 8.48 |
| 68,299,217.61 |
| 8.98 |
| |
8.001 | % | - |
| 9.000% |
| 4,605 |
| 9.18 |
| 75,174,484.35 |
| 9.88 |
| |
9.001 | % | - |
| 10.000% |
| 4,198 |
| 8.37 |
| 73,102,997.51 |
| 9.61 |
| |
10.001 | % | - |
| 11.000% |
| 2,729 |
| 5.44 |
| 44,476,089.17 |
| 5.85 |
| |
11.001 | % | - |
| 12.000% |
| 2,373 |
| 4.73 |
| 39,439,482.13 |
| 5.18 |
| |
12.001 | % | - |
| 13.000% |
| 961 |
| 1.92 |
| 14,715,325.92 |
| 1.93 |
| |
13.001 | % | - |
| 14.000% |
| 1,257 |
| 2.51 |
| 19,082,694.82 |
| 2.51 |
| |
14.001 | % | - |
| 15.000% |
| 1,841 |
| 3.67 |
| 28,329,140.68 |
| 3.72 |
| |
15.001 | % | - |
| 16.000% |
| 1,265 |
| 2.52 |
| 17,481,482.71 |
| 2.30 |
| |
16.001 | % | - |
| 17.000% |
| 518 |
| 1.03 |
| 6,602,017.69 |
| 0.87 |
| |
17.001 | % | - |
| 18.000% |
| 911 |
| 1.82 |
| 13,070,322.40 |
| 1.72 |
| |
18.001 | % | - |
| 19.000% |
| 825 |
| 1.64 |
| 10,650,175.12 |
| 1.40 |
| |
19.001 | % | - |
| 20.000% |
| 1,704 |
| 3.40 |
| 23,685,432.60 |
| 3.11 |
| |
20.001 | % | - |
| 21.000% |
| 2,091 |
| 4.17 |
| 27,546,585.26 |
| 3.62 |
| |
21.001 | % | - |
| 22.000% |
| 642 |
| 1.28 |
| 9,119,543.93 |
| 1.20 |
| |
22.001 | % | - |
| 23.000% |
| 3,327 |
| 6.63 |
| 41,504,072.67 |
| 5.45 |
| |
23.001 | % | - |
| 24.000% |
| 421 |
| 0.84 |
| 5,033,812.32 |
| 0.66 |
| |
24.001 | % | - |
| 24.990% |
| 2 |
| 0.00 | (2) | 21,290.90 |
| 0.00 | (2) | |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
| TOTALS: |
| 50,165 |
| 100.00 | % | $ | 760,869,603.40 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
(2) Less than 0.005% but greater than 0.000%.
TABLE 2
DISTRIBUTION BY REMAINING TERM (MONTHS) TO MATURITY
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
REMAINING |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
5 – 12 |
| 21 |
| 0.04 | % | $ | 51,075.14 |
| 0.01 | % |
13 – 24 |
| 267 |
| 0.53 |
| 1,491,035.10 |
| 0.20 |
| |
25 – 36 |
| 704 |
| 1.40 |
| 5,467,625.85 |
| 0.72 |
| |
37 – 48 |
| 2,699 |
| 5.38 |
| 29,837,346.17 |
| 3.92 |
| |
49 – 60 |
| 15,232 |
| 30.36 |
| 203,272,472.04 |
| 26.72 |
| |
61 – 72 |
| 17,419 |
| 34.72 |
| 232,790,558.65 |
| 30.60 |
| |
73 – 83 |
| 13,823 |
| 27.56 |
| 287,959,490.45 |
| 37.85 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 50,165 |
| 100.00 | % | $ | 760,869,603.40 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
TABLE 3
DISTRIBUTION BY ORIGINAL TERM (MONTHS) TO MATURITY(1)
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
ORIGINAL |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
24 |
| 211 |
| 0.42 | % | $ | 1,081,364.01 |
| 0.14 | % |
25 – 36 |
| 609 |
| 1.21 |
| 4,487,074.27 |
| 0.59 |
| |
37 – 48 |
| 1,104 |
| 2.20 |
| 10,730,327.93 |
| 1.41 |
| |
49 – 60 |
| 15,818 |
| 31.53 |
| 209,805,784.62 |
| 27.57 |
| |
61 – 72 |
| 17,616 |
| 35.12 |
| 228,084,505.74 |
| 29.98 |
| |
73 – 84 |
| 14,807 |
| 29.52 |
| 306,680,546.83 |
| 40.31 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 50,165 |
| 100.00 | % | $ | 760,869,603.40 |
| 100.00 | % |
(1) Excluding any initial deferral period (such deferral period generally not exceeding 120 days, but in certain limited instances ranging up to 210 days).
(2) Percentages may not add to 100.00% because of rounding.
TABLE 4
DISTRIBUTION BY OUTSTANDING PRINCIPAL BALANCE
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
OUTSTANDING PRINCIPAL |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |||||
$ 536.36 |
| - |
| $5,000.00 |
| 1,737 |
| 3.46 | % | $ | 6,569,296.52 |
| 0.86 | % |
$ 5,000.01 |
| - |
| $10,000.00 |
| 10,916 |
| 21.76 |
| 86,679,039.34 |
| 11.39 |
| |
$10,000.01 |
| - |
| $15,000.00 |
| 14,657 |
| 29.22 |
| 182,120,578.33 |
| 23.94 |
| |
$15,000.01 |
| - |
| $20,000.00 |
| 11,060 |
| 22.05 |
| 191,870,544.90 |
| 25.22 |
| |
$20,000.01 |
| - |
| $25,000.00 |
| 7,182 |
| 14.32 |
| 159,562,529.69 |
| 20.97 |
| |
$25,000.01 |
| - |
| $30,000.00 |
| 3,220 |
| 6.42 |
| 87,260,002.46 |
| 11.47 |
| |
$30,000.01 |
| - |
| $35,000.00 |
| 995 |
| 1.98 |
| 31,802,477.01 |
| 4.18 |
| |
$35,000.01 |
| - |
| $40,000.00 |
| 340 |
| 0.68 |
| 12,552,984.24 |
| 1.65 |
| |
$40,000.01 |
| - |
| $45,000.00 |
| 51 |
| 0.10 |
| 2,117,515.74 |
| 0.28 |
| |
$45,000.01 |
| - |
| $49,629.78 |
| 7 |
| 0.01 |
| 334,635.17 |
| 0.04 |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
| TOTALS: |
| 50,165 |
| 100.00 | % | $ | 760,869,603.40 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
(2) Less than 0.005% but greater than 0.000%.
TABLE 5
GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
GEOGRAPHIC LOCATION(1) |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
ALABAMA |
| 840 |
| 1.67 | % | $ | 14,094,286.56 |
| 1.85 | % |
ALASKA |
| 60 |
| 0.12 |
| 875,321.12 |
| 0.12 |
| |
ARIZONA |
| 1,345 |
| 2.68 |
| 22,164,990.13 |
| 2.91 |
| |
ARKANSAS |
| 428 |
| 0.85 |
| 6,717,767.11 |
| 0.88 |
| |
CALIFORNIA |
| 4,497 |
| 8.96 |
| 68,534,684.09 |
| 9.01 |
| |
COLORADO |
| 1,021 |
| 2.04 |
| 16,636,179.32 |
| 2.19 |
| |
CONNECTICUT |
| 535 |
| 1.07 |
| 7,455,330.19 |
| 0.98 |
| |
DELAWARE |
| 246 |
| 0.49 |
| 3,488,479.52 |
| 0.46 |
| |
DISTRICT OF COLUMBIA |
| 12 |
| 0.02 |
| 159,742.53 |
| 0.02 |
| |
FLORIDA |
| 3,443 |
| 6.86 |
| 56,006,636.32 |
| 7.36 |
| |
GEORGIA |
| 1,348 |
| 2.69 |
| 21,771,056.04 |
| 2.86 |
| |
HAWAII |
| 123 |
| 0.25 |
| 1,983,168.67 |
| 0.26 |
| |
IDAHO |
| 259 |
| 0.52 |
| 4,191,487.13 |
| 0.55 |
| |
ILLINOIS |
| 1,946 |
| 3.88 |
| 27,800,893.45 |
| 3.65 |
| |
INDIANA |
| 1,245 |
| 2.48 |
| 18,581,275.93 |
| 2.44 |
| |
IOWA |
| 841 |
| 1.68 |
| 12,555,432.94 |
| 1.65 |
| |
KANSAS |
| 458 |
| 0.91 |
| 6,799,257.04 |
| 0.89 |
| |
KENTUCKY |
| 554 |
| 1.10 |
| 7,832,282.69 |
| 1.03 |
| |
LOUISIANA |
| 894 |
| 1.78 |
| 15,468,213.37 |
| 2.03 |
| |
MAINE |
| 244 |
| 0.49 |
| 3,467,634.19 |
| 0.46 |
| |
MARYLAND |
| 1,009 |
| 2.01 |
| 14,963,011.02 |
| 1.97 |
| |
MASSACHUSETTS |
| 670 |
| 1.34 |
| 8,927,208.83 |
| 1.17 |
| |
MICHIGAN |
| 1,374 |
| 2.74 |
| 20,491,118.55 |
| 2.69 |
| |
MINNESOTA |
| 832 |
| 1.66 |
| 12,384,843.21 |
| 1.63 |
| |
MISSISSIPPI |
| 465 |
| 0.93 |
| 8,155,213.49 |
| 1.07 |
| |
MISSOURI |
| 1,169 |
| 2.33 |
| 17,505,513.83 |
| 2.30 |
| |
MONTANA |
| 187 |
| 0.37 |
| 2,821,366.57 |
| 0.37 |
| |
NEBRASKA |
| 502 |
| 1.00 |
| 6,507,250.02 |
| 0.86 |
| |
NEVADA |
| 644 |
| 1.28 |
| 10,704,770.11 |
| 1.41 |
| |
NEW HAMPSHIRE |
| 568 |
| 1.13 |
| 7,920,624.69 |
| 1.04 |
| |
NEW JERSEY |
| 1,086 |
| 2.16 |
| 14,985,324.77 |
| 1.97 |
| |
NEW MEXICO |
| 405 |
| 0.81 |
| 6,355,851.15 |
| 0.84 |
| |
NEW YORK |
| 1,935 |
| 3.86 |
| 25,270,134.18 |
| 3.32 |
| |
NORTH CAROLINA |
| 1,848 |
| 3.68 |
| 27,493,983.89 |
| 3.61 |
| |
NORTH DAKOTA |
| 268 |
| 0.53 |
| 4,078,761.74 |
| 0.54 |
| |
OHIO |
| 2,687 |
| 5.36 |
| 39,005,537.11 |
| 5.13 |
| |
OKLAHOMA |
| 687 |
| 1.37 |
| 11,907,027.60 |
| 1.56 |
| |
OREGON |
| 498 |
| 0.99 |
| 6,886,056.88 |
| 0.91 |
| |
PENNSYLVANIA |
| 2,538 |
| 5.06 |
| 33,616,934.50 |
| 4.42 |
| |
RHODE ISLAND |
| 148 |
| 0.30 |
| 1,944,830.25 |
| 0.26 |
| |
TABLE 5
GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
GEOGRAPHIC LOCATION(1) |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
SOUTH CAROLINA |
| 780 |
| 1.55 | % | $ | 12,118,203.67 |
| 1.59 | % |
SOUTH DAKOTA |
| 219 |
| 0.44 |
| 2,980,025.74 |
| 0.39 |
| |
TENNESSEE |
| 1,159 |
| 2.31 |
| 17,425,505.22 |
| 2.29 |
| |
TEXAS |
| 4,141 |
| 8.25 |
| 70,029,103.66 |
| 9.20 |
| |
UTAH |
| 401 |
| 0.80 |
| 6,222,210.21 |
| 0.82 |
| |
VERMONT |
| 110 |
| 0.22 |
| 1,454,279.74 |
| 0.19 |
| |
VIRGINIA |
| 1,026 |
| 2.05 |
| 15,367,783.74 |
| 2.02 |
| |
WASHINGTON |
| 943 |
| 1.88 |
| 14,485,721.58 |
| 1.90 |
| |
WEST VIRGINIA |
| 380 |
| 0.76 |
| 5,758,524.52 |
| 0.76 |
| |
WISCONSIN |
| 825 |
| 1.64 |
| 11,325,689.46 |
| 1.49 |
| |
WYOMING |
| 225 |
| 0.45 |
| 3,747,553.79 |
| 0.49 |
| |
OTHER (3) |
| 97 |
| 0.19 |
| 1,445,521.34 |
| 0.19 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 50,165 |
| 100.00 | % | $ | 760,869,603.40 |
| 100.00 | % |
(1) Based on billing addresses of obligors as of the cutoff date.
(2) Percentages may not add to 100.00% because of rounding.
(3) Includes U.S. territories and military bases.
TABLE 6
DISTRIBUTION (AS OF THE CUTOFF DATE) BY FICO® SCORE
(AS OF ORIGINATION)
OF THE POOL OF CONTRACTS
FICO® SCORE |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
510 – 539 |
| 486 |
| 0.97 | % | $ | 5,480,753.09 |
| 0.72 | % |
540 – 589 |
| 2,655 |
| 5.29 |
| 33,205,927.10 |
| 4.36 |
| |
590 – 639 |
| 6,864 |
| 13.68 |
| 94,187,400.70 |
| 12.38 |
| |
640 – 689 |
| 10,685 |
| 21.30 |
| 165,811,160.54 |
| 21.79 |
| |
690 – 739 |
| 11,139 |
| 22.20 |
| 175,862,735.34 |
| 23.11 |
| |
740 – 789 |
| 10,337 |
| 20.61 |
| 164,182,375.29 |
| 21.58 |
| |
790 – 839 |
| 7,138 |
| 14.23 |
| 108,964,606.04 |
| 14.32 |
| |
840 – 850 |
| 861 |
| 1.72 |
| 13,174,645.30 |
| 1.73 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 50,165 |
| 100.00 | % | $ | 760,869,603.40 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.