Exhibit 99.1
TABLE 1
DISTRIBUTION BY CONTRACT INTEREST RATE OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
CONTRACT INTEREST |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
1.750% - 2.000% |
| 238 |
| 0.66 | % | $ | 3,902,344.95 |
| 0.71 | % |
2.001% - 3.000% |
| 1,312 |
| 3.64 |
| 20,594,461.65 |
| 3.76 |
| |
3.001% - 4.000% |
| 2,388 |
| 6.62 |
| 35,369,697.44 |
| 6.45 |
| |
4.001% - 5.000% |
| 2,302 |
| 6.38 |
| 31,545,560.28 |
| 5.76 |
| |
5.001% - 6.000% |
| 2,407 |
| 6.67 |
| 34,264,035.92 |
| 6.25 |
| |
6.001% - 7.000% |
| 2,863 |
| 7.94 |
| 43,065,658.07 |
| 7.86 |
| |
7.001% - 8.000% |
| 3,275 |
| 9.08 |
| 54,208,818.38 |
| 9.89 |
| |
8.001% - 9.000% |
| 3,210 |
| 8.90 |
| 53,060,443.95 |
| 9.68 |
| |
9.001% - 10.000% |
| 2,959 |
| 8.21 |
| 51,631,729.76 |
| 9.42 |
| |
10.001% - 11.000% |
| 2,201 |
| 6.10 |
| 36,738,814.20 |
| 6.70 |
| |
11.001% - 12.000% |
| 1,311 |
| 3.64 |
| 22,748,409.08 |
| 4.15 |
| |
12.001% - 13.000% |
| 863 |
| 2.39 |
| 13,809,907.21 |
| 2.52 |
| |
13.001% - 14.000% |
| 770 |
| 2.14 |
| 11,244,246.88 |
| 2.05 |
| |
14.001% - 15.000% |
| 1,007 |
| 2.79 |
| 15,306,523.02 |
| 2.79 |
| |
15.001% - 16.000% |
| 1,179 |
| 3.27 |
| 17,847,305.92 |
| 3.26 |
| |
16.001% - 17.000% |
| 728 |
| 2.02 |
| 9,154,664.65 |
| 1.67 |
| |
17.001% - 18.000% |
| 589 |
| 1.63 |
| 8,905,081.66 |
| 1.63 |
| |
18.001% - 19.000% |
| 609 |
| 1.69 |
| 7,975,874.45 |
| 1.46 |
| |
19.001% - 20.000% |
| 993 |
| 2.75 |
| 13,981,199.14 |
| 2.55 |
| |
20.001% - 21.000% |
| 1,575 |
| 4.37 |
| 21,254,380.05 |
| 3.88 |
| |
21.001% - 22.000% |
| 678 |
| 1.88 |
| 9,066,957.29 |
| 1.65 |
| |
22.001% - 23.000% |
| 2,227 |
| 6.18 |
| 27,407,920.90 |
| 5.00 |
| |
23.001% - 24.000% |
| 375 |
| 1.04 |
| 4,849,919.94 |
| 0.89 |
| |
24.001% - 24.490% |
| 1 |
| 0.00 | (2) | 11,252.79 |
| 0.00 | (2) | |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 36,060 |
| 100.00 | % | $ | 547,945,207.58 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
(2) Less than 0.005% but greater than 0.000%.
TABLE 2
DISTRIBUTION BY REMAINING TERM (MONTHS) TO MATURITY
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
REMAINING |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
5 – 12 |
| 33 |
| 0.09 | % | $ | 114,220.63 |
| 0.02 | % |
13 – 24 |
| 258 |
| 0.72 |
| 1,343,920.24 |
| 0.25 |
| |
25 – 36 |
| 620 |
| 1.72 |
| 4,860,302.31 |
| 0.89 |
| |
37 – 48 |
| 3,564 |
| 9.88 |
| 41,112,723.76 |
| 7.50 |
| |
49 – 60 |
| 10,630 |
| 29.48 |
| 143,839,524.47 |
| 26.25 |
| |
61 – 72 |
| 12,092 |
| 33.53 |
| 168,049,606.88 |
| 30.67 |
| |
73 – 83 |
| 8,863 |
| 24.58 |
| 188,624,909.29 |
| 34.42 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 36,060 |
| 100.00 | % | $ | 547,945,207.58 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
TABLE 3
DISTRIBUTION BY ORIGINAL TERM (MONTHS) TO MATURITY(1)
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
ORIGINAL |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
24 |
| 156 |
| 0.43 | % | $ | 685,366.19 |
| 0.13 | % |
25 – 36 |
| 457 |
| 1.27 |
| 3,153,252.72 |
| 0.58 |
| |
37 – 48 |
| 803 |
| 2.23 |
| 7,609,629.74 |
| 1.39 |
| |
49 – 60 |
| 11,625 |
| 32.24 |
| 153,347,579.80 |
| 27.99 |
| |
61 – 72 |
| 12,328 |
| 34.19 |
| 159,334,465.82 |
| 29.08 |
| |
73 – 84 |
| 10,691 |
| 29.65 |
| 223,814,913.31 |
| 40.85 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 36,060 |
| 100.00 | % | $ | 547,945,207.58 |
| 100.00 | % |
(1) Excluding any initial deferral period (such deferral period generally not exceeding 120 days, but in certain limited instances ranging up to 210 days).
(2) Percentages may not add to 100.00% because of rounding.
TABLE 4
DISTRIBUTION BY OUTSTANDING PRINCIPAL BALANCE
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
OUTSTANDING PRINCIPAL |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| ||
$ 594.52 - | $5,000.00 |
| 1,356 |
| 3.76 | % | $ | 5,073,910.01 |
| 0.93 | % |
$ 5,000.01 - | $10,000.00 |
| 8,085 |
| 22.42 |
| 63,882,497.64 |
| 11.66 |
| |
$10,000.01 - | $15,000.00 |
| 10,224 |
| 28.35 |
| 126,924,979.19 |
| 23.16 |
| |
$15,000.01 - | $20,000.00 |
| 7,778 |
| 21.57 |
| 134,858,242.14 |
| 24.61 |
| |
$20,000.01 - | $25,000.00 |
| 5,065 |
| 14.05 |
| 112,890,736.17 |
| 20.60 |
| |
$25,000.01 - | $30,000.00 |
| 2,359 |
| 6.54 |
| 64,016,645.81 |
| 11.68 |
| |
$30,000.01 - | $35,000.00 |
| 856 |
| 2.37 |
| 27,488,794.10 |
| 5.02 |
| |
$35,000.01 - | $40,000.00 |
| 269 |
| 0.75 |
| 9,950,514.16 |
| 1.82 |
| |
$40,000.01 - | $45,000.00 |
| 60 |
| 0.17 |
| 2,484,387.06 |
| 0.45 |
| |
$45,000.01 - | $49,263.46 |
| 8 |
| 0.02 |
| 374,501.30 |
| 0.07 |
| |
|
|
|
|
|
|
|
|
|
| ||
TOTALS: |
| 36,060 |
| 100.00 | % | $ | 547,945,207.58 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
TABLE 5
GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
GEOGRAPHIC LOCATION(1) |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
ALABAMA |
| 664 |
| 1.84 | % | $ | 10,697,594.62 |
| 1.95 | % |
ALASKA |
| 48 |
| 0.13 |
| 721,281.52 |
| 0.13 |
| |
ARIZONA |
| 1,125 |
| 3.12 |
| 18,796,595.97 |
| 3.43 |
| |
ARKANSAS |
| 298 |
| 0.83 |
| 4,664,277.76 |
| 0.85 |
| |
CALIFORNIA |
| 3,821 |
| 10.60 |
| 58,898,929.47 |
| 10.75 |
| |
COLORADO |
| 630 |
| 1.75 |
| 9,958,113.79 |
| 1.82 |
| |
CONNECTICUT |
| 300 |
| 0.83 |
| 4,366,655.26 |
| 0.80 |
| |
DELAWARE |
| 135 |
| 0.37 |
| 1,782,462.50 |
| 0.33 |
| |
DISTRICT OF COLUMBIA |
| 13 |
| 0.04 |
| 157,292.48 |
| 0.03 |
| |
FLORIDA |
| 3,245 |
| 9.00 |
| 51,760,095.94 |
| 9.45 |
| |
GEORGIA |
| 1,048 |
| 2.91 |
| 16,328,240.70 |
| 2.98 |
| |
HAWAII |
| 105 |
| 0.29 |
| 1,751,623.77 |
| 0.32 |
| |
IDAHO |
| 195 |
| 0.54 |
| 3,031,897.77 |
| 0.55 |
| |
ILLINOIS |
| 1,300 |
| 3.61 |
| 18,058,590.74 |
| 3.30 |
| |
INDIANA |
| 756 |
| 2.10 |
| 11,121,515.91 |
| 2.03 |
| |
IOWA |
| 516 |
| 1.43 |
| 7,560,307.72 |
| 1.38 |
| |
KANSAS |
| 294 |
| 0.82 |
| 4,353,496.10 |
| 0.79 |
| |
KENTUCKY |
| 331 |
| 0.92 |
| 4,679,396.12 |
| 0.85 |
| |
LOUISIANA |
| 622 |
| 1.72 |
| 10,660,866.66 |
| 1.95 |
| |
MAINE |
| 166 |
| 0.46 |
| 2,476,413.02 |
| 0.45 |
| |
MARYLAND |
| 609 |
| 1.69 |
| 9,180,976.94 |
| 1.68 |
| |
MASSACHUSETTS |
| 458 |
| 1.27 |
| 6,269,387.54 |
| 1.14 |
| |
MICHIGAN |
| 739 |
| 2.05 |
| 11,225,117.96 |
| 2.05 |
| |
MINNESOTA |
| 672 |
| 1.86 |
| 10,398,935.23 |
| 1.90 |
| |
MISSISSIPPI |
| 370 |
| 1.03 |
| 6,342,199.28 |
| 1.16 |
| |
MISSOURI |
| 835 |
| 2.32 |
| 12,222,836.13 |
| 2.23 |
| |
MONTANA |
| 125 |
| 0.35 |
| 1,691,499.40 |
| 0.31 |
| |
NEBRASKA |
| 264 |
| 0.73 |
| 3,388,595.26 |
| 0.62 |
| |
NEVADA |
| 547 |
| 1.52 |
| 8,531,465.29 |
| 1.56 |
| |
NEW HAMPSHIRE |
| 340 |
| 0.94 |
| 4,623,830.85 |
| 0.84 |
| |
NEW JERSEY |
| 751 |
| 2.08 |
| 10,087,993.36 |
| 1.84 |
| |
NEW MEXICO |
| 301 |
| 0.83 |
| 4,709,173.39 |
| 0.86 |
| |
NEW YORK |
| 1,063 |
| 2.95 |
| 13,966,895.18 |
| 2.55 |
| |
NORTH CAROLINA |
| 1,368 |
| 3.79 |
| 20,815,165.67 |
| 3.80 |
| |
NORTH DAKOTA |
| 179 |
| 0.50 |
| 2,639,732.73 |
| 0.48 |
| |
OHIO |
| 1,546 |
| 4.29 |
| 22,281,305.89 |
| 4.07 |
| |
OKLAHOMA |
| 532 |
| 1.48 |
| 9,164,452.12 |
| 1.67 |
| |
OREGON |
| 335 |
| 0.93 |
| 4,612,958.09 |
| 0.84 |
| |
PENNSYLVANIA |
| 1,716 |
| 4.76 |
| 22,281,003.27 |
| 4.07 |
| |
RHODE ISLAND |
| 100 |
| 0.28 |
| 1,238,898.59 |
| 0.23 |
| |
TABLE 5
GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
GEOGRAPHIC LOCATION(1) |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
SOUTH CAROLINA |
| 542 |
| 1.50 |
| 8,067,861.32 |
| 1.47 |
| |
SOUTH DAKOTA |
| 139 |
| 0.39 |
| 1,942,170.25 |
| 0.35 |
| |
TENNESSEE |
| 893 |
| 2.48 |
| 13,822,851.55 |
| 2.52 |
| |
TEXAS |
| 3,386 |
| 9.39 |
| 57,110,270.47 |
| 10.42 |
| |
UTAH |
| 228 |
| 0.63 |
| 3,412,375.89 |
| 0.62 |
| |
VERMONT |
| 65 |
| 0.18 |
| 848,182.41 |
| 0.15 |
| |
VIRGINIA |
| 737 |
| 2.04 |
| 11,647,544.80 |
| 2.13 |
| |
WASHINGTON |
| 605 |
| 1.68 |
| 9,319,989.21 |
| 1.70 |
| |
WEST VIRGINIA |
| 261 |
| 0.72 |
| 3,807,930.85 |
| 0.69 |
| |
WISCONSIN |
| 523 |
| 1.45 |
| 6,943,660.42 |
| 1.27 |
| |
WYOMING |
| 97 |
| 0.27 |
| 1,626,931.75 |
| 0.30 |
| |
OTHER (3) |
| 122 |
| 0.34 |
| 1,897,368.67 |
| 0.35 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 36,060 |
| 100.00 | % | $ | 547,945,207.58 |
| 100.00 | % |
(1) Based on billing addresses of obligors as of the cutoff date.
(2) Percentages may not add to 100.00% because of rounding.
(3) Includes U.S. territories and military bases.
TABLE 6
DISTRIBUTION (AS OF THE CUTOFF DATE) BY FICO® SCORE
(AS OF ORIGINATION)
OF THE POOL OF CONTRACTS
FICO® SCORE |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
510 – 539 |
| 138 |
| 0.38 | % | $ | 1,692,647.49 |
| 0.31 | % |
540 – 589 |
| 1,895 |
| 5.26 |
| 23,347,256.76 |
| 4.26 |
| |
590 – 639 |
| 4,984 |
| 13.82 |
| 68,786,512.34 |
| 12.55 |
| |
640 – 689 |
| 7,621 |
| 21.13 |
| 119,185,881.68 |
| 21.75 |
| |
690 – 739 |
| 8,119 |
| 22.52 |
| 128,262,071.64 |
| 23.41 |
| |
740 – 789 |
| 7,541 |
| 20.91 |
| 118,758,461.67 |
| 21.67 |
| |
790 – 839 |
| 5,109 |
| 14.17 |
| 77,935,408.79 |
| 14.22 |
| |
840 – 850 |
| 653 |
| 1.81 |
| 9,976,967.21 |
| 1.82 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 36,060 |
| 100.00 | % | $ | 547,945,207.58 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.