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Loan Agreement
Lender: Mr. Xiaojun Zhu
Borrower: China HGS Real Estate Inc.
In accordance with negotiations, the Lender agrees to lend USD 1.81 million to the Borrower as a short-term loan for the purpose of paying a required contribution to the registered share capital of Shaanxi HGS Management and Consulting Co., Ltd., its wholly owned subsidiary. Both Lender and Borrower agree to an interest rate of 4% per annum. The term of the loan is for one year from the date on which the agreement is entered into.
Lender: Mr. Xiaojun Zhu [Sign]
Borrower: China HGS Real Estate Inc. [Sign]
Date: 2011-6-28