NCBS Nicolet Bankshares

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
H.S. sophomore Avg
New words: accrual, ACL, add, addressed, Advantage, albeit, alleviate, Amid, assigned, back, began, brought, buffer, burden, care, CDs, China, client, Commerce, concurrently, conservation, constantly, consummated, consummating, consummation, CRE, criteria, deal, deemed, difficult, difficulty, direct, discontinued, disruption, dramatic, dramatically, dropped, dynamic, ease, emerge, emerged, emergence, emergency, emerging, enhance, entertainment, entry, equivalent, essentially, evidence, evolve, evolving, experienced, experiencing, farther, FDIC, flexibility, forecasted, foreign, foreseeable, forgivable, franchise, fulfillment, GDP, global, guarantee, guided, harm, hospitality, incident, indefinite, inversion, invoke, issuance, key, leadership, leading, legacy, leisure, licensing, lobby, location, mandated, move, MSA, noncredit, onset, outbreak, pandemic, passed, passing, Paycheck, payoff, PCD, PCI, perspective, pooled, PPP, preceding, predict, predicted, preparatory, proactive, prolonged, pronouncement, Protection, prudent, purpose, reaching, recession, recreation, redundancy, Relief, remote, replaced, response, resumed, reversed, safe, school, senior, short, signal, simple, site, small, stability, stable, steadily, strain, strata, supplemented, suspended, system, temporarily, temporary, termination, tied, today, tourism, travel, unable, unemployment, unique, unknown, unprecedented, unsettled, unusual, venue, working, World
Removed: accelerated, account, ALLL, amendment, application, apply, approach, capitalization, characteristic, classification, commencement, commitment, cyclical, Doubtful, driven, earliest, expedient, exposure, extension, facility, group, hedge, impractical, incremental, introduced, lagged, lease, liquidation, nonbank, numerator, package, percentage, permitted, practical, Practically, preclude, pressured, Pursuing, questionable, reduction, rent, rental, restated, retrospective, rolling, ROU, salvage, select, separately, single, space, Targeted, transition, uncollectible