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Filing tables
Filing exhibits
- 10-K Annual report
- 11 Statement Regarding Computation of Earnings Per Common Share
- 12 Statement Regarding Computation of Ratios
- 14.3 Code of Conduct for Employees, Officers and Directors
- 14.4 Code of Ethics for Senior Financial Officers
- 24 Power of Attorney
- 31.1 CEO 302 Certification
- 31.2 CFO 302 Certification
- 32.1 CEO 906 Certification
- 32.2 CFO 906 Certification
- 99.1 CEO Tarp Certification
- 99.2 CFO Tarp Certification
Related press release
FGBI similar filings
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EXHIBIT 12
STATEMENT REGARDING COMPUTATION OF RATIOS
FIRST GUARANTY BANCSHARES, INC.
Return on average assets has been computed by dividing income available to common shareholders for each period presented by average total assets for the respective period.
Return on average equity has been computed by dividing income available to common shareholders for each period presented by average Stockholders’ equity for the respective period.
Dividend payout has been computed by dividing the cash dividends paid per share of common stock by income available to common shareholders for the respective period.
Leverage ratio is a ratio of equity to assets, defined as period end Tier I capital as a percent of average assets for the recent quarter adjusted for core deposit intangible and unrealized gain and losses on securities available for sale.
Book Value per common share is common shareholders equity divided by common shares outstanding.
Efficiency ratio is computed by dividing noninterest expense by taxable equivalent net interest income plus noninterest income, excluding securities gains (losses); this ratio measures the cost to generate revenue.