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| HERITAGE INSURANCE HOLDINGS, INC. | Exhibit 21 | |||
| Subsidiaries |
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Wholly-owned subsidiaries of Heritage Insurance Holdings, Inc. |
| State of Incorporation |
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| Heritage Property & Casualty Insurance Company, Inc |
| Florida |
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| NBIC Holdings, Inc. |
| Delaware |
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| Zephyr Acquisition Company |
| Delaware |
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| Heritage MGA, LLC |
| Florida |
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| Osprey Re Ltd |
| Bermuda |
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| Contractors' Alliance Network |
| Florida |
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| Skye Lane Properties, LLC |
| Florida |
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| First Access Insurance Group, LLC |
| Florida |
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Wholly-owned subsidiaries of NBIC Holdings, Inc. |
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| Naragansett Bay Insurance Company |
| Rhode Island |
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| NBIC Financial Holdings, Inc |
| Rhode Island |
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| NBIC Service Company, Inc |
| Rhode Island |
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| Westwind Underwriters, Inc |
| Rhode Island |
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| Pawtucket Insurance Company |
| Delaware |
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Wholly-owned subsidiaries of Zephyr Acquisition Company |
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| HI Holdings, Inc |
| Hawaii |
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| Zephyr Insurance Company, Inc. |
| Hawaii |
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