The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ISHARES TR | 20 YR TR BD ETF | 464287432 | 297,432 | 3,008 | SH | SOLE | 0 | 0 | 3,008 | ||
VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 2,755,693 | 49,086 | SH | SOLE | 0 | 0 | 49,086 | ||
ALPHABET INC | CAP STK CL A | 02079K305 | 1,238,603 | 8,867 | SH | DFND | 1 | 0 | 3,489 | 5,378 | |
ALPHABET INC | CAP STK CL C | 02079K107 | 538,934 | 3,824 | SH | DFND | 1 | 0 | 2,996 | 828 | |
COMCAST CORP NEW | CL A | 20030N101 | 372,908 | 8,504 | SH | DFND | 1 | 0 | 2,682 | 5,822 | |
META PLATFORMS INC | CL A | 30303M102 | 1,083,945 | 3,062 | SH | DFND | 1 | 0 | 1,221 | 1,841 | |
MASTERCARD INCORPORATED | CL A | 57636Q104 | 331,903 | 778 | SH | DFND | 1 | 0 | 548 | 230 | |
VERTEX INC | CL A | 92538J106 | 3,390,804 | 125,865 | SH | SOLE | 0 | 0 | 125,865 | ||
GRAB HOLDINGS LIMITED | CLASS A ORD | G4124C109 | 36,255 | 10,758 | SH | DFND | 1 | 0 | 758 | 10,000 | |
ABBOTT LABS | COM | 002824100 | 340,815 | 3,096 | SH | DFND | 1 | 0 | 1,058 | 2,038 | |
ABBVIE INC | COM | 00287Y109 | 730,736 | 4,715 | SH | DFND | 1 | 0 | 1,379 | 3,336 | |
ADOBE INC | COM | 00724F101 | 267,874 | 449 | SH | DFND | 1 | 0 | 356 | 93 | |
ADVANCED MICRO DEVICES INC | COM | 007903107 | 595,538 | 4,040 | SH | DFND | 1 | 0 | 861 | 3,179 | |
AMAZON COM INC | COM | 023135106 | 1,363,254 | 8,972 | SH | DFND | 1 | 0 | 4,941 | 4,031 | |
AMGEN INC | COM | 031162100 | 216,248 | 751 | SH | DFND | 1 | 0 | 437 | 314 | |
APPLE INC | COM | 037833100 | 6,195,410 | 32,179 | SH | DFND | 1,2 | 0 | 10,877 | 21,302 | |
BANK AMERICA CORP | COM | 060505104 | 242,382 | 7,199 | SH | DFND | 1 | 0 | 4,995 | 2,204 | |
BOEING CO | COM | 097023105 | 348,156 | 1,336 | SH | DFND | 1 | 0 | 279 | 1,057 | |
BROADCOM INC | COM | 11135F101 | 322,297 | 289 | SH | DFND | 1 | 0 | 254 | 35 | |
CHEVRON CORP NEW | COM | 166764100 | 290,898 | 1,950 | SH | DFND | 1 | 0 | 960 | 990 | |
CISCO SYS INC | COM | 17275R102 | 209,411 | 4,145 | SH | DFND | 1 | 0 | 2,742 | 1,403 | |
COMMUNITY BK SYS INC | COM | 203607106 | 569,208 | 10,923 | SH | DFND | 1 | 0 | 40 | 10,883 | |
COSTCO WHSL CORP NEW | COM | 22160K105 | 253,855 | 385 | SH | DFND | 1 | 0 | 321 | 64 | |
DISNEY WALT CO | COM | 254687106 | 262,149 | 2,903 | SH | DFND | 1 | 0 | 980 | 1,923 | |
ESSENTIAL UTILS INC | COM | 29670G102 | 212,523 | 5,690 | SH | DFND | 1 | 0 | 232 | 5,458 | |
EXXON MOBIL CORP | COM | 30231G102 | 1,029,362 | 10,296 | SH | DFND | 1 | 0 | 2,583 | 7,713 | |
FULTON FINL CORP PA | COM | 360271100 | 305,729 | 18,574 | SH | DFND | 1 | 0 | 173 | 18,401 | |
HOME DEPOT INC | COM | 437076102 | 2,147,159 | 6,196 | SH | DFND | 1 | 0 | 747 | 5,449 | |
INTEL CORP | COM | 458140100 | 212,123 | 4,221 | SH | DFND | 1 | 0 | 2,370 | 1,851 | |
JPMORGAN CHASE & CO | COM | 46625H100 | 658,075 | 3,869 | SH | DFND | 1 | 0 | 2,156 | 1,713 | |
JOHNSON & JOHNSON | COM | 478160104 | 437,241 | 2,790 | SH | DFND | 1 | 0 | 1,730 | 1,060 | |
LAKELAND BANCORP INC | COM | 511637100 | 172,822 | 11,685 | SH | DFND | 1 | 0 | 118 | 11,567 | |
ELI LILLY & CO | COM | 532457108 | 353,738 | 607 | SH | DFND | 1 | 0 | 517 | 90 | |
LOWES COS INC | COM | 548661107 | 404,320 | 1,817 | SH | DFND | 1 | 0 | 548 | 1,269 | |
MCDONALDS CORP | COM | 580135101 | 530,603 | 1,789 | SH | DFND | 1 | 0 | 607 | 1,182 | |
MERCK & CO INC | COM | 58933Y105 | 278,059 | 2,551 | SH | DFND | 1 | 0 | 1,850 | 701 | |
MERIDIAN CORPORATION | COM | 58958P104 | 2,644,544 | 190,255 | SH | SOLE | 0 | 0 | 190,255 | ||
MICROSOFT CORP | COM | 594918104 | 2,705,201 | 7,194 | SH | DFND | 1 | 0 | 4,750 | 2,444 | |
NEW JERSEY RES CORP | COM | 646025106 | 243,051 | 5,452 | SH | DFND | 1 | 0 | 32 | 5,420 | |
NUCOR CORP | COM | 670346105 | 244,633 | 1,406 | SH | DFND | 1 | 0 | 153 | 1,253 | |
NVIDIA CORPORATION | COM | 67066G104 | 1,388,272 | 2,803 | SH | DFND | 1 | 0 | 1,371 | 1,432 | |
ORACLE CORP | COM | 68389X105 | 261,150 | 2,477 | SH | DFND | 1 | 0 | 1,017 | 1,460 | |
PEPSICO INC | COM | 713448108 | 353,495 | 2,081 | SH | DFND | 1 | 0 | 912 | 1,169 | |
PFIZER INC | COM | 717081103 | 255,745 | 8,883 | SH | DFND | 1 | 0 | 2,064 | 6,819 | |
PROCTER AND GAMBLE CO | COM | 742718109 | 518,167 | 3,536 | SH | DFND | 1 | 0 | 1,578 | 1,958 | |
PROLOGIS INC. | COM | 74340W103 | 540,424 | 4,054 | SH | DFND | 1 | 0 | 604 | 3,450 | |
S & T BANCORP INC | COM | 783859101 | 476,302 | 14,252 | SH | SOLE | 0 | 0 | 14,252 | ||
S&P GLOBAL INC | COM | 78409V104 | 789,579 | 1,792 | SH | DFND | 1 | 0 | 160 | 1,632 | |
SALESFORCE INC | COM | 79466L302 | 200,602 | 762 | SH | DFND | 1 | 0 | 616 | 146 | |
STARBUCKS CORP | COM | 855244109 | 217,969 | 2,270 | SH | DFND | 1 | 0 | 881 | 1,389 | |
TESLA INC | COM | 88160R101 | 490,004 | 1,972 | SH | DFND | 1 | 0 | 1,398 | 574 | |
TEXAS INSTRS INC | COM | 882508104 | 1,118,227 | 6,560 | SH | DFND | 1 | 0 | 632 | 5,928 | |
THERMO FISHER SCIENTIFIC INC | COM | 883556102 | 238,856 | 450 | SH | DFND | 1 | 0 | 216 | 234 | |
UNITEDHEALTH GROUP INC | COM | 91324P102 | 394,679 | 750 | SH | DFND | 1 | 0 | 596 | 154 | |
WALMART INC | COM | 931142103 | 291,916 | 1,852 | SH | DFND | 1 | 0 | 1,048 | 804 | |
WELLS FARGO CO NEW | COM | 949746101 | 2,064,025 | 41,935 | SH | DFND | 1 | 0 | 1,976 | 39,959 | |
VISA INC | COM CL A | 92826C839 | 377,421 | 1,450 | SH | DFND | 1 | 0 | 1,211 | 239 | |
DUKE ENERGY CORP NEW | COM NEW | 26441C204 | 320,815 | 3,306 | SH | DFND | 1 | 0 | 583 | 2,723 | |
GENERAL ELECTRIC CO | COM NEW | 369604301 | 241,521 | 1,892 | SH | DFND | 1 | 0 | 604 | 1,288 | |
ISHARES INC | CORE MSCI EMKT | 46434G103 | 6,753,057 | 133,512 | SH | SOLE | 0 | 0 | 133,512 | ||
ISHARES TR | CORE MSCI TOTAL | 46432F834 | 15,189,852 | 233,942 | SH | SOLE | 0 | 0 | 233,942 | ||
ISHARES TR | CORE S&P TTL STK | 464287150 | 1,309,483 | 12,444 | SH | SOLE | 0 | 0 | 12,444 | ||
ISHARES TR | CORE S&P500 ETF | 464287200 | 4,687,459 | 9,814 | SH | SOLE | 0 | 0 | 9,814 | ||
ISHARES TR | CORE TOTAL USD | 46434V613 | 1,087,022 | 23,595 | SH | SOLE | 0 | 0 | 23,595 | ||
ISHARES TR | CORE US AGGBD ET | 464287226 | 49,384,378 | 497,576 | SH | SOLE | 0 | 0 | 497,576 | ||
VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 629,947 | 3,697 | SH | SOLE | 0 | 0 | 3,697 | ||
ISHARES INC | ESG AWR MSCI EM | 46434G863 | 518,026 | 16,158 | SH | SOLE | 0 | 0 | 16,158 | ||
VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | 797,931 | 4,853 | SH | SOLE | 0 | 0 | 4,853 | ||
SPDR GOLD TR | GOLD SHS | 78463V107 | 352,518 | 1,844 | SH | SOLE | 0 | 0 | 1,844 | ||
ISHARES TR | MBS ETF | 464288588 | 15,908,456 | 169,095 | SH | SOLE | 0 | 0 | 169,095 | ||
VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 519,718 | 2,234 | SH | SOLE | 0 | 0 | 2,234 | ||
ISHARES TR | MSCI USA QLT FCT | 46432F339 | 17,243,777 | 117,193 | SH | SOLE | 0 | 0 | 117,193 | ||
ISHARES TR | MSCI USA VALUE | 46432F388 | 14,050,601 | 138,895 | SH | SOLE | 0 | 0 | 138,895 | ||
VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | 393,365 | 8,485 | SH | SOLE | 0 | 0 | 8,485 | ||
ISHARES TR | NATIONAL MUN ETF | 464288414 | 27,297,205 | 251,796 | SH | SOLE | 0 | 0 | 251,796 | ||
ISHARES TR | RUS 1000 ETF | 464287622 | 291,424 | 1,111 | SH | SOLE | 0 | 0 | 1,111 | ||
ISHARES TR | RUSSELL 2000 ETF | 464287655 | 9,181,420 | 45,745 | SH | SOLE | 0 | 0 | 45,745 | ||
VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 1,653,288 | 3,785 | SH | SOLE | 0 | 0 | 3,785 | ||
INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 46137V357 | 250,991 | 1,591 | SH | SOLE | 0 | 0 | 1,591 | ||
VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 387,778 | 6,648 | SH | SOLE | 0 | 0 | 6,648 | ||
ISHARES TR | SHRT NAT MUN ETF | 464288158 | 14,800,460 | 140,382 | SH | SOLE | 0 | 0 | 140,382 | ||
SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 16,699,136 | 344,667 | SH | SOLE | 0 | 0 | 344,667 | ||
VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 1,341,393 | 6,288 | SH | SOLE | 0 | 0 | 6,288 | ||
VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 3,140,188 | 61,512 | SH | SOLE | 0 | 0 | 61,512 | ||
SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | 285,809 | 1,485 | SH | SOLE | 0 | 0 | 1,485 | ||
VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 1,388,551 | 18,879 | SH | SOLE | 0 | 0 | 18,879 | ||
VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 3,863,883 | 16,288 | SH | SOLE | 0 | 0 | 16,288 | ||
SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 280,224 | 590 | SH | SOLE | 0 | 0 | 590 | ||
SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | 708,671 | 15,201 | SH | SOLE | 0 | 0 | 15,201 | ||
SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 19,291,858 | 346,540 | SH | SOLE | 0 | 0 | 346,540 | ||
DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 | 62,325,082 | 1,874,439 | SH | SOLE | 0 | 0 | 1,874,439 | ||
DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | 89,318,671 | 3,055,719 | SH | SOLE | 0 | 0 | 3,055,719 | ||
SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | 1,684,393 | 22,125 | SH | SOLE | 0 | 0 | 22,125 | ||
DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 | 233,028 | 4,496 | SH | SOLE | 0 | 0 | 4,496 | ||
SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 59,338,661 | 1,052,104 | SH | SOLE | 0 | 0 | 1,052,104 | ||
SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | 7,326,157 | 97,267 | SH | SOLE | 0 | 0 | 97,267 | ||
SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 522,780 | 11,066 | SH | SOLE | 0 | 0 | 11,066 | ||
VANGUARD INDEX FDS | VALUE ETF | 922908744 | 206,161 | 1,379 | SH | SOLE | 0 | 0 | 1,379 | ||
VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 566,035 | 11,817 | SH | SOLE | 0 | 0 | 11,817 | ||
VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 1,386,578 | 23,923 | SH | SOLE | 0 | 0 | 23,923 | ||
DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | 25,850,133 | 1,058,564 | SH | SOLE | 0 | 0 | 1,058,564 |