CFR Cullen Frost Bankers

United States
Securities and Exchange Commission
Washington, D.C. 20549
Form 8-K

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 29, 2020
Cullen/Frost Bankers, Inc.
(Exact name of registrant as specified in its charter)
Texas 001-13221 74-1751768
(State or other jurisdiction of incorporation or organization) (Commission File Number) (I.R.S. Employer Identification No.)
111 W. Houston Street,San Antonio,Texas 78205
(Address of principal executive offices) (Zip code)
(Registrant's telephone number, including area code)
(Former name, former address and former fiscal year, if changed since last report
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each class Trading Symbol(s) 
Name of each exchange on
which registered
Common Stock, $.01 Par Value CFR New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company    
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    

Item 5.07Submission of Matters to a Vote of Security Holders
At the Annual Meeting of Shareholders of Cullen/Frost Bankers, Inc. (“Cullen/Frost”) held on April 29, 2020, shareholders voted on the following matters:
(1)To elect thirteen Director nominees to serve on the Board of Directors of Cullen/Frost for a one-year term that will expire at the 2021 Annual Meeting of Shareholders. Final voting results were as follows:
Name of Nominee Votes For Votes Against Abstentions 
Carlos Alvarez 53,543,250
Chris M. Avery 53,836,762
Anthony R. Chase 53,874,248
Cynthia J. Comparin 53,830,269
Samuel G. Dawson 53,890,008
Crawford H. Edwards 53,594,571
Patrick B. Frost 53,584,211
Phillip D. Green 52,905,952
David J. Haemisegger 53,415,055
Karen E. Jennings 53,428,736
Charles W. Matthews 47,034,001
Ida Clement Steen 53,497,619
Graham Weston 53,496,434

(2)To ratify the selection of Ernst & Young LLP to act as independent auditors of Cullen/Frost for the fiscal year that began January 1, 2020. Final voting results were as follows:
Votes For58,293,102
Votes Against533,841

(3)To provide nonbinding approval of executive compensation. Final voting results were as follows:
Votes For52,869,015
Votes Against953,909
Broker Non-Votes4,865,467

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 By:/s/ Jerry Salinas
  Jerry Salinas
  Group Executive Vice President and Chief Financial Officer
(Duly Authorized Officer, Principal Financial
Officer and Principal Accounting Officer)
 Dated:April 29, 2020