The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ABBOTT LABS | COMMON STOCK | 002824100 | 2,263,920 | 20,568 | SH | DFND | 2 | 20,568 | 0 | 0 | |
ABBVIE INC | COMMON STOCK | 00287Y109 | 763,382 | 4,926 | SH | DFND | 2 | 4,926 | 0 | 0 | |
ADOBE INC | COMMON STOCK | 00724F101 | 3,791,990 | 6,356 | SH | DFND | 2 | 6,356 | 0 | 0 | |
AIR PRODUCTS & CHEMICALS INC | COMMON STOCK | 009158106 | 68,176 | 249 | SH | DFND | 2 | 249 | 0 | 0 | |
ALPHABET INC CL A | COMMON STOCK | 02079K305 | 7,331,909 | 52,487 | SH | DFND | 2 | 52,487 | 0 | 0 | |
ALPHABET INC CL C | COMMON STOCK | 02079K107 | 1,876,624 | 13,316 | SH | DFND | 2 | 13,316 | 0 | 0 | |
ALTRIA GROUP INC | COMMON STOCK | 02209S103 | 222,757 | 5,522 | SH | DFND | 2 | 5,522 | 0 | 0 | |
AMAZON.COM INC | COMMON STOCK | 023135106 | 5,606,738 | 36,901 | SH | DFND | 2 | 36,901 | 0 | 0 | |
AMERICAN ELEC PWR INC | COMMON STOCK | 025537101 | 70,255 | 865 | SH | DFND | 2 | 865 | 0 | 0 | |
AMERICAN EXPRESS CO | COMMON STOCK | 025816109 | 339,085 | 1,810 | SH | DFND | 2 | 1,810 | 0 | 0 | |
AMERICAN INTERNATIONAL GROUP | COMMON STOCK | 026874784 | 13,550 | 200 | SH | DFND | 2 | 200 | 0 | 0 | |
AMERICAN SUPERCONDUCTOR CORP | COMMON STOCK | 030111207 | 3,843 | 345 | SH | DFND | 2 | 345 | 0 | 0 | |
AMERICAN WATER WORKS CO INC | COMMON STOCK | 030420103 | 758,415 | 5,746 | SH | DFND | 2 | 5,746 | 0 | 0 | |
AMGEN INC | COMMON STOCK | 031162100 | 1,290,330 | 4,480 | SH | DFND | 2 | 4,480 | 0 | 0 | |
AMPHENOL CORP CL A | COMMON STOCK | 032095101 | 2,461,398 | 24,830 | SH | DFND | 2 | 24,830 | 0 | 0 | |
ANALOG DEVICES INC | COMMON STOCK | 032654105 | 11,914 | 60 | SH | DFND | 2 | 60 | 0 | 0 | |
APPLE INC | COMMON STOCK | 037833100 | 11,982,682 | 62,238 | SH | DFND | 2 | 62,238 | 0 | 0 | |
APPLIED MATERIALS INC | COMMON STOCK | 038222105 | 318,468 | 1,965 | SH | DFND | 2 | 1,965 | 0 | 0 | |
ARCHER DANIELS MIDLAND CO | COMMON STOCK | 039483102 | 14,444 | 200 | SH | DFND | 2 | 200 | 0 | 0 | |
ASHLAND INC | COMMON STOCK | 044186104 | 13,911 | 165 | SH | DFND | 2 | 165 | 0 | 0 | |
AT&T INC | COMMON STOCK | 00206R102 | 278,934 | 16,623 | SH | DFND | 2 | 16,623 | 0 | 0 | |
AUTODESK INC | COMMON STOCK | 052769106 | 19,478 | 80 | SH | DFND | 2 | 80 | 0 | 0 | |
AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 | 265,353 | 1,139 | SH | DFND | 2 | 1,139 | 0 | 0 | |
BADGER METER INC | COMMON STOCK | 056525108 | 15,437 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
BANK OF AMERICA CORP | COMMON STOCK | 060505104 | 2,078,786 | 61,740 | SH | DFND | 2 | 61,740 | 0 | 0 | |
BANK OF NEW YORK MELLON CORP | COMMON STOCK | 064058100 | 39,038 | 750 | SH | DFND | 2 | 750 | 0 | 0 | |
BAXTER INTL INC | COMMON STOCK | 071813109 | 10,825 | 280 | SH | DFND | 2 | 280 | 0 | 0 | |
BECTON DICKINSON | COMMON STOCK | 075887109 | 46,328 | 190 | SH | DFND | 2 | 190 | 0 | 0 | |
BERKSHIRE HATHAWAY INC-CL B | COMMON STOCK | 084670702 | 3,169,994 | 8,888 | SH | DFND | 2 | 8,888 | 0 | 0 | |
BEST BUY CO INC | COMMON STOCK | 086516101 | 2,270 | 29 | SH | DFND | 2 | 29 | 0 | 0 | |
BIO-TECHNE CORP | COMMON STOCK | 09073M104 | 4,167 | 54 | SH | DFND | 2 | 54 | 0 | 0 | |
BLACKROCK INC CL A | COMMON STOCK | 09247X101 | 2,714,659 | 3,344 | SH | DFND | 2 | 3,344 | 0 | 0 | |
BLACKSTONE INC | COMMON STOCK | 09260D107 | 39,276 | 300 | SH | DFND | 2 | 300 | 0 | 0 | |
BOEING CO | COMMON STOCK | 097023105 | 41,706 | 160 | SH | DFND | 2 | 160 | 0 | 0 | |
BOOKING HOLDINGS INC | COMMON STOCK | 09857L108 | 109,964 | 31 | SH | DFND | 2 | 31 | 0 | 0 | |
BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 | 1,833,204 | 35,728 | SH | DFND | 2 | 35,728 | 0 | 0 | |
BROADCOM INC | COMMON STOCK | 11135F101 | 152,926 | 137 | SH | DFND | 2 | 137 | 0 | 0 | |
CAPITAL ONE FINANCIAL CORP | COMMON STOCK | 14040H105 | 2,622 | 20 | SH | DFND | 2 | 20 | 0 | 0 | |
CARDINAL HEALTH INC | COMMON STOCK | 14149Y108 | 10,080 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
CARRIER GLOBAL CORP | COMMON STOCK | 14448C104 | 38,779 | 675 | SH | DFND | 2 | 675 | 0 | 0 | |
CATERPILLAR INC | COMMON STOCK | 149123101 | 2,319,827 | 7,846 | SH | DFND | 2 | 7,846 | 0 | 0 | |
CHARLES SCHWAB CORP | COMMON STOCK | 808513105 | 46,922 | 682 | SH | DFND | 2 | 682 | 0 | 0 | |
CHARTER COMMUNICATIONS INC CL | COMMON STOCK | 16119P108 | 1,166 | 3 | SH | DFND | 2 | 3 | 0 | 0 | |
CHEVRON CORPORATION | COMMON STOCK | 166764100 | 986,544 | 6,614 | SH | DFND | 2 | 6,614 | 0 | 0 | |
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 2,645,379 | 52,363 | SH | DFND | 2 | 52,363 | 0 | 0 | |
CLOROX COMPANY | COMMON STOCK | 189054109 | 70,867 | 497 | SH | DFND | 2 | 497 | 0 | 0 | |
CME GROUP INC | COMMON STOCK | 12572Q105 | 47,385 | 225 | SH | DFND | 2 | 225 | 0 | 0 | |
CMS ENERGY CORP | COMMON STOCK | 125896100 | 7,026 | 121 | SH | DFND | 2 | 121 | 0 | 0 | |
COCA COLA CO | COMMON STOCK | 191216100 | 1,697,184 | 28,800 | SH | DFND | 2 | 28,800 | 0 | 0 | |
COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 | 201,507 | 2,528 | SH | DFND | 2 | 2,528 | 0 | 0 | |
COMCAST CORP-CL A | COMMON STOCK | 20030N101 | 120,807 | 2,755 | SH | DFND | 2 | 2,755 | 0 | 0 | |
CONOCOPHILLIPS | COMMON STOCK | 20825C104 | 1,566,481 | 13,496 | SH | DFND | 2 | 13,496 | 0 | 0 | |
CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 | 94,518 | 1,039 | SH | DFND | 2 | 1,039 | 0 | 0 | |
CONSTELLATION BRANDS INC | COMMON STOCK | 21036P108 | 229,663 | 950 | SH | DFND | 2 | 950 | 0 | 0 | |
CONSTELLATION ENERGY CORP | COMMON STOCK | 21037T109 | 3,857 | 33 | SH | DFND | 2 | 33 | 0 | 0 | |
COSTAR GROUP INC | COMMON STOCK | 22160N109 | 2,272 | 26 | SH | DFND | 2 | 26 | 0 | 0 | |
COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 | 2,701,707 | 4,093 | SH | DFND | 2 | 4,093 | 0 | 0 | |
CSX CORP | COMMON STOCK | 126408103 | 8,737 | 252 | SH | DFND | 2 | 252 | 0 | 0 | |
CUMMINS INC | COMMON STOCK | 231021106 | 1,398,370 | 5,837 | SH | DFND | 2 | 5,837 | 0 | 0 | |
CVS HEALTH CORP | COMMON STOCK | 126650100 | 9,554 | 121 | SH | DFND | 2 | 121 | 0 | 0 | |
DANAHER CORP | COMMON STOCK | 235851102 | 1,633,723 | 7,062 | SH | DFND | 2 | 7,062 | 0 | 0 | |
DEERE & CO | COMMON STOCK | 244199105 | 126,759 | 317 | SH | DFND | 2 | 317 | 0 | 0 | |
DEVON ENERGY CORPORATION | COMMON STOCK | 25179M103 | 4,530 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
DISNEY WALT CO NEW | COMMON STOCK | 254687106 | 2,248,402 | 24,902 | SH | DFND | 2 | 24,902 | 0 | 0 | |
DOLLAR GENERAL CORP | COMMON STOCK | 256677105 | 16,586 | 122 | SH | DFND | 2 | 122 | 0 | 0 | |
DOLLAR TREE INC | COMMON STOCK | 256746108 | 1,804,177 | 12,701 | SH | DFND | 2 | 12,701 | 0 | 0 | |
DOMINION ENERGY INC | COMMON STOCK | 25746U109 | 652,971 | 13,893 | SH | DFND | 2 | 13,893 | 0 | 0 | |
DOW INC | COMMON STOCK | 260557103 | 46,230 | 843 | SH | DFND | 2 | 843 | 0 | 0 | |
DTE ENERGY CO | COMMON STOCK | 233331107 | 3,859 | 35 | SH | DFND | 2 | 35 | 0 | 0 | |
DUKE ENERGY CORP | COMMON STOCK | 26441C204 | 110,140 | 1,135 | SH | DFND | 2 | 1,135 | 0 | 0 | |
DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 | 63,313 | 823 | SH | DFND | 2 | 823 | 0 | 0 | |
EASTMAN CHEMICAL CO | COMMON STOCK | 277432100 | 712,452 | 7,932 | SH | DFND | 2 | 7,932 | 0 | 0 | |
EBAY INC | COMMON STOCK | 278642103 | 17,448 | 400 | SH | DFND | 2 | 400 | 0 | 0 | |
ECOLAB INC | COMMON STOCK | 278865100 | 421,692 | 2,126 | SH | DFND | 2 | 2,126 | 0 | 0 | |
EDISON INTERNATIONAL | COMMON STOCK | 281020107 | 25,022 | 350 | SH | DFND | 2 | 350 | 0 | 0 | |
EMERSON ELEC CO | COMMON STOCK | 291011104 | 154,365 | 1,586 | SH | DFND | 2 | 1,586 | 0 | 0 | |
EOG RES INC | COMMON STOCK | 26875P101 | 17,538 | 145 | SH | DFND | 2 | 145 | 0 | 0 | |
ESSENTIAL UTILITIES INC | COMMON STOCK | 29670G102 | 40,413 | 1,082 | SH | DFND | 2 | 1,082 | 0 | 0 | |
EVANS BANCORP INC | COMMON STOCK | 29911Q208 | 9,459 | 300 | SH | DFND | 2 | 300 | 0 | 0 | |
EXELON CORP | COMMON STOCK | 30161N101 | 3,590 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 2,556,989 | 25,575 | SH | DFND | 2 | 25,575 | 0 | 0 | |
FACTSET RESEARCH SYSTEM INC | COMMON STOCK | 303075105 | 24,330 | 51 | SH | DFND | 2 | 51 | 0 | 0 | |
FEDEX CORPORATION | COMMON STOCK | 31428X106 | 156,841 | 620 | SH | DFND | 2 | 620 | 0 | 0 | |
FIRST SOLAR INC | COMMON STOCK | 336433107 | 3,446 | 20 | SH | DFND | 2 | 20 | 0 | 0 | |
FIRSTENERGY CORP | COMMON STOCK | 337932107 | 29,365 | 801 | SH | DFND | 2 | 801 | 0 | 0 | |
FISERV INC | COMMON STOCK | 337738108 | 308,853 | 2,325 | SH | DFND | 2 | 2,325 | 0 | 0 | |
FLUSHING FINANCIAL CORP | COMMON STOCK | 343873105 | 16,480 | 1,000 | SH | DFND | 2 | 1,000 | 0 | 0 | |
FORD MOTOR CO DEL | COMMON STOCK | 345370860 | 127,995 | 10,500 | SH | DFND | 2 | 10,500 | 0 | 0 | |
FORTREA HLDGS INC | COMMON STOCK | 34965K107 | 3,839 | 110 | SH | DFND | 2 | 110 | 0 | 0 | |
GE HEALTHCARE TECHNOLOGIES INC | COMMON STOCK | 36266G107 | 49,253 | 637 | SH | DFND | 2 | 637 | 0 | 0 | |
GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 | 1,614,888 | 6,219 | SH | DFND | 2 | 6,219 | 0 | 0 | |
GENERAL ELECTRIC CO | COMMON STOCK | 369604301 | 257,557 | 2,018 | SH | DFND | 2 | 2,018 | 0 | 0 | |
GENERAL MLS INC | COMMON STOCK | 370334104 | 167,670 | 2,574 | SH | DFND | 2 | 2,574 | 0 | 0 | |
GENUINE PARTS CO | COMMON STOCK | 372460105 | 29,085 | 210 | SH | DFND | 2 | 210 | 0 | 0 | |
GILEAD SCIENCES INC | COMMON STOCK | 375558103 | 84,979 | 1,049 | SH | DFND | 2 | 1,049 | 0 | 0 | |
GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 | 133,862 | 347 | SH | DFND | 2 | 347 | 0 | 0 | |
GRACO INC | COMMON STOCK | 384109104 | 2,516 | 29 | SH | DFND | 2 | 29 | 0 | 0 | |
GRAINGER W W INC | COMMON STOCK | 384802104 | 52,207 | 63 | SH | DFND | 2 | 63 | 0 | 0 | |
GREENLANE HOLDINGS INC CL A | COMMON STOCK | 395330301 | 6 | 11 | SH | DFND | 2 | 11 | 0 | 0 | |
HARLEY DAVIDSON INC | COMMON STOCK | 412822108 | 7,368 | 200 | SH | DFND | 2 | 200 | 0 | 0 | |
HOME DEPOT INC | COMMON STOCK | 437076102 | 3,868,884 | 11,164 | SH | DFND | 2 | 11,164 | 0 | 0 | |
HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 | 2,338,267 | 11,150 | SH | DFND | 2 | 11,150 | 0 | 0 | |
IDACORP INC | COMMON STOCK | 451107106 | 22,810 | 232 | SH | DFND | 2 | 232 | 0 | 0 | |
ILLINOIS TOOL WKS INC | COMMON STOCK | 452308109 | 115,254 | 440 | SH | DFND | 2 | 440 | 0 | 0 | |
INGERSOLL-RAND INC | COMMON STOCK | 45687V106 | 621,350 | 8,034 | SH | DFND | 2 | 8,034 | 0 | 0 | |
INTEL CORP | COMMON STOCK | 458140100 | 491,043 | 9,772 | SH | DFND | 2 | 9,772 | 0 | 0 | |
INTERCONTINENTAL EXCHANGE GROU | COMMON STOCK | 45866F104 | 2,556,656 | 19,907 | SH | DFND | 2 | 19,907 | 0 | 0 | |
INTERNATIONAL FLAVORS & FRAGRA | COMMON STOCK | 459506101 | 36,517 | 451 | SH | DFND | 2 | 451 | 0 | 0 | |
INTL. BUSINESS MACHINES CORP | COMMON STOCK | 459200101 | 233,549 | 1,428 | SH | DFND | 2 | 1,428 | 0 | 0 | |
INTUITIVE SURGICAL INC | COMMON STOCK | 46120E602 | 4,386 | 13 | SH | DFND | 2 | 13 | 0 | 0 | |
JACK HENRY & ASSOC INC | COMMON STOCK | 426281101 | 19,609 | 120 | SH | DFND | 2 | 120 | 0 | 0 | |
JACOBS SOLUTIONS INC | COMMON STOCK | 46982L108 | 68,145 | 525 | SH | DFND | 2 | 525 | 0 | 0 | |
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 2,811,289 | 17,936 | SH | DFND | 2 | 17,936 | 0 | 0 | |
JP MORGAN CHASE & CO | COMMON STOCK | 46625H100 | 3,639,630 | 21,397 | SH | DFND | 2 | 21,397 | 0 | 0 | |
KELLANOVA | COMMON STOCK | 487836108 | 5,591 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
KEYCORP | COMMON STOCK | 493267108 | 15,221 | 1,057 | SH | DFND | 2 | 1,057 | 0 | 0 | |
KIMBERLY CLARK CORP | COMMON STOCK | 494368103 | 25,760 | 212 | SH | DFND | 2 | 212 | 0 | 0 | |
KNIFE RIVER CORP | COMMON STOCK | 498894104 | 9,927 | 150 | SH | DFND | 2 | 150 | 0 | 0 | |
LABORATORY CORP OF AMERICA HOL | COMMON STOCK | 50540R409 | 25,002 | 110 | SH | DFND | 2 | 110 | 0 | 0 | |
LILLY ELI & CO | COMMON STOCK | 532457108 | 1,497,521 | 2,569 | SH | DFND | 2 | 2,569 | 0 | 0 | |
LITTELFUSE INC | COMMON STOCK | 537008104 | 4,013 | 15 | SH | DFND | 2 | 15 | 0 | 0 | |
LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 | 156,821 | 346 | SH | DFND | 2 | 346 | 0 | 0 | |
LOWES COS INC | COMMON STOCK | 548661107 | 968,538 | 4,352 | SH | DFND | 2 | 4,352 | 0 | 0 | |
MANITOWOC CO INC | COMMON STOCK | 563571405 | 3,338 | 200 | SH | DFND | 2 | 200 | 0 | 0 | |
MARRIOTT INTERNATIONAL INC | COMMON STOCK | 571903202 | 6,991 | 31 | SH | DFND | 2 | 31 | 0 | 0 | |
MARVELL TECHNOLOGY INC | COMMON STOCK | 573874104 | 586,274 | 9,721 | SH | DFND | 2 | 9,721 | 0 | 0 | |
MASCO CORP | COMMON STOCK | 574599106 | 1,540,540 | 23,000 | SH | DFND | 2 | 23,000 | 0 | 0 | |
MASTERCARD INC CL A | COMMON STOCK | 57636Q104 | 1,567,424 | 3,675 | SH | DFND | 2 | 3,675 | 0 | 0 | |
MATSON INC | COMMON STOCK | 57686G105 | 10,960 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
MCCORMICK & CO INC | COMMON STOCK | 579780206 | 77,383 | 1,131 | SH | DFND | 2 | 1,131 | 0 | 0 | |
MCDONALDS CORP | COMMON STOCK | 580135101 | 2,416,260 | 8,149 | SH | DFND | 2 | 8,149 | 0 | 0 | |
MERCK & CO INC | COMMON STOCK | 58933Y105 | 503,563 | 4,619 | SH | DFND | 2 | 4,619 | 0 | 0 | |
META PLATFORMS INC CL A | COMMON STOCK | 30303M102 | 2,338,614 | 6,607 | SH | DFND | 2 | 6,607 | 0 | 0 | |
METLIFE INC | COMMON STOCK | 59156R108 | 23,873 | 361 | SH | DFND | 2 | 361 | 0 | 0 | |
MICROSOFT CORP | COMMON STOCK | 594918104 | 11,360,168 | 30,210 | SH | DFND | 2 | 30,210 | 0 | 0 | |
MONDELEZ INTERNATIONAL INC | COMMON STOCK | 609207105 | 26,437 | 365 | SH | DFND | 2 | 365 | 0 | 0 | |
MONSTER BEVERAGE CORP | COMMON STOCK | 61174X109 | 54,730 | 950 | SH | DFND | 2 | 950 | 0 | 0 | |
MORGAN STANLEY | COMMON STOCK | 617446448 | 1,108,743 | 11,890 | SH | DFND | 2 | 11,890 | 0 | 0 | |
NBT BANCORP INC COM | COMMON STOCK | 628778102 | 15,297 | 365 | SH | DFND | 2 | 365 | 0 | 0 | |
NETFLIX INC | COMMON STOCK | 64110L106 | 1,560,450 | 3,205 | SH | DFND | 2 | 3,205 | 0 | 0 | |
NEXTERA ENERGY INC | COMMON STOCK | 65339F101 | 424,330 | 6,986 | SH | DFND | 2 | 6,986 | 0 | 0 | |
NIKE INC-CLASS B | COMMON STOCK | 654106103 | 142,227 | 1,310 | SH | DFND | 2 | 1,310 | 0 | 0 | |
NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 | 79,896 | 338 | SH | DFND | 2 | 338 | 0 | 0 | |
NORTHROP GRUMMAN CORPORATION | COMMON STOCK | 666807102 | 38,387 | 82 | SH | DFND | 2 | 82 | 0 | 0 | |
NUCOR CORP | COMMON STOCK | 670346105 | 6,091 | 35 | SH | DFND | 2 | 35 | 0 | 0 | |
NVIDIA CORP | COMMON STOCK | 67066G104 | 5,198,820 | 10,498 | SH | DFND | 2 | 10,498 | 0 | 0 | |
OCCIDENTAL PETE CORP | COMMON STOCK | 674599105 | 1,493 | 25 | SH | DFND | 2 | 25 | 0 | 0 | |
ORACLE CORPORATION | COMMON STOCK | 68389X105 | 3,680,245 | 34,907 | SH | DFND | 2 | 34,907 | 0 | 0 | |
ORGANON & CO | COMMON STOCK | 68622V106 | 43 | 3 | SH | DFND | 2 | 3 | 0 | 0 | |
PACKAGING CORP OF AMERICA | COMMON STOCK | 695156109 | 13,847 | 85 | SH | DFND | 2 | 85 | 0 | 0 | |
PALO ALTO NETWORKS INC | COMMON STOCK | 697435105 | 507,194 | 1,720 | SH | DFND | 2 | 1,720 | 0 | 0 | |
PAYCHEX INC | COMMON STOCK | 704326107 | 876,530 | 7,359 | SH | DFND | 2 | 7,359 | 0 | 0 | |
PAYPAL HOLDINGS INC | COMMON STOCK | 70450Y103 | 252,272 | 4,108 | SH | DFND | 2 | 4,108 | 0 | 0 | |
PENN ENTERTAINMENT INC | COMMON STOCK | 707569109 | 39,941 | 1,535 | SH | DFND | 2 | 1,535 | 0 | 0 | |
PEPSICO INC | COMMON STOCK | 713448108 | 1,386,744 | 8,165 | SH | DFND | 2 | 8,165 | 0 | 0 | |
PFIZER INC | COMMON STOCK | 717081103 | 884,400 | 30,719 | SH | DFND | 2 | 30,719 | 0 | 0 | |
PHILIP MORRIS INTERNATIONAL | COMMON STOCK | 718172109 | 358,727 | 3,813 | SH | DFND | 2 | 3,813 | 0 | 0 | |
PHILLIPS 66 | COMMON STOCK | 718546104 | 19,039 | 143 | SH | DFND | 2 | 143 | 0 | 0 | |
PLUG POWER INC | COMMON STOCK | 72919P202 | 3,150 | 700 | SH | DFND | 2 | 700 | 0 | 0 | |
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 2,534,409 | 17,295 | SH | DFND | 2 | 17,295 | 0 | 0 | |
PRUDENTIAL FINL INC | COMMON STOCK | 744320102 | 34,224 | 330 | SH | DFND | 2 | 330 | 0 | 0 | |
QUALCOMM INC | COMMON STOCK | 747525103 | 1,429,812 | 9,886 | SH | DFND | 2 | 9,886 | 0 | 0 | |
ROKU INC | COMMON STOCK | 77543R102 | 9,166 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
ROPER TECHNOLOGIES INC | COMMON STOCK | 776696106 | 47,430 | 87 | SH | DFND | 2 | 87 | 0 | 0 | |
ROSS STORES INC | COMMON STOCK | 778296103 | 34,459 | 249 | SH | DFND | 2 | 249 | 0 | 0 | |
RTX CORPORATION | COMMON STOCK | 75513E101 | 182,500 | 2,169 | SH | DFND | 2 | 2,169 | 0 | 0 | |
RYDER SYSTEM INC | COMMON STOCK | 783549108 | 11,506 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
S&P GLOBAL INC | COMMON STOCK | 78409V104 | 51,981 | 118 | SH | DFND | 2 | 118 | 0 | 0 | |
SALESFORCE INC | COMMON STOCK | 79466L302 | 3,671,592 | 13,953 | SH | DFND | 2 | 13,953 | 0 | 0 | |
SERVICENOW INC | COMMON STOCK | 81762P102 | 5,652 | 8 | SH | DFND | 2 | 8 | 0 | 0 | |
SHERWIN WILLIAMS CO | COMMON STOCK | 824348106 | 173,105 | 555 | SH | DFND | 2 | 555 | 0 | 0 | |
SIMON PROPERTY GROUP INC REIT | COMMON STOCK | 828806109 | 4,850 | 34 | SH | DFND | 2 | 34 | 0 | 0 | |
SIRIUS XM HOLDINGS INC | COMMON STOCK | 82968B103 | 5,470 | 1,000 | SH | DFND | 2 | 1,000 | 0 | 0 | |
SITEONE LANDSCAPE SUPPLY INC | COMMON STOCK | 82982L103 | 3,413 | 21 | SH | DFND | 2 | 21 | 0 | 0 | |
SITIME CORP | COMMON STOCK | 82982T106 | 1,587 | 13 | SH | DFND | 2 | 13 | 0 | 0 | |
SMITH A O CORPORATION | COMMON STOCK | 831865209 | 32,152 | 390 | SH | DFND | 2 | 390 | 0 | 0 | |
SNOWFLAKE INC CL A | COMMON STOCK | 833445109 | 609,935 | 3,065 | SH | DFND | 2 | 3,065 | 0 | 0 | |
SOLAREDGE TECHNOLOGIES INC | COMMON STOCK | 83417M104 | 1,404 | 15 | SH | DFND | 2 | 15 | 0 | 0 | |
SOUTHERN COMPANY | COMMON STOCK | 842587107 | 39,337 | 561 | SH | DFND | 2 | 561 | 0 | 0 | |
SOUTHWEST AIRLINES CO | COMMON STOCK | 844741108 | 7,942 | 275 | SH | DFND | 2 | 275 | 0 | 0 | |
STARBUCKS CORP | COMMON STOCK | 855244109 | 1,490,075 | 15,520 | SH | DFND | 2 | 15,520 | 0 | 0 | |
STRYKER CORPORATION | COMMON STOCK | 863667101 | 2,395,381 | 7,999 | SH | DFND | 2 | 7,999 | 0 | 0 | |
SYSCO CORP | COMMON STOCK | 871829107 | 870,905 | 11,909 | SH | DFND | 2 | 11,909 | 0 | 0 | |
T ROWE PRICE GROUP INC | COMMON STOCK | 74144T108 | 181,996 | 1,690 | SH | DFND | 2 | 1,690 | 0 | 0 | |
T-MOBILE US INC | COMMON STOCK | 872590104 | 568,370 | 3,545 | SH | DFND | 2 | 3,545 | 0 | 0 | |
TARGET CORP | COMMON STOCK | 87612E106 | 23,642 | 166 | SH | DFND | 2 | 166 | 0 | 0 | |
TELEDYNE TECHNOLOGIES INC | COMMON STOCK | 879360105 | 1,785 | 4 | SH | DFND | 2 | 4 | 0 | 0 | |
TERADYNE INC | COMMON STOCK | 880770102 | 629,199 | 5,798 | SH | DFND | 2 | 5,798 | 0 | 0 | |
TESLA INC | COMMON STOCK | 88160R101 | 445,773 | 1,794 | SH | DFND | 2 | 1,794 | 0 | 0 | |
TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 | 695,477 | 4,080 | SH | DFND | 2 | 4,080 | 0 | 0 | |
THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 | 2,537,707 | 4,781 | SH | DFND | 2 | 4,781 | 0 | 0 | |
TJX COS INC | COMMON STOCK | 872540109 | 1,994,401 | 21,260 | SH | DFND | 2 | 21,260 | 0 | 0 | |
TOMPKINS FINANCIAL CORPORATION | COMMON STOCK | 890110109 | 32,524 | 540 | SH | DFND | 2 | 540 | 0 | 0 | |
TRANSMEDICS GROUP INC | COMMON STOCK | 89377M109 | 4,736 | 60 | SH | DFND | 2 | 60 | 0 | 0 | |
TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 | 1,715,172 | 9,004 | SH | DFND | 2 | 9,004 | 0 | 0 | |
TRUIST FINANCIAL CORP | COMMON STOCK | 89832Q109 | 51,688 | 1,400 | SH | DFND | 2 | 1,400 | 0 | 0 | |
TRUSTCO BANK CORP NY | COMMON STOCK | 898349204 | 1,335 | 43 | SH | DFND | 2 | 43 | 0 | 0 | |
TYLER TECHNOLOGIES INC | COMMON STOCK | 902252105 | 3,763 | 9 | SH | DFND | 2 | 9 | 0 | 0 | |
UBER TECHNOLOGIES INC | COMMON STOCK | 90353T100 | 3,017 | 49 | SH | DFND | 2 | 49 | 0 | 0 | |
UNION PAC CORP | COMMON STOCK | 907818108 | 1,992,715 | 8,113 | SH | DFND | 2 | 8,113 | 0 | 0 | |
UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 | 137,891 | 877 | SH | DFND | 2 | 877 | 0 | 0 | |
UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 | 2,474,935 | 4,701 | SH | DFND | 2 | 4,701 | 0 | 0 | |
US BANCORP NEW | COMMON STOCK | 902973304 | 362,773 | 8,382 | SH | DFND | 2 | 8,382 | 0 | 0 | |
VERALTO CORPORATION | COMMON STOCK | 92338C103 | 6,828 | 83 | SH | DFND | 2 | 83 | 0 | 0 | |
VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 | 269,065 | 7,137 | SH | DFND | 2 | 7,137 | 0 | 0 | |
VERTEX PHARMACEUTICALS INC | COMMON STOCK | 92532F100 | 571,680 | 1,405 | SH | DFND | 2 | 1,405 | 0 | 0 | |
VIATRIS INC | COMMON STOCK | 92556V106 | 422 | 39 | SH | DFND | 2 | 39 | 0 | 0 | |
VIRGIN GALACTIC HOLDINGS INC | COMMON STOCK | 92766K106 | 2,590 | 1,057 | SH | DFND | 2 | 1,057 | 0 | 0 | |
VISA INC CL A | COMMON STOCK | 92826C839 | 3,320,244 | 12,753 | SH | DFND | 2 | 12,753 | 0 | 0 | |
VULCAN MATERIALS CO | COMMON STOCK | 929160109 | 180,473 | 795 | SH | DFND | 2 | 795 | 0 | 0 | |
WABTEC CORP | COMMON STOCK | 929740108 | 19,035 | 150 | SH | DFND | 2 | 150 | 0 | 0 | |
WALGREENS BOOTS ALLIANCE INC | COMMON STOCK | 931427108 | 2,611 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
WALMART INC | COMMON STOCK | 931142103 | 1,609,607 | 10,210 | SH | DFND | 2 | 10,210 | 0 | 0 | |
WARNER BROS DISCOVERY INC CL A | COMMON STOCK | 934423104 | 182 | 16 | SH | DFND | 2 | 16 | 0 | 0 | |
WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 | 43,700 | 244 | SH | DFND | 2 | 244 | 0 | 0 | |
WEC ENERGY GROUP INC | COMMON STOCK | 92939U106 | 21,043 | 250 | SH | DFND | 2 | 250 | 0 | 0 | |
WELLS FARGO & CO | COMMON STOCK | 949746101 | 252,794 | 5,136 | SH | DFND | 2 | 5,136 | 0 | 0 | |
WENDY'S CO | COMMON STOCK | 95058W100 | 13,052 | 670 | SH | DFND | 2 | 670 | 0 | 0 | |
WILLIAMS COS INC | COMMON STOCK | 969457100 | 1,564,041 | 44,905 | SH | DFND | 2 | 44,905 | 0 | 0 | |
WK KELLOGG CO | COMMON STOCK | 92942W107 | 329 | 25 | SH | DFND | 2 | 25 | 0 | 0 | |
YUM CHINA HOLDINGS INC | COMMON STOCK | 98850P109 | 21,215 | 500 | SH | DFND | 2 | 500 | 0 | 0 | |
YUM! BRANDS INC | COMMON STOCK | 988498101 | 1,606,726 | 12,297 | SH | DFND | 2 | 12,297 | 0 | 0 | |
ZIMMER BIOMET HOLDINGS INC | COMMON STOCK | 98956P102 | 73,385 | 603 | SH | DFND | 2 | 603 | 0 | 0 | |
ZOETIS INC CL A | COMMON STOCK | 98978V103 | 1,974 | 10 | SH | DFND | 2 | 10 | 0 | 0 | |
ZSCALER INC | COMMON STOCK | 98980G102 | 4,431 | 20 | SH | DFND | 2 | 20 | 0 | 0 | |
3M CO | COMMON STOCK | 88579Y101 | 219,624 | 2,009 | SH | DFND | 2 | 2,009 | 0 | 0 | |
BP PLC SPONS ADR | COMMON STOCK | 055622104 | 75,119 | 2,122 | SH | DFND | 2 | 2,122 | 0 | 0 | |
COMPASS PATHWAYS LTD SPONS ADR | COMMON STOCK | 20451W101 | 875 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
RIO TINTO PLC SPONS ADR | COMMON STOCK | 767204100 | 44,676 | 600 | SH | DFND | 2 | 600 | 0 | 0 | |
AMERICAN TOWER CORP REIT | COMMON STOCK | 03027X100 | 40,370 | 187 | SH | DFND | 2 | 187 | 0 | 0 | |
LXP INDUSTRIAL TRUST REIT | COMMON STOCK | 529043101 | 14,880 | 1,500 | SH | DFND | 2 | 1,500 | 0 | 0 | |
WEYERHAEUSER CO REIT | COMMON STOCK | 962166104 | 3,825 | 110 | SH | DFND | 2 | 110 | 0 | 0 | |
ARROW FINANCIAL CORPORATION | COMMON STOCK | 042744102 | 47,058,783 | 1,684,280 | SH | DFND | 2 | 1,684,280 | 0 | 0 | |
ACCENTURE PLC CL A | COMMON STOCK | G1151C101 | 78,604 | 224 | SH | DFND | 2 | 224 | 0 | 0 | |
BARRICK GOLD CORP | COMMON STOCK | 067901108 | 19,899 | 1,100 | SH | DFND | 2 | 1,100 | 0 | 0 | |
BIRKENSTOCK HOLDING PLC | COMMON STOCK | M2029K104 | 4,873 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
CHECK POINT SOFTWARE TECH LTD | COMMON STOCK | M22465104 | 24,446 | 160 | SH | DFND | 2 | 160 | 0 | 0 | |
EATON CORP PLC | COMMON STOCK | G29183103 | 33,715 | 140 | SH | DFND | 2 | 140 | 0 | 0 | |
ENBRIDGE INCORPORATED | COMMON STOCK | 29250N105 | 64,836 | 1,800 | SH | DFND | 2 | 1,800 | 0 | 0 | |
GLOBALFOUNDRIES INC | COMMON STOCK | G39387108 | 46,965 | 775 | SH | DFND | 2 | 775 | 0 | 0 | |
LINDE PLC | COMMON STOCK | G54950103 | 10,268 | 25 | SH | DFND | 2 | 25 | 0 | 0 | |
LITHIUM AMERICAS ARGENTINA C | COMMON STOCK | 53681K100 | 632 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
LITHIUM AMERICAS CORP | COMMON STOCK | 53681J103 | 640 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
LYONDELLBASELL INDUSTRIES NV | COMMON STOCK | N53745100 | 802,095 | 8,436 | SH | DFND | 2 | 8,436 | 0 | 0 | |
MANULIFE FINANCIAL CORP | COMMON STOCK | 56501R106 | 5,216 | 236 | SH | DFND | 2 | 236 | 0 | 0 | |
MEDTRONIC PLC | COMMON STOCK | G5960L103 | 63,927 | 776 | SH | DFND | 2 | 776 | 0 | 0 | |
MIND MEDICINE MINDMED INC | COMMON STOCK | 60255C885 | 242 | 66 | SH | DFND | 2 | 66 | 0 | 0 | |
RESTAURANT BRANDS INTERNATIONA | COMMON STOCK | 76131D103 | 16,876 | 216 | SH | DFND | 2 | 216 | 0 | 0 | |
ROYAL BANK OF CANADA | COMMON STOCK | 780087102 | 10,113 | 100 | SH | DFND | 2 | 100 | 0 | 0 | |
SCHLUMBERGER LTD | COMMON STOCK | 806857108 | 19,983 | 384 | SH | DFND | 2 | 384 | 0 | 0 | |
SHOPIFY INC CL A | COMMON STOCK | 82509L107 | 28,044 | 360 | SH | DFND | 2 | 360 | 0 | 0 | |
THOMSON REUTERS CORP | COMMON STOCK | 884903808 | 12,575 | 86 | SH | DFND | 2 | 86 | 0 | 0 | |
TORONTO DOMINION BANK | COMMON STOCK | 891160509 | 89,822 | 1,390 | SH | DFND | 2 | 1,390 | 0 | 0 | |
COMM. SERV. SELECT SECTOR SPDR | OTHER | 81369Y852 | 15,985 | 220 | SH | DFND | 2 | 220 | 0 | 0 | |
CONS DISC SELECT SECTOR SPDR F | OTHER | 81369Y407 | 316,494 | 1,770 | SH | DFND | 2 | 1,770 | 0 | 0 | |
CONS STAPLES SELECT SECT SPDR | OTHER | 81369Y308 | 91,550 | 1,271 | SH | DFND | 2 | 1,271 | 0 | 0 | |
DIMENSIONAL US CORE EQUITY 2 | OTHER | 25434V708 | 154,714 | 5,293 | SH | DFND | 2 | 5,293 | 0 | 0 | |
DIMENSIONAL US EQUITY ETF | OTHER | 25434V401 | 76,916 | 1,484 | SH | DFND | 2 | 1,484 | 0 | 0 | |
ENERGY SELECT SECTOR SPDR FUND | OTHER | 81369Y506 | 167,764 | 2,001 | SH | DFND | 2 | 2,001 | 0 | 0 | |
FINANCIAL SELECT SECTOR SPDR F | OTHER | 81369Y605 | 546,478 | 14,534 | SH | DFND | 2 | 14,534 | 0 | 0 | |
GABELLI DIVIDEND & INCOME TRUS | OTHER | 36242H104 | 32,135 | 1,485 | SH | DFND | 2 | 1,485 | 0 | 0 | |
HEALTH CARE SELECT SECTOR SPDR | OTHER | 81369Y209 | 460,283 | 3,375 | SH | DFND | 2 | 3,375 | 0 | 0 | |
INDUSTRIAL SELECT SECTOR SPDR | OTHER | 81369Y704 | 307,431 | 2,697 | SH | DFND | 2 | 2,697 | 0 | 0 | |
INVESCO QQQ TRUST SERIES 1 | OTHER | 46090E103 | 35,422,251 | 86,497 | SH | DFND | 2 | 86,497 | 0 | 0 | |
ISHARES CORE MSCI DEV MKTS ETF | OTHER | 46435G326 | 26,960,710 | 423,511 | SH | DFND | 2 | 423,511 | 0 | 0 | |
ISHARES CORE MSCI EAFE ETF | OTHER | 46432F842 | 41,718 | 593 | SH | DFND | 2 | 593 | 0 | 0 | |
ISHARES CORE S&P MID-CAP ETF | OTHER | 464287507 | 48,207,194 | 173,939 | SH | DFND | 2 | 173,939 | 0 | 0 | |
ISHARES CORE S&P SMALL-CAP ETF | OTHER | 464287804 | 50,344,910 | 465,080 | SH | DFND | 2 | 465,080 | 0 | 0 | |
ISHARES CORE S&P 500 ETF | OTHER | 464287200 | 6,209 | 13 | SH | DFND | 2 | 13 | 0 | 0 | |
ISHARES RUSSELL MIDCAP ETF | OTHER | 464287499 | 238,165 | 3,064 | SH | DFND | 2 | 3,064 | 0 | 0 | |
ISHARES SILVER TRUST | OTHER | 46428Q109 | 82,437 | 3,785 | SH | DFND | 2 | 3,785 | 0 | 0 | |
ISHARES US REGIONAL BANKS ETF | OTHER | 464288778 | 30,752 | 735 | SH | DFND | 2 | 735 | 0 | 0 | |
MATERIALS SELECT SECTOR SPDR F | OTHER | 81369Y100 | 1,150,941 | 13,455 | SH | DFND | 2 | 13,455 | 0 | 0 | |
REAL ESTATE SELECT SECTOR SPDR | OTHER | 81369Y860 | 2,964 | 74 | SH | DFND | 2 | 74 | 0 | 0 | |
SPDR GOLD TRUST | OTHER | 78463V107 | 267,447 | 1,399 | SH | DFND | 2 | 1,399 | 0 | 0 | |
SPDR PORTFOLIO S&P 500 GROWTH | OTHER | 78464A409 | 397,972 | 6,117 | SH | DFND | 2 | 6,117 | 0 | 0 | |
SPDR PORTFOLIO S&P 500 VALUE E | OTHER | 78464A508 | 49,081,013 | 1,052,563 | SH | DFND | 2 | 1,052,563 | 0 | 0 | |
SPDR S&P BIOTECH ETF | OTHER | 78464A870 | 128,578 | 1,440 | SH | DFND | 2 | 1,440 | 0 | 0 | |
SPDR S&P INSURANCE ETF | OTHER | 78464A789 | 56,977 | 1,260 | SH | DFND | 2 | 1,260 | 0 | 0 | |
SPDR S&P MIDCAP 400 ETF TRUST | OTHER | 78467Y107 | 12,685 | 25 | SH | DFND | 2 | 25 | 0 | 0 | |
SPDR S&P PHARMACEUTICALS ETF | OTHER | 78464A722 | 2,081 | 50 | SH | DFND | 2 | 50 | 0 | 0 | |
SPDR S&P 500 ETF TRUST | OTHER | 78462F103 | 6,764,137 | 14,231 | SH | DFND | 2 | 14,231 | 0 | 0 | |
TECHNOLOGY SELECT SECTOR SPDR | OTHER | 81369Y803 | 994,929 | 5,169 | SH | DFND | 2 | 5,169 | 0 | 0 | |
UTILITIES SELECT SECTOR SPDR F | OTHER | 81369Y886 | 753,247 | 11,894 | SH | DFND | 2 | 11,894 | 0 | 0 | |
VANECK BIOTECH ETF | OTHER | 92189F726 | 41,328 | 250 | SH | DFND | 2 | 250 | 0 | 0 | |
VANECK GOLD MINERS ETF | OTHER | 92189F106 | 39,135 | 1,262 | SH | DFND | 2 | 1,262 | 0 | 0 | |
VANECK SOCIAL SENTIMENT ETF | OTHER | 92189H839 | 32,708 | 1,750 | SH | DFND | 2 | 1,750 | 0 | 0 | |
VANGUARD GROWTH ETF | OTHER | 922908736 | 172,849 | 556 | SH | DFND | 2 | 556 | 0 | 0 | |
VANGUARD HEALTH CARE ETF | OTHER | 92204A504 | 10,028 | 40 | SH | DFND | 2 | 40 | 0 | 0 | |
VANGUARD INFO TECH ETF | OTHER | 92204A702 | 32,912 | 68 | SH | DFND | 2 | 68 | 0 | 0 | |
VANGUARD MID-CAP ETF | OTHER | 922908629 | 27,705,796 | 119,093 | SH | DFND | 2 | 119,093 | 0 | 0 | |
VANGUARD REAL ESTATE ETF | OTHER | 922908553 | 329,141 | 3,725 | SH | DFND | 2 | 3,725 | 0 | 0 | |
VANGUARD S&P 500 ETF | OTHER | 922908363 | 83,182,445 | 190,436 | SH | DFND | 2 | 190,436 | 0 | 0 | |
VANGUARD SMALL-CAP ETF | OTHER | 922908751 | 12,984,970 | 60,868 | SH | DFND | 2 | 60,868 | 0 | 0 | |
ISHARES BARCLAYS 1-3 YEAR TR E | OTHER | 464287457 | 121,747 | 1,484 | SH | DFND | 2 | 1,484 | 0 | 0 | |
ISHARES CORE U.S. AGGREGATE | OTHER | 464287226 | 6,631,687 | 66,818 | SH | DFND | 2 | 66,818 | 0 | 0 | |
ISHARES ESG AWARE 1-5 YEAR USD | OTHER | 46435G243 | 469,526 | 19,180 | SH | DFND | 2 | 19,180 | 0 | 0 | |
ISHARES IBONDS DEC 2024 MUNI E | OTHER | 46435U697 | 237,130 | 9,145 | SH | DFND | 2 | 9,145 | 0 | 0 | |
ISHARES IBONDS DEC 2024 TERM C | OTHER | 46434VBG4 | 10,873,663 | 436,518 | SH | DFND | 2 | 436,518 | 0 | 0 | |
ISHARES IBONDS DEC 2025 TERM C | OTHER | 46434VBD1 | 10,954,393 | 442,423 | SH | DFND | 2 | 442,423 | 0 | 0 | |
ISHARES IBONDS DEC 2026 MUNI E | OTHER | 46435U259 | 239,497 | 9,388 | SH | DFND | 2 | 9,388 | 0 | 0 | |
ISHARES IBONDS DEC 2026 TERM C | OTHER | 46435GAA0 | 11,141,702 | 466,180 | SH | DFND | 2 | 466,180 | 0 | 0 | |
ISHARES IBONDS DEC 2027 TERM C | OTHER | 46435UAA9 | 10,923,423 | 456,474 | SH | DFND | 2 | 456,474 | 0 | 0 | |
ISHARES IBONDS DEC 2028 TERM C | OTHER | 46435U515 | 11,161,437 | 444,856 | SH | DFND | 2 | 444,856 | 0 | 0 | |
ISHARES IBONDS DEC 2028 TERM M | OTHER | 46435U325 | 240,162 | 9,385 | SH | DFND | 2 | 9,385 | 0 | 0 | |
ISHARES IBONDS DEC 2029 TERM C | OTHER | 46436E205 | 11,321,210 | 490,733 | SH | DFND | 2 | 490,733 | 0 | 0 | |
ISHARES IBONDS DEC 2030 TERM C | OTHER | 46436E726 | 11,434,706 | 528,406 | SH | DFND | 2 | 528,406 | 0 | 0 | |
ISHARES IBONDS DEC 2031 TERM C | OTHER | 46436E486 | 11,600,170 | 558,506 | SH | DFND | 2 | 558,506 | 0 | 0 | |
ISHARES IBONDS DEC 2032 TC ETF | OTHER | 46436E312 | 11,777,414 | 466,802 | SH | DFND | 2 | 466,802 | 0 | 0 | |
ISHARES IBONDS DEC 2033 CORP | OTHER | 46436E130 | 5,389,027 | 208,473 | SH | DFND | 2 | 208,473 | 0 | 0 | |
ISHARES IBONDS 2024 H/Y INC | OTHER | 46435U184 | 26,036,955 | 1,121,799 | SH | DFND | 2 | 1,121,799 | 0 | 0 | |
ISHARES IBONDS 2025 H/Y INC ET | OTHER | 46435U168 | 223,192 | 9,662 | SH | DFND | 2 | 9,662 | 0 | 0 | |
ISHARES 1-5Y INV GRADE CORP ET | OTHER | 464288646 | 1,488,154 | 29,023 | SH | DFND | 2 | 29,023 | 0 | 0 | |
ISHARES 10-20 YEAR TREASURY BO | OTHER | 464288653 | 22,597,543 | 208,734 | SH | DFND | 2 | 208,734 | 0 | 0 | |
ISHARES 20 PLUS YEAR TREASURY BOND | OTHER | 464287432 | 113,712 | 1,150 | SH | DFND | 2 | 1,150 | 0 | 0 | |
SPDR BLOOMBERG 1-3 MONTH T-BIL | OTHER | 78468R663 | 1,371 | 15 | SH | DFND | 2 | 15 | 0 | 0 | |
VANGUARD SHORT TERM CORP BOND | OTHER | 92206C409 | 8,080,523 | 104,440 | SH | DFND | 2 | 104,440 | 0 | 0 | |
VANGUARD TOTAL BOND MARKET ETF | OTHER | 921937835 | 1,191,289 | 16,197 | SH | DFND | 2 | 16,197 | 0 | 0 | |
ISHARES IBONDS DEC 2025 MUNI E | OTHER | 46435U432 | 237,472 | 8,946 | SH | DFND | 2 | 8,946 | 0 | 0 | |
ISHARES IBONDS DEC 2027 MUNI E | OTHER | 46435U283 | 240,273 | 9,454 | SH | DFND | 2 | 9,454 | 0 | 0 | |
ISHARES NATIONAL MUNI BOND ETF | OTHER | 464288414 | 1,332,467 | 12,291 | SH | DFND | 2 | 12,291 | 0 | 0 | |
ISHARES NEW YORK MUNI BOND ETF | OTHER | 464288323 | 4,580,017 | 84,674 | SH | DFND | 2 | 84,674 | 0 | 0 | |
ABBOTT LABS | COMMON STOCK | 002824100 | 59,108 | 537 | SH | OTR | 2 | 0 | 537 | 0 | |
ABBVIE INC | COMMON STOCK | 00287Y109 | 201,461 | 1,300 | SH | OTR | 2 | 0 | 1,300 | 0 | |
ADOBE INC | COMMON STOCK | 00724F101 | 146,167 | 245 | SH | OTR | 2 | 0 | 245 | 0 | |
ALPHABET INC CL A | COMMON STOCK | 02079K305 | 798,328 | 5,715 | SH | OTR | 2 | 0 | 5,715 | 0 | |
ALPHABET INC CL C | COMMON STOCK | 02079K107 | 154,318 | 1,095 | SH | OTR | 2 | 0 | 1,095 | 0 | |
AMAZON.COM INC | COMMON STOCK | 023135106 | 360,098 | 2,370 | SH | OTR | 2 | 0 | 2,370 | 0 | |
AMERICAN EXPRESS CO | COMMON STOCK | 025816109 | 187,340 | 1,000 | SH | OTR | 2 | 0 | 1,000 | 0 | |
AMERICAN WATER WORKS CO INC | COMMON STOCK | 030420103 | 36,825 | 279 | SH | OTR | 2 | 0 | 279 | 0 | |
AMGEN INC | COMMON STOCK | 031162100 | 72,005 | 250 | SH | OTR | 2 | 0 | 250 | 0 | |
AMPHENOL CORP CL A | COMMON STOCK | 032095101 | 33,506 | 338 | SH | OTR | 2 | 0 | 338 | 0 | |
APPLE INC | COMMON STOCK | 037833100 | 1,415,288 | 7,351 | SH | OTR | 2 | 0 | 7,351 | 0 | |
AT&T INC | COMMON STOCK | 00206R102 | 31,647 | 1,886 | SH | OTR | 2 | 0 | 1,886 | 0 | |
AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 | 623,195 | 2,675 | SH | OTR | 2 | 0 | 2,675 | 0 | |
BANK OF AMERICA CORP | COMMON STOCK | 060505104 | 138,047 | 4,100 | SH | OTR | 2 | 0 | 4,100 | 0 | |
BANK OF NEW YORK MELLON CORP | COMMON STOCK | 064058100 | 31,230 | 600 | SH | OTR | 2 | 0 | 600 | 0 | |
BAXTER INTL INC | COMMON STOCK | 071813109 | 64,756 | 1,675 | SH | OTR | 2 | 0 | 1,675 | 0 | |
BECTON DICKINSON | COMMON STOCK | 075887109 | 35,355 | 145 | SH | OTR | 2 | 0 | 145 | 0 | |
BERKSHIRE HATHAWAY INC-CL B | COMMON STOCK | 084670702 | 351,310 | 985 | SH | OTR | 2 | 0 | 985 | 0 | |
BLACKROCK INC CL A | COMMON STOCK | 09247X101 | 182,655 | 225 | SH | OTR | 2 | 0 | 225 | 0 | |
BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 | 104,775 | 2,042 | SH | OTR | 2 | 0 | 2,042 | 0 | |
CARDINAL HEALTH INC | COMMON STOCK | 14149Y108 | 20,160 | 200 | SH | OTR | 2 | 0 | 200 | 0 | |
CARRIER GLOBAL CORP | COMMON STOCK | 14448C104 | 274,037 | 4,770 | SH | OTR | 2 | 0 | 4,770 | 0 | |
CATERPILLAR INC | COMMON STOCK | 149123101 | 323,759 | 1,095 | SH | OTR | 2 | 0 | 1,095 | 0 | |
CHEVRON CORPORATION | COMMON STOCK | 166764100 | 298,171 | 1,999 | SH | OTR | 2 | 0 | 1,999 | 0 | |
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 79,417 | 1,572 | SH | OTR | 2 | 0 | 1,572 | 0 | |
CLOROX COMPANY | COMMON STOCK | 189054109 | 14,259 | 100 | SH | OTR | 2 | 0 | 100 | 0 | |
COCA COLA CO | COMMON STOCK | 191216100 | 101,006 | 1,714 | SH | OTR | 2 | 0 | 1,714 | 0 | |
COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 | 453,311 | 5,687 | SH | OTR | 2 | 0 | 5,687 | 0 | |
CONOCOPHILLIPS | COMMON STOCK | 20825C104 | 139,980 | 1,206 | SH | OTR | 2 | 0 | 1,206 | 0 | |
CONSTELLATION BRANDS INC | COMMON STOCK | 21036P108 | 154,478 | 639 | SH | OTR | 2 | 0 | 639 | 0 | |
COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 | 36,304 | 55 | SH | OTR | 2 | 0 | 55 | 0 | |
CUMMINS INC | COMMON STOCK | 231021106 | 44,320 | 185 | SH | OTR | 2 | 0 | 185 | 0 | |
CVS HEALTH CORP | COMMON STOCK | 126650100 | 30,794 | 390 | SH | OTR | 2 | 0 | 390 | 0 | |
DANAHER CORP | COMMON STOCK | 235851102 | 29,843 | 129 | SH | OTR | 2 | 0 | 129 | 0 | |
DISNEY WALT CO NEW | COMMON STOCK | 254687106 | 147,353 | 1,632 | SH | OTR | 2 | 0 | 1,632 | 0 | |
DOLLAR TREE INC | COMMON STOCK | 256746108 | 24,859 | 175 | SH | OTR | 2 | 0 | 175 | 0 | |
DOMINION ENERGY INC | COMMON STOCK | 25746U109 | 24,205 | 515 | SH | OTR | 2 | 0 | 515 | 0 | |
DOW INC | COMMON STOCK | 260557103 | 1,810 | 33 | SH | OTR | 2 | 0 | 33 | 0 | |
DTE ENERGY CO | COMMON STOCK | 233331107 | 31,424 | 285 | SH | OTR | 2 | 0 | 285 | 0 | |
DUKE ENERGY CORP | COMMON STOCK | 26441C204 | 40,466 | 417 | SH | OTR | 2 | 0 | 417 | 0 | |
ECOLAB INC | COMMON STOCK | 278865100 | 178,515 | 900 | SH | OTR | 2 | 0 | 900 | 0 | |
EMBECTA CORP | COMMON STOCK | 29082K105 | 549 | 29 | SH | OTR | 2 | 0 | 29 | 0 | |
EMERSON ELEC CO | COMMON STOCK | 291011104 | 264,738 | 2,720 | SH | OTR | 2 | 0 | 2,720 | 0 | |
EOG RES INC | COMMON STOCK | 26875P101 | 4,233 | 35 | SH | OTR | 2 | 0 | 35 | 0 | |
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 785,843 | 7,860 | SH | OTR | 2 | 0 | 7,860 | 0 | |
GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 | 38,951 | 150 | SH | OTR | 2 | 0 | 150 | 0 | |
GILEAD SCIENCES INC | COMMON STOCK | 375558103 | 8,911 | 110 | SH | OTR | 2 | 0 | 110 | 0 | |
GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 | 9,644 | 25 | SH | OTR | 2 | 0 | 25 | 0 | |
HOME DEPOT INC | COMMON STOCK | 437076102 | 551,361 | 1,591 | SH | OTR | 2 | 0 | 1,591 | 0 | |
HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 | 152,669 | 728 | SH | OTR | 2 | 0 | 728 | 0 | |
INGERSOLL-RAND INC | COMMON STOCK | 45687V106 | 22,119 | 286 | SH | OTR | 2 | 0 | 286 | 0 | |
INTEL CORP | COMMON STOCK | 458140100 | 127,635 | 2,540 | SH | OTR | 2 | 0 | 2,540 | 0 | |
INTERCONTINENTAL EXCHANGE GROU | COMMON STOCK | 45866F104 | 105,184 | 819 | SH | OTR | 2 | 0 | 819 | 0 | |
INTL. BUSINESS MACHINES CORP | COMMON STOCK | 459200101 | 649,784 | 3,973 | SH | OTR | 2 | 0 | 3,973 | 0 | |
INTUIT INC | COMMON STOCK | 461202103 | 468,773 | 750 | SH | OTR | 2 | 0 | 750 | 0 | |
JACOBS SOLUTIONS INC | COMMON STOCK | 46982L108 | 59,708 | 460 | SH | OTR | 2 | 0 | 460 | 0 | |
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 918,967 | 5,863 | SH | OTR | 2 | 0 | 5,863 | 0 | |
JP MORGAN CHASE & CO | COMMON STOCK | 46625H100 | 1,103,099 | 6,485 | SH | OTR | 2 | 0 | 6,485 | 0 | |
KELLANOVA | COMMON STOCK | 487836108 | 50,319 | 900 | SH | OTR | 2 | 0 | 900 | 0 | |
KRAFT HEINZ CO | COMMON STOCK | 500754106 | 1,220 | 33 | SH | OTR | 2 | 0 | 33 | 0 | |
LILLY ELI & CO | COMMON STOCK | 532457108 | 947,245 | 1,625 | SH | OTR | 2 | 0 | 1,625 | 0 | |
LOWES COS INC | COMMON STOCK | 548661107 | 162,462 | 730 | SH | OTR | 2 | 0 | 730 | 0 | |
MARVELL TECHNOLOGY INC | COMMON STOCK | 573874104 | 60,612 | 1,005 | SH | OTR | 2 | 0 | 1,005 | 0 | |
MASCO CORP | COMMON STOCK | 574599106 | 29,538 | 441 | SH | OTR | 2 | 0 | 441 | 0 | |
MASTERCARD INC CL A | COMMON STOCK | 57636Q104 | 38,386 | 90 | SH | OTR | 2 | 0 | 90 | 0 | |
MCDONALDS CORP | COMMON STOCK | 580135101 | 105,854 | 357 | SH | OTR | 2 | 0 | 357 | 0 | |
MERCK & CO INC | COMMON STOCK | 58933Y105 | 343,958 | 3,155 | SH | OTR | 2 | 0 | 3,155 | 0 | |
META PLATFORMS INC CL A | COMMON STOCK | 30303M102 | 127,072 | 359 | SH | OTR | 2 | 0 | 359 | 0 | |
MICROSOFT CORP | COMMON STOCK | 594918104 | 1,999,029 | 5,316 | SH | OTR | 2 | 0 | 5,316 | 0 | |
MORGAN STANLEY | COMMON STOCK | 617446448 | 186,500 | 2,000 | SH | OTR | 2 | 0 | 2,000 | 0 | |
NETFLIX INC | COMMON STOCK | 64110L106 | 114,417 | 235 | SH | OTR | 2 | 0 | 235 | 0 | |
NEXTERA ENERGY INC | COMMON STOCK | 65339F101 | 137,272 | 2,260 | SH | OTR | 2 | 0 | 2,260 | 0 | |
NIKE INC-CLASS B | COMMON STOCK | 654106103 | 249,711 | 2,300 | SH | OTR | 2 | 0 | 2,300 | 0 | |
NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 | 100,462 | 425 | SH | OTR | 2 | 0 | 425 | 0 | |
NVIDIA CORP | COMMON STOCK | 67066G104 | 587,826 | 1,187 | SH | OTR | 2 | 0 | 1,187 | 0 | |
OCCIDENTAL PETE CORP | COMMON STOCK | 674599105 | 33,258 | 557 | SH | OTR | 2 | 0 | 557 | 0 | |
ORACLE CORPORATION | COMMON STOCK | 68389X105 | 560,888 | 5,320 | SH | OTR | 2 | 0 | 5,320 | 0 | |
ORGANON & CO | COMMON STOCK | 68622V106 | 202 | 14 | SH | OTR | 2 | 0 | 14 | 0 | |
OTIS WORLDWIDE CORP | COMMON STOCK | 68902V107 | 188,692 | 2,109 | SH | OTR | 2 | 0 | 2,109 | 0 | |
PALO ALTO NETWORKS INC | COMMON STOCK | 697435105 | 10,911 | 37 | SH | OTR | 2 | 0 | 37 | 0 | |
PARAMOUNT GLOBAL CL B | COMMON STOCK | 92556H206 | 11,477 | 776 | SH | OTR | 2 | 0 | 776 | 0 | |
PAYCHEX INC | COMMON STOCK | 704326107 | 125,542 | 1,054 | SH | OTR | 2 | 0 | 1,054 | 0 | |
PAYPAL HOLDINGS INC | COMMON STOCK | 70450Y103 | 17,011 | 277 | SH | OTR | 2 | 0 | 277 | 0 | |
PEPSICO INC | COMMON STOCK | 713448108 | 535,166 | 3,151 | SH | OTR | 2 | 0 | 3,151 | 0 | |
PFIZER INC | COMMON STOCK | 717081103 | 298,639 | 10,373 | SH | OTR | 2 | 0 | 10,373 | 0 | |
PHILLIPS 66 | COMMON STOCK | 718546104 | 4,260 | 32 | SH | OTR | 2 | 0 | 32 | 0 | |
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 482,996 | 3,296 | SH | OTR | 2 | 0 | 3,296 | 0 | |
QUALCOMM INC | COMMON STOCK | 747525103 | 31,819 | 220 | SH | OTR | 2 | 0 | 220 | 0 | |
QUEST DIAGNOSTICS INC | COMMON STOCK | 74834L100 | 68,940 | 500 | SH | OTR | 2 | 0 | 500 | 0 | |
RTX CORPORATION | COMMON STOCK | 75513E101 | 443,586 | 5,272 | SH | OTR | 2 | 0 | 5,272 | 0 | |
RUMBLE INC CL A | COMMON STOCK | 78137L105 | 4,490 | 1,000 | SH | OTR | 2 | 0 | 1,000 | 0 | |
SALESFORCE INC | COMMON STOCK | 79466L302 | 238,668 | 907 | SH | OTR | 2 | 0 | 907 | 0 | |
SNOWFLAKE INC CL A | COMMON STOCK | 833445109 | 60,098 | 302 | SH | OTR | 2 | 0 | 302 | 0 | |
SOUTHERN COMPANY | COMMON STOCK | 842587107 | 21,036 | 300 | SH | OTR | 2 | 0 | 300 | 0 | |
STARBUCKS CORP | COMMON STOCK | 855244109 | 192,980 | 2,010 | SH | OTR | 2 | 0 | 2,010 | 0 | |
STRYKER CORPORATION | COMMON STOCK | 863667101 | 366,839 | 1,225 | SH | OTR | 2 | 0 | 1,225 | 0 | |
SYSCO CORP | COMMON STOCK | 871829107 | 21,939 | 300 | SH | OTR | 2 | 0 | 300 | 0 | |
T ROWE PRICE GROUP INC | COMMON STOCK | 74144T108 | 94,229 | 875 | SH | OTR | 2 | 0 | 875 | 0 | |
TERADYNE INC | COMMON STOCK | 880770102 | 20,076 | 185 | SH | OTR | 2 | 0 | 185 | 0 | |
TESLA INC | COMMON STOCK | 88160R101 | 54,169 | 218 | SH | OTR | 2 | 0 | 218 | 0 | |
THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 | 175,161 | 330 | SH | OTR | 2 | 0 | 330 | 0 | |
TJX COS INC | COMMON STOCK | 872540109 | 196,532 | 2,095 | SH | OTR | 2 | 0 | 2,095 | 0 | |
TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 | 22,859 | 120 | SH | OTR | 2 | 0 | 120 | 0 | |
UNION PAC CORP | COMMON STOCK | 907818108 | 121,582 | 495 | SH | OTR | 2 | 0 | 495 | 0 | |
UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 | 86,477 | 550 | SH | OTR | 2 | 0 | 550 | 0 | |
UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 | 165,838 | 315 | SH | OTR | 2 | 0 | 315 | 0 | |
US BANCORP NEW | COMMON STOCK | 902973304 | 73,576 | 1,700 | SH | OTR | 2 | 0 | 1,700 | 0 | |
VERALTO CORPORATION | COMMON STOCK | 92338C103 | 3,455 | 42 | SH | OTR | 2 | 0 | 42 | 0 | |
VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 | 100,320 | 2,661 | SH | OTR | 2 | 0 | 2,661 | 0 | |
VERTEX PHARMACEUTICALS INC | COMMON STOCK | 92532F100 | 144,446 | 355 | SH | OTR | 2 | 0 | 355 | 0 | |
VIATRIS INC | COMMON STOCK | 92556V106 | 11,761 | 1,086 | SH | OTR | 2 | 0 | 1,086 | 0 | |
VISA INC CL A | COMMON STOCK | 92826C839 | 350,952 | 1,348 | SH | OTR | 2 | 0 | 1,348 | 0 | |
WALMART INC | COMMON STOCK | 931142103 | 100,108 | 635 | SH | OTR | 2 | 0 | 635 | 0 | |
WARNER BROS DISCOVERY INC CL A | COMMON STOCK | 934423104 | 3,892 | 342 | SH | OTR | 2 | 0 | 342 | 0 | |
WELLS FARGO & CO | COMMON STOCK | 949746101 | 45,529 | 925 | SH | OTR | 2 | 0 | 925 | 0 | |
WILLIAMS COS INC | COMMON STOCK | 969457100 | 62,206 | 1,786 | SH | OTR | 2 | 0 | 1,786 | 0 | |
WK KELLOGG CO | COMMON STOCK | 92942W107 | 2,957 | 225 | SH | OTR | 2 | 0 | 225 | 0 | |
YUM! BRANDS INC | COMMON STOCK | 988498101 | 17,639 | 135 | SH | OTR | 2 | 0 | 135 | 0 | |
ZIMMER BIOMET HOLDINGS INC | COMMON STOCK | 98956P102 | 18,255 | 150 | SH | OTR | 2 | 0 | 150 | 0 | |
3M CO | COMMON STOCK | 88579Y101 | 195,136 | 1,785 | SH | OTR | 2 | 0 | 1,785 | 0 | |
ARROW FINANCIAL CORPORATION | COMMON STOCK | 042744102 | 624,655 | 22,357 | SH | OTR | 2 | 0 | 22,357 | 0 | |
EATON CORP PLC | COMMON STOCK | G29183103 | 120,410 | 500 | SH | OTR | 2 | 0 | 500 | 0 | |
LINDE PLC | COMMON STOCK | G54950103 | 112,945 | 275 | SH | OTR | 2 | 0 | 275 | 0 | |
LYONDELLBASELL INDUSTRIES NV | COMMON STOCK | N53745100 | 12,360 | 130 | SH | OTR | 2 | 0 | 130 | 0 | |
MEDTRONIC PLC | COMMON STOCK | G5960L103 | 24,714 | 300 | SH | OTR | 2 | 0 | 300 | 0 | |
SCHLUMBERGER LTD | COMMON STOCK | 806857108 | 11,189 | 215 | SH | OTR | 2 | 0 | 215 | 0 | |
TORONTO DOMINION BANK | COMMON STOCK | 891160509 | 134,668 | 2,084 | SH | OTR | 2 | 0 | 2,084 | 0 | |
COMM. SERV. SELECT SECTOR SPDR | OTHER | 81369Y852 | 475,560 | 6,545 | SH | OTR | 2 | 0 | 6,545 | 0 | |
CONS DISC SELECT SECTOR SPDR F | OTHER | 81369Y407 | 592,398 | 3,313 | SH | OTR | 2 | 0 | 3,313 | 0 | |
CONS STAPLES SELECT SECT SPDR | OTHER | 81369Y308 | 392,059 | 5,443 | SH | OTR | 2 | 0 | 5,443 | 0 | |
ENERGY SELECT SECTOR SPDR FUND | OTHER | 81369Y506 | 210,438 | 2,510 | SH | OTR | 2 | 0 | 2,510 | 0 | |
FINANCIAL SELECT SECTOR SPDR F | OTHER | 81369Y605 | 741,359 | 19,717 | SH | OTR | 2 | 0 | 19,717 | 0 | |
HEALTH CARE SELECT SECTOR SPDR | OTHER | 81369Y209 | 710,131 | 5,207 | SH | OTR | 2 | 0 | 5,207 | 0 | |
INDUSTRIAL SELECT SECTOR SPDR | OTHER | 81369Y704 | 462,571 | 4,058 | SH | OTR | 2 | 0 | 4,058 | 0 | |
INVESCO QQQ TRUST SERIES 1 | OTHER | 46090E103 | 145,789 | 356 | SH | OTR | 2 | 0 | 356 | 0 | |
ISHARES CORE MSCI DEV MKTS ETF | OTHER | 46435G326 | 777,989 | 12,221 | SH | OTR | 2 | 0 | 12,221 | 0 | |
ISHARES CORE S&P MID-CAP ETF | OTHER | 464287507 | 343,112 | 1,238 | SH | OTR | 2 | 0 | 1,238 | 0 | |
ISHARES CORE S&P SMALL-CAP ETF | OTHER | 464287804 | 1,172,889 | 10,835 | SH | OTR | 2 | 0 | 10,835 | 0 | |
ISHARES MSCI ALL COUNTRY ASIA | OTHER | 464288182 | 3,062 | 46 | SH | OTR | 2 | 0 | 46 | 0 | |
ISHARES MSCI EMERGING MKT ETF | OTHER | 464287234 | 15,923 | 396 | SH | OTR | 2 | 0 | 396 | 0 | |
MATERIALS SELECT SECTOR SPDR F | OTHER | 81369Y100 | 282,881 | 3,307 | SH | OTR | 2 | 0 | 3,307 | 0 | |
SPDR PORTFOLIO S&P 500 VALUE E | OTHER | 78464A508 | 119,140 | 2,555 | SH | OTR | 2 | 0 | 2,555 | 0 | |
SPDR S&P BIOTECH ETF | OTHER | 78464A870 | 7,768 | 87 | SH | OTR | 2 | 0 | 87 | 0 | |
SPDR S&P TELECOM ETF | OTHER | 78464A540 | 5,599 | 70 | SH | OTR | 2 | 0 | 70 | 0 | |
SPDR S&P 500 ETF TRUST | OTHER | 78462F103 | 161,605 | 340 | SH | OTR | 2 | 0 | 340 | 0 | |
TECHNOLOGY SELECT SECTOR SPDR | OTHER | 81369Y803 | 1,618,372 | 8,408 | SH | OTR | 2 | 0 | 8,408 | 0 | |
UTILITIES SELECT SECTOR SPDR F | OTHER | 81369Y886 | 134,576 | 2,125 | SH | OTR | 2 | 0 | 2,125 | 0 | |
VANGUARD MID-CAP ETF | OTHER | 922908629 | 3,048,515 | 13,104 | SH | OTR | 2 | 0 | 13,104 | 0 | |
VANGUARD REAL ESTATE ETF | OTHER | 922908553 | 174,953 | 1,980 | SH | OTR | 2 | 0 | 1,980 | 0 | |
VANGUARD S&P 500 ETF | OTHER | 922908363 | 1,056,619 | 2,419 | SH | OTR | 2 | 0 | 2,419 | 0 | |
VANGUARD SMALL-CAP ETF | OTHER | 922908751 | 1,262,274 | 5,917 | SH | OTR | 2 | 0 | 5,917 | 0 | |
ISHARES BARCLAYS 1-3 YEAR TR E | OTHER | 464287457 | 123,060 | 1,500 | SH | OTR | 2 | 0 | 1,500 | 0 | |
ISHARES IBONDS DEC 2024 TERM C | OTHER | 46434VBG4 | 297,973 | 11,962 | SH | OTR | 2 | 0 | 11,962 | 0 | |
ISHARES IBONDS DEC 2025 TERM C | OTHER | 46434VBD1 | 250,645 | 10,123 | SH | OTR | 2 | 0 | 10,123 | 0 | |
ISHARES IBONDS DEC 2026 TERM C | OTHER | 46435GAA0 | 253,603 | 10,611 | SH | OTR | 2 | 0 | 10,611 | 0 | |
ISHARES IBONDS DEC 2027 TERM C | OTHER | 46435UAA9 | 253,945 | 10,612 | SH | OTR | 2 | 0 | 10,612 | 0 | |
ISHARES IBONDS DEC 2028 TERM C | OTHER | 46435U515 | 255,517 | 10,184 | SH | OTR | 2 | 0 | 10,184 | 0 | |
ISHARES IBONDS DEC 2029 TERM C | OTHER | 46436E205 | 321,573 | 13,939 | SH | OTR | 2 | 0 | 13,939 | 0 | |
ISHARES IBONDS DEC 2030 TERM C | OTHER | 46436E726 | 322,458 | 14,901 | SH | OTR | 2 | 0 | 14,901 | 0 | |
ISHARES IBONDS DEC 2031 TERM C | OTHER | 46436E486 | 379,219 | 18,258 | SH | OTR | 2 | 0 | 18,258 | 0 | |
ISHARES IBONDS DEC 2032 TC ETF | OTHER | 46436E312 | 325,517 | 12,902 | SH | OTR | 2 | 0 | 12,902 | 0 | |
ISHARES IBONDS DEC 2033 CORP | OTHER | 46436E130 | 113,249 | 4,381 | SH | OTR | 2 | 0 | 4,381 | 0 | |
ISHARES IBONDS 2024 H/Y INC | OTHER | 46435U184 | 732,461 | 31,558 | SH | OTR | 2 | 0 | 31,558 | 0 | |
ISHARES 1-5Y INV GRADE CORP ET | OTHER | 464288646 | 76,913 | 1,500 | SH | OTR | 2 | 0 | 1,500 | 0 | |
ISHARES 10-20 YEAR TREASURY BO | OTHER | 464288653 | 569,881 | 5,264 | SH | OTR | 2 | 0 | 5,264 | 0 | |
VANGUARD SHORT TERM CORP BOND | OTHER | 92206C409 | 489,907 | 6,332 | SH | OTR | 2 | 0 | 6,332 | 0 | |
ABBOTT LABS | COMMON STOCK | 002824100 | 100,824 | 916 | SH | SOLE | 916 | 0 | 0 | ||
ABBVIE INC | COMMON STOCK | 00287Y109 | 9,918 | 64 | SH | SOLE | 64 | 0 | 0 | ||
ADOBE INC | COMMON STOCK | 00724F101 | 192,105 | 322 | SH | SOLE | 322 | 0 | 0 | ||
ALPHABET INC CL A | COMMON STOCK | 02079K305 | 235,098 | 1,683 | SH | SOLE | 1,683 | 0 | 0 | ||
ALPHABET INC CL C | COMMON STOCK | 02079K107 | 111,194 | 789 | SH | SOLE | 789 | 0 | 0 | ||
ALTRIA GROUP INC | COMMON STOCK | 02209S103 | 16,136 | 400 | SH | SOLE | 400 | 0 | 0 | ||
AMAZON.COM INC | COMMON STOCK | 023135106 | 321,201 | 2,114 | SH | SOLE | 2,114 | 0 | 0 | ||
AMERICAN EXPRESS CO | COMMON STOCK | 025816109 | 29,600 | 158 | SH | SOLE | 158 | 0 | 0 | ||
AMERICAN WATER WORKS CO INC | COMMON STOCK | 030420103 | 37,089 | 281 | SH | SOLE | 281 | 0 | 0 | ||
AMGEN INC | COMMON STOCK | 031162100 | 41,475 | 144 | SH | SOLE | 144 | 0 | 0 | ||
AMPHENOL CORP CL A | COMMON STOCK | 032095101 | 91,894 | 927 | SH | SOLE | 927 | 0 | 0 | ||
ANALOG DEVICES INC | COMMON STOCK | 032654105 | 35,344 | 178 | SH | SOLE | 178 | 0 | 0 | ||
APPLE INC | COMMON STOCK | 037833100 | 1,401,426 | 7,279 | SH | SOLE | 7,279 | 0 | 0 | ||
ARCHROCK INC | COMMON STOCK | 03957W106 | 7,700 | 500 | SH | SOLE | 500 | 0 | 0 | ||
AT&T INC | COMMON STOCK | 00206R102 | 39,685 | 2,365 | SH | SOLE | 2,365 | 0 | 0 | ||
AUTODESK INC | COMMON STOCK | 052769106 | 24,348 | 100 | SH | SOLE | 100 | 0 | 0 | ||
AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 | 35,178 | 151 | SH | SOLE | 151 | 0 | 0 | ||
BANK OF AMERICA CORP | COMMON STOCK | 060505104 | 88,889 | 2,640 | SH | SOLE | 2,640 | 0 | 0 | ||
BERKSHIRE HATHAWAY INC-CL B | COMMON STOCK | 084670702 | 151,224 | 424 | SH | SOLE | 424 | 0 | 0 | ||
BLACKROCK INC CL A | COMMON STOCK | 09247X101 | 134,759 | 166 | SH | SOLE | 166 | 0 | 0 | ||
BOOKING HOLDINGS INC | COMMON STOCK | 09857L108 | 10,642 | 3 | SH | SOLE | 3 | 0 | 0 | ||
BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 | 103,338 | 2,014 | SH | SOLE | 2,014 | 0 | 0 | ||
CATERPILLAR INC | COMMON STOCK | 149123101 | 92,249 | 312 | SH | SOLE | 312 | 0 | 0 | ||
CHEVRON CORPORATION | COMMON STOCK | 166764100 | 49,819 | 334 | SH | SOLE | 334 | 0 | 0 | ||
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 134,434 | 2,661 | SH | SOLE | 2,661 | 0 | 0 | ||
COCA COLA CO | COMMON STOCK | 191216100 | 121,867 | 2,068 | SH | SOLE | 2,068 | 0 | 0 | ||
COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 | 21,203 | 266 | SH | SOLE | 266 | 0 | 0 | ||
CONOCOPHILLIPS | COMMON STOCK | 20825C104 | 64,419 | 555 | SH | SOLE | 555 | 0 | 0 | ||
CONSTELLATION BRANDS INC | COMMON STOCK | 21036P108 | 32,878 | 136 | SH | SOLE | 136 | 0 | 0 | ||
COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 | 149,838 | 227 | SH | SOLE | 227 | 0 | 0 | ||
CUMMINS INC | COMMON STOCK | 231021106 | 53,903 | 225 | SH | SOLE | 225 | 0 | 0 | ||
DANAHER CORP | COMMON STOCK | 235851102 | 88,835 | 384 | SH | SOLE | 384 | 0 | 0 | ||
DEERE & CO | COMMON STOCK | 244199105 | 23,992 | 60 | SH | SOLE | 60 | 0 | 0 | ||
DELL TECHNOLOGIES INC CL C | COMMON STOCK | 24703L202 | 2,525 | 33 | SH | SOLE | 33 | 0 | 0 | ||
DICK'S SPORTING GOODS INC | COMMON STOCK | 253393102 | 11,021 | 75 | SH | SOLE | 75 | 0 | 0 | ||
DISNEY WALT CO NEW | COMMON STOCK | 254687106 | 106,994 | 1,185 | SH | SOLE | 1,185 | 0 | 0 | ||
DOLLAR TREE INC | COMMON STOCK | 256746108 | 40,058 | 282 | SH | SOLE | 282 | 0 | 0 | ||
DOMINION ENERGY INC | COMMON STOCK | 25746U109 | 21,009 | 447 | SH | SOLE | 447 | 0 | 0 | ||
DOW INC | COMMON STOCK | 260557103 | 3,674 | 67 | SH | SOLE | 67 | 0 | 0 | ||
DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 | 5,154 | 67 | SH | SOLE | 67 | 0 | 0 | ||
EASTMAN CHEMICAL CO | COMMON STOCK | 277432100 | 24,880 | 277 | SH | SOLE | 277 | 0 | 0 | ||
ECOLAB INC | COMMON STOCK | 278865100 | 5,951 | 30 | SH | SOLE | 30 | 0 | 0 | ||
ELEVANCE HEALTH INC | COMMON STOCK | 036752103 | 18,391 | 39 | SH | SOLE | 39 | 0 | 0 | ||
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 139,272 | 1,393 | SH | SOLE | 1,393 | 0 | 0 | ||
FEDEX CORPORATION | COMMON STOCK | 31428X106 | 22,767 | 90 | SH | SOLE | 90 | 0 | 0 | ||
GE HEALTHCARE TECHNOLOGIES INC | COMMON STOCK | 36266G107 | 17,397 | 225 | SH | SOLE | 225 | 0 | 0 | ||
GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 | 77,641 | 299 | SH | SOLE | 299 | 0 | 0 | ||
GENERAL ELECTRIC CO | COMMON STOCK | 369604301 | 86,150 | 675 | SH | SOLE | 675 | 0 | 0 | ||
GENERAL MLS INC | COMMON STOCK | 370334104 | 21,626 | 332 | SH | SOLE | 332 | 0 | 0 | ||
GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 | 30,862 | 80 | SH | SOLE | 80 | 0 | 0 | ||
HOME DEPOT INC | COMMON STOCK | 437076102 | 209,316 | 604 | SH | SOLE | 604 | 0 | 0 | ||
HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 | 131,069 | 625 | SH | SOLE | 625 | 0 | 0 | ||
ILLINOIS TOOL WKS INC | COMMON STOCK | 452308109 | 23,313 | 89 | SH | SOLE | 89 | 0 | 0 | ||
INGERSOLL-RAND INC | COMMON STOCK | 45687V106 | 40,449 | 523 | SH | SOLE | 523 | 0 | 0 | ||
INTEL CORP | COMMON STOCK | 458140100 | 31,306 | 623 | SH | SOLE | 623 | 0 | 0 | ||
INTERCONTINENTAL EXCHANGE GROU | COMMON STOCK | 45866F104 | 121,238 | 944 | SH | SOLE | 944 | 0 | 0 | ||
INTERNATIONAL FLAVORS & FRAGRA | COMMON STOCK | 459506101 | 2,672 | 33 | SH | SOLE | 33 | 0 | 0 | ||
INTL. BUSINESS MACHINES CORP | COMMON STOCK | 459200101 | 36,799 | 225 | SH | SOLE | 225 | 0 | 0 | ||
JACOBS SOLUTIONS INC | COMMON STOCK | 46982L108 | 5,192 | 40 | SH | SOLE | 40 | 0 | 0 | ||
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 136,677 | 872 | SH | SOLE | 872 | 0 | 0 | ||
JP MORGAN CHASE & CO | COMMON STOCK | 46625H100 | 191,192 | 1,124 | SH | SOLE | 1,124 | 0 | 0 | ||
KIMBERLY CLARK CORP | COMMON STOCK | 494368103 | 6,076 | 50 | SH | SOLE | 50 | 0 | 0 | ||
KINDER MORGAN INC | COMMON STOCK | 49456B101 | 882 | 50 | SH | SOLE | 50 | 0 | 0 | ||
KRAFT HEINZ CO | COMMON STOCK | 500754106 | 1,849 | 50 | SH | SOLE | 50 | 0 | 0 | ||
KYNDRYL HOLDINGS INC | COMMON STOCK | 50155Q100 | 125 | 6 | SH | SOLE | 6 | 0 | 0 | ||
LILLY ELI & CO | COMMON STOCK | 532457108 | 70,533 | 121 | SH | SOLE | 121 | 0 | 0 | ||
LOWES COS INC | COMMON STOCK | 548661107 | 34,273 | 154 | SH | SOLE | 154 | 0 | 0 | ||
MARRIOTT INTERNATIONAL INC | COMMON STOCK | 571903202 | 20,521 | 91 | SH | SOLE | 91 | 0 | 0 | ||
MARVELL TECHNOLOGY INC | COMMON STOCK | 573874104 | 41,855 | 694 | SH | SOLE | 694 | 0 | 0 | ||
MASCO CORP | COMMON STOCK | 574599106 | 79,639 | 1,189 | SH | SOLE | 1,189 | 0 | 0 | ||
MASTERCARD INC CL A | COMMON STOCK | 57636Q104 | 116,864 | 274 | SH | SOLE | 274 | 0 | 0 | ||
MCDONALDS CORP | COMMON STOCK | 580135101 | 118,307 | 399 | SH | SOLE | 399 | 0 | 0 | ||
MERCK & CO INC | COMMON STOCK | 58933Y105 | 76,859 | 705 | SH | SOLE | 705 | 0 | 0 | ||
META PLATFORMS INC CL A | COMMON STOCK | 30303M102 | 124,948 | 353 | SH | SOLE | 353 | 0 | 0 | ||
MICROCHIP TECHNOLOGY INC | COMMON STOCK | 595017104 | 23,266 | 258 | SH | SOLE | 258 | 0 | 0 | ||
MICROSOFT CORP | COMMON STOCK | 594918104 | 585,118 | 1,556 | SH | SOLE | 1,556 | 0 | 0 | ||
MONDELEZ INTERNATIONAL INC | COMMON STOCK | 609207105 | 16,297 | 225 | SH | SOLE | 225 | 0 | 0 | ||
MORGAN STANLEY | COMMON STOCK | 617446448 | 18,184 | 195 | SH | SOLE | 195 | 0 | 0 | ||
NASDAQ INC | COMMON STOCK | 631103108 | 14,535 | 250 | SH | SOLE | 250 | 0 | 0 | ||
NETFLIX INC | COMMON STOCK | 64110L106 | 117,338 | 241 | SH | SOLE | 241 | 0 | 0 | ||
NEXTERA ENERGY INC | COMMON STOCK | 65339F101 | 21,866 | 360 | SH | SOLE | 360 | 0 | 0 | ||
NIKE INC-CLASS B | COMMON STOCK | 654106103 | 28,337 | 261 | SH | SOLE | 261 | 0 | 0 | ||
NVIDIA CORP | COMMON STOCK | 67066G104 | 259,000 | 523 | SH | SOLE | 523 | 0 | 0 | ||
ORACLE CORPORATION | COMMON STOCK | 68389X105 | 199,579 | 1,893 | SH | SOLE | 1,893 | 0 | 0 | ||
PALO ALTO NETWORKS INC | COMMON STOCK | 697435105 | 35,975 | 122 | SH | SOLE | 122 | 0 | 0 | ||
PAYCHEX INC | COMMON STOCK | 704326107 | 53,123 | 446 | SH | SOLE | 446 | 0 | 0 | ||
PAYPAL HOLDINGS INC | COMMON STOCK | 70450Y103 | 17,809 | 290 | SH | SOLE | 290 | 0 | 0 | ||
PEPSICO INC | COMMON STOCK | 713448108 | 34,478 | 203 | SH | SOLE | 203 | 0 | 0 | ||
PFIZER INC | COMMON STOCK | 717081103 | 53,204 | 1,848 | SH | SOLE | 1,848 | 0 | 0 | ||
PINTEREST INC CL A | COMMON STOCK | 72352L106 | 3,704 | 100 | SH | SOLE | 100 | 0 | 0 | ||
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 112,543 | 768 | SH | SOLE | 768 | 0 | 0 | ||
PRUDENTIAL FINL INC | COMMON STOCK | 744320102 | 12,964 | 125 | SH | SOLE | 125 | 0 | 0 | ||
QUALCOMM INC | COMMON STOCK | 747525103 | 61,323 | 424 | SH | SOLE | 424 | 0 | 0 | ||
RTX CORPORATION | COMMON STOCK | 75513E101 | 20,614 | 245 | SH | SOLE | 245 | 0 | 0 | ||
SALESFORCE INC | COMMON STOCK | 79466L302 | 189,198 | 719 | SH | SOLE | 719 | 0 | 0 | ||
SNOWFLAKE INC CL A | COMMON STOCK | 833445109 | 44,974 | 226 | SH | SOLE | 226 | 0 | 0 | ||
SOUTHWEST AIRLINES CO | COMMON STOCK | 844741108 | 2,888 | 100 | SH | SOLE | 100 | 0 | 0 | ||
SOUTHWESTERN ENERGY CO | COMMON STOCK | 845467109 | 6,550 | 1,000 | SH | SOLE | 1,000 | 0 | 0 | ||
STARBUCKS CORP | COMMON STOCK | 855244109 | 62,214 | 648 | SH | SOLE | 648 | 0 | 0 | ||
STRYKER CORPORATION | COMMON STOCK | 863667101 | 146,735 | 490 | SH | SOLE | 490 | 0 | 0 | ||
SYSCO CORP | COMMON STOCK | 871829107 | 32,397 | 443 | SH | SOLE | 443 | 0 | 0 | ||
T ROWE PRICE GROUP INC | COMMON STOCK | 74144T108 | 18,738 | 174 | SH | SOLE | 174 | 0 | 0 | ||
T-MOBILE US INC | COMMON STOCK | 872590104 | 27,256 | 170 | SH | SOLE | 170 | 0 | 0 | ||
TERADYNE INC | COMMON STOCK | 880770102 | 40,152 | 370 | SH | SOLE | 370 | 0 | 0 | ||
TESLA INC | COMMON STOCK | 88160R101 | 12,424 | 50 | SH | SOLE | 50 | 0 | 0 | ||
TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 | 8,523 | 50 | SH | SOLE | 50 | 0 | 0 | ||
THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 | 104,035 | 196 | SH | SOLE | 196 | 0 | 0 | ||
TJX COS INC | COMMON STOCK | 872540109 | 103,097 | 1,099 | SH | SOLE | 1,099 | 0 | 0 | ||
TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 | 67,052 | 352 | SH | SOLE | 352 | 0 | 0 | ||
UNION PAC CORP | COMMON STOCK | 907818108 | 120,354 | 490 | SH | SOLE | 490 | 0 | 0 | ||
UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 | 5,660 | 36 | SH | SOLE | 36 | 0 | 0 | ||
UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 | 114,244 | 217 | SH | SOLE | 217 | 0 | 0 | ||
US BANCORP NEW | COMMON STOCK | 902973304 | 14,153 | 327 | SH | SOLE | 327 | 0 | 0 | ||
VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 | 64,618 | 1,714 | SH | SOLE | 1,714 | 0 | 0 | ||
VERTEX PHARMACEUTICALS INC | COMMON STOCK | 92532F100 | 36,213 | 89 | SH | SOLE | 89 | 0 | 0 | ||
VISA INC CL A | COMMON STOCK | 92826C839 | 234,575 | 901 | SH | SOLE | 901 | 0 | 0 | ||
WALMART INC | COMMON STOCK | 931142103 | 63,218 | 401 | SH | SOLE | 401 | 0 | 0 | ||
WARNER BROS DISCOVERY INC CL A | COMMON STOCK | 934423104 | 273 | 24 | SH | SOLE | 24 | 0 | 0 | ||
WELLS FARGO & CO | COMMON STOCK | 949746101 | 13,437 | 273 | SH | SOLE | 273 | 0 | 0 | ||
WILLIAMS COS INC | COMMON STOCK | 969457100 | 96,270 | 2,764 | SH | SOLE | 2,764 | 0 | 0 | ||
YUM! BRANDS INC | COMMON STOCK | 988498101 | 53,832 | 412 | SH | SOLE | 412 | 0 | 0 | ||
VODAFONE GROUP SPONS ADR | COMMON STOCK | 92857W308 | 157 | 18 | SH | SOLE | 18 | 0 | 0 | ||
ARROW FINANCIAL CORPORATION | COMMON STOCK | 042744102 | 555,671 | 19,888 | SH | SOLE | 19,888 | 0 | 0 | ||
ACCENTURE PLC CL A | COMMON STOCK | G1151C101 | 19,300 | 55 | SH | SOLE | 55 | 0 | 0 | ||
LYONDELLBASELL INDUSTRIES NV | COMMON STOCK | N53745100 | 37,081 | 390 | SH | SOLE | 390 | 0 | 0 | ||
SCHLUMBERGER LTD | COMMON STOCK | 806857108 | 16,132 | 310 | SH | SOLE | 310 | 0 | 0 | ||
COMM. SERV. SELECT SECTOR SPDR | OTHER | 81369Y852 | 50,862 | 700 | SH | SOLE | 700 | 0 | 0 | ||
CONS DISC SELECT SECTOR SPDR F | OTHER | 81369Y407 | 89,405 | 500 | SH | SOLE | 500 | 0 | 0 | ||
CONS STAPLES SELECT SECT SPDR | OTHER | 81369Y308 | 33,854 | 470 | SH | SOLE | 470 | 0 | 0 | ||
ENERGY SELECT SECTOR SPDR FUND | OTHER | 81369Y506 | 28,841 | 344 | SH | SOLE | 344 | 0 | 0 | ||
HEALTH CARE SELECT SECTOR SPDR | OTHER | 81369Y209 | 109,104 | 800 | SH | SOLE | 800 | 0 | 0 | ||
INDUSTRIAL SELECT SECTOR SPDR | OTHER | 81369Y704 | 75,233 | 660 | SH | SOLE | 660 | 0 | 0 | ||
INVESCO QQQ TRUST SERIES 1 | OTHER | 46090E103 | 3,090,647 | 7,547 | SH | SOLE | 7,547 | 0 | 0 | ||
ISHARES CORE MSCI DEV MKTS ETF | OTHER | 46435G326 | 1,779,042 | 27,946 | SH | SOLE | 27,946 | 0 | 0 | ||
ISHARES CORE S&P MID-CAP ETF | OTHER | 464287507 | 3,875,111 | 13,982 | SH | SOLE | 13,982 | 0 | 0 | ||
ISHARES CORE S&P SMALL-CAP ETF | OTHER | 464287804 | 4,083,407 | 37,722 | SH | SOLE | 37,722 | 0 | 0 | ||
ISHARES CORE S&P 500 ETF | OTHER | 464287200 | 5,732 | 12 | SH | SOLE | 12 | 0 | 0 | ||
ISHARES RUSSELL MIDCAP ETF | OTHER | 464287499 | 142,324 | 1,831 | SH | SOLE | 1,831 | 0 | 0 | ||
ISHARES RUSSELL 2000 ETF | OTHER | 464287655 | 68,844 | 343 | SH | SOLE | 343 | 0 | 0 | ||
ISHARES SILVER TRUST | OTHER | 46428Q109 | 5,009 | 230 | SH | SOLE | 230 | 0 | 0 | ||
MATERIALS SELECT SECTOR SPDR F | OTHER | 81369Y100 | 97,173 | 1,136 | SH | SOLE | 1,136 | 0 | 0 | ||
NUVEEN ESG SMALL-CAP ETF | OTHER | 67092P607 | 60,801 | 1,555 | SH | SOLE | 1,555 | 0 | 0 | ||
SPDR GOLD TRUST | OTHER | 78463V107 | 77,042 | 403 | SH | SOLE | 403 | 0 | 0 | ||
SPDR PORTFOLIO S&P 500 VALUE E | OTHER | 78464A508 | 4,047,484 | 86,800 | SH | SOLE | 86,800 | 0 | 0 | ||
SPDR S&P BIOTECH ETF | OTHER | 78464A870 | 3,572 | 40 | SH | SOLE | 40 | 0 | 0 | ||
SPDR S&P 500 ETF TRUST | OTHER | 78462F103 | 332,717 | 700 | SH | SOLE | 700 | 0 | 0 | ||
TECHNOLOGY SELECT SECTOR SPDR | OTHER | 81369Y803 | 192,480 | 1,000 | SH | SOLE | 1,000 | 0 | 0 | ||
UTILITIES SELECT SECTOR SPDR F | OTHER | 81369Y886 | 58,834 | 929 | SH | SOLE | 929 | 0 | 0 | ||
VANECK GOLD MINERS ETF | OTHER | 92189F106 | 4,714 | 152 | SH | SOLE | 152 | 0 | 0 | ||
VANGUARD ENERGY ETF | OTHER | 92204A306 | 17,592 | 150 | SH | SOLE | 150 | 0 | 0 | ||
VANGUARD MID-CAP ETF | OTHER | 922908629 | 1,140,401 | 4,902 | SH | SOLE | 4,902 | 0 | 0 | ||
VANGUARD S&P 500 ETF | OTHER | 922908363 | 8,039,741 | 18,406 | SH | SOLE | 18,406 | 0 | 0 | ||
VANGUARD SMALL-CAP ETF | OTHER | 922908751 | 576,844 | 2,704 | SH | SOLE | 2,704 | 0 | 0 | ||
ISHARES BARCLAYS 1-3 YEAR TR E | OTHER | 464287457 | 19,854 | 242 | SH | SOLE | 242 | 0 | 0 | ||
ISHARES CORE U.S. AGGREGATE | OTHER | 464287226 | 27,294 | 275 | SH | SOLE | 275 | 0 | 0 | ||
ISHARES IBONDS DEC 2024 TERM C | OTHER | 46434VBG4 | 1,060,294 | 42,565 | SH | SOLE | 42,565 | 0 | 0 | ||
ISHARES IBONDS DEC 2025 TERM C | OTHER | 46434VBD1 | 1,074,980 | 43,416 | SH | SOLE | 43,416 | 0 | 0 | ||
ISHARES IBONDS DEC 2026 TERM C | OTHER | 46435GAA0 | 1,102,316 | 46,122 | SH | SOLE | 46,122 | 0 | 0 | ||
ISHARES IBONDS DEC 2027 TERM C | OTHER | 46435UAA9 | 1,136,747 | 47,503 | SH | SOLE | 47,503 | 0 | 0 | ||
ISHARES IBONDS DEC 2028 TERM C | OTHER | 46435U515 | 1,171,226 | 46,681 | SH | SOLE | 46,681 | 0 | 0 | ||
ISHARES IBONDS DEC 2029 TERM C | OTHER | 46436E205 | 1,204,415 | 52,207 | SH | SOLE | 52,207 | 0 | 0 | ||
ISHARES IBONDS DEC 2030 TERM C | OTHER | 46436E726 | 1,131,491 | 52,287 | SH | SOLE | 52,287 | 0 | 0 | ||
ISHARES IBONDS DEC 2031 TERM C | OTHER | 46436E486 | 1,192,925 | 57,435 | SH | SOLE | 57,435 | 0 | 0 | ||
ISHARES IBONDS DEC 2032 TC ETF | OTHER | 46436E312 | 1,257,388 | 49,837 | SH | SOLE | 49,837 | 0 | 0 | ||
ISHARES IBONDS DEC 2033 CORP | OTHER | 46436E130 | 661,502 | 25,590 | SH | SOLE | 25,590 | 0 | 0 | ||
ISHARES IBONDS 2024 H/Y INC | OTHER | 46435U184 | 2,501,318 | 107,769 | SH | SOLE | 107,769 | 0 | 0 | ||
ISHARES IBONDS 2025 H/Y INC ET | OTHER | 46435U168 | 86,856 | 3,760 | SH | SOLE | 3,760 | 0 | 0 | ||
ISHARES 1-5Y INV GRADE CORP ET | OTHER | 464288646 | 28,714 | 560 | SH | SOLE | 560 | 0 | 0 | ||
ISHARES 10-20 YEAR TREASURY BO | OTHER | 464288653 | 2,012,770 | 18,592 | SH | SOLE | 18,592 | 0 | 0 | ||
ISHARES 20 PLUS YEAR TREASURY BOND | OTHER | 464287432 | 32,433 | 328 | SH | SOLE | 328 | 0 | 0 | ||
VANGUARD SHORT TERM CORP BOND | OTHER | 92206C409 | 366,579 | 4,738 | SH | SOLE | 4,738 | 0 | 0 | ||
VANGUARD TOTAL BOND MARKET ETF | OTHER | 921937835 | 13,239 | 180 | SH | SOLE | 180 | 0 | 0 | ||
ISHARES NEW YORK MUNI BOND ETF | OTHER | 464288323 | 233,182 | 4,311 | SH | SOLE | 4,311 | 0 | 0 | ||
ABBOTT LABS | COMMON STOCK | 002824100 | 2,201,400 | 20,000 | SH | DFND | 3 | 20,000 | 0 | 0 | |
ADOBE INC | COMMON STOCK | 00724F101 | 3,579,600 | 6,000 | SH | DFND | 3 | 6,000 | 0 | 0 | |
AIR PRODUCTS & CHEMICALS INC | COMMON STOCK | 009158106 | 739,260 | 2,700 | SH | DFND | 3 | 2,700 | 0 | 0 | |
ALPHABET INC CL A | COMMON STOCK | 02079K305 | 4,442,142 | 31,800 | SH | DFND | 3 | 31,800 | 0 | 0 | |
AMAZON.COM INC | COMMON STOCK | 023135106 | 4,573,394 | 30,100 | SH | DFND | 3 | 30,100 | 0 | 0 | |
AMGEN INC | COMMON STOCK | 031162100 | 1,641,714 | 5,700 | SH | DFND | 3 | 5,700 | 0 | 0 | |
AMPHENOL CORP CL A | COMMON STOCK | 032095101 | 2,180,860 | 22,000 | SH | DFND | 3 | 22,000 | 0 | 0 | |
APPLE INC | COMMON STOCK | 037833100 | 8,933,392 | 46,400 | SH | DFND | 3 | 46,400 | 0 | 0 | |
BANK OF AMERICA CORP | COMMON STOCK | 060505104 | 2,340,065 | 69,500 | SH | DFND | 3 | 69,500 | 0 | 0 | |
BERKSHIRE HATHAWAY INC-CL B | COMMON STOCK | 084670702 | 1,818,966 | 5,100 | SH | DFND | 3 | 5,100 | 0 | 0 | |
BLACKROCK INC CL A | COMMON STOCK | 09247X101 | 2,719,530 | 3,350 | SH | DFND | 3 | 3,350 | 0 | 0 | |
CAPITAL ONE FINANCIAL CORP | COMMON STOCK | 14040H105 | 891,616 | 6,800 | SH | DFND | 3 | 6,800 | 0 | 0 | |
CATERPILLAR INC | COMMON STOCK | 149123101 | 1,862,721 | 6,300 | SH | DFND | 3 | 6,300 | 0 | 0 | |
CHEVRON CORPORATION | COMMON STOCK | 166764100 | 984,456 | 6,600 | SH | DFND | 3 | 6,600 | 0 | 0 | |
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 1,553,490 | 30,750 | SH | DFND | 3 | 30,750 | 0 | 0 | |
COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 | 1,369,666 | 2,075 | SH | DFND | 3 | 2,075 | 0 | 0 | |
DANAHER CORP | COMMON STOCK | 235851102 | 1,156,700 | 5,000 | SH | DFND | 3 | 5,000 | 0 | 0 | |
DISNEY WALT CO NEW | COMMON STOCK | 254687106 | 1,169,256 | 12,950 | SH | DFND | 3 | 12,950 | 0 | 0 | |
DOLLAR TREE INC | COMMON STOCK | 256746108 | 582,405 | 4,100 | SH | DFND | 3 | 4,100 | 0 | 0 | |
DOMINION ENERGY INC | COMMON STOCK | 25746U109 | 376,000 | 8,000 | SH | DFND | 3 | 8,000 | 0 | 0 | |
ECOLAB INC | COMMON STOCK | 278865100 | 773,565 | 3,900 | SH | DFND | 3 | 3,900 | 0 | 0 | |
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 819,836 | 8,200 | SH | DFND | 3 | 8,200 | 0 | 0 | |
GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 | 1,003,002 | 2,600 | SH | DFND | 3 | 2,600 | 0 | 0 | |
HOME DEPOT INC | COMMON STOCK | 437076102 | 3,188,260 | 9,200 | SH | DFND | 3 | 9,200 | 0 | 0 | |
HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 | 1,887,390 | 9,000 | SH | DFND | 3 | 9,000 | 0 | 0 | |
INGERSOLL-RAND INC | COMMON STOCK | 45687V106 | 1,105,962 | 14,300 | SH | DFND | 3 | 14,300 | 0 | 0 | |
INTERCONTINENTAL EXCHANGE GROU | COMMON STOCK | 45866F104 | 2,311,740 | 18,000 | SH | DFND | 3 | 18,000 | 0 | 0 | |
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 1,489,030 | 9,500 | SH | DFND | 3 | 9,500 | 0 | 0 | |
JP MORGAN CHASE & CO | COMMON STOCK | 46625H100 | 2,679,075 | 15,750 | SH | DFND | 3 | 15,750 | 0 | 0 | |
LILLY ELI & CO | COMMON STOCK | 532457108 | 1,981,928 | 3,400 | SH | DFND | 3 | 3,400 | 0 | 0 | |
MARVELL TECHNOLOGY INC | COMMON STOCK | 573874104 | 1,206,200 | 20,000 | SH | DFND | 3 | 20,000 | 0 | 0 | |
MASCO CORP | COMMON STOCK | 574599106 | 2,210,340 | 33,000 | SH | DFND | 3 | 33,000 | 0 | 0 | |
MCDONALDS CORP | COMMON STOCK | 580135101 | 770,926 | 2,600 | SH | DFND | 3 | 2,600 | 0 | 0 | |
META PLATFORMS INC CL A | COMMON STOCK | 30303M102 | 1,946,780 | 5,500 | SH | DFND | 3 | 5,500 | 0 | 0 | |
MICROSOFT CORP | COMMON STOCK | 594918104 | 8,761,732 | 23,300 | SH | DFND | 3 | 23,300 | 0 | 0 | |
MORGAN STANLEY | COMMON STOCK | 617446448 | 1,053,725 | 11,300 | SH | DFND | 3 | 11,300 | 0 | 0 | |
NETFLIX INC | COMMON STOCK | 64110L106 | 1,460,640 | 3,000 | SH | DFND | 3 | 3,000 | 0 | 0 | |
NEXTERA ENERGY INC | COMMON STOCK | 65339F101 | 334,070 | 5,500 | SH | DFND | 3 | 5,500 | 0 | 0 | |
NIKE INC-CLASS B | COMMON STOCK | 654106103 | 922,845 | 8,500 | SH | DFND | 3 | 8,500 | 0 | 0 | |
NVIDIA CORP | COMMON STOCK | 67066G104 | 4,323,271 | 8,730 | SH | DFND | 3 | 8,730 | 0 | 0 | |
ORACLE CORPORATION | COMMON STOCK | 68389X105 | 1,338,961 | 12,700 | SH | DFND | 3 | 12,700 | 0 | 0 | |
PALO ALTO NETWORKS INC | COMMON STOCK | 697435105 | 471,808 | 1,600 | SH | DFND | 3 | 1,600 | 0 | 0 | |
PEPSICO INC | COMMON STOCK | 713448108 | 1,647,448 | 9,700 | SH | DFND | 3 | 9,700 | 0 | 0 | |
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 1,776,798 | 12,125 | SH | DFND | 3 | 12,125 | 0 | 0 | |
SALESFORCE INC | COMMON STOCK | 79466L302 | 2,894,540 | 11,000 | SH | DFND | 3 | 11,000 | 0 | 0 | |
SHERWIN WILLIAMS CO | COMMON STOCK | 824348106 | 857,725 | 2,750 | SH | DFND | 3 | 2,750 | 0 | 0 | |
SNOWFLAKE INC CL A | COMMON STOCK | 833445109 | 497,500 | 2,500 | SH | DFND | 3 | 2,500 | 0 | 0 | |
SOUTHERN COMPANY | COMMON STOCK | 842587107 | 641,598 | 9,150 | SH | DFND | 3 | 9,150 | 0 | 0 | |
STRYKER CORPORATION | COMMON STOCK | 863667101 | 1,946,490 | 6,500 | SH | DFND | 3 | 6,500 | 0 | 0 | |
SYSCO CORP | COMMON STOCK | 871829107 | 548,475 | 7,500 | SH | DFND | 3 | 7,500 | 0 | 0 | |
TERADYNE INC | COMMON STOCK | 880770102 | 542,600 | 5,000 | SH | DFND | 3 | 5,000 | 0 | 0 | |
TESLA INC | COMMON STOCK | 88160R101 | 1,043,616 | 4,200 | SH | DFND | 3 | 4,200 | 0 | 0 | |
THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 | 2,441,634 | 4,600 | SH | DFND | 3 | 4,600 | 0 | 0 | |
TJX COS INC | COMMON STOCK | 872540109 | 2,162,321 | 23,050 | SH | DFND | 3 | 23,050 | 0 | 0 | |
UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 | 2,053,233 | 3,900 | SH | DFND | 3 | 3,900 | 0 | 0 | |
VERALTO CORPORATION | COMMON STOCK | 92338C103 | 137,127 | 1,667 | SH | DFND | 3 | 1,667 | 0 | 0 | |
VERTEX PHARMACEUTICALS INC | COMMON STOCK | 92532F100 | 610,335 | 1,500 | SH | DFND | 3 | 1,500 | 0 | 0 | |
VISA INC CL A | COMMON STOCK | 92826C839 | 2,082,800 | 8,000 | SH | DFND | 3 | 8,000 | 0 | 0 | |
VULCAN MATERIALS CO | COMMON STOCK | 929160109 | 249,711 | 1,100 | SH | DFND | 3 | 1,100 | 0 | 0 | |
WALMART INC | COMMON STOCK | 931142103 | 2,112,510 | 13,400 | SH | DFND | 3 | 13,400 | 0 | 0 | |
WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 | 1,432,800 | 8,000 | SH | DFND | 3 | 8,000 | 0 | 0 | |
WILLIAMS COS INC | COMMON STOCK | 969457100 | 1,198,152 | 34,400 | SH | DFND | 3 | 34,400 | 0 | 0 | |
AMERICAN TOWER CORP REIT | COMMON STOCK | 03027X100 | 507,318 | 2,350 | SH | DFND | 3 | 2,350 | 0 | 0 | |
DIGITAL REALTY TRUST INC REIT | COMMON STOCK | 253868103 | 1,480,380 | 11,000 | SH | DFND | 3 | 11,000 | 0 | 0 | |
PUBLIC STORAGE INC REIT | COMMON STOCK | 74460D109 | 579,500 | 1,900 | SH | DFND | 3 | 1,900 | 0 | 0 | |
LYONDELLBASELL INDUSTRIES NV | COMMON STOCK | N53745100 | 190,160 | 2,000 | SH | DFND | 3 | 2,000 | 0 | 0 |