Document and Entity Information
Document and Entity Information - shares | 6 Months Ended | |
Jun. 30, 2021 | Jul. 30, 2021 | |
Cover [Abstract] | ||
Document Type | 10-Q | |
Document Quarterly Report | true | |
Document Period End Date | Jun. 30, 2021 | |
Document Transistion Report | false | |
Entity File Number | 0-26486 | |
Entity Registrant Name | Auburn National Bancorporation, Inc. | |
Entity Incorporation State | DE | |
Entity Tax Identification Number | 63-0885779 | |
Entity Address Address Line 1 | 100 N. Gay Street | |
Entity Address City | Auburn | |
Entity Address State | AL | |
Entity Address Postal Zip | 36830 | |
City Area Code | 334 | |
Local Phone Number | 821-9200 | |
Entity current reporting status | Yes | |
Entity filer category | Non-accelerated Filer | |
Entity Interactive Data Current | Yes | |
Entity Small Business | true | |
Entity Emerging Growth | false | |
Entity Shell Company | false | |
Entity common stock shares outstanding | 3,542,505 | |
Entity central index key | 0000750574 | |
Current fiscal year end date | --12-31 | |
Document Fiscal Year Focus | 2021 | |
Document Period Focus | Q2 | |
Amendment flag | false | |
Title of 12(b) Security | Common Stock, par value $0.01 | |
Trading Symbol | AUBN | |
Security Exchange Name | NASDAQ |
Consolidated Balance Sheets
Consolidated Balance Sheets - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Assets: | ||
Cash And Due From Banks | $ 18,925 | $ 14,868 |
Federal funds sold | 49,466 | 28,557 |
Interest bearing bank deposits | 72,862 | 69,150 |
Cash and cash equivalents | 141,253 | 112,575 |
Securities available-for-sale | 384,865 | 335,177 |
Loans held for sale | 1,367 | 3,418 |
Loans, net of unearned income | 456,984 | 461,700 |
Allowance for loan losses | (5,107) | (5,618) |
Loans, net | 451,877 | 456,082 |
Premises and equipment, net | 29,826 | 22,193 |
Bank-owned life insurance | 19,434 | 19,232 |
Other assets | 7,610 | 7,920 |
Total assets | 1,036,232 | 956,597 |
Deposits: | ||
Noninterest-bearing | 283,356 | 245,398 |
Interest-bearing | 640,106 | 594,394 |
Total deposits | 923,462 | 839,792 |
Federal funds purchased and securities sold under agreements to repurchase | 3,533 | 2,392 |
Accrued expenses and other liabilities | 3,194 | 6,723 |
Total liabilities | 930,189 | 848,907 |
Stockholders' equity: | ||
Preferred stock | 0 | 0 |
Common stock | 39 | 39 |
Additional paid-in capital | 3,792 | 3,789 |
Retained earnings | 108,060 | 105,617 |
Accumulated other comprehensive income, net | 4,255 | 7,599 |
Less treasury stock, at cost | (10,103) | (9,354) |
Total stockholders' equity | 106,043 | 107,690 |
Total liabilities and stockholders' equity | $ 1,036,232 | $ 956,597 |
Consolidated Balance Sheets (Pa
Consolidated Balance Sheets (Parentheticals) - $ / shares | Jun. 30, 2021 | Dec. 31, 2020 |
Statement of Financial Position [Abstract] | ||
Preferred stock par value | $ 0.01 | $ 0.01 |
Authorized shares, preferred | 200,000 | 200,000 |
Issued shares, preferred | 0 | 0 |
Common stock par value | $ 0.01 | $ 0.01 |
Authorized shares, common | 8,500,000 | 8,500,000 |
Issued shares, common | 3,957,135 | 3,957,135 |
Treasury stock, shares held | 411,280 | 390,859 |
Consolidated Statements of Earn
Consolidated Statements of Earnings - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Interest income: | ||||
Loans, including fees | $ 5,112 | $ 5,494 | $ 10,290 | $ 10,906 |
Securities - Taxable | 1,009 | 1,056 | 1,958 | 2,167 |
Securities - Tax-exempt | 444 | 476 | 896 | 929 |
Federal funds sold and interest bearing bank deposits | 28 | 27 | 56 | 306 |
Total interest income | 6,593 | 7,053 | 13,200 | 14,308 |
Interest expense: | ||||
Deposits | 614 | 981 | 1,280 | 2,022 |
Short-term borrowings | 4 | 2 | 8 | 4 |
Total interest expense | 618 | 983 | 1,288 | 2,026 |
Net interest income | 5,975 | 6,070 | 11,912 | 12,282 |
Provision for loan losses | (600) | 450 | (600) | 850 |
Net interest income after provision for loan losses | 6,575 | 5,620 | 12,512 | 11,432 |
Noninterest income: | ||||
Service charge on deposit accounts | 138 | 126 | 270 | 298 |
Mortgage lending | 424 | 683 | 973 | 913 |
Bank-owned life insurance income | 99 | 108 | 202 | 506 |
Other noninterest income | 449 | 365 | 847 | 794 |
Securities gains, net | 0 | 81 | 0 | 87 |
Total noninterest income | 1,110 | 1,363 | 2,292 | 2,598 |
Noninterest expense: | ||||
Salaries and benefits | 2,897 | 2,597 | 5,748 | 5,428 |
Net occupancy and equipment | 418 | 920 | 856 | 1,517 |
Professional fees | 326 | 389 | 582 | 647 |
Other noninterest expense | 1,254 | 1,053 | 2,399 | 2,223 |
Total noninterest expense | 4,895 | 4,959 | 9,585 | 9,815 |
Earnings before income taxes | 2,790 | 2,024 | 5,219 | 4,215 |
Income tax expense | 504 | 363 | 927 | 753 |
Net earnings | $ 2,286 | $ 1,661 | $ 4,292 | $ 3,462 |
Net earnings per share: | ||||
Basic and diluted earnings per share | $ 0.65 | $ 0.47 | $ 1.21 | $ 0.97 |
Weighted average shares outstanding: | ||||
Basic and diluted weighted average shares outstanding | 3,554,871 | 3,566,166 | 3,560,554 | 3,566,156 |
Consolidated Statements of Comp
Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Statements of Comprehensive Income [Abstract] | ||||
Net earnings | $ 2,286 | $ 1,661 | $ 4,292 | $ 3,462 |
Other comprehensive income, net of tax: | ||||
Unrealized net holding gain (loss) on securities | 1,788 | 1,043 | (3,344) | 5,392 |
Reclassification adjustment for net gain on securities recognized in net earnings | 0 | (60) | 0 | (65) |
Other comprehensive income | 1,788 | 983 | (3,344) | 5,327 |
Comprehensive income | $ 4,074 | $ 2,644 | $ 948 | $ 8,789 |
Consolidated Statements of Stoc
Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands | Total | Common Stock Member | Additional Paid In Capital Member | Retained Earnings Member | Accumulated Other Comprehensive Income Member | Treasury Stock Member |
Balance, shares at Dec. 31, 2019 | 3,566,146 | |||||
Balance, Beg at Dec. 31, 2019 | $ 98,328 | $ 39 | $ 3,784 | $ 101,801 | $ 2,059 | $ (9,355) |
Net earnings | 3,462 | 0 | 0 | 3,462 | 0 | 0 |
Other Comprehensive Income (Loss), Net Of Tax | 5,327 | 0 | 0 | 0 | 5,327 | 0 |
Cash dividends paid | 1,819 | 0 | 0 | 1,819 | 0 | 0 |
Sale of treasury stock | 1 | $ 0 | 1 | 0 | 0 | 0 |
Treasury shares sold | 30 | |||||
Balance, End at Jun. 30, 2020 | 105,299 | $ 39 | 3,785 | 103,444 | 7,386 | (9,355) |
Balance, shares at Jun. 30, 2020 | 3,566,176 | |||||
Balance, shares at Mar. 31, 2020 | 3,566,146 | |||||
Balance, Beg at Mar. 31, 2020 | 103,563 | $ 39 | 3,784 | 102,692 | 6,403 | (9,355) |
Net earnings | 1,661 | 0 | 0 | 1,661 | 0 | 0 |
Other Comprehensive Income (Loss), Net Of Tax | 983 | 0 | 0 | 0 | 983 | 0 |
Cash dividends paid | 909 | 0 | 0 | 909 | 0 | 0 |
Sale of treasury stock | 1 | $ 0 | 1 | 0 | 0 | 0 |
Treasury shares sold | 30 | |||||
Balance, End at Jun. 30, 2020 | 105,299 | $ 39 | 3,785 | 103,444 | 7,386 | (9,355) |
Balance, shares at Jun. 30, 2020 | 3,566,176 | |||||
Balance, shares at Dec. 31, 2020 | 3,566,276 | |||||
Balance, Beg at Dec. 31, 2020 | 107,690 | $ 39 | 3,789 | 105,617 | 7,599 | (9,354) |
Net earnings | 4,292 | 0 | 0 | 4,292 | 0 | 0 |
Other Comprehensive Income (Loss), Net Of Tax | (3,344) | 0 | 0 | 0 | (3,344) | 0 |
Cash dividends paid | 1,849 | 0 | 0 | 1,849 | 0 | 0 |
Treasury Stock, acquired | (750) | $ 0 | 0 | 0 | 0 | (750) |
Treasury Stock, acquired shares | 20,511 | |||||
Sale of treasury stock | 4 | $ 0 | 3 | 0 | 0 | 1 |
Treasury shares sold | 90 | |||||
Balance, End at Jun. 30, 2021 | 106,043 | $ 39 | 3,792 | 108,060 | 4,255 | (10,103) |
Balance, shares at Jun. 30, 2021 | 3,545,855 | |||||
Balance, shares at Mar. 31, 2021 | 3,566,326 | |||||
Balance, Beg at Mar. 31, 2021 | 103,639 | $ 39 | 3,791 | 106,696 | 2,467 | (9,354) |
Net earnings | 2,286 | 0 | 0 | 2,286 | 0 | 0 |
Other Comprehensive Income (Loss), Net Of Tax | 1,788 | 0 | 0 | 0 | 1,788 | 0 |
Cash dividends paid | 922 | 0 | 0 | 922 | 0 | 0 |
Treasury Stock, acquired | (750) | $ 0 | 0 | 0 | 0 | (750) |
Treasury Stock, acquired shares | 20,511 | |||||
Sale of treasury stock | 2 | $ 0 | 1 | 0 | 0 | 1 |
Treasury shares sold | 40 | |||||
Balance, End at Jun. 30, 2021 | $ 106,043 | $ 39 | $ 3,792 | $ 108,060 | $ 4,255 | $ (10,103) |
Balance, shares at Jun. 30, 2021 | 3,545,855 |
Consolidated Statements of St_2
Consolidated Statements of Stockholders' Equity (Parentheticals) - $ / shares | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Statement of Stockholders' Equity (Parentheticals) | ||||
Cash dividends paid per share | $ 0.26 | $ 0.255 | $ 0.52 | $ 0.51 |
Consolidated Statements of Cash
Consolidated Statements of Cash Flows - USD ($) $ in Thousands | 6 Months Ended | |
Jun. 30, 2021 | Jun. 30, 2020 | |
Cash flows from operating activities: | ||
Net earnings | $ 4,292 | $ 3,462 |
Adjustments to reconcile net earnings to net cash provided by operating activties: | ||
Provision for loan losses | (600) | 850 |
Depreciation and amortization | 629 | 989 |
Premium amortization and discount accretion, net | 1,940 | 1,081 |
Net gain on securities available for sale | 0 | (87) |
Net gain on sale of loans held for sale | (935) | (847) |
Net gain on other real estate owned | 0 | (17) |
Loans originated for sale | (32,608) | (36,385) |
Proceeds from sale of loans | 35,279 | 36,576 |
Increase in cash surrender value of bank owned life insurance | (202) | (224) |
Income recognized on death benefit of life insurance | 0 | (282) |
Net (increase) decrease in other assets | 22 | (1,013) |
Net (decrease) increase in accrued expenses and other liabilities | (2,404) | (334) |
Net cash provided by operating activities | 5,413 | 3,769 |
Cash flows from investing activities: | ||
Proceeds from sales of securities available-for-sale | 0 | 9,062 |
Proceeds from prepayments and maturities of securities available-for-sale | 38,204 | 22,085 |
Purchase of securities available-for-sale | (94,297) | (91,318) |
Decrease in loans, net | 4,805 | (3,400) |
Net purchases of premises and equipment | (7,926) | (372) |
Proceeds from bank-owned life insurance death benefit | 0 | (694) |
(Increase) decrease in FHLB stock | 267 | (9) |
Proceeds from sale of other real estate owned | 0 | 116 |
Net cash (used in) provided by investing activities | (58,947) | (63,142) |
Cash flows from financing activities: | ||
Net increase in noninterest-bearing deposits | 37,958 | 51,211 |
Net increase in interest-bearing deposits | 45,712 | 54,447 |
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase | 1,141 | 926 |
Stock repurchases | (750) | 0 |
Dividends paid | (1,849) | (1,819) |
Net cash provided by financing activities | 82,212 | 104,765 |
Net change in cash and cash equivalents | 28,678 | 45,392 |
Cash and cash equivalents at beginning of period | 112,575 | 92,443 |
Cash and cash equivalents at end of period | 141,253 | 137,835 |
Cash paid during the period for: | ||
Interest | 1,302 | 2,023 |
Income taxes | 1,335 | 678 |
Supplemental disclosure of non-cash transactions: | ||
Real estate acquired through foreclosure | $ 0 | $ 99 |
Summary of Significant Accounti
Summary of Significant Accounting Policies | 6 Months Ended |
Jun. 30, 2021 | |
Summary of Signficant Accounting Policies | |
Summary of Significant Accounting Policies Text Block | AUBURN NATIONAL Notes to Consolidated Financial Statements (Unaudited) NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING General Auburn National Bancorporation, Inc. (the “Company”) provides corporate customers in Lee County, (the “Bank”). The Company does not have any segments other Basis of Presentation and Use of Estimates The unaudited consolidated financial statements in this report accepted accounting principles (“GAAP”) for interim financial include all of the information and footnotes required by U.S. GAAP consolidated financial statements include, in the opinion of management, statement of the financial position and the results of operations for normal recurring nature. The results of operations in the interim statements operations that the Company and its subsidiaries may achieve information, refer to the consolidated financial statements and 10-K for the year ended December 31, 2020. The unaudited consolidated financial statements include the accounts Significant intercompany transactions and accounts are eliminated The preparation of financial statements in conformity with U.S. assumptions that affect the reported amounts of assets and the balance sheet date and the reported amounts of revenues and differ from those estimates. include other-than-temporary impairment on investment securities, value of financial instruments, and the valuation of deferred Revenue Recognition On January 1, 2018, the Company implemented Accounting Standards from Contracts with Customers , codified at 606. The Company adopted ASC 606 using the modified retrospective transition method. interest income on loans and deposits which are outside the scope The Company’s sources of income that services, interchange fees and gains and losses on sales of other noninterest income. The following is a summary of the revenue streams ● Service charges on deposits, investment services, ATM transaction-based, for which the performance obligations are satisfied or set periodic service charges, for which the performance provided. Transaction-based fees are recognized charges are recognized over the service period. ● Gains on sales of OREO A gain on sale should be recognized when a contract for sale exists and asset has been transferred to the buyer. exists, including a determination that the institution will collect entitled. of the borrower, the structure of the loan, and Subsequent Events The Company has evaluated the effects of events subsequent to June 30, 2021. The Company does not believe that would have required further recognition or disclosure in the this report. Accounting Developments In the first six months of 2021, the Company did not adopt any new |
Basic and Diluted Earnings Per
Basic and Diluted Earnings Per Share | 6 Months Ended |
Jun. 30, 2021 | |
Basic and Diluted Earnings Per Share [Abstract] | |
Basic and Diluted Earnings Per Share Text Block | NOTE 2: BASIC AND DILUTED NET EARNINGS PER SHARE Basic net earnings per share is computed by dividing net earnings the respective period. securities or other rights for, or convertible respectively, the Company had consider for the diluted net earnings per share calculation. The basic and diluted net earnings per share computations for Quarter ended June 30, Six months ended June 30, (Dollars in thousands, except share and per share data) 2021 2020 2021 2020 Basic and diluted: Net earnings $ 2,286 $ 1,661 $ 4,292 $ 3,462 Weighted average common 3,554,871 3,566,166 3,560,554 3,566,156 Net earnings per share $ 0.65 $ 0.47 $ 1.21 $ 0.97 |
Securities
Securities | 6 Months Ended |
Jun. 30, 2021 | |
Investments debt and equity securities [Abstract] | |
Investments In Debt And Marketable Equity Securities And Certain Trading Assets Disclosure Text Block | NOTE 3: SECURITIES At June 30, 2021 and December 31, 2020, respectively, Investments – Debt and Equity Securities, were classified as available-for-sale. by contractual maturity at June 30, 2021 and December 31, 1 year 1 to 5 5 to 10 After 10 Fair Gross Unrealized Amortized (Dollars in thousands) or less years years years Value Gains Losses Cost June 30, 2021 Agency obligations (a) $ 10,074 34,524 61,743 5,146 111,487 2,023 999 $ 110,463 Agency MBS (a) — 894 27,601 170,354 198,849 2,166 1,283 197,966 State and political subdivisions 381 982 11,874 61,292 74,529 3,945 170 70,754 Total available-for-sale $ 10,455 36,400 101,218 236,792 384,865 8,134 2,452 $ 379,183 December 31, 2020 Agency obligations (a) $ 5,048 24,834 55,367 12,199 97,448 3,156 98 $ 94,390 Agency MBS (a) — 1,154 20,502 141,814 163,470 3,245 133 160,358 State and political subdivisions 477 632 8,405 64,745 74,259 3,988 11 70,282 Total available-for-sale $ 5,525 26,620 84,274 218,758 335,177 10,389 242 $ 325,030 (a) Includes securities issued by U.S. government agencies or Securities with aggregate fair values of $ 168.5 166.9 respectively, were pledged to Bank (“FHLB”) advances, and for other purposes required Included in other assets on the accompanying consolidated balance sheets carrying amounts of non-marketable equity investments were 1.2 1.4 31, 2020, respectively. (“FRB”) stock, and stock in a privately held financial institution. Gross Unrealized Losses and Fair Value The fair values and gross unrealized losses on securities at June 30, by those securities that have been in an unrealized loss position for presented below. Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses June 30, 2021: Agency obligations $ 51,045 999 — — $ 51,045 999 Agency MBS 101,319 1,283 — — 101,319 1,283 State and political subdivisions 8,367 170 — — 8,367 170 Total $ 160,731 2,452 — — $ 160,731 2,452 December 31, 2020: Agency obligations $ 15,416 98 — — $ 15,416 98 Agency MBS 41,488 133 — — 41,488 133 State and political subdivisions 2,945 11 — — 2,945 11 Total $ 59,849 242 — — $ 59,849 242 For the securities in the previous table, the Company does not than not that the Company will be required to sell the securities maturity. evaluates, where necessary, the securities’ In determining whether a loss is temporary, ● the length of time and the extent to which the fair value has been ● adverse conditions specifically related to the security, the financial condition of the issuer of the security, condition of the underlying loan obligors, including changes in technology the business that may affect the future earnings potential of changes in the quality of the credit enhancement); ● the historical and implied volatility of the fair value of the security; ● the payment structure of the debt security and the likelihood of the issuer increase in the future; ● failure of the issuer of the security to make scheduled interest ● any changes to the rating of the security by a rating agency; and ● recoveries or additional declines in fair value subsequent to the Agency obligations The unrealized losses associated with agency obligations were the credit quality of the securities. These securities were issued entities and did not have any credit losses given the explicit government Agency mortgage-backed securities (“MBS”) The unrealized losses associated with agency MBS were primarily credit quality of the securities. These securities were issued by U.S. and did not have any credit losses given the explicit government guarantee Securities of U.S. states and political subdivisions The unrealized losses associated with securities of U.S. states and in interest rates and were not due to the credit quality of the securities. insurer, but management did not rely on the be monitored as part of the Company’s agencies reduce the credit rating of the bond insurers. As a result, the basis of these securities. The carrying values of the Company’s issuer deteriorates and the Company determines it is probable security. As a result, there is Other-Than-Temporarily Credit-impaired debt securities are debt securities where the Company security for other-than-temporary impairment and the credit 2021 and December 31, 2020, the Company had no credit-impaired reductions in the credit loss component of credit-impaired debt respectively. Realized Gains and Losses The following table presents the gross realized gains and losses on sales Quarter ended June 30, Six months ended June 30, (Dollars in thousands) 2021 2020 2021 2020 Gross realized gains $ — 100 $ — 106 Gross realized losses — (19) — (19) Realized gains, net $ — 81 $ — 87 |
Loan and Allowance for Loan Los
Loan and Allowance for Loan Losses | 6 Months Ended |
Jun. 30, 2021 | |
Loans And Leases Receivable Disclosure [Abstract] | |
Loans and leases receivable disclosure [Text Block] | NOTE 4: LOANS AND ALLOWANCE June 30, December 31, (Dollars in thousands) 2021 2020 Commercial and industrial $ 87,933 $ 82,585 Construction and land development 37,477 33,514 Commercial real estate: Owner occupied 51,520 54,033 Hotel/motel 46,963 42,900 Multi-family 39,316 40,203 Other 105,046 118,000 Total commercial real estate 242,845 255,136 Residential real estate: Consumer mortgage 33,140 35,027 Investment property 49,024 49,127 Total residential real estate 82,164 84,154 Consumer installment 7,762 7,099 Total loans 458,181 462,488 Less: unearned income (1,197) (788) Loans, net of unearned income $ 456,984 $ 461,700 Loans secured by real estate were approximately 79.1% 2021, areas. In accordance with ASC 310, a portfolio segment is defined as the level systematic method for determining its allowance for loan losses. allowance, the loan portfolio is disaggregated into the following portfolio construction and land development, commercial real estate, residential appropriate, the Company’s loan based on the initial measurement attribute, risk characteristics of the determining credit risk. The following describes the risk characteristics relevant to each Commercial and industrial (“C&I”) — includes loans to finance business operations, equipment purchases, for small and medium-sized commercial customers. Also production. borrower. are forgivable in whole or in part, if the proceeds requirements of the PPP. 288 265 $ 22.1 19.0 Construction and land development (“C&D”) — includes both loans and credit lines for the purpose of purchasing, carrying, and developing land into commercial developments or lines for construction of residential, multi-family, dependent upon the sale or refinance of the real estate collateral. Commercial real estate includes loans disaggregated into four classes: (1) owner occupied, (3) multifamily and (4) ● Owner occupied owner-occupied facilities primarily for small and source of repayment is the cash flow from business operations and property. ● Hotel/motel – includes loans for hotels and motels. income generated from the real estate collateral. occupancy and rental rates, as well as the financial health of the borrower. ● Multi-family include loans for 5 or more unit residential property and apartments source of repayment is dependent upon income generated from the real loans takes into consideration the occupancy and rental rates ● Other Loans in this class include loans for neighborhood retail centers, stores, industrial buildings, and warehouses leased to local businesses. Generally, is dependent upon income generated from the real estate collateral. consideration the occupancy and rental rates, as well as the financial Residential real estate (“RRE”) — includes loans disaggregated into two classes: (1) consumer mortgage investment property. ● Consumer mortgage consumers that are secured by a primary residence or second home. These with the Bank’s general loan poli each borrower’s financial condition, satisfactory credit ● Investment property Generally, the primary source securing the loan. The underwriting of these loans takes into consideration well as the financial health of the borrower. Consumer installment — includes loans to individuals both secured by personal property personal lines of credit, automobile loans, and other retail loans. Bank’s general loan policies and financial condition, satisfactory credit history, The following is a summary of current, accruing past due, and nonaccrual 30, 2021 and December 31, 2020. Accruing Accruing Total 30-89 Days Greater than Accruing Non- Total (Dollars in thousands) Current Past Due 90 days Loans Accrual Loans June 30, 2021: Commercial and industrial $ 87,932 1 — 87,933 — $ 87,933 Construction and land development 37,273 204 — 37,477 — 37,477 Commercial real estate: Owner occupied 51,520 — — 51,520 — 51,520 Hotel/motel 46,963 — — 46,963 — 46,963 Multi-family 39,316 — — 39,316 — 39,316 Other 104,642 205 — 104,847 199 105,046 Total commercial real estate 242,441 205 — 242,646 199 242,845 Residential real estate: Consumer mortgage 32,745 68 — 32,813 327 33,140 Investment property 48,922 — — 48,922 102 49,024 Total residential real estate 81,667 68 — 81,735 429 82,164 Consumer installment 7,755 7 — 7,762 — 7,762 Total $ 457,068 485 — 457,553 628 $ 458,181 December 31, 2020: Commercial and industrial $ 82,355 230 — 82,585 — $ 82,585 Construction and land development 33,453 61 — 33,514 — 33,514 Commercial real estate: Owner occupied 54,033 — — 54,033 — 54,033 Hotel/motel 42,900 — — 42,900 — 42,900 Multi-family 40,203 — — 40,203 — 40,203 Other 117,759 29 — 117,788 212 118,000 Total commercial real estate 254,895 29 — 254,924 212 255,136 Residential real estate: Consumer mortgage 33,169 1,503 140 34,812 215 35,027 Investment property 49,014 6 — 49,020 107 49,127 Total residential real estate 82,183 1,509 140 83,832 322 84,154 Consumer installment 7,069 29 1 7,099 — 7,099 Total $ 459,955 1,858 141 461,954 534 $ 462,488 Allowance for Loan Losses The Company assesses the adequacy of its allowance for loan the allowance is based upon management’s trends, known and inherent risks in the portfolio, adverse situations the timing of future payment), the estimated value of any underlying conditions, industry and peer bank loan loss rates, and other pertinent evaluation is inherently subjective as it requires material estimates including expected to be received on impaired loans that may be susceptible in part, when management believes that the full collectability of the after a “confirming event” has occurred, which serves to validate unlikely. The Company deems loans impaired when, based on current information be unable to collect all amounts due according to the contractual according to the contractual terms means that both the interest scheduled in the loan agreement. An impairment allowance is recognized if the fair value of the impairment is recognized through the allowance. Loans that are future cash flows discounted at the loan’s measurement is based on the fair value of the collateral, less estimated The level of allowance maintained is believed by management to portfolio at the balance sheet date. The allowance is increased offs, net of recoveries of amounts previously charged In assessing the adequacy of the allowance, the Company also loan review processes. The Company’s whose credit quality has weakened over time and evaluating the risk characteristics Company’s loan review process includes reviews conducted by bank regulatory agencies as part of their review results in the determination of whether or not it is probable to the contractual terms of a loan. As part of the Company’s quarterly assessment commercial and industrial, construction and land development, commercial installment. The Company analyzes each segment and estimates The allocation of the allowance for loan losses begins with a loan segment. The estimates for these loans are established by category credit risk ratings and historical loss data. credit risk grades is based on its experience with similarly graded does not have sufficient historical loss data, the Company groups. rates for the commercial real estate portfolio segment based, The estimated loan loss allocation for all five loan portfolio segments probable losses for several “qualitative and environmental” factors. is particularly subjective and does not lend itself to exact mathematical probable inherent credit losses which exist, but have not yet been upon quarterly trend assessments in delinquent and nonaccrual conditions, changes in lending personnel experience, changes qualitative and environmental factors are considered for each determined by the processes noted above, is increased or The Company regularly re-evaluates its practices in determining the 2016, the Company has increased its look-back period each quarter downturn in its loss history. The inherent in the loan portfolio. Absent this extension, the early losses would be excluded from the determination of the allowance for quarter ended June 30, 2021, the Company increased its look-back incurred by the Company beginning with the first quarter of 2009. back period to incorporate the effects of at least one adjusted certain qualitative and economic factors related to changes in novel strain of coronavirus (“COVID-19 pandemic”) and resulting adverse unemployment in our primary market area. and economic factors to reflect improvements in economic conditions The following table details the changes in the allowance for loan June 30, 2021 (Dollars in thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 828 551 3,302 908 93 $ 5,682 Charge-offs — — — (1) — (1) Recoveries 2 — — 13 11 26 Net recoveries (charge-offs) 2 — — 12 11 25 Provision for loan losses (1) 88 (598) (82) (7) (600) Ending balance $ 829 639 2,704 838 97 $ 5,107 Six months ended: Beginning balance $ 807 594 3,169 944 104 $ 5,618 Charge-offs — — — (1) (5) (6) Recoveries 54 — — 26 15 95 Net recoveries (charge-offs) 54 — — 25 10 89 Provision for loan losses (32) 45 (465) (131) (17) (600) Ending balance $ 829 639 2,704 838 97 $ 5,107 June 30, 2020 (Dollars in thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 675 582 2,596 877 137 $ 4,867 Charge-offs (4) — — — (27) (31) Recoveries 2 — — 14 6 22 Net (charge-offs) recoveries (2) — — 14 (21) (9) Provision for loan losses 6 31 319 63 31 450 Ending balance $ 679 613 2,915 954 147 $ 5,308 Six months ended: Beginning balance $ 577 569 2,289 813 138 $ 4,386 Charge-offs (4) — — — (32) (36) Recoveries 55 — — 45 8 108 Net recoveries (charge-offs) 51 — — 45 (24) 72 Provision for loan losses 51 44 626 96 33 850 Ending balance $ 679 613 2,915 954 147 $ 5,308 The following table presents an analysis of the allowance for segment and impairment methodology as of June 30, 2021 Collectively evaluated (1) Individually evaluated (2) Total Allowance Recorded Allowance Recorded Allowance Recorded for loan investment for loan investment for loan investment (Dollars in thousands) losses in loans losses in loans losses in loans June 30, 2021: Commercial and industrial (3) $ 829 87,933 — — 829 87,933 Construction and land development 639 37,477 — — 639 37,477 Commercial real estate 2,704 242,646 — 199 2,704 242,845 Residential real estate 838 82,067 — 97 838 82,164 Consumer installment 97 7,762 — — 97 7,762 Total $ 5,107 457,885 — 296 5,107 458,181 June 30, 2020: Commercial and industrial (4) $ 679 87,754 — — 679 87,754 Construction and land development 613 32,967 — — 613 32,967 Commercial real estate 2,915 250,370 — 218 2,915 250,588 Residential real estate 954 85,714 — 111 954 85,825 Consumer installment 147 8,631 — — 147 8,631 Total $ 5,308 465,436 — 329 5,308 465,765 (1) Represents loans collectively evaluated for impairment in accordance Loss Contingencies , and pursuant to amendments by ASU 2010-20 regarding allowance for (2) Represents loans individually evaluated for impairment in accordance Receivables , and pursuant to amendments by ASU 2010-20 regarding allowance for (3) Includes $22.1 million of PPP loans for which no allowance (4) Includes $36.5 million of PPP loans for which no allowance Credit Quality Indicators The credit quality of the loan portfolio is summarized no less frequently standard asset classification system used by the federal banking agencies. indicators for the loan portfolio segments and classes. These loan losses using historical losses adjusted for qualitative and ● Pass – loans which are well protected by the current net worth any) or by the fair value, less cost to acquire and sell, of any underlying ● Special Mention – loans with potential weakness that may, inadequately protect the Company’s not expose an institution to sufficient risk to warrant an ● Substandard Accruing – loans that exhibit a well-defined weakness which even though they are currently performing. These loans are characterized Company may incur a loss in the future if these weaknesses are ● Nonaccrual – includes loans where management has determined expected. (Dollars in thousands) Mention Substandard Accruing Nonaccrual Total loans June 30, 2021: Commercial and industrial $ 86,092 1,550 291 — $ 87,933 Construction and land development 37,235 3 239 — 37,477 Commercial real estate: Owner occupied 49,361 2,026 133 — 51,520 Hotel/motel 39,151 7,812 — — 46,963 Multi-family 35,786 3,530 — — 39,316 Other 103,413 1,389 45 199 105,046 Total commercial real estate 227,711 14,757 178 199 242,845 Residential real estate: Consumer mortgage 30,631 417 1,765 327 33,140 Investment property 48,408 183 331 102 49,024 Total residential real estate 79,039 600 2,096 429 82,164 Consumer installment 7,749 6 7 — 7,762 Total $ 437,826 16,916 2,811 628 $ 458,181 December 31, 2020: Commercial and industrial $ 79,984 2,383 218 — $ 82,585 Construction and land development 33,260 — 254 — 33,514 Commercial real estate: Owner occupied 51,265 2,627 141 — 54,033 Hotel/motel 35,084 7,816 — — 42,900 Multi-family 36,673 3,530 — — 40,203 Other 116,498 1,243 47 212 118,000 Total commercial real estate 239,520 15,216 188 212 255,136 Residential real estate: Consumer mortgage 32,518 397 1,897 215 35,027 Investment property 48,501 187 332 107 49,127 Total residential real estate 81,019 584 2,229 322 84,154 Consumer installment 7,069 7 23 — 7,099 Total $ 440,852 18,190 2,912 534 $ 462,488 Impaired loans The following tables present details related to the Company’s not included in the following tables. The related to impaired loans: ● Individually evaluated impaired loans equal to or greater than $500,000 construction and land development, commercial real estate, and ● Individually evaluated impaired loans equal to or greater than $250,000 commercial and industrial and consumer installment loans). The following tables set forth certain information regarding the for impairment at June 30, 2021 and December 31, 2020. June 30, 2021 (Dollars in thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial real estate: Other $ 211 (12) 199 $ — Total commercial real estate 211 (12) 199 — Residential real estate: Investment property 103 (6) 97 — Total residential real estate 103 (6) 97 — Total $ 314 (18) 296 $ — (1) Unpaid principal balance represents the contractual obligation due (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments applied against the outstanding principal balance subsequent to the loans (3) Recorded investment represents the unpaid principal balance less December 31, 2020 (Dollars in thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial real estate: Other $ 216 (4) 212 $ — Total commercial real estate 216 (4) 212 — Residential real estate: Investment property 109 (2) 107 — Total residential real estate 109 (2) 107 — Total $ 325 (6) 319 $ — (1) Unpaid principal balance represents the contractual obligation due (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments applied against the outstanding principal balance subsequent to the loans (3) Recorded investment represents the unpaid principal balance less The following table provides the average recorded investment in impaired amount of interest income recognized on impaired loans after respective periods. Quarter ended June 30, 2021 Six months ended June 30, 2021 Average Total interest Average Total interest recorded income recorded income (Dollars in thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Other $ 202 — 205 — Total commercial real estate 202 — 205 — Residential real estate: Investment property 100 — 102 — Total residential real estate 100 — 102 — Total $ 302 — 307 — Quarter ended June 30, 2020 Six months ended June 30, 2020 Average Total interest Average Total interest recorded income recorded income (Dollars in thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Other $ 54 — 31 — Total commercial real estate 54 — 31 — Residential real estate: Investment property 28 — 16 — Total residential real estate 28 — 16 — Total $ 82 — 47 — Troubled Debt Impaired loans also include troubled debt restructurings (“TDRs”). Economic Security Act (“CARES Act”) was signed into law. Troubled Debt Restructurings,” provides TDR classifications for a limited period of time to account for Reserve and the other banking regulators issued a statement, “Interagency for Financial Institutions Working COVID-19 Loan Modifications”), to encourage banks to work prudently interpretation of how accounting rules under ASC 310 COVID-19-related modifications. The Interagency Statement June 23, 2020 by the Interagency Examiner Guidance for Assessing COVID-19 Pandemic on Institutions. section 4013 of the CARES Act. If a loan modification is not account for the loan modification under section 4013, the Revised Statement loan modification is not a TDR in accordance with ASC 310 The Company evaluates loan extensions or modifications not Interagency Statement on COVID-19 Loan Modifications in accordance classification of the loan as a TDR. are experiencing financial difficulty. principal and interest for a specified period, reduction of the stated extension of the maturity date, or reduction of the face amount or granted when, as a result of the restructuring, the Bank does not expect interest at the original stated rate. elsewhere at a market rate for debt with similar risk characteristics whether a loan modification is a TDR, the Company considers modification. in determining the appropriate accrual status at the time of restructure. Similar to other impaired loans, TDRs are measured for impairment the loan’s original effective collateral dependent. If the recorded investment in the loan exceeds establishing a valuation allowance as part of the allowance for In periods subsequent to the modification, all TDRs are individually The following is a summary of accruing and nonaccrual TDRs, which related allowance for loan losses, by portfolio segment and class as of TDRs Related (Dollars in thousands) Accruing Nonaccrual Total Allowance June 30, 2021 Commercial real estate: Other $ — 199 199 $ — Total commercial real estate — 199 199 — Residential real estate: Investment property — 97 97 $ — Total residential real estate — 97 97 — Total $ — 296 296 $ — TDRs Related (In thousands) Accruing Nonaccrual Total Allowance December 31, 2020 Commercial real estate: Other $ — 212 212 $ — Total commercial real estate — 212 212 — Investment property — 107 107 — Total residential real estate — 107 107 — Total $ — 319 319 $ — At June 30, 2021 there were no significant outstanding commitments to had been restructured. Quarter ended June 30, Six months ended June 30, Pre- Post - Pre- Post - modification modification modification modification Number outstanding outstanding Number outstanding outstanding of recorded recorded of recorded recorded (Dollars in thousands) contracts investment investment contracts investment investment 2020: Commercial Other — $ — — 1 $ 216 216 Total commercial real estate — — — 1 216 216 Residential real estate: Investment property — — — 3 111 111 Total residential real estate — — — 3 111 111 Total — $ — — 4 $ 327 327 There were no loans modified in a TDR during the quarter and During the quarter and six months ended ended June 30, 2021 TDR within the previous 12 months for which there was a payment default |
Mortgage Servicing Rights, Net
Mortgage Servicing Rights, Net | 6 Months Ended |
Jun. 30, 2021 | |
Mortgage Servicing [Abstract] | |
Transfers and Servicing of Financial Assets [Text Block] | NOTE 5: MORTGAGE SERVICING Mortgage servicing rights (“MSRs”) are recognized based on corresponding mortgage loans are sold. assumptions that market participants would use in estimating prepayment speeds, discount rates, default rates, costs to service, income, ancillary income, and late fees. under the amortization method. of, estimated net servicing income. The Company has recorded MSRs related to loans sold without conforming, fixed-rate, closed-end, residential mortgages to Fannie accompanying consolidated balance sheets. The Company evaluates MSRs for impairment on a quarterly basis. groupings based on predominant risk characteristics, such as interest carrying amount of the MSRs exceeds fair value, a valuation as the fair value changes. lending income. The following table details the changes in amortized MSRs and Quarter ended June 30, Six months ended June 30, (Dollars in thousands) 2021 2020 2021 2020 MSRs, net: Beginning balance $ 1,322 $ 1,249 $ 1,330 $ 1,299 Additions, net 172 188 315 237 Amortization expense (134) (166) (285) (265) Ending balance $ 1,360 $ 1,271 $ 1,360 $ 1,271 Valuation Beginning of period $ — $ — $ — $ — End of period — — — — Fair value of amortized MSRs: Beginning of period $ 1,774 $ 1,917 $ 1,489 $ 2,111 End of period 1,833 1,690 1,833 1,690 |
Fair Value Disclosures
Fair Value Disclosures | 6 Months Ended |
Jun. 30, 2021 | |
Fair Value Disclosures [Abstract] | |
Fair Value Disclosures Text Block | NOTE 6: FAIR VALUE Fair Value Fair Value , as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction occurring market in the absence of a principal market) for an asset or value hierarchy for valuation inputs that gives the highest priority to liabilities and the lowest priority to unobservable inputs. Level 1—inputs to the valuation methodology are quoted prices, unadjusted, markets. Level 2—inputs to the valuation methodology include quoted quoted prices for identical or similar assets or liabilities in markets asset or liability, either directly Level 3—inputs to the valuation methodology are unobservable inputs market participants would use in pricing the asset or liability. Level changes in fair value measurements Transfers between levels of the fair value hierarchy Company monitors the valuation techniques utilized for each transfers between levels have been affected. that transfers in and out of any level are expected to be infrequent. transfers between levels and no changes in valuation techniques for Assets and liabilities measured at fair value Securities available-for-sale Fair values of securities available for sale were primarily measured obtains pricing from third party pricing services. include broker/dealer quotes, market spreads, cash flows, benchmark consensus prepayment speeds, credit information, and the securities’ management reviews the pricing received from the third party conditions. measurements. another independent valuation firm on a sample basis. the third party pricing service with its own price and will review the used with management. The following table presents the balances of the assets and liabilities 30, 2021 and December 31, 2020, respectively, valuation hierarchy (as described above). Quoted Prices in Significant Active Markets Other Significant for Observable Unobservable Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) June 30, 2021: Securities available-for-sale: Agency obligations $ 111,487 — 111,487 — Agency RMBS 198,849 — 198,849 — State and political subdivisions 74,529 — 74,529 — Total securities available 384,865 — 384,865 — Total $ 384,865 — 384,865 — December 31, 2020: Securities available-for-sale: Agency obligations $ 97,448 — 97,448 — Agency RMBS 163,470 — 163,470 — State and political subdivisions 74,259 — 74,259 — Total securities available 335,177 — 335,177 — Total $ 335,177 — 335,177 — Assets and liabilities measured at fair value Loans held for sale Loans held for sale are carried at the lower of cost or fair value. quoted market secondary market prices for similar loans. hierarchy. Impaired Loans Loans considered impaired under ASC 310-10-35, Receivables , are loans for which, based on current information and events, it is probable that the Company will be unable to collect the contractual terms of the loan agreement. Impaired loans can payments using the loan’s original the collateral less selling costs if the loan is collateral dependent. The fair value of impaired loans was primarily measured based loans are classified within Level 3 of the fair value hierarchy. equipment, inventory, and/or independent appraisals performed by qualified licensed appraisers. or a combination of approaches including comparable sales and the income costs to sell and may be discounted further based on management’s from the date of the most recent appraisal, and/or management’s customer’s business. Such discounts by management are subjective determining fair value. Impaired loans are reviewed and evaluated and adjusted accordingly, based Mortgage servicing rights, net MSRs, net, included in other assets on the accompanying consolidated estimated fair value. MSRs, the Company engages an independent third party. present value of estimated future net servicing income using future net servicing income, including estimates of prepayment account earnings, contractual servicing fee income, ancillary income, broker surveys and other market research to validate significant unobservable inputs include prepayment speeds or the constant prepayment discount rate. MSRs are classified within Level 3 of the valuation hierarchy. The following table presents the balances of the assets and liabilities June 30, 2021 and December 31, 2020, respectively, FASB ASC 820 valuation Quoted Prices in Active Markets Other Significant for Observable Unobservable Carrying Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) June 30, 2021: Loans held for sale $ 1,367 — 1,367 — Loans, net (1) 296 — — 296 Other assets (2) 1,360 — — 1,360 Total assets at fair value $ 3,023 — 1,367 1,656 December 31, 2020: Loans held for sale $ 3,418 — 3,418 — Loans, net (1) 319 — — 319 Other assets (2) 1,330 — — 1,330 Total assets at fair value $ 5,067 — 3,418 1,649 (1) Loans considered impaired under ASC 310-10-35 Receivables. of any related allowance for loan losses. (2) Represents MSRs, net. Quantitative Disclosures for Level 3 Fair At June 30, 2021 and December 31, 2020, For Level 3 assets measured at fair value on a non-recurring basis unobservable inputs used in the fair value measurements are presented Weighted Carrying Significant Average (Dollars in thousands) Amount Valuation Technique Unobservable Input Range of Input June 30, 2021: Impaired loans $ 296 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,360 Discounted cash flow Prepayment Speed or CPR 7.7 - 15.7 15.1 Discount rate 9.5 - 11.5 9.5 December 31, 2020: Impaired loans $ 319 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,330 Discounted cash flow Prepayment Speed or CPR 18.2 - 36.4 20.7 Discount rate 10.0 - 12.0 10.0 Fair Value ASC 825, Financial Instruments , requires disclosure of fair value information about financial recognized on the face of the balance sheet, for which it is practicable estimation of the fair value of the Company’s not available, fair values are based on estimates using discounted significantly affected by the assumptions used, following fair value estimates cannot be substantiated by comparison representative of the liquidation value of the Company’s fair value of financial instruments held by the Company. nonfinancial instruments from its disclosure requirements. The following methods and assumptions were used by the Company in Loans, net Fair values for loans were calculated using discounted cash flows. The loans would be made for the same remaining maturities. Expected cash flows, adjusted for estimated prepayments. Loans held for Fair values of loans held for sale are determined using quoted Time Deposits Fair values for time deposits were estimated using discounted offered for deposits with similar remaining maturities. The carrying value, related estimated fair value, and placement in the instruments at June 30, 2021 and December 31, 2020 which the carrying amount approximates fair value. included cash and cash equivalents. noninterest-bearing demand deposits, carrying value in these financial liabilities due to these products having liabilities for which fair value approximates carrying value included and securities sold under agreements to repurchase. Fair Value Hierarchy Carrying Estimated Level 1 Level 2 Level 3 (Dollars in thousands) amount fair value inputs inputs Inputs June 30, 2021: Financial Assets: Loans, net (1) $ 451,877 $ 448,540 $ — $ — $ 448,540 Loans held for sale 1,367 1,415 — 1,415 — Financial Liabilities: Time Deposits $ 159,011 $ 160,247 $ — $ 160,247 $ — December 31, 2020: Financial Assets: Loans, net (1) $ 456,082 $ 451,816 $ — $ — $ 451,816 Loans held for sale 3,418 3,509 — 3,509 — Financial Liabilities: Time Deposits $ 160,401 $ 162,025 $ — $ 162,025 $ — (1) Represents loans, net of unearned income and the allowance |
Summary of Significant Accoun_2
Summary of Significant Accounting Policies (Policies) | 6 Months Ended |
Jun. 30, 2021 | |
Summary of Signficant Accounting Policies | |
Nature of Business Policy | General Auburn National Bancorporation, Inc. (the “Company”) provides corporate customers in Lee County, (the “Bank”). The Company does not have any segments other |
Basis of Presentation Policy | Basis of Presentation and Use of Estimates The unaudited consolidated financial statements in this report accepted accounting principles (“GAAP”) for interim financial include all of the information and footnotes required by U.S. GAAP consolidated financial statements include, in the opinion of management, statement of the financial position and the results of operations for normal recurring nature. The results of operations in the interim statements operations that the Company and its subsidiaries may achieve information, refer to the consolidated financial statements and 10-K for the year ended December 31, 2020. |
Consolidation Policy | The unaudited consolidated financial statements include the accounts Significant intercompany transactions and accounts are eliminated |
Use of Estimates Policy | The preparation of financial statements in conformity with U.S. assumptions that affect the reported amounts of assets and the balance sheet date and the reported amounts of revenues and differ from those estimates. include other-than-temporary impairment on investment securities, value of financial instruments, and the valuation of deferred |
Revenue Recognition Policy | Revenue Recognition On January 1, 2018, the Company implemented Accounting Standards from Contracts with Customers , codified at 606. The Company adopted ASC 606 using the modified retrospective transition method. interest income on loans and deposits which are outside the scope The Company’s sources of income that services, interchange fees and gains and losses on sales of other noninterest income. The following is a summary of the revenue streams ● Service charges on deposits, investment services, ATM transaction-based, for which the performance obligations are satisfied or set periodic service charges, for which the performance provided. Transaction-based fees are recognized charges are recognized over the service period. ● Gains on sales of OREO A gain on sale should be recognized when a contract for sale exists and asset has been transferred to the buyer. exists, including a determination that the institution will collect entitled. of the borrower, the structure of the loan, and |
Subsequent Events Policy | Subsequent Events The Company has evaluated the effects of events subsequent to June 30, 2021. The Company does not believe that would have required further recognition or disclosure in the this report. |
Accounting Developments | Accounting Developments In the first six months of 2021, the Company did not adopt any new |
Basic and Diluted Earnings Pe_2
Basic and Diluted Earnings Per Share (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Basic and Diluted Earnings Per Share [Abstract] | |
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] | Quarter ended June 30, Six months ended June 30, (Dollars in thousands, except share and per share data) 2021 2020 2021 2020 Basic and diluted: Net earnings $ 2,286 $ 1,661 $ 4,292 $ 3,462 Weighted average common 3,554,871 3,566,166 3,560,554 3,566,156 Net earnings per share $ 0.65 $ 0.47 $ 1.21 $ 0.97 |
Securities (Tables)
Securities (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Investments debt and equity securities [Abstract] | |
Available-for-sale Securities [Table Text Block] | 1 year 1 to 5 5 to 10 After 10 Fair Gross Unrealized Amortized (Dollars in thousands) or less years years years Value Gains Losses Cost June 30, 2021 Agency obligations (a) $ 10,074 34,524 61,743 5,146 111,487 2,023 999 $ 110,463 Agency MBS (a) — 894 27,601 170,354 198,849 2,166 1,283 197,966 State and political subdivisions 381 982 11,874 61,292 74,529 3,945 170 70,754 Total available-for-sale $ 10,455 36,400 101,218 236,792 384,865 8,134 2,452 $ 379,183 December 31, 2020 Agency obligations (a) $ 5,048 24,834 55,367 12,199 97,448 3,156 98 $ 94,390 Agency MBS (a) — 1,154 20,502 141,814 163,470 3,245 133 160,358 State and political subdivisions 477 632 8,405 64,745 74,259 3,988 11 70,282 Total available-for-sale $ 5,525 26,620 84,274 218,758 335,177 10,389 242 $ 325,030 (a) Includes securities issued by U.S. government agencies or |
Available-for-sale Securities, Continuous Unrealized Loss Position [Table Text Block] | Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses June 30, 2021: Agency obligations $ 51,045 999 — — $ 51,045 999 Agency MBS 101,319 1,283 — — 101,319 1,283 State and political subdivisions 8,367 170 — — 8,367 170 Total $ 160,731 2,452 — — $ 160,731 2,452 December 31, 2020: Agency obligations $ 15,416 98 — — $ 15,416 98 Agency MBS 41,488 133 — — 41,488 133 State and political subdivisions 2,945 11 — — 2,945 11 Total $ 59,849 242 — — $ 59,849 242 |
Schedule of Realized Gain (Loss) [Table Text Block] | Realized Gains and Losses The following table presents the gross realized gains and losses on sales Quarter ended June 30, Six months ended June 30, (Dollars in thousands) 2021 2020 2021 2020 Gross realized gains $ — 100 $ — 106 Gross realized losses — (19) — (19) Realized gains, net $ — 81 $ — 87 |
Loan and Allowance for Loan L_2
Loan and Allowance for Loan Losses (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Loans And Leases Receivable Disclosure [Abstract] | |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | June 30, December 31, (Dollars in thousands) 2021 2020 Commercial and industrial $ 87,933 $ 82,585 Construction and land development 37,477 33,514 Commercial real estate: Owner occupied 51,520 54,033 Hotel/motel 46,963 42,900 Multi-family 39,316 40,203 Other 105,046 118,000 Total commercial real estate 242,845 255,136 Residential real estate: Consumer mortgage 33,140 35,027 Investment property 49,024 49,127 Total residential real estate 82,164 84,154 Consumer installment 7,762 7,099 Total loans 458,181 462,488 Less: unearned income (1,197) (788) Loans, net of unearned income $ 456,984 $ 461,700 |
Past Due Financing Receivables [Table Text Block] | Accruing Accruing Total 30-89 Days Greater than Accruing Non- Total (Dollars in thousands) Current Past Due 90 days Loans Accrual Loans June 30, 2021: Commercial and industrial $ 87,932 1 — 87,933 — $ 87,933 Construction and land development 37,273 204 — 37,477 — 37,477 Commercial real estate: Owner occupied 51,520 — — 51,520 — 51,520 Hotel/motel 46,963 — — 46,963 — 46,963 Multi-family 39,316 — — 39,316 — 39,316 Other 104,642 205 — 104,847 199 105,046 Total commercial real estate 242,441 205 — 242,646 199 242,845 Residential real estate: Consumer mortgage 32,745 68 — 32,813 327 33,140 Investment property 48,922 — — 48,922 102 49,024 Total residential real estate 81,667 68 — 81,735 429 82,164 Consumer installment 7,755 7 — 7,762 — 7,762 Total $ 457,068 485 — 457,553 628 $ 458,181 December 31, 2020: Commercial and industrial $ 82,355 230 — 82,585 — $ 82,585 Construction and land development 33,453 61 — 33,514 — 33,514 Commercial real estate: Owner occupied 54,033 — — 54,033 — 54,033 Hotel/motel 42,900 — — 42,900 — 42,900 Multi-family 40,203 — — 40,203 — 40,203 Other 117,759 29 — 117,788 212 118,000 Total commercial real estate 254,895 29 — 254,924 212 255,136 Residential real estate: Consumer mortgage 33,169 1,503 140 34,812 215 35,027 Investment property 49,014 6 — 49,020 107 49,127 Total residential real estate 82,183 1,509 140 83,832 322 84,154 Consumer installment 7,069 29 1 7,099 — 7,099 Total $ 459,955 1,858 141 461,954 534 $ 462,488 |
Allowance for Credit Losses on Financing Receivables [Table Text Block] | June 30, 2021 (Dollars in thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 828 551 3,302 908 93 $ 5,682 Charge-offs — — — (1) — (1) Recoveries 2 — — 13 11 26 Net recoveries (charge-offs) 2 — — 12 11 25 Provision for loan losses (1) 88 (598) (82) (7) (600) Ending balance $ 829 639 2,704 838 97 $ 5,107 Six months ended: Beginning balance $ 807 594 3,169 944 104 $ 5,618 Charge-offs — — — (1) (5) (6) Recoveries 54 — — 26 15 95 Net recoveries (charge-offs) 54 — — 25 10 89 Provision for loan losses (32) 45 (465) (131) (17) (600) Ending balance $ 829 639 2,704 838 97 $ 5,107 June 30, 2020 (Dollars in thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 675 582 2,596 877 137 $ 4,867 Charge-offs (4) — — — (27) (31) Recoveries 2 — — 14 6 22 Net (charge-offs) recoveries (2) — — 14 (21) (9) Provision for loan losses 6 31 319 63 31 450 Ending balance $ 679 613 2,915 954 147 $ 5,308 Six months ended: Beginning balance $ 577 569 2,289 813 138 $ 4,386 Charge-offs (4) — — — (32) (36) Recoveries 55 — — 45 8 108 Net recoveries (charge-offs) 51 — — 45 (24) 72 Provision for loan losses 51 44 626 96 33 850 Ending balance $ 679 613 2,915 954 147 $ 5,308 |
Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block] | Collectively evaluated (1) Individually evaluated (2) Total Allowance Recorded Allowance Recorded Allowance Recorded for loan investment for loan investment for loan investment (Dollars in thousands) losses in loans losses in loans losses in loans June 30, 2021: Commercial and industrial (3) $ 829 87,933 — — 829 87,933 Construction and land development 639 37,477 — — 639 37,477 Commercial real estate 2,704 242,646 — 199 2,704 242,845 Residential real estate 838 82,067 — 97 838 82,164 Consumer installment 97 7,762 — — 97 7,762 Total $ 5,107 457,885 — 296 5,107 458,181 June 30, 2020: Commercial and industrial (4) $ 679 87,754 — — 679 87,754 Construction and land development 613 32,967 — — 613 32,967 Commercial real estate 2,915 250,370 — 218 2,915 250,588 Residential real estate 954 85,714 — 111 954 85,825 Consumer installment 147 8,631 — — 147 8,631 Total $ 5,308 465,436 — 329 5,308 465,765 (1) Represents loans collectively evaluated for impairment in accordance Loss Contingencies , and pursuant to amendments by ASU 2010-20 regarding allowance for (2) Represents loans individually evaluated for impairment in accordance Receivables , and pursuant to amendments by ASU 2010-20 regarding allowance for (3) Includes $22.1 million of PPP loans for which no allowance (4) Includes $36.5 million of PPP loans for which no allowance |
Financing Receivable Credit Quality Indicators [Table Text Block] | (Dollars in thousands) Mention Substandard Accruing Nonaccrual Total loans June 30, 2021: Commercial and industrial $ 86,092 1,550 291 — $ 87,933 Construction and land development 37,235 3 239 — 37,477 Commercial real estate: Owner occupied 49,361 2,026 133 — 51,520 Hotel/motel 39,151 7,812 — — 46,963 Multi-family 35,786 3,530 — — 39,316 Other 103,413 1,389 45 199 105,046 Total commercial real estate 227,711 14,757 178 199 242,845 Residential real estate: Consumer mortgage 30,631 417 1,765 327 33,140 Investment property 48,408 183 331 102 49,024 Total residential real estate 79,039 600 2,096 429 82,164 Consumer installment 7,749 6 7 — 7,762 Total $ 437,826 16,916 2,811 628 $ 458,181 December 31, 2020: Commercial and industrial $ 79,984 2,383 218 — $ 82,585 Construction and land development 33,260 — 254 — 33,514 Commercial real estate: Owner occupied 51,265 2,627 141 — 54,033 Hotel/motel 35,084 7,816 — — 42,900 Multi-family 36,673 3,530 — — 40,203 Other 116,498 1,243 47 212 118,000 Total commercial real estate 239,520 15,216 188 212 255,136 Residential real estate: Consumer mortgage 32,518 397 1,897 215 35,027 Investment property 48,501 187 332 107 49,127 Total residential real estate 81,019 584 2,229 322 84,154 Consumer installment 7,069 7 23 — 7,099 Total $ 440,852 18,190 2,912 534 $ 462,488 |
Impaired Financing Receivables [Table Text Block] | June 30, 2021 (Dollars in thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial real estate: Other $ 211 (12) 199 $ — Total commercial real estate 211 (12) 199 — Residential real estate: Investment property 103 (6) 97 — Total residential real estate 103 (6) 97 — Total $ 314 (18) 296 $ — (1) Unpaid principal balance represents the contractual obligation due (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments applied against the outstanding principal balance subsequent to the loans (3) Recorded investment represents the unpaid principal balance less December 31, 2020 (Dollars in thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial real estate: Other $ 216 (4) 212 $ — Total commercial real estate 216 (4) 212 — Residential real estate: Investment property 109 (2) 107 — Total residential real estate 109 (2) 107 — Total $ 325 (6) 319 $ — (1) Unpaid principal balance represents the contractual obligation due (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments applied against the outstanding principal balance subsequent to the loans (3) Recorded investment represents the unpaid principal balance less |
Schedule Of Average Impaired Financing Receivable [Table Text Block] | Quarter ended June 30, 2021 Six months ended June 30, 2021 Average Total interest Average Total interest recorded income recorded income (Dollars in thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Other $ 202 — 205 — Total commercial real estate 202 — 205 — Residential real estate: Investment property 100 — 102 — Total residential real estate 100 — 102 — Total $ 302 — 307 — Quarter ended June 30, 2020 Six months ended June 30, 2020 Average Total interest Average Total interest recorded income recorded income (Dollars in thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Other $ 54 — 31 — Total commercial real estate 54 — 31 — Residential real estate: Investment property 28 — 16 — Total residential real estate 28 — 16 — Total $ 82 — 47 — |
Troubled Debt Restructurings on Financing Receivables, Accrual Status [Table Text Block] | TDRs Related (Dollars in thousands) Accruing Nonaccrual Total Allowance June 30, 2021 Commercial real estate: Other $ — 199 199 $ — Total commercial real estate — 199 199 — Residential real estate: Investment property — 97 97 $ — Total residential real estate — 97 97 — Total $ — 296 296 $ — TDRs Related (In thousands) Accruing Nonaccrual Total Allowance December 31, 2020 Commercial real estate: Other $ — 212 212 $ — Total commercial real estate — 212 212 — Investment property — 107 107 — Total residential real estate — 107 107 — Total $ — 319 319 $ — |
Troubled Debt Restructuring Modifications [Table Text Block] | Quarter ended June 30, Six months ended June 30, Pre- Post - Pre- Post - modification modification modification modification Number outstanding outstanding Number outstanding outstanding of recorded recorded of recorded recorded (Dollars in thousands) contracts investment investment contracts investment investment 2020: Commercial Other — $ — — 1 $ 216 216 Total commercial real estate — — — 1 216 216 Residential real estate: Investment property — — — 3 111 111 Total residential real estate — — — 3 111 111 Total — $ — — 4 $ 327 327 |
Mortgage Servicing Rights, Net
Mortgage Servicing Rights, Net (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Mortgage Servicing [Abstract] | |
Schedule Of Servicing Assets At Fair Value [Table Text Block] | Quarter ended June 30, Six months ended June 30, (Dollars in thousands) 2021 2020 2021 2020 MSRs, net: Beginning balance $ 1,322 $ 1,249 $ 1,330 $ 1,299 Additions, net 172 188 315 237 Amortization expense (134) (166) (285) (265) Ending balance $ 1,360 $ 1,271 $ 1,360 $ 1,271 Valuation Beginning of period $ — $ — $ — $ — End of period — — — — Fair value of amortized MSRs: Beginning of period $ 1,774 $ 1,917 $ 1,489 $ 2,111 End of period 1,833 1,690 1,833 1,690 |
Fair Value (Tables)
Fair Value (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Fair Value Disclosures [Abstract] | |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] | Quoted Prices in Significant Active Markets Other Significant for Observable Unobservable Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) June 30, 2021: Securities available-for-sale: Agency obligations $ 111,487 — 111,487 — Agency RMBS 198,849 — 198,849 — State and political subdivisions 74,529 — 74,529 — Total securities available 384,865 — 384,865 — Total $ 384,865 — 384,865 — December 31, 2020: Securities available-for-sale: Agency obligations $ 97,448 — 97,448 — Agency RMBS 163,470 — 163,470 — State and political subdivisions 74,259 — 74,259 — Total securities available 335,177 — 335,177 — Total $ 335,177 — 335,177 — |
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Table Text Block] | Quoted Prices in Active Markets Other Significant for Observable Unobservable Carrying Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) June 30, 2021: Loans held for sale $ 1,367 — 1,367 — Loans, net (1) 296 — — 296 Other assets (2) 1,360 — — 1,360 Total assets at fair value $ 3,023 — 1,367 1,656 December 31, 2020: Loans held for sale $ 3,418 — 3,418 — Loans, net (1) 319 — — 319 Other assets (2) 1,330 — — 1,330 Total assets at fair value $ 5,067 — 3,418 1,649 (1) Loans considered impaired under ASC 310-10-35 Receivables. of any related allowance for loan losses. (2) Represents MSRs, net. |
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block] | Weighted Carrying Significant Average (Dollars in thousands) Amount Valuation Technique Unobservable Input Range of Input June 30, 2021: Impaired loans $ 296 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,360 Discounted cash flow Prepayment Speed or CPR 7.7 - 15.7 15.1 Discount rate 9.5 - 11.5 9.5 December 31, 2020: Impaired loans $ 319 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,330 Discounted cash flow Prepayment Speed or CPR 18.2 - 36.4 20.7 Discount rate 10.0 - 12.0 10.0 |
Financial Instruments [Table Text Block] | Fair Value Hierarchy Carrying Estimated Level 1 Level 2 Level 3 (Dollars in thousands) amount fair value inputs inputs Inputs June 30, 2021: Financial Assets: Loans, net (1) $ 451,877 $ 448,540 $ — $ — $ 448,540 Loans held for sale 1,367 1,415 — 1,415 — Financial Liabilities: Time Deposits $ 159,011 $ 160,247 $ — $ 160,247 $ — December 31, 2020: Financial Assets: Loans, net (1) $ 456,082 $ 451,816 $ — $ — $ 451,816 Loans held for sale 3,418 3,509 — 3,509 — Financial Liabilities: Time Deposits $ 160,401 $ 162,025 $ — $ 162,025 $ — (1) Represents loans, net of unearned income and the allowance |
Basic and Diluted Earnings Pe_3
Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Basic and Diluted Earnings Per Share [Abstract] | ||||
Net earnings | $ 2,286 | $ 1,661 | $ 4,292 | $ 3,462 |
Basic and diluted weighted average shares outstanding | 3,554,871 | 3,566,166 | 3,560,554 | 3,566,156 |
Basic and diluted earnings per share | $ 0.65 | $ 0.47 | $ 1.21 | $ 0.97 |
Security Types (Details)
Security Types (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Schedule of Available-for-sale Securities [Line Items] | ||
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value | $ 10,455 | $ 5,525 |
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value | 36,400 | 26,620 |
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value | 101,218 | 84,274 |
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value | 236,792 | 218,758 |
Available-for-sale Securities, Fair Value, Total | 384,865 | 335,177 |
Available For Sale Securities, Gross Unrealized Gains | 8,134 | 10,389 |
Available For Sale Securities, Gross Unrealized Losses | 2,452 | 242 |
Available-for-sale Securities, Amortized Cost Basis | 379,183 | 325,030 |
US Government and Government Agencies and Authorities [Member] | ||
Schedule of Available-for-sale Securities [Line Items] | ||
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value | 10,074 | 5,048 |
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value | 34,524 | 24,834 |
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value | 61,743 | 55,367 |
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value | 5,146 | 12,199 |
Available-for-sale Securities, Fair Value, Total | 111,487 | 97,448 |
Available For Sale Securities, Gross Unrealized Gains | 2,023 | 3,156 |
Available For Sale Securities, Gross Unrealized Losses | 999 | 98 |
Available-for-sale Securities, Amortized Cost Basis | 110,463 | 94,390 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Schedule of Available-for-sale Securities [Line Items] | ||
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value | 0 | 0 |
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value | 894 | 1,154 |
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value | 27,601 | 20,502 |
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value | 170,354 | 141,814 |
Available-for-sale Securities, Fair Value, Total | 198,849 | 163,470 |
Available For Sale Securities, Gross Unrealized Gains | 2,166 | 3,245 |
Available For Sale Securities, Gross Unrealized Losses | 1,283 | 133 |
Available-for-sale Securities, Amortized Cost Basis | 197,966 | 160,358 |
US States and Political Subdivisions Debt Securities [Member] | ||
Schedule of Available-for-sale Securities [Line Items] | ||
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value | 381 | 477 |
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value | 982 | 632 |
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value | 11,874 | 8,405 |
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value | 61,292 | 64,745 |
Available-for-sale Securities, Fair Value, Total | 74,529 | 74,259 |
Available For Sale Securities, Gross Unrealized Gains | 3,945 | 3,988 |
Available For Sale Securities, Gross Unrealized Losses | 170 | 11 |
Available-for-sale Securities, Amortized Cost Basis | $ 70,754 | $ 70,282 |
Securities Continuous Unrealize
Securities Continuous Unrealized Loss (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Schedule of Available-for-sale Securities [Line Items] | ||
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value | $ 160,731 | $ 59,849 |
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses | 2,452 | 242 |
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value | 0 | 0 |
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses | 0 | 0 |
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value | 160,731 | 59,849 |
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses | 2,452 | 242 |
US Government and Government Agencies and Authorities [Member] | ||
Schedule of Available-for-sale Securities [Line Items] | ||
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value | 51,045 | 15,416 |
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses | 999 | 98 |
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value | 0 | 0 |
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses | 0 | 0 |
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value | 51,045 | 15,416 |
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses | 999 | 98 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Schedule of Available-for-sale Securities [Line Items] | ||
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value | 101,319 | 41,488 |
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses | 1,283 | 133 |
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value | 0 | 0 |
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses | 0 | 0 |
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value | 101,319 | 41,488 |
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses | 1,283 | 133 |
US States and Political Subdivisions Debt Securities [Member] | ||
Schedule of Available-for-sale Securities [Line Items] | ||
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value | 8,367 | 2,945 |
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses | 170 | 11 |
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value | 0 | 0 |
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses | 0 | 0 |
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value | 8,367 | 2,945 |
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses | $ 170 | $ 11 |
Securities Gross Realized Gain
Securities Gross Realized Gain Loss (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract] | ||||
Available-for-sale Securities, Gross Realized Gains | $ 0 | $ 100 | $ 0 | $ 106 |
Available-for-sale Securities, Gross Realized Losses | 0 | (19) | 0 | (19) |
Available-for-sale Securities, Gross Realized Gain (Loss), Net | $ 0 | $ 81 | $ 0 | $ 87 |
Securities Textuals (Details)
Securities Textuals (Details) - USD ($) $ in Millions | Jun. 30, 2021 | Dec. 31, 2020 |
Securities (Textuals) [Abstract] | ||
Available-for-sale Securities Pledged as Collateral | $ 168.5 | $ 166.9 |
Cost-method Investments, Aggregate Carrying Amount | $ 1.2 | $ 1.4 |
Loans (Details)
Loans (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 | Jun. 30, 2020 |
Loans And Leases Receivable Disclosure [Abstract] | |||
Commercial and Industrial Loans | $ 87,933 | $ 82,585 | |
Construction And Land Development Loans | 37,477 | 33,514 | |
Commericial Real Estate Loans [Abstract] | |||
Commercial Real Estate Owner Occupied Loans | 51,520 | 54,033 | |
Commerical Real Estate Hotel Motel | 46,963 | 42,900 | |
Commercial Real Estate Multifamily | 39,316 | 40,203 | |
Commerical Real Estate Other Loans | 105,046 | 118,000 | |
Total Commercial Real Estate Loans | 242,845 | 255,136 | |
Residential Real Estate Loans [Abstract] | |||
Consumer Mortgage Loans | 33,140 | 35,027 | |
Residential Real Estate Investment Property Loans | 49,024 | 49,127 | |
Total Residential Real Estate Loans | 82,164 | 84,154 | |
Consumer Installment And Revolving Loans | 7,762 | 7,099 | |
Loans and Leases Receivable, Gross, Carrying Amount | 458,181 | 462,488 | $ 465,765 |
Loans and Leases Receivable Deferred Income | (1,197) | (788) | |
Loans, net of unearned income | $ 456,984 | $ 461,700 |
Loans Past Due Analysis (Detail
Loans Past Due Analysis (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 | Jun. 30, 2020 |
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | $ 457,068 | $ 459,955 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 485 | 1,858 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 141 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 457,553 | 461,954 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 628 | 534 | |
Loans and Leases Receivable, Gross, Carrying Amount | 458,181 | 462,488 | $ 465,765 |
Commercial and Industrial Loans [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 87,932 | 82,355 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 1 | 230 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 87,933 | 82,585 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | 87,933 | 82,585 | 87,754 |
Construction And Land Development Loans [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 37,273 | 33,453 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 204 | 61 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 37,477 | 33,514 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | 37,477 | 33,514 | 32,967 |
Commercial Real Estate Owner Occupied Loans [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 51,520 | 54,033 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 0 | 0 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 51,520 | 54,033 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | 51,520 | 54,033 | |
Commercial Real Estate Hotel Motel [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 46,963 | 42,900 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 0 | 0 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 46,963 | 42,900 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | 46,963 | 42,900 | |
Commercial Real Estate Multifamily [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 39,316 | 40,203 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 0 | 0 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 39,316 | 40,203 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | 39,316 | 40,203 | |
Commercial Real Estate Other Loans [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 104,642 | 117,759 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 205 | 29 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 104,847 | 117,788 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 199 | 212 | |
Loans and Leases Receivable, Gross, Carrying Amount | 105,046 | 118,000 | |
Commercial Real Estate Loans, Total [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 242,441 | 254,895 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 205 | 29 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 242,646 | 254,924 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 199 | 212 | |
Loans and Leases Receivable, Gross, Carrying Amount | 242,845 | 255,136 | 250,588 |
Residential Real Estate Consumer Mortgage Loans [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 32,745 | 33,169 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 68 | 1,503 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 140 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 32,813 | 34,812 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 327 | 215 | |
Loans and Leases Receivable, Gross, Carrying Amount | 33,140 | 35,027 | |
Residential Real Estate Investment Property Loans [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 48,922 | 49,014 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 0 | 6 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 48,922 | 49,020 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 102 | 107 | |
Loans and Leases Receivable, Gross, Carrying Amount | 49,024 | 49,127 | |
Residential Real Estate Loans, Total [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 81,667 | 82,183 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 68 | 1,509 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 140 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 81,735 | 83,832 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 429 | 322 | |
Loans and Leases Receivable, Gross, Carrying Amount | 82,164 | 84,154 | 85,825 |
Consumer Installment and Revolving Loans [Member] | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
Financing Receivable, Recorded Investment, Current | 7,755 | 7,069 | |
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due | 7 | 29 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 1 | |
Financing Receivable, Recorded Investment, Total Still Accruing | 7,762 | 7,099 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | $ 7,762 | $ 7,099 | $ 8,631 |
Allowance for Loan Loss (Detail
Allowance for Loan Loss (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Financing Receivable, Allowance for Credit Losses [Roll Forward] | ||||
Financing Receivable, Allowance for Credit Losses | $ 5,682 | $ 4,867 | $ 5,618 | $ 4,386 |
Financing Receivable, Allowance for Credit Losses, Charge-offs | (1) | (31) | (6) | (36) |
Financing Receivable, Allowance for Credit Losses, Recoveries | 26 | 22 | 95 | 108 |
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries | 25 | (9) | 89 | 72 |
Provision for loan losses | (600) | 450 | (600) | 850 |
Financing Receivable, Allowance for Credit Losses | 5,107 | 5,308 | 5,107 | 5,308 |
Commercial and Industrial Loans [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Roll Forward] | ||||
Financing Receivable, Allowance for Credit Losses | 828 | 675 | 807 | 577 |
Financing Receivable, Allowance for Credit Losses, Charge-offs | 0 | (4) | 0 | (4) |
Financing Receivable, Allowance for Credit Losses, Recoveries | 2 | 2 | 54 | 55 |
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries | 2 | (2) | 54 | 51 |
Provision for loan losses | (1) | 6 | (32) | 51 |
Financing Receivable, Allowance for Credit Losses | 829 | 679 | 829 | 679 |
Construction And Land Development Loans [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Roll Forward] | ||||
Financing Receivable, Allowance for Credit Losses | 551 | 582 | 594 | 569 |
Financing Receivable, Allowance for Credit Losses, Charge-offs | 0 | 0 | 0 | 0 |
Financing Receivable, Allowance for Credit Losses, Recoveries | 0 | 0 | 0 | 0 |
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries | 0 | 0 | 0 | 0 |
Provision for loan losses | 88 | 31 | 45 | 44 |
Financing Receivable, Allowance for Credit Losses | 639 | 613 | 639 | 613 |
Commercial Real Estate Loans, Total [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Roll Forward] | ||||
Financing Receivable, Allowance for Credit Losses | 3,302 | 2,596 | 3,169 | 2,289 |
Financing Receivable, Allowance for Credit Losses, Charge-offs | 0 | 0 | 0 | 0 |
Financing Receivable, Allowance for Credit Losses, Recoveries | 0 | 0 | 0 | 0 |
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries | 0 | 0 | 0 | 0 |
Provision for loan losses | (598) | 319 | (465) | 626 |
Financing Receivable, Allowance for Credit Losses | 2,704 | 2,915 | 2,704 | 2,915 |
Residential Real Estate Loans, Total [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Roll Forward] | ||||
Financing Receivable, Allowance for Credit Losses | 908 | 877 | 944 | 813 |
Financing Receivable, Allowance for Credit Losses, Charge-offs | (1) | 0 | (1) | 0 |
Financing Receivable, Allowance for Credit Losses, Recoveries | 13 | 14 | 26 | 45 |
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries | 12 | 14 | 25 | 45 |
Provision for loan losses | (82) | 63 | (131) | 96 |
Financing Receivable, Allowance for Credit Losses | 838 | 954 | 838 | 954 |
Consumer Installment and Revolving Loans [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Roll Forward] | ||||
Financing Receivable, Allowance for Credit Losses | 93 | 137 | 104 | 138 |
Financing Receivable, Allowance for Credit Losses, Charge-offs | 0 | (27) | (5) | (32) |
Financing Receivable, Allowance for Credit Losses, Recoveries | 11 | 6 | 15 | 8 |
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries | 11 | (21) | 10 | (24) |
Provision for loan losses | (7) | 31 | (17) | 33 |
Financing Receivable, Allowance for Credit Losses | $ 97 | $ 147 | $ 97 | $ 147 |
Allowance For Loan Loss Additio
Allowance For Loan Loss Additional Information (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 | Jun. 30, 2020 |
Financing Receivable Allowance For Credit Loss Additional Information [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | $ 5,107 | $ 5,308 | |
Financing Receivable, Collectively Evaluated for Impairment | 457,885 | 465,436 | |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | |
Financing Receivable, Individually Evaluated for Impairment | 296 | 329 | |
Allowance for loan losses | 5,107 | $ 5,618 | 5,308 |
Loans and Leases Receivable, Gross, Carrying Amount | 458,181 | 462,488 | 465,765 |
Commercial and Industrial Loans [Member] | |||
Financing Receivable Allowance For Credit Loss Additional Information [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 829 | 679 | |
Financing Receivable, Collectively Evaluated for Impairment | 87,933 | 87,754 | |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | |
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 | |
Allowance for loan losses | 829 | 679 | |
Loans and Leases Receivable, Gross, Carrying Amount | 87,933 | 82,585 | 87,754 |
Construction And Land Development Loans [Member] | |||
Financing Receivable Allowance For Credit Loss Additional Information [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 639 | 613 | |
Financing Receivable, Collectively Evaluated for Impairment | 37,477 | 32,967 | |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | |
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 | |
Allowance for loan losses | 639 | 613 | |
Loans and Leases Receivable, Gross, Carrying Amount | 37,477 | 33,514 | 32,967 |
Commercial Real Estate Loans, Total [Member] | |||
Financing Receivable Allowance For Credit Loss Additional Information [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 2,704 | 2,915 | |
Financing Receivable, Collectively Evaluated for Impairment | 242,646 | 250,370 | |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | |
Financing Receivable, Individually Evaluated for Impairment | 199 | 218 | |
Allowance for loan losses | 2,704 | 2,915 | |
Loans and Leases Receivable, Gross, Carrying Amount | 242,845 | 255,136 | 250,588 |
Residential Real Estate Loans, Total [Member] | |||
Financing Receivable Allowance For Credit Loss Additional Information [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 838 | 954 | |
Financing Receivable, Collectively Evaluated for Impairment | 82,067 | 85,714 | |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | |
Financing Receivable, Individually Evaluated for Impairment | 97 | 111 | |
Allowance for loan losses | 838 | 954 | |
Loans and Leases Receivable, Gross, Carrying Amount | 82,164 | 84,154 | 85,825 |
Consumer Installment and Revolving Loans [Member] | |||
Financing Receivable Allowance For Credit Loss Additional Information [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 97 | 147 | |
Financing Receivable, Collectively Evaluated for Impairment | 7,762 | 8,631 | |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | |
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 | |
Allowance for loan losses | 97 | 147 | |
Loans and Leases Receivable, Gross, Carrying Amount | $ 7,762 | $ 7,099 | $ 8,631 |
Loan Credit Quality Analysis (D
Loan Credit Quality Analysis (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 | Jun. 30, 2020 |
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | $ 437,826 | $ 440,852 | |
Financing Receivable, Recorded Investment, Special Mention | 16,916 | 18,190 | |
Financing Receivable Recorded Investment, Substandard Accruing | 2,811 | 2,912 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 628 | 534 | |
Loans and Leases Receivable, Gross, Carrying Amount | 458,181 | 462,488 | $ 465,765 |
Commercial and Industrial Loans [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 86,092 | 79,984 | |
Financing Receivable, Recorded Investment, Special Mention | 1,550 | 2,383 | |
Financing Receivable Recorded Investment, Substandard Accruing | 291 | 218 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | 87,933 | 82,585 | 87,754 |
Construction And Land Development Loans [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 37,235 | 33,260 | |
Financing Receivable, Recorded Investment, Special Mention | 3 | 0 | |
Financing Receivable Recorded Investment, Substandard Accruing | 239 | 254 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | 37,477 | 33,514 | 32,967 |
Commercial Real Estate Owner Occupied Loans [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 49,361 | 51,265 | |
Financing Receivable, Recorded Investment, Special Mention | 2,026 | 2,627 | |
Financing Receivable Recorded Investment, Substandard Accruing | 133 | 141 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | 51,520 | 54,033 | |
Commercial Real Estate Hotel Motel [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 39,151 | 35,084 | |
Financing Receivable, Recorded Investment, Special Mention | 7,812 | 7,816 | |
Financing Receivable Recorded Investment, Substandard Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | 46,963 | 42,900 | |
Commercial Real Estate Multifamily [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 35,786 | 36,673 | |
Financing Receivable, Recorded Investment, Special Mention | 3,530 | 3,530 | |
Financing Receivable Recorded Investment, Substandard Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | 39,316 | 40,203 | |
Commercial Real Estate Other Loans [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 103,413 | 116,498 | |
Financing Receivable, Recorded Investment, Special Mention | 1,389 | 1,243 | |
Financing Receivable Recorded Investment, Substandard Accruing | 45 | 47 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 199 | 212 | |
Loans and Leases Receivable, Gross, Carrying Amount | 105,046 | 118,000 | |
Commercial Real Estate Loans, Total [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 227,711 | 239,520 | |
Financing Receivable, Recorded Investment, Special Mention | 14,757 | 15,216 | |
Financing Receivable Recorded Investment, Substandard Accruing | 178 | 188 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 199 | 212 | |
Loans and Leases Receivable, Gross, Carrying Amount | 242,845 | 255,136 | 250,588 |
Residential Real Estate Consumer Mortgage Loans [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 30,631 | 32,518 | |
Financing Receivable, Recorded Investment, Special Mention | 417 | 397 | |
Financing Receivable Recorded Investment, Substandard Accruing | 1,765 | 1,897 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 327 | 215 | |
Loans and Leases Receivable, Gross, Carrying Amount | 33,140 | 35,027 | |
Residential Real Estate Investment Property Loans [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 48,408 | 48,501 | |
Financing Receivable, Recorded Investment, Special Mention | 183 | 187 | |
Financing Receivable Recorded Investment, Substandard Accruing | 331 | 332 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 102 | 107 | |
Loans and Leases Receivable, Gross, Carrying Amount | 49,024 | 49,127 | |
Residential Real Estate Loans, Total [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 79,039 | 81,019 | |
Financing Receivable, Recorded Investment, Special Mention | 600 | 584 | |
Financing Receivable Recorded Investment, Substandard Accruing | 2,096 | 2,229 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 429 | 322 | |
Loans and Leases Receivable, Gross, Carrying Amount | 82,164 | 84,154 | 85,825 |
Consumer Installment and Revolving Loans [Member] | |||
Financing Receivable, Recorded Investment [Line Items] | |||
Financing Receivable, Recorded Investment, Pass | 7,749 | 7,069 | |
Financing Receivable, Recorded Investment, Special Mention | 6 | 7 | |
Financing Receivable Recorded Investment, Substandard Accruing | 7 | 23 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | |
Loans and Leases Receivable, Gross, Carrying Amount | $ 7,762 | $ 7,099 | $ 8,631 |
Impaired Loans (Details)
Impaired Loans (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Financing Receivable, Impaired [Line Items] | ||
Impaired Financing Receivable, Unpaid Principal Balance | $ 314 | $ 325 |
Impaired Financing Receivable, Charge-off And Payments Applied | (18) | (6) |
Impaired Financing Receivable, Recorded Investment | 296 | 319 |
Impaired Financing Receivable, Related Allowance | 0 | 0 |
Commercial Real Estate Other Loans [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance | 211 | 216 |
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied | (12) | (4) |
Impaired Financing Receivable, with No Related Allowance, Recorded Investment | 199 | 212 |
Impaired Financing Receivable, With Related Allowance, Related Allowance | 0 | 0 |
Commercial Real Estate Loans, Total [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance | 211 | 216 |
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied | (12) | (4) |
Impaired Financing Receivable, with No Related Allowance, Recorded Investment | 199 | 212 |
Impaired Financing Receivable, With Related Allowance, Related Allowance | 0 | 0 |
Residential Real Estate Investment Property Loans [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance | 103 | 109 |
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied | (6) | (2) |
Impaired Financing Receivable, with No Related Allowance, Recorded Investment | 97 | 107 |
Impaired Financing Receivable, With Related Allowance, Related Allowance | 0 | 0 |
Residential Real Estate Loans, Total [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance | 103 | 109 |
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied | (6) | (2) |
Impaired Financing Receivable, with No Related Allowance, Recorded Investment | 97 | 107 |
Impaired Financing Receivable, With Related Allowance, Related Allowance | $ 0 | $ 0 |
Impaired Loans Averages (Detail
Impaired Loans Averages (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Impaired Financing Receivable, Average Recorded Investment [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | $ 302 | $ 82 | $ 307 | $ 47 |
Impaired Financing Receivable, Interest Income, Accrual Method | 0 | 0 | 0 | 0 |
Commercial Real Estate Other Loans [Member] | ||||
Impaired Financing Receivable, Average Recorded Investment [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 202 | 54 | 205 | 31 |
Impaired Financing Receivable, Interest Income, Accrual Method | 0 | 0 | 0 | 0 |
Commercial Real Estate Loans, Total [Member] | ||||
Impaired Financing Receivable, Average Recorded Investment [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 202 | 54 | 205 | 31 |
Impaired Financing Receivable, Interest Income, Accrual Method | 0 | 0 | 0 | 0 |
Residential Real Estate Investment Property Loans [Member] | ||||
Impaired Financing Receivable, Average Recorded Investment [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 100 | 28 | 102 | 16 |
Impaired Financing Receivable, Interest Income, Accrual Method | 0 | 0 | 0 | 0 |
Residential Real Estate Loans, Total [Member] | ||||
Impaired Financing Receivable, Average Recorded Investment [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 100 | 28 | 102 | 16 |
Impaired Financing Receivable, Interest Income, Accrual Method | $ 0 | $ 0 | $ 0 | $ 0 |
Troubled Debt Restructuring (De
Troubled Debt Restructuring (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Impaired Financing Receivable And Troubled Debt Restructing [Line Items] | ||
Impaired Financing Receivable, Troubled Debt Restructuring, Still Accruing | $ 0 | $ 0 |
Impaired Financing Receivable, Troubled Debt Restructuring, Nonaccrual | 296 | 319 |
Impaired Financing Receivable, Trouble Debt Structuring, Total | 296 | 319 |
Impaired Financing Receivable, Troubled Debt Restructuring, Allowance for Credit Losses | 0 | 0 |
Commercial Real Estate Other Loans [Member] | ||
Impaired Financing Receivable And Troubled Debt Restructing [Line Items] | ||
Impaired Financing Receivable, Troubled Debt Restructuring, Still Accruing | 0 | 0 |
Impaired Financing Receivable, Troubled Debt Restructuring, Nonaccrual | 199 | 212 |
Impaired Financing Receivable, Trouble Debt Structuring, Total | 199 | 212 |
Impaired Financing Receivable, Troubled Debt Restructuring, Allowance for Credit Losses | 0 | 0 |
Commercial Real Estate Loans, Total [Member] | ||
Impaired Financing Receivable And Troubled Debt Restructing [Line Items] | ||
Impaired Financing Receivable, Troubled Debt Restructuring, Still Accruing | 0 | 0 |
Impaired Financing Receivable, Troubled Debt Restructuring, Nonaccrual | 199 | 212 |
Impaired Financing Receivable, Trouble Debt Structuring, Total | 199 | 212 |
Impaired Financing Receivable, Troubled Debt Restructuring, Allowance for Credit Losses | 0 | 0 |
Residential Real Estate Investment Property Loans [Member] | ||
Impaired Financing Receivable And Troubled Debt Restructing [Line Items] | ||
Impaired Financing Receivable, Troubled Debt Restructuring, Still Accruing | 0 | 0 |
Impaired Financing Receivable, Troubled Debt Restructuring, Nonaccrual | 97 | 107 |
Impaired Financing Receivable, Trouble Debt Structuring, Total | 97 | 107 |
Impaired Financing Receivable, Troubled Debt Restructuring, Allowance for Credit Losses | 0 | 0 |
Residential Real Estate Loans, Total [Member] | ||
Impaired Financing Receivable And Troubled Debt Restructing [Line Items] | ||
Impaired Financing Receivable, Troubled Debt Restructuring, Still Accruing | 0 | 0 |
Impaired Financing Receivable, Troubled Debt Restructuring, Nonaccrual | 97 | 107 |
Impaired Financing Receivable, Trouble Debt Structuring, Total | 97 | 107 |
Impaired Financing Receivable, Troubled Debt Restructuring, Allowance for Credit Losses | $ 0 | $ 0 |
Troubled Debt Restructuring Mod
Troubled Debt Restructuring Modifications (Details) $ in Thousands | 6 Months Ended |
Jun. 30, 2020USD ($) | |
Financing Receivable, Modifications [Line Items] | |
Financing Receivable, Modification, Number of Contracts | 4 |
Financing Receivable, Modification, Pre-Modification Recorded Investment | $ 327 |
Financing Receivable, Modifications, Post-Modifications Recorded Investment | $ 327 |
Commercial Real Estate Other Loans [Member] | |
Financing Receivable, Modifications [Line Items] | |
Financing Receivable, Modification, Number of Contracts | 1 |
Financing Receivable, Modification, Pre-Modification Recorded Investment | $ 216 |
Financing Receivable, Modifications, Post-Modifications Recorded Investment | $ 216 |
Commercial Real Estate Loans, Total [Member] | |
Financing Receivable, Modifications [Line Items] | |
Financing Receivable, Modification, Number of Contracts | 1 |
Financing Receivable, Modification, Pre-Modification Recorded Investment | $ 216 |
Financing Receivable, Modifications, Post-Modifications Recorded Investment | $ 216 |
Residential Real Estate Investment Property Loans [Member] | |
Financing Receivable, Modifications [Line Items] | |
Financing Receivable, Modification, Number of Contracts | 3 |
Financing Receivable, Modification, Pre-Modification Recorded Investment | $ 111 |
Financing Receivable, Modifications, Post-Modifications Recorded Investment | $ 111 |
Residential Real Estate Loans, Total [Member] | |
Financing Receivable, Modifications [Line Items] | |
Financing Receivable, Modification, Number of Contracts | 3 |
Financing Receivable, Modification, Pre-Modification Recorded Investment | $ 111 |
Financing Receivable, Modifications, Post-Modifications Recorded Investment | $ 111 |
Loans Textuals (Details)
Loans Textuals (Details) $ in Millions | 6 Months Ended | 12 Months Ended |
Jun. 30, 2021USD ($) | Dec. 31, 2020USD ($) | |
Loan and Lease Disclosure (Textuals) [Abstract] | ||
Percentage Of Loans Secured By Real Estate | 79.10% | |
Loans Payroll Protection Program Number Of Loans | 288 | 265 |
Payroll Protection Program Loan Balance | $ 22.1 | $ 19 |
Mortgage Servicing Rights, Ne_2
Mortgage Servicing Rights, Net (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Servicing Asset at Amortized Value, Balance [Roll Forward] | ||||
Servicing Asset at Amortized Cost, Beginning | $ 1,322 | $ 1,249 | $ 1,330 | $ 1,299 |
Servicing Asset at Amortized Value, Additions | 172 | 188 | 315 | 237 |
Servicing Asset at Amortized Value, Amortization | 134 | 166 | 285 | 265 |
Servicing Asset at Amortized Cost, Ending | 1,360 | 1,271 | 1,360 | 1,271 |
Valuation Allowance for Impairment of Recognized Servicing Assets, Balance [Abstract] | ||||
Valuation Allowance for Impairment of Recognized Servicing Assets, Beginning Balance | 0 | 0 | 0 | 0 |
Valuation Allowance for Impairment of Recognized Servicing Assets, Ending Balance | 0 | 0 | 0 | 0 |
Servicing Asset at Amortized Value, Fair Value [Abstract] | ||||
Servicing Asset at Amortized Value, Fair Value, Beginning | 1,774 | 1,917 | 1,489 | 2,111 |
Servicing Asset at Amortized Value, Fair Value, Ending | $ 1,833 | $ 1,690 | $ 1,833 | $ 1,690 |
Fair Value Recurring (Details)
Fair Value Recurring (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Fair Value, Measurements, Recurring [Member] | ||
Fair Value Disclosure, Securities Available-for-Sale [Abstract] | ||
Fair Value Disclosure, Agency Obligations | $ 111,487 | $ 97,448 |
Fair Value Disclosure, Agency RMBS | 198,849 | 163,470 |
Fair Value Disclosure, State and Political Subdivisions | 74,529 | 74,259 |
Fair Value Disclosure, Securities Available-for-Sale, Total | 384,865 | 335,177 |
Other Assets, Fair Value Disclosure | 384,865 | 335,177 |
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Fair Value Disclosure, Securities Available-for-Sale [Abstract] | ||
Fair Value Disclosure, Agency Obligations | 0 | 0 |
Fair Value Disclosure, Agency RMBS | 0 | 0 |
Fair Value Disclosure, State and Political Subdivisions | 0 | 0 |
Fair Value Disclosure, Securities Available-for-Sale, Total | 0 | 0 |
Other Assets, Fair Value Disclosure | 0 | 0 |
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Fair Value Disclosure, Securities Available-for-Sale [Abstract] | ||
Fair Value Disclosure, Agency Obligations | 111,487 | 97,448 |
Fair Value Disclosure, Agency RMBS | 198,849 | 163,470 |
Fair Value Disclosure, State and Political Subdivisions | 74,529 | 74,259 |
Fair Value Disclosure, Securities Available-for-Sale, Total | 384,865 | 335,177 |
Other Assets, Fair Value Disclosure | 384,865 | 335,177 |
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Fair Value Disclosure, Securities Available-for-Sale [Abstract] | ||
Fair Value Disclosure, Agency Obligations | 0 | 0 |
Fair Value Disclosure, Agency RMBS | 0 | 0 |
Fair Value Disclosure, State and Political Subdivisions | 0 | 0 |
Fair Value Disclosure, Securities Available-for-Sale, Total | 0 | 0 |
Other Assets, Fair Value Disclosure | 0 | 0 |
Fair Value, Measurements, Nonrecurring [Member] | ||
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract] | ||
Loans Held-for-sale, Fair Value Disclosure | 1,367 | 3,418 |
Impaired Loans, Fair Value Disclosure | 296 | 319 |
Other Assets Fair Value Nonrecurring | 1,360 | 1,330 |
Assets, Fair Value Disclosure, Nonrecurring | 3,023 | 5,067 |
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract] | ||
Loans Held-for-sale, Fair Value Disclosure | 0 | 0 |
Impaired Loans, Fair Value Disclosure | 0 | 0 |
Other Assets Fair Value Nonrecurring | 0 | 0 |
Assets, Fair Value Disclosure, Nonrecurring | 0 | 0 |
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract] | ||
Loans Held-for-sale, Fair Value Disclosure | 1,367 | 3,418 |
Impaired Loans, Fair Value Disclosure | 0 | 0 |
Other Assets Fair Value Nonrecurring | 0 | 0 |
Assets, Fair Value Disclosure, Nonrecurring | 1,367 | 3,418 |
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract] | ||
Loans Held-for-sale, Fair Value Disclosure | 0 | 0 |
Impaired Loans, Fair Value Disclosure | 296 | 319 |
Other Assets Fair Value Nonrecurring | 1,360 | 1,330 |
Assets, Fair Value Disclosure, Nonrecurring | $ 1,656 | $ 1,649 |
Fair Value Unobservable Inputs
Fair Value Unobservable Inputs (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Impaired Loans [Member] | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Assets, Fair Value Disclosure | $ 296 | $ 319 |
Impaired Loans [Member] | Appraisal, Appraisal Discount [Member] | Minimum | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 10.00% | |
Impaired Loans [Member] | Appraisal, Appraisal Discount [Member] | Maximum | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 10.00% | |
Impaired Loans [Member] | Appraisal, Appraisal Discount [Member] | Weighted Average | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 10.00% | |
Impaired Loans [Member] | Discounted Cash Flow, Discount Rate [Member] | Minimum | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 10.00% | |
Impaired Loans [Member] | Discounted Cash Flow, Discount Rate [Member] | Maximum | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 10.00% | |
Impaired Loans [Member] | Discounted Cash Flow, Discount Rate [Member] | Weighted Average | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 10.00% | |
Mortgage Servicing Rights [Member] | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Assets, Fair Value Disclosure | $ 1,360 | $ 1,330 |
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Prepayment Speed [Member] | Minimum | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 7.70% | 18.20% |
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Prepayment Speed [Member] | Maximum | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 15.70% | 36.40% |
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Prepayment Speed [Member] | Weighted Average | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 15.10% | 20.70% |
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Discount Rate [Member] | Minimum | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 9.50% | 10.00% |
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Discount Rate [Member] | Maximum | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 11.50% | 12.00% |
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Discount Rate [Member] | Weighted Average | ||
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items] | ||
Unobservable Input, Input Percent | 9.50% | 10.00% |
Fair Value Financial Instrument
Fair Value Financial Instruments (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Carrying (Reported) Amount, Fair Value Disclosure [Member] | ||
Fair Value, Financial Assets: [Abstract] | ||
Fair Value, Financial Instruments, Loans, Net | $ 451,877 | $ 456,082 |
Fair Value, Financial Instruments, Loans Held For Sale | 1,367 | 3,418 |
Fair Value, Financial Liabilities: [Abstract] | ||
Fair Value, Financial Instruments, Time Deposits | 159,011 | 160,401 |
Estimate of Fair Value, Fair Value Disclosure [Member] | ||
Fair Value, Financial Assets: [Abstract] | ||
Fair Value, Financial Instruments, Loans, Net | 448,540 | 451,816 |
Fair Value, Financial Instruments, Loans Held For Sale | 1,415 | 3,509 |
Fair Value, Financial Liabilities: [Abstract] | ||
Fair Value, Financial Instruments, Time Deposits | 160,247 | 162,025 |
Estimate of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Fair Value, Financial Assets: [Abstract] | ||
Fair Value, Financial Instruments, Loans, Net | 0 | 0 |
Fair Value, Financial Instruments, Loans Held For Sale | 0 | 0 |
Fair Value, Financial Liabilities: [Abstract] | ||
Fair Value, Financial Instruments, Time Deposits | 0 | 0 |
Estimate of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Fair Value, Financial Assets: [Abstract] | ||
Fair Value, Financial Instruments, Loans, Net | 0 | 0 |
Fair Value, Financial Instruments, Loans Held For Sale | 1,415 | 3,509 |
Fair Value, Financial Liabilities: [Abstract] | ||
Fair Value, Financial Instruments, Time Deposits | 160,247 | 162,025 |
Estimate of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Fair Value, Financial Assets: [Abstract] | ||
Fair Value, Financial Instruments, Loans, Net | 448,540 | 451,816 |
Fair Value, Financial Instruments, Loans Held For Sale | 0 | 0 |
Fair Value, Financial Liabilities: [Abstract] | ||
Fair Value, Financial Instruments, Time Deposits | $ 0 | $ 0 |