Document And Entity Information
Document And Entity Information - shares | 3 Months Ended | |
Mar. 31, 2020 | May 07, 2020 | |
Document And Entity Information | ||
Title of 12(b) Security | Common Stock, Par Value $2.50 per share | |
Entity Address, Address Line One | 300 North Main Street | |
Entity Incorporation, State or Country Code | WV | |
Entity Interactive Data Current | Yes | |
Entity Registrant Name | Summit Financial Group, Inc. | |
City Area Code | 304 | |
Local Phone Number | 530-1000 | |
Entity Central Index Key | 0000811808 | |
Current Fiscal Year End Date | --12-31 | |
Entity Filer Category | Accelerated Filer | |
Document Type | 10-Q | |
Document Quarterly Report | true | |
Document Period End Date | Mar. 31, 2020 | |
Document Transition Report | false | |
Entity File Number | 0-16587 | |
Document Fiscal Year Focus | 2020 | |
Document Fiscal Period Focus | Q1 | |
Amendment Flag | false | |
Entity Shell Company | false | |
Entity Small Business | false | |
Entity Emerging Growth Company | false | |
Entity Common Stock, Shares Outstanding | 12,972,022 | |
Entity Current Reporting Status | Yes | |
Entity Tax Identification Number | 55-0672148 | |
Entity Address, City or Town | Moorefield | |
Entity Address, State or Province | WV | |
Entity Address, Postal Zip Code | 26836 | |
Trading Symbol | SMMF | |
Security Exchange Name | NASDAQ |
Consolidated Balance Sheets (un
Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 | [1] |
ASSETS | |||
Cash and due from banks | $ 18,633 | $ 28,137 | |
Interest bearing deposits with other banks | 22,821 | 33,751 | |
Cash and cash equivalents | 41,454 | 61,888 | |
Debt Securities, Available-for-sale | 305,045 | 276,355 | |
Other investments | 11,804 | 12,972 | |
Loans held for sale | 647 | 1,319 | |
Loans and Leases Receivable, Net of Deferred Income | 2,007,269 | 1,913,499 | |
Loans and Leases Receivable, Allowance | (24,608) | (13,074) | |
Loans and Leases Receivable, Net Amount | 1,982,661 | 1,900,425 | |
Property held for sale | 18,287 | 19,276 | |
Premises and equipment, net | 47,078 | 44,168 | |
Accrued interest receivable | 9,043 | 8,439 | |
Goodwill and other intangible assets | 34,132 | 23,022 | |
Cash surrender value of life insurance policies | 46,497 | 43,603 | |
Other assets | 16,674 | 12,025 | |
Total assets | 2,513,322 | 2,403,492 | |
Deposits | |||
Non-interest bearing | 337,446 | 260,553 | |
Interest bearing | 1,707,468 | 1,652,684 | |
Total deposits | 2,044,914 | 1,913,237 | |
Short-term borrowings | 161,745 | 199,345 | |
Long-term borrowings | 712 | 717 | |
Subordinated debentures owed to unconsolidated subsidiary trusts | 19,589 | 19,589 | |
Other liabilities | 30,337 | 22,840 | |
Total liabilities | 2,257,297 | 2,155,728 | |
Commitments and Contingencies | |||
Shareholders' Equity | |||
Preferred Stock, Value, Issued | 0 | 0 | |
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued: 2020 - 12,980,744 shares and 2019 - 12,474,641 shares; outstanding: 2020 - 12,920,244 shares and 2019 - 12,408,542 | 94,439 | 80,084 | |
Unallocated common stock held by Employee Stock Ownership Plan - 2020 - 60,500 shares and 2019 - 66,099 shares | (653) | (714) | |
Retained earnings | 161,408 | 165,859 | |
Accumulated other comprehensive income | 831 | 2,535 | |
Total shareholders' equity | 256,025 | 247,764 | |
Total liabilities and shareholders' equity | $ 2,513,322 | $ 2,403,492 | |
[1] | Derived from audited consolidated financial statements |
Consolidated Balance Sheets (_2
Consolidated Balance Sheets (unaudited) (Parenthetical) - $ / shares | Mar. 31, 2020 | Dec. 31, 2019 |
Common stock, par value (in dollars per share) | $ 2.50 | $ 2.50 |
Common stock, shares authorized | 20,000,000 | 20,000,000 |
Common stock, shares issued | 12,980,744 | 12,474,641 |
Common stock, shares outstanding | 12,920,244 | 12,408,542 |
Preferred Stock, Par or Stated Value Per Share | $ 1 | $ 1 |
Preferred Stock, Shares Authorized | 250,000 | 250,000 |
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares | 60,500 | 66,099 |
Consolidated Statements of Inco
Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Interest and fees on loans | ||
Taxable | $ 25,089 | $ 22,906 |
Tax-exempt | 146 | 145 |
Interest and dividends on securities | ||
Interest Income, Securities, Operating, Taxable | 1,758 | 1,686 |
Interest Income, Securities, Operating, Tax Exempt | 552 | 900 |
Interest on interest bearing deposits with other banks | 98 | 231 |
Total interest income | 27,643 | 25,868 |
Interest expense | ||
Interest on deposits | 5,351 | 5,564 |
Interest on short-term borrowings | 630 | 1,472 |
Interest on long-term borrowings and subordinated debentures | 219 | 259 |
Total interest expense | 6,200 | 7,295 |
Net interest income | 21,443 | 18,573 |
Provision for credit losses | 5,250 | 250 |
Net interest income after provision for loan losses | 16,193 | 18,323 |
Noninterest income | ||
Insurance commissions | 7 | 1,174 |
Realized securities gains (losses), net | 1,038 | (3) |
Bank owned life insurance income | 264 | 238 |
Other | 332 | 241 |
Total noninterest income | 4,502 | 4,230 |
Noninterest expenses | ||
Salaries, commissions and employee benefits | 7,672 | 7,347 |
Net occupancy expense | 883 | 924 |
Equipment expense | 1,429 | 1,179 |
Professional fees | 387 | 403 |
Marketing and Advertising Expense | 152 | 153 |
Amortization of intangibles | 429 | 476 |
FDIC premiums | 165 | 0 |
Bank card expense | 503 | 439 |
Foreclosed properties expense, net of losses | 966 | 384 |
Business Combination, Acquisition Related Costs | 788 | 63 |
Other | 1,625 | 2,492 |
Total noninterest expenses | 14,999 | 13,860 |
Income before income tax expense | 5,696 | 8,693 |
Income tax expense | 1,190 | 1,601 |
Net income | $ 4,506 | $ 7,092 |
Basic earnings per common share | $ 0.35 | $ 0.56 |
Diluted earnings per common share | $ 0.35 | $ 0.56 |
Fiduciary and Trust [Member] | ||
Noninterest income | ||
Revenue from Contract with Customer, Including Assessed Tax | $ 665 | $ 586 |
Deposit Account [Member] | ||
Noninterest income | ||
Revenue from Contract with Customer, Including Assessed Tax | 1,263 | 1,180 |
Credit and Debit Card [Member] | ||
Noninterest income | ||
Revenue from Contract with Customer, Including Assessed Tax | $ 933 | $ 814 |
Consolidated Statements of Comp
Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Statement of Comprehensive Income [Abstract] | ||
Net income | $ 4,506 | $ 7,092 |
Other comprehensive (loss) income: | ||
Net unrealized gain (loss) on cashflow hedge | (1,084) | (9) |
Net unrealized gain (loss) on available for sale debt securities | (620) | 2,467 |
Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, after Tax | 0 | (328) |
Other Comprehensive Income (Loss), Net of Tax | (1,704) | 2,130 |
Total comprehensive income | $ 2,802 | $ 9,222 |
Consolidated Statements of Co_2
Consolidated Statements of Comprehensive Income (unaudited) (Parenthetical) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Statement of Comprehensive Income [Abstract] | ||
Net unrealized gain (loss) on cashflow hedge | $ (1,427) | $ (12) |
Net unrealized gain (loss) on cashflow hedge, deferred tax | (343) | (3) |
Net unrealized gain (loss) on available for sale debt securities | (816) | 3,246 |
Net unrealized gain (loss) on available for sale debt securities, deferred taxes | (196) | 779 |
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax | 1,038 | (3) |
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax | 249 | (1) |
Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, before Tax | 0 | (432) |
Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, Tax | $ 0 | $ (104) |
Consolidated Statements of Shar
Consolidated Statements of Shareholders' Equity (unaudited) - USD ($) $ in Thousands | Total | Common Stock and Related Surplus [Member] | Unearned ESOP Shares [Member] | Retained Earnings [Member] | Accumulated Other Comprehensive Income [Member] | |
Beginning Balance at Dec. 31, 2018 | $ 219,830 | $ 80,431 | $ (939) | $ 141,354 | $ (1,016) | |
Comprehensive income: | ||||||
Net income | 7,092 | 7,092 | ||||
Other comprehensive income | 2,130 | 2,130 | ||||
Share-based compensation expense | 132 | 132 | ||||
Stock Issued During Period, Value, Employee Stock Ownership Plan | 120 | 65 | 55 | |||
Stock Repurchased and Retired During Period, Value | (2,876) | (2,876) | ||||
Stock Issued During Period, Value, Acquisitions | 8,918 | 8,918 | ||||
Stock Issued During Period, Value, Dividend Reinvestment Plan | 59 | 59 | ||||
Common stock cash dividends declared | (1,775) | (1,775) | ||||
Ending Balance at Mar. 31, 2019 | 233,630 | 86,729 | (884) | 146,671 | 1,114 | |
Beginning Balance at Dec. 31, 2019 | 247,764 | [1] | 80,084 | (714) | 165,859 | 2,535 |
Increase (Decrease) in Stockholders' Equity [Roll Forward] | ||||||
Cumulative Effect on Retained Earnings, Net of Tax | (6,756) | (6,756) | ||||
Comprehensive income: | ||||||
Net income | 4,506 | 4,506 | ||||
Other comprehensive income | (1,704) | (1,704) | ||||
Share-based compensation expense | 162 | 162 | ||||
Stock Issued During Period, Value, Employee Stock Ownership Plan | 131 | 70 | 61 | |||
Stock Repurchased and Retired During Period, Value | (1,282) | (1,282) | ||||
Stock Issued During Period, Value, Acquisitions | 15,354 | 15,354 | ||||
Stock Issued During Period, Value, Dividend Reinvestment Plan | 51 | 51 | ||||
Common stock cash dividends declared | (2,201) | (2,201) | ||||
Ending Balance at Mar. 31, 2020 | $ 256,025 | $ 94,439 | $ (653) | $ 161,408 | $ 831 | |
[1] | Derived from audited consolidated financial statements |
Consolidated Statements of Sh_2
Consolidated Statements of Shareholders' Equity (unaudited) (Parenthetical) - $ / shares | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Stock Repurchased and Retired During Period, Shares | 66,611 | 125,200 |
Common stock, dividends per share | $ 0.17 | $ 0.14 |
Stock Issued During Period, Shares, Employee Stock Ownership Plan | 5,599 | 5,115 |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period | 0 | 0 |
Common stock issuances from reinvested dividends, number of shares | 2,714 | 2,309 |
Stock Issued During Period, Shares, Acquisitions | 570,000 | 465,931 |
Consolidated Statements of Cash
Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Cash Flows from Operating Activities | ||
Net income | $ 4,506 | $ 7,092 |
Adjustments to reconcile net income to net cash provided by operating activities: | ||
Depreciation | 726 | 601 |
Provision for credit losses | 5,250 | 250 |
Share-based compensation expense | 162 | 132 |
Deferred income tax benefit | (267) | (313) |
Loans originated for sale | (6,444) | (3,946) |
Proceeds from sale of loans | 7,227 | 3,980 |
Gain (Loss) on Sales of Loans, Net | (111) | (67) |
Realized securities (gains) losses, net | (1,038) | 3 |
Gain (Loss) on Disposition of Assets | 67 | 2 |
Write-downs of foreclosed properties | 945 | 249 |
Amortization of securities premiums, net | 558 | 655 |
Amortization (accretion) related to acquisitions, net | (350) | (76) |
Amortization of intangibles | 429 | 476 |
Earnings on cash surrender value of bank owned life insurance | (179) | (328) |
Decrease in accrued interest receivable | 205 | 311 |
(Increase) decrease in other assets | (1,247) | 69 |
(Decrease) increase in other liabilities | (1,003) | 2,140 |
Net cash provided by operating activities | 9,302 | 11,226 |
Cash Flows from Investing Activities | ||
Proceeds from maturities and calls of securities available for sale | 2,200 | 1,100 |
Proceeds from Sale of Debt Securities, Available-for-sale | 74,750 | 79,776 |
Principal payments received on securities available for sale | 6,374 | 4,684 |
Payments to Acquire Debt Securities, Available-for-sale | 22,321 | 31,839 |
Purchases of other investments | (5,001) | (1,348) |
Proceeds from redemptions of other investments | 6,397 | 5,330 |
Net loan originations | (52,787) | (5,295) |
Purchases of premises and equipment | (2,971) | (708) |
Proceeds from Sale of Property, Plant, and Equipment | 9 | 3 |
Improvements to property held for sale | (585) | (1) |
Proceeds from sales of repossessed assets & property held for sale | 780 | 451 |
Cash Acquired from Acquisition | 46,034 | 20,589 |
Net cash provided by investing activities | 52,879 | 72,742 |
Cash Flows from Financing Activities | ||
Net increase in demand deposit, NOW and savings accounts | 4,952 | 25,880 |
Net (decrease) increase in time deposits | (46,443) | 16,032 |
Net decrease in short-term borrowings | (37,599) | (122,791) |
Repayment of long-term borrowings | (6) | (4) |
Proceeds from issuance of common stock, net of issuance costs | (36) | (20) |
Payments for Repurchase of Common Stock | 1,282 | 2,876 |
Dividends paid on common stock | (2,201) | (1,775) |
Net cash used in financing activities | (82,615) | (85,554) |
Decrease in cash and cash equivalents | (20,434) | (1,586) |
Cash and cash equivalents: | ||
Beginning | 61,888 | 59,540 |
Ending | 41,454 | 57,954 |
Cash payments for: | ||
Interest Paid, Excluding Capitalized Interest, Operating Activities | 6,338 | 7,134 |
Income taxes | 0 | 0 |
Supplemental Disclosures of Noncash Investing and Financing Activities | ||
Real property and other assets acquired in settlement of loans | 175 | 3,691 |
Noncash or Part Noncash Acquisition, Other Assets Acquired | 135,130 | 100,377 |
Noncash or Part Noncash Acquisition, Other Liabilities Assumed | $ 176,545 | $ 114,151 |
Consolidated Statements of Ca_2
Consolidated Statements of Cash Flows (unaudited) Consolidated Statements of Cash Flows (Parenthetical) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Statement of Cash Flows [Abstract] | ||
Payments to Acquire Businesses, Gross | $ 14,250 | $ 12,740 |
Basis of Presentation
Basis of Presentation | 3 Months Ended |
Mar. 31, 2020 | |
Organization, Consolidation and Presentation of Financial Statements [Abstract] | |
Basis of Presentation | BASIS OF PRESENTATION We, Summit Financial Group, Inc. and subsidiaries, prepare our consolidated financial statements in accordance with accounting principles generally accepted in the United States of America for interim financial information and with instructions to Form 10-Q and Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for annual year end financial statements. In our opinion, all adjustments considered necessary for a fair presentation have been included and are of a normal recurring nature. The presentation of financial statements in conformity with accounting principles generally accepted in the United States of America requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ materially from these estimates. You should carefully consider each risk factor discussed in Part I, “Item 1A. Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2019 and the COVID-19 risk factor in Part II. Item 1A Risk Factors of this quarterly report on Form 10-Q. The results of operations for the three months ended March 31, 2020 are not necessarily indicative of the results to be expected for the full year. The consolidated financial statements and notes included herein should be read in conjunction with our 2019 |
Significant New Authoritative A
Significant New Authoritative Accounting Guidance | 3 Months Ended |
Mar. 31, 2020 | |
New Accounting Pronouncements and Changes in Accounting Principles [Abstract] | |
Significant New Authoritative Accounting Guidance | SIGNIFICANT NEW AUTHORITATIVE ACCOUNTING GUIDANCE Recently Adopted During June 2016, the FASB issued ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326) - Measurement of Credit Losses on Financial Instruments . Accounting Standards Codification Topic 326 ("ASC 326"), Financial Instruments - Credit Losses , as amended, among other things, requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques previously applied are still permitted, although the inputs to those techniques have changed to reflect the full amount of expected credit losses. In addition, ASC 326 amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. We adopted ASC 326 on January 1, 2020 using the modified retrospective approach. Results for the periods beginning after January 1, 2020 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable US GAAP. We recorded a net reduction of retained earnings of $6.76 million upon adoption. The transition adjustment includes an increase in the allowance for credit losses for loans ("ACLL") of $6.93 million and an increase in the allowance for credit losses on off-balance sheet credit exposures of $2.43 million , net of the corresponding increases in deferred tax assets of $2.13 million . The adjustments to the allowance for credit losses ("ACL") for both loans and off-balance sheet credit exposures are combined and reported on our income statement as credit loss expense. Further information regarding our policies and methodology used to estimate the ACLL is presented in Note 6 - Loans and Allowance for Credit Losses for Loans. Further information regarding our policies and methodology used to estimate the ACL on off-balance-sheet credit exposures is presented in Note 11 - Commitments and Contingencies. We adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration (“PCD”) that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30. In accordance with the standard, we did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. The remaining credit discount on the PCI loans was recorded as an offset to the ACLL at the time of adoption and is netted in the above adjustment. The remaining adjustment for noncredit factors on these loans will be accreted into interest income on a level-yield method over the life of the loans. Additionally, we evaluated each acquired loan for PCD status at the time of adoption. We identified loans with a net balance of $9.4 million that should be considered PCD. We considered the remaining discount at the time of adoption to be for noncredit factors on these loans and it will be accreted into interest income on a level-yield method over the life of the loans. In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measurement . The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments were effective for us January 1, 2020 and did not have a material impact on our consolidated financial statements. In March 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“the agencies”) issued an interagency statement on loan modifications and reporting for financial institutions working with customers affected by the Coronavirus ("COVID-19"). The interagency statement was effective immediately and impacted accounting for loan modifications. Under ASC 310-40, Receivables - Troubled Debt Restructurings by Creditors , (“ASC 310-40”), a restructuring of debt constitutes a troubled debt restructuring (“TDR”) if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. The agencies confirmed with the staff of the FASB that short-term modifications made on a good faith basis in response to the COVID-19 crisis to borrowers who were current prior to any relief, are not to be considered TDRs. This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. This interagency guidance is expected to have a material impact on the Company’s financial statements; however, this impact cannot be quantified at this time. See Note 6 of the accompanying consolidated financial statements for disclosure of the impact to date. Pending Adoption In December 2019, the FASB issued ASU 2019-12, Income Taxes (Topic 740) - Simplifying the Accounting for Income Taxes . The ASU is expected to reduce cost and complexity related to the accounting for income taxes by removing specific exceptions to general principles in Topic 740 (eliminating the need for an organization to analyze whether certain exceptions apply in a given period) and improving financial statement preparers’ application of certain income tax-related guidance. This ASU is part of the FASB’s simplification initiative to make narrow-scope simplifications and improvements to accounting standards through a series of short-term projects. For public business entities, the amendments are effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted. We are currently assessing the impact that ASU 2019-12 will have on our consolidated financial statements. In January 2020, the FASB issued ASU 2020-01, Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815. We do not expect the adoption of ASU 2020-01 to have a material impact on our consolidated financial statements. In March 2020, the Financial Accounting Standards Board (FASB) issued ASU 2020-04 Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. At this time, we do not anticipate any material adverse impact to our business operation or financial results during the period of transition. |
Fair Value Measurements
Fair Value Measurements | 3 Months Ended |
Mar. 31, 2020 | |
Fair Value Disclosures [Abstract] | |
Fair Value Measurements | FAIR VALUE MEASUREMENTS The table below presents the recorded amount of assets and liabilities measured at fair value on a recurring basis. Balance at Fair Value Measurements Using: Dollars in thousands March 31, 2020 Level 1 Level 2 Level 3 Securities available for sale U.S. Government sponsored agencies $ 40,366 $ — $ 40,366 $ — Mortgage backed securities: Government sponsored agencies 68,927 — 68,927 — Nongovernment sponsored entities 11,076 — 11,076 — State and political subdivisions 50,511 — 50,511 — Corporate debt securities 19,590 — 19,590 — Asset-backed securities 40,061 — 40,061 — Tax-exempt state and political subdivisions 74,514 — 74,514 — Total securities available for sale $ 305,045 $ — $ 305,045 $ — Derivative financial liabilities Interest rate swaps $ 3,477 $ — $ 3,477 $ — Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2019 Level 1 Level 2 Level 3 Securities available for sale U.S. Government sponsored agencies $ 20,864 $ — $ 20,864 $ — Mortgage backed securities: Government sponsored agencies 70,975 — 70,975 — Nongovernment sponsored entities 10,229 — 10,229 — State and political subdivisions 49,973 — 49,973 — Corporate debt securities 18,200 — 18,200 — Asset-backed securities 33,014 — 33,014 — Tax-exempt state and political subdivisions 73,100 — 73,100 — Total securities available for sale $ 276,355 $ — $ 276,355 $ — Derivative financial liabilities Interest rate swaps $ 988 $ — $ 988 $ — We may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the period. Assets measured at fair value on a nonrecurring basis are included in the table below. Balance at Fair Value Measurements Using: Dollars in thousands March 31, 2020 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 647 $ — $ 647 $ — Collateral-dependent loans with an ACLL Commercial $ 8 $ — $ 8 $ — Commercial real estate 1,863 — 1,863 — Construction and development 429 — 429 — Residential real estate 196 — 196 — Total collateral-dependent loans with an ACLL $ 2,496 $ — $ 2,496 $ — Property held for sale Commercial real estate $ 1,217 $ — $ 1,217 $ — Construction and development 11,676 — 11,676 — Residential real estate 557 — 557 — Total property held for sale $ 13,450 $ — $ 13,450 $ — Collateral dependent loans with an ACLL were categorized as impaired loans with specific reserves prior to the adoption of ASC 326. Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2019 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 1,319 $ — $ 1,319 $ — Collateral-dependent impaired loans Commercial $ 4,831 $ — $ 4,831 $ — Commercial real estate 1,863 — 1,863 — Construction and development 425 — 425 — Residential real estate 692 — 566 126 Total collateral-dependent impaired loans $ 7,811 $ — $ 7,685 $ 126 Property held for sale Commercial real estate $ 1,304 $ — $ 1,304 $ — Construction and development 12,182 — 12,182 — Residential real estate 705 — 705 — Total property held for sale $ 14,191 $ — $ 14,191 $ — The carrying values and estimated fair values of our financial instruments are summarized below: March 31, 2020 Fair Value Measurements Using: Dollars in thousands Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 41,454 $ 41,454 $ — $ 41,454 $ — Securities available for sale 305,045 305,045 — 305,045 — Other investments 11,804 11,804 — 11,804 — Loans held for sale, net 647 647 — 647 — Loans, net 1,982,661 1,981,162 — 2,496 1,978,666 Accrued interest receivable 9,043 9,043 — 9,043 — Cash surrender value of life insurance policies 46,497 46,497 — 46,497 — $ 2,397,151 $ 2,395,652 $ — $ 416,986 $ 1,978,666 Financial liabilities Deposits $ 2,044,914 $ 2,054,077 $ — $ 2,054,077 $ — Short-term borrowings 161,745 161,745 — 161,745 — Long-term borrowings 712 888 — 888 — Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 — 19,589 — Accrued interest payable 1,096 1,096 — 1,096 — Derivative financial liabilities 3,477 3,477 — 3,477 — $ 2,231,533 $ 2,240,872 $ — $ 2,240,872 $ — December 31, 2019 Fair Value Measurements Using: Dollars in thousands Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 61,888 $ 61,888 $ — $ 61,888 $ — Securities available for sale 276,355 276,355 — 276,355 — Other investments 12,972 12,972 — 12,972 — Loans held for sale, net 1,319 1,319 — 1,319 — Loans, net 1,900,425 1,901,020 — 7,685 1,893,335 Accrued interest receivable 8,439 8,439 — 8,439 — Cash surrender value of life insurance policies 43,603 43,603 — 43,603 — $ 2,305,001 $ 2,305,596 $ — $ 412,261 $ 1,893,335 Financial liabilities Deposits $ 1,913,237 $ 1,918,610 $ — $ 1,918,610 $ — Short-term borrowings 199,345 199,345 — 199,345 — Long-term borrowings 717 854 — 854 — Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 — 19,589 — Accrued interest payable 1,234 1,234 — 1,234 — Derivative financial liabilities 988 988 — 988 — $ 2,135,110 $ 2,140,620 $ — $ 2,140,620 $ — |
Earnings Per Share
Earnings Per Share | 3 Months Ended |
Mar. 31, 2020 | |
Earnings Per Share [Abstract] | |
Earnings Per Share | EARNINGS PER SHARE The computations of basic and diluted earnings per share follow: For the Three Months Ended March 31, 2020 2019 Dollars in thousands,except per share amounts Net Income (Numerator) Common Shares (Denominator) Per Share Net Income Common Shares (Denominator) Per Share Net income $ 4,506 $ 7,092 Basic earnings per share $ 4,506 12,975,429 $ 0.35 $ 7,092 12,717,501 $ 0.56 Effect of dilutive securities: Stock options 4,516 5,313 Stock appreciation rights (SARs) 48,404 55,831 Restricted stock units (RSUs) 366 — Diluted earnings per share $ 4,506 13,028,715 $ 0.35 $ 7,092 12,778,644 $ 0.56 Stock option and stock appreciation right (SAR) grants are disregarded in this computation if they are determined to be anti-dilutive. All stock options were dilutive for the quarter ended March 31, 2020 and our anti-dilutive stock options for the quarter ended March 31, 2019 were 7,700 shares. Our anti-dilutive SARs for the quarters ended March 31, 2020 and March 31, 2019 were 222,740 . Our anti-dilutive RSUs for the quarter ended March 31, 2020 were 2,785 . |
Securities
Securities | 3 Months Ended |
Mar. 31, 2020 | |
Debt Securities, Available-for-sale [Abstract] | |
Securities | DEBT SECURITIES The amortized cost, unrealized gains, unrealized losses and estimated fair values of securities at March 31, 2020 and December 31, 2019 are summarized as follows: March 31, 2020 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 40,349 $ 359 $ 342 $ 40,366 Residential mortgage-backed securities: Government-sponsored agencies 67,280 2,068 421 68,927 Nongovernment-sponsored entities 11,458 — 382 11,076 State and political subdivisions General obligations 9,888 59 15 9,932 Water and sewer revenues 9,615 123 116 9,622 Lease revenues 5,310 61 21 5,350 Income tax revenues 5,060 149 — 5,209 University revenues 5,915 239 — 6,154 Other revenues 14,003 311 70 14,244 Corporate debt securities 19,795 104 309 19,590 Asset-backed securities 42,902 — 2,841 40,061 Total taxable debt securities 231,575 3,473 4,517 230,531 Tax-exempt debt securities State and political subdivisions General obligations 36,387 2,499 — 38,886 Water and sewer revenues 8,900 538 2 9,436 Lease revenues 7,329 558 — 7,887 Transportation revenues 6,628 287 — 6,915 Other revenues 10,901 490 1 11,390 Total tax-exempt debt securities 70,145 4,372 3 74,514 Total securities available for sale $ 301,720 $ 7,845 $ 4,520 $ 305,045 December 31, 2019 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 21,036 $ 212 $ 384 $ 20,864 Residential mortgage-backed securities: Government-sponsored agencies 70,379 1,031 435 70,975 Nongovernment-sponsored entities 10,253 17 41 10,229 State and political subdivisions General obligations 12,603 25 171 12,457 Water and sewer revenues 7,170 71 114 7,127 Lease revenues 5,310 25 77 5,258 University revenues 5,917 164 16 6,065 Other revenues 18,831 344 109 19,066 Corporate debt securities 18,268 81 149 18,200 Asset-backed securities 33,826 — 812 33,014 Total taxable debt securities 203,593 1,970 2,308 203,255 Tax-exempt debt securities State and political subdivisions General obligations 36,673 2,526 — 39,199 Water and sewer revenues 9,565 633 — 10,198 Lease revenues 8,455 598 — 9,053 Other revenues 13,929 728 7 14,650 Total tax-exempt debt securities 68,622 4,485 7 73,100 Total securities available for sale $ 272,215 $ 6,455 $ 2,315 $ 276,355 The below information is relative to the five states where issuers with the highest volume of state and political subdivision securities held in our portfolio are located. We own no such securities of any single issuer which we deem to be a concentration. March 31, 2020 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value California $ 18,077 $ 875 $ 25 $ 18,927 Texas 12,696 547 36 13,207 Michigan 10,826 635 — 11,461 New York 10,485 487 — 10,972 Illinois 9,246 441 — 9,687 Management performs pre-purchase and ongoing analysis to confirm that all investment securities meet applicable credit quality standards. The maturities, amortized cost and estimated fair values of securities at March 31, 2020 , are summarized as follows: Dollars in thousands Amortized Cost Estimated Fair Value Due in one year or less $ 30,028 $ 29,995 Due from one to five years 88,141 88,321 Due from five to ten years 75,737 75,248 Due after ten years 107,814 111,481 $ 301,720 $ 305,045 The proceeds from sales, calls and maturities of securities available for sale, including principal payments received on mortgage-backed obligations, and the related gross gains and losses realized, for the three months ended March 31, 2020 and 2019 are as follows: Proceeds from Gross realized Dollars in thousands Sales Calls and Maturities Principal Payments Gains Losses For the Three Months Ended 2020 Securities available for sale $ 74,750 $ 2,200 $ 6,374 $ 1,038 $ — 2019 Securities available for sale $ 79,776 $ 1,100 $ 4,684 $ 105 $ 108 We held 81 available for sale securities having an unrealized loss at March 31, 2020 . We do not intend to sell these securities, and it is more likely than not that we will not be required to sell these securities before recovery of their amortized cost bases. We believe that this decline in value is primarily attributable to the lack of market liquidity and to changes in market interest rates and is not due to credit quality. Accordingly, no other-than-temporary impairment charge to earnings is warranted at this time. Provided below is a summary of securities available for sale which were in an unrealized loss position at March 31, 2020 and December 31, 2019 . March 31, 2020 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Taxable debt securities U.S. Government agencies and corporations 21 $ 5,938 $ 1 $ 13,813 $ 341 $ 19,751 $ 342 Residential mortgage-backed securities: Government-sponsored agencies 9 2,780 177 9,089 244 11,869 421 Nongovernment-sponsored entities 7 8,267 241 2,809 141 11,076 382 State and political subdivisions: General obligations 4 4,625 15 — — 4,625 15 Water and sewer revenues 5 4,861 116 — — 4,861 116 Lease revenues 2 2,800 21 — — 2,800 21 Other revenues 5 5,286 70 — — 5,286 70 Corporate debt securities 6 4,017 180 1,871 129 5,888 309 Asset-backed securities 20 9,756 534 30,305 2,307 40,061 2,841 Tax-exempt debt securities State and political subdivisions: Water and sewer revenues 1 560 2 — — 560 2 Other revenues 1 157 1 — — 157 1 Total 81 $ 49,047 $ 1,358 $ 57,887 $ 3,162 $ 106,934 $ 4,520 December 31, 2019 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Taxable debt securities U.S. Government agencies and corporations 15 $ — $ — $ 14,903 $ 384 $ 14,903 $ 384 Residential mortgage-backed securities: Government-sponsored agencies 21 12,298 96 15,174 339 27,472 435 Nongovernment-sponsored entities 4 8,323 41 — — 8,323 41 State and political subdivisions: General obligations 10 10,581 171 — — 10,581 171 Water and sewer revenues 4 4,421 114 — — 4,421 114 Lease revenues 4 4,235 77 — — 4,235 77 University revenues 1 1,307 16 — — 1,307 16 Other revenues 6 6,517 109 — — 6,517 109 Corporate debt securities 6 1,686 3 3,739 146 5,425 149 Asset-backed securities 15 3,441 34 29,573 778 33,014 812 Tax-exempt debt securities State and political subdivisions: Other revenues 2 1,183 7 — — 1,183 7 Total 88 $ 53,992 $ 668 $ 63,389 $ 1,647 $ 117,381 $ 2,315 |
Loans and Allowance for Credit
Loans and Allowance for Credit Losses | 3 Months Ended |
Mar. 31, 2020 | |
Loans and Leases Receivable Disclosure [Abstract] | |
Loans | LOANS AND ALLOWANCE FOR CREDIT LOSSES FOR LOANS Loans are generally stated at the amount of unpaid principal, reduced by unearned discount and the ACLL. Interest on loans is accrued daily on the outstanding balances. Loan origination fees and certain direct loan origination costs are deferred and amortized as adjustments of the related loan yield over its contractual life. Generally, loans are placed on nonaccrual status when principal or interest is greater than 90 days past due based upon the loan's contractual terms. Interest on nonaccrual loans is recognized primarily using the cost-recovery method. Loans may be returned to accrual status when repayment is reasonably assured and there has been demonstrated performance under the terms of the loan or, if applicable, the terms of the restructured loans. Commercial-related loans or portions thereof are charged off to the ACLL when the loss has been confirmed. This determination is made on a case by case basis considering many factors, including the prioritization of our claim in bankruptcy, expectations of the workout/restructuring of the loan and valuation of the borrower’s equity. We deem a loss confirmed when a loan or a portion of a loan is classified “loss” in accordance with bank regulatory classification guidelines, which state, “Assets classified loss are considered uncollectible and of such little value that their continuance as bankable assets is not warranted”. Consumer-related loans are generally charged to the ACLL upon reaching specified stages of delinquency, in accordance with the Federal Financial Institutions Examination Council policy. For example, credit card loans are charged off by the end of the month in which the account becomes 180 days past due or within 60 days from receiving notification about a specified event (e.g., bankruptcy of the borrower), whichever is earlier. Residential mortgage loans are generally charged off to net realizable value no later than when the account becomes 180 days past due. Other consumer loans, if collateralized, are generally charged down to net realizable value at 120 days past due. The following table presents the amortized cost of loans held for investment: Dollars in thousands March 31, December 31, Commercial $ 236,622 $ 220,452 Commercial real estate - owner occupied Professional & medical 88,518 81,973 Retail 118,535 100,993 Other 124,433 93,253 Commercial real estate - non-owner occupied Hotels & motels 120,201 128,665 Mini-storage 55,097 50,913 Multifamily 142,918 164,398 Retail 107,420 102,989 Other 154,983 182,242 Construction and development Land & land development 92,332 84,112 Construction 43,121 37,523 Residential 1-4 family real estate Personal residence 276,189 260,843 Rental - small loan 102,351 101,080 Rental - large loan 64,944 63,986 Home equity 75,170 76,568 Mortgage warehouse lines 166,826 126,237 Consumer 35,344 35,021 Other Credit cards 1,673 1,453 Overdrafts 592 798 Total loans, net of unearned fees 2,007,269 1,913,499 Less allowance for credit losses - loans 24,608 13,074 Loans, net $ 1,982,661 $ 1,900,425 Allowance for Credit Losses - Loans The ACLL is a valuation allowance, estimated at each balance sheet date in accordance with ASC 326, that is deducted from the amortized cost basis of loans to present the net amount expected to be collected. The amount of the ACLL represents our best estimate of current expected credit losses on loans considering available information, from internal and external sources, relevant to assessing collectability over the loans’ contractual terms, adjusted for expected prepayments when appropriate (the “life-of-loan” concept). The contractual term excludes expected extensions, renewals and modifications unless (i) management has a reasonable expectation that a troubled debt restructuring will be executed with an individual borrower or (ii) such extension or renewal options are not unconditionally cancellable by us and, in such cases, the borrower is likely to meet applicable conditions and likely to request extension or renewal. Relevant available information includes historical credit loss experience, current conditions and reasonable and supportable forecasts. While historical credit loss experience provides the basis for the estimation of expected credit losses, adjustments to historical loss information may be made for differences in current portfolio-specific risk characteristics, environmental conditions or other relevant factors. The ACLL losses is measured on a collective basis for portfolios of loans when similar risk characteristics exist. Loans that do not share risk characteristics are evaluated for expected credit losses on an individual basis and excluded from the collective evaluation. Expected credit losses for collateral dependent loans, including loans where the borrower is experiencing financial difficulty, but foreclosure is not probable, are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate. Expected credit losses are reflected in the ACLL through a charge to provision for credit losses. When we deem all or a portion of a financial asset to be uncollectible the appropriate amount is written off and the ACLL is reduced by the same amount. The Company applies judgment to determine when a financial asset is deemed uncollectible; however, generally speaking, an asset will be considered uncollectible no later than when all efforts at collection have been exhausted. Subsequent recoveries, if any, are credited to the ACLL when received. Loan Pools. In calculating the ACLL, most loans are segmented into pools based upon similar characteristics and risk profiles. Common characteristics and risk profiles include the type/purpose of loan, underlying collateral, geographical similarity and historical/expected credit loss patterns. In developing these loan pools for the purposes of modeling expected credit losses, we also analyzed the degree of correlation in how loans within each portfolio respond when subjected to varying economic conditions and scenarios as well as other portfolio stress factors. We have identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: ▪ Commercial • Commercial real estate - owner occupied ▪ Professional & medical ▪ Retail ▪ Other • Commercial real estate - non-owner occupied ▪ Hotels & motels ▪ Mini-storage ▪ Multifamily ▪ Retail ▪ Other • Construction & development ▪ Land & land development ▪ Construction • Residential 1-4 family real estate ▪ Personal residence ▪ Rental - small loan ▪ Rental - large loan ▪ Home equity • Mortgage warehouse lines • Consumer • Other ▪ Credit cards ▪ Overdrafts Residential 1-4 family rentals are classified as small loan if the original loan amount is less than $600,000 and classified as large loan if the original loan amount equals or exceeds $600,000 . We periodically reassess each pool to ensure the loans within the pool continue to share similar characteristics and risk profiles and to determine whether further segmentation is necessary. The Company’s methodology for estimating the ACLL considers available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. The methodology applies historical loss information, adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions expected to exist through the contractual lives of the financial assets that are reasonable and supportable, to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. Our methodology reverts to historical loss information immediately when it can no longer develop reasonable and supportable forecasts. Loss-Rate Method. We use a loss-rate (“cohort”) method to estimate expected credit losses for all loan pools. The cohort method identifies and captures the balances of pooled loans with similar risk characteristics, as of a point in time to form a cohort, then tracks the respective losses generated by that cohort of loans over their remaining lives, or until the loans are “exhausted” (reached an acceptable stage at which a significant majority of all losses are expected to have been recognized). This method encompasses loan balances for as long as the loans are outstanding, so while significant history is required to represent the life-of-loan concept, this method does not require as much history due to its inclusion of loan balances in multiple cohort periods. Qualitative Factors. We qualitatively adjust our loan loss rates for risk factors that are not otherwise considered within our model but are nonetheless relevant in assessing the expected credit losses within our loan pools. These qualitative factor (“Q-Factor”) adjustments may increase or decrease our estimate of expected credit losses by a calculated percentage or amount based upon the estimated level of risk. One Q-Factor adjustment to our loss rates is consideration of reasonable and supportable forecasts of economic conditions. In arriving at a reasonable and supportable economic forecast, we primarily consider the forecasted unemployment rates for the U.S., West Virginia and Virginia as loss drivers for each segmented loan pool. Secondarily, we consider the following forecasted economic data for one or more of our segmented loan pools depending on the nature of the underlying loan pool: housing price indices (U.S., West Virginia & Virginia), single-family housing starts (West Virginia & Virginia), multi-family housing starts (West Virginia & Virginia), personal income growth (U.S., West Virginia & Virginia), U.S. consumer confidence, rental vacancy rates (U.S.), and U.S. % change in gross domestic product. Other risks that we may consider in making Q-Factor adjustments include, among other things, the impact of (i) changes in lending policies and procedures, including changes in underwriting standards and practices for collections, write-offs, and recoveries, (ii) changes in the nature and volume of the loan pools and in the terms of the underlying loans, (iii) changes in the experience, ability, and depth of our lending management and staff, (iv) changes in volume and severity of past due financial assets, the volume of non-accrual assets, and the volume and severity of adversely classified or graded assets, (v) changes in the quality of our credit review function, (vi) changes in the value of the underlying collateral for loans that are non-collateral dependent, (vii) the existence, growth, and effect of any concentrations of credit and (viii) other external factors such as the regulatory, legal and technological environments; competition; and events such as natural disasters or health pandemics. Collateral Dependent Loans. We may determine that an individual loan exhibits unique risk characteristics which differentiate it from other loans within our loan pools. In such cases, the loans are evaluated for expected credit losses on an individual basis and excluded from the collective evaluation. Specific allocations of the allowance for credit losses are determined by analyzing the borrower’s ability to repay amounts owed, collateral deficiencies, the relative risk grade of the loan and economic conditions affecting the borrower’s industry, among other things. A loan is considered to be collateral dependent when, based upon management's assessment, the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral. In such cases, expected credit losses are based on the fair value of the collateral at the measurement date, adjusted for estimated selling costs if satisfaction of the loan depends on the sale of the collateral. We reevaluate the fair value of collateral supporting collateral dependent loans on a quarterly basis. The fair value of real estate collateral supporting collateral dependent loans is evaluated by appraisal services using a methodology that is consistent with the Uniform Standards of Professional Appraisal Practice. Troubled Debt Restructuring. A loan that has been modified or renewed is considered a troubled debt restructuring (“TDR”) when two conditions are met: 1) the borrower is experiencing financial difficulty and 2) concessions are made for the borrower's benefit that would not otherwise be considered for a borrower or transaction with similar credit risk characteristics. The Company’s ACLL reflects all effects of a TDR when an individual asset is specifically identified as a reasonably expected TDR. The Company has determined that a TDR is reasonably expected no later than the point when the lender concludes that modification is the best course of action and it is at least reasonably possible that the troubled borrower will accept some form of concession from the lender to avoid a default. TDRs that are considered material ( $500,000 and greater) are evaluated individually to determine the required ACLL. TDRs that are not considered material may be included in the Company’s existing pools based on the underlying risk characteristics of the loan to measure the ACLL. The following table presents the activity in the ACLL by portfolio segment during the first three months of 2020 : For the Three Months Ended March 31, 2020 Allowance for Credit Losses - Loans Dollars in thousands Beginning Balance Prior to Adoption of ASC 326 Impact of Adoption of ASC 326 Provision for Credit Losses - Loans Day 1 Adjustment for PCD Acquired Loans Charge- offs Recoveries Ending Balance Commercial $ 1,221 $ 1,064 $ 174 $ — $ (25 ) $ 7 $ 2,441 Commercial real estate - owner occupied Professional & medical 1,058 (390 ) 36 — — — 704 Retail 820 (272 ) 558 153 — 10 1,269 Other 821 (137 ) 506 — — — 1,190 Commercial real estate - non-owner occupied Hotels & motels 1,235 (936 ) 1,688 — — — 1,987 Mini-storage 485 (311 ) 31 — — — 205 Multifamily 1,534 8 (808 ) — — — 734 Retail 964 279 202 — (342 ) 2 1,105 Other 1,721 (1,394 ) (31 ) — — — 296 Construction and development Land & land development 600 2,136 1,273 111 (3 ) 3 4,120 Construction 242 996 440 — — — 1,678 Residential 1-4 family real estate Personal residence 1,275 1,282 433 146 (4 ) 17 3,149 Rental - small loan 532 1,453 128 — (20 ) 72 2,165 Rental - large loan 49 2,884 (246 ) — — — 2,687 Home equity 138 308 62 — (23 ) 2 487 Mortgage warehouse lines — — — — — — — Consumer 379 (238 ) 179 — (118 ) 38 240 Other Credit cards — 12 29 — (30 ) 5 16 Overdrafts — 182 45 — (133 ) 41 135 Total $ 13,074 $ 6,926 $ 4,699 $ 410 $ (698 ) $ 197 $ 24,608 The following table presents, as of March 31, 2020 segregated by loan portfolio segment, details of the loan portfolio and the ACLL calculated in accordance with our credit loss accounting methodology for loans described above. March 31, 2020 Loan Balances Allowance for Credit Losses - Loans Dollars in thousands Loans Individually Evaluated Loans Collectively Evaluated Total Loans Individually Evaluated Loans Collectively Evaluated Total Commercial $ 5,012 $ 231,610 $ 236,622 $ 40 $ 2,401 $ 2,441 Commercial real estate - owner occupied Professional & medical 3,846 84,672 88,518 404 300 704 Retail 6,554 111,981 118,535 — 1,269 1,269 Other — 124,433 124,433 — 1,190 1,190 Commercial real estate - non-owner occupied Hotels & motels — 120,201 120,201 — 1,987 1,987 Mini-storage — 55,097 55,097 — 205 205 Multifamily — 142,918 142,918 — 734 734 Retail 2,522 104,898 107,420 57 1,048 1,105 Other 5,337 149,646 154,983 — 296 296 Construction and development Land & land development 1,641 90,691 92,332 577 3,543 4,120 Construction — 43,121 43,121 — 1,678 1,678 Residential 1-4 family real estate Personal residence 617 275,572 276,189 — 3,149 3,149 Rental - small loan 782 101,569 102,351 16 2,149 2,165 Rental - large loan 4,421 60,523 64,944 — 2,687 2,687 Home equity 523 74,647 75,170 — 487 487 Consumer — 35,344 35,344 — 240 240 Other Credit cards — 1,673 1,673 — 16 16 Overdrafts — 592 592 — 135 135 Mortgage warehouse lines — 166,826 166,826 — — — Total $ 31,255 $ 1,976,014 $ 2,007,269 $ 1,094 $ 23,514 $ 24,608 The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related ACLL allocated to those loans: March 31, 2020 Dollars in thousands Real Estate Secured Loans Non-Real Estate Secured Loans Total Loans Allowance for Credit Losses - Loans Commercial $ — $ 5,012 $ 5,012 $ 40 Commercial real estate - owner occupied Professional & medical 1,597 — 1,597 162 Retail 2,265 — 2,265 — Other — — — — Commercial real estate - non-owner occupied Hotels & motels — — — — Mini-storage — — — — Multifamily — — — — Retail 651 — 651 56 Other 2,957 — 2,957 — Construction and development Land & land development 1,006 — 1,006 577 Construction — — — — Residential 1-4 family real estate Personal residence 617 — 617 — Rental - small loan 782 — 782 16 Rental - large loan 3,328 — 3,328 — Home equity — — — — Consumer — — — — Other Credit cards — — — — Overdrafts — — — — Total $ 13,203 $ 5,012 $ 18,215 $ 851 The following table presents the activity in the ACLL by portfolio segment for the year ended December 31, 2019, as determined in accordance with ASC 310 prior to the January 1, 2020 adoption of ASC 326: For the Year Ended December 31, 2019 Allowance for Credit Losses - Loans Dollars in thousands Beginning Balance Charge- offs Recoveries Provision Ending Balance Commercial $ 1,705 $ (281 ) $ 17 $ (295 ) $ 1,146 Commercial real estate Owner occupied 2,214 (2 ) 21 467 2,700 Non-owner occupied 5,742 (170 ) 1 366 5,939 Construction and development Land & land development 339 (2 ) 108 155 600 Construction 64 — — 178 242 Residential real estate Non-jumbo 2,090 (979 ) 125 576 1,812 Jumbo 379 — — (368 ) 11 Home equity 167 (24 ) 19 (24 ) 138 Mortgage warehouse lines — — — — — Consumer 79 (285 ) 168 173 135 Other 268 (360 ) 121 322 351 Total $ 13,047 $ (2,103 ) $ 580 $ 1,550 $ 13,074 The following table presents the contractual aging of the amortized cost basis of past due loans by class as of March 31, 2020 and December 31, 2019 . At March 31, 2020 Past Due 90 days or more and Accruing Dollars in thousands 30-59 days 60-89 days 90 days or more Total Current Commercial $ 248 $ 119 $ 393 $ 760 $ 235,862 $ — Commercial real estate - owner occupied Professional & medical 10 — 1,734 1,744 86,774 — Retail 933 — 2,439 3,372 115,163 — Other — — 345 345 124,088 — Commercial real estate - non-owner occupied Hotels & motels — — — — 120,201 — Mini-storage — — — — 55,097 — Multifamily — — 211 211 142,707 — Retail — 178 651 829 106,591 — Other 986 114 51 1,151 153,832 — Construction and development Land & land development 53 — 11 64 92,268 — Construction — — — — 43,121 — Residential 1-4 family real estate Personal residence 2,935 943 1,332 5,210 270,979 — Rental - small loan 271 54 1,412 1,737 100,614 — Rental - large loan 1,093 — — 1,093 63,851 — Home equity 61 124 154 339 74,831 — Mortgage warehouse lines — — — — 166,826 — Consumer 154 83 33 270 35,074 — Other Credit cards 4 3 12 19 1,654 12 Overdrafts — — — — 592 — Total $ 6,748 $ 1,618 $ 8,778 $ 17,144 $ 1,990,125 $ 12 At December 31, 2019 Past Due 90 days or more and Accruing Dollars in thousands 30-59 days 60-89 days 90 days or more Total Current Commercial $ 216 $ — $ 483 $ 699 $ 219,753 $ — Commercial real estate - owner occupied Professional & medical — 137 1,602 1,739 80,234 — Retail 118 — 2,434 2,552 98,441 — Other — — — — 93,253 — Commercial real estate - non-owner occupied Hotels & motels — — — — 128,665 — Mini-storage — — — — 50,913 — Multifamily 809 — 7 816 163,582 — Retail 71 179 968 1,218 101,771 — Other — — 387 387 181,855 — Construction and development Land & land development 208 28 188 424 83,688 — Construction — — 138 138 37,385 — Residential 1-4 family real estate Personal residence 3,361 806 937 5,104 255,739 — Rental - small loan 810 21 940 1,771 99,309 — Rental - large loan — — — — 63,986 — Home equity 760 — 223 983 75,585 — Mortgage warehouse lines — — — — 126,237 — Consumer 190 79 70 339 34,682 — Other Credit cards 19 6 42 67 1,386 42 Overdrafts — — — — 798 — Total $ 6,562 $ 1,256 $ 8,419 $ 16,237 $ 1,897,262 $ 42 Nonaccrual loans: The following table presents the nonaccrual loans included in the net balance of loans at March 31, 2020 and December 31, 2019 . March 31, December 31, 2020 2019 Dollars in thousands Nonaccrual Nonaccrual with No Allowance for Credit Losses - Loans Nonaccrual Nonaccrual with No Allowance for Credit Losses - Loans Commercial $ 660 $ — $ 864 $ 76 Commercial real estate - owner occupied Professional & medical 1,734 — 1,602 — Retail 2,554 2,265 2,552 2,262 Other 388 — 43 — Commercial real estate - non-owner occupied Hotels & motels — — — — Mini-storage 55 — 57 — Multifamily 211 — 38 31 Retail 651 167 1,120 527 Other 51 — 388 40 Construction and development Land & land development 11 — 188 — Construction — — 138 — Residential 1-4 family real estate Personal residence 1,997 — 2,485 423 Rental - small loan 2,136 83 1,635 150 Rental - large loan — — — — Home equity 210 — 284 — Mortgage warehouse lines — — — — Consumer 53 — 74 — Other Credit cards — — — — Overdrafts — — — — Total $ 10,711 $ 2,515 $ 11,468 $ 3,509 Credit Quality Indicators: We categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. We analyze loans individually by classifying the loans as to credit risk. We internally grade all commercial loans at the time of loan origination. In addition, we perform an annual loan review on all non-homogenous commercial loan relationships with an aggregate exposure of $5.0 million , at which time these loans are re-graded. We use the following definitions for our risk grades: Pass: Loans graded as Pass are loans to borrowers of acceptable credit quality and risk. They are higher quality loans that do not fit any of the other categories described below. OLEM (Special Mention): Commercial loans categorized as OLEM are potentially weak. The credit risk may be relatively minor yet represent a risk given certain specific circumstances. If the potential weaknesses are not monitored or mitigated, the asset may weaken or inadequately protect our position in the future. Substandard: Commercial loans categorized as Substandard are inadequately protected by the borrower’s ability to repay, equity and/or the collateral pledged to secure the loan. These loans have identified weaknesses that could hinder normal repayment or collection of the debt. These loans are characterized by the distinct possibility that we will sustain some loss if the identified weaknesses are not mitigated. Doubtful: Commercial loans categorized as Doubtful have all the weaknesses inherent in those loans classified as Substandard, with the added elements that the full collection of the loan is improbable and the possibility of loss is high. Loss: Loans classified as loss are considered to be non-collectible and of such little value that their continuance as a bankable asset is not warranted. This does not mean that the loan has absolutely no recovery value, but rather it is neither practical nor desirable to defer writing off the loan, even though partial recovery may be obtained in the future. Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Generally, current period renewals of credit are reunderwritten at the point of renewal and considered current period originations for purposes of the table below. As of March 31, 2020 , based on the most recent analysis performed, the risk category of loans based on year of origination is as follows: March 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- ng Revolving- Term Total Commercial Pass $ 9,821 $ 44,711 $ 31,911 $ 25,730 $ 16,175 $ 14,658 $ 84,372 $ — $ 227,378 Special Mention — 45 1,966 86 134 914 432 — 3,577 Substandard 1,166 216 244 9 117 128 3,787 — 5,667 Total Commercial 10,987 44,972 34,121 25,825 16,426 15,700 88,591 — 236,622 Commercial Real Estate - Owner Occupied Professional & medical Pass 4,085 6,131 2,625 27,712 3,910 37,578 3,299 — 85,340 Special Mention 1,188 — — — — 256 — — 1,444 Substandard — — — — 137 1,597 — — 1,734 Total Professional & Medical 5,273 6,131 2,625 27,712 4,047 39,431 3,299 — 88,518 Retail Pass 18,461 39,838 5,326 11,538 6,401 30,548 2,411 — 114,523 Special Mention — — — 590 9 859 — — 1,458 Substandard — — — — — 2,554 — — 2,554 Total Retail 18,461 39,838 5,326 12,128 6,410 33,961 2,411 — 118,535 Other Pass 13,415 15,232 17,585 9,744 21,576 35,532 9,719 — 122,803 Special Mention — — — — — 807 — — 807 Substandard — — — 360 — 420 43 — 823 Total Other 13,415 15,232 17,585 10,104 21,576 36,759 9,762 — 124,433 Total Commercial Real Estate - Owner Occupied 37,149 61,201 25,536 49,944 32,033 110,151 15,472 — 331,486 Commercial Real Estate - Non-Owner Occupied Hotels & motels Pass 3,457 61,358 18,043 9,942 10,997 14,858 1,546 — 120,201 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Hotels & Motels 3,457 61,358 18,043 9,942 10,997 14,858 1,546 — 120,201 Mini-storage Pass 3,742 19,158 15,230 4,081 7,407 5,250 174 — 55,042 Special Mention — — — — — 55 — — 55 Substandard — — — — — — — — — Total Mini-storage 3,742 19,158 15,230 4,081 7,407 5,305 174 — 55,097 Multifamily Pass 4,345 27,186 27,440 19,281 11,435 49,939 2,947 — 142,573 Special Mention — — — — — 104 — — 104 Substandard — — — — — 241 — — 241 Total Multifamily 4,345 27,186 27,440 19,281 11,435 50,284 2,947 — 142,918 March 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- ng Revolving- Term Total Retail Pass 3,978 25,968 12,380 8,552 5,934 44,012 5,037 — 105,861 Special Mention — — — 178 — 585 — — 763 Substandard — — — — — 796 — — 796 Total Retail 3,978 25,968 12,380 8,730 5,934 45,393 5,037 — 107,420 Other Pass 6,012 21,200 51,880 11,228 28,061 31,540 1,780 — 151,701 Special Mention — — — — — 274 — — 274 Substandard — — — — — 3,008 — — 3,008 Total Other 6,012 21,200 51,880 11,228 28,061 34,822 1,780 — 154,983 Total Commercial Real Estate - Non-Owner Occupied 21,534 154,870 124,973 53,262 63,834 150,662 11,484 — 580,619 Construction and Development Land & land development Pass 1,634 33,039 9,603 5,368 7,059 24,530 9,048 — 90,281 Special Mention — — 14 — — 727 — — 741 Substandard — — — — 15 1,295 — — 1,310 Total Land & land development 1,634 33,039 9,617 5,368 7,074 26,552 9,048 — 92,332 Construction Pass 2,677 23,791 8,499 6,190 — — 1,964 — 43,121 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Construction 2,677 23,791 8,499 6,190 — — 1,964 — 43,121 Total Construction and Development 4,311 56,830 18,116 11,558 7,074 26,552 11,012 — 135,453 Residential 1-4 Family Real Estate Personal residence Pass 7,744 32,737 29,372 22,589 25,890 133,941 — — 252,273 Special Mention — 188 63 122 131 13,160 — — 13,664 Substandard — 156 534 382 409 8,771 — — 10,252 Total Personal Residence 7,744 33,081 29,969 23,093 26,430 155,872 — — 276,189 Rental - small loan Pass 4,233 18,803 14,402 13,068 12,026 28,924 4,551 — 96,007 Special Mention 112 471 253 3 203 2,081 32 — 3,155 Substandard — — — — 254 2,935 — — 3,189 Total Rental - Small Loan 4,345 19,274 14,655 13,071 12,483 33,940 4,583 — 102,351 Rental - large loan Pass 2,664 8,129 7,912 7,142 8,460 23,749 1,003 — 59,059 Special Mention — 1,430 — — 1,093 34 — — 2,557 Substandard — — — — — 3,328 — — 3,328 Total Rental - Large Loan 2,664 9,559 7,912 7,142 9,553 27,111 1,003 — 64,944 Home equity Pass 66 — 91 86 134 1,439 71,143 — 72,959 Special Mention — — — 40 — 142 1,354 — 1,536 Substandard — — — — — 343 332 — 675 Total Home Equity 66 — 91 126 134 1,924 72,829 — 75,170 March 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- ng Revolving- Term Total Total Residential 1-4 Family Real Estate 14,819 61,914 52,627 43,432 48,600 218,847 78,415 — 518,654 Mortgage warehouse lines Pass — — — — — — 166,826 — 166,826 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Mortgage Warehouse Lines — — — — — — 166,826 — 166,826 Consumer Pass 4,026 14,306 7,234 3,000 1,983 1,907 645 — 33,101 Special Mention 183 752 408 268 119 71 17 — 1,818 Substandard 76 181 29 33 66 12 28 — 425 Total Consumer 4,285 15,239 7,671 3,301 2,168 1,990 690 — 35,344 Other Credit cards Pass 1,673 — — — — — — — 1,673 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Credit Cards 1,673 — — — — — — — 1,673 Overdrafts Pass 592 — — — — — — — 592 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Overdrafts 592 — — — — — — — 592 Total Other 2,265 — — — — — — — 2,265 Total $ 95,350 $ 395,026 $ 263,044 $ 187,322 $ 170,135 $ 523,902 $ 372,490 $ — $ 2,007,269 At March 31, 2020 , we had TDRs of $25.8 million , of which $22.4 million were current with respect to restructured contractual payments. At December 31, 2019 , our TDRs totaled $25.7 million , of which $22.9 million were current with respect to restructured contractual payments. There were no commitments to lend additional funds under these restructurings at either balance sheet date. The following tables present by class the TDRs that were restructured during the three months ended March 31, 2020 and March 31, 2019 . Generally, the modifications were extensions of term, modifying the payment terms from principal and interest to interest only for an extended period, or reduction in interest rate. TDRs are evaluated individually for allowance for credit loss purposes if the loan balance exceeds $500,000 , otherwise, smaller balance TDR loans are included in the pools to determine ACLL. For the Three Months Ended For the Three Months Ended Dollars in thousands Number of Modifications Pre- modification Recorded Investment Post- modification Recorded Investment Number of Pre- modification Recorded Investment Post- modification Recorded Investment Commercial — $ — $ — — $ — $ — Commercial real estate - owner occupied Professional & medical — — — — — — Retail — — — — — — Other 1 361 361 1 325 325 Commercial real estate - non-owner occupied Hotels & motels — — — — — — Mini-storage — — — — — — Multifamily — — — 1 35 35 Retail — — — 2 162 162 Other — — — 1 126 126 Construction and development Land & land development — — — — — — Construction — — — — — — Residential 1-4 family real estate — — — Personal residence — — — 3 151 151 Rental - small loan — — — 4 259 259 Rental - large loan — — — — — — Home equity — — — — — — Mortgage warehouse lines — — — — — — Consumer — — — 1 16 16 Total 1 $ 361 $ 361 13 $ 1,074 $ 1,074 The following tables present defaults during the stated period of TDRs that were restructured during the prior 12 months. For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period. For the Three Months Ended For the Three Months Ended Dollars in thousands Number of Defaults Recorded Investment at Default Date Number of Defaults Recorded Investment at Default Date Commercial — $ — 2 $ 157 Commercial real estate - owner occupied Professional & medical — — — — Retail — — — — Other 1 361 — — Commercial real estate - non-owner occupied Hotels & motels — — — — Mini-storage — — — — Multifamily — — — — Retail — — — — Other — — 1 127 Construction and development Land & land development — — — — Construction — — — — Residential 1-4 family real estate Personal residence — — 4 614 Rental - small loan — — 3 146 Rental - large loan — — — — Home equity — — — — Mortgage warehouse lines — — — — Consumer — — — — Total 1 $ 361 10 $ 1,044 As of April 30, 2020, we had executed 550 modifications to interest only or principal and interest deferrals on outstanding loan balances of $338 million in connection with the COVID-19 relief provided by the CARES Act. These modifications and deferrals were generally no more than 6 months in duration and were not considered troubled debt restructurings based on interagency guidance issued in March 2020. On January 1, 2020, we purchased loans, for which there was, at the time of acquisition, more than significant deterioration of credit quality since origination (PCD loans). The carrying a |
Goodwill And Other Intangible A
Goodwill And Other Intangible Assets | 3 Months Ended |
Mar. 31, 2020 | |
Goodwill and Intangible Assets Disclosure [Abstract] | |
Goodwill and Other Intangible Assets | GOODWILL AND OTHER INTANGIBLE ASSETS In accordance with ASU No. 2017-04, Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment , during first quarter 2020, we evaluated recent potential triggering events that might be indicators that our goodwill was impaired. The events include, among others, the economic disruption and uncertainty surrounding the COVID-19 pandemic. We performed Step 1 of the goodwill impairment test and determined that there were no indicators of impairment noted as of March 31, 2020. The following tables present our goodwill activity for the quarter ending March 31, 2020 and the balance of other intangible assets at March 31, 2020 and December 31, 2019 . Dollars in thousands Goodwill Activity Balance, January 1, 2020 $ 12,658 Acquired goodwill 10,822 Balance, March 31, 2020 $ 23,480 Other Intangible Assets Dollars in thousands March 31, 2020 December 31, 2019 Identifiable intangible assets Gross carrying amount $ 15,444 $ 14,727 Less: accumulated amortization (4,792 ) (4,363 ) Net carrying amount $ 10,652 $ 10,364 We recorded amortization expense of $429,000 and $476,000 for the three months ended March 31, 2020 and 2019 , respectively, relative to our identifiable intangible assets. Amortization relative to our identifiable intangible assets is expected to approximate the following during the next five years and thereafter: Core Deposit Dollars in thousands Intangible Nine month period ending December 31, 2020 $ 1,215 Year ending December 31, 2021 1,511 Year ending December 31, 2022 1,377 Year ending December 31, 2023 1,243 Year ending December 31, 2024 1,110 Thereafter 4,126 |
Deposits
Deposits | 3 Months Ended |
Mar. 31, 2020 | |
Deposits [Abstract] | |
Deposits | DEPOSITS The following is a summary of interest bearing deposits by type as of March 31, 2020 and December 31, 2019 : Dollars in thousands March 31, December 31, Demand deposits, interest bearing $ 648,214 $ 630,351 Savings deposits 457,010 418,096 Time deposits 602,244 604,237 Total $ 1,707,468 $ 1,652,684 Included in time deposits are deposits acquired through a third party (“brokered deposits”) totaling $111.2 million and $150.6 million at March 31, 2020 and December 31, 2019 , respectively. A summary of the scheduled maturities for all time deposits as of March 31, 2020 is as follows: Dollars in thousands Nine month period ending December 31, 2020 $ 290,895 Year ending December 31, 2021 214,158 Year ending December 31, 2022 43,970 Year ending December 31, 2023 19,402 Year ending December 31, 2024 14,050 Thereafter 19,769 Total $ 602,244 The aggregate amount of time deposits in denominations that meet or exceed the FDIC insurance limit of $250,000 totaled $196.0 million at March 31, 2020 and $198.1 million at December 31, 2019 . |
Borrowed Funds
Borrowed Funds | 3 Months Ended |
Mar. 31, 2020 | |
Debt Disclosure [Abstract] | |
Borrowed Funds | BORROWED FUNDS Short-term borrowings: A summary of short-term borrowings is presented below: Three Months Ended March 31, 2020 2019 Dollars in thousands Short-term FHLB Advances Federal Funds Purchased and Lines of Credit Short-term FHLB Advances Federal Funds Purchased and Lines of Credit Balance at March 31 $ 161,600 $ 145 $ 186,150 $ 142 Average balance outstanding for the period 119,462 145 198,878 1,419 Maximum balance outstanding at any month end during period 161,600 145 190,000 142 Weighted average interest rate for the period 1.65 % 1.41 % 2.71 % 2.47 % Weighted average interest rate for balances outstanding at March 31 0.48 % 0.25 % 2.75 % 2.50 % Year Ended December 31, 2019 Dollars in thousands Short-term FHLB Advances Federal Funds Purchased and Lines of Credit Balance at December 31 $ 199,200 145 Average balance outstanding for the period 193,992 458 Maximum balance outstanding at any month end during period 237,400 145 Weighted average interest rate for the period 2.48 % 2.43 % Weighted average interest rate for balances outstanding at December 31 1.83 % 1.75 % Long-term borrowings: Our long-term borrowings of $712,000 and $717,000 at March 31, 2020 and December 31, 2019 , respectively, consisted of a 5.34% fixed rate advance from the Federal Home Loan Bank (“FHLB”), maturing in 2026. This FHLB advance is collateralized by a blanket lien of $1.22 billion of residential mortgage loans, certain commercial loans, mortgage backed securities and securities of U.S. Government agencies and corporations.. Subordinated debentures owed to unconsolidated subsidiary trusts: We have three statutory business trusts that were formed for the purpose of issuing mandatorily redeemable securities (the “capital securities”) for which we are obligated to third party investors and investing the proceeds from the sale of the capital securities in our junior subordinated debentures (the “debentures”). The debentures held by the trusts are their sole assets. Our subordinated debentures totaled $ 19.6 million at March 31, 2020 and December 31, 2019 . The capital securities held by SFG Capital Trust I, SFG Capital Trust II, and SFG Capital Trust III qualify as Tier 1 capital under Federal Reserve Board guidelines. In accordance with these Guidelines, trust preferred securities generally are limited to 25% of Tier 1 capital elements, net of goodwill. The amount of trust preferred securities and certain other elements in excess of the limit can be included in Tier 2 capital. A summary of the maturities of all long-term borrowings and subordinated debentures for the next five years and thereafter is as follows: Dollars in thousands Long-term borrowings Subordinated debentures owed to unconsolidated subsidiary trusts Year Ending December 31, 2020 $ 14 $ — 2021 19 — 2022 21 — 2023 22 — 2024 23 — Thereafter 613 19,589 $ 712 $ 19,589 |
Share Based Compensation
Share Based Compensation | 3 Months Ended |
Mar. 31, 2020 | |
Disclosure of Compensation Related Costs, Share-based Payments [Abstract] | |
Share Based Compensation | SHARE-BASED COMPENSATION Under the 2014 Long-Term Incentive Plan (“2014 LTIP”), stock options, SARs and RSUs have generally been granted with an exercise price equal to the fair value of Summit's common stock on the grant date. We periodically grant employee stock options to individual employees. During first quarter 2019, we granted 109,819 SARs that become exercisable ratably over five years ( 20% per year) and expire ten years after the grant date and granted 28,306 SARS that become exercisable ratably over seven years ( 14.29% per year) and expire ten years after the grant date. The fair value of our employee stock options and SARs granted under the Plans is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options and SARs granted but are not considered by the model. Because our employee stock options and SARs have characteristics significantly different from those of traded options and because changes in the subjective input assumptions can materially affect the fair value estimate, in management’s opinion, the existing models do not necessarily provide a reliable single measure of the fair value of its employee stock options and SARs at the time of grant. The assumptions used to value SARs granted during 2019 were as follows: 5-year vesting SARs 7-year vesting SARs Risk-free interest rate 2.43 % 2.51 % Expected dividend yield 2.30 % 2.30 % Expected common stock volatility 35.71 % 40.84 % Expected life 6.5 years 7.0 years A summary of our SAR and stock option activity the first three months of 2020 and 2019 is as follows: For the Three Months Ended March 31, 2020 Options/SARs Aggregate Intrinsic Value (in thousands) Remaining Contractual Term (Yrs.) Weighted-Average Exercise Price Outstanding, January 1 330,703 $ 20.44 Granted — — Exercised — — Forfeited — — Expired — — Outstanding, March 31 330,703 $ 1,039 7.08 $ 20.44 Exercisable, March 31 146,031 $ 732 6.24 $ 18.18 For the Three Months Ended March 31, 2019 Options/SARs Aggregate (in thousands) Remaining Contractual Term (Yrs.) Weighted-Average Exercise Price Outstanding, January 1 232,091 $ 17.36 Granted 138,125 23.94 Exercised — — Forfeited — — Expired — — Outstanding, March 31 370,216 $ 2,478 7.83 $ 19.82 Exercisable, March 31 111,058 $ 1,129 6.16 $ 15.77 Grants of RSUs include time-based vesting conditions that generally vest ratably over a period of 3 to 5 years. During first quarter 2020, we granted 1,846 RSUs which will fully vest on the 2 anniversary of the grant date. During 2019, we granted 2,892 RSUs which will vest ratably over 3 years. A summary of our RSU activity and related information is as follows. Dollars in thousands, except per share amounts RSUs Weighted Average Grant Date Fair Value Nonvested, December 31, 2019 2,892 25.93 Granted 1,846 27.09 Exercised — — Forfeited — — Vested — — Nonvested, March 31, 2020 4,738 26.38 We recognize compensation expense based on the estimated number of stock awards expected to actually vest, exclusive of the awards expected to be forfeited. During the first three months of 2020 and 2019 , total stock compensation expense for all share-based arrangements was $162,000 and $132,000 and the related deferred tax benefits were approximately $39,000 and $32,000 |
Commitments And Contingencies
Commitments And Contingencies | 3 Months Ended |
Mar. 31, 2020 | |
Commitments and Contingencies Disclosure [Abstract] | |
Commitments and Contingencies | COMMITMENTS AND CONTINGENCIES Off-Balance Sheet Arrangements We are a party to certain financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of our customers. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the statement of financial position. The contract amounts of these instruments reflect the extent of involvement that we have in this class of financial instruments. Many of our lending relationships contain both funded and unfunded elements. The funded portion is reflected on our balance sheet. The unfunded portion of these commitments is not recorded on our balance sheet until a draw is made under the loan facility. Since many of the commitments to extend credit may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash flow requirements. A summary of the total unfunded, or off-balance sheet, credit extension commitments follows: Dollars in thousands March 31, Commitments to extend credit: Revolving home equity and credit card lines $ 70,168 Construction loans 147,681 Other loans 215,004 Standby letters of credit 16,732 Total $ 449,585 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. We evaluate each customer's credit worthiness on a case-by-case basis. The amount of collateral obtained, if we deem necessary upon extension of credit, is based on our credit evaluation. Collateral held varies but may include accounts receivable, inventory, equipment or real estate. Standby letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party. Standby letters of credit generally are contingent upon the failure of the customer to perform according to the terms of the underlying contract with the third party. Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments. Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures The ACL on off-balance-sheet credit exposures is a liability account, calculated in accordance with ASC 326, representing expected credit losses over the contractual period for which we are exposed to credit risk resulting from a contractual obligation to extend credit. No allowance is recognized if we have the unconditional right to cancel the obligation. Off-balance-sheet credit exposures primarily consist of amounts available under outstanding lines of credit and letters of credit detailed in the table above. For the period of exposure, the estimate of expected credit losses considers both the likelihood that funding will occur and the amount expected to be funded over the estimated remaining life of the commitment or other off-balance-sheet exposure. The likelihood and expected amount of funding are based on historical utilization rates. The amount of the allowance represents management's best estimate of expected credit losses on commitments expected to be funded over the contractual life of the commitment. Estimating credit losses on amounts expected to be funded uses the same methodology as described for loans in Note 6 - Loans and Allowance for Credit Losses as if such commitments were funded. The impact to the ACL on off-balance sheet credit exposures upon adoption of ASC 326 was $2.43 million , followed by a first quarter 2020 provision of $551,000 resulting in a March 31, 2020 balance of $2.98 million . Litigation We are not a party to litigation except for matters that arise in the normal course of business. While it is impossible to ascertain the ultimate resolution or range of financial liability, if any, with respect to these contingent matters, in the opinion of management, after consultation with legal counsel, the outcome of these matters will not have a significant adverse effect on the consolidated financial statements. |
Regulatory Matters
Regulatory Matters | 3 Months Ended |
Mar. 31, 2020 | |
Banking and Thrift [Abstract] | |
Regulatory Matters | REGULATORY MATTERS Our bank subsidiary, Summit Community Bank, Inc. (“Summit Community”), is subject to various regulatory capital requirements administered by the banking regulatory agencies. Under the capital adequacy guidelines and the regulatory framework for prompt corrective action, Summit Community must meet specific capital guidelines that involve quantitative measures of its assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Our bank subsidiary’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require Summit Community to maintain minimum amounts and ratios of Common Equity Tier 1("CET1"), Total capital and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). We believe, as of March 31, 2020, that our bank subsidiary met all capital adequacy requirements to which they were subject. The most recent notifications from the banking regulatory agencies categorized Summit Community as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, Summit Community must maintain minimum CET1, Total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table below. In December 2018, the federal bank regulatory agencies approved a final rule modifying their regulatory capital rules to provide an option to phase-in over a period of three years the day-one regulatory capital effects of the implementation of ASC 326. In March 2020, those agencies approved a final rule providing an option to delay the estimated impact on regulatory capital. We elected this optional phase-in period upon adoption of ASC 326 on January 1, 2020 and elected to delay the estimated impact. The initial impact of adoption as well as 25% of the quarterly increases in the allowance for credit losses subsequent to adoption (collectively the “transition adjustments”) will be delayed for two years. After two years, the cumulative amount of the transition adjustments will become fixed and will be phased out of the regulatory capital calculations evenly over a three year period, with 75% recognized in year three, 50% recognized in year four, and 25% recognized in year five. After five years, the temporary regulatory capital benefits will be fully reversed. The following tables present Summit's, as well as Summit Community's, actual and required minimum regulatory capital amounts and ratios as of March 31, 2020 and December 31, 2019. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended. Actual Minimum Required Capital - Basel III Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of March 31, 2020 CET1 (to risk weighted assets) Summit $ 231,676 10.8 % N/A N/A N/A N/A Summit Community 250,530 11.7 % 149,890 7.0 % 139,183 6.5 % Tier I Capital (to risk weighted assets) Summit 250,676 11.7 % N/A N/A N/A N/A Summit Community 250,530 11.7 % 182,009 8.5 % 171,303 8.0 % Total Capital (to risk weighted assets) Summit 267,905 12.5 % N/A N/A N/A N/A Summit Community 267,759 12.5 % 224,918 10.5 % 214,207 10.0 % Tier I Capital (to average assets) Summit 250,676 10.2 % N/A N/A N/A N/A Summit Community 250,530 10.2 % 98,247 4.0 % 122,809 5.0 % Actual Minimum Required Capital - Basel III Fully Phased-in Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of December 31, 2019 CET1 (to risk weighted assets) Summit 224,679 11.1 % N/A N/A N/A N/A Summit Community 244,045 12.1 % 141,183 7.0 % 131,099 6.5 % Tier I Capital (to risk weighted assets) Summit 243,679 12.1 % N/A N/A N/A N/A Summit Community 244,045 12.1 % 171,437 8.5 % 161,352 8.0 % Total Capital (to risk weighted assets) Summit 256,753 12.7 % N/A N/A N/A N/A Summit Community 257,119 12.7 % 212,579 10.5 % 202,456 10.0 % Tier I Capital (to average assets) Summit 243,679 10.5 % N/A N/A N/A N/A Summit Community 244,045 10.6 % 92,092 4.0 % 115,116 5.0 % |
Derivative Financial Instrument
Derivative Financial Instruments | 3 Months Ended |
Mar. 31, 2020 | |
Derivative Instruments and Hedging Activities Disclosure [Abstract] | |
Derivative Financial Instruments | DERIVATIVE FINANCIAL INSTRUMENTS We have entered into four pay-fixed/receive LIBOR interest rate swaps as follows: • A $ 30 million notional interest rate swap expiring on October 18, 2020, was designated as a cash flow hedge of $ 30 million of variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 2.89% and receive a variable rate equal to one month LIBOR. • A $40 million notional interest rate swap expiring on October 18, 2021, was designated as a cash flow hedge of $40 million of variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 2.19% and receive a variable rate equal to three month LIBOR. • A $20 million notional interest rate swap with an effective date of October 18, 2021 and expiring on October 18, 2023, was designated as a cash flow hedge of $20 million of forecasted variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 1.07% and receive a variable rate equal to three month LIBOR. • A $20 million notional interest rate swap with an effective date of October 18, 2021 and expiring on October 18, 2024, was designated as a cash flow hedge of $20 million of forecasted variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 1.1055% and receive a variable rate equal to three month LIBOR. We have entered into two pay fixed/receive variable interest rate swaps to hedge fair value variability of two commercial fixed rate loans with the same principal, amortization, and maturity terms of the underlying loans, which are designated as fair value hedges as follows: • Under the terms of a $9.95 million original notional interest rate swap expiring January 15, 2025, we will pay a fixed rate of 4.33% and receive a variable rate equal to one month LIBOR plus 2.40 percent . • Under the terms of a $11.3 million original notional interest rate swap expiring January 15, 2026, we will pay a fixed rate of 4.30% and receive a variable rate equal to one month LIBOR plus 2.18 percent . A summary of our derivative financial instruments as of March 31, 2020 and December 31, 2019 follows: March 31, 2020 Notional Amount Derivative Fair Value Net Ineffective Dollars in thousands Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 110,000 $ — $ 2,106 $ — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 18,657 $ — $ 1,371 $ — December 31, 2019 Notional Amount Derivative Fair Value Net Ineffective Dollars in thousands Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 70,000 $ — $ 679 $ — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 18,809 $ — $ 309 $ — Loan commitments: ASC Topic 815, Derivatives and Hedging, requires that commitments to make mortgage loans should be accounted for as derivatives if the loans are to be held for sale, because the commitment represents a written option and accordingly is recorded at the fair value of the option liability. |
Acquisitions Acquisitions
Acquisitions Acquisitions | 3 Months Ended |
Mar. 31, 2020 | |
Business Combinations [Abstract] | |
Business Combination Disclosure [Text Block] | ACQUISITIONS Cornerstone Financial Services Inc. Acquisition On January 1, 2020, Summit Community Bank, Inc. ("SCB"), a wholly-owned subsidiary of Summit, acquired 100% of the ownership of Cornerstone Financial Services Inc. ("Cornerstone") and its subsidiary Cornerstone Bank, headquartered in West Union, West Virginia. With this transaction, Summit further expands its footprint into the central region of West Virginia. Pursuant to the Agreement and Plan of Merger dated September 17, 2019, Cornerstone's shareholders received cash in the amount of $5,700.00 per share or 228 shares of Summit common stock, or a combination of cash and Summit stock, subject to proration to result in approximately 50% cash and 50% stock consideration in the aggregate. Total stock consideration was $15.4 million or 570,000 shares of Summit common stock and cash consideration was $14.3 million . Cornerstone's assets and liabilities approximated $195 million and $176 million , respectively, at December 31, 2019 and was deemed immaterial to our financial statements. We accounted for the acquisition using the acquisition method of accounting in accordance with ASC 805, Business Combinations and accordingly, the assets and liabilities of Cornerstone were recorded at their acquisition date respective fair values. Determining the fair value of assets and liabilities, particularly related to the loan portfolio, is a complicated process involving significant judgment regarding methods and assumptions used to calculate the estimated fair values. The fair values are preliminary and subject to refinement for up to one year after the acquisition date as additional information relative to the acquisition date fair values becomes available. We recognized preliminary goodwill of $10.82 million in connection with the acquisition (not deductible for income tax purposes), which is not amortized for financial reporting purposes, but is subject to annual impairment testing. The core deposit intangible represents the value of long-term deposit relationships acquired in this transaction and will be amortized over an estimated weighted average life of 10 years using an accelerated method which approximates the estimated run-off of the acquired deposits. The following table details the total consideration paid on January 1, 2020 in connection with the acquisition of Cornerstone, the fair values of the assets acquired and liabilities assumed and the resulting preliminary goodwill. (Dollars in thousands) As Recorded by Cornerstone Estimated Fair Value Adjustments Estimated Fair Values as Recorded by Summit Cash consideration $ 14,250 Stock consideration 15,441 Total consideration 29,691 Identifiable assets acquired: Cash and cash equivalents $ 60,210 $ — $ 60,210 Securities available for sale, at fair value 90,154 (47 ) 90,107 Loans Purchased performing 37,965 188 38,153 Purchased credit deteriorated 1,877 (569 ) 1,308 Allowance for loan losses (312 ) 312 — Premises and equipment 807 (142 ) 665 Property held for sale 10 — 10 Core deposit intangibles — 717 717 Other assets 4,338 (474 ) 3,864 Total identifiable assets acquired $ 195,049 $ (15 ) $ 195,034 Identifiable liabilities assumed: Deposits 173,030 239 173,269 Other liabilities 3,303 (407 ) 2,896 Total identifiable liabilities assumed $ 176,333 $ (168 ) $ 176,165 Net identifiable assets acquired $ 18,716 $ 153 $ 18,869 Preliminary goodwill resulting from acquisition $ 10,822 The following is a description of the methods used to determine the fair values of significant assets and liabilities presented above. Cash and cash equivalents: The carrying amount of these assets approximates their fair value based on the short-term nature of these assets, with the exception of certificates of deposits held at other banks, which were adjusted to fair value based upon current interest rates. Securities : Fair values for securities are based on quoted market prices, where available. If quoted market prices are not available, fair value estimates are based on observable inputs including quoted market prices for similar instruments, quoted market prices that are not in an active market or other inputs that are observable in the market. Loans: Fair values for loans are based on a discounted cash flow methodology that considered factors including the type of loan and related collateral, collectibility, fixed or variable interest rate, term of loan, amortization status and current market rates. Loans were grouped together according to similar characteristics and were treated in the aggregate when applying various valuation techniques. The discount rates used for loans are based on current market rates for new originations of comparable loans and include adjustments for liquidity concerns, if any. Premises and equipment: The fair value of Cornerstone's real property was determined based upon appraisals by licensed appraisers. The fair value of tangible personal property, which is not material, was assumed to equal the carrying value by Cornerstone. Core deposit intangible: This intangible asset represents the value of the relationships with deposit customers. The fair value was estimated based on a discounted cash flow methodology that gave appropriate consideration to expected customer attrition rates, cost of the deposit base, reserve requirements and the net maintenance cost attributable to customer deposits. Deposits: The fair values of the demand and savings deposits by definition equal the amount payable on demand at the acquisition date. The fair values for time deposits are estimated using a discounted cash flow calculation that applies interest rates currently being offered to the contractual interest rates on such time deposits. Loans acquired in a business combination are recorded at estimated fair value on the date of acquisition without the carryover of the related allowance for loan losses. Prior to adoption of ASC 326 on January 1, 2020, loans acquired in a business combination that had evidence of credit deterioration since origination and for which it was probable at the date of acquisition that we would not collect all contractually required principal and interest payments were considered purchased credit-impaired (PCI) loans. When determining fair value, PCI loans were identified as of the date of acquisition based upon evidence of credit quality such as internal risk grades and past due and nonaccrual status. The difference between contractually required payments of principal and interest at acquisition and the cash flows expected to be collected at acquisition was accounted for as a"nonaccretable difference," and was available to absorb future credit losses on those loans. For purposes of determining the nonaccretable difference, no prepayments were generally assumed in determining contractually required payments of principal and interest or cash flows expected to be collected. Subsequent decreases to the expected cash flows generally resulted in a provision for loan losses. Subsequent significant increases in cash flows could have resulted in a reversal of the provision for loan losses to the extent of prior charges, or a transfer from nonaccretable difference to accretable yield. Further, any excess of cash flows expected at acquisition over the estimated fair value was accounted for as accretable yield and was recognized as interest income over the remaining life of the loan when there was a reasonable expectation about the amount and timing of such cash flows. Subsequent to adoption of ASC 326 on January 1, 2020, loans acquired in a business combination that have experienced more-than-insignificant deterioration in credit quality since origination are considered purchased credit deteriorated (“PCD”) loans. At the acquisition date, an estimate of expected credit losses is made for groups of PCD loans with similar risk characteristics and individual PCD loans without similar risk characteristics. This initial allowance for credit losses is allocated to individual PCD loans and added to the purchase price or acquisition date fair values to establish the initial amortized cost basis of the PCD loans. As the initial allowance for credit losses is added to the purchase price, there is no credit loss expense recognized upon acquisition of a PCD loan. Any difference between the unpaid principal balance of PCD loans and the amortized cost basis is considered to relate to noncredit factors and results in a discount or premium. Discounts and premiums are recognized through interest income on a level-yield method over the life of the loans. All loans considered to be PCI prior to January 1, 2020 were converted to PCD on that date. Loans not designated PCD loans as of the acquisition date are designated purchased performing loans. We account for purchased performing loans using the contractual cash flows method of recognizing discount accretion based on the acquired loans’ contractual cash flows. Purchased performing loans are recorded at fair value, including a credit discount. The fair value discount is accreted as an adjustment to yield over the estimated lives of the loans. There is no allowance for loan losses established at the acquisition date for purchased performing loans. A provision for loan losses is recorded for any deterioration in these loans subsequent to the acquisition. The following presents the financial effects of adjustments recognized in the statements of income for the three months ended March 31, 2020 and 2019 related to business combinations that occurred during 2016, 2017, 2019 and 2020. Income increase (decrease) Three Months Ended March 31, Dollars in thousands 2020 2019 Interest and fees on loans $ 255 $ (9 ) Interest expense on deposits 98 88 Amortization of intangibles (429 ) (426 ) Income before income tax expense $ (76 ) $ (347 ) MVB Bank Branches Acquisition On April 24, 2020, SCB expanded its presence in the Eastern Panhandle of West Virginia by acquiring three MVB Bank locations in Berkeley County, West Virginia and one MVB Bank location in Jefferson County, West Virginia. Summit assumed certain deposits and loans totaling approximately $195.0 million and $35.3 million , respectively. The purchase price, subject to a customary post-closing adjustment based on the delivery within 30 calendar days following the closing date of a final closing statement setting forth the purchase price and any necessary adjustment payment amount, for the purchased assets at closing was $51.4 million consisting of (i) the average daily closing balance of the deposits for the thirty ( 30 ) day period prior to the closing multiplied by 8.00% |
Accumulated Other Comprehensive
Accumulated Other Comprehensive Income (Loss) Accumulated Other Comprehensive Income (Loss) | 3 Months Ended |
Mar. 31, 2020 | |
Accumulated Other Comprehensive Income (Loss) [Abstract] | |
Comprehensive Income (Loss) Note [Text Block] | ACCUMULATED OTHER COMPREHENSIVE INCOME The following is changes in accumulated other comprehensive income by component, net of tax, for the three months ending March 31, 2020 and 2019 . For the Three Months Ended March 31, 2020 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains (Losses) on Available-for-Sale Securities Total Beginning balance $ (140 ) $ 48 $ (518 ) $ 3,145 $ 2,535 Other comprehensive (loss) income before reclassification — — (1,084 ) 169 (915 ) Amounts reclassified from accumulated other comprehensive income — — — (789 ) (789 ) Net current period other comprehensive loss — — (1,084 ) (620 ) (1,704 ) Ending balance $ (140 ) $ 48 $ (1,602 ) $ 2,525 $ 831 For the Three Months Ended March 31, 2019 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains (Losses) on Available-for-Sale Securities Total Beginning balance $ — $ 139 $ (314 ) $ (841 ) $ (1,016 ) Other comprehensive income (loss) income before reclassification (328 ) — (9 ) 2,465 2,128 Amounts reclassified from accumulated other comprehensive income — — — 2 2 Net current period other comprehensive income (loss) (328 ) — (9 ) 2,467 2,130 Ending balance $ (328 ) $ 139 $ (323 ) $ 1,626 $ 1,114 |
Income Taxes Income Taxes
Income Taxes Income Taxes | 3 Months Ended |
Mar. 31, 2020 | |
Income Tax Disclosure [Abstract] | |
Income Tax Disclosure [Text Block] | INCOME TAXES Our income tax expense for the three months ended March 31, 2020 and March 31, 2019 totaled $1.2 million and $1.6 million , respectively. Our effective tax rate (income tax expense as a percentage of income before taxes) for the three months ended March 31, 2020 and 2019 was 20.9% and 18.4% , respectively. A reconciliation between the statutory income tax rate and our effective income tax rate for the three months ended March 31, 2020 and 2019 is as follows: For the Three Months Ended March 31, 2020 2019 Dollars in thousands Percent Percent Applicable statutory rate 21.0 % 21.0 % Increase (decrease) in rate resulting from: Tax-exempt interest and dividends, net (2.5 )% (2.5 )% State income taxes, net of Federal income tax benefit 2.1 % 2.0 % Low-income housing and rehabilitation tax credits (0.8 )% (0.5 )% Other, net 1.1 % (1.6 )% Effective income tax rate 20.9 % 18.4 % The components of applicable income tax expense for the three months ended March 31, 2020 and 2019 are as follows: For the Three Months Ended March 31, Dollars in thousands 2020 2019 Current Federal $ 1,269 $ 1,650 State 188 264 1,457 1,914 Deferred Federal (232 ) (274 ) State (35 ) (39 ) (267 ) (313 ) Total $ 1,190 $ 1,601 |
Revenue Recognition Revenue fro
Revenue Recognition Revenue from Contracts with Customers (Notes) | 3 Months Ended |
Mar. 31, 2020 | |
Revenue from Contracts with Customers [Abstract] | |
Revenue from Contracts with Customers | REVENUE FROM CONTRACTS WITH CUSTOMERS I nterest income, loan fees, realized securities gains and losses, bank owned life insurance income and mortgage banking revenue are not in the scope of ASC Topic 606, Revenue from Contracts with Customers . With the exception of gains or losses on sales of foreclosed properties, all of our revenue from contracts with customers in the scope of ASC 606 is recognized within Noninterest Income in the Consolidated Statements of Income. Incremental costs of obtaining a contract are expensed when incurred when the amortization period is one year or less. The following table illustrates our total non-interest income segregated by revenues within the scope of ASC Topic 606 and those which are within the scope of other ASC Topics: Three Months Ended March 31, Dollars in thousands 2020 2019 Service fees on deposit accounts $ 1,263 $ 1,180 Bank card revenue 933 814 Trust and wealth management fees 665 586 Insurance commissions 7 1,174 Other 111 87 Net revenue from contracts with customers 2,979 3,841 Non-interest income within the scope of other ASC topics 1,523 389 Total noninterest income $ 4,502 $ 4,230 |
Fair Value Measurements (Tables
Fair Value Measurements (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Fair Value Disclosures [Abstract] | |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis | The table below presents the recorded amount of assets and liabilities measured at fair value on a recurring basis. Balance at Fair Value Measurements Using: Dollars in thousands March 31, 2020 Level 1 Level 2 Level 3 Securities available for sale U.S. Government sponsored agencies $ 40,366 $ — $ 40,366 $ — Mortgage backed securities: Government sponsored agencies 68,927 — 68,927 — Nongovernment sponsored entities 11,076 — 11,076 — State and political subdivisions 50,511 — 50,511 — Corporate debt securities 19,590 — 19,590 — Asset-backed securities 40,061 — 40,061 — Tax-exempt state and political subdivisions 74,514 — 74,514 — Total securities available for sale $ 305,045 $ — $ 305,045 $ — Derivative financial liabilities Interest rate swaps $ 3,477 $ — $ 3,477 $ — Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2019 Level 1 Level 2 Level 3 Securities available for sale U.S. Government sponsored agencies $ 20,864 $ — $ 20,864 $ — Mortgage backed securities: Government sponsored agencies 70,975 — 70,975 — Nongovernment sponsored entities 10,229 — 10,229 — State and political subdivisions 49,973 — 49,973 — Corporate debt securities 18,200 — 18,200 — Asset-backed securities 33,014 — 33,014 — Tax-exempt state and political subdivisions 73,100 — 73,100 — Total securities available for sale $ 276,355 $ — $ 276,355 $ — Derivative financial liabilities Interest rate swaps $ 988 $ — $ 988 $ — |
Fair Value Measurements, Nonrecurring | Assets measured at fair value on a nonrecurring basis are included in the table below. Balance at Fair Value Measurements Using: Dollars in thousands March 31, 2020 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 647 $ — $ 647 $ — Collateral-dependent loans with an ACLL Commercial $ 8 $ — $ 8 $ — Commercial real estate 1,863 — 1,863 — Construction and development 429 — 429 — Residential real estate 196 — 196 — Total collateral-dependent loans with an ACLL $ 2,496 $ — $ 2,496 $ — Property held for sale Commercial real estate $ 1,217 $ — $ 1,217 $ — Construction and development 11,676 — 11,676 — Residential real estate 557 — 557 — Total property held for sale $ 13,450 $ — $ 13,450 $ — Collateral dependent loans with an ACLL were categorized as impaired loans with specific reserves prior to the adoption of ASC 326. Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2019 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 1,319 $ — $ 1,319 $ — Collateral-dependent impaired loans Commercial $ 4,831 $ — $ 4,831 $ — Commercial real estate 1,863 — 1,863 — Construction and development 425 — 425 — Residential real estate 692 — 566 126 Total collateral-dependent impaired loans $ 7,811 $ — $ 7,685 $ 126 Property held for sale Commercial real estate $ 1,304 $ — $ 1,304 $ — Construction and development 12,182 — 12,182 — Residential real estate 705 — 705 — Total property held for sale $ 14,191 $ — $ 14,191 $ — |
Fair Value, by Balance Sheet Grouping | The carrying values and estimated fair values of our financial instruments are summarized below: March 31, 2020 Fair Value Measurements Using: Dollars in thousands Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 41,454 $ 41,454 $ — $ 41,454 $ — Securities available for sale 305,045 305,045 — 305,045 — Other investments 11,804 11,804 — 11,804 — Loans held for sale, net 647 647 — 647 — Loans, net 1,982,661 1,981,162 — 2,496 1,978,666 Accrued interest receivable 9,043 9,043 — 9,043 — Cash surrender value of life insurance policies 46,497 46,497 — 46,497 — $ 2,397,151 $ 2,395,652 $ — $ 416,986 $ 1,978,666 Financial liabilities Deposits $ 2,044,914 $ 2,054,077 $ — $ 2,054,077 $ — Short-term borrowings 161,745 161,745 — 161,745 — Long-term borrowings 712 888 — 888 — Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 — 19,589 — Accrued interest payable 1,096 1,096 — 1,096 — Derivative financial liabilities 3,477 3,477 — 3,477 — $ 2,231,533 $ 2,240,872 $ — $ 2,240,872 $ — December 31, 2019 Fair Value Measurements Using: Dollars in thousands Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 61,888 $ 61,888 $ — $ 61,888 $ — Securities available for sale 276,355 276,355 — 276,355 — Other investments 12,972 12,972 — 12,972 — Loans held for sale, net 1,319 1,319 — 1,319 — Loans, net 1,900,425 1,901,020 — 7,685 1,893,335 Accrued interest receivable 8,439 8,439 — 8,439 — Cash surrender value of life insurance policies 43,603 43,603 — 43,603 — $ 2,305,001 $ 2,305,596 $ — $ 412,261 $ 1,893,335 Financial liabilities Deposits $ 1,913,237 $ 1,918,610 $ — $ 1,918,610 $ — Short-term borrowings 199,345 199,345 — 199,345 — Long-term borrowings 717 854 — 854 — Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 — 19,589 — Accrued interest payable 1,234 1,234 — 1,234 — Derivative financial liabilities 988 988 — 988 — $ 2,135,110 $ 2,140,620 $ — $ 2,140,620 $ — |
Earnings Per Share (Tables)
Earnings Per Share (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Earnings Per Share [Abstract] | |
Schedule of Earnings Per Share, Basic and Diluted | The computations of basic and diluted earnings per share follow: For the Three Months Ended March 31, 2020 2019 Dollars in thousands,except per share amounts Net Income (Numerator) Common Shares (Denominator) Per Share Net Income Common Shares (Denominator) Per Share Net income $ 4,506 $ 7,092 Basic earnings per share $ 4,506 12,975,429 $ 0.35 $ 7,092 12,717,501 $ 0.56 Effect of dilutive securities: Stock options 4,516 5,313 Stock appreciation rights (SARs) 48,404 55,831 Restricted stock units (RSUs) 366 — Diluted earnings per share $ 4,506 13,028,715 $ 0.35 $ 7,092 12,778,644 $ 0.56 |
Securities (Tables)
Securities (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Debt Securities, Available-for-sale [Abstract] | |
Available-for-sale Securities | The amortized cost, unrealized gains, unrealized losses and estimated fair values of securities at March 31, 2020 and December 31, 2019 are summarized as follows: March 31, 2020 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 40,349 $ 359 $ 342 $ 40,366 Residential mortgage-backed securities: Government-sponsored agencies 67,280 2,068 421 68,927 Nongovernment-sponsored entities 11,458 — 382 11,076 State and political subdivisions General obligations 9,888 59 15 9,932 Water and sewer revenues 9,615 123 116 9,622 Lease revenues 5,310 61 21 5,350 Income tax revenues 5,060 149 — 5,209 University revenues 5,915 239 — 6,154 Other revenues 14,003 311 70 14,244 Corporate debt securities 19,795 104 309 19,590 Asset-backed securities 42,902 — 2,841 40,061 Total taxable debt securities 231,575 3,473 4,517 230,531 Tax-exempt debt securities State and political subdivisions General obligations 36,387 2,499 — 38,886 Water and sewer revenues 8,900 538 2 9,436 Lease revenues 7,329 558 — 7,887 Transportation revenues 6,628 287 — 6,915 Other revenues 10,901 490 1 11,390 Total tax-exempt debt securities 70,145 4,372 3 74,514 Total securities available for sale $ 301,720 $ 7,845 $ 4,520 $ 305,045 December 31, 2019 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 21,036 $ 212 $ 384 $ 20,864 Residential mortgage-backed securities: Government-sponsored agencies 70,379 1,031 435 70,975 Nongovernment-sponsored entities 10,253 17 41 10,229 State and political subdivisions General obligations 12,603 25 171 12,457 Water and sewer revenues 7,170 71 114 7,127 Lease revenues 5,310 25 77 5,258 University revenues 5,917 164 16 6,065 Other revenues 18,831 344 109 19,066 Corporate debt securities 18,268 81 149 18,200 Asset-backed securities 33,826 — 812 33,014 Total taxable debt securities 203,593 1,970 2,308 203,255 Tax-exempt debt securities State and political subdivisions General obligations 36,673 2,526 — 39,199 Water and sewer revenues 9,565 633 — 10,198 Lease revenues 8,455 598 — 9,053 Other revenues 13,929 728 7 14,650 Total tax-exempt debt securities 68,622 4,485 7 73,100 Total securities available for sale $ 272,215 $ 6,455 $ 2,315 $ 276,355 |
Summary of Volume of State and Political Subdivision Securities Held in Portfolio | We own no such securities of any single issuer which we deem to be a concentration. March 31, 2020 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value California $ 18,077 $ 875 $ 25 $ 18,927 Texas 12,696 547 36 13,207 Michigan 10,826 635 — 11,461 New York 10,485 487 — 10,972 Illinois 9,246 441 — 9,687 |
Investments Classified by Contractual Maturity Date | The maturities, amortized cost and estimated fair values of securities at March 31, 2020 , are summarized as follows: Dollars in thousands Amortized Cost Estimated Fair Value Due in one year or less $ 30,028 $ 29,995 Due from one to five years 88,141 88,321 Due from five to ten years 75,737 75,248 Due after ten years 107,814 111,481 $ 301,720 $ 305,045 |
Schedule of Realized Gain (Loss) | The proceeds from sales, calls and maturities of securities available for sale, including principal payments received on mortgage-backed obligations, and the related gross gains and losses realized, for the three months ended March 31, 2020 and 2019 are as follows: Proceeds from Gross realized Dollars in thousands Sales Calls and Maturities Principal Payments Gains Losses For the Three Months Ended 2020 Securities available for sale $ 74,750 $ 2,200 $ 6,374 $ 1,038 $ — 2019 Securities available for sale $ 79,776 $ 1,100 $ 4,684 $ 105 $ 108 |
Schedule of Unrealized Loss on Investments | Provided below is a summary of securities available for sale which were in an unrealized loss position at March 31, 2020 and December 31, 2019 . March 31, 2020 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Taxable debt securities U.S. Government agencies and corporations 21 $ 5,938 $ 1 $ 13,813 $ 341 $ 19,751 $ 342 Residential mortgage-backed securities: Government-sponsored agencies 9 2,780 177 9,089 244 11,869 421 Nongovernment-sponsored entities 7 8,267 241 2,809 141 11,076 382 State and political subdivisions: General obligations 4 4,625 15 — — 4,625 15 Water and sewer revenues 5 4,861 116 — — 4,861 116 Lease revenues 2 2,800 21 — — 2,800 21 Other revenues 5 5,286 70 — — 5,286 70 Corporate debt securities 6 4,017 180 1,871 129 5,888 309 Asset-backed securities 20 9,756 534 30,305 2,307 40,061 2,841 Tax-exempt debt securities State and political subdivisions: Water and sewer revenues 1 560 2 — — 560 2 Other revenues 1 157 1 — — 157 1 Total 81 $ 49,047 $ 1,358 $ 57,887 $ 3,162 $ 106,934 $ 4,520 December 31, 2019 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Taxable debt securities U.S. Government agencies and corporations 15 $ — $ — $ 14,903 $ 384 $ 14,903 $ 384 Residential mortgage-backed securities: Government-sponsored agencies 21 12,298 96 15,174 339 27,472 435 Nongovernment-sponsored entities 4 8,323 41 — — 8,323 41 State and political subdivisions: General obligations 10 10,581 171 — — 10,581 171 Water and sewer revenues 4 4,421 114 — — 4,421 114 Lease revenues 4 4,235 77 — — 4,235 77 University revenues 1 1,307 16 — — 1,307 16 Other revenues 6 6,517 109 — — 6,517 109 Corporate debt securities 6 1,686 3 3,739 146 5,425 149 Asset-backed securities 15 3,441 34 29,573 778 33,014 812 Tax-exempt debt securities State and political subdivisions: Other revenues 2 1,183 7 — — 1,183 7 Total 88 $ 53,992 $ 668 $ 63,389 $ 1,647 $ 117,381 $ 2,315 |
Loans (Tables)
Loans (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Loans and Leases Receivable Disclosure [Abstract] | |
Summary of Loans, Net of Unearned Fees | The following table presents the amortized cost of loans held for investment: Dollars in thousands March 31, December 31, Commercial $ 236,622 $ 220,452 Commercial real estate - owner occupied Professional & medical 88,518 81,973 Retail 118,535 100,993 Other 124,433 93,253 Commercial real estate - non-owner occupied Hotels & motels 120,201 128,665 Mini-storage 55,097 50,913 Multifamily 142,918 164,398 Retail 107,420 102,989 Other 154,983 182,242 Construction and development Land & land development 92,332 84,112 Construction 43,121 37,523 Residential 1-4 family real estate Personal residence 276,189 260,843 Rental - small loan 102,351 101,080 Rental - large loan 64,944 63,986 Home equity 75,170 76,568 Mortgage warehouse lines 166,826 126,237 Consumer 35,344 35,021 Other Credit cards 1,673 1,453 Overdrafts 592 798 Total loans, net of unearned fees 2,007,269 1,913,499 Less allowance for credit losses - loans 24,608 13,074 Loans, net $ 1,982,661 $ 1,900,425 |
Allowance for Credit Losses on Financing Receivables | The following table presents the activity in the ACLL by portfolio segment during the first three months of 2020 : For the Three Months Ended March 31, 2020 Allowance for Credit Losses - Loans Dollars in thousands Beginning Balance Prior to Adoption of ASC 326 Impact of Adoption of ASC 326 Provision for Credit Losses - Loans Day 1 Adjustment for PCD Acquired Loans Charge- offs Recoveries Ending Balance Commercial $ 1,221 $ 1,064 $ 174 $ — $ (25 ) $ 7 $ 2,441 Commercial real estate - owner occupied Professional & medical 1,058 (390 ) 36 — — — 704 Retail 820 (272 ) 558 153 — 10 1,269 Other 821 (137 ) 506 — — — 1,190 Commercial real estate - non-owner occupied Hotels & motels 1,235 (936 ) 1,688 — — — 1,987 Mini-storage 485 (311 ) 31 — — — 205 Multifamily 1,534 8 (808 ) — — — 734 Retail 964 279 202 — (342 ) 2 1,105 Other 1,721 (1,394 ) (31 ) — — — 296 Construction and development Land & land development 600 2,136 1,273 111 (3 ) 3 4,120 Construction 242 996 440 — — — 1,678 Residential 1-4 family real estate Personal residence 1,275 1,282 433 146 (4 ) 17 3,149 Rental - small loan 532 1,453 128 — (20 ) 72 2,165 Rental - large loan 49 2,884 (246 ) — — — 2,687 Home equity 138 308 62 — (23 ) 2 487 Mortgage warehouse lines — — — — — — — Consumer 379 (238 ) 179 — (118 ) 38 240 Other Credit cards — 12 29 — (30 ) 5 16 Overdrafts — 182 45 — (133 ) 41 135 Total $ 13,074 $ 6,926 $ 4,699 $ 410 $ (698 ) $ 197 $ 24,608 The following table presents the activity in the ACLL by portfolio segment for the year ended December 31, 2019, as determined in accordance with ASC 310 prior to the January 1, 2020 adoption of ASC 326: For the Year Ended December 31, 2019 Allowance for Credit Losses - Loans Dollars in thousands Beginning Balance Charge- offs Recoveries Provision Ending Balance Commercial $ 1,705 $ (281 ) $ 17 $ (295 ) $ 1,146 Commercial real estate Owner occupied 2,214 (2 ) 21 467 2,700 Non-owner occupied 5,742 (170 ) 1 366 5,939 Construction and development Land & land development 339 (2 ) 108 155 600 Construction 64 — — 178 242 Residential real estate Non-jumbo 2,090 (979 ) 125 576 1,812 Jumbo 379 — — (368 ) 11 Home equity 167 (24 ) 19 (24 ) 138 Mortgage warehouse lines — — — — — Consumer 79 (285 ) 168 173 135 Other 268 (360 ) 121 322 351 Total $ 13,047 $ (2,103 ) $ 580 $ 1,550 $ 13,074 |
Impaired Financing Receivables | The following table presents, as of March 31, 2020 segregated by loan portfolio segment, details of the loan portfolio and the ACLL calculated in accordance with our credit loss accounting methodology for loans described above. March 31, 2020 Loan Balances Allowance for Credit Losses - Loans Dollars in thousands Loans Individually Evaluated Loans Collectively Evaluated Total Loans Individually Evaluated Loans Collectively Evaluated Total Commercial $ 5,012 $ 231,610 $ 236,622 $ 40 $ 2,401 $ 2,441 Commercial real estate - owner occupied Professional & medical 3,846 84,672 88,518 404 300 704 Retail 6,554 111,981 118,535 — 1,269 1,269 Other — 124,433 124,433 — 1,190 1,190 Commercial real estate - non-owner occupied Hotels & motels — 120,201 120,201 — 1,987 1,987 Mini-storage — 55,097 55,097 — 205 205 Multifamily — 142,918 142,918 — 734 734 Retail 2,522 104,898 107,420 57 1,048 1,105 Other 5,337 149,646 154,983 — 296 296 Construction and development Land & land development 1,641 90,691 92,332 577 3,543 4,120 Construction — 43,121 43,121 — 1,678 1,678 Residential 1-4 family real estate Personal residence 617 275,572 276,189 — 3,149 3,149 Rental - small loan 782 101,569 102,351 16 2,149 2,165 Rental - large loan 4,421 60,523 64,944 — 2,687 2,687 Home equity 523 74,647 75,170 — 487 487 Consumer — 35,344 35,344 — 240 240 Other Credit cards — 1,673 1,673 — 16 16 Overdrafts — 592 592 — 135 135 Mortgage warehouse lines — 166,826 166,826 — — — Total $ 31,255 $ 1,976,014 $ 2,007,269 $ 1,094 $ 23,514 $ 24,608 |
Collateral Dependent Financing Receivables And Allowance For Credit Losses on Collateral Dependent Financing Receivables [Table Text Block] | The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related ACLL allocated to those loans: March 31, 2020 Dollars in thousands Real Estate Secured Loans Non-Real Estate Secured Loans Total Loans Allowance for Credit Losses - Loans Commercial $ — $ 5,012 $ 5,012 $ 40 Commercial real estate - owner occupied Professional & medical 1,597 — 1,597 162 Retail 2,265 — 2,265 — Other — — — — Commercial real estate - non-owner occupied Hotels & motels — — — — Mini-storage — — — — Multifamily — — — — Retail 651 — 651 56 Other 2,957 — 2,957 — Construction and development Land & land development 1,006 — 1,006 577 Construction — — — — Residential 1-4 family real estate Personal residence 617 — 617 — Rental - small loan 782 — 782 16 Rental - large loan 3,328 — 3,328 — Home equity — — — — Consumer — — — — Other Credit cards — — — — Overdrafts — — — — Total $ 13,203 $ 5,012 $ 18,215 $ 851 |
Schedule of Contractual Aging of Recorded Investment In Past Due Loans By Class | The following table presents the contractual aging of the amortized cost basis of past due loans by class as of March 31, 2020 and December 31, 2019 . At March 31, 2020 Past Due 90 days or more and Accruing Dollars in thousands 30-59 days 60-89 days 90 days or more Total Current Commercial $ 248 $ 119 $ 393 $ 760 $ 235,862 $ — Commercial real estate - owner occupied Professional & medical 10 — 1,734 1,744 86,774 — Retail 933 — 2,439 3,372 115,163 — Other — — 345 345 124,088 — Commercial real estate - non-owner occupied Hotels & motels — — — — 120,201 — Mini-storage — — — — 55,097 — Multifamily — — 211 211 142,707 — Retail — 178 651 829 106,591 — Other 986 114 51 1,151 153,832 — Construction and development Land & land development 53 — 11 64 92,268 — Construction — — — — 43,121 — Residential 1-4 family real estate Personal residence 2,935 943 1,332 5,210 270,979 — Rental - small loan 271 54 1,412 1,737 100,614 — Rental - large loan 1,093 — — 1,093 63,851 — Home equity 61 124 154 339 74,831 — Mortgage warehouse lines — — — — 166,826 — Consumer 154 83 33 270 35,074 — Other Credit cards 4 3 12 19 1,654 12 Overdrafts — — — — 592 — Total $ 6,748 $ 1,618 $ 8,778 $ 17,144 $ 1,990,125 $ 12 At December 31, 2019 Past Due 90 days or more and Accruing Dollars in thousands 30-59 days 60-89 days 90 days or more Total Current Commercial $ 216 $ — $ 483 $ 699 $ 219,753 $ — Commercial real estate - owner occupied Professional & medical — 137 1,602 1,739 80,234 — Retail 118 — 2,434 2,552 98,441 — Other — — — — 93,253 — Commercial real estate - non-owner occupied Hotels & motels — — — — 128,665 — Mini-storage — — — — 50,913 — Multifamily 809 — 7 816 163,582 — Retail 71 179 968 1,218 101,771 — Other — — 387 387 181,855 — Construction and development Land & land development 208 28 188 424 83,688 — Construction — — 138 138 37,385 — Residential 1-4 family real estate Personal residence 3,361 806 937 5,104 255,739 — Rental - small loan 810 21 940 1,771 99,309 — Rental - large loan — — — — 63,986 — Home equity 760 — 223 983 75,585 — Mortgage warehouse lines — — — — 126,237 — Consumer 190 79 70 339 34,682 — Other Credit cards 19 6 42 67 1,386 42 Overdrafts — — — — 798 — Total $ 6,562 $ 1,256 $ 8,419 $ 16,237 $ 1,897,262 $ 42 |
Schedule of Financing Receivables, Non Accrual Status | The following table presents the nonaccrual loans included in the net balance of loans at March 31, 2020 and December 31, 2019 . March 31, December 31, 2020 2019 Dollars in thousands Nonaccrual Nonaccrual with No Allowance for Credit Losses - Loans Nonaccrual Nonaccrual with No Allowance for Credit Losses - Loans Commercial $ 660 $ — $ 864 $ 76 Commercial real estate - owner occupied Professional & medical 1,734 — 1,602 — Retail 2,554 2,265 2,552 2,262 Other 388 — 43 — Commercial real estate - non-owner occupied Hotels & motels — — — — Mini-storage 55 — 57 — Multifamily 211 — 38 31 Retail 651 167 1,120 527 Other 51 — 388 40 Construction and development Land & land development 11 — 188 — Construction — — 138 — Residential 1-4 family real estate Personal residence 1,997 — 2,485 423 Rental - small loan 2,136 83 1,635 150 Rental - large loan — — — — Home equity 210 — 284 — Mortgage warehouse lines — — — — Consumer 53 — 74 — Other Credit cards — — — — Overdrafts — — — — Total $ 10,711 $ 2,515 $ 11,468 $ 3,509 |
Financing Receivable Credit Quality Indicators | As of March 31, 2020 , based on the most recent analysis performed, the risk category of loans based on year of origination is as follows: March 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- ng Revolving- Term Total Commercial Pass $ 9,821 $ 44,711 $ 31,911 $ 25,730 $ 16,175 $ 14,658 $ 84,372 $ — $ 227,378 Special Mention — 45 1,966 86 134 914 432 — 3,577 Substandard 1,166 216 244 9 117 128 3,787 — 5,667 Total Commercial 10,987 44,972 34,121 25,825 16,426 15,700 88,591 — 236,622 Commercial Real Estate - Owner Occupied Professional & medical Pass 4,085 6,131 2,625 27,712 3,910 37,578 3,299 — 85,340 Special Mention 1,188 — — — — 256 — — 1,444 Substandard — — — — 137 1,597 — — 1,734 Total Professional & Medical 5,273 6,131 2,625 27,712 4,047 39,431 3,299 — 88,518 Retail Pass 18,461 39,838 5,326 11,538 6,401 30,548 2,411 — 114,523 Special Mention — — — 590 9 859 — — 1,458 Substandard — — — — — 2,554 — — 2,554 Total Retail 18,461 39,838 5,326 12,128 6,410 33,961 2,411 — 118,535 Other Pass 13,415 15,232 17,585 9,744 21,576 35,532 9,719 — 122,803 Special Mention — — — — — 807 — — 807 Substandard — — — 360 — 420 43 — 823 Total Other 13,415 15,232 17,585 10,104 21,576 36,759 9,762 — 124,433 Total Commercial Real Estate - Owner Occupied 37,149 61,201 25,536 49,944 32,033 110,151 15,472 — 331,486 Commercial Real Estate - Non-Owner Occupied Hotels & motels Pass 3,457 61,358 18,043 9,942 10,997 14,858 1,546 — 120,201 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Hotels & Motels 3,457 61,358 18,043 9,942 10,997 14,858 1,546 — 120,201 Mini-storage Pass 3,742 19,158 15,230 4,081 7,407 5,250 174 — 55,042 Special Mention — — — — — 55 — — 55 Substandard — — — — — — — — — Total Mini-storage 3,742 19,158 15,230 4,081 7,407 5,305 174 — 55,097 Multifamily Pass 4,345 27,186 27,440 19,281 11,435 49,939 2,947 — 142,573 Special Mention — — — — — 104 — — 104 Substandard — — — — — 241 — — 241 Total Multifamily 4,345 27,186 27,440 19,281 11,435 50,284 2,947 — 142,918 March 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- ng Revolving- Term Total Retail Pass 3,978 25,968 12,380 8,552 5,934 44,012 5,037 — 105,861 Special Mention — — — 178 — 585 — — 763 Substandard — — — — — 796 — — 796 Total Retail 3,978 25,968 12,380 8,730 5,934 45,393 5,037 — 107,420 Other Pass 6,012 21,200 51,880 11,228 28,061 31,540 1,780 — 151,701 Special Mention — — — — — 274 — — 274 Substandard — — — — — 3,008 — — 3,008 Total Other 6,012 21,200 51,880 11,228 28,061 34,822 1,780 — 154,983 Total Commercial Real Estate - Non-Owner Occupied 21,534 154,870 124,973 53,262 63,834 150,662 11,484 — 580,619 Construction and Development Land & land development Pass 1,634 33,039 9,603 5,368 7,059 24,530 9,048 — 90,281 Special Mention — — 14 — — 727 — — 741 Substandard — — — — 15 1,295 — — 1,310 Total Land & land development 1,634 33,039 9,617 5,368 7,074 26,552 9,048 — 92,332 Construction Pass 2,677 23,791 8,499 6,190 — — 1,964 — 43,121 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Construction 2,677 23,791 8,499 6,190 — — 1,964 — 43,121 Total Construction and Development 4,311 56,830 18,116 11,558 7,074 26,552 11,012 — 135,453 Residential 1-4 Family Real Estate Personal residence Pass 7,744 32,737 29,372 22,589 25,890 133,941 — — 252,273 Special Mention — 188 63 122 131 13,160 — — 13,664 Substandard — 156 534 382 409 8,771 — — 10,252 Total Personal Residence 7,744 33,081 29,969 23,093 26,430 155,872 — — 276,189 Rental - small loan Pass 4,233 18,803 14,402 13,068 12,026 28,924 4,551 — 96,007 Special Mention 112 471 253 3 203 2,081 32 — 3,155 Substandard — — — — 254 2,935 — — 3,189 Total Rental - Small Loan 4,345 19,274 14,655 13,071 12,483 33,940 4,583 — 102,351 Rental - large loan Pass 2,664 8,129 7,912 7,142 8,460 23,749 1,003 — 59,059 Special Mention — 1,430 — — 1,093 34 — — 2,557 Substandard — — — — — 3,328 — — 3,328 Total Rental - Large Loan 2,664 9,559 7,912 7,142 9,553 27,111 1,003 — 64,944 Home equity Pass 66 — 91 86 134 1,439 71,143 — 72,959 Special Mention — — — 40 — 142 1,354 — 1,536 Substandard — — — — — 343 332 — 675 Total Home Equity 66 — 91 126 134 1,924 72,829 — 75,170 March 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- ng Revolving- Term Total Total Residential 1-4 Family Real Estate 14,819 61,914 52,627 43,432 48,600 218,847 78,415 — 518,654 Mortgage warehouse lines Pass — — — — — — 166,826 — 166,826 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Mortgage Warehouse Lines — — — — — — 166,826 — 166,826 Consumer Pass 4,026 14,306 7,234 3,000 1,983 1,907 645 — 33,101 Special Mention 183 752 408 268 119 71 17 — 1,818 Substandard 76 181 29 33 66 12 28 — 425 Total Consumer 4,285 15,239 7,671 3,301 2,168 1,990 690 — 35,344 Other Credit cards Pass 1,673 — — — — — — — 1,673 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Credit Cards 1,673 — — — — — — — 1,673 Overdrafts Pass 592 — — — — — — — 592 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Overdrafts 592 — — — — — — — 592 Total Other 2,265 — — — — — — — 2,265 Total $ 95,350 $ 395,026 $ 263,044 $ 187,322 $ 170,135 $ 523,902 $ 372,490 $ — $ 2,007,269 |
Troubled Debt Restructurings on Financing Receivables [Table Text Block] | The following tables present by class the TDRs that were restructured during the three months ended March 31, 2020 and March 31, 2019 . Generally, the modifications were extensions of term, modifying the payment terms from principal and interest to interest only for an extended period, or reduction in interest rate. TDRs are evaluated individually for allowance for credit loss purposes if the loan balance exceeds $500,000 , otherwise, smaller balance TDR loans are included in the pools to determine ACLL. For the Three Months Ended For the Three Months Ended Dollars in thousands Number of Modifications Pre- modification Recorded Investment Post- modification Recorded Investment Number of Pre- modification Recorded Investment Post- modification Recorded Investment Commercial — $ — $ — — $ — $ — Commercial real estate - owner occupied Professional & medical — — — — — — Retail — — — — — — Other 1 361 361 1 325 325 Commercial real estate - non-owner occupied Hotels & motels — — — — — — Mini-storage — — — — — — Multifamily — — — 1 35 35 Retail — — — 2 162 162 Other — — — 1 126 126 Construction and development Land & land development — — — — — — Construction — — — — — — Residential 1-4 family real estate — — — Personal residence — — — 3 151 151 Rental - small loan — — — 4 259 259 Rental - large loan — — — — — — Home equity — — — — — — Mortgage warehouse lines — — — — — — Consumer — — — 1 16 16 Total 1 $ 361 $ 361 13 $ 1,074 $ 1,074 |
Schedule of Defaults During Stated Period of Trouble Debt Restructurings | The following tables present defaults during the stated period of TDRs that were restructured during the prior 12 months. For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period. For the Three Months Ended For the Three Months Ended Dollars in thousands Number of Defaults Recorded Investment at Default Date Number of Defaults Recorded Investment at Default Date Commercial — $ — 2 $ 157 Commercial real estate - owner occupied Professional & medical — — — — Retail — — — — Other 1 361 — — Commercial real estate - non-owner occupied Hotels & motels — — — — Mini-storage — — — — Multifamily — — — — Retail — — — — Other — — 1 127 Construction and development Land & land development — — — — Construction — — — — Residential 1-4 family real estate Personal residence — — 4 614 Rental - small loan — — 3 146 Rental - large loan — — — — Home equity — — — — Mortgage warehouse lines — — — — Consumer — — — — Total 1 $ 361 10 $ 1,044 |
Purchased Credit Deteriorated Financing Receivables [Table Text Block] | On January 1, 2020, we purchased loans, for which there was, at the time of acquisition, more than significant deterioration of credit quality since origination (PCD loans). The carrying amount of these loans at acquisition is as follows: Dollars in thousands January 1, 2020 Purchase price of PCD loans at acquisition $ 1,877 Allowance for credit losses - loans at acquisition 410 Non-credit discount at acquisition 159 Par value of PCD loans at acquisition 1,308 |
Goodwill And Other Intangible_2
Goodwill And Other Intangible Assets (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Goodwill and Intangible Assets Disclosure [Abstract] | |
Schedule of Goodwill | The following tables present our goodwill activity for the quarter ending March 31, 2020 and the balance of other intangible assets at March 31, 2020 and December 31, 2019 . Dollars in thousands Goodwill Activity Balance, January 1, 2020 $ 12,658 Acquired goodwill 10,822 Balance, March 31, 2020 $ 23,480 |
Summary of Other Intangible Assets | Other Intangible Assets Dollars in thousands March 31, 2020 December 31, 2019 Identifiable intangible assets Gross carrying amount $ 15,444 $ 14,727 Less: accumulated amortization (4,792 ) (4,363 ) Net carrying amount $ 10,652 $ 10,364 |
Finite-lived Intangible Assets Amortization Expense | Amortization relative to our identifiable intangible assets is expected to approximate the following during the next five years and thereafter: Core Deposit Dollars in thousands Intangible Nine month period ending December 31, 2020 $ 1,215 Year ending December 31, 2021 1,511 Year ending December 31, 2022 1,377 Year ending December 31, 2023 1,243 Year ending December 31, 2024 1,110 Thereafter 4,126 |
Deposits (Tables)
Deposits (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Deposits [Abstract] | |
Summary of Interest Bearing Deposits By Type | The following is a summary of interest bearing deposits by type as of March 31, 2020 and December 31, 2019 : Dollars in thousands March 31, December 31, Demand deposits, interest bearing $ 648,214 $ 630,351 Savings deposits 457,010 418,096 Time deposits 602,244 604,237 Total $ 1,707,468 $ 1,652,684 |
Summary of Scheduled Maturities For All Time Deposits | A summary of the scheduled maturities for all time deposits as of March 31, 2020 is as follows: Dollars in thousands Nine month period ending December 31, 2020 $ 290,895 Year ending December 31, 2021 214,158 Year ending December 31, 2022 43,970 Year ending December 31, 2023 19,402 Year ending December 31, 2024 14,050 Thereafter 19,769 Total $ 602,244 |
Borrowed Funds (Tables)
Borrowed Funds (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Debt Disclosure [Abstract] | |
Schedule of Short-term Debt | Short-term borrowings: A summary of short-term borrowings is presented below: Three Months Ended March 31, 2020 2019 Dollars in thousands Short-term FHLB Advances Federal Funds Purchased and Lines of Credit Short-term FHLB Advances Federal Funds Purchased and Lines of Credit Balance at March 31 $ 161,600 $ 145 $ 186,150 $ 142 Average balance outstanding for the period 119,462 145 198,878 1,419 Maximum balance outstanding at any month end during period 161,600 145 190,000 142 Weighted average interest rate for the period 1.65 % 1.41 % 2.71 % 2.47 % Weighted average interest rate for balances outstanding at March 31 0.48 % 0.25 % 2.75 % 2.50 % Year Ended December 31, 2019 Dollars in thousands Short-term FHLB Advances Federal Funds Purchased and Lines of Credit Balance at December 31 $ 199,200 145 Average balance outstanding for the period 193,992 458 Maximum balance outstanding at any month end during period 237,400 145 Weighted average interest rate for the period 2.48 % 2.43 % Weighted average interest rate for balances outstanding at December 31 1.83 % 1.75 % |
Schedule of Maturities of Long-term Debt | A summary of the maturities of all long-term borrowings and subordinated debentures for the next five years and thereafter is as follows: Dollars in thousands Long-term borrowings Subordinated debentures owed to unconsolidated subsidiary trusts Year Ending December 31, 2020 $ 14 $ — 2021 19 — 2022 21 — 2023 22 — 2024 23 — Thereafter 613 19,589 $ 712 $ 19,589 |
Share Based Compensation (Table
Share Based Compensation (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Disclosure of Compensation Related Costs, Share-based Payments [Abstract] | |
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions | The assumptions used to value SARs granted during 2019 were as follows: 5-year vesting SARs 7-year vesting SARs Risk-free interest rate 2.43 % 2.51 % Expected dividend yield 2.30 % 2.30 % Expected common stock volatility 35.71 % 40.84 % Expected life 6.5 years 7.0 years |
Schedule of Share-based Compensation, Stock Options, Activity | A summary of our SAR and stock option activity the first three months of 2020 and 2019 is as follows: For the Three Months Ended March 31, 2020 Options/SARs Aggregate Intrinsic Value (in thousands) Remaining Contractual Term (Yrs.) Weighted-Average Exercise Price Outstanding, January 1 330,703 $ 20.44 Granted — — Exercised — — Forfeited — — Expired — — Outstanding, March 31 330,703 $ 1,039 7.08 $ 20.44 Exercisable, March 31 146,031 $ 732 6.24 $ 18.18 For the Three Months Ended March 31, 2019 Options/SARs Aggregate (in thousands) Remaining Contractual Term (Yrs.) Weighted-Average Exercise Price Outstanding, January 1 232,091 $ 17.36 Granted 138,125 23.94 Exercised — — Forfeited — — Expired — — Outstanding, March 31 370,216 $ 2,478 7.83 $ 19.82 Exercisable, March 31 111,058 $ 1,129 6.16 $ 15.77 |
Schedule of Share-based Compensation, Restricted Stock Units Award Activity | A summary of our RSU activity and related information is as follows. Dollars in thousands, except per share amounts RSUs Weighted Average Grant Date Fair Value Nonvested, December 31, 2019 2,892 25.93 Granted 1,846 27.09 Exercised — — Forfeited — — Vested — — Nonvested, March 31, 2020 4,738 26.38 |
Commitments And Contingencies (
Commitments And Contingencies (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Commitments and Contingencies Disclosure [Abstract] | |
Summary of the Total Unfunded, or Off-Balance Sheet, Credit Extension Commitments | A summary of the total unfunded, or off-balance sheet, credit extension commitments follows: Dollars in thousands March 31, Commitments to extend credit: Revolving home equity and credit card lines $ 70,168 Construction loans 147,681 Other loans 215,004 Standby letters of credit 16,732 Total $ 449,585 |
Regulatory Matters (Tables)
Regulatory Matters (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Banking and Thrift [Abstract] | |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The following tables present Summit's, as well as Summit Community's, actual and required minimum regulatory capital amounts and ratios as of March 31, 2020 and December 31, 2019. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended. Actual Minimum Required Capital - Basel III Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of March 31, 2020 CET1 (to risk weighted assets) Summit $ 231,676 10.8 % N/A N/A N/A N/A Summit Community 250,530 11.7 % 149,890 7.0 % 139,183 6.5 % Tier I Capital (to risk weighted assets) Summit 250,676 11.7 % N/A N/A N/A N/A Summit Community 250,530 11.7 % 182,009 8.5 % 171,303 8.0 % Total Capital (to risk weighted assets) Summit 267,905 12.5 % N/A N/A N/A N/A Summit Community 267,759 12.5 % 224,918 10.5 % 214,207 10.0 % Tier I Capital (to average assets) Summit 250,676 10.2 % N/A N/A N/A N/A Summit Community 250,530 10.2 % 98,247 4.0 % 122,809 5.0 % Actual Minimum Required Capital - Basel III Fully Phased-in Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of December 31, 2019 CET1 (to risk weighted assets) Summit 224,679 11.1 % N/A N/A N/A N/A Summit Community 244,045 12.1 % 141,183 7.0 % 131,099 6.5 % Tier I Capital (to risk weighted assets) Summit 243,679 12.1 % N/A N/A N/A N/A Summit Community 244,045 12.1 % 171,437 8.5 % 161,352 8.0 % Total Capital (to risk weighted assets) Summit 256,753 12.7 % N/A N/A N/A N/A Summit Community 257,119 12.7 % 212,579 10.5 % 202,456 10.0 % Tier I Capital (to average assets) Summit 243,679 10.5 % N/A N/A N/A N/A Summit Community 244,045 10.6 % 92,092 4.0 % 115,116 5.0 % |
Derivative Financial Instrume_2
Derivative Financial Instruments (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Derivative Instruments and Hedging Activities Disclosure [Abstract] | |
Schedule of Interest Rate Derivatives | A summary of our derivative financial instruments as of March 31, 2020 and December 31, 2019 follows: March 31, 2020 Notional Amount Derivative Fair Value Net Ineffective Dollars in thousands Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 110,000 $ — $ 2,106 $ — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 18,657 $ — $ 1,371 $ — December 31, 2019 Notional Amount Derivative Fair Value Net Ineffective Dollars in thousands Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 70,000 $ — $ 679 $ — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 18,809 $ — $ 309 $ — |
Acquisitions Acquisitions (Tabl
Acquisitions Acquisitions (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Business Combinations [Abstract] | |
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block] | The following table details the total consideration paid on January 1, 2020 in connection with the acquisition of Cornerstone, the fair values of the assets acquired and liabilities assumed and the resulting preliminary goodwill. (Dollars in thousands) As Recorded by Cornerstone Estimated Fair Value Adjustments Estimated Fair Values as Recorded by Summit Cash consideration $ 14,250 Stock consideration 15,441 Total consideration 29,691 Identifiable assets acquired: Cash and cash equivalents $ 60,210 $ — $ 60,210 Securities available for sale, at fair value 90,154 (47 ) 90,107 Loans Purchased performing 37,965 188 38,153 Purchased credit deteriorated 1,877 (569 ) 1,308 Allowance for loan losses (312 ) 312 — Premises and equipment 807 (142 ) 665 Property held for sale 10 — 10 Core deposit intangibles — 717 717 Other assets 4,338 (474 ) 3,864 Total identifiable assets acquired $ 195,049 $ (15 ) $ 195,034 Identifiable liabilities assumed: Deposits 173,030 239 173,269 Other liabilities 3,303 (407 ) 2,896 Total identifiable liabilities assumed $ 176,333 $ (168 ) $ 176,165 Net identifiable assets acquired $ 18,716 $ 153 $ 18,869 Preliminary goodwill resulting from acquisition $ 10,822 |
Financial Effects of Purchase Accounting Adjustments [Table Text Block] | The following presents the financial effects of adjustments recognized in the statements of income for the three months ended March 31, 2020 and 2019 related to business combinations that occurred during 2016, 2017, 2019 and 2020. Income increase (decrease) Three Months Ended March 31, Dollars in thousands 2020 2019 Interest and fees on loans $ 255 $ (9 ) Interest expense on deposits 98 88 Amortization of intangibles (429 ) (426 ) Income before income tax expense $ (76 ) $ (347 ) |
Accumulated Other Comprehensi_2
Accumulated Other Comprehensive Income (Loss) Accumulated Other Comprehensive Income (Loss) (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Accumulated Other Comprehensive Income (Loss) [Abstract] | |
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] | The following is changes in accumulated other comprehensive income by component, net of tax, for the three months ending March 31, 2020 and 2019 . For the Three Months Ended March 31, 2020 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains (Losses) on Available-for-Sale Securities Total Beginning balance $ (140 ) $ 48 $ (518 ) $ 3,145 $ 2,535 Other comprehensive (loss) income before reclassification — — (1,084 ) 169 (915 ) Amounts reclassified from accumulated other comprehensive income — — — (789 ) (789 ) Net current period other comprehensive loss — — (1,084 ) (620 ) (1,704 ) Ending balance $ (140 ) $ 48 $ (1,602 ) $ 2,525 $ 831 For the Three Months Ended March 31, 2019 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains (Losses) on Available-for-Sale Securities Total Beginning balance $ — $ 139 $ (314 ) $ (841 ) $ (1,016 ) Other comprehensive income (loss) income before reclassification (328 ) — (9 ) 2,465 2,128 Amounts reclassified from accumulated other comprehensive income — — — 2 2 Net current period other comprehensive income (loss) (328 ) — (9 ) 2,467 2,130 Ending balance $ (328 ) $ 139 $ (323 ) $ 1,626 $ 1,114 |
Income Taxes Income Taxes (Tabl
Income Taxes Income Taxes (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Income Tax Disclosure [Abstract] | |
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block] | A reconciliation between the statutory income tax rate and our effective income tax rate for the three months ended March 31, 2020 and 2019 is as follows: For the Three Months Ended March 31, 2020 2019 Dollars in thousands Percent Percent Applicable statutory rate 21.0 % 21.0 % Increase (decrease) in rate resulting from: Tax-exempt interest and dividends, net (2.5 )% (2.5 )% State income taxes, net of Federal income tax benefit 2.1 % 2.0 % Low-income housing and rehabilitation tax credits (0.8 )% (0.5 )% Other, net 1.1 % (1.6 )% Effective income tax rate 20.9 % 18.4 % |
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block] | The components of applicable income tax expense for the three months ended March 31, 2020 and 2019 are as follows: For the Three Months Ended March 31, Dollars in thousands 2020 2019 Current Federal $ 1,269 $ 1,650 State 188 264 1,457 1,914 Deferred Federal (232 ) (274 ) State (35 ) (39 ) (267 ) (313 ) Total $ 1,190 $ 1,601 |
Revenue Recognition Revenue f_2
Revenue Recognition Revenue from Contracts with Customers (Tables) | 3 Months Ended |
Mar. 31, 2020 | |
Revenue from Contracts with Customers [Abstract] | |
Revenue from Contracts with Customers [Table Text Block] | The following table illustrates our total non-interest income segregated by revenues within the scope of ASC Topic 606 and those which are within the scope of other ASC Topics: Three Months Ended March 31, Dollars in thousands 2020 2019 Service fees on deposit accounts $ 1,263 $ 1,180 Bank card revenue 933 814 Trust and wealth management fees 665 586 Insurance commissions 7 1,174 Other 111 87 Net revenue from contracts with customers 2,979 3,841 Non-interest income within the scope of other ASC topics 1,523 389 Total noninterest income $ 4,502 $ 4,230 |
Significant New Authoritative_2
Significant New Authoritative Accounting Guidance Significant New Authoritative Accounting Guidance (Narrative) (Details) $ in Thousands | Jan. 01, 2020USD ($) |
New Accounting Pronouncements and Changes in Accounting Principles [Abstract] | |
Retained Earnings Adjustment Due to Adoption of ASU 2016-13 | $ 6,760 |
Adjustment to Allowance for Loan Credit Losses Due to Adoption of ASU 2016-13 | 6,930 |
Adjustment to Allowance for Off Balance Sheet Credit Exposures Due to Adoption of ASU 2016-13 | 2,430 |
Adjustment to Deferred Taxes Due to Adoption of ASU 2016-13 | 2,130 |
Loans Identified at Purchased Credit Deteriorated | $ 9,400 |
Fair Value Measurements (Assets
Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 | |
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | $ 305,045 | $ 276,355 | [1] |
U.S. Government sponsored agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 40,366 | 20,864 | |
Government Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 68,927 | 70,975 | |
Nongovernment Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 11,076 | 10,229 | |
Corporate Debt Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 19,590 | 18,200 | |
Asset-backed Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 40,061 | 33,014 | |
Fair Value, Measurements, Recurring [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 305,045 | 276,355 | |
Fair Value, Measurements, Recurring [Member] | U.S. Government sponsored agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 40,366 | 20,864 | |
Fair Value, Measurements, Recurring [Member] | Government Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 68,927 | 70,975 | |
Fair Value, Measurements, Recurring [Member] | Nongovernment Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 11,076 | 10,229 | |
Fair Value, Measurements, Recurring [Member] | U S States And Political Subdivisions General Obligations [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 50,511 | 49,973 | |
Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 19,590 | 18,200 | |
Fair Value, Measurements, Recurring [Member] | Asset-backed Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 40,061 | 33,014 | |
Fair Value, Measurements, Recurring [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 74,514 | 73,100 | |
Fair Value, Measurements, Recurring [Member] | Interest rate swap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Liability | 3,477 | 988 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 1 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 1 [Member] | U.S. Government sponsored agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Government Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Nongovernment Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 1 [Member] | U S States And Political Subdivisions General Obligations [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Corporate Debt Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Asset-backed Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Interest rate swap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Liability | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 2 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 305,045 | 276,355 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 2 [Member] | U.S. Government sponsored agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 40,366 | 20,864 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Government Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 68,927 | 70,975 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Nongovernment Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 11,076 | 10,229 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 2 [Member] | U S States And Political Subdivisions General Obligations [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 50,511 | 49,973 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Corporate Debt Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 19,590 | 18,200 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Asset-backed Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 40,061 | 33,014 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 74,514 | 73,100 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Interest rate swap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Liability | 3,477 | 988 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 3 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 3 [Member] | U.S. Government sponsored agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Government Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Nongovernment Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 3 [Member] | U S States And Political Subdivisions General Obligations [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Corporate Debt Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Asset-backed Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Measurements, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Interest rate swap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Liability | $ 0 | $ 0 | |
[1] | Derived from audited consolidated financial statements |
Fair Value Measurements (Asse_2
Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 |
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Residential mortgage loans held for sale | $ 647 | $ 1,319 |
Collateral-dependent impaired loans | 2,496 | 7,811 |
Foreclosed properties | 13,450 | 14,191 |
Commercial [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 8 | 4,831 |
Commercial Real Estate Portfolio Segment [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 1,863 | 1,863 |
Foreclosed properties | 1,217 | 1,304 |
Construction And Development Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 429 | 425 |
Foreclosed properties | 11,676 | 12,182 |
Residential Real Estate Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 196 | 692 |
Foreclosed properties | 557 | 705 |
Fair Value Inputs Level 1 [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Residential mortgage loans held for sale | 0 | 0 |
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 1 [Member] | Commercial [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Fair Value Inputs Level 1 [Member] | Commercial Real Estate Portfolio Segment [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 1 [Member] | Construction And Development Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 1 [Member] | Residential Real Estate Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 2 [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Residential mortgage loans held for sale | 647 | 1,319 |
Collateral-dependent impaired loans | 2,496 | 7,685 |
Foreclosed properties | 13,450 | 14,191 |
Fair Value Inputs Level 2 [Member] | Commercial [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 8 | 4,831 |
Fair Value Inputs Level 2 [Member] | Commercial Real Estate Portfolio Segment [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 1,863 | 1,863 |
Foreclosed properties | 1,217 | 1,304 |
Fair Value Inputs Level 2 [Member] | Construction And Development Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 429 | 425 |
Foreclosed properties | 11,676 | 12,182 |
Fair Value Inputs Level 2 [Member] | Residential Real Estate Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 196 | 566 |
Foreclosed properties | 557 | 705 |
Fair Value Inputs Level 3 [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Residential mortgage loans held for sale | 0 | 0 |
Collateral-dependent impaired loans | 0 | 126 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 3 [Member] | Commercial [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Fair Value Inputs Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 3 [Member] | Construction And Development Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 3 [Member] | Residential Real Estate Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 126 |
Foreclosed properties | $ 0 | $ 0 |
Fair Value Measurements (Carryi
Fair Value Measurements (Carrying Values And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 | |
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Debt Securities, Available-for-sale | $ 305,045 | $ 276,355 | [1] |
Loans held for sale, net | 647 | 1,319 | |
Cash surrender value of life insurance policies | 46,497 | 43,603 | [1] |
Carrying Value [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Cash and cash equivalents | 41,454 | 61,888 | |
Debt Securities, Available-for-sale | 305,045 | 276,355 | |
Other investments | 11,804 | 12,972 | |
Loans held for sale, net | 647 | 1,319 | |
Loans, net | 1,982,661 | 1,900,425 | |
Accrued interest receivable | 9,043 | 8,439 | |
Cash surrender value of life insurance policies | 46,497 | 43,603 | |
Total assets | 2,397,151 | 2,305,001 | |
Deposits | 2,044,914 | 1,913,237 | |
Short-term borrowings | 161,745 | 199,345 | |
Long-term borrowings | 712 | 717 | |
Subordinated debentures owed to unconsolidated subsidiary trusts | 19,589 | 19,589 | |
Accrued interest payable | 1,096 | 1,234 | |
Derivative financial liabilities | 3,477 | 988 | |
Total liabilities | 2,231,533 | 2,135,110 | |
Estimated Fair Value [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Cash and cash equivalents | 41,454 | 61,888 | |
Debt Securities, Available-for-sale | 305,045 | 276,355 | |
Other investments | 11,804 | 12,972 | |
Loans held for sale, net | 647 | 1,319 | |
Loans, net | 1,981,162 | 1,901,020 | |
Accrued interest receivable | 9,043 | 8,439 | |
Cash surrender value of life insurance policies | 46,497 | 43,603 | |
Total assets | 2,395,652 | 2,305,596 | |
Deposits | 2,054,077 | 1,918,610 | |
Short-term borrowings | 161,745 | 199,345 | |
Long-term borrowings | 888 | 854 | |
Subordinated debentures owed to unconsolidated subsidiary trusts | 19,589 | 19,589 | |
Accrued interest payable | 1,096 | 1,234 | |
Derivative financial liabilities | 3,477 | 988 | |
Total liabilities | 2,240,872 | 2,140,620 | |
Fair Value Inputs Level 1 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Loans held for sale, net | 0 | 0 | |
Fair Value Inputs Level 1 [Member] | Estimated Fair Value [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Cash and cash equivalents | 0 | 0 | |
Debt Securities, Available-for-sale | 0 | 0 | |
Other investments | 0 | 0 | |
Loans held for sale, net | 0 | 0 | |
Loans, net | 0 | 0 | |
Accrued interest receivable | 0 | 0 | |
Cash surrender value of life insurance policies | 0 | 0 | |
Total assets | 0 | 0 | |
Deposits | 0 | 0 | |
Short-term borrowings | 0 | 0 | |
Long-term borrowings | 0 | 0 | |
Subordinated debentures owed to unconsolidated subsidiary trusts | 0 | 0 | |
Accrued interest payable | 0 | 0 | |
Derivative financial liabilities | 0 | 0 | |
Total liabilities | 0 | 0 | |
Fair Value Inputs Level 2 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Loans held for sale, net | 647 | 1,319 | |
Fair Value Inputs Level 2 [Member] | Estimated Fair Value [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Cash and cash equivalents | 41,454 | 61,888 | |
Debt Securities, Available-for-sale | 305,045 | 276,355 | |
Other investments | 11,804 | 12,972 | |
Loans held for sale, net | 647 | 1,319 | |
Loans, net | 2,496 | 7,685 | |
Accrued interest receivable | 9,043 | 8,439 | |
Cash surrender value of life insurance policies | 46,497 | 43,603 | |
Total assets | 416,986 | 412,261 | |
Deposits | 2,054,077 | 1,918,610 | |
Short-term borrowings | 161,745 | 199,345 | |
Long-term borrowings | 888 | 854 | |
Subordinated debentures owed to unconsolidated subsidiary trusts | 19,589 | 19,589 | |
Accrued interest payable | 1,096 | 1,234 | |
Derivative financial liabilities | 3,477 | 988 | |
Total liabilities | 2,240,872 | 2,140,620 | |
Fair Value Inputs Level 3 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Loans held for sale, net | 0 | 0 | |
Fair Value Inputs Level 3 [Member] | Estimated Fair Value [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Cash and cash equivalents | 0 | 0 | |
Debt Securities, Available-for-sale | 0 | 0 | |
Other investments | 0 | 0 | |
Loans held for sale, net | 0 | 0 | |
Loans, net | 1,978,666 | 1,893,335 | |
Accrued interest receivable | 0 | 0 | |
Cash surrender value of life insurance policies | 0 | 0 | |
Total assets | 1,978,666 | 1,893,335 | |
Deposits | 0 | 0 | |
Short-term borrowings | 0 | 0 | |
Long-term borrowings | 0 | 0 | |
Subordinated debentures owed to unconsolidated subsidiary trusts | 0 | 0 | |
Accrued interest payable | 0 | 0 | |
Derivative financial liabilities | 0 | 0 | |
Total liabilities | $ 0 | $ 0 | |
[1] | Derived from audited consolidated financial statements |
Earnings Per Share (Computation
Earnings Per Share (Computations Of Basic And Diluted Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Earnings Per Share [Line Items] | ||
Anti-dilutive stock options | 7,700 | |
Net income | $ 4,506 | $ 7,092 |
Net Income (Loss) Available to Common Stockholders, Basic | $ 4,506 | $ 7,092 |
Basic EPS, Common Shares (Denominator) (in shares) | 12,975,429 | 12,717,501 |
Basic EPS (in dollars per share) | $ 0.35 | $ 0.56 |
Diluted EPS, Stock options, Common Shares (Denominator) (in shares) | 4,516 | 5,313 |
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements | 48,404 | 55,831 |
Diluted EPS, Income (Numerator) | $ 4,506 | $ 7,092 |
Diluted EPS, Common Shares (Denominator) (in shares) | 13,028,715 | 12,778,644 |
Diluted EPS (in dollars per share) | $ 0.35 | $ 0.56 |
Restricted Stock Units (RSUs) [Member] | ||
Earnings Per Share [Line Items] | ||
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements | 366 | 0 |
Earnings Per Share (Narrative)
Earnings Per Share (Narrative) (Details) - shares | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items] | ||
Anti-dilutive stock options | 7,700 | |
Stock Appreciation Rights (SARs) [Member] | ||
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items] | ||
Anti-dilutive stock options | 222,740 | 222,740 |
Restricted Stock Units (RSUs) [Member] | ||
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items] | ||
Anti-dilutive stock options | 2,785 |
Securities (Summary Of Amortize
Securities (Summary Of Amortized Cost, Unrealized Gains, Unrealized Losses And Estimated Fair Values) (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2020 | Dec. 31, 2019 | ||
Debt Securities, Available-for-sale [Line Items] | |||
Document Period End Date | Mar. 31, 2020 | ||
Total Amortized Cost | $ 301,720 | $ 272,215 | |
Available for sale securities, Unrealized Gains | 7,845 | 6,455 | |
Available for sale securities, Unrealized Losses | 4,520 | 2,315 | |
Debt Securities, Available-for-sale | 305,045 | 276,355 | [1] |
U S Government Corporations And Agencies Securities [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 40,349 | 21,036 | |
Available for sale securities, Unrealized Gains | 359 | 212 | |
Available for sale securities, Unrealized Losses | 342 | 384 | |
Debt Securities, Available-for-sale | 40,366 | 20,864 | |
Government Sponsored Agencies [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 67,280 | 70,379 | |
Available for sale securities, Unrealized Gains | 2,068 | 1,031 | |
Available for sale securities, Unrealized Losses | 421 | 435 | |
Debt Securities, Available-for-sale | 68,927 | 70,975 | |
Nongovernment Sponsored Agencies [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 11,458 | 10,253 | |
Available for sale securities, Unrealized Gains | 0 | 17 | |
Available for sale securities, Unrealized Losses | 382 | 41 | |
Debt Securities, Available-for-sale | 11,076 | 10,229 | |
State and Political Subdivisions General Obligations [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 9,888 | 12,603 | |
Available for sale securities, Unrealized Gains | 59 | 25 | |
Available for sale securities, Unrealized Losses | 15 | 171 | |
Debt Securities, Available-for-sale | 9,932 | 12,457 | |
State and Policital Subdivisions Water and Sewer Revenues [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 9,615 | 7,170 | |
Available for sale securities, Unrealized Gains | 123 | 71 | |
Available for sale securities, Unrealized Losses | 116 | 114 | |
Debt Securities, Available-for-sale | 9,622 | 7,127 | |
State and Political Subdivisions Lease Revenues [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 5,310 | 5,310 | |
Available for sale securities, Unrealized Gains | 61 | 25 | |
Available for sale securities, Unrealized Losses | 21 | 77 | |
Debt Securities, Available-for-sale | 5,350 | 5,258 | |
State and Political Subdivisions Income Tax Revenues [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 5,060 | ||
Available for sale securities, Unrealized Gains | 149 | ||
Available for sale securities, Unrealized Losses | 0 | ||
Debt Securities, Available-for-sale | 5,209 | ||
State and Political Subdivisions University Revenues [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 5,915 | 5,917 | |
Available for sale securities, Unrealized Gains | 239 | 164 | |
Available for sale securities, Unrealized Losses | 0 | 16 | |
Debt Securities, Available-for-sale | 6,154 | 6,065 | |
State and Policital Subdivisions Other Revenues [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 14,003 | 18,831 | |
Available for sale securities, Unrealized Gains | 311 | 344 | |
Available for sale securities, Unrealized Losses | 70 | 109 | |
Debt Securities, Available-for-sale | 14,244 | 19,066 | |
Corporate Debt Securities [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 19,795 | 18,268 | |
Available for sale securities, Unrealized Gains | 104 | 81 | |
Available for sale securities, Unrealized Losses | 309 | 149 | |
Debt Securities, Available-for-sale | 19,590 | 18,200 | |
Asset-backed Securities [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 42,902 | 33,826 | |
Available for sale securities, Unrealized Gains | 0 | 0 | |
Available for sale securities, Unrealized Losses | 2,841 | 812 | |
Debt Securities, Available-for-sale | 40,061 | 33,014 | |
Taxable Debt Securities [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 231,575 | 203,593 | |
Available for sale securities, Unrealized Gains | 3,473 | 1,970 | |
Available for sale securities, Unrealized Losses | 4,517 | 2,308 | |
Debt Securities, Available-for-sale | 230,531 | 203,255 | |
Tax Exempt State and Political Subdivisions General Obligations [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 36,387 | 36,673 | |
Available for sale securities, Unrealized Gains | 2,499 | 2,526 | |
Available for sale securities, Unrealized Losses | 0 | 0 | |
Debt Securities, Available-for-sale | 38,886 | 39,199 | |
Tax Exempt State and Political Subdivisions Water and Sewer Revenues [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 8,900 | 9,565 | |
Available for sale securities, Unrealized Gains | 538 | 633 | |
Available for sale securities, Unrealized Losses | 2 | 0 | |
Debt Securities, Available-for-sale | 9,436 | 10,198 | |
Tax Exempt State and Political Subdivisions Lease Revenues [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 7,329 | 8,455 | |
Available for sale securities, Unrealized Gains | 558 | 598 | |
Available for sale securities, Unrealized Losses | 0 | 0 | |
Debt Securities, Available-for-sale | 7,887 | 9,053 | |
Tax Exempt State and Political Subdivisions Transportation Revenues [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 6,628 | ||
Available for sale securities, Unrealized Gains | 287 | ||
Available for sale securities, Unrealized Losses | 0 | ||
Debt Securities, Available-for-sale | 6,915 | ||
Tax Exempt State and Political Subdivisions Other Revenues [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 10,901 | 13,929 | |
Available for sale securities, Unrealized Gains | 490 | 728 | |
Available for sale securities, Unrealized Losses | 1 | 7 | |
Debt Securities, Available-for-sale | 11,390 | 14,650 | |
Tax Exempt Debt Securities [Member] | |||
Debt Securities, Available-for-sale [Line Items] | |||
Total Amortized Cost | 70,145 | 68,622 | |
Available for sale securities, Unrealized Gains | 4,372 | 4,485 | |
Available for sale securities, Unrealized Losses | 3 | 7 | |
Debt Securities, Available-for-sale | $ 74,514 | $ 73,100 | |
[1] | Derived from audited consolidated financial statements |
Securities (Summary of Volume o
Securities (Summary of Volume of State and Political Subdivision Securities Held in Portfolio) (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2020 | Dec. 31, 2019 | ||
Debt Securities, Available-for-sale [Line Items] | |||
Document Period End Date | Mar. 31, 2020 | ||
Debt Securities, Available-for-sale, Amortized Cost | $ 301,720 | $ 272,215 | |
Available for sale securities, Unrealized Gains | 7,845 | 6,455 | |
Available for sale securities, Unrealized Losses | 4,520 | 2,315 | |
Debt Securities, Available-for-sale | 305,045 | $ 276,355 | [1] |
CALIFORNIA | |||
Debt Securities, Available-for-sale [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | 18,077 | ||
Available for sale securities, Unrealized Gains | 875 | ||
Available for sale securities, Unrealized Losses | 25 | ||
Debt Securities, Available-for-sale | 18,927 | ||
TEXAS | |||
Debt Securities, Available-for-sale [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | 12,696 | ||
Available for sale securities, Unrealized Gains | 547 | ||
Available for sale securities, Unrealized Losses | 36 | ||
Debt Securities, Available-for-sale | 13,207 | ||
MICHIGAN | |||
Debt Securities, Available-for-sale [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | 10,826 | ||
Available for sale securities, Unrealized Gains | 635 | ||
Available for sale securities, Unrealized Losses | 0 | ||
Debt Securities, Available-for-sale | 11,461 | ||
NEW YORK | |||
Debt Securities, Available-for-sale [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | 10,485 | ||
Available for sale securities, Unrealized Gains | 487 | ||
Available for sale securities, Unrealized Losses | 0 | ||
Debt Securities, Available-for-sale | 10,972 | ||
ILLINOIS | |||
Debt Securities, Available-for-sale [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | 9,246 | ||
Available for sale securities, Unrealized Gains | 441 | ||
Available for sale securities, Unrealized Losses | 0 | ||
Debt Securities, Available-for-sale | $ 9,687 | ||
[1] | Derived from audited consolidated financial statements |
Securities (Summary Of Maturiti
Securities (Summary Of Maturities, Amortized Cost And Estimated Fair Values Of Securities) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 | |
Debt Securities, Available-for-sale [Abstract] | |||
Due in one year or less, Amortized Cost | $ 30,028 | ||
Due from one to five years, Amortized Cost | 88,141 | ||
Due from five to ten years, Amortized Cost | 75,737 | ||
Due after ten years, Amortized Cost | 107,814 | ||
Total Amortized Cost | 301,720 | $ 272,215 | |
Due in one year or less, Estimated Fair Value | 29,995 | ||
Due from one to five years, Estimated Fair Value | 88,321 | ||
Due from five to ten years, Estimated Fair Value | 75,248 | ||
Due after ten years, Estimated Fair Value | 111,481 | ||
Total Estimated Fair Value | $ 305,045 | $ 276,355 | [1] |
[1] | Derived from audited consolidated financial statements |
Securities (Summary Of Proceeds
Securities (Summary Of Proceeds From Sales, Calls And Maturities, Principal Payments, Gains And Losses Of Securities) (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Debt Securities, Available-for-sale [Abstract] | ||
Proceeds from Sale of Debt Securities, Available-for-sale | $ 74,750 | $ 79,776 |
Securities available for sale, Proceeds from Calls and Maturities | 2,200 | 1,100 |
Securities available for sale, Proceeds from Principal Payments | 6,374 | 4,684 |
Securities available for sale, Gross realized Gains | 1,038 | 105 |
Securities available for sale, Gross realized Losses | $ 0 | $ 108 |
Securities (Narrative) (Details
Securities (Narrative) (Details) | 3 Months Ended | |
Mar. 31, 2020securitystate | Dec. 31, 2019security | |
Debt Securities, Available-for-sale [Abstract] | ||
Number of states with highest volume of state and political subdivision securities | state | 5 | |
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 81 | 88 |
Securities (Summary Of Securiti
Securities (Summary Of Securities Available For Sale In Unrealized Loss Position) (Details) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020USD ($)security | Dec. 31, 2019USD ($)security | |
Debt Securities, Available-for-sale [Line Items] | ||
Document Period End Date | Mar. 31, 2020 | |
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 81 | 88 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 49,047 | $ 53,992 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 1,358 | 668 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 57,887 | 63,389 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (3,162) | (1,647) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 106,934 | 117,381 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 4,520 | $ 2,315 |
U S Government Corporations And Agencies Securities [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 21 | 15 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 5,938 | $ 0 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 1 | 0 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 13,813 | 14,903 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (341) | (384) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 19,751 | 14,903 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 342 | $ 384 |
Government Sponsored Agencies [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 9 | 21 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 2,780 | $ 12,298 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 177 | 96 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 9,089 | 15,174 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (244) | (339) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 11,869 | 27,472 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 421 | $ 435 |
Nongovernment Sponsored Agencies [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 7 | 4 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 8,267 | $ 8,323 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 241 | 41 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 2,809 | 0 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (141) | 0 |
Debt Securities, Available-for-sale, Unrealized Loss Position | 11,076 | 8,323 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 382 | $ 41 |
State and Political Subdivisions General Obligations [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 4 | 10 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 4,625 | $ 10,581 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 15 | 171 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | 0 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | 0 |
Debt Securities, Available-for-sale, Unrealized Loss Position | 4,625 | 10,581 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 15 | $ 171 |
State and Policital Subdivisions Water and Sewer Revenues [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 5 | 4 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 4,861 | $ 4,421 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 116 | 114 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | 0 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | 0 |
Debt Securities, Available-for-sale, Unrealized Loss Position | 4,861 | 4,421 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 116 | $ 114 |
State and Political Subdivisions Lease Revenues [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 2 | 4 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 2,800 | $ 4,235 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 21 | 77 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | 0 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | 0 |
Debt Securities, Available-for-sale, Unrealized Loss Position | 2,800 | 4,235 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 21 | $ 77 |
State and Political Subdivisions University Revenues [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 1 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 1,307 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 16 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | |
Debt Securities, Available-for-sale, Unrealized Loss Position | 1,307 | |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 16 | |
State and Political Subdivisions Other Revenues [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 5 | 6 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 5,286 | $ 6,517 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 70 | 109 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | 0 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | 0 |
Debt Securities, Available-for-sale, Unrealized Loss Position | 5,286 | 6,517 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 70 | $ 109 |
Corporate Debt Securities [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 6 | 6 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 4,017 | $ 1,686 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 180 | 3 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 1,871 | 3,739 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (129) | (146) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 5,888 | 5,425 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 309 | $ 149 |
Asset-backed Securities [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 20 | 15 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 9,756 | $ 3,441 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 534 | 34 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 30,305 | 29,573 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (2,307) | (778) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 40,061 | 33,014 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 2,841 | $ 812 |
Tax Exempt State and Political Subdivisions Water and Sewer Revenues [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 1 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 560 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 2 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | |
Debt Securities, Available-for-sale, Unrealized Loss Position | 560 | |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 2 | |
Tax Exempt State and Political Subdivisions Other Revenues [Member] | ||
Debt Securities, Available-for-sale [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 1 | 2 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 157 | $ 1,183 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 1 | 7 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | 0 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | 0 |
Debt Securities, Available-for-sale, Unrealized Loss Position | 157 | 1,183 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 1 | $ 7 |
Loans (Narrative) (Details)
Loans (Narrative) (Details) | Apr. 30, 2020USD ($)contract | Mar. 31, 2020USD ($) | Dec. 31, 2019USD ($) |
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Number of days past due when loans are placed on nonaccrual status | 90 days | ||
Number of days past due for credit card loan charge offs | 180 days | ||
Number of days for credit card charge offs after specified event | 60 days | ||
Number of days past due for residential mortgage loan charge offs to net realizable value | 180 days | ||
Number of days past due for consumer loan charge offs to net realizable value | 120 days | ||
TDR loans considered material | $ 500,000 | ||
Loan review aggregate exposure amount on non-homogenous commercial loan relationships | 5,000,000 | ||
Troubled debt restructurings included in impaired loans | 25,800,000 | $ 25,700,000 | |
Current Troubled debt restructurings included in impaired loans | 22,400,000 | $ 22,900,000 | |
Commitments to Lend Funds for Restructured Loans | 0 | ||
Financing Receivable, Troubled Debt Restructuring, Individually Evaluated for Impairment, Minimum | $ 500,000 | ||
Number of days past due to be considered in default | 30 days | ||
Document Period End Date | Mar. 31, 2020 | ||
Minimum [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Residential 1-4 family rental small loan / large loan classification | $ 600,000 | ||
Maximum [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Residential 1-4 family rental small loan / large loan classification | $ 600,000 | ||
Subsequent Event [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Number of Modifications in Connection with the COVID-19 Relief Provided by the CARES Act | contract | 550 | ||
Outstanding Loan Balance of Modifications in Connection with the COVID-19 Relief Provided by the CARES Act | $ 338,000,000 | ||
Duration of Modifications in Connection with COVID-19 Relief Provided by the CARES Act | 6 months |
Loans (Summary of Loans, Net of
Loans (Summary of Loans, Net of Unearned Fees) (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2020 | Dec. 31, 2019 | ||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Document Period End Date | Mar. 31, 2020 | ||
Loans and Leases Receivable, Net of Deferred Income | $ 2,007,269 | $ 1,913,499 | [1] |
Less allowance for loan losses | 24,608 | 13,074 | [1] |
Loans and Leases Receivable, Net Amount | 1,982,661 | 1,900,425 | [1] |
Commercial [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 236,622 | 220,452 | |
Commercial real estate owner occupied professional & medical [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 88,518 | 81,973 | |
Commercial real estate owner occupied retail [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 118,535 | 100,993 | |
Commercial real estate owner occupied other [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 124,433 | 93,253 | |
Commercial real estate non-owner occupied hotels & motels [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 120,201 | 128,665 | |
Commercial real estate non-owner occupied mini-storage [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 55,097 | 50,913 | |
Multifamily [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 142,918 | 164,398 | |
Commercial real estate non-owner occupied retail [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 107,420 | 102,989 | |
Commercial real estate non-owner occupied other [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 154,983 | 182,242 | |
Land and Land Improvements [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 92,332 | 84,112 | |
Construction [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 43,121 | 37,523 | |
Residential 1-4 family real estate personal residence [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 276,189 | 260,843 | |
Residential 1-4 family real estate rental - small loan [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 102,351 | 101,080 | |
Residential 1-4 family real estate rental - large loan [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 64,944 | 63,986 | |
Home Equity [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 75,170 | 76,568 | |
Mortgage Warehouse Lines [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 166,826 | 126,237 | |
Consumer [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 35,344 | 35,021 | |
Credit Card Receivable [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 1,673 | 1,453 | |
Bank Overdrafts [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | $ 592 | $ 798 | |
[1] | Derived from audited consolidated financial statements |
Loans and Allowance For Credi_2
Loans and Allowance For Credit Losses Loans (Summary Of Analysis Of Allowance For Loan Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2020 | Dec. 31, 2019 | Dec. 31, 2018 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | $ 24,608 | $ 13,074 | $ 13,047 |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 410 | ||
Provision for Loan, Lease, and Other Losses | 4,699 | 1,550 | |
Financing Receivable, Allowance for Credit Losses, Write-downs | (698) | (2,103) | |
Financing Receivable, Allowance for Credit Losses, Recovery | 197 | 580 | |
Commercial [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 2,441 | 1,221 | 1,705 |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 174 | (295) | |
Financing Receivable, Allowance for Credit Losses, Write-downs | (25) | (281) | |
Financing Receivable, Allowance for Credit Losses, Recovery | 7 | 17 | |
Commercial real estate owner occupied professional & medical [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 704 | 1,058 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 36 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | ||
Commercial real estate owner occupied retail [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 1,269 | 820 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 153 | ||
Provision for Loan, Lease, and Other Losses | 558 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 10 | ||
Commercial real estate owner occupied other [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 1,190 | 821 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 506 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | ||
Commercial real estate non-owner occupied hotels & motels [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 1,987 | 1,235 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 1,688 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | ||
Commercial real estate non-owner occupied mini-storage [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 205 | 485 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 31 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | ||
Multifamily [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 734 | 1,534 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | (808) | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | ||
Commercial real estate non-owner occupied retail [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 1,105 | 964 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 202 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | (342) | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 2 | ||
Commercial real estate non-owner occupied other [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 296 | 1,721 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | (31) | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | ||
Land and Land Improvements [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 4,120 | 600 | 339 |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 111 | ||
Provision for Loan, Lease, and Other Losses | 1,273 | 155 | |
Financing Receivable, Allowance for Credit Losses, Write-downs | (3) | (2) | |
Financing Receivable, Allowance for Credit Losses, Recovery | 3 | 108 | |
Construction [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 1,678 | 242 | 64 |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 440 | 178 | |
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | 0 | |
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | 0 | |
Residential 1-4 family real estate personal residence [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 3,149 | 1,275 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 146 | ||
Provision for Loan, Lease, and Other Losses | 433 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | (4) | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 17 | ||
Residential 1-4 family real estate rental - small loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 2,165 | 532 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 128 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | (20) | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 72 | ||
Residential 1-4 family real estate rental - large loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 2,687 | 49 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | (246) | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | ||
Home Equity [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 487 | 138 | 167 |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 62 | (24) | |
Financing Receivable, Allowance for Credit Losses, Write-downs | (23) | (24) | |
Financing Receivable, Allowance for Credit Losses, Recovery | 2 | 19 | |
Mortgage Warehouse Lines [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 0 | 0 | 0 |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 0 | 0 | |
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | 0 | |
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | 0 | |
Consumer [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 240 | 379 | $ 79 |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 179 | 173 | |
Financing Receivable, Allowance for Credit Losses, Write-downs | (118) | (285) | |
Financing Receivable, Allowance for Credit Losses, Recovery | 38 | 168 | |
Credit Card Receivable [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 16 | 0 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 29 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | (30) | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 5 | ||
Bank Overdrafts [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 135 | $ 0 | |
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Provision for Loan, Lease, and Other Losses | 45 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | (133) | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 41 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 6,926 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Commercial [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 1,064 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Commercial real estate owner occupied professional & medical [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | (390) | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Commercial real estate owner occupied retail [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | (272) | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Commercial real estate owner occupied other [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | (137) | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Commercial real estate non-owner occupied hotels & motels [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | (936) | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Commercial real estate non-owner occupied mini-storage [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | (311) | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Multifamily [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 8 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Commercial real estate non-owner occupied retail [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 279 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Commercial real estate non-owner occupied other [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | (1,394) | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Land and Land Improvements [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 2,136 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Construction [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 996 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Residential 1-4 family real estate personal residence [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 1,282 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Residential 1-4 family real estate rental - small loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 1,453 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Residential 1-4 family real estate rental - large loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 2,884 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Home Equity [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 308 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Mortgage Warehouse Lines [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 0 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Consumer [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | (238) | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Credit Card Receivable [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | 12 | ||
Cumulative Effect, Period Of Adoption, Adjustment [Member] | Bank Overdrafts [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) | $ 182 |
Loans and Allowance For Credi_3
Loans and Allowance For Credit Losses Loans (Summary Of Imparied Financing Receivables) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 | Dec. 31, 2018 |
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | $ 31,255 | ||
Financing Receivable, Collectively Evaluated for Impairment | 1,976,014 | ||
Loans and Leases Receivable, Gross | 2,007,269 | ||
Allowance related to: Loans individually evaluated for impairment | 1,094 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 23,514 | ||
Financing Receivable, Allowance for Credit Losses | 24,608 | $ 13,074 | $ 13,047 |
Commercial [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 5,012 | ||
Financing Receivable, Collectively Evaluated for Impairment | 231,610 | ||
Loans and Leases Receivable, Gross | 236,622 | ||
Allowance related to: Loans individually evaluated for impairment | 40 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 2,401 | ||
Financing Receivable, Allowance for Credit Losses | 2,441 | 1,221 | 1,705 |
Commercial real estate owner occupied professional & medical [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 3,846 | ||
Financing Receivable, Collectively Evaluated for Impairment | 84,672 | ||
Loans and Leases Receivable, Gross | 88,518 | ||
Allowance related to: Loans individually evaluated for impairment | 404 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 300 | ||
Financing Receivable, Allowance for Credit Losses | 704 | 1,058 | |
Commercial real estate owner occupied retail [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 6,554 | ||
Financing Receivable, Collectively Evaluated for Impairment | 111,981 | ||
Loans and Leases Receivable, Gross | 118,535 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,269 | ||
Financing Receivable, Allowance for Credit Losses | 1,269 | 820 | |
Commercial real estate owner occupied other [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 124,433 | ||
Loans and Leases Receivable, Gross | 124,433 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,190 | ||
Financing Receivable, Allowance for Credit Losses | 1,190 | 821 | |
Commercial real estate non-owner occupied hotels & motels [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 120,201 | ||
Loans and Leases Receivable, Gross | 120,201 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,987 | ||
Financing Receivable, Allowance for Credit Losses | 1,987 | 1,235 | |
Commercial real estate non-owner occupied mini-storage [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 55,097 | ||
Loans and Leases Receivable, Gross | 55,097 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 205 | ||
Financing Receivable, Allowance for Credit Losses | 205 | 485 | |
Multifamily [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 142,918 | ||
Loans and Leases Receivable, Gross | 142,918 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 734 | ||
Financing Receivable, Allowance for Credit Losses | 734 | 1,534 | |
Commercial real estate non-owner occupied retail [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 2,522 | ||
Financing Receivable, Collectively Evaluated for Impairment | 104,898 | ||
Loans and Leases Receivable, Gross | 107,420 | ||
Allowance related to: Loans individually evaluated for impairment | 57 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,048 | ||
Financing Receivable, Allowance for Credit Losses | 1,105 | 964 | |
Commercial real estate non-owner occupied other [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 5,337 | ||
Financing Receivable, Collectively Evaluated for Impairment | 149,646 | ||
Loans and Leases Receivable, Gross | 154,983 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 296 | ||
Financing Receivable, Allowance for Credit Losses | 296 | 1,721 | |
Land and Land Improvements [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 1,641 | ||
Financing Receivable, Collectively Evaluated for Impairment | 90,691 | ||
Loans and Leases Receivable, Gross | 92,332 | ||
Allowance related to: Loans individually evaluated for impairment | 577 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,543 | ||
Financing Receivable, Allowance for Credit Losses | 4,120 | 600 | 339 |
Construction [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 43,121 | ||
Loans and Leases Receivable, Gross | 43,121 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,678 | ||
Financing Receivable, Allowance for Credit Losses | 1,678 | 242 | 64 |
Residential 1-4 family real estate personal residence [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 617 | ||
Financing Receivable, Collectively Evaluated for Impairment | 275,572 | ||
Loans and Leases Receivable, Gross | 276,189 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,149 | ||
Financing Receivable, Allowance for Credit Losses | 3,149 | 1,275 | |
Residential 1-4 family real estate rental - small loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 782 | ||
Financing Receivable, Collectively Evaluated for Impairment | 101,569 | ||
Loans and Leases Receivable, Gross | 102,351 | ||
Allowance related to: Loans individually evaluated for impairment | 16 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 2,149 | ||
Financing Receivable, Allowance for Credit Losses | 2,165 | 532 | |
Residential 1-4 family real estate rental - large loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 4,421 | ||
Financing Receivable, Collectively Evaluated for Impairment | 60,523 | ||
Loans and Leases Receivable, Gross | 64,944 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 2,687 | ||
Financing Receivable, Allowance for Credit Losses | 2,687 | 49 | |
Home Equity [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 523 | ||
Financing Receivable, Collectively Evaluated for Impairment | 74,647 | ||
Loans and Leases Receivable, Gross | 75,170 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 487 | ||
Financing Receivable, Allowance for Credit Losses | 487 | 138 | 167 |
Consumer [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 35,344 | ||
Loans and Leases Receivable, Gross | 35,344 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 240 | ||
Financing Receivable, Allowance for Credit Losses | 240 | 379 | 79 |
Credit Card Receivable [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 1,673 | ||
Loans and Leases Receivable, Gross | 1,673 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 16 | ||
Financing Receivable, Allowance for Credit Losses | 16 | 0 | |
Bank Overdrafts [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 592 | ||
Loans and Leases Receivable, Gross | 592 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 135 | ||
Financing Receivable, Allowance for Credit Losses | 135 | 0 | |
Mortgage Warehouse Lines [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 166,826 | ||
Loans and Leases Receivable, Gross | 166,826 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 0 | ||
Financing Receivable, Allowance for Credit Losses | $ 0 | $ 0 | $ 0 |
Loans and Allowance For Credi_4
Loans and Allowance For Credit Losses Loans (Collateral Dependent Loans) (Details) $ in Thousands | Mar. 31, 2020USD ($) |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | $ 31,255 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 1,094 |
Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 18,215 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 851 |
Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 13,203 |
Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 5,012 |
Commercial [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 5,012 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 40 |
Commercial [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 5,012 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 40 |
Commercial [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 5,012 |
Commercial real estate owner occupied professional & medical [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 3,846 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 404 |
Commercial real estate owner occupied professional & medical [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 1,597 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 162 |
Commercial real estate owner occupied professional & medical [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 1,597 |
Commercial real estate owner occupied professional & medical [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate owner occupied retail [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 6,554 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate owner occupied retail [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 2,265 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate owner occupied retail [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 2,265 |
Commercial real estate owner occupied retail [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate owner occupied other [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate owner occupied other [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate owner occupied other [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate owner occupied other [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Multifamily [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Multifamily [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Multifamily [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Multifamily [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied retail [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 2,522 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 57 |
Commercial real estate non-owner occupied retail [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 651 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 56 |
Commercial real estate non-owner occupied retail [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 651 |
Commercial real estate non-owner occupied retail [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied other [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 5,337 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied other [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 2,957 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Commercial real estate non-owner occupied other [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 2,957 |
Commercial real estate non-owner occupied other [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Land and Land Improvements [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 1,641 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 577 |
Land and Land Improvements [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 1,006 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 577 |
Land and Land Improvements [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 1,006 |
Land and Land Improvements [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Construction [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Construction [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Construction [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Construction [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Residential 1-4 family real estate personal residence [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 617 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Residential 1-4 family real estate personal residence [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 617 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Residential 1-4 family real estate personal residence [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 617 |
Residential 1-4 family real estate personal residence [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Residential 1-4 family real estate rental - small loan [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 782 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 16 |
Residential 1-4 family real estate rental - small loan [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 782 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 16 |
Residential 1-4 family real estate rental - small loan [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 782 |
Residential 1-4 family real estate rental - small loan [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Residential 1-4 family real estate rental - large loan [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 4,421 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Residential 1-4 family real estate rental - large loan [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 3,328 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Residential 1-4 family real estate rental - large loan [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 3,328 |
Residential 1-4 family real estate rental - large loan [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Home Equity [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 523 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Home Equity [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Home Equity [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Home Equity [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Consumer [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Consumer [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Consumer [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Consumer [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Credit Card Receivable [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Credit Card Receivable [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Credit Card Receivable [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Credit Card Receivable [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Bank Overdrafts [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Bank Overdrafts [Member] | Collateral Pledged [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 |
Bank Overdrafts [Member] | Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | 0 |
Bank Overdrafts [Member] | Non-Real Estate Secured Loans [Member] | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |
Loans individually evaluated for impairment, collateral dependent | $ 0 |
Loans and Allowance For Credi_5
Loans and Allowance For Credit Losses Loans (Summary of Analysis Of Allowance For Loan Losses Prior To ASC 326 (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2020 | Dec. 31, 2019 | Dec. 31, 2018 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | $ 24,608 | $ 13,074 | $ 13,047 |
Financing Receivable, Allowance for Credit Losses, Write-downs | 698 | 2,103 | |
Financing Receivable, Allowance for Credit Losses, Recovery | 197 | 580 | |
Provision for Loan, Lease, and Other Losses | 4,699 | 1,550 | |
Commercial [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 2,441 | 1,221 | 1,705 |
Financing Receivable, Allowance for Credit Losses, Write-downs | 25 | 281 | |
Financing Receivable, Allowance for Credit Losses, Recovery | 7 | 17 | |
Provision for Loan, Lease, and Other Losses | 174 | (295) | |
Owner Occupied [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 2,214 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 2 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 21 | ||
Provision for Loan, Lease, and Other Losses | 467 | ||
Non Owner Occupied [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 5,742 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 170 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 1 | ||
Provision for Loan, Lease, and Other Losses | 366 | ||
Land and Land Improvements [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 4,120 | 600 | 339 |
Financing Receivable, Allowance for Credit Losses, Write-downs | 3 | 2 | |
Financing Receivable, Allowance for Credit Losses, Recovery | 3 | 108 | |
Provision for Loan, Lease, and Other Losses | 1,273 | 155 | |
Construction [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 1,678 | 242 | 64 |
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | 0 | |
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | 0 | |
Provision for Loan, Lease, and Other Losses | 440 | 178 | |
Non-Jumbo [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 2,090 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 979 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 125 | ||
Provision for Loan, Lease, and Other Losses | 576 | ||
Home Equity Line of Credit [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 379 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | ||
Provision for Loan, Lease, and Other Losses | (368) | ||
Home Equity [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 487 | 138 | 167 |
Financing Receivable, Allowance for Credit Losses, Write-downs | 23 | 24 | |
Financing Receivable, Allowance for Credit Losses, Recovery | 2 | 19 | |
Provision for Loan, Lease, and Other Losses | 62 | (24) | |
Mortgage Warehouse Lines [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 0 | 0 | 0 |
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | 0 | |
Financing Receivable, Allowance for Credit Losses, Recovery | 0 | 0 | |
Provision for Loan, Lease, and Other Losses | 0 | 0 | |
Consumer [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 240 | 379 | 79 |
Financing Receivable, Allowance for Credit Losses, Write-downs | 118 | 285 | |
Financing Receivable, Allowance for Credit Losses, Recovery | 38 | 168 | |
Provision for Loan, Lease, and Other Losses | $ 179 | 173 | |
Other Loans [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | $ 268 | ||
Financing Receivable, Allowance for Credit Losses, Write-downs | 360 | ||
Financing Receivable, Allowance for Credit Losses, Recovery | 121 | ||
Provision for Loan, Lease, and Other Losses | 322 | ||
Accounting Standards Update 2016-13 [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 13,074 | ||
Accounting Standards Update 2016-13 [Member] | Commercial [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 1,146 | ||
Accounting Standards Update 2016-13 [Member] | Owner Occupied [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 2,700 | ||
Accounting Standards Update 2016-13 [Member] | Non Owner Occupied [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 5,939 | ||
Accounting Standards Update 2016-13 [Member] | Land and Land Improvements [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 600 | ||
Accounting Standards Update 2016-13 [Member] | Construction [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 242 | ||
Accounting Standards Update 2016-13 [Member] | Non-Jumbo [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 1,812 | ||
Accounting Standards Update 2016-13 [Member] | Home Equity Line of Credit [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 11 | ||
Accounting Standards Update 2016-13 [Member] | Home Equity [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 138 | ||
Accounting Standards Update 2016-13 [Member] | Mortgage Warehouse Lines [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 0 | ||
Accounting Standards Update 2016-13 [Member] | Consumer [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | 135 | ||
Accounting Standards Update 2016-13 [Member] | Other Loans [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Financing Receivable, Allowance for Credit Losses | $ 351 |
Loans (Schedule of Contractual
Loans (Schedule of Contractual Aging of Recorded Investment in Past Due Loans by Class) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | $ 17,144 | $ 16,237 |
Current | 1,990,125 | 1,897,262 |
Recorded Investment greater then 90 days and Accruing | 12 | 42 |
Commercial [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 760 | 699 |
Current | 235,862 | 219,753 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 1,744 | 1,739 |
Current | 86,774 | 80,234 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 3,372 | 2,552 |
Current | 115,163 | 98,441 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 345 | 0 |
Current | 124,088 | 93,253 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Current | 120,201 | 128,665 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Current | 55,097 | 50,913 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Multifamily [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 211 | 816 |
Current | 142,707 | 163,582 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 829 | 1,218 |
Current | 106,591 | 101,771 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 1,151 | 387 |
Current | 153,832 | 181,855 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Land and Land Improvements [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 64 | 424 |
Current | 92,268 | 83,688 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Construction [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 138 |
Current | 43,121 | 37,385 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 5,210 | 5,104 |
Current | 270,979 | 255,739 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 1,737 | 1,771 |
Current | 100,614 | 99,309 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 1,093 | 0 |
Current | 63,851 | 63,986 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Home Equity [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 339 | 983 |
Current | 74,831 | 75,585 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Current | 166,826 | 126,237 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Consumer [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 270 | 339 |
Current | 35,074 | 34,682 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Credit Card Receivable [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 19 | 67 |
Current | 1,654 | 1,386 |
Recorded Investment greater then 90 days and Accruing | 12 | 42 |
Bank Overdrafts [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Current | 592 | 798 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 6,748 | 6,562 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 248 | 216 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 10 | 0 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 933 | 118 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Multifamily [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 809 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 71 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 986 | 0 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Land and Land Improvements [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 53 | 208 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 2,935 | 3,361 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 271 | 810 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 1,093 | 0 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 61 | 760 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 154 | 190 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Credit Card Receivable [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 4 | 19 |
Financing Receivables, 30 to 59 Days Past Due [Member] | Bank Overdrafts [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 1,618 | 1,256 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 119 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 137 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Multifamily [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 178 | 179 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 114 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Land and Land Improvements [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 28 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 943 | 806 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 54 | 21 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 124 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 83 | 79 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Credit Card Receivable [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 3 | 6 |
Financing Receivables, 60 to 89 Days Past Due [Member] | Bank Overdrafts [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 8,778 | 8,419 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 393 | 483 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 1,734 | 1,602 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 2,439 | 2,434 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 345 | 0 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Multifamily [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 211 | 7 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 651 | 968 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 51 | 387 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Land and Land Improvements [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 11 | 188 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 138 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 1,332 | 937 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 1,412 | 940 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 154 | 223 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 33 | 70 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Credit Card Receivable [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | 12 | 42 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Bank Overdrafts [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Past Due | $ 0 | $ 0 |
Loans (Schedule of Nonaccrual L
Loans (Schedule of Nonaccrual Loans Included in Net Balance of Loans) (Details) - USD ($) | Mar. 31, 2020 | Dec. 31, 2019 |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | $ 10,711,000 | $ 11,468,000 |
Financing Receivable Nonaccrual No Allowance | 2,515,000 | 3,509,000 |
Commercial [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 660,000 | 864,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 76,000 |
Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 1,734,000 | 1,602,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 2,554,000 | 2,552,000 |
Financing Receivable Nonaccrual No Allowance | 2,265,000 | 2,262,000 |
Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 388,000 | 43,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 55,000 | 57,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Multifamily [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 211,000 | 38,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 31,000 |
Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 651,000 | 1,120,000 |
Financing Receivable Nonaccrual No Allowance | 167,000 | 527,000 |
Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 51,000 | 388,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 40,000 |
Land and Land Improvements [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 11,000 | 188,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Construction [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 138,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 1,997,000 | 2,485,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 423,000 |
Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 2,136,000 | 1,635,000 |
Financing Receivable Nonaccrual No Allowance | 83,000 | 150,000 |
Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Home Equity [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 210,000 | 284,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Consumer [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 53,000 | 74,000 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Credit Card Receivable [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 |
Financing Receivable Nonaccrual No Allowance | 0 | 0 |
Bank Overdrafts [Member] | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 |
Financing Receivable Nonaccrual No Allowance | $ 0 | $ 0 |
Loans and Allowance For Credi_6
Loans and Allowance For Credit Losses Loans (Risk Ratings) (Details) $ in Thousands | 3 Months Ended |
Mar. 31, 2020USD ($) | |
Financing Receivable, Recorded Investment [Line Items] | |
Document Period End Date | Mar. 31, 2020 |
2020 | $ 95,350 |
2019 | 395,026 |
2018 | 263,044 |
2017 | 187,322 |
2016 | 170,135 |
Prior | 523,902 |
Revolving | 372,490 |
Revolving - Term | 0 |
Total | 2,007,269 |
Commercial [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 10,987 |
2019 | 44,972 |
2018 | 34,121 |
2017 | 25,825 |
2016 | 16,426 |
Prior | 15,700 |
Revolving | 88,591 |
Revolving - Term | 0 |
Total | 236,622 |
Commercial [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 9,821 |
2019 | 44,711 |
2018 | 31,911 |
2017 | 25,730 |
2016 | 16,175 |
Prior | 14,658 |
Revolving | 84,372 |
Revolving - Term | 0 |
Total | 227,378 |
Commercial [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 45 |
2018 | 1,966 |
2017 | 86 |
2016 | 134 |
Prior | 914 |
Revolving | 432 |
Revolving - Term | 0 |
Total | 3,577 |
Commercial [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 1,166 |
2019 | 216 |
2018 | 244 |
2017 | 9 |
2016 | 117 |
Prior | 128 |
Revolving | 3,787 |
Revolving - Term | 0 |
Total | 5,667 |
Commercial real estate owner occupied professional & medical [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 5,273 |
2019 | 6,131 |
2018 | 2,625 |
2017 | 27,712 |
2016 | 4,047 |
Prior | 39,431 |
Revolving | 3,299 |
Revolving - Term | 0 |
Total | 88,518 |
Commercial real estate owner occupied professional & medical [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 4,085 |
2019 | 6,131 |
2018 | 2,625 |
2017 | 27,712 |
2016 | 3,910 |
Prior | 37,578 |
Revolving | 3,299 |
Revolving - Term | 0 |
Total | 85,340 |
Commercial real estate owner occupied professional & medical [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 1,188 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 256 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 1,444 |
Commercial real estate owner occupied professional & medical [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 137 |
Prior | 1,597 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 1,734 |
Commercial real estate owner occupied retail [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 18,461 |
2019 | 39,838 |
2018 | 5,326 |
2017 | 12,128 |
2016 | 6,410 |
Prior | 33,961 |
Revolving | 2,411 |
Revolving - Term | 0 |
Total | 118,535 |
Commercial real estate owner occupied retail [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 18,461 |
2019 | 39,838 |
2018 | 5,326 |
2017 | 11,538 |
2016 | 6,401 |
Prior | 30,548 |
Revolving | 2,411 |
Revolving - Term | 0 |
Total | 114,523 |
Commercial real estate owner occupied retail [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 590 |
2016 | 9 |
Prior | 859 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 1,458 |
Commercial real estate owner occupied retail [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 2,554 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 2,554 |
Commercial real estate owner occupied other [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 13,415 |
2019 | 15,232 |
2018 | 17,585 |
2017 | 10,104 |
2016 | 21,576 |
Prior | 36,759 |
Revolving | 9,762 |
Revolving - Term | 0 |
Total | 124,433 |
Commercial real estate owner occupied other [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 13,415 |
2019 | 15,232 |
2018 | 17,585 |
2017 | 9,744 |
2016 | 21,576 |
Prior | 35,532 |
Revolving | 9,719 |
Revolving - Term | 0 |
Total | 122,803 |
Commercial real estate owner occupied other [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 807 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 807 |
Commercial real estate owner occupied other [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 360 |
2016 | 0 |
Prior | 420 |
Revolving | 43 |
Revolving - Term | 0 |
Total | 823 |
Commercial Real Estate Owner Occupied [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 37,149 |
2019 | 61,201 |
2018 | 25,536 |
2017 | 49,944 |
2016 | 32,033 |
Prior | 110,151 |
Revolving | 15,472 |
Revolving - Term | 0 |
Total | 331,486 |
Commercial real estate non-owner occupied hotels & motels [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 3,457 |
2019 | 61,358 |
2018 | 18,043 |
2017 | 9,942 |
2016 | 10,997 |
Prior | 14,858 |
Revolving | 1,546 |
Revolving - Term | 0 |
Total | 120,201 |
Commercial real estate non-owner occupied hotels & motels [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 3,457 |
2019 | 61,358 |
2018 | 18,043 |
2017 | 9,942 |
2016 | 10,997 |
Prior | 14,858 |
Revolving | 1,546 |
Revolving - Term | 0 |
Total | 120,201 |
Commercial real estate non-owner occupied hotels & motels [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 3,742 |
2019 | 19,158 |
2018 | 15,230 |
2017 | 4,081 |
2016 | 7,407 |
Prior | 5,305 |
Revolving | 174 |
Revolving - Term | 0 |
Total | 55,097 |
Commercial real estate non-owner occupied mini-storage [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 3,742 |
2019 | 19,158 |
2018 | 15,230 |
2017 | 4,081 |
2016 | 7,407 |
Prior | 5,250 |
Revolving | 174 |
Revolving - Term | 0 |
Total | 55,042 |
Commercial real estate non-owner occupied mini-storage [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 55 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 55 |
Commercial real estate non-owner occupied mini-storage [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Multifamily [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 4,345 |
2019 | 27,186 |
2018 | 27,440 |
2017 | 19,281 |
2016 | 11,435 |
Prior | 50,284 |
Revolving | 2,947 |
Revolving - Term | 0 |
Total | 142,918 |
Multifamily [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 4,345 |
2019 | 27,186 |
2018 | 27,440 |
2017 | 19,281 |
2016 | 11,435 |
Prior | 49,939 |
Revolving | 2,947 |
Revolving - Term | 0 |
Total | 142,573 |
Multifamily [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 104 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 104 |
Multifamily [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 241 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 241 |
Commercial real estate non-owner occupied retail [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 3,978 |
2019 | 25,968 |
2018 | 12,380 |
2017 | 8,730 |
2016 | 5,934 |
Prior | 45,393 |
Revolving | 5,037 |
Revolving - Term | 0 |
Total | 107,420 |
Commercial real estate non-owner occupied retail [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 3,978 |
2019 | 25,968 |
2018 | 12,380 |
2017 | 8,552 |
2016 | 5,934 |
Prior | 44,012 |
Revolving | 5,037 |
Revolving - Term | 0 |
Total | 105,861 |
Commercial real estate non-owner occupied retail [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 178 |
2016 | 0 |
Prior | 585 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 763 |
Commercial real estate non-owner occupied retail [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 796 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 796 |
Commercial real estate non-owner occupied other [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 6,012 |
2019 | 21,200 |
2018 | 51,880 |
2017 | 11,228 |
2016 | 28,061 |
Prior | 34,822 |
Revolving | 1,780 |
Revolving - Term | 0 |
Total | 154,983 |
Commercial real estate non-owner occupied other [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 6,012 |
2019 | 21,200 |
2018 | 51,880 |
2017 | 11,228 |
2016 | 28,061 |
Prior | 31,540 |
Revolving | 1,780 |
Revolving - Term | 0 |
Total | 151,701 |
Commercial real estate non-owner occupied other [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 274 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 274 |
Commercial real estate non-owner occupied other [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 3,008 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 3,008 |
Commercial Real Estate Non-Owner Occupied [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 21,534 |
2019 | 154,870 |
2018 | 124,973 |
2017 | 53,262 |
2016 | 63,834 |
Prior | 150,662 |
Revolving | 11,484 |
Revolving - Term | 0 |
Total | 580,619 |
Land and Land Improvements [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 1,634 |
2019 | 33,039 |
2018 | 9,617 |
2017 | 5,368 |
2016 | 7,074 |
Prior | 26,552 |
Revolving | 9,048 |
Revolving - Term | 0 |
Total | 92,332 |
Land and Land Improvements [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 1,634 |
2019 | 33,039 |
2018 | 9,603 |
2017 | 5,368 |
2016 | 7,059 |
Prior | 24,530 |
Revolving | 9,048 |
Revolving - Term | 0 |
Total | 90,281 |
Land and Land Improvements [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 14 |
2017 | 0 |
2016 | 0 |
Prior | 727 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 741 |
Land and Land Improvements [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 15 |
Prior | 1,295 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 1,310 |
Construction Loans [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 2,677 |
2019 | 23,791 |
2018 | 8,499 |
2017 | 6,190 |
2016 | 0 |
Prior | 0 |
Revolving | 1,964 |
Revolving - Term | 0 |
Total | 43,121 |
Construction Loans [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 2,677 |
2019 | 23,791 |
2018 | 8,499 |
2017 | 6,190 |
2016 | 0 |
Prior | 0 |
Revolving | 1,964 |
Revolving - Term | 0 |
Total | 43,121 |
Construction Loans [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Construction Loans [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Construction and Development [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 4,311 |
2019 | 56,830 |
2018 | 18,116 |
2017 | 11,558 |
2016 | 7,074 |
Prior | 26,552 |
Revolving | 11,012 |
Revolving - Term | 0 |
Total | 135,453 |
Residential 1-4 family real estate personal residence [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 7,744 |
2019 | 33,081 |
2018 | 29,969 |
2017 | 23,093 |
2016 | 26,430 |
Prior | 155,872 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 276,189 |
Residential 1-4 family real estate personal residence [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 7,744 |
2019 | 32,737 |
2018 | 29,372 |
2017 | 22,589 |
2016 | 25,890 |
Prior | 133,941 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 252,273 |
Residential 1-4 family real estate personal residence [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 188 |
2018 | 63 |
2017 | 122 |
2016 | 131 |
Prior | 13,160 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 13,664 |
Residential 1-4 family real estate personal residence [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 156 |
2018 | 534 |
2017 | 382 |
2016 | 409 |
Prior | 8,771 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 10,252 |
Residential 1-4 family real estate rental - small loan [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 4,345 |
2019 | 19,274 |
2018 | 14,655 |
2017 | 13,071 |
2016 | 12,483 |
Prior | 33,940 |
Revolving | 4,583 |
Revolving - Term | 0 |
Total | 102,351 |
Residential 1-4 family real estate rental - small loan [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 4,233 |
2019 | 18,803 |
2018 | 14,402 |
2017 | 13,068 |
2016 | 12,026 |
Prior | 28,924 |
Revolving | 4,551 |
Revolving - Term | 0 |
Total | 96,007 |
Residential 1-4 family real estate rental - small loan [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 112 |
2019 | 471 |
2018 | 253 |
2017 | 3 |
2016 | 203 |
Prior | 2,081 |
Revolving | 32 |
Revolving - Term | 0 |
Total | 3,155 |
Residential 1-4 family real estate rental - small loan [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 254 |
Prior | 2,935 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 3,189 |
Residential 1-4 family real estate rental - large loan [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 2,664 |
2019 | 9,559 |
2018 | 7,912 |
2017 | 7,142 |
2016 | 9,553 |
Prior | 27,111 |
Revolving | 1,003 |
Revolving - Term | 0 |
Total | 64,944 |
Residential 1-4 family real estate rental - large loan [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 2,664 |
2019 | 8,129 |
2018 | 7,912 |
2017 | 7,142 |
2016 | 8,460 |
Prior | 23,749 |
Revolving | 1,003 |
Revolving - Term | 0 |
Total | 59,059 |
Residential 1-4 family real estate rental - large loan [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 1,430 |
2018 | 0 |
2017 | 0 |
2016 | 1,093 |
Prior | 34 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 2,557 |
Residential 1-4 family real estate rental - large loan [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 3,328 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 3,328 |
Home Equity [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 66 |
2019 | 0 |
2018 | 91 |
2017 | 126 |
2016 | 134 |
Prior | 1,924 |
Revolving | 72,829 |
Revolving - Term | 0 |
Total | 75,170 |
Home Equity [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 66 |
2019 | 0 |
2018 | 91 |
2017 | 86 |
2016 | 134 |
Prior | 1,439 |
Revolving | 71,143 |
Revolving - Term | 0 |
Total | 72,959 |
Home Equity [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 40 |
2016 | 0 |
Prior | 142 |
Revolving | 1,354 |
Revolving - Term | 0 |
Total | 1,536 |
Home Equity [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 343 |
Revolving | 332 |
Revolving - Term | 0 |
Total | 675 |
Residential Portfolio Segment [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 14,819 |
2019 | 61,914 |
2018 | 52,627 |
2017 | 43,432 |
2016 | 48,600 |
Prior | 218,847 |
Revolving | 78,415 |
Revolving - Term | 0 |
Total | 518,654 |
Mortgage Warehouse Lines [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 166,826 |
Revolving - Term | 0 |
Total | 166,826 |
Mortgage Warehouse Lines [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 166,826 |
Revolving - Term | 0 |
Total | 166,826 |
Mortgage Warehouse Lines [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Mortgage Warehouse Lines [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Consumer Portfolio Segment [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 4,285 |
2019 | 15,239 |
2018 | 7,671 |
2017 | 3,301 |
2016 | 2,168 |
Prior | 1,990 |
Revolving | 690 |
Revolving - Term | 0 |
Total | 35,344 |
Consumer Portfolio Segment [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 4,026 |
2019 | 14,306 |
2018 | 7,234 |
2017 | 3,000 |
2016 | 1,983 |
Prior | 1,907 |
Revolving | 645 |
Revolving - Term | 0 |
Total | 33,101 |
Consumer Portfolio Segment [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 183 |
2019 | 752 |
2018 | 408 |
2017 | 268 |
2016 | 119 |
Prior | 71 |
Revolving | 17 |
Revolving - Term | 0 |
Total | 1,818 |
Consumer Portfolio Segment [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 76 |
2019 | 181 |
2018 | 29 |
2017 | 33 |
2016 | 66 |
Prior | 12 |
Revolving | 28 |
Revolving - Term | 0 |
Total | 425 |
Credit Card Receivable [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 1,673 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 1,673 |
Credit Card Receivable [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 1,673 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 1,673 |
Credit Card Receivable [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Credit Card Receivable [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Bank Overdrafts [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 592 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 592 |
Bank Overdrafts [Member] | Pass [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 592 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 592 |
Bank Overdrafts [Member] | Special Mention [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Bank Overdrafts [Member] | Substandard [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 0 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | 0 |
Other Financing Receivable [Member] | |
Financing Receivable, Recorded Investment [Line Items] | |
2020 | 2,265 |
2019 | 0 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
Prior | 0 |
Revolving | 0 |
Revolving - Term | 0 |
Total | $ 2,265 |
Loans and Allowance For Credi_7
Loans and Allowance For Credit Losses Loans (Schedule of Restructured Trouble Debt Restructuring By Class) (Details) | 3 Months Ended | |
Mar. 31, 2020USD ($)contract | Mar. 31, 2019USD ($)contract | |
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 1 | 13 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 361,000 | $ 1,074,000 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 361,000 | $ 1,074,000 |
Commercial [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 0 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 0 |
Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 0 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 0 |
Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 0 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 0 |
Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 1 | 1 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 361,000 | $ 325,000 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 361,000 | $ 325,000 |
Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 0 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 0 |
Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 0 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 0 |
Multifamily [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 1 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 35,000 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 35,000 |
Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 2 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 162,000 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 162,000 |
Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 1 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 126,000 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 126,000 |
Land and Land Improvements [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 0 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 0 |
Construction [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 0 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 0 |
Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 3 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 151,000 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 151,000 |
Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 4 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 259,000 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 259,000 |
Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 0 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 0 |
Home Equity [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 0 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 0 |
Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 0 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 0 |
Consumer [Member] | ||
Financing Receivable, Modifications [Line Items] | ||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 1 |
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $ 0 | $ 16,000 |
Financing Receivable, Modifications, Post-Modification Recorded Investment | $ 0 | $ 16,000 |
Loans and Allowance For Credi_8
Loans and Allowance For Credit Losses Loans (Schedule of Defaults During Stated Period Of Trouble Debt Restructurings) (Details) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020USD ($)contract | Mar. 31, 2019USD ($)contract | |
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 1 | 10 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 361 | $ 1,044 |
Commercial [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 2 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 157 |
Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 1 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 361 | $ 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Multifamily [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 1 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 127 |
Land and Land Improvements [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Construction [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 4 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 614 |
Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 3 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 146 |
Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Home Equity [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Consumer [Member] | ||
Financing Receivable, Impaired [Line Items] | ||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract | 0 | 0 |
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ | $ 0 | $ 0 |
Loans and Allowance For Credi_9
Loans and Allowance For Credit Losses Loans (Schedule of Purchased Credit Deteriorated Financing Receivables) (Details) - Purchased Credit Deteriorated [Member] $ in Thousands | Jan. 01, 2020USD ($) |
Accounts, Notes, Loans and Financing Receivable [Line Items] | |
Purchase Price of Purchased Credit Deteriorated Financing Receivable | $ 1,877 |
Allowance for Credit Losses Purchased Credit Deteriorated Financing Receivables at Acquisition | 410 |
Non Credit Discount Purchased Credit Deteriorated Financing Receivable at Acquisition | 159 |
Par Value of Purchased Credit Deteriorated Financing Receivable at Acquisition | $ 1,308 |
Goodwill And Other Intangible_3
Goodwill And Other Intangible Assets (Summary Of Goodwill Activity) (Details) - Community Banking [Member] $ in Thousands | 3 Months Ended |
Mar. 31, 2020USD ($) | |
Goodwill [Roll Forward] | |
Goodwill, beginning balance | $ 12,658 |
Goodwill, Acquired During Period | 10,822 |
Goodwill, ending balance | $ 23,480 |
Goodwill And Other Intangible_4
Goodwill And Other Intangible Assets (Summary Of Other Intangible Assets) (Details) - Community Banking [Member] - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 |
Goodwill [Line Items] | ||
Identifiable intangible assets, Gross carrying amount | $ 15,444 | $ 14,727 |
Identifiable intangible assets, Less: accumulated amortization | (4,792) | (4,363) |
Identifiable intangible assets, Net carrying amount | $ 10,652 | $ 10,364 |
Goodwill And Other Intangible_5
Goodwill And Other Intangible Assets (Narrative) (Details) - USD ($) | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Goodwill and Intangible Assets Disclosure [Abstract] | ||
Goodwill, Impaired, Accumulated Impairment Loss | $ 0 | |
Recorded amortization expense | $ 429,000 | $ 476,000 |
Goodwill And Other Intangible_6
Goodwill And Other Intangible Assets Schedule of Amortization Expense (Details) - Core Deposits [Member] $ in Thousands | Mar. 31, 2020USD ($) |
Schedule of Amortization of Intangibles [Line Items] | |
Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months | $ 1,215 |
Finite-Lived Intangible Assets, Amortization Expense, Year Two | 1,511 |
Finite-Lived Intangible Assets, Amortization Expense, Year Three | 1,377 |
Finite-Lived Intangible Assets, Amortization Expense, Year Four | 1,243 |
Finite-Lived Intangible Assets, Amortization Expense, Year Five | 1,110 |
Finite-Lived Intangible Assets, Amortization Expense, after Year Five | $ 4,126 |
Deposits (Summary Of Interest B
Deposits (Summary Of Interest Bearing Deposits By Type) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 | |
Deposits [Abstract] | |||
Demand deposits, interest bearing | $ 648,214 | $ 630,351 | |
Savings deposits | 457,010 | 418,096 | |
Time deposits | 602,244 | 604,237 | |
Total | $ 1,707,468 | $ 1,652,684 | [1] |
[1] | Derived from audited consolidated financial statements |
Deposits (Summary Of Scheduled
Deposits (Summary Of Scheduled Maturities For All Time Deposits) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 |
Deposits [Abstract] | ||
Nine month period ending December 31, 2020 | $ 290,895 | |
Year ending December 31, 2021 | 214,158 | |
Year ending December 31, 2022 | 43,970 | |
Year ending December 31, 2023 | 19,402 | |
Year ending December 31, 2024 | 14,050 | |
Thereafter | 19,769 | |
Total | $ 602,244 | $ 604,237 |
Deposits (Narrative) (Details)
Deposits (Narrative) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 |
Deposits [Abstract] | ||
Time Deposits, at or Above FDIC Insurance Limit | $ 196,000 | $ 198,100 |
Time deposits acquired through a third party (brokered deposits) | $ 111,200 | $ 150,600 |
Borrowed Funds (Summary Of Shor
Borrowed Funds (Summary Of Short-Term Borrowings) (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended | ||
Mar. 31, 2020 | Mar. 31, 2019 | Dec. 31, 2019 | ||
Debt Instrument [Line Items] | ||||
Beginning Balance | $ 161,745 | $ 199,345 | [1] | |
Short-term FHLB Advances [Member] | ||||
Debt Instrument [Line Items] | ||||
Beginning Balance | 161,600 | $ 186,150 | 199,200 | |
Average balance outstanding for the period | 119,462 | 198,878 | 193,992 | |
Maximum balance outstanding at any month end during period | $ 161,600 | $ 190,000 | $ 237,400 | |
Weighted average interest rate for the period | 1.65% | 2.71% | 2.48% | |
Weighted average interest rate for balances outstanding | 0.48% | 2.75% | 1.83% | |
Federal Funds Purchased and Lines of Credit [Member] | ||||
Debt Instrument [Line Items] | ||||
Beginning Balance | $ 145 | $ 142 | $ 145 | |
Average balance outstanding for the period | 145 | 1,419 | 458 | |
Maximum balance outstanding at any month end during period | $ 145 | $ 142 | $ 145 | |
Weighted average interest rate for the period | 1.41% | 2.47% | 2.43% | |
Weighted average interest rate for balances outstanding | 0.25% | 2.50% | 1.75% | |
[1] | Derived from audited consolidated financial statements |
Borrowed Funds (Long-term Borro
Borrowed Funds (Long-term Borrowings) (Narrative) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 |
Debt Disclosure [Abstract] | ||
Long-term borrowings | $ 712 | $ 717 |
Average interest rate paid on long-term borrowings | 5.34% | 5.34% |
Federal Home Loan Bank Collateral Amount for Advances | $ 1,220,000 |
Borrowed Funds (Subordinated De
Borrowed Funds (Subordinated Debentures Owed to Unconsolidated Subsidiary Trusts) (Narrative) (Details) $ in Thousands | 3 Months Ended | |||
Mar. 31, 2020USD ($)trust | Mar. 31, 2019USD ($) | Dec. 31, 2019USD ($) | [1] | |
Debt Instrument [Line Items] | ||||
Number of statutory business trusts | trust | 3 | |||
Subordinated debentures owed to unconsolidated subsidiary trusts | $ 19,589 | $ 19,589 | ||
Proceeds from issuance of common stock, net of issuance costs | $ (36) | $ (20) | ||
Trust preferred securities limited to tier one capital elements, net of goodwill | 25.00% | |||
[1] | Derived from audited consolidated financial statements |
Borrowed Funds (Summary Of The
Borrowed Funds (Summary Of The Maturities Of All Long-Term Borrowings And Subordinated Debentures) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 |
Total | $ 712 | $ 717 |
Long-term Debt [Member] | ||
2020 | 14 | |
2021 | 19 | |
2022 | 21 | |
2023 | 22 | |
2024 | 23 | |
Thereafter | 613 | |
Total | 712 | |
Subordinated debentures owed to unconsolidated subsidiary trusts [Member] | ||
2020 | 0 | |
2021 | 0 | |
2022 | 0 | |
2023 | 0 | |
2024 | 0 | |
Thereafter | 19,589 | |
Total | $ 19,589 |
Share Based Compensation Share
Share Based Compensation Share Based Compensation (Narrative) (Details) - USD ($) | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | Dec. 31, 2019 | |
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | |||
Stock Issued During Period, Shares, Restricted Stock Award, Gross | 1,846 | 2,892 | |
Number of LTIP shares authorized | 20,000,000 | 20,000,000 | |
Allocated Share-based Compensation Expense | $ 162,000 | $ 132,000 | |
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense | $ 39,000 | $ 32,000 | |
5 Year Vesting Stock Appreciation Rights [Member] | |||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | |||
Number of awards granted | 109,819 | ||
Vesting period | 5 years | ||
Percentage vested per year | 20.00% | ||
Expiration period | 10 years | ||
7 Year Vesting Stock Appreciation Rights [Member] | |||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | |||
Number of awards granted | 28,306 | ||
Vesting period | 7 years | ||
Percentage vested per year | 14.29% | ||
Expiration period | 10 years | ||
Restricted Stock Units (RSUs) [Member] | |||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | |||
Vesting period | 2 years | 3 years | |
Minimum [Member] | Restricted Stock Units (RSUs) [Member] | |||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | |||
Vesting period | 3 years | ||
Maximum [Member] | Restricted Stock Units (RSUs) [Member] | |||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | |||
Vesting period | 5 years |
Share Based Compensation Schedu
Share Based Compensation Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Details) | 3 Months Ended |
Mar. 31, 2019 | |
5 Year Vesting Stock Appreciation Rights [Member] | |
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Line Items] | |
Risk-free interest rate | 2.43% |
Expected dividend yield | 2.30% |
Expected common stock volatility | 35.71% |
Expected life | 6 years 6 months |
7 Year Vesting Stock Appreciation Rights [Member] | |
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Line Items] | |
Risk-free interest rate | 2.51% |
Expected dividend yield | 2.30% |
Expected common stock volatility | 40.84% |
Expected life | 7 years |
Share Based Compensation (Summa
Share Based Compensation (Summary Of Activity In Stock Option Plans) (Details) - USD ($) $ / shares in Units, $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward] | ||
Outstanding Options, Exercised | 0 | 0 |
Employee Stock Option and Stock Appreciation Rights (SARs) [Member] | ||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value | $ 1,039 | $ 2,478 |
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Remaining Contractual Term | 7 years 29 days | 7 years 9 months 29 days |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number | 146,031 | 111,058 |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value | $ 732 | $ 1,129 |
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Remaining Contractual Term | 6 years 2 months 26 days | 6 years 1 month 28 days |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price | $ 18.18 | $ 15.77 |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward] | ||
Outstanding Options, Beginning Balance | 330,703 | 232,091 |
Outstanding Options, Granted | 0 | 138,125 |
Outstanding Options, Exercised | 0 | 0 |
Outstanding Options, Forfeited | 0 | 0 |
Outstanding Options, Expired | 0 | 0 |
Outstanding Options, Ending Balance | 330,703 | 370,216 |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract] | ||
Outstanding, Weighted-Average Exercise Price, Beginning Balance | $ 20.44 | $ 17.36 |
Outstanding, Weighted-Average Exercise Price, Granted | 0 | 23.94 |
Outstanding, Weighted-Average Exercise Price, Exercised | 0 | 0 |
Outstanding, Weighted-Average Exercise Price, Forfeited | 0 | 0 |
Outstanding, Weighted-Average Exercise Price, Expired | 0 | 0 |
Outstanding, Weighted-Average Exercise Price, Ending Balance | $ 20.44 | $ 19.82 |
Share Based Compensation Sche_2
Share Based Compensation Schedule of Share-based Compensation, Restricted Stock Units Award Activity (Details) - Restricted Stock Units (RSUs) [Member] - $ / shares | 3 Months Ended | |
Mar. 31, 2020 | Dec. 31, 2019 | |
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number | 4,738 | 2,892 |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value | $ 26.38 | $ 25.93 |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period | 1,846 | |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value | $ 27.09 | |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instrument Other than Options, Exercises in Period | 0 | |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Exercises in Period, Weighted Average Grant Date Fair Value | $ 0 | |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period | 0 | |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value | $ 0 | |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period | 0 | |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value | $ 0 |
Commitments And Contingencies_2
Commitments And Contingencies (Details) $ in Thousands | Mar. 31, 2020USD ($) |
Loss Contingencies [Line Items] | |
Total unfunded commitments | $ 449,585 |
Revolving Home Equity And Credit Card Lines [Member] | |
Loss Contingencies [Line Items] | |
Total unfunded commitments | 70,168 |
Construction [Member] | |
Loss Contingencies [Line Items] | |
Total unfunded commitments | 147,681 |
Other Loans [Member] | |
Loss Contingencies [Line Items] | |
Total unfunded commitments | 215,004 |
Standby Letters Of Credit [Member] | |
Loss Contingencies [Line Items] | |
Total unfunded commitments | $ 16,732 |
Commitments And Contingencies C
Commitments And Contingencies Commitments and Contingencies (Narrative) (Details) - USD ($) | 3 Months Ended | |
Mar. 31, 2020 | Jan. 01, 2020 | |
Commitments and Contingencies Disclosure [Abstract] | ||
Impact to ACL on off-balance sheet credit exposures upon adoption of ASU 2016-13 | $ 2,430,000 | |
Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal | $ 551,000 | |
Off Balance Sheet Credit Loss Liability | $ 2,980,000 |
Regulatory Matters (Summary Of
Regulatory Matters (Summary Of Actual Capital Amounts And Ratios) (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 |
Summit [Member] | ||
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] | ||
CET1 (to risk weighted assets), Actual Amount | $ 231,676 | $ 224,679 |
CET1 (to risk weighted assets), Actual Ratio | 10.80% | 11.10% |
Tier I Capital (to risk weighted assets), Actual Amount | $ 250,676 | $ 243,679 |
Tier I Capital (to risk weighted assets), Actual Ratio | 11.70% | 12.10% |
Total Capital (to risk weighted assets), Actual Amount | $ 267,905 | $ 256,753 |
Total Capital (to risk weighted assets), Actual Ratio | 12.50% | 12.70% |
Tier I Capital (to average assets), Actual Amount | $ 250,676 | $ 243,679 |
Tier I Capital (to average assets), Actual Ratio | 10.20% | 10.50% |
Summit Community [Member] | ||
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] | ||
CET1 (to risk weighted assets), Actual Amount | $ 250,530 | $ 244,045 |
CET1 (to risk weighted assets), Actual Ratio | 11.70% | 12.10% |
CET1 (to risk weighted assets), Minimum Required Capital, Amount | $ 149,890 | $ 141,183 |
CET1 (to risk weighted assets), Minimum Required Capital, Ratio | 7.00% | 7.00% |
CET1 (to risk weighted assets), Minimum Required To Be Well Capitalized, Amount | $ 139,183 | $ 131,099 |
CET1 (to risk weighted assets), Minimum Required To Be Well Capitalized, Ratio | 6.50% | 6.50% |
Tier I Capital (to risk weighted assets), Actual Amount | $ 250,530 | $ 244,045 |
Tier I Capital (to risk weighted assets), Actual Ratio | 11.70% | 12.10% |
Tier I Capital (to risk weighted assets), Minimum Required Capital, Amount | $ 182,009 | $ 171,437 |
Tier I Capital (to risk weighted assets), Minimum Required Capital, Ratio | 8.50% | 8.50% |
Tier I Capital (to risk weighted assets), Minimum Required To Be Well Capitalized, Amount | $ 171,303 | $ 161,352 |
Tier I Capital (to risk weighted assets), Minimum Required To Be Well Capitalized, Ratio | 8.00% | 8.00% |
Total Capital (to risk weighted assets), Actual Amount | $ 267,759 | $ 257,119 |
Total Capital (to risk weighted assets), Actual Ratio | 12.50% | 12.70% |
Total Capital (to risk weighted assets), Minimum Required Capital, Amount | $ 224,918 | $ 212,579 |
Total Capital (to risk weighted assets), Minimum Required Capital, Ratio | 10.50% | 10.50% |
Total Capital (to risk weighted assets), Minimum Required To Be Well Capitalized, Amount | $ 214,207 | $ 202,456 |
Total Capital (to risk weighted assets), Minimum Required To Be Well Capitalized, Ratio | 10.00% | 10.00% |
Tier I Capital (to average assets), Actual Amount | $ 250,530 | $ 244,045 |
Tier I Capital (to average assets), Actual Ratio | 10.20% | 10.60% |
Tier I Capital (to average assets), Minimum Required Capital, Amount | $ 98,247 | $ 92,092 |
Tier I Capital (to average assets), Minimum Required Capital, Ratio | 4.00% | 4.00% |
Tier I Capital (to average assets), Minimum Required To Be Well Capitalized, Amount | $ 122,809 | $ 115,116 |
Tier I Capital (to average assets), Minimum Required To Be Well Capitalized, Ratio | 5.00% | 5.00% |
Derivative Financial Instrume_3
Derivative Financial Instruments (Narrative) (Details) $ in Thousands | 3 Months Ended |
Mar. 31, 2020USD ($)contract | |
Derivative [Line Items] | |
Document Period End Date | Mar. 31, 2020 |
Cash Flow Hedges | |
Derivative [Line Items] | |
Number of forward-starting, pay-fixed/receive LIBOR interest rate swaps | contract | 4 |
Interest Rate Swap Maturing October 18 2020 | |
Derivative [Line Items] | |
Derivative Liability, Notional Amount | $ 30,000 |
Notional Amount | $ 30,000 |
Derivative, swaption interest rate | 2.89% |
Interest Rate Swap Maturing October 18 2021 | |
Derivative [Line Items] | |
Derivative Liability, Notional Amount | $ 40,000 |
Notional Amount | $ 40,000 |
Derivative, swaption interest rate | 2.19% |
Interest Rate Swap Maturing October 18 2023 [Member] | |
Derivative [Line Items] | |
Derivative Liability, Notional Amount | $ 20,000 |
Notional Amount | $ 20,000 |
Derivative, swaption interest rate | 1.07% |
Interest Rate Swap Maturing October 18 2024 [Member] | |
Derivative [Line Items] | |
Derivative Liability, Notional Amount | $ 20,000 |
Notional Amount | $ 20,000 |
Derivative, swaption interest rate | 1.1055% |
Fair Value Hedging | |
Derivative [Line Items] | |
Number of forward-starting, pay-fixed/receive LIBOR interest rate swaps | contract | 2 |
Fair Value Hedging | Commercial Real Estate [Member] | Interest Rate Swap Maturing January 15 2025 | |
Derivative [Line Items] | |
Derivative Asset, Notional Amount | $ 9,950 |
Derivative, swaption interest rate | 4.33% |
Derivative, Basis Spread on Variable Rate | 2.40% |
Fair Value Hedging | Commercial Real Estate [Member] | Interest Rate Swap Maturing January 15 2026 | |
Derivative [Line Items] | |
Derivative Asset, Notional Amount | $ 11,300 |
Derivative, swaption interest rate | 4.30% |
Derivative, Basis Spread on Variable Rate | 2.18% |
Derivative Financial Instrume_4
Derivative Financial Instruments (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended |
Mar. 31, 2020 | Dec. 31, 2019 | |
Derivative [Line Items] | ||
Document Period End Date | Mar. 31, 2020 | |
Short-term Debt [Member] | Cash Flow Hedges | Interest Rate Swap [Member] | ||
Derivative [Line Items] | ||
Derivative Liability, Notional Amount | $ 110,000 | $ 70,000 |
Cash Flow Hedge Derivative Instrument Assets at Fair Value | 0 | 0 |
Cash Flow Hedge Derivative Instrument Liabilities at Fair Value | 2,106 | 679 |
Gain (Loss) on Cash Flow Hedge Ineffectiveness, Net | 0 | 0 |
Commercial Real Estate [Member] | Fair Value Hedges | Interest Rate Swap [Member] | ||
Derivative [Line Items] | ||
Notional Amount | 18,657 | 18,809 |
Derivative Fair Value, Asset | 0 | 0 |
Derivative Fair Value, Liability | 1,371 | 309 |
Net Ineffectiveness Hedge Gains/(Losses) | $ 0 | $ 0 |
Acquisitions Acquisitions (Nar
Acquisitions Acquisitions (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands | Apr. 24, 2020 | Jan. 01, 2020 | Sep. 17, 2019 | Dec. 31, 2019 |
Cornerstone Financial Services Inc. [Member] | ||||
Business Acquisition [Line Items] | ||||
Business Acquisition, Percentage of Voting Interests Acquired | 100.00% | |||
Business Acquisition, Share Price | $ 5,700 | |||
Business Acquisition, Share Price, Number Of Shares | 570,000 | 228 | ||
Business Acquisition Combination of Equity and Cash, Cash | 50.00% | |||
Business Acquisition Combination of Equity and Cash, Common Stock | 50.00% | |||
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets | $ 195,049 | $ 195,000 | ||
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities | 176,333 | $ 176,000 | ||
Goodwill | 10,820 | |||
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits | 173,030 | |||
Stock Consideration [Member] | Cornerstone Financial Services Inc. [Member] | ||||
Business Acquisition [Line Items] | ||||
Business Combination, Consideration Transferred | 15,400 | |||
Cash Consideration [Member] | Cornerstone Financial Services Inc. [Member] | ||||
Business Acquisition [Line Items] | ||||
Business Combination, Consideration Transferred | $ 14,300 | |||
Core Deposits [Member] | Cornerstone Financial Services Inc. [Member] | ||||
Business Acquisition [Line Items] | ||||
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life | 10 years | |||
Subsequent Event Type [Domain] | MVB [Member] | ||||
Business Acquisition [Line Items] | ||||
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets | $ 51,400 | |||
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits | 195,000 | |||
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans | $ 35,300 | |||
Number of days for post-closing adjustment to purchase price | 30 days | |||
Number of days of average daily closing balance of deposits prior to closing | 30 days | |||
Percent multiplier used to calculate purchase price | 8.00% |
Acquisitions Schedule of Consid
Acquisitions Schedule of Consideration Paid, Assets Acquired and Liabilities Assumed in Acquisition of CFS (Details) - USD ($) $ in Thousands | Jan. 01, 2020 | Dec. 31, 2019 |
As Recorded By Summit [Member] | ||
Business Acquisition [Line Items] | ||
Business Combination, Consideration Transferred | $ 29,691 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Cash and Cash Equivalents | 0 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents | 60,210 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Securities Available for Sale | (47) | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities | 90,107 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Purchased Performing Loans | 188 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Purchased Performing Loans | 38,153 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Purchased Credit Impaired Loans | (569) | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Purchased Credit Impaired Loans | 1,308 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Allowance For Loan Losses | 312 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Assets, Allowance For Loan Losses | 0 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Property, Plant, And Equipment | (142) | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment | 665 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Property Held-For-Sale | 0 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property Held-For-Sale | 10 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Intangibles | 717 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles | 717 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Other Assets | (474) | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Noncurrent Assets | 3,864 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Assets | (15) | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets | 195,034 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Deposits | 239 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits | 173,269 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Other Liabilities | (407) | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Noncurrent Liabilities, Other | 2,896 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Liabilities | (168) | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities | 176,165 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Assets (Liabilities), Net | 153 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net | 18,869 | |
Goodwill | 10,822 | |
Cornerstone Financial Services Inc. [Member] | ||
Business Acquisition [Line Items] | ||
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents | 60,210 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities | 90,154 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Purchased Performing Loans | 37,965 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Purchased Credit Impaired Loans | 1,877 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Assets, Allowance For Loan Losses | (312) | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment | 807 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property Held-For-Sale | 10 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles | 0 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Noncurrent Assets | 4,338 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets | 195,049 | $ 195,000 |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits | 173,030 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Noncurrent Liabilities, Other | 3,303 | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities | 176,333 | $ 176,000 |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net | 18,716 | |
Goodwill | 10,820 | |
Cash Consideration [Member] | As Recorded By Summit [Member] | ||
Business Acquisition [Line Items] | ||
Business Combination, Consideration Transferred | 14,250 | |
Cash Consideration [Member] | Cornerstone Financial Services Inc. [Member] | ||
Business Acquisition [Line Items] | ||
Business Combination, Consideration Transferred | 14,300 | |
Stock Consideration [Member] | As Recorded By Summit [Member] | ||
Business Acquisition [Line Items] | ||
Business Combination, Consideration Transferred | 15,441 | |
Stock Consideration [Member] | Cornerstone Financial Services Inc. [Member] | ||
Business Acquisition [Line Items] | ||
Business Combination, Consideration Transferred | $ 15,400 |
Acquisitions Financial Effects
Acquisitions Financial Effects of Purchase Accounting Adjustments (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Business Acquisition [Line Items] | ||
Interest and Fees on Loans | $ 255 | $ (9) |
Interest Expense on Deposits | 98 | 88 |
Amortization of Intangibles | (429) | (426) |
Income Before Income Tax Expense | $ (76) | $ (347) |
Accumulated Other Comprehensi_3
Accumulated Other Comprehensive Income (Loss) Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands | 3 Months Ended | ||||
Mar. 31, 2020 | Mar. 31, 2019 | Dec. 31, 2019 | Dec. 31, 2018 | ||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||
Stockholders' Equity Attributable to Parent | $ 256,025 | $ 233,630 | $ 247,764 | [1] | $ 219,830 |
Other Comprehensive Income (Loss), Net of Tax | (1,704) | 2,130 | |||
Accumulated Pension Plan Adjustment Net Unamortized Gain Loss [Member] | |||||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||
Stockholders' Equity Attributable to Parent | (140) | (328) | (140) | 0 | |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 0 | (328) | |||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | 0 | 0 | |||
Other Comprehensive Income (Loss), Net of Tax | 0 | (328) | |||
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member] | |||||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||
Stockholders' Equity Attributable to Parent | 48 | 139 | 48 | 139 | |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 0 | 0 | |||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | 0 | 0 | |||
Other Comprehensive Income (Loss), Net of Tax | 0 | 0 | |||
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member] | |||||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||
Stockholders' Equity Attributable to Parent | (1,602) | (323) | (518) | (314) | |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | (1,084) | (9) | |||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | 0 | 0 | |||
Other Comprehensive Income (Loss), Net of Tax | (1,084) | (9) | |||
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member] | |||||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||
Stockholders' Equity Attributable to Parent | 2,525 | 1,626 | 3,145 | (841) | |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 169 | 2,465 | |||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | (789) | 2 | |||
Other Comprehensive Income (Loss), Net of Tax | (620) | 2,467 | |||
Accumulated Other Comprehensive Income [Member] | |||||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||
Stockholders' Equity Attributable to Parent | 831 | 1,114 | $ 2,535 | $ (1,016) | |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | (915) | 2,128 | |||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | (789) | 2 | |||
Other Comprehensive Income (Loss), Net of Tax | $ (1,704) | $ 2,130 | |||
[1] | Derived from audited consolidated financial statements |
Income Taxes Income Taxes (Narr
Income Taxes Income Taxes (Narrative) (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Income Tax Disclosure [Abstract] | ||
Income tax expense | $ 1,190 | $ 1,601 |
Effective Income Tax Rate Reconciliation, Percent | 20.90% | 18.40% |
Income Taxes Income Taxes (Reco
Income Taxes Income Taxes (Reconciliation Statutory Income Tax Rates) (Details) | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Effective Income Tax Rate Reconciliation, Percent [Abstract] | ||
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent | 21.00% | 21.00% |
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent | (2.50%) | (2.50%) |
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent | 2.10% | 2.00% |
Effective Income Tax Rate Reconciliation, Low-Income Housing and Rehabilitation, Percent | (0.80%) | (0.50%) |
Effective Income Tax Rate Reconciliation, Other Adjustments, Percent | 1.10% | (1.60%) |
Effective Income Tax Rate Reconciliation, Percent | 20.90% | 18.40% |
Income Taxes Income Taxes (Sche
Income Taxes Income Taxes (Schedule of Components of Applicable Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Current Income Tax Expense (Benefit), Continuing Operations [Abstract] | ||
Current Federal Tax Expense (Benefit) | $ 1,269 | $ 1,650 |
Current State and Local Tax Expense (Benefit) | 188 | 264 |
Current Income Tax Expense (Benefit) | 1,457 | 1,914 |
Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract] | ||
Deferred Federal Income Tax Expense (Benefit) | (232) | (274) |
Deferred State and Local Income Tax Expense (Benefit) | (35) | (39) |
Deferred Income Tax Expense (Benefit) | (267) | (313) |
Income Tax Expense (Benefit) | $ 1,190 | $ 1,601 |
Revenue Recognition Revenue f_3
Revenue Recognition Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2020 | Mar. 31, 2019 | |
Revenue from Contracts with Customers [Line Items] | ||
Insurance commissions | $ 7 | $ 1,174 |
Noninterest Income, Other Operating Income | 332 | 241 |
Non-interest income within the scope of other ASC topics | 1,523 | 389 |
Noninterest Income | 4,502 | 4,230 |
Revenue in Scope ASC 606 [Member] | ||
Revenue from Contracts with Customers [Line Items] | ||
Insurance commissions | 7 | 1,174 |
Noninterest Income, Other Operating Income | 111 | 87 |
Total Revenue in ASC 606 | 2,979 | 3,841 |
Deposit Account [Member] | ||
Revenue from Contracts with Customers [Line Items] | ||
Revenue from Contract with Customer, Including Assessed Tax | 1,263 | 1,180 |
Deposit Account [Member] | Revenue in Scope ASC 606 [Member] | ||
Revenue from Contracts with Customers [Line Items] | ||
Revenue from Contract with Customer, Including Assessed Tax | 1,263 | 1,180 |
Credit and Debit Card [Member] | ||
Revenue from Contracts with Customers [Line Items] | ||
Revenue from Contract with Customer, Including Assessed Tax | 933 | 814 |
Credit and Debit Card [Member] | Revenue in Scope ASC 606 [Member] | ||
Revenue from Contracts with Customers [Line Items] | ||
Revenue from Contract with Customer, Including Assessed Tax | 933 | 814 |
Fiduciary and Trust [Member] | ||
Revenue from Contracts with Customers [Line Items] | ||
Revenue from Contract with Customer, Including Assessed Tax | 665 | 586 |
Fiduciary and Trust [Member] | Revenue in Scope ASC 606 [Member] | ||
Revenue from Contracts with Customers [Line Items] | ||
Revenue from Contract with Customer, Including Assessed Tax | $ 665 | $ 586 |