Document And Entity Information
Document And Entity Information - shares | 6 Months Ended | |
Jun. 30, 2021 | Aug. 04, 2021 | |
Document And Entity Information | ||
Title of 12(b) Security | Common Stock, Par Value $2.50 per share | |
Entity Address, Address Line One | 300 North Main Street | |
Entity Incorporation, State or Country Code | WV | |
Entity Interactive Data Current | Yes | |
Entity Registrant Name | Summit Financial Group, Inc. | |
City Area Code | 304 | |
Local Phone Number | 530-1000 | |
Entity Central Index Key | 0000811808 | |
Current Fiscal Year End Date | --12-31 | |
Entity Filer Category | Accelerated Filer | |
Document Type | 10-Q | |
Document Quarterly Report | true | |
Document Period End Date | Jun. 30, 2021 | |
Document Transition Report | false | |
Entity File Number | 0-16587 | |
Document Fiscal Year Focus | 2021 | |
Document Fiscal Period Focus | Q2 | |
Amendment Flag | false | |
Entity Shell Company | false | |
Entity Small Business | false | |
Entity Emerging Growth Company | false | |
Entity Common Stock, Shares Outstanding | 12,996,260 | |
Entity Current Reporting Status | Yes | |
Entity Tax Identification Number | 55-0672148 | |
Entity Address, City or Town | Moorefield | |
Entity Address, State or Province | WV | |
Entity Address, Postal Zip Code | 26836 | |
Trading Symbol | SMMF | |
Security Exchange Name | NASDAQ |
Consolidated Balance Sheets (un
Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 | |
ASSETS | |||
Cash and due from banks | $ 18,707 | $ 19,522 | [1] |
Interest bearing deposits with other banks | 176,282 | 80,265 | [1] |
Cash and cash equivalents | 194,989 | 99,787 | [1] |
Debt Securities, Available-for-sale | 345,742 | 286,127 | [1] |
Debt Securities, Held-to-maturity | 98,995 | 99,914 | |
Debt Securities, Held-to-maturity, Allowance for Credit Loss | 0 | 0 | |
Debt Securities, Held to Maturity, Net of Allowance for Credit Losses | 98,995 | 99,914 | |
Other investments | 10,661 | 14,185 | [1] |
Loans held for sale | 1,783 | 1,998 | [1] |
Loans and Leases Receivable, Net of Deferred Income | 2,429,770 | 2,412,153 | [1] |
Loans and Leases Receivable, Allowance | (33,885) | (32,246) | [1] |
Loans and Leases Receivable, Net Amount | 2,395,885 | 2,379,907 | [1] |
Property held for sale | 13,170 | 15,588 | |
Premises and equipment, net | 53,104 | 52,537 | [1] |
Accrued interest and fees receivable | 10,397 | 11,989 | [1] |
Goodwill and other intangible assets, net | 53,858 | 55,123 | [1] |
Cash surrender value of life insurance policies and annuities | 60,087 | 59,438 | [1] |
Other assets | 33,862 | 29,791 | [1] |
Total assets | 3,272,533 | 3,106,384 | [1] |
Deposits | |||
Non-interest bearing | 503,097 | 440,818 | [1] |
Interest bearing | 2,226,108 | 2,154,833 | [1] |
Total deposits | 2,729,205 | 2,595,651 | [1] |
Short-term borrowings | 140,146 | 140,146 | [1] |
Long-term borrowings | 689 | 699 | [1] |
Subordinated Debt | 29,432 | 29,364 | |
Subordinated debentures owed to unconsolidated subsidiary trusts | 19,589 | 19,589 | [1] |
Other liabilities | 38,265 | 39,355 | [1] |
Total liabilities | 2,957,326 | 2,824,804 | [1] |
Commitments and Contingencies | [1] | ||
Preferred Stock, Shares Authorized | 250,000 | ||
Preferred Stock, Shares Issued | 1,500 | ||
Shareholders' Equity | |||
Preferred Stock, Value, Issued | $ 14,920 | 0 | [1] |
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued: 2021 - 12,995,260 shares and 2020 - 12,985,708 shares; outstanding: 2021 - 12,963,057 shares and 2020 - 12,942,004 | 95,511 | 94,964 | [1] |
Unallocated common stock held by Employee Stock Ownership Plan - 2021 - 32,203 shares and 2020 - 43,704 shares | (347) | (472) | [1] |
Retained earnings | 198,022 | 181,643 | [1] |
Accumulated other comprehensive income | 7,101 | 5,445 | [1] |
Total shareholders' equity | 315,207 | 281,580 | [1] |
Total liabilities and shareholders' equity | $ 3,272,533 | $ 3,106,384 | [1] |
[1] | Derived from audited consolidated financial statements |
Consolidated Balance Sheets (_2
Consolidated Balance Sheets (unaudited) (Parenthetical) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Debt Securities, Held-to-maturity, Fair Value | $ 102,388 | $ 103,157 |
Preferred Stock, Par or Stated Value Per Share | $ 1 | $ 1 |
Preferred Stock, Shares Authorized | 250,000 | |
Common stock, par value (in dollars per share) | $ 2.50 | $ 2.50 |
Common stock, shares authorized | 20,000,000 | 20,000,000 |
Common stock, shares issued | 12,995,260 | 12,985,708 |
Common stock, shares outstanding | 12,963,057 | 12,942,004 |
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares | 32,203 | 43,704 |
Consolidated Statements of Inco
Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Interest and fees on loans | ||||
Taxable | $ 27,593 | $ 25,466 | $ 55,012 | $ 50,555 |
Tax-exempt | 104 | 158 | 222 | 304 |
Interest and dividends on securities | ||||
Interest Income, Securities, Operating, Taxable | 1,351 | 1,453 | 2,646 | 3,211 |
Interest Income, Securities, Operating, Tax Exempt | 851 | 800 | 1,713 | 1,352 |
Interest on interest bearing deposits with other banks | 56 | 60 | 123 | 158 |
Total interest income | 29,955 | 27,937 | 59,716 | 55,580 |
Interest expense | ||||
Interest on deposits | 2,136 | 4,186 | 4,632 | 9,537 |
Interest on short-term borrowings | 464 | 499 | 933 | 1,129 |
Interest on long-term borrowings and subordinated debentures | 544 | 186 | 1,089 | 405 |
Total interest expense | 3,144 | 4,871 | 6,654 | 11,071 |
Net interest income | 26,811 | 23,066 | 53,062 | 44,509 |
Provision for credit losses | 1,000 | 3,000 | 2,500 | 8,250 |
Net interest income after provision for loan losses | 25,811 | 20,066 | 50,562 | 36,259 |
Noninterest income | ||||
Mortgage Origination Revenue | 898 | 641 | 1,896 | 855 |
Realized securities gains, net | 127 | 0 | 602 | 1,038 |
Bank owned life insurance and annuities income | 275 | 275 | 573 | 539 |
Other | 120 | 131 | 244 | 255 |
Total noninterest income | 4,715 | 3,598 | 9,689 | 8,099 |
Noninterest expenses | ||||
Salaries, commissions and employee benefits | 8,230 | 7,655 | 16,665 | 15,160 |
Net occupancy expense | 1,131 | 977 | 2,305 | 1,860 |
Equipment expense | 1,598 | 1,360 | 3,180 | 2,789 |
Professional fees | 428 | 417 | 766 | 804 |
Marketing and Advertising Expense | 138 | 93 | 228 | 244 |
Amortization of intangibles | 382 | 410 | 787 | 839 |
FDIC premiums | 488 | 110 | 765 | 275 |
Bank card expense | 685 | 560 | 1,259 | 1,063 |
Foreclosed properties expense, net of losses | 746 | 240 | 972 | 1,207 |
Business Combination, Acquisition Related Costs | 454 | 637 | 893 | 1,425 |
Other | 2,756 | 2,738 | 5,649 | 4,529 |
Total noninterest expenses | 17,036 | 15,197 | 33,469 | 30,195 |
Income before income tax expense | 13,490 | 8,467 | 26,782 | 14,163 |
Income tax expense | 2,930 | 1,518 | 5,863 | 2,708 |
Net income | 10,560 | 6,949 | 20,919 | 11,455 |
Dividends, Preferred Stock, Cash | 139 | 0 | 139 | 0 |
Net Income (Loss) Available to Common Stockholders, Basic | $ 10,421 | $ 6,949 | $ 20,780 | $ 11,455 |
Basic earnings per common share | $ 0.80 | $ 0.54 | $ 1.61 | $ 0.89 |
Diluted earnings per common share | $ 0.80 | $ 0.54 | $ 1.60 | $ 0.88 |
Fiduciary and Trust [Member] | ||||
Noninterest income | ||||
Revenue from Contract with Customer, Including Assessed Tax | $ 683 | $ 582 | $ 1,321 | $ 1,247 |
Deposit Account [Member] | ||||
Noninterest income | ||||
Revenue from Contract with Customer, Including Assessed Tax | 1,093 | 882 | 2,193 | 2,145 |
Credit and Debit Card [Member] | ||||
Noninterest income | ||||
Revenue from Contract with Customer, Including Assessed Tax | $ 1,519 | $ 1,087 | $ 2,860 | $ 2,020 |
Consolidated Statements of Comp
Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Statement of Comprehensive Income [Abstract] | ||||
Net income | $ 10,560 | $ 6,949 | $ 20,919 | $ 11,455 |
Other comprehensive (loss) income: | ||||
Net unrealized gain (loss) on cashflow hedge | (2,795) | (815) | 3,295 | (1,899) |
Net unrealized gain (loss) on available for sale debt securities | 1,078 | 3,306 | (1,639) | 2,686 |
Other Comprehensive Income (Loss), Net of Tax | (1,717) | 2,491 | 1,656 | 787 |
Total comprehensive income | $ 8,843 | $ 9,440 | $ 22,575 | $ 12,242 |
Consolidated Statements of Co_2
Consolidated Statements of Comprehensive Income (unaudited) (Parenthetical) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Statement of Comprehensive Income [Abstract] | ||||
Net unrealized gain (loss) on cashflow hedge | $ (3,678) | $ (1,072) | $ 4,336 | $ (2,499) |
Net unrealized gain (loss) on cashflow hedge, deferred tax | (883) | (257) | 1,041 | (600) |
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax | 1,418 | 4,350 | (2,157) | 3,534 |
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, Tax | 340 | $ 1,044 | (518) | 848 |
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax | 127 | 602 | 1,038 | |
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax | $ 30 | $ 144 | $ 249 |
Consolidated Statements of Shar
Consolidated Statements of Shareholders' Equity (unaudited) - USD ($) $ in Thousands | Total | Series 2021 Preferred Stock | Retained Earnings [Member] | Accumulated Other Comprehensive Income [Member] | Common Stock | Preferred Stock | Unearned ESOP Shares | Cumulative Effect, Period of Adoption, Adjustment [Member]Retained Earnings [Member] | |
Beginning Balance at Dec. 31, 2019 | $ 247,764 | $ 165,859 | $ 2,535 | $ 80,084 | $ 0 | $ (714) | |||
Comprehensive income: | |||||||||
Net income | 11,455 | 11,455 | |||||||
Other comprehensive income | 787 | 787 | |||||||
Cumulative Effect on Retained Earnings, Net of Tax (Deprecated 2020-01-31) | (6,756) | ||||||||
Cumulative Effect on Retained Earnings, Net of Tax (Deprecated 2020-01-31) | Accounting Standards Update 2016-13 [Member] | $ (6,756) | ||||||||
Share-based compensation expense | 323 | 323 | |||||||
Proceeds from Issuance of Preferred Stock and Preference Stock | 0 | ||||||||
Stock Issued During Period, Value, Employee Stock Ownership Plan | 222 | 101 | 121 | ||||||
Stock Repurchased and Retired During Period, Value | $ (1,444) | (1,444) | |||||||
Stock Issued During Period, Shares, Acquisitions | 570,000 | ||||||||
Stock Issued During Period, Value, Acquisitions | $ 15,354 | 15,354 | |||||||
Stock Issued During Period, Value, Dividend Reinvestment Plan | 121 | 121 | |||||||
Dividends, Preferred Stock, Cash | 0 | ||||||||
Common stock cash dividends declared | (4,395) | (4,395) | |||||||
Ending Balance at Jun. 30, 2020 | $ 263,431 | 166,163 | 3,322 | 94,539 | 0 | (593) | |||
Comprehensive income: | |||||||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period | 651 | ||||||||
Stock Issued During Period, Value, Restricted Stock Award, Gross | $ 0 | 0 | |||||||
Beginning Balance at Mar. 31, 2020 | 256,025 | 161,408 | 831 | 94,439 | 0 | (653) | |||
Comprehensive income: | |||||||||
Net income | 6,949 | 6,949 | |||||||
Other comprehensive income | 2,491 | 2,491 | |||||||
Share-based compensation expense | 161 | 161 | |||||||
Stock Issued During Period, Value, Employee Stock Ownership Plan | 91 | 31 | 60 | ||||||
Stock Repurchased and Retired During Period, Value | (162) | (162) | |||||||
Stock Issued During Period, Value, Dividend Reinvestment Plan | 70 | 70 | |||||||
Dividends, Preferred Stock, Cash | 0 | ||||||||
Common stock cash dividends declared | (2,194) | (2,194) | |||||||
Ending Balance at Jun. 30, 2020 | $ 263,431 | 166,163 | 3,322 | 94,539 | 0 | (593) | |||
Comprehensive income: | |||||||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period | 651 | ||||||||
Stock Issued During Period, Value, Restricted Stock Award, Gross | $ 0 | 0 | |||||||
Beginning Balance at Dec. 31, 2020 | 281,580 | [1] | 181,643 | 5,445 | 94,964 | 0 | (472) | ||
Comprehensive income: | |||||||||
Net income | 20,919 | 20,919 | |||||||
Other comprehensive income | 1,656 | 1,656 | |||||||
Stock Issued During Period, Value, Stock Options Exercised | 0 | 0 | |||||||
Share-based compensation expense | 252 | 252 | |||||||
Stock Issued During Period, Shares, New Issues | 1,500 | ||||||||
Stock and Warrants Issued During Period, Value, Preferred Stock and Warrants | 14,920 | 14,920 | |||||||
Proceeds from Issuance of Preferred Stock and Preference Stock | 14,920 | ||||||||
Stock Issued During Period, Value, Employee Stock Ownership Plan | 278 | 153 | 125 | ||||||
Stock Issued During Period, Value, Dividend Reinvestment Plan | 142 | 142 | |||||||
Dividends, Preferred Stock, Cash | (139) | (139) | |||||||
Common stock cash dividends declared | (4,401) | (4,401) | |||||||
Ending Balance at Jun. 30, 2021 | $ 315,207 | 198,022 | 7,101 | 95,511 | 14,920 | (347) | |||
Comprehensive income: | |||||||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period | 3,400 | ||||||||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period | 380 | ||||||||
Stock Issued During Period, Value, Restricted Stock Award, Gross | $ 0 | 0 | |||||||
Beginning Balance at Mar. 31, 2021 | 293,445 | 189,803 | 8,818 | 95,234 | 0 | (410) | |||
Comprehensive income: | |||||||||
Net income | 10,560 | 10,560 | |||||||
Other comprehensive income | (1,717) | (1,717) | |||||||
Share-based compensation expense | 126 | 126 | |||||||
Stock Issued During Period, Shares, New Issues | 1,500 | ||||||||
Stock and Warrants Issued During Period, Value, Preferred Stock and Warrants | 14,920 | 14,920 | |||||||
Stock Issued During Period, Value, Employee Stock Ownership Plan | 142 | 79 | 63 | ||||||
Stock Issued During Period, Value, Dividend Reinvestment Plan | 72 | 72 | |||||||
Dividends, Preferred Stock, Cash | (139) | (139) | |||||||
Common stock cash dividends declared | (2,202) | (2,202) | |||||||
Ending Balance at Jun. 30, 2021 | $ 315,207 | $ 198,022 | $ 7,101 | 95,511 | $ 14,920 | $ (347) | |||
Comprehensive income: | |||||||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period | 3,400 | ||||||||
Stock Issued During Period, Value, Restricted Stock Award, Gross | $ 0 | $ 0 | |||||||
[1] | Derived from audited consolidated financial statements |
Consolidated Statements of Sh_2
Consolidated Statements of Shareholders' Equity (unaudited) (Parenthetical) - $ / shares | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period | 380 | |||
Stock Issued During Period, Shares, Employee Stock Ownership Plan | 5,750 | 5,599 | 11,501 | 11,198 |
Stock Repurchased and Retired During Period, Shares | 8,722 | 75,333 | ||
Stock Issued During Period, Shares, Acquisitions | 570,000 | |||
Common stock issuances from reinvested dividends, number of shares | 3,193 | 4,273 | 5,772 | 6,987 |
Common Stock, Dividends, Per Share, Declared | $ 0.17 | $ 0.17 | $ 0.34 | $ 0.34 |
Consolidated Statements of Cash
Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands | 6 Months Ended | |
Jun. 30, 2021 | Jun. 30, 2020 | |
Cash Flows from Operating Activities | ||
Net income | $ 20,919 | $ 11,455 |
Adjustments to reconcile net income to net cash provided by operating activities: | ||
Depreciation | 1,722 | 1,516 |
Provision for credit losses | 2,500 | 8,250 |
Share-based compensation expense | 252 | 323 |
Deferred income tax benefit | (278) | (2,984) |
Loans originated for sale | (70,502) | (35,082) |
Proceeds from sale of loans | 72,095 | 32,917 |
Gain (Loss) on Sales of Loans, Net | (1,378) | (555) |
Realized securities gains, net | (602) | (1,038) |
Gain (Loss) on Disposition of Assets | (79) | 123 |
Write-downs of foreclosed properties | 741 | 1,164 |
Amortization of securities premiums, net | 2,002 | 1,303 |
Amortization (accretion) related to acquisitions, net | (773) | (800) |
Amortization of intangibles | 787 | 839 |
Earnings on cash surrender value of bank owned life insurance | (649) | (540) |
Decrease (increase) in accrued interest receivable | 1,592 | (1,843) |
(Increase) decrease in other assets | (180) | 116 |
Increase (decrease) in other liabilities | 357 | (226) |
Net cash provided by operating activities | 28,684 | 14,692 |
Cash Flows from Investing Activities | ||
Proceeds from maturities and calls of debt securities available for sale | 3,055 | 2,200 |
Proceeds from Sale of Debt Securities, Available-for-sale | 8,241 | 74,750 |
Principal payments received on debt securities available for sale | 14,812 | 12,278 |
Payments to Acquire Debt Securities, Available-for-sale | 88,360 | 41,880 |
Payments to Acquire Held-to-maturity Securities | 0 | (80,732) |
Purchases of other investments | (109) | (8,148) |
Proceeds from redemptions of other investments | 3,138 | 12,365 |
Net loan originations | (18,513) | (230,848) |
Purchases of premises and equipment | (2,289) | (6,201) |
Proceeds from Sale of Property, Plant, and Equipment | 0 | 9 |
Improvements to property held for sale | 0 | (1,072) |
Proceeds from sales of repossessed assets & property held for sale | 1,948 | 1,494 |
Payment to Acquire Life Insurance Policy, Investing Activities | 0 | (8,456) |
Cash Acquired from Acquisition | 0 | 183,697 |
Net cash used in investing activities | (78,077) | (90,544) |
Cash Flows from Financing Activities | ||
Net increase in demand deposit, NOW and savings accounts | 189,650 | 256,358 |
Net decrease in time deposits | (55,567) | (79,539) |
Net decrease in short-term borrowings | 0 | (108,400) |
Repayment of long-term borrowings | (10) | (9) |
Proceeds from issuance of common stock, net of issuance costs | 142 | 33 |
Proceeds from Issuance of Preferred Stock and Preference Stock | 14,920 | 0 |
Payments for Repurchase of Common Stock | 0 | 1,444 |
Dividends paid on common stock | (4,401) | (4,395) |
Payments of Ordinary Dividends, Preferred Stock and Preference Stock | (139) | 0 |
Net cash provided by financing activities | 144,595 | 56,754 |
Increase (decrease) in cash and cash equivalents | 95,202 | (19,098) |
Cash and cash equivalents: | ||
Beginning | 99,787 | 61,888 |
Ending | 194,989 | 42,790 |
Cash payments for: | ||
Interest Paid, Excluding Capitalized Interest, Operating Activities | 6,815 | 11,288 |
Income taxes | 6,265 | 3,745 |
Supplemental Disclosures of Noncash Investing and Financing Activities | ||
Real property and other assets acquired in settlement of loans | 342 | 177 |
Lease Obligation Incurred | 0 | 3,293 |
Noncash or Part Noncash Acquisition, Other Assets Acquired | 0 | 171,645 |
Noncash or Part Noncash Acquisition, Other Liabilities Assumed | 0 | 365,379 |
Payments for Derivative Instrument, Financing Activities | $ 0 | $ (5,850) |
Consolidated Statements of Ca_2
Consolidated Statements of Cash Flows (unaudited) Consolidated Statements of Cash Flows (Parenthetical) $ in Thousands | 6 Months Ended |
Jun. 30, 2020USD ($) | |
Statement of Cash Flows [Abstract] | |
Payments to Acquire Businesses, Gross | $ 27,215 |
Deposits
Deposits | 6 Months Ended |
Jun. 30, 2021 | |
Deposits [Abstract] | |
Deposits | DEPOSITS The following is a summary of interest bearing deposits by type as of June 30, 2021 and December 31, 2020: Dollars in thousands June 30, December 31, Demand deposits, interest bearing $ 1,005,725 $ 934,185 Savings deposits 677,000 621,168 Time deposits 543,383 599,480 Total $ 2,226,108 $ 2,154,833 Included in time deposits are deposits acquired through a third party (“brokered deposits”) totaling $23.5 million and $55.5 million at June 30, 2021 and December 31, 2020, respectively. A summary of the scheduled maturities for all time deposits as of June 30, 2021 is as follows: Dollars in thousands Six month period ending December 31, 2021 $ 204,236 Year ending December 31, 2022 232,623 Year ending December 31, 2023 58,984 Year ending December 31, 2024 17,703 Year ending December 31, 2025 14,658 Thereafter 15,179 Total $ 543,383 |
Deposits_2
Deposits | 6 Months Ended |
Jun. 30, 2021 | |
Deposits [Abstract] | |
Summary of Interest Bearing Deposits By Type | The following is a summary of interest bearing deposits by type as of June 30, 2021 and December 31, 2020: Dollars in thousands June 30, December 31, Demand deposits, interest bearing $ 1,005,725 $ 934,185 Savings deposits 677,000 621,168 Time deposits 543,383 599,480 Total $ 2,226,108 $ 2,154,833 |
Summary of Scheduled Maturities For All Time Deposits | A summary of the scheduled maturities for all time deposits as of June 30, 2021 is as follows: Dollars in thousands Six month period ending December 31, 2021 $ 204,236 Year ending December 31, 2022 232,623 Year ending December 31, 2023 58,984 Year ending December 31, 2024 17,703 Year ending December 31, 2025 14,658 Thereafter 15,179 Total $ 543,383 |
Deposits (Summary Of Interest B
Deposits (Summary Of Interest Bearing Deposits By Type) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 | |
Deposits [Abstract] | |||
Demand deposits, interest bearing | $ 1,005,725 | $ 934,185 | |
Savings deposits | 677,000 | 621,168 | |
Time deposits | 543,383 | 599,480 | |
Total | $ 2,226,108 | $ 2,154,833 | [1] |
[1] | Derived from audited consolidated financial statements |
Deposits (Summary Of Scheduled
Deposits (Summary Of Scheduled Maturities For All Time Deposits) $ in Thousands | Jun. 30, 2021USD ($) |
Deposits [Abstract] | |
Six month period ending December 31, 2021 | $ 204,236 |
Year ending December 31, 2022 | 232,623 |
Year ending December 31, 2023 | 58,984 |
Year ending December 31, 2024 | 17,703 |
Year ending December 31, 2025 | 14,658 |
Thereafter | 15,179 |
Total | $ 543,383 |
Basis of Presentation
Basis of Presentation | 6 Months Ended |
Jun. 30, 2021 | |
Organization, Consolidation and Presentation of Financial Statements [Abstract] | |
Basis of Presentation | BASIS OF PRESENTATION We, Summit Financial Group, Inc. and subsidiaries, prepare our consolidated financial statements in accordance with accounting principles generally accepted in the United States of America for interim financial information and with instructions to Form 10-Q and Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for annual year end financial statements. In our opinion, all adjustments considered necessary for a fair presentation have been included and are of a normal recurring nature. The presentation of financial statements in conformity with accounting principles generally accepted in the United States of America requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ materially from these estimates. You should carefully consider each risk factor discussed in Part I, “Item 1A. Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2020. Certain amounts in the prior financial statements have been reclassified to conform to the current year presentation. Such reclassifications had no impact on total shareholders’ equity or net income for any period. |
Significant New Authoritative A
Significant New Authoritative Accounting Guidance | 6 Months Ended |
Jun. 30, 2021 | |
Accounting Standards Update and Change in Accounting Principle [Abstract] | |
Significant New Authoritative Accounting Guidance | SIGNIFICANT NEW AUTHORITATIVE ACCOUNTING GUIDANCE Recently Adopted In December 2019, the FASB issued ASU 2019-12, Income Taxes (Topic 740) - Simplifying the Accounting for Income Taxes . The ASU is expected to reduce cost and complexity related to the accounting for income taxes by removing specific exceptions to general principles in Topic 740 (eliminating the need for an organization to analyze whether certain exceptions apply in a given period) and improving financial statement preparers’ application of certain income tax-related guidance. This ASU is part of the FASB’s simplification initiative to make narrow-scope simplifications and improvements to accounting standards through a series of short-term projects. For public business entities, the amendments are effective for fiscal years beginning after December 15, 2020. The adoption of ASU 2019-12 did not have a material impact on our consolidated financial statements. In January 2020, the FASB issued ASU 2020-01, Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815. For public business entities, the amendments in the ASU are effective for fiscal years beginning after December 15, 2020. The adoption of ASU 2020-01 did not have a material impact on our consolidated financial statements. In October 2020, the FASB issued ASU 2020-08 Codification Improvements to Subtopic 310-20, Receivables – Nonrefundable fees and Other Costs which clarifies that an entity should reevaluate whether a callable debt security is within the scope of ASC paragraph 310-20-35-33 for each reporting period. For public business entities, the ASU is effective for fiscal years beginning after December 15, 2021, and interim periods within those fiscal years. Early adoption is not permitted. All entities should apply ASU No. 2020-08 on a prospective basis as of the beginning of the period of adoption for existing or newly purchased callable debt securities. The adoption of ASU 2020-08 did not have a material impact on our consolidated financial statements. Pending Adoption In March 2020, the Financial Accounting Standards Board (FASB) issued ASU 2020-04 Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. At this time, we do not anticipate any material adverse impact to our business operation or financial results during the period of transition. |
Fair Value Measurements
Fair Value Measurements | 6 Months Ended |
Jun. 30, 2021 | |
Fair Value Disclosures [Abstract] | |
Fair Value Measurements | FAIR VALUE MEASUREMENTS The table below presents the recorded amount of assets and liabilities measured at fair value on a recurring basis. Balance at Fair Value Measurements Using: Dollars in thousands June 30, 2021 Level 1 Level 2 Level 3 Debt securities available for sale U.S. Government sponsored agencies $ 41,658 $ — $ 41,658 $ — Mortgage backed securities: Government sponsored agencies 56,573 — 56,573 — Nongovernment sponsored entities 17,596 — 17,596 — State and political subdivisions 83,452 — 83,452 — Corporate debt securities 33,850 — 33,850 — Asset-backed securities 47,278 — 47,278 — Tax-exempt state and political subdivisions 65,335 — 65,335 — Total debt securities available for sale $ 345,742 $ — $ 345,742 $ — Derivative financial assets Interest rate caps $ 9,885 $ — $ 9,885 $ — Derivative financial liabilities Interest rate swaps $ 1,645 $ — $ 1,645 $ — Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2020 Level 1 Level 2 Level 3 Debt securities available for sale U.S. Government sponsored agencies $ 35,157 $ — $ 35,157 $ — Mortgage backed securities: Government sponsored agencies 59,046 — 59,046 — Nongovernment sponsored entities 16,687 — 16,687 — State and political subdivisions 50,905 — 50,905 — Corporate debt securities 26,427 — 26,427 — Asset-backed securities 46,126 — 46,126 — Tax-exempt state and political subdivisions 51,779 — 51,779 — Total debt securities available for sale $ 286,127 $ — $ 286,127 $ — Derivative financial assets Interest rate caps $ 6,653 $ — $ 6,653 $ — Derivative financial liabilities Interest rate swaps $ 2,747 $ — $ 2,747 $ — We may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the period. Assets measured at fair value on a nonrecurring basis are included in the table below. Balance at Fair Value Measurements Using: Dollars in thousands June 30, 2021 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 1,783 $ — $ 1,783 $ — Collateral-dependent loans with an ACLL Commercial real estate $ 10,281 $ — $ 9,835 $ 446 Construction and development 318 — 318 — Residential real estate 551 — 303 248 Total collateral-dependent loans with an ACLL $ 11,150 $ — $ 10,456 $ 694 Property held for sale Commercial real estate $ 1,557 $ — $ 1,557 $ — Construction and development 10,005 — 9,511 494 Residential real estate 187 — 187 — Total property held for sale $ 11,749 $ — $ 11,255 $ 494 Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2020 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 1,998 $ — $ 1,998 $ — Collateral-dependent impaired loans Commercial $ 8 $ — $ 8 $ — Commercial real estate 9,914 — 9,914 — Construction and development 1,576 — 1,576 — Residential real estate 597 — 597 — Total collateral-dependent impaired loans $ 12,095 $ — $ 12,095 $ — Property held for sale Commercial real estate $ 1,557 $ — $ 1,557 $ — Construction and development 11,595 — 10,974 621 Residential real estate 476 — 476 — Total property held for sale $ 13,628 $ — $ 13,007 $ 621 The carrying values and estimated fair values of our financial instruments are summarized below: June 30, 2021 Fair Value Measurements Using: Dollars in thousands Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 194,989 $ 194,989 $ — $ 194,989 $ — Debt securities available for sale 345,742 345,742 — 345,742 — Debt securities held to maturity 98,995 102,388 — 102,388 — Other investments 10,661 10,661 — 10,661 — Loans held for sale, net 1,783 1,783 — 1,783 — Loans, net 2,395,885 2,385,591 — 10,456 2,375,135 Accrued interest receivable 10,397 10,397 — 10,397 — Cash surrender value of life insurance policies and annuities 60,087 60,087 — 60,087 — Derivative financial assets 9,885 9,885 — 9,885 — $ 3,128,424 $ 3,121,523 $ — $ 746,388 $ 2,375,135 Financial liabilities Deposits $ 2,729,205 $ 2,724,786 $ — $ 2,724,786 $ — Short-term borrowings 140,146 140,146 — 140,146 — Long-term borrowings 689 834 — 834 — Subordinated debentures 29,432 29,432 — 29,432 — Subordinated debentures owed to unconsolidated 19,589 19,589 — 19,589 — Accrued interest payable 568 568 — 568 — Derivative financial liabilities 1,645 1,645 — 1,645 — $ 2,921,274 $ 2,917,000 $ — $ 2,917,000 $ — December 31, 2020 Fair Value Measurements Using: Dollars in thousands Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 99,787 $ 99,787 $ — $ 99,787 $ — Debt securities available for sale 286,127 286,127 — 286,127 — Debt securities held to maturity 99,914 103,157 — 103,157 — Other investments 14,185 14,185 — 14,185 — Loans held for sale, net 1,998 1,998 — 1,998 — Loans, net 2,379,907 2,384,275 — 12,095 2,372,180 Accrued interest receivable 11,989 11,989 — 11,989 — Cash surrender value of life insurance policies 59,438 59,438 — 59,438 — Derivative financial assets 6,653 6,653 — 6,653 — $ 2,959,998 $ 2,967,609 $ — $ 595,429 $ 2,372,180 Financial liabilities Deposits $ 2,595,651 $ 2,597,326 $ — $ 2,597,326 $ — Short-term borrowings 140,146 140,146 — 140,146 — Long-term borrowings 699 866 — 866 — Subordinated debentures 29,364 29,364 — 29,364 — Subordinated debentures owed to unconsolidated 19,589 19,589 — 19,589 — Accrued interest payable 745 745 — 745 — Derivative financial liabilities 2,747 2,747 — 2,747 — $ 2,788,941 $ 2,790,783 $ — $ 2,790,783 $ — |
Earnings Per Share
Earnings Per Share | 6 Months Ended |
Jun. 30, 2021 | |
Earnings Per Share [Abstract] | |
Earnings Per Share | EARNINGS PER SHARE The computations of basic and diluted earnings per share follow: For the Three Months Ended June 30, 2021 2020 Dollars in thousands,except per share amounts Net Income Common Per Net Income Common Per Net income $ 10,560 $ 6,949 Less preferred stock dividends (139) — Basic earnings per share $ 10,421 12,952,357 $ 0.80 $ 6,949 12,911,979 $ 0.54 Effect of dilutive securities: Stock options 4,534 4,227 Stock appreciation rights ("SARs") 51,244 27,598 Restricted stock units ("RSUs") 5,579 — Diluted earnings per share $ 10,421 13,013,714 $ 0.80 $ 6,949 12,943,804 $ 0.54 For the Six Months Ended June 30, 2021 2020 Dollars in thousands,except per share amounts Net Income Common Per Net Income Common Per Net income $ 20,919 $ 11,455 Less preferred stock dividends (139) — Basic earnings per share $ 20,780 12,947,228 $ 1.61 $ 11,455 12,940,590 $ 0.89 Effect of dilutive securities: Stock options 4,522 4,371 Stock appreciation rights ("SARs") 50,513 38,001 Restricted stock units ("RSUs") 5,626 183 Diluted earnings per share $ 20,780 13,007,889 $ 1.60 $ 11,455 12,983,146 $ 0.88 Stock option, SAR and RSU grants are disregarded in this computation if they are determined to be anti-dilutive. All stock options were dilutive for the three and six months ended June 30, 2021 and the six months ended June 30, 2020. Our anti-dilutive stock options for the quarter ended June 30, 2020 were 300 shares. Our anti-dilutive SARs for the three and six months ended June 30, 2021 and June 30, 2020 were 222,740. All RSUs were dilutive for the three and six months ended June 30, 2021. Our anti-dilutive RSUs for the three and six months ended June 30, 2020 were 15,733 and 13,780, respectively. |
Securities
Securities | 6 Months Ended |
Jun. 30, 2021 | |
Debt Securities, Available-for-sale and Held-to-maturity [Abstract] | |
Securities | DEBT SECURITIES Debt Securities Available for Sale The amortized cost, unrealized gains, unrealized losses and estimated fair values of debt securities available for sale at June 30, 2021 and December 31, 2020 are summarized as follows: June 30, 2021 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Debt Securities Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 41,717 $ 304 $ 363 $ 41,658 Residential mortgage-backed securities: Government-sponsored agencies 55,274 1,594 295 56,573 Nongovernment-sponsored entities 17,761 102 267 17,596 State and political subdivisions General obligations 27,669 510 146 28,033 Water and sewer revenues 13,955 409 1 14,363 Lease revenues 5,812 262 21 6,053 Income tax revenues 5,047 340 — 5,387 Jail authority revenues 4,018 95 — 4,113 Insurance premium revenues 5,070 17 16 5,071 Other revenues 19,623 920 111 20,432 Corporate debt securities 33,934 97 181 33,850 Asset-backed securities 47,164 295 181 47,278 Total taxable debt securities 277,044 4,945 1,582 280,407 Tax-exempt debt securities State and political subdivisions General obligations 39,530 1,740 208 41,062 Water and sewer revenues 7,497 618 — 8,115 Lease revenues 5,654 573 — 6,227 Other revenues 9,204 728 1 9,931 Total tax-exempt debt securities 61,885 3,659 209 65,335 Total debt securities available for sale $ 338,929 $ 8,604 $ 1,791 $ 345,742 December 31, 2020 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Debt Securities Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 35,190 $ 361 $ 394 $ 35,157 Residential mortgage-backed securities: Government-sponsored agencies 57,399 1,996 349 59,046 Nongovernment-sponsored entities 16,799 132 244 16,687 State and political subdivisions General obligations 15,065 804 4 15,865 Water and sewer revenues 10,176 620 — 10,796 Lease revenues 4,825 341 — 5,166 College and university revenues 3,022 315 — 3,337 Income tax revenues 5,052 376 — 5,428 Other revenues 9,406 907 — 10,313 Corporate debt securities 26,483 56 112 26,427 Asset-backed securities 46,579 172 625 46,126 Total taxable debt securities 229,996 6,080 1,728 234,348 Tax-exempt debt securities State and political subdivisions General obligations 22,213 2,416 9 24,620 Water and sewer revenues 8,266 709 — 8,975 Lease revenues 7,195 799 — 7,994 Other revenues 9,487 711 8 10,190 Total tax-exempt debt securities 47,161 4,635 17 51,779 Total debt securities available for sale $ 277,157 $ 10,715 $ 1,745 $ 286,127 Accrued interest receivable on debt securities available for sale totaled $1.8 million and $1.7 million at June 30, 2021 and December 31, 2020 and is included in accrued interest and fees receivable in the accompanying consolidated balance sheets. The below information is relative to the five states where issuers with the highest volume of state and political subdivision securities held in our available for sale portfolio are located. We own no such securities of any single issuer which we deem to be a concentration. June 30, 2021 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value California $ 24,918 $ 932 $ 182 $ 25,668 Texas 14,546 756 42 15,260 Florida 12,775 493 31 13,237 Washington 11,186 280 115 11,351 Virginia 10,799 408 1 11,206 Management performs pre-purchase and ongoing analysis to confirm that all investment securities meet applicable credit quality standards. The maturities, amortized cost and estimated fair values of debt securities available for sale at June 30, 2021, are summarized as follows: Dollars in thousands Amortized Estimated Due in one year or less $ 37,382 $ 37,845 Due from one to five years 86,225 87,983 Due from five to ten years 86,879 87,616 Due after ten years 128,443 132,298 Total $ 338,929 $ 345,742 The proceeds from sales, calls and maturities of debt securities available for sale, including principal payments received on mortgage-backed obligations, and the related gross gains and losses realized, for the six months ended June 30, 2021 and 2020 are as follows: Proceeds from Gross realized Dollars in thousands Sales Calls and Principal Gains Losses For the Six Months Ended 2021 $ 8,241 $ 3,055 $ 14,812 $ 628 $ 26 2020 $ 74,750 $ 2,200 $ 12,278 $ 1,038 $ — Provided below is a summary of debt securities available for sale which were in an unrealized loss position at June 30, 2021 and December 31, 2020. June 30, 2021 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Estimated Unrealized Estimated Unrealized Estimated Unrealized Taxable debt securities U.S. Government agencies and corporations 40 $ 8,691 $ 17 $ 24,162 $ 346 $ 32,853 $ 363 Residential mortgage-backed securities: Government-sponsored agencies 10 2,898 62 8,836 233 11,734 295 Nongovernment-sponsored entities 7 8,923 103 2,895 164 11,818 267 State and political subdivisions: General obligations 14 12,710 146 — — 12,710 146 Water and sewer revenues 1 1,516 1 — — 1,516 1 Lease revenues 2 1,474 21 — — 1,474 21 Insurance premium revenues 1 3,045 16 — — 3,045 16 Other revenues 6 5,173 111 — — 5,173 111 Corporate debt securities 10 9,683 169 1,988 12 11,671 181 Asset-backed securities 10 5,262 20 18,844 161 24,106 181 Tax-exempt debt securities State and political subdivisions: General obligations 8 20,628 208 — — 20,628 208 Other revenues 1 — — 156 1 156 1 Total 110 $ 80,003 $ 874 $ 56,881 $ 917 $ 136,884 $ 1,791 December 31, 2020 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Estimated Unrealized Estimated Unrealized Estimated Unrealized Taxable debt securities U.S. Government agencies and 36 $ 12,611 $ 54 $ 14,384 $ 340 $ 26,995 $ 394 Residential mortgage-backed securities: Government-sponsored agencies 10 3,127 34 8,593 315 11,720 349 Nongovernment-sponsored entities 6 6,770 35 2,751 209 9,521 244 State and political subdivisions: General obligations 1 362 4 — — 362 4 Corporate debt securities 6 3,952 16 1,904 96 5,856 112 Asset-backed securities 16 2,010 2 31,862 623 33,872 625 Tax-exempt debt securities State and political subdivisions: General obligations 1 924 9 — — 924 9 Other revenues 2 415 1 151 7 566 8 Total 78 $ 30,171 $ 155 $ 59,645 $ 1,590 $ 89,816 $ 1,745 We do not intend to sell the above securities, and it is more likely than not that we will not be required to sell these securities before recovery of their amortized cost bases. We believe that this decline in value is primarily attributable to changes in market interest rates, and in some cases limited market liquidity and is not due to credit quality as none of these securities are in default and all carry above investment grade ratings. Accordingly, no allowance for credit losses has been recognized relative to these securities. Debt Securities Held to Maturity The amortized cost, unrealized gains, unrealized losses and estimated fair values of debt securities held to maturity at June 30, 2021 and December 31, 2020 are summarized as follows: June 30, 2021 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Debt Securities Held to Maturity Tax-exempt debt securities State and political subdivisions General obligations $ 72,500 $ 2,770 $ — $ 75,270 Water and sewer revenues 8,284 208 — 8,492 Lease revenues 4,356 64 — 4,420 Sales tax revenues 4,616 81 3 4,694 Other revenues 9,239 283 10 9,512 Total debt securities held to maturity $ 98,995 $ 3,406 $ 13 $ 102,388 December 31, 2020 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Debt Securities Held to Maturity Tax-exempt debt securities State and political subdivisions General obligations $ 73,179 $ 2,524 $ — $ 75,703 Water and sewer revenues 8,375 256 — 8,631 Lease revenues 4,395 88 — 4,483 Sales tax revenues 4,649 94 3 4,740 Other revenues 9,316 309 25 9,600 Total debt securities held to maturity $ 99,914 $ 3,271 $ 28 $ 103,157 Accrued interest receivable on debt securities held to maturity totaled $1.1 million and $1.2 million at June 30, 2021 and December 31, 2020, respectively and is included in accrued interest and fees receivable in the accompanying consolidated balance sheets. The below information is relative to the five states where issuers with the highest volume of state and political subdivision securities held in our held to maturity portfolio are located. We own no such securities of any single issuer which we deem to be a concentration. June 30, 2021 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Texas $ 15,548 $ 592 $ — $ 16,140 California 9,979 367 — 10,346 Pennsylvania 8,710 334 — 9,044 Florida 7,660 278 — 7,938 Michigan 7,097 195 10 7,282 The following table displays the amortized cost of held to maturity debt securities by credit rating at June 30, 2021 and December 31, 2020. June 30, 2021 Dollars in thousands AAA AA A BBB Below Investment Grade Tax-exempt state and political subdivisions $ 15,593 $ 75,859 $ 7,543 $ — $ — December 31, 2020 Dollars in thousands AAA AA A BBB Below Investment Grade Tax-exempt state and political subdivisions $ 15,735 $ 76,585 $ 7,594 $ — $ — We owned no past due or nonaccrual held to maturity debt securities at June 30, 2021 or December 31, 2020. The maturities, amortized cost and estimated fair values of held to maturity debt securities at June 30, 2021, are summarized as follows: Dollars in thousands Amortized Estimated Due in one year or less $ — $ — Due from one to five years — — Due from five to ten years 2,017 2,051 Due after ten years 96,978 100,337 Total $ 98,995 $ 102,388 There were no proceeds from calls and maturities of debt securities held to maturity for the six months ended June 30, 2021 or 2020. At June 30, 2021, no allowance for credit losses on debt securities held to maturity has been recognized. |
Loans and Allowance for Credit
Loans and Allowance for Credit Losses | 6 Months Ended |
Jun. 30, 2021 | |
Loans and Leases Receivable Disclosure [Abstract] | |
Loans | LOANS AND ALLOWANCE FOR CREDIT LOSSES ON LOANS Loans The following table presents the amortized cost of loans held for investment: Dollars in thousands June 30, December 31, Commercial $ 326,468 $ 306,885 Commercial real estate - owner occupied Professional & medical 122,403 107,151 Retail 141,703 126,451 Other 128,058 118,258 Commercial real estate - non-owner occupied Hotels & motels 116,745 121,502 Mini-storage 49,875 60,550 Multifamily 196,964 175,988 Retail 143,931 135,405 Other 276,900 192,120 Construction and development Land & land development 102,670 107,342 Construction 140,788 91,100 Residential 1-4 family real estate Personal residence 279,970 305,093 Rental - small loan 118,269 120,426 Rental - large loan 71,694 74,185 Home equity 72,956 81,588 Mortgage warehouse lines 105,288 251,810 Consumer 32,732 33,906 Other Credit cards 1,690 1,855 Overdrafts 666 538 Total loans, net of unearned fees 2,429,770 2,412,153 Less allowance for credit losses - loans 33,885 32,246 Loans, net $ 2,395,885 $ 2,379,907 Accrued interest and fees receivable on loans totaled $7.4 million and $9.1 million at June 30, 2021 and December 31, 2020, respectively and is included in accrued interest and fees receivable in the accompanying consolidated balance sheets. COVID-19 Loan Deferments. In December 2020, the Consolidated Appropriates Act of 2021 (“CAA”) was passed. Under Section 541 of the CAA, Congress extended or modified many of the relief programs first created by the CARES Act, including the PPP loan program and treatment of certain loan modifications related to the COVID-19 pandemic. Certain borrowers continue to be unable to meet their contractual payment obligations because of the adverse effects of COVID-19. To help mitigate these effects, loan customers may apply for a deferral of payments, or portions thereof, for up to 90 days. After 90 days, customers may apply for an additional deferral, and a small proportion of our customers have requested such an additional deferral. In the absence of other intervening factors, such short-term modifications made on a good faith basis are not categorized as troubled debt restructurings, nor are loans granted payment deferrals related to COVID-19 reported as past due or placed on non-accrual status (provided the loans were not past due or on non-accrual status prior to the deferral). At June 30, 2021, we had 3 loans in COVID-19 related deferment with an aggregate outstanding balance of approximately $8.7 million. The following table presents the contractual aging of the amortized cost basis of past due loans by class as of June 30, 2021 and December 31, 2020. At June 30, 2021 Past Due 90 days or more and Accruing Dollars in thousands 30-59 days 60-89 days 90 days or more Total Current Commercial $ 414 $ 32 $ 525 $ 971 $ 325,497 $ — Commercial real estate - owner occupied Professional & medical — — — — 122,403 — Retail — 432 336 768 140,935 — Other 301 — 336 637 127,421 — Commercial real estate - non-owner occupied Hotels & motels — — — — 116,745 — Mini-storage — — — — 49,875 — Multifamily — — — — 196,964 — Retail — — 336 336 143,595 — Other — — 317 317 276,583 — Construction and development Land & land development 1,874 37 621 2,532 100,138 — Construction — — — — 140,788 — Residential 1-4 family real estate Personal residence 2,531 1,030 899 4,460 275,510 — Rental - small loan 323 282 2,023 2,628 115,641 — Rental - large loan — — — — 71,694 — Home equity 312 51 170 533 72,423 — Mortgage warehouse lines — — — — 105,288 — Consumer 313 112 16 441 32,291 — Other Credit cards — — 2 2 1,688 2 Overdrafts — — — — 666 — Total $ 6,068 $ 1,976 $ 5,581 $ 13,625 $ 2,416,145 $ 2 At December 31, 2020 Past Due 90 days or more and Accruing Dollars in thousands 30-59 days 60-89 days 90 days or more Total Current Commercial $ 60 $ — $ 318 $ 378 $ 306,507 $ — Commercial real estate - owner occupied Professional & medical 220 — 457 677 106,474 — Retail 54 — 2,259 2,313 124,138 — Other — — 150 150 118,108 — Commercial real estate - non-owner occupied Hotels & motels — — — — 121,502 — Mini-storage — — — — 60,550 — Multifamily — — — — 175,988 — Retail — — 657 657 134,748 — Other — — 315 315 191,805 — Construction and development Land & land development 47 — 70 117 107,225 — Construction — — — — 91,100 — Residential 1-4 family real estate Personal residence 3,750 1,071 1,656 6,477 298,616 — Rental - small loan 1,129 487 719 2,335 118,091 — Rental - large loan 769 — — 769 73,416 — Home equity 758 — 197 955 80,633 — Mortgage warehouse lines — — — — 251,810 — Consumer 190 44 72 306 33,600 — Other Credit cards 5 — 2 7 1,848 2 Overdrafts — — — — 538 — Total $ 6,982 $ 1,602 $ 6,872 $ 15,456 $ 2,396,697 $ 2 The following table presents the nonaccrual loans included in the net balance of loans at June 30, 2021 and December 31, 2020. June 30, December 31, 2021 2020 Dollars in thousands Nonaccrual Nonaccrual Nonaccrual Nonaccrual Commercial $ 968 $ — $ 525 $ — Commercial real estate - owner occupied Professional & medical 73 — 536 — Retail 10,125 336 12,193 2,258 Other 377 — 384 — Commercial real estate - non-owner occupied Hotels & motels 3,202 — — — Mini-storage — — — — Multifamily — — — — Retail 336 336 809 657 Other 317 — 315 — Construction and development Land & land development 621 461 70 — Construction — — 165 — Residential 1-4 family real estate Personal residence 3,475 465 3,424 — Rental - small loan 2,930 495 1,603 108 Rental - large loan — — — — Home equity 395 210 236 — Mortgage warehouse lines — — — — Consumer 36 — 73 — Other Credit cards — — — — Overdrafts — — — — Total $ 22,855 $ 2,303 $ 20,333 $ 3,023 At June 30, 2021, we had troubled debt restructurings ("TDRs") of $22.0 million, of which $19.6 million were current with respect to restructured contractual payments. At December 31, 2020, our TDRs totaled $24.5 million, of which $20.5 million were current with respect to restructured contractual payments. There were no commitments to lend additional funds under these restructurings at either balance sheet date. The following table presents by class the TDRs that were restructured during the six months ended June 30, 2021 and June 30, 2020. Generally, the modifications were extensions of term, modifying the payment terms from principal and interest to interest only for an extended period, or reduction in interest rate. TDRs are evaluated individually for allowance for credit loss purposes if the loan balance exceeds $500,000, otherwise, smaller balance TDR loans are included in the pools to determine ACLL. There were no restructurings during the quarter ending June 30, 2021 or 2020. For the Six Months Ended For the Six Months Ended Dollars in thousands Number of Pre- Post- Number of Pre- Post- Commercial real estate - owner occupied Other — $ — $ — 1 $ 361 $ 361 Total — $ — $ — 1 $ 361 $ 361 The following tables present defaults during the stated period of TDRs that were restructured during the prior 12 months. For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period. For the Three Months Ended For the Three Months Ended Dollars in thousands Number Recorded Number Recorded Commercial real estate - owner occupied Other — $ — 1 $ 361 Residential 1-4 family real estate Personal residence 1 49 — — Total 1 $ 49 1 $ 361 For the Six Months Ended For the Six Months Ended Dollars in thousands Number Recorded Number Recorded Commercial real estate - owner occupied Other — $ — 1 $ 361 Residential 1-4 family real estate Personal residence 1 49 — — Rental - small loan 1 399 — — Total 2 $ 448 1 $ 361 Credit Quality Indicators: We categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. We analyze loans individually by classifying the loans as to credit risk. We internally grade all commercial loans at the time of loan origination. In addition, we perform an annual loan review on all non-homogenous commercial loan relationships with an aggregate exposure of $5.0 million, at which time these loans are re-graded. We use the following definitions for our risk grades: Pass: Loans graded as Pass are loans to borrowers of acceptable credit quality and risk. They are higher quality loans that do not fit any of the other categories described below. Special Mention: Commercial loans categorized as Special Mention are potentially weak. The credit risk may be relatively minor yet represent a risk given certain specific circumstances. If the potential weaknesses are not monitored or mitigated, the asset may weaken or inadequately protect our position in the future. Substandard: Commercial loans categorized as Substandard are inadequately protected by the borrower’s ability to repay, equity and/or the collateral pledged to secure the loan. These loans have identified weaknesses that could hinder normal repayment or collection of the debt. These loans are characterized by the distinct possibility that we will sustain some loss if the identified weaknesses are not mitigated. Doubtful: Commercial loans categorized as Doubtful have all the weaknesses inherent in those loans classified as Substandard, with the added elements that the full collection of the loan is improbable and the possibility of loss is high. Loss: Loans classified as loss are considered to be non-collectible and of such little value that their continuance as a bankable asset is not warranted. This does not mean that the loan has absolutely no recovery value, but rather it is neither practical nor desirable to defer writing off the loan, even though partial recovery may be obtained in the future. Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Generally, current period renewals of credit are reunderwritten at the point of renewal and considered current period originations for purposes of the table below. As of June 30, 2021 and December 31, 2020, based on the most recent analysis performed, the risk category of loans based on year of origination is as follows: June 30, 2021 Dollars in thousands Risk Rating 2021 2020 2019 2018 2017 Prior Revolvi- Revolving- Term Total Commercial Pass $ 95,452 $ 46,957 $ 36,327 $ 7,150 $ 13,413 $ 17,786 $ 100,244 $ — $ 317,329 Special Mention 437 991 33 1,942 69 563 4,472 — 8,507 Substandard — — 119 86 20 42 365 — 632 Total Commercial 95,889 47,948 36,479 9,178 13,502 18,391 105,081 — 326,468 Commercial Real Estate Professional & medical Pass 27,222 18,606 15,985 1,839 23,410 26,112 2,975 — 116,149 Special Mention — 1,159 — — — 5,023 — — 6,182 Substandard — 72 — — — — — — 72 Total Professional & Medical 27,222 19,837 15,985 1,839 23,410 31,135 2,975 — 122,403 Retail Pass 26,398 27,002 26,503 5,653 9,468 31,316 2,168 — 128,508 Special Mention — — — — 432 758 — — 1,190 Substandard — — 10,443 — 149 429 984 — 12,005 Total Retail 26,398 27,002 36,946 5,653 10,049 32,503 3,152 — 141,703 Other Pass 12,854 30,968 14,189 16,906 9,410 40,626 2,043 — 126,996 Special Mention 61 — — — — 625 — — 686 Substandard — — — — — 337 39 — 376 Total Other 12,915 30,968 14,189 16,906 9,410 41,588 2,082 — 128,058 Total Commercial Real Estate - 66,535 77,807 67,120 24,398 42,869 105,226 8,209 — 392,164 Commercial Real Estate Hotels & motels Pass — 3,371 23,614 16,103 9,787 20,982 2,566 — 76,423 Special Mention — — 37,120 — — — — — 37,120 Substandard — 2,928 — — — 274 — — 3,202 Total Hotels & Motels — 6,299 60,734 16,103 9,787 21,256 2,566 — 116,745 Mini-storage Pass 246 7,587 10,968 14,727 4,597 10,403 222 — 48,750 Special Mention — — — — — 49 — — 49 Substandard — — — — — 1,076 — — 1,076 Total Mini-storage 246 7,587 10,968 14,727 4,597 11,528 222 — 49,875 Multifamily Pass 29,826 38,647 22,477 26,686 17,776 56,402 4,611 — 196,425 Special Mention — 494 — — — 45 — — 539 Substandard — — — — — — — — — Total Multifamily 29,826 39,141 22,477 26,686 17,776 56,447 4,611 — 196,964 Retail Pass 18,009 42,648 26,981 10,254 9,274 28,923 6,655 — 142,744 Special Mention — — — — — 787 — — 787 Substandard — — — — — 400 — — 400 June 30, 2021 Dollars in thousands Risk Rating 2021 2020 2019 2018 2017 Prior Revolvi- Revolving- Term Total Total Retail 18,009 42,648 26,981 10,254 9,274 30,110 6,655 — 143,931 Other Pass 88,640 75,569 20,247 24,000 9,089 53,302 2,264 — 273,111 Special Mention — — — — — — — — — Substandard — — — 576 — 3,213 — — 3,789 Total Other 88,640 75,569 20,247 24,576 9,089 56,515 2,264 — 276,900 Total Commercial Real Estate - 136,721 171,244 141,407 92,346 50,523 175,856 16,318 — 784,415 Construction and Development Land & land development Pass 10,278 19,190 23,099 7,345 3,714 23,426 12,918 — 99,970 Special Mention — 158 66 — — 640 — — 864 Substandard — — — — — 1,836 — — 1,836 Total Land & land development 10,278 19,348 23,165 7,345 3,714 25,902 12,918 — 102,670 Construction Pass 37,312 55,332 41,368 2,037 — — 4,238 — 140,287 Special Mention — — — — — — — — — Substandard — — — 331 — — 170 — 501 Total Construction 37,312 55,332 41,368 2,368 — — 4,408 — 140,788 Total Construction and 47,590 74,680 64,533 9,713 3,714 25,902 17,326 — 243,458 Residential 1-4 Family Real Estate Personal residence Pass 24,890 38,904 21,732 22,538 17,323 132,657 — — 258,044 Special Mention — — 505 129 400 11,259 — — 12,293 Substandard — — 713 813 459 7,648 — — 9,633 Total Personal Residence 24,890 38,904 22,950 23,480 18,182 151,564 — — 279,970 Rental - small loan Pass 17,275 16,210 15,794 12,205 8,053 36,960 4,427 — 110,924 Special Mention — 108 244 253 2 2,074 122 — 2,803 Substandard — 370 473 541 530 2,611 17 — 4,542 Total Rental - Small Loan 17,275 16,688 16,511 12,999 8,585 41,645 4,566 — 118,269 Rental - large loan Pass 15,289 15,858 5,101 7,008 3,487 17,427 3,130 — 67,300 Special Mention — — — — — 774 — — 774 Substandard — — — — — 3,620 — — 3,620 Total Rental - Large Loan 15,289 15,858 5,101 7,008 3,487 21,821 3,130 — 71,694 Home equity Pass 283 30 13 23 19 1,302 68,642 — 70,312 Special Mention — — — — 40 94 1,635 — 1,769 Substandard — — — — — 403 472 — 875 Total Home Equity 283 30 13 23 59 1,799 70,749 — 72,956 Total Residential 1-4 Family Real 57,737 71,480 44,575 43,510 30,313 216,829 78,445 — 542,889 June 30, 2021 Dollars in thousands Risk Rating 2021 2020 2019 2018 2017 Prior Revolvi- Revolving- Term Total Mortgage warehouse lines Pass — — — — — — 105,288 — 105,288 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Mortgage Warehouse Lines — — — — — — 105,288 — 105,288 Consumer Pass 7,933 9,227 6,578 2,901 973 2,023 1,016 — 30,651 Special Mention 464 670 291 128 120 63 11 — 1,747 Substandard 45 136 67 12 5 43 26 — 334 Total Consumer 8,442 10,033 6,936 3,041 1,098 2,129 1,053 — 32,732 Other Credit cards Pass 1,690 — — — — — — — 1,690 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Credit Cards 1,690 — — — — — — — 1,690 Overdrafts Pass 666 — — — — — — — 666 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Overdrafts 666 — — — — — — — 666 Total Other 2,356 — — — — — — — 2,356 Total $ 415,270 $ 453,192 $ 361,050 $ 182,186 $ 142,019 $ 544,333 $ 331,720 $ — $ 2,429,770 December 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- Revolving- Term Total Commercial Pass $ 112,335 $ 46,323 $ 20,936 $ 16,723 $ 11,087 $ 12,336 $ 78,107 $ — $ 297,847 Special Mention 9 38 1,956 77 201 909 407 — 3,597 Substandard 1,039 177 215 29 40 56 3,885 — 5,441 Total Commercial 113,383 46,538 23,107 16,829 11,328 13,301 82,399 — 306,885 Commercial Real Estate Professional & medical Pass 19,454 16,414 2,540 26,578 3,322 28,905 3,079 — 100,292 Special Mention 1,171 — — — — 5,152 — — 6,323 Substandard 79 321 — — 136 — — — 536 Total Professional & Medical 20,704 16,735 2,540 26,578 3,458 34,057 3,079 — 107,151 Retail Pass 28,351 28,547 5,238 10,288 6,041 31,087 2,199 — 111,751 Special Mention — — — 432 3 824 — — 1,259 Substandard — 10,524 — 157 — 2,360 400 — 13,441 December 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- Revolving- Term Total Total Retail 28,351 39,071 5,238 10,877 6,044 34,271 2,599 — 126,451 Other Pass 28,712 13,722 17,699 9,845 13,119 32,486 1,496 — 117,079 Special Mention — — — — — 694 — — 694 Substandard — — — — — 444 41 — 485 Total Other 28,712 13,722 17,699 9,845 13,119 33,624 1,537 — 118,258 Total Commercial Real Estate - 77,767 69,528 25,477 47,300 22,621 101,952 7,215 — 351,860 Commercial Real Estate Hotels & motels Pass 3,428 23,821 18,894 9,880 7,389 14,252 3,160 — 80,824 Special Mention 2,994 37,398 — — — 286 — — 40,678 Substandard — — — — — — — — — Total Hotels & Motels 6,422 61,219 18,894 9,880 7,389 14,538 3,160 — 121,502 Mini-storage Pass 10,159 19,022 15,046 3,986 6,228 4,780 170 — 59,391 Special Mention — — — — — 50 — — 50 Substandard — — — — — 1,109 — — 1,109 Total Mini-storage 10,159 19,022 15,046 3,986 6,228 5,939 170 — 60,550 Multifamily Pass 39,814 27,090 27,198 19,294 10,762 47,751 2,844 — 174,753 Special Mention — — — — — 48 — — 48 Substandard — 1,187 — — — — — — 1,187 Total Multifamily 39,814 28,277 27,198 19,294 10,762 47,799 2,844 — 175,988 Retail Pass 44,359 27,357 11,169 9,361 4,414 30,381 6,502 — 133,543 Special Mention — — — — 446 540 — — 986 Substandard — — — 152 — 724 — — 876 Total Retail 44,359 27,357 11,169 9,513 4,860 31,645 6,502 — 135,405 Other Pass 75,272 20,483 24,663 10,626 26,989 28,293 1,794 — 188,120 Special Mention — — — — — 142 — — 142 Substandard — — — — — — — — — Doubtful — — 576 — — 3,282 — — 3,858 Total Other 75,272 20,483 25,239 10,626 26,989 31,717 1,794 — 192,120 Total Commercial Real Estate - 176,026 156,358 97,546 53,299 56,228 131,638 14,470 — 685,565 Construction and Development Land & land development Pass 27,084 25,468 10,943 4,149 6,370 21,882 9,320 — 105,216 Special Mention — 70 12 — — 644 — — 726 Substandard — — 6 — 11 1,383 — — 1,400 Total Land & land development 27,084 25,538 10,961 4,149 6,381 23,909 9,320 — 107,342 December 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- Revolving- Term Total Construction Pass 50,060 34,480 2,833 885 — — 1,325 — 89,583 Special Mention — — — — — — — — — Substandard — 1,352 — — — 165 — — 1,517 Total Construction 50,060 35,832 2,833 885 — 165 1,325 — 91,100 Total Construction and 77,144 61,370 13,794 5,034 6,381 24,074 10,645 — 198,442 Residential 1-4 Family Real Estate Personal residence Pass 51,120 31,415 27,052 23,069 23,759 126,293 — — 282,708 Special Mention — 242 131 267 254 12,020 — — 12,914 Substandard — 46 849 540 126 7,910 — — 9,471 Total Personal Residence 51,120 31,703 28,032 23,876 24,139 146,223 — — 305,093 Rental - small loan Pass 18,762 20,113 14,512 10,705 10,941 34,643 4,047 — 113,723 Special Mention 110 253 251 3 192 1,749 62 — 2,620 Substandard — 1,163 — — 46 2,874 — — 4,083 Total Rental - Small Loan 18,872 21,529 14,763 10,708 11,179 39,266 4,109 — 120,426 Rental - large loan Pass 16,926 5,484 9,456 5,323 9,133 20,515 2,188 — 69,025 Special Mention — 1,430 — — — 32 — — 1,462 Substandard — — — — — 3,698 — — 3,698 Total Rental - Large Loan 16,926 6,914 9,456 5,323 9,133 24,245 2,188 — 74,185 Home equity Pass 429 565 347 502 89 2,174 74,974 — 79,080 Special Mention — — — 40 — 96 1,596 — 1,732 Substandard — — 32 28 — 424 292 — 776 Total Home Equity 429 565 379 570 89 2,694 76,862 — 81,588 Total Residential 1-4 Family Real 87,347 60,711 52,630 40,477 44,540 212,428 83,159 — 581,292 Mortgage warehouse lines Pass — — — — — — 251,810 — 251,810 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Mortgage Warehouse Lines — — — — — — 251,810 — 251,810 Consumer Pass 12,785 9,257 4,239 1,609 1,237 1,516 822 — 31,465 Special Mention 991 454 214 155 70 49 18 — 1,951 Substandard 245 127 31 6 51 4 26 — 490 Total Consumer 14,021 9,838 4,484 1,770 1,358 1,569 866 — 33,906 Other Credit cards Pass 1,855 — — — — — — — 1,855 Special Mention — — — — — — — — — Substandard — — — — — — — — — December 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- Revolving- Term Total Total Credit Cards 1,855 — — — — — — — 1,855 Overdrafts Pass 538 — — — — — — — 538 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Overdrafts 538 — — — — — — — 538 Total Other 2,393 — — — — — — — 2,393 Total $ 548,081 $ 404,343 $ 217,038 $ 164,709 $ 142,456 $ 484,962 $ 450,564 $ — $ 2,412,153 Allowance for Credit Losses - Loans The following tables presents the activity in the ACLL by portfolio segment during the three and six months ended June 30, 2021 and the twelve months ended December 31, 2020: For the Three Months Ended June 30, 2021 Allowance for Credit Losses - Loans Dollars in thousands Beginning Provision Adjustment Charge- Recoveries Ending Commercial $ 2,772 $ 20 $ — $ (97) $ 14 $ 2,709 Commercial real estate - owner occupied Professional & medical 742 244 — — — 986 Retail 4,001 (482) — — — 3,519 Other 538 18 — — — 556 Commercial real estate - non-owner occupied Hotels & motels 2,945 (376) — — — 2,569 Mini-storage 180 (23) — — — 157 Multifamily 1,533 101 — — 3 1,637 Retail 1,331 140 — — — 1,471 Other 1,168 257 — — — 1,425 Construction and development Land & land development 3,911 (208) — — 2 3,705 Construction 5,620 597 — — — 6,217 Residential 1-4 family real estate Personal residence 3,232 (197) — (35) 50 3,050 Rental - small loan 2,537 77 — (75) 7 2,546 Rental - large loan 2,495 (64) — — — 2,431 Home equity 579 (5) — (26) 3 551 Mortgage warehouse lines — — — — — — Consumer 242 (81) — (23) 34 172 Other Credit cards 15 8 — (9) 2 16 Overdrafts 201 19 — (78) 26 168 Total $ 34,042 $ 45 $ — $ (343) $ 141 $ 33,885 For the Six Months Ended June 30, 2021 Allowance for Credit Losses - Loans Dollars in thousands Beginning Provision Adjustment Charge- Recoveries Ending Commercial $ 2,304 $ 609 $ — $ (223) $ 19 $ 2,709 Commercial real estate - owner occupied Professional & medical 954 35 — (3) — 986 Retail 3,173 346 — — — 3,519 Other 610 (54) — — — 556 Commercial real estate - non-owner occupied Hotels & motels 2,135 434 — — — 2,569 Mini-storage 337 (180) — — — 157 Multifamily 1,547 87 — — 3 1,637 Retail 981 490 — — — 1,471 Other 1,104 321 — — — 1,425 Construction and development Land & land development 4,084 (386) — — 7 3,705 Construction 4,648 1,569 — — — 6,217 Residential 1-4 family real estate Personal residence 3,559 (484) — (109) 84 3,050 Rental - small loan 2,736 (130) — (89) 29 2,546 Rental - large loan 3,007 (576) — — — 2,431 Home equity 713 (146) — (26) 10 551 Mortgage warehouse lines — — — — — — Consumer 216 (35) — (75) 66 172 Other Credit cards 17 7 — (12) 4 16 Overdrafts 121 123 — (160) 84 168 Total $ 32,246 $ 2,030 $ — $ (697) $ 306 $ 33,885 For the Twelve Months Ended December 31, 2020 Allowance for Credit Losses - Loans Dollars in thousands Beginning Impact of Provision Adjustment Charge- Recoveries Ending Commercial $ 1,221 $ 1,064 $ 85 $ — $ (99) $ 33 $ 2,304 Commercial real estate - owner occupied Professional & medical 1,058 (390) 1,290 1 (1,005) — 954 Retail 820 (272) 2,311 152 — 162 3,173 Other 821 (137) (104) 1 — 29 610 Commercial real estate - non-owner occupied Hotels & motels 1,235 (936) 1,836 — — — 2,135 Mini-storage 485 (311) 48 115 — — 337 Multifamily 1,534 8 (155) 122 — 38 1,547 Retail 964 279 (22) 101 (343) 2 981 Other 1,721 (1,394) 700 58 — 19 1,104 Construction and development Land & land development 600 2,136 1,202 111 (7) 42 4,084 Construction 242 996 3,159 251 — — 4,648 Residential 1-4 family real estate Personal residence 1,275 1,282 980 182 (252) 92 3,559 Rental - small loan 532 1,453 657 96 (140) 138 2,736 Rental - large loan 49 2,884 58 16 — — 3,007 Home equity 138 308 246 — (24) 45 713 Mortgage warehouse lines — — — — — — — Consumer 379 (238) 166 — (239) 148 216 Other Credit cards — 12 35 — (40) 10 17 Overdrafts — 182 251 — (460) 148 121 Total $ 13,074 $ 6,926 $ 12,743 $ 1,206 $ (2,609) $ 906 $ 32,246 The following tables presents, as of June 30, 2021 and December 31, 2020 segregated by loan portfolio segment, details of the loan portfolio and the ACLL calculated in accordance with our credit loss accounting methodology for loans described above. June 30, 2021 Loan Balances Allowance for Credit Losses - Loans Dollars in thousands Loans Individually Evaluated Loans Collectively Evaluated (1) Total Loans Individually Evaluated Loans Collectively Evaluated Total Commercial $ 4,770 $ 321,698 $ 326,468 $ — $ 2,709 $ 2,709 Commercial real estate - owner occupied Professional & medical 2,125 120,278 122,403 213 773 986 Retail 16,003 125,700 141,703 2,129 1,390 3,519 Other — 128,058 128,058 — 556 556 Commercial real estate - non-owner occupied Hotels & motels 3,202 113,543 116,745 786 1,783 2,569 Mini-storage 1,076 48,799 49,875 — 157 157 Multifamily — 196,964 196,964 — 1,637 1,637 Retail 3,091 140,840 143,931 — 1,471 1,471 Other 5,737 271,163 276,900 129 1,296 1,425 Construction and development Land & land development 2,334 100,336 102,670 660 3,045 3,705 Construction — 140,788 140,788 — 6,217 6,217 Residential 1-4 family real estate Personal residence 465 279,505 279,970 — 3,050 3,050 Rental - small loan 1,634 116,635 118,269 135 2,411 2,546 Rental - large loan 3,222 68,472 71,694 — 2,431 2,431 Home equity 733 72,223 72,956 — 551 551 Mortgage warehouse lines — 105,288 105,288 — — — Consumer — 32,732 32,732 — 172 172 Other Credit cards — 1,690 1,690 — 16 16 Overdrafts — 666 666 — 168 168 Total $ 44,392 $ 2,385,378 $ 2,429,770 $ 4,052 $ 29,833 $ 33,885 (1) Included in the loans collectively evaluated are $47.8 million in fully guaranteed or cash secured loans, which are excluded from the pools collectively evaluated and carry no reserve. December 31, 2020 Loan Balances Allowance for Credit Losses - Loans Dollars in thousands Loans Individually Evaluated Loans Collectively Evaluated (1) Total Loans Individually Evaluated Loans Collectively Evaluated Total Commercial $ 4,851 $ 302,034 $ 306,885 $ 8 $ 2,296 $ 2,304 Commercial real estate - owner occupied Professional & medical 2,171 104,980 107,151 223 731 954 Retail 17,458 108,993 126,451 2,258 915 3,173 Other — 118,258 118,258 — 610 610 Commercial real estate - non-owner occupied Hotels & motels — 121,502 121,502 — 2,135 2,135 Mini-storage 1,109 59,441 60,550 111 226 337 Multifamily 1,187 174,801 175,988 135 1,412 1,547 Retail 3,473 131,932 135,405 — 981 981 Other 5,857 186,263 192,120 129 975 1,104 Construction and development Land & land development 1,891 105,451 107,342 623 3,461 4,084 Construction 1,352 89,748 91,100 135 4,513 4,648 Residential 1-4 family real estate Personal residence — 305,093 305,093 — 3,559 3,559 Rental - small loan 1,300 119,126 120,426 102 2,634 2,736 Rental - large loan 3,288 70,897 74,185 — 3,007 3,007 Home equity 523 81,065 81,588 — 713 713 Consumer — 33,906 33,906 — 216 216 Other Credit cards — 1,855 1,855 — 17 17 Overdrafts — 538 538 — 121 121 Mortgage warehouse lines — 251,810 251,810 — — — Total $ 44,460 $ 2,367,693 $ 2,412,153 $ 3,724 $ 28,522 $ 32,246 (1) Included in the loans collectively evaluated are $83.9 million in fully guaranteed or cash secured loans, which are excluded from the pools collectively evaluated and carry no reserve. The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related ACLL allocated to those loans: June 30, 2021 Dollars in thousands Real Estate Non-Real Estate Total Loans Allowance for Credit Losses Commercial $ — $ 4,770 $ 4,770 $ — Commercial real estate - owner occupied Professional & medical 2,125 — 2,125 213 Retail 16,003 — 16,003 2,129 Other — — — — Commercial real estate - non-owner occupied Hotels & motels 3,202 — 3,202 786 Mini-storage 1,076 — 1,076 — Multifamily — — — — Retail 3,091 — 3,091 — Other 5,737 — 5,737 129 Construction and development Land & land development 2,334 — 2,334 660 Construction — — — — Residential 1-4 family real estate Personal residence 465 — 465 — Rental - small loan 1,634 — 1,634 135 Rental - large loan 3,222 — 3,222 — Home equity 733 — 733 — Consumer — — — — Other Credit cards — — — — Overdrafts — — — — Total $ 39,622 $ 4,770 $ 44,392 $ 4,052 December 31, 2020 Dollars in thousands Real Estate Non-Real Estate Total Loans Allowance for Credit Losses Commercial $ — $ 4,851 $ 4,851 $ 8 Commercial real estate - owner occupied Professional & medical 2,171 — 2,171 223 Retail 17,458 — 17,458 2,258 Other — — — — Commercial real estate - non-owner occupied Hotels & motels — — — — Mini-storage 1,109 — 1,109 111 Multifamily 1,187 — 1,187 135 Retail 3,473 — 3,473 — Other 5,857 — 5,857 129 Construction and development Land & land development 1,891 — 1,891 623 Construction 1,352 — 1,352 135 Residential 1-4 family real estate Personal residence — — — — Rental - small loan 1,300 — 1,300 102 Rental - large loan 3,288 — 3,288 — Home equity 523 — 523 — Consumer — — — — Other Credit cards — — — — Overdrafts — — — — Total $ 39,609 $ 4,851 $ 44,460 $ 3,724 |
Goodwill And Other Intangible A
Goodwill And Other Intangible Assets | 6 Months Ended |
Jun. 30, 2021 | |
Goodwill and Intangible Assets Disclosure [Abstract] | |
Goodwill and Other Intangible Assets | GOODWILL AND OTHER INTANGIBLE ASSETS The following tables present our goodwill activity for the quarter ending June 30, 2021 and the balance of other intangible assets at June 30, 2021 and December 31, 2020. Dollars in thousands Goodwill Activity Balance, January 1, 2021 $ 45,495 Reclassifications from goodwill (479) Acquired goodwill — Balance, June 30, 2021 $ 45,016 Other Intangible Assets Dollars in thousands June 30, 2021 December 31, 2020 Identifiable intangible assets Gross carrying amount $ 15,650 $ 15,650 Less: accumulated amortization (6,808) (6,022) Net carrying amount $ 8,842 $ 9,628 We recorded amortization expense of $382,000 and $787,000 for the three and six months ended June 30, 2021 and $410,000 and $839,000 for the three and six months ended June 30, 2020, relative to our identifiable intangible assets. Amortization relative to our identifiable intangible assets is expected to approximate the following during the next five years and thereafter: Core Deposit Dollars in thousands Intangible Six month period ending December 31, 2021 $ 761 Year ending December 31, 2022 1,409 Year ending December 31, 2023 1,272 Year ending December 31, 2024 1,134 Year ending December 31, 2025 998 Thereafter 3,198 |
Borrowed Funds
Borrowed Funds | 6 Months Ended |
Jun. 30, 2021 | |
Debt Disclosure [Abstract] | |
Borrowed Funds | BORROWED FUNDS Short-term borrowings: A summary of short-term borrowings is presented below: Six Months Ended June 30, 2021 2020 Dollars in thousands Short-term Federal Funds Short-term Federal Funds Balance at June 30 $ 140,000 $ 146 $ 90,800 $ 145 Average balance outstanding for the period 140,000 146 107,530 145 Maximum balance outstanding at any month end during period 140,000 146 161,600 145 Weighted average interest rate for the period 0.35 % 0.25 % 1.10 % 0.83 % Weighted average interest rate for balances outstanding at June 30 0.31 % 0.25 % 0.39 % 0.25 % Year Ended December 31, 2020 Dollars in thousands Short-term Federal Funds Balance at December 31 $ 140,000 146 Average balance outstanding for the period 130,241 170 Maximum balance outstanding at any month end 215,700 146 Weighted average interest rate for the period 0.67 % 0.50 % Weighted average interest rate for balances outstanding at December 31 0.35 % 0.25 % Long-term borrowings: Our long-term borrowings of $689,000 and $699,000 at June 30, 2021 and December 31, 2020, respectively, consisted of a 5.34% fixed rate advance from the Federal Home Loan Bank (“FHLB”), maturing in 2026. This FHLB advance is collateralized by a blanket lien of $1.42 billion of residential mortgage loans, certain commercial loans, mortgage backed securities and securities of U.S. Government agencies and corporations. Subordinated debentures: We issued $30 million of subordinated debentures, net of $664,000 debt issuance costs, during third quarter 2020 in a private placement transaction. The subordinated debt qualifies as Tier 2 capital under Federal Reserve Board guidelines, until the debt is within 5 years of its maturity; thereafter the amount qualifying as Tier 2 capital is reduced by 20 percent each year until maturity. This subordinated debt bears interest at a fixed rate of 5.00% per year, from and including September 22, 2020 to, but excluding, September 30, 2025, payable quarterly in arrears. From and including September 30, 2025 to, but excluding, the maturity date or earlier redemption date, the interest rate will reset quarterly at a variable rate equal to the then current three-month term Secured Overnight Financing Rate (“SOFR”), as published by the Federal Reserve Bank of New York, plus 487 basis points, payable quarterly in arrears. As provided in the Notes, the interest rate on the Notes during the applicable floating rate period may be determined based on a rate other than three-month term SOFR. This debt has a 10 years term and generally, is not prepayable by us within the first five years. Subordinated debentures owed to unconsolidated subsidiary trusts: We have three statutory business trusts that were formed for the purpose of issuing mandatorily redeemable securities (the “capital securities”) for which we are obligated to third party investors and investing the proceeds from the sale of the capital securities in our junior subordinated debentures (the “debentures”). The debentures held by the trusts are their sole assets. These subordinated debentures totaled $19.6 million at June 30, 2021 and December 31, 2020. The capital securities held by SFG Capital Trust I, SFG Capital Trust II, and SFG Capital Trust III qualify as Tier 1 capital under Federal Reserve Board guidelines. In accordance with these Guidelines, trust preferred securities generally are limited to 25% of Tier 1 capital elements, net of goodwill. The amount of trust preferred securities and certain other elements in excess of the limit can be included in Tier 2 capital. A summary of the maturities of all long-term borrowings and subordinated debentures for the next five years and thereafter is as follows: Dollars in thousands Long-term Subordinated debentures Subordinated Year Ending December 31, 2021 $ 10 $ — $ — 2022 21 — — 2023 22 — — 2024 23 — — 2025 24 — — Thereafter 589 30,000 19,589 $ 689 $ 30,000 $ 19,589 |
Share Based Compensation
Share Based Compensation | 6 Months Ended |
Jun. 30, 2021 | |
Share-based Payment Arrangement [Abstract] | |
Share Based Compensation | SHARE-BASED COMPENSATION Under the 2014 Long-Term Incentive Plan (“2014 LTIP”), stock options, SARs and RSUs have generally been granted with an exercise price equal to the fair value of Summit's common stock on the grant date. We periodically grant employee stock options to individual employees. The fair value of our employee stock options and SARs granted under the Plans is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options and SARs granted but are not considered by the model. Because our employee stock options and SARs have characteristics significantly different from those of traded options and because changes in the subjective input assumptions can materially affect the fair value estimate, in management’s opinion, the existing models do not necessarily provide a reliable single measure of the fair value of its employee stock options and SARs at the time of grant. A summary of our SAR and stock option activity during the first six months of 2021 and 2020 is as follows: For the Six Months Ended June 30, 2021 Options/SARs Aggregate Intrinsic Value (in thousands) Remaining Weighted-Average Outstanding, January 1 329,203 $ 20.47 Granted — — Exercised (800) 12.01 Forfeited — — Expired — — Outstanding, June 30 328,403 $ 1,103 5.85 $ 20.49 Exercisable, June 30 218,216 $ 1,103 5.18 $ 18.53 For the Six Months Ended June 30, 2020 Options/SARs Aggregate (in thousands) Remaining Weighted-Average Outstanding, January 1 330,703 $ 20.44 Granted — — Exercised — — Forfeited — — Expired — — Outstanding, June 30 330,703 $ 529 6.83 $ 20.44 Exercisable, June 30 179,375 $ 529 5.77 $ 17.03 Grants of RSUs include time-based vesting conditions that generally vest ratably over a period of 3 to 5 years. During second quarter 2020, we granted 10,995 RSUs which will vest ratably over 4 years. During first quarter 2020, we granted 1,846 RSUs which will fully vest on the 2nd anniversary of the grant date. RSUs Weighted Average Grant Date Fair Value Nonvested, December 31, 2020 15,686 $ 20.40 Granted — — Forfeited — — Vested (3,400) 19.61 Nonvested, June 30, 2021 12,286 $ 20.62 RSUs Weighted Average Grant Date Fair Value Nonvested, December 31, 2019 2,892 $ 25.93 Granted 12,841 18.19 Forfeited — — Vested (651) 25.60 Nonvested, June 30, 2020 15,082 $ 20.45 We recognize compensation expense based on the estimated number of stock awards expected to actually vest, exclusive of the awards expected to be forfeited. During the first six months of 2021 and 2020, total stock compensation expense for all share-based arrangements was $252,000 and $323,000 and the related deferred tax benefits were approximately $61,000 and $78,000. At June 30, 2021 our total unrecognized compensation expense related to all nonvested awards not yet recognized totaled $1.01 million and is expected to be recognized over the next 1.69 years. |
Commitments And Contingencies
Commitments And Contingencies | 6 Months Ended |
Jun. 30, 2021 | |
Commitments and Contingencies Disclosure [Abstract] | |
Commitments and Contingencies | COMMITMENTS AND CONTINGENCIES Off-Balance Sheet Arrangements We are a party to certain financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of our customers. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the statement of financial position. The contract amounts of these instruments reflect the extent of involvement that we have in this class of financial instruments. Many of our lending relationships contain both funded and unfunded elements. The funded portion is reflected on our balance sheet. The unfunded portion of these commitments is not recorded on our balance sheet until a draw is made under the loan facility. Since many of the commitments to extend credit may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash flow requirements. A summary of the total unfunded, or off-balance sheet, credit extension commitments follows: Dollars in thousands June 30, Commitments to extend credit: Revolving home equity and credit card lines $ 92,035 Construction loans 162,749 Other loans 280,803 Standby letters of credit 22,459 Total $ 558,046 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. We evaluate each customer's credit worthiness on a case-by-case basis. The amount of collateral obtained, if we deem necessary upon extension of credit, is based on our credit evaluation. Collateral held varies but may include accounts receivable, inventory, equipment or real estate. Standby letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party. Standby letters of credit generally are contingent upon the failure of the customer to perform according to the terms of the underlying contract with the third party. Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments. Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures The provision for credit losses on unfunded commitments was $470,000 and $1.0 million for the six months ended June 30, 2021 and 2020 and $955,000 and $493,000 for the three months ended June 30, 2021 and 2020. The ACL on off-balance-sheet credit exposures totaled $4.66 million at June 30, 2021 compared to $4.19 million at December 31, 2020. Litigation We are not a party to litigation except for matters that arise in the normal course of business. While it is impossible to ascertain the ultimate resolution or range of financial liability, if any, with respect to these contingent matters, in the opinion of management, after consultation with legal counsel, the outcome of these matters will not have a significant adverse effect on the consolidated financial statements. |
Preferred Stock
Preferred Stock | 6 Months Ended |
Jun. 30, 2021 | |
Text Block [Abstract] | |
Preferred Stock | PREFERRED STOCKIn April 2021, we sold through a private placement 1,500 shares or $15.0 million of Series 2021 6% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, $1.00 par value, with a liquidation preference of $10,000 per share (the “Preferred Stock”). The Preferred Stock is non-convertible and will pay noncumulative dividends, if and when declared by the Summit board of directors, at a rate of 6.0% per annum. Dividends declared will be payable quarterly in arrears on the 15th day of March, June, September and December of each year. |
Regulatory Matters
Regulatory Matters | 6 Months Ended |
Jun. 30, 2021 | |
Banking Regulation, Total Capital [Abstract] | |
Regulatory Matters | REGULATORY MATTERSOur bank subsidiary, Summit Community Bank, Inc. (“Summit Community”), is subject to various regulatory capital requirements administered by the banking regulatory agencies. Under the capital adequacy guidelines and the regulatory framework for prompt corrective action, Summit Community must meet specific capital guidelines that involve quantitative measures of its assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Our bank subsidiary’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require Summit Community to maintain minimum amounts and ratios of Common Equity Tier 1("CET1"), Total capital and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). We believe, as of June 30, 2021, that our bank subsidiary met all capital adequacy requirements to which they were subject. The most recent notifications from the banking regulatory agencies categorized Summit Community as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, Summit Community must maintain minimum CET1, Total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table below. In December 2018, the federal bank regulatory agencies approved a final rule modifying their regulatory capital rules to provide an option to phase-in over a period of three years the day-one regulatory capital effects of the implementation of ASC 326. In March 2020, those agencies approved a final rule providing an option to delay the estimated impact on regulatory capital. We elected this optional phase-in period upon adoption of ASC 326 on January 1, 2020 and elected to delay the estimated impact. The initial impact of adoption as well as 25% of the quarterly increases in the allowance for credit losses subsequent to adoption (collectively the “transition adjustments”) will be delayed for two years. After two years, the cumulative amount of the transition adjustments will become fixed and will be phased out of the regulatory capital calculations evenly over a three year period, with 75% recognized in year three, 50% recognized in year four, and 25% recognized in year five. After five years, the temporary regulatory capital benefits will be fully reversed. The following tables present Summit's, as well as Summit Community's, actual and required minimum regulatory capital amounts and ratios as of June 30, 2021 and December 31, 2020. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended. Actual Minimum Required Capital - Basel III Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of June 30, 2021 CET1 (to risk weighted assets) Summit $ 252,637 9.6 % N/A N/A N/A N/A Summit Community 313,592 11.9 % 184,466 7.0 % 171,290 6.5 % Tier I Capital (to risk weighted assets) Summit 286,557 10.9 % N/A N/A N/A N/A Summit Community 313,592 11.9 % 223,994 8.5 % 210,818 8.0 % Total Capital (to risk weighted assets) Summit 341,225 13.0 % N/A N/A N/A N/A Summit Community 338,828 12.9 % 275,790 10.5 % 262,657 10.0 % Tier I Capital (to average assets) Summit 286,557 8.9 % N/A N/A N/A N/A Summit Community 313,592 9.7 % 129,316 4.0 % 161,645 5.0 % Actual Minimum Required Capital - Basel III Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of December 31, 2020 CET1 (to risk weighted assets) Summit 233,768 9.3 % N/A N/A N/A N/A Summit Community 279,540 11.1 % 176,286 7.0 % 163,695 6.5 % Tier I Capital (to risk weighted assets) Summit 252,768 10.0 % N/A N/A N/A N/A Summit Community 279,540 11.1 % 214,062 8.5 % 201,470 8.0 % Total Capital (to risk weighted assets) Summit 305,309 12.1 % N/A N/A N/A N/A Summit Community 302,716 12.0 % 264,877 10.5 % 252,263 10.0 % Tier I Capital (to average assets) Summit 252,768 8.6 % N/A N/A N/A N/A Summit Community 279,540 9.5 % 117,701 4.0 % 147,126 5.0 % |
Derivative Financial Instrument
Derivative Financial Instruments | 6 Months Ended |
Jun. 30, 2021 | |
Derivative Instruments and Hedging Activities Disclosure [Abstract] | |
Derivative Financial Instruments | DERIVATIVE FINANCIAL INSTRUMENTS Cash flow hedges We have entered into three pay-fixed/receive LIBOR interest rate swaps as follows: • A $40 million notional interest rate swap expiring on October 18, 2021, was designated as a cash flow hedge of $40 million of variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 2.19% and receive a variable rate equal to three month LIBOR. • A $20 million notional interest rate swap with an effective date of October 18, 2021 and expiring on October 18, 2023, was designated as a cash flow hedge of $20 million of forecasted variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 1.07% and receive a variable rate equal to three month LIBOR. • A $20 million notional interest rate swap with an effective date of October 18, 2021 and expiring on October 18, 2024, was designated as a cash flow hedge of $20 million of forecasted variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 1.1055% and receive a variable rate equal to three month LIBOR. In addition, we have entered into two interest rate caps as follows: • A $100 million notional interest rate cap with an effective date of July 20, 2020 and expiring on April 18, 2030, was designated as a cash flow hedge of $100 million of forecasted fixed rate Federal Home Loan Bank advances. Under the terms of this cap we will hedge the variability of cash flows when three month LIBOR is above .75%. • A $100 million notional interest rate cap with an effective date of December 29, 2020 and expiring on December 18, 2025, was designated as a cash flow hedge of $100 million of certain indexed interest bearing demand deposit accounts. Under the terms of this cap we will hedge the variability of cash flows when the indexed rate of SOFR is above 0.50%. Fair value hedges We have entered into two pay fixed/receive variable interest rate swaps to hedge fair value variability of two commercial fixed rate loans with the same principal, amortization, and maturity terms of the underlying loans, which are designated as fair value hedges with a total original notional amount of $21.3 million. A summary of our derivative financial instruments as of June 30, 2021 and December 31, 2020 follows: June 30, 2021 Notional Derivative Fair Value Net Ineffective Dollars in thousands Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 80,000 $ — $ 769 $ — Interest rate cap hedging: Short term borrowings $ 100,000 $ 7,938 $ — $ — Indexed interest bearing demand deposit accounts 100,000 1,947 — — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 17,874 $ — $ 876 $ — December 31, 2020 Notional Derivative Fair Value Net Ineffective Dollars in thousands Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 80,000 $ — $ 1,457 $ — Interest rate cap hedging: Short term borrowings $ 100,000 $ 5,652 $ — $ — Indexed interest bearing demand deposit accounts 100,000 1,001 — — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 18,192 $ — $ 1,290 $ — Loan commitments: ASC Topic 815, Derivatives and Hedging, requires that commitments to make mortgage loans should be accounted for as derivatives if the loans are to be held for sale, because the commitment represents a written option and accordingly is recorded at the fair value of the option liability. |
Acquisitions
Acquisitions | 6 Months Ended |
Jun. 30, 2021 | |
Business Combinations [Abstract] | |
Business Combination Disclosure [Text Block] | ACQUISITIONS MVB Bank Branches Acquisition On July 10, 2021, SCB acquired four MVB Bank locations located in Southern West Virginia: one in Kanawha County, one in Putnam County, and two in Cabell County. In addition, SCB acquired two MVB Bank’s drive-up banking locations in Cabell County. Summit assumed certain deposits and loans totaling approximately $163 million and $54 million, respectively. |
Accumulated Other Comprehensive
Accumulated Other Comprehensive Income (Loss) Accumulated Other Comprehensive Income (Loss) | 6 Months Ended |
Jun. 30, 2021 | |
Accumulated Other Comprehensive Income (Loss) [Abstract] | |
Comprehensive Income (Loss) Note [Text Block] | ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following is changes in accumulated other comprehensive income (loss) by component, net of tax, for the three and six months ending June 30, 2021 and 2020. For the Three Months Ended June 30, 2021 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains/Losses on Debt Securities Available for Sale Total Beginning balance $ (199) $ (40) $ 4,958 $ 4,099 $ 8,818 Other comprehensive income (loss) before reclassification — — (2,795) 1,175 (1,620) Amounts reclassified from accumulated other comprehensive income, net of tax — — — (97) (97) Net current period other comprehensive income (loss) — — (2,795) 1,078 (1,717) Ending balance $ (199) $ (40) $ 2,163 $ 5,177 $ 7,101 For the Three Months Ended June 30, 2020 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains/Losses on Debt Securities Available for Sale Total Beginning balance $ (140) $ 48 $ (1,602) $ 2,525 $ 831 Other comprehensive income (loss) before reclassification — — (815) 3,306 2,491 Amounts reclassified from accumulated other comprehensive income, net of tax — — — — — Net current period other comprehensive income (loss) — — (815) 3,306 2,491 Ending balance $ (140) $ 48 $ (2,417) $ 5,831 $ 3,322 For the Six Months Ended June 30, 2021 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains/Losses on Debt Securities Available for Sale Total Beginning balance $ (199) $ (40) $ (1,132) $ 6,816 $ 5,445 Other comprehensive income (loss) before reclassification — — 3,295 (1,181) 2,114 Amounts reclassified from accumulated other comprehensive income, net of tax — — — (458) (458) Net current period other comprehensive income (loss) — — 3,295 (1,639) 1,656 Ending balance $ (199) $ (40) $ 2,163 $ 5,177 $ 7,101 For the Six Months Ended June 30, 2020 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains/Losses on Debt Securities Available for Sale Total Beginning balance $ (140) $ 48 $ (518) $ 3,145 $ 2,535 Other comprehensive income (loss) before reclassification — — (1,899) 3,475 1,576 Amounts reclassified from accumulated other comprehensive income, net of tax — — — (789) (789) Net current period other comprehensive income (loss) — — (1,899) 2,686 787 Ending balance $ (140) $ 48 $ (2,417) $ 5,831 $ 3,322 |
Income Taxes Income Taxes
Income Taxes Income Taxes | 6 Months Ended |
Jun. 30, 2021 | |
Income Tax Disclosure [Abstract] | |
Income Tax Disclosure [Text Block] | INCOME TAXES Our income tax expense for the three and six months ended June 30, 2021 and June 30, 2020 totaled $2.9 million and $5.9 million and $1.5 million and $2.7 million, respectively. Our effective tax rate (income tax expense as a percentage of income before taxes) for the three and six months ended June 30, 2021 and 2020 was 21.7% and 21.9% and 17.9% and 19.0% , respectively. A reconciliation between the statutory income tax rate and our effective income tax rate for the three and six months ended June 30, 2021 and 2020 is as follows: For the Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 Percent Percent Percent Percent Applicable statutory rate 21.0 % 21.0 % 21.0 % 21.0 % Increase (decrease) in rate resulting from: Tax-exempt interest and dividends, net (1.5) % (2.4) % (1.5) % (2.5) % State income taxes, net of Federal income tax benefit 2.2 % 1.6 % 2.2 % 1.8 % Low-income housing and rehabilitation tax credits (0.2) % (1.1) % (0.3) % (0.7) % Other, net 0.2 % (1.2) % 0.5 % (0.6) % Effective income tax rate 21.7 % 17.9 % 21.9 % 19.0 % The components of applicable income tax expense for the three and six months ended June 30, 2021 and 2020 are as follows: For the Three Months Ended June 30, For the Six Months Ended June 30, Dollars in thousands 2021 2020 2021 2020 Current Federal $ 2,695 $ 3,723 $ 5,370 $ 4,992 State 386 512 771 700 3,081 4,235 6,141 5,692 Deferred Federal (132) (2,377) (244) (2,609) State (19) (340) (34) (375) (151) (2,717) (278) (2,984) Total $ 2,930 $ 1,518 $ 5,863 $ 2,708 |
Revenue Recognition Revenue fro
Revenue Recognition Revenue from Contracts with Customers (Notes) | 6 Months Ended |
Jun. 30, 2021 | |
Revenue from Contracts with Customers [Abstract] | |
Revenue from Contracts with Customers | REVENUE FROM CONTRACTS WITH CUSTOMERS I nterest income, loan fees, realized securities gains and losses, bank owned life insurance income and mortgage banking revenue are not in the scope of ASC Topic 606, Revenue from Contracts with Customers . With the exception of gains or losses on sales of foreclosed properties, all of our revenue from contracts with customers in the scope of ASC 606 is recognized within Noninterest Income in the Consolidated Statements of Income. Incremental costs of obtaining a contract are expensed when incurred when the amortization period is one year or less. The following table illustrates our total non-interest income segregated by revenues within the scope of ASC Topic 606 and those which are within the scope of other ASC Topics: Three Months Ended June 30, Six Months Ended June 30, Dollars in thousands 2021 2020 2021 2020 Service fees on deposit accounts $ 1,093 $ 882 $ 2,193 $ 2,145 Bank card revenue 1,519 1,087 2,860 2,020 Trust and wealth management fees 683 582 1,321 1,247 Other 120 136 269 254 Net revenue from contracts with customers 3,415 2,687 6,643 5,666 Non-interest income within the scope of other ASC topics 1,300 911 3,046 2,433 Total noninterest income $ 4,715 $ 3,598 $ 9,689 $ 8,099 |
Fair Value Measurements (Tables
Fair Value Measurements (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Fair Value Disclosures [Abstract] | |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis | The table below presents the recorded amount of assets and liabilities measured at fair value on a recurring basis. Balance at Fair Value Measurements Using: Dollars in thousands June 30, 2021 Level 1 Level 2 Level 3 Debt securities available for sale U.S. Government sponsored agencies $ 41,658 $ — $ 41,658 $ — Mortgage backed securities: Government sponsored agencies 56,573 — 56,573 — Nongovernment sponsored entities 17,596 — 17,596 — State and political subdivisions 83,452 — 83,452 — Corporate debt securities 33,850 — 33,850 — Asset-backed securities 47,278 — 47,278 — Tax-exempt state and political subdivisions 65,335 — 65,335 — Total debt securities available for sale $ 345,742 $ — $ 345,742 $ — Derivative financial assets Interest rate caps $ 9,885 $ — $ 9,885 $ — Derivative financial liabilities Interest rate swaps $ 1,645 $ — $ 1,645 $ — Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2020 Level 1 Level 2 Level 3 Debt securities available for sale U.S. Government sponsored agencies $ 35,157 $ — $ 35,157 $ — Mortgage backed securities: Government sponsored agencies 59,046 — 59,046 — Nongovernment sponsored entities 16,687 — 16,687 — State and political subdivisions 50,905 — 50,905 — Corporate debt securities 26,427 — 26,427 — Asset-backed securities 46,126 — 46,126 — Tax-exempt state and political subdivisions 51,779 — 51,779 — Total debt securities available for sale $ 286,127 $ — $ 286,127 $ — Derivative financial assets Interest rate caps $ 6,653 $ — $ 6,653 $ — Derivative financial liabilities Interest rate swaps $ 2,747 $ — $ 2,747 $ — |
Fair Value Measurements, Nonrecurring | Assets measured at fair value on a nonrecurring basis are included in the table below. Balance at Fair Value Measurements Using: Dollars in thousands June 30, 2021 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 1,783 $ — $ 1,783 $ — Collateral-dependent loans with an ACLL Commercial real estate $ 10,281 $ — $ 9,835 $ 446 Construction and development 318 — 318 — Residential real estate 551 — 303 248 Total collateral-dependent loans with an ACLL $ 11,150 $ — $ 10,456 $ 694 Property held for sale Commercial real estate $ 1,557 $ — $ 1,557 $ — Construction and development 10,005 — 9,511 494 Residential real estate 187 — 187 — Total property held for sale $ 11,749 $ — $ 11,255 $ 494 Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2020 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 1,998 $ — $ 1,998 $ — Collateral-dependent impaired loans Commercial $ 8 $ — $ 8 $ — Commercial real estate 9,914 — 9,914 — Construction and development 1,576 — 1,576 — Residential real estate 597 — 597 — Total collateral-dependent impaired loans $ 12,095 $ — $ 12,095 $ — Property held for sale Commercial real estate $ 1,557 $ — $ 1,557 $ — Construction and development 11,595 — 10,974 621 Residential real estate 476 — 476 — Total property held for sale $ 13,628 $ — $ 13,007 $ 621 |
Fair Value, by Balance Sheet Grouping | The carrying values and estimated fair values of our financial instruments are summarized below: June 30, 2021 Fair Value Measurements Using: Dollars in thousands Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 194,989 $ 194,989 $ — $ 194,989 $ — Debt securities available for sale 345,742 345,742 — 345,742 — Debt securities held to maturity 98,995 102,388 — 102,388 — Other investments 10,661 10,661 — 10,661 — Loans held for sale, net 1,783 1,783 — 1,783 — Loans, net 2,395,885 2,385,591 — 10,456 2,375,135 Accrued interest receivable 10,397 10,397 — 10,397 — Cash surrender value of life insurance policies and annuities 60,087 60,087 — 60,087 — Derivative financial assets 9,885 9,885 — 9,885 — $ 3,128,424 $ 3,121,523 $ — $ 746,388 $ 2,375,135 Financial liabilities Deposits $ 2,729,205 $ 2,724,786 $ — $ 2,724,786 $ — Short-term borrowings 140,146 140,146 — 140,146 — Long-term borrowings 689 834 — 834 — Subordinated debentures 29,432 29,432 — 29,432 — Subordinated debentures owed to unconsolidated 19,589 19,589 — 19,589 — Accrued interest payable 568 568 — 568 — Derivative financial liabilities 1,645 1,645 — 1,645 — $ 2,921,274 $ 2,917,000 $ — $ 2,917,000 $ — December 31, 2020 Fair Value Measurements Using: Dollars in thousands Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 99,787 $ 99,787 $ — $ 99,787 $ — Debt securities available for sale 286,127 286,127 — 286,127 — Debt securities held to maturity 99,914 103,157 — 103,157 — Other investments 14,185 14,185 — 14,185 — Loans held for sale, net 1,998 1,998 — 1,998 — Loans, net 2,379,907 2,384,275 — 12,095 2,372,180 Accrued interest receivable 11,989 11,989 — 11,989 — Cash surrender value of life insurance policies 59,438 59,438 — 59,438 — Derivative financial assets 6,653 6,653 — 6,653 — $ 2,959,998 $ 2,967,609 $ — $ 595,429 $ 2,372,180 Financial liabilities Deposits $ 2,595,651 $ 2,597,326 $ — $ 2,597,326 $ — Short-term borrowings 140,146 140,146 — 140,146 — Long-term borrowings 699 866 — 866 — Subordinated debentures 29,364 29,364 — 29,364 — Subordinated debentures owed to unconsolidated 19,589 19,589 — 19,589 — Accrued interest payable 745 745 — 745 — Derivative financial liabilities 2,747 2,747 — 2,747 — $ 2,788,941 $ 2,790,783 $ — $ 2,790,783 $ — |
Earnings Per Share (Tables)
Earnings Per Share (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Earnings Per Share [Abstract] | |
Schedule of Earnings Per Share, Basic and Diluted | The computations of basic and diluted earnings per share follow: For the Three Months Ended June 30, 2021 2020 Dollars in thousands,except per share amounts Net Income Common Per Net Income Common Per Net income $ 10,560 $ 6,949 Less preferred stock dividends (139) — Basic earnings per share $ 10,421 12,952,357 $ 0.80 $ 6,949 12,911,979 $ 0.54 Effect of dilutive securities: Stock options 4,534 4,227 Stock appreciation rights ("SARs") 51,244 27,598 Restricted stock units ("RSUs") 5,579 — Diluted earnings per share $ 10,421 13,013,714 $ 0.80 $ 6,949 12,943,804 $ 0.54 For the Six Months Ended June 30, 2021 2020 Dollars in thousands,except per share amounts Net Income Common Per Net Income Common Per Net income $ 20,919 $ 11,455 Less preferred stock dividends (139) — Basic earnings per share $ 20,780 12,947,228 $ 1.61 $ 11,455 12,940,590 $ 0.89 Effect of dilutive securities: Stock options 4,522 4,371 Stock appreciation rights ("SARs") 50,513 38,001 Restricted stock units ("RSUs") 5,626 183 Diluted earnings per share $ 20,780 13,007,889 $ 1.60 $ 11,455 12,983,146 $ 0.88 |
Securities (Tables)
Securities (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Debt Securities, Available-for-sale and Held-to-maturity [Abstract] | |
Summary of Amortized Cost and Fair Value of Available-for-sale Securities | The amortized cost, unrealized gains, unrealized losses and estimated fair values of debt securities available for sale at June 30, 2021 and December 31, 2020 are summarized as follows: June 30, 2021 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Debt Securities Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 41,717 $ 304 $ 363 $ 41,658 Residential mortgage-backed securities: Government-sponsored agencies 55,274 1,594 295 56,573 Nongovernment-sponsored entities 17,761 102 267 17,596 State and political subdivisions General obligations 27,669 510 146 28,033 Water and sewer revenues 13,955 409 1 14,363 Lease revenues 5,812 262 21 6,053 Income tax revenues 5,047 340 — 5,387 Jail authority revenues 4,018 95 — 4,113 Insurance premium revenues 5,070 17 16 5,071 Other revenues 19,623 920 111 20,432 Corporate debt securities 33,934 97 181 33,850 Asset-backed securities 47,164 295 181 47,278 Total taxable debt securities 277,044 4,945 1,582 280,407 Tax-exempt debt securities State and political subdivisions General obligations 39,530 1,740 208 41,062 Water and sewer revenues 7,497 618 — 8,115 Lease revenues 5,654 573 — 6,227 Other revenues 9,204 728 1 9,931 Total tax-exempt debt securities 61,885 3,659 209 65,335 Total debt securities available for sale $ 338,929 $ 8,604 $ 1,791 $ 345,742 December 31, 2020 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Debt Securities Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 35,190 $ 361 $ 394 $ 35,157 Residential mortgage-backed securities: Government-sponsored agencies 57,399 1,996 349 59,046 Nongovernment-sponsored entities 16,799 132 244 16,687 State and political subdivisions General obligations 15,065 804 4 15,865 Water and sewer revenues 10,176 620 — 10,796 Lease revenues 4,825 341 — 5,166 College and university revenues 3,022 315 — 3,337 Income tax revenues 5,052 376 — 5,428 Other revenues 9,406 907 — 10,313 Corporate debt securities 26,483 56 112 26,427 Asset-backed securities 46,579 172 625 46,126 Total taxable debt securities 229,996 6,080 1,728 234,348 Tax-exempt debt securities State and political subdivisions General obligations 22,213 2,416 9 24,620 Water and sewer revenues 8,266 709 — 8,975 Lease revenues 7,195 799 — 7,994 Other revenues 9,487 711 8 10,190 Total tax-exempt debt securities 47,161 4,635 17 51,779 Total debt securities available for sale $ 277,157 $ 10,715 $ 1,745 $ 286,127 |
Summary of Volume of State and Political Subdivision Securities Held in Portfolio | We own no such securities of any single issuer which we deem to be a concentration. June 30, 2021 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value California $ 24,918 $ 932 $ 182 $ 25,668 Texas 14,546 756 42 15,260 Florida 12,775 493 31 13,237 Washington 11,186 280 115 11,351 Virginia 10,799 408 1 11,206 |
Investments Classified by Contractual Maturity Date | The maturities, amortized cost and estimated fair values of debt securities available for sale at June 30, 2021, are summarized as follows: Dollars in thousands Amortized Estimated Due in one year or less $ 37,382 $ 37,845 Due from one to five years 86,225 87,983 Due from five to ten years 86,879 87,616 Due after ten years 128,443 132,298 Total $ 338,929 $ 345,742 |
Schedule of Realized Gain (Loss) | The proceeds from sales, calls and maturities of debt securities available for sale, including principal payments received on mortgage-backed obligations, and the related gross gains and losses realized, for the six months ended June 30, 2021 and 2020 are as follows: Proceeds from Gross realized Dollars in thousands Sales Calls and Principal Gains Losses For the Six Months Ended 2021 $ 8,241 $ 3,055 $ 14,812 $ 628 $ 26 2020 $ 74,750 $ 2,200 $ 12,278 $ 1,038 $ — |
Schedule of Unrealized Loss on Investments | Provided below is a summary of debt securities available for sale which were in an unrealized loss position at June 30, 2021 and December 31, 2020. June 30, 2021 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Estimated Unrealized Estimated Unrealized Estimated Unrealized Taxable debt securities U.S. Government agencies and corporations 40 $ 8,691 $ 17 $ 24,162 $ 346 $ 32,853 $ 363 Residential mortgage-backed securities: Government-sponsored agencies 10 2,898 62 8,836 233 11,734 295 Nongovernment-sponsored entities 7 8,923 103 2,895 164 11,818 267 State and political subdivisions: General obligations 14 12,710 146 — — 12,710 146 Water and sewer revenues 1 1,516 1 — — 1,516 1 Lease revenues 2 1,474 21 — — 1,474 21 Insurance premium revenues 1 3,045 16 — — 3,045 16 Other revenues 6 5,173 111 — — 5,173 111 Corporate debt securities 10 9,683 169 1,988 12 11,671 181 Asset-backed securities 10 5,262 20 18,844 161 24,106 181 Tax-exempt debt securities State and political subdivisions: General obligations 8 20,628 208 — — 20,628 208 Other revenues 1 — — 156 1 156 1 Total 110 $ 80,003 $ 874 $ 56,881 $ 917 $ 136,884 $ 1,791 December 31, 2020 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Estimated Unrealized Estimated Unrealized Estimated Unrealized Taxable debt securities U.S. Government agencies and 36 $ 12,611 $ 54 $ 14,384 $ 340 $ 26,995 $ 394 Residential mortgage-backed securities: Government-sponsored agencies 10 3,127 34 8,593 315 11,720 349 Nongovernment-sponsored entities 6 6,770 35 2,751 209 9,521 244 State and political subdivisions: General obligations 1 362 4 — — 362 4 Corporate debt securities 6 3,952 16 1,904 96 5,856 112 Asset-backed securities 16 2,010 2 31,862 623 33,872 625 Tax-exempt debt securities State and political subdivisions: General obligations 1 924 9 — — 924 9 Other revenues 2 415 1 151 7 566 8 Total 78 $ 30,171 $ 155 $ 59,645 $ 1,590 $ 89,816 $ 1,745 |
Debt Securities, Held-to-maturity | The amortized cost, unrealized gains, unrealized losses and estimated fair values of debt securities held to maturity at June 30, 2021 and December 31, 2020 are summarized as follows: June 30, 2021 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Debt Securities Held to Maturity Tax-exempt debt securities State and political subdivisions General obligations $ 72,500 $ 2,770 $ — $ 75,270 Water and sewer revenues 8,284 208 — 8,492 Lease revenues 4,356 64 — 4,420 Sales tax revenues 4,616 81 3 4,694 Other revenues 9,239 283 10 9,512 Total debt securities held to maturity $ 98,995 $ 3,406 $ 13 $ 102,388 December 31, 2020 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Debt Securities Held to Maturity Tax-exempt debt securities State and political subdivisions General obligations $ 73,179 $ 2,524 $ — $ 75,703 Water and sewer revenues 8,375 256 — 8,631 Lease revenues 4,395 88 — 4,483 Sales tax revenues 4,649 94 3 4,740 Other revenues 9,316 309 25 9,600 Total debt securities held to maturity $ 99,914 $ 3,271 $ 28 $ 103,157 |
Summary Of Volume of State and Political Subdivision Securities Held to Maturity | The below information is relative to the five states where issuers with the highest volume of state and political subdivision securities held in our held to maturity portfolio are located. We own no such securities of any single issuer which we deem to be a concentration. June 30, 2021 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Texas $ 15,548 $ 592 $ — $ 16,140 California 9,979 367 — 10,346 Pennsylvania 8,710 334 — 9,044 Florida 7,660 278 — 7,938 Michigan 7,097 195 10 7,282 |
Held to Maturity Investments Classified by Contractual Maturity Date | The maturities, amortized cost and estimated fair values of held to maturity debt securities at June 30, 2021, are summarized as follows: Dollars in thousands Amortized Estimated Due in one year or less $ — $ — Due from one to five years — — Due from five to ten years 2,017 2,051 Due after ten years 96,978 100,337 Total $ 98,995 $ 102,388 |
Debt Securities Held to Maturity by Credit Rating | The following table displays the amortized cost of held to maturity debt securities by credit rating at June 30, 2021 and December 31, 2020. June 30, 2021 Dollars in thousands AAA AA A BBB Below Investment Grade Tax-exempt state and political subdivisions $ 15,593 $ 75,859 $ 7,543 $ — $ — December 31, 2020 Dollars in thousands AAA AA A BBB Below Investment Grade Tax-exempt state and political subdivisions $ 15,735 $ 76,585 $ 7,594 $ — $ — |
Loans (Tables)
Loans (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Loans and Leases Receivable Disclosure [Abstract] | |
Summary of Loans, Net of Unearned Fees | The following table presents the amortized cost of loans held for investment: Dollars in thousands June 30, December 31, Commercial $ 326,468 $ 306,885 Commercial real estate - owner occupied Professional & medical 122,403 107,151 Retail 141,703 126,451 Other 128,058 118,258 Commercial real estate - non-owner occupied Hotels & motels 116,745 121,502 Mini-storage 49,875 60,550 Multifamily 196,964 175,988 Retail 143,931 135,405 Other 276,900 192,120 Construction and development Land & land development 102,670 107,342 Construction 140,788 91,100 Residential 1-4 family real estate Personal residence 279,970 305,093 Rental - small loan 118,269 120,426 Rental - large loan 71,694 74,185 Home equity 72,956 81,588 Mortgage warehouse lines 105,288 251,810 Consumer 32,732 33,906 Other Credit cards 1,690 1,855 Overdrafts 666 538 Total loans, net of unearned fees 2,429,770 2,412,153 Less allowance for credit losses - loans 33,885 32,246 Loans, net $ 2,395,885 $ 2,379,907 |
Allowance for Credit Losses on Financing Receivables | The following tables presents the activity in the ACLL by portfolio segment during the three and six months ended June 30, 2021 and the twelve months ended December 31, 2020: For the Three Months Ended June 30, 2021 Allowance for Credit Losses - Loans Dollars in thousands Beginning Provision Adjustment Charge- Recoveries Ending Commercial $ 2,772 $ 20 $ — $ (97) $ 14 $ 2,709 Commercial real estate - owner occupied Professional & medical 742 244 — — — 986 Retail 4,001 (482) — — — 3,519 Other 538 18 — — — 556 Commercial real estate - non-owner occupied Hotels & motels 2,945 (376) — — — 2,569 Mini-storage 180 (23) — — — 157 Multifamily 1,533 101 — — 3 1,637 Retail 1,331 140 — — — 1,471 Other 1,168 257 — — — 1,425 Construction and development Land & land development 3,911 (208) — — 2 3,705 Construction 5,620 597 — — — 6,217 Residential 1-4 family real estate Personal residence 3,232 (197) — (35) 50 3,050 Rental - small loan 2,537 77 — (75) 7 2,546 Rental - large loan 2,495 (64) — — — 2,431 Home equity 579 (5) — (26) 3 551 Mortgage warehouse lines — — — — — — Consumer 242 (81) — (23) 34 172 Other Credit cards 15 8 — (9) 2 16 Overdrafts 201 19 — (78) 26 168 Total $ 34,042 $ 45 $ — $ (343) $ 141 $ 33,885 For the Six Months Ended June 30, 2021 Allowance for Credit Losses - Loans Dollars in thousands Beginning Provision Adjustment Charge- Recoveries Ending Commercial $ 2,304 $ 609 $ — $ (223) $ 19 $ 2,709 Commercial real estate - owner occupied Professional & medical 954 35 — (3) — 986 Retail 3,173 346 — — — 3,519 Other 610 (54) — — — 556 Commercial real estate - non-owner occupied Hotels & motels 2,135 434 — — — 2,569 Mini-storage 337 (180) — — — 157 Multifamily 1,547 87 — — 3 1,637 Retail 981 490 — — — 1,471 Other 1,104 321 — — — 1,425 Construction and development Land & land development 4,084 (386) — — 7 3,705 Construction 4,648 1,569 — — — 6,217 Residential 1-4 family real estate Personal residence 3,559 (484) — (109) 84 3,050 Rental - small loan 2,736 (130) — (89) 29 2,546 Rental - large loan 3,007 (576) — — — 2,431 Home equity 713 (146) — (26) 10 551 Mortgage warehouse lines — — — — — — Consumer 216 (35) — (75) 66 172 Other Credit cards 17 7 — (12) 4 16 Overdrafts 121 123 — (160) 84 168 Total $ 32,246 $ 2,030 $ — $ (697) $ 306 $ 33,885 For the Twelve Months Ended December 31, 2020 Allowance for Credit Losses - Loans Dollars in thousands Beginning Impact of Provision Adjustment Charge- Recoveries Ending Commercial $ 1,221 $ 1,064 $ 85 $ — $ (99) $ 33 $ 2,304 Commercial real estate - owner occupied Professional & medical 1,058 (390) 1,290 1 (1,005) — 954 Retail 820 (272) 2,311 152 — 162 3,173 Other 821 (137) (104) 1 — 29 610 Commercial real estate - non-owner occupied Hotels & motels 1,235 (936) 1,836 — — — 2,135 Mini-storage 485 (311) 48 115 — — 337 Multifamily 1,534 8 (155) 122 — 38 1,547 Retail 964 279 (22) 101 (343) 2 981 Other 1,721 (1,394) 700 58 — 19 1,104 Construction and development Land & land development 600 2,136 1,202 111 (7) 42 4,084 Construction 242 996 3,159 251 — — 4,648 Residential 1-4 family real estate Personal residence 1,275 1,282 980 182 (252) 92 3,559 Rental - small loan 532 1,453 657 96 (140) 138 2,736 Rental - large loan 49 2,884 58 16 — — 3,007 Home equity 138 308 246 — (24) 45 713 Mortgage warehouse lines — — — — — — — Consumer 379 (238) 166 — (239) 148 216 Other Credit cards — 12 35 — (40) 10 17 Overdrafts — 182 251 — (460) 148 121 Total $ 13,074 $ 6,926 $ 12,743 $ 1,206 $ (2,609) $ 906 $ 32,246 |
Impaired Financing Receivables | The following tables presents, as of June 30, 2021 and December 31, 2020 segregated by loan portfolio segment, details of the loan portfolio and the ACLL calculated in accordance with our credit loss accounting methodology for loans described above. June 30, 2021 Loan Balances Allowance for Credit Losses - Loans Dollars in thousands Loans Individually Evaluated Loans Collectively Evaluated (1) Total Loans Individually Evaluated Loans Collectively Evaluated Total Commercial $ 4,770 $ 321,698 $ 326,468 $ — $ 2,709 $ 2,709 Commercial real estate - owner occupied Professional & medical 2,125 120,278 122,403 213 773 986 Retail 16,003 125,700 141,703 2,129 1,390 3,519 Other — 128,058 128,058 — 556 556 Commercial real estate - non-owner occupied Hotels & motels 3,202 113,543 116,745 786 1,783 2,569 Mini-storage 1,076 48,799 49,875 — 157 157 Multifamily — 196,964 196,964 — 1,637 1,637 Retail 3,091 140,840 143,931 — 1,471 1,471 Other 5,737 271,163 276,900 129 1,296 1,425 Construction and development Land & land development 2,334 100,336 102,670 660 3,045 3,705 Construction — 140,788 140,788 — 6,217 6,217 Residential 1-4 family real estate Personal residence 465 279,505 279,970 — 3,050 3,050 Rental - small loan 1,634 116,635 118,269 135 2,411 2,546 Rental - large loan 3,222 68,472 71,694 — 2,431 2,431 Home equity 733 72,223 72,956 — 551 551 Mortgage warehouse lines — 105,288 105,288 — — — Consumer — 32,732 32,732 — 172 172 Other Credit cards — 1,690 1,690 — 16 16 Overdrafts — 666 666 — 168 168 Total $ 44,392 $ 2,385,378 $ 2,429,770 $ 4,052 $ 29,833 $ 33,885 (1) Included in the loans collectively evaluated are $47.8 million in fully guaranteed or cash secured loans, which are excluded from the pools collectively evaluated and carry no reserve. December 31, 2020 Loan Balances Allowance for Credit Losses - Loans Dollars in thousands Loans Individually Evaluated Loans Collectively Evaluated (1) Total Loans Individually Evaluated Loans Collectively Evaluated Total Commercial $ 4,851 $ 302,034 $ 306,885 $ 8 $ 2,296 $ 2,304 Commercial real estate - owner occupied Professional & medical 2,171 104,980 107,151 223 731 954 Retail 17,458 108,993 126,451 2,258 915 3,173 Other — 118,258 118,258 — 610 610 Commercial real estate - non-owner occupied Hotels & motels — 121,502 121,502 — 2,135 2,135 Mini-storage 1,109 59,441 60,550 111 226 337 Multifamily 1,187 174,801 175,988 135 1,412 1,547 Retail 3,473 131,932 135,405 — 981 981 Other 5,857 186,263 192,120 129 975 1,104 Construction and development Land & land development 1,891 105,451 107,342 623 3,461 4,084 Construction 1,352 89,748 91,100 135 4,513 4,648 Residential 1-4 family real estate Personal residence — 305,093 305,093 — 3,559 3,559 Rental - small loan 1,300 119,126 120,426 102 2,634 2,736 Rental - large loan 3,288 70,897 74,185 — 3,007 3,007 Home equity 523 81,065 81,588 — 713 713 Consumer — 33,906 33,906 — 216 216 Other Credit cards — 1,855 1,855 — 17 17 Overdrafts — 538 538 — 121 121 Mortgage warehouse lines — 251,810 251,810 — — — Total $ 44,460 $ 2,367,693 $ 2,412,153 $ 3,724 $ 28,522 $ 32,246 (1) Included in the loans collectively evaluated are $83.9 million in fully guaranteed or cash secured loans, which are excluded from the pools collectively evaluated and carry no reserve. |
Collateral Dependent Financing Receivables And Allowance For Credit Losses on Collateral Dependent Financing Receivables [Table Text Block] | The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related ACLL allocated to those loans: June 30, 2021 Dollars in thousands Real Estate Non-Real Estate Total Loans Allowance for Credit Losses Commercial $ — $ 4,770 $ 4,770 $ — Commercial real estate - owner occupied Professional & medical 2,125 — 2,125 213 Retail 16,003 — 16,003 2,129 Other — — — — Commercial real estate - non-owner occupied Hotels & motels 3,202 — 3,202 786 Mini-storage 1,076 — 1,076 — Multifamily — — — — Retail 3,091 — 3,091 — Other 5,737 — 5,737 129 Construction and development Land & land development 2,334 — 2,334 660 Construction — — — — Residential 1-4 family real estate Personal residence 465 — 465 — Rental - small loan 1,634 — 1,634 135 Rental - large loan 3,222 — 3,222 — Home equity 733 — 733 — Consumer — — — — Other Credit cards — — — — Overdrafts — — — — Total $ 39,622 $ 4,770 $ 44,392 $ 4,052 December 31, 2020 Dollars in thousands Real Estate Non-Real Estate Total Loans Allowance for Credit Losses Commercial $ — $ 4,851 $ 4,851 $ 8 Commercial real estate - owner occupied Professional & medical 2,171 — 2,171 223 Retail 17,458 — 17,458 2,258 Other — — — — Commercial real estate - non-owner occupied Hotels & motels — — — — Mini-storage 1,109 — 1,109 111 Multifamily 1,187 — 1,187 135 Retail 3,473 — 3,473 — Other 5,857 — 5,857 129 Construction and development Land & land development 1,891 — 1,891 623 Construction 1,352 — 1,352 135 Residential 1-4 family real estate Personal residence — — — — Rental - small loan 1,300 — 1,300 102 Rental - large loan 3,288 — 3,288 — Home equity 523 — 523 — Consumer — — — — Other Credit cards — — — — Overdrafts — — — — Total $ 39,609 $ 4,851 $ 44,460 $ 3,724 |
Schedule of Contractual Aging of Recorded Investment In Past Due Loans By Class | The following table presents the contractual aging of the amortized cost basis of past due loans by class as of June 30, 2021 and December 31, 2020. At June 30, 2021 Past Due 90 days or more and Accruing Dollars in thousands 30-59 days 60-89 days 90 days or more Total Current Commercial $ 414 $ 32 $ 525 $ 971 $ 325,497 $ — Commercial real estate - owner occupied Professional & medical — — — — 122,403 — Retail — 432 336 768 140,935 — Other 301 — 336 637 127,421 — Commercial real estate - non-owner occupied Hotels & motels — — — — 116,745 — Mini-storage — — — — 49,875 — Multifamily — — — — 196,964 — Retail — — 336 336 143,595 — Other — — 317 317 276,583 — Construction and development Land & land development 1,874 37 621 2,532 100,138 — Construction — — — — 140,788 — Residential 1-4 family real estate Personal residence 2,531 1,030 899 4,460 275,510 — Rental - small loan 323 282 2,023 2,628 115,641 — Rental - large loan — — — — 71,694 — Home equity 312 51 170 533 72,423 — Mortgage warehouse lines — — — — 105,288 — Consumer 313 112 16 441 32,291 — Other Credit cards — — 2 2 1,688 2 Overdrafts — — — — 666 — Total $ 6,068 $ 1,976 $ 5,581 $ 13,625 $ 2,416,145 $ 2 At December 31, 2020 Past Due 90 days or more and Accruing Dollars in thousands 30-59 days 60-89 days 90 days or more Total Current Commercial $ 60 $ — $ 318 $ 378 $ 306,507 $ — Commercial real estate - owner occupied Professional & medical 220 — 457 677 106,474 — Retail 54 — 2,259 2,313 124,138 — Other — — 150 150 118,108 — Commercial real estate - non-owner occupied Hotels & motels — — — — 121,502 — Mini-storage — — — — 60,550 — Multifamily — — — — 175,988 — Retail — — 657 657 134,748 — Other — — 315 315 191,805 — Construction and development Land & land development 47 — 70 117 107,225 — Construction — — — — 91,100 — Residential 1-4 family real estate Personal residence 3,750 1,071 1,656 6,477 298,616 — Rental - small loan 1,129 487 719 2,335 118,091 — Rental - large loan 769 — — 769 73,416 — Home equity 758 — 197 955 80,633 — Mortgage warehouse lines — — — — 251,810 — Consumer 190 44 72 306 33,600 — Other Credit cards 5 — 2 7 1,848 2 Overdrafts — — — — 538 — Total $ 6,982 $ 1,602 $ 6,872 $ 15,456 $ 2,396,697 $ 2 |
Schedule of Financing Receivables, Non Accrual Status | The following table presents the nonaccrual loans included in the net balance of loans at June 30, 2021 and December 31, 2020. June 30, December 31, 2021 2020 Dollars in thousands Nonaccrual Nonaccrual Nonaccrual Nonaccrual Commercial $ 968 $ — $ 525 $ — Commercial real estate - owner occupied Professional & medical 73 — 536 — Retail 10,125 336 12,193 2,258 Other 377 — 384 — Commercial real estate - non-owner occupied Hotels & motels 3,202 — — — Mini-storage — — — — Multifamily — — — — Retail 336 336 809 657 Other 317 — 315 — Construction and development Land & land development 621 461 70 — Construction — — 165 — Residential 1-4 family real estate Personal residence 3,475 465 3,424 — Rental - small loan 2,930 495 1,603 108 Rental - large loan — — — — Home equity 395 210 236 — Mortgage warehouse lines — — — — Consumer 36 — 73 — Other Credit cards — — — — Overdrafts — — — — Total $ 22,855 $ 2,303 $ 20,333 $ 3,023 |
Financing Receivable Credit Quality Indicators | As of June 30, 2021 and December 31, 2020, based on the most recent analysis performed, the risk category of loans based on year of origination is as follows: June 30, 2021 Dollars in thousands Risk Rating 2021 2020 2019 2018 2017 Prior Revolvi- Revolving- Term Total Commercial Pass $ 95,452 $ 46,957 $ 36,327 $ 7,150 $ 13,413 $ 17,786 $ 100,244 $ — $ 317,329 Special Mention 437 991 33 1,942 69 563 4,472 — 8,507 Substandard — — 119 86 20 42 365 — 632 Total Commercial 95,889 47,948 36,479 9,178 13,502 18,391 105,081 — 326,468 Commercial Real Estate Professional & medical Pass 27,222 18,606 15,985 1,839 23,410 26,112 2,975 — 116,149 Special Mention — 1,159 — — — 5,023 — — 6,182 Substandard — 72 — — — — — — 72 Total Professional & Medical 27,222 19,837 15,985 1,839 23,410 31,135 2,975 — 122,403 Retail Pass 26,398 27,002 26,503 5,653 9,468 31,316 2,168 — 128,508 Special Mention — — — — 432 758 — — 1,190 Substandard — — 10,443 — 149 429 984 — 12,005 Total Retail 26,398 27,002 36,946 5,653 10,049 32,503 3,152 — 141,703 Other Pass 12,854 30,968 14,189 16,906 9,410 40,626 2,043 — 126,996 Special Mention 61 — — — — 625 — — 686 Substandard — — — — — 337 39 — 376 Total Other 12,915 30,968 14,189 16,906 9,410 41,588 2,082 — 128,058 Total Commercial Real Estate - 66,535 77,807 67,120 24,398 42,869 105,226 8,209 — 392,164 Commercial Real Estate Hotels & motels Pass — 3,371 23,614 16,103 9,787 20,982 2,566 — 76,423 Special Mention — — 37,120 — — — — — 37,120 Substandard — 2,928 — — — 274 — — 3,202 Total Hotels & Motels — 6,299 60,734 16,103 9,787 21,256 2,566 — 116,745 Mini-storage Pass 246 7,587 10,968 14,727 4,597 10,403 222 — 48,750 Special Mention — — — — — 49 — — 49 Substandard — — — — — 1,076 — — 1,076 Total Mini-storage 246 7,587 10,968 14,727 4,597 11,528 222 — 49,875 Multifamily Pass 29,826 38,647 22,477 26,686 17,776 56,402 4,611 — 196,425 Special Mention — 494 — — — 45 — — 539 Substandard — — — — — — — — — Total Multifamily 29,826 39,141 22,477 26,686 17,776 56,447 4,611 — 196,964 Retail Pass 18,009 42,648 26,981 10,254 9,274 28,923 6,655 — 142,744 Special Mention — — — — — 787 — — 787 Substandard — — — — — 400 — — 400 June 30, 2021 Dollars in thousands Risk Rating 2021 2020 2019 2018 2017 Prior Revolvi- Revolving- Term Total Total Retail 18,009 42,648 26,981 10,254 9,274 30,110 6,655 — 143,931 Other Pass 88,640 75,569 20,247 24,000 9,089 53,302 2,264 — 273,111 Special Mention — — — — — — — — — Substandard — — — 576 — 3,213 — — 3,789 Total Other 88,640 75,569 20,247 24,576 9,089 56,515 2,264 — 276,900 Total Commercial Real Estate - 136,721 171,244 141,407 92,346 50,523 175,856 16,318 — 784,415 Construction and Development Land & land development Pass 10,278 19,190 23,099 7,345 3,714 23,426 12,918 — 99,970 Special Mention — 158 66 — — 640 — — 864 Substandard — — — — — 1,836 — — 1,836 Total Land & land development 10,278 19,348 23,165 7,345 3,714 25,902 12,918 — 102,670 Construction Pass 37,312 55,332 41,368 2,037 — — 4,238 — 140,287 Special Mention — — — — — — — — — Substandard — — — 331 — — 170 — 501 Total Construction 37,312 55,332 41,368 2,368 — — 4,408 — 140,788 Total Construction and 47,590 74,680 64,533 9,713 3,714 25,902 17,326 — 243,458 Residential 1-4 Family Real Estate Personal residence Pass 24,890 38,904 21,732 22,538 17,323 132,657 — — 258,044 Special Mention — — 505 129 400 11,259 — — 12,293 Substandard — — 713 813 459 7,648 — — 9,633 Total Personal Residence 24,890 38,904 22,950 23,480 18,182 151,564 — — 279,970 Rental - small loan Pass 17,275 16,210 15,794 12,205 8,053 36,960 4,427 — 110,924 Special Mention — 108 244 253 2 2,074 122 — 2,803 Substandard — 370 473 541 530 2,611 17 — 4,542 Total Rental - Small Loan 17,275 16,688 16,511 12,999 8,585 41,645 4,566 — 118,269 Rental - large loan Pass 15,289 15,858 5,101 7,008 3,487 17,427 3,130 — 67,300 Special Mention — — — — — 774 — — 774 Substandard — — — — — 3,620 — — 3,620 Total Rental - Large Loan 15,289 15,858 5,101 7,008 3,487 21,821 3,130 — 71,694 Home equity Pass 283 30 13 23 19 1,302 68,642 — 70,312 Special Mention — — — — 40 94 1,635 — 1,769 Substandard — — — — — 403 472 — 875 Total Home Equity 283 30 13 23 59 1,799 70,749 — 72,956 Total Residential 1-4 Family Real 57,737 71,480 44,575 43,510 30,313 216,829 78,445 — 542,889 June 30, 2021 Dollars in thousands Risk Rating 2021 2020 2019 2018 2017 Prior Revolvi- Revolving- Term Total Mortgage warehouse lines Pass — — — — — — 105,288 — 105,288 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Mortgage Warehouse Lines — — — — — — 105,288 — 105,288 Consumer Pass 7,933 9,227 6,578 2,901 973 2,023 1,016 — 30,651 Special Mention 464 670 291 128 120 63 11 — 1,747 Substandard 45 136 67 12 5 43 26 — 334 Total Consumer 8,442 10,033 6,936 3,041 1,098 2,129 1,053 — 32,732 Other Credit cards Pass 1,690 — — — — — — — 1,690 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Credit Cards 1,690 — — — — — — — 1,690 Overdrafts Pass 666 — — — — — — — 666 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Overdrafts 666 — — — — — — — 666 Total Other 2,356 — — — — — — — 2,356 Total $ 415,270 $ 453,192 $ 361,050 $ 182,186 $ 142,019 $ 544,333 $ 331,720 $ — $ 2,429,770 December 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- Revolving- Term Total Commercial Pass $ 112,335 $ 46,323 $ 20,936 $ 16,723 $ 11,087 $ 12,336 $ 78,107 $ — $ 297,847 Special Mention 9 38 1,956 77 201 909 407 — 3,597 Substandard 1,039 177 215 29 40 56 3,885 — 5,441 Total Commercial 113,383 46,538 23,107 16,829 11,328 13,301 82,399 — 306,885 Commercial Real Estate Professional & medical Pass 19,454 16,414 2,540 26,578 3,322 28,905 3,079 — 100,292 Special Mention 1,171 — — — — 5,152 — — 6,323 Substandard 79 321 — — 136 — — — 536 Total Professional & Medical 20,704 16,735 2,540 26,578 3,458 34,057 3,079 — 107,151 Retail Pass 28,351 28,547 5,238 10,288 6,041 31,087 2,199 — 111,751 Special Mention — — — 432 3 824 — — 1,259 Substandard — 10,524 — 157 — 2,360 400 — 13,441 December 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- Revolving- Term Total Total Retail 28,351 39,071 5,238 10,877 6,044 34,271 2,599 — 126,451 Other Pass 28,712 13,722 17,699 9,845 13,119 32,486 1,496 — 117,079 Special Mention — — — — — 694 — — 694 Substandard — — — — — 444 41 — 485 Total Other 28,712 13,722 17,699 9,845 13,119 33,624 1,537 — 118,258 Total Commercial Real Estate - 77,767 69,528 25,477 47,300 22,621 101,952 7,215 — 351,860 Commercial Real Estate Hotels & motels Pass 3,428 23,821 18,894 9,880 7,389 14,252 3,160 — 80,824 Special Mention 2,994 37,398 — — — 286 — — 40,678 Substandard — — — — — — — — — Total Hotels & Motels 6,422 61,219 18,894 9,880 7,389 14,538 3,160 — 121,502 Mini-storage Pass 10,159 19,022 15,046 3,986 6,228 4,780 170 — 59,391 Special Mention — — — — — 50 — — 50 Substandard — — — — — 1,109 — — 1,109 Total Mini-storage 10,159 19,022 15,046 3,986 6,228 5,939 170 — 60,550 Multifamily Pass 39,814 27,090 27,198 19,294 10,762 47,751 2,844 — 174,753 Special Mention — — — — — 48 — — 48 Substandard — 1,187 — — — — — — 1,187 Total Multifamily 39,814 28,277 27,198 19,294 10,762 47,799 2,844 — 175,988 Retail Pass 44,359 27,357 11,169 9,361 4,414 30,381 6,502 — 133,543 Special Mention — — — — 446 540 — — 986 Substandard — — — 152 — 724 — — 876 Total Retail 44,359 27,357 11,169 9,513 4,860 31,645 6,502 — 135,405 Other Pass 75,272 20,483 24,663 10,626 26,989 28,293 1,794 — 188,120 Special Mention — — — — — 142 — — 142 Substandard — — — — — — — — — Doubtful — — 576 — — 3,282 — — 3,858 Total Other 75,272 20,483 25,239 10,626 26,989 31,717 1,794 — 192,120 Total Commercial Real Estate - 176,026 156,358 97,546 53,299 56,228 131,638 14,470 — 685,565 Construction and Development Land & land development Pass 27,084 25,468 10,943 4,149 6,370 21,882 9,320 — 105,216 Special Mention — 70 12 — — 644 — — 726 Substandard — — 6 — 11 1,383 — — 1,400 Total Land & land development 27,084 25,538 10,961 4,149 6,381 23,909 9,320 — 107,342 December 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- Revolving- Term Total Construction Pass 50,060 34,480 2,833 885 — — 1,325 — 89,583 Special Mention — — — — — — — — — Substandard — 1,352 — — — 165 — — 1,517 Total Construction 50,060 35,832 2,833 885 — 165 1,325 — 91,100 Total Construction and 77,144 61,370 13,794 5,034 6,381 24,074 10,645 — 198,442 Residential 1-4 Family Real Estate Personal residence Pass 51,120 31,415 27,052 23,069 23,759 126,293 — — 282,708 Special Mention — 242 131 267 254 12,020 — — 12,914 Substandard — 46 849 540 126 7,910 — — 9,471 Total Personal Residence 51,120 31,703 28,032 23,876 24,139 146,223 — — 305,093 Rental - small loan Pass 18,762 20,113 14,512 10,705 10,941 34,643 4,047 — 113,723 Special Mention 110 253 251 3 192 1,749 62 — 2,620 Substandard — 1,163 — — 46 2,874 — — 4,083 Total Rental - Small Loan 18,872 21,529 14,763 10,708 11,179 39,266 4,109 — 120,426 Rental - large loan Pass 16,926 5,484 9,456 5,323 9,133 20,515 2,188 — 69,025 Special Mention — 1,430 — — — 32 — — 1,462 Substandard — — — — — 3,698 — — 3,698 Total Rental - Large Loan 16,926 6,914 9,456 5,323 9,133 24,245 2,188 — 74,185 Home equity Pass 429 565 347 502 89 2,174 74,974 — 79,080 Special Mention — — — 40 — 96 1,596 — 1,732 Substandard — — 32 28 — 424 292 — 776 Total Home Equity 429 565 379 570 89 2,694 76,862 — 81,588 Total Residential 1-4 Family Real 87,347 60,711 52,630 40,477 44,540 212,428 83,159 — 581,292 Mortgage warehouse lines Pass — — — — — — 251,810 — 251,810 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Mortgage Warehouse Lines — — — — — — 251,810 — 251,810 Consumer Pass 12,785 9,257 4,239 1,609 1,237 1,516 822 — 31,465 Special Mention 991 454 214 155 70 49 18 — 1,951 Substandard 245 127 31 6 51 4 26 — 490 Total Consumer 14,021 9,838 4,484 1,770 1,358 1,569 866 — 33,906 Other Credit cards Pass 1,855 — — — — — — — 1,855 Special Mention — — — — — — — — — Substandard — — — — — — — — — December 31, 2020 Dollars in thousands Risk Rating 2020 2019 2018 2017 2016 Prior Revolvi- Revolving- Term Total Total Credit Cards 1,855 — — — — — — — 1,855 Overdrafts Pass 538 — — — — — — — 538 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total Overdrafts 538 — — — — — — — 538 Total Other 2,393 — — — — — — — 2,393 Total $ 548,081 $ 404,343 $ 217,038 $ 164,709 $ 142,456 $ 484,962 $ 450,564 $ — $ 2,412,153 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] | The following table presents by class the TDRs that were restructured during the six months ended June 30, 2021 and June 30, 2020. Generally, the modifications were extensions of term, modifying the payment terms from principal and interest to interest only for an extended period, or reduction in interest rate. TDRs are evaluated individually for allowance for credit loss purposes if the loan balance exceeds $500,000, otherwise, smaller balance TDR loans are included in the pools to determine ACLL. There were no restructurings during the quarter ending June 30, 2021 or 2020. For the Six Months Ended For the Six Months Ended Dollars in thousands Number of Pre- Post- Number of Pre- Post- Commercial real estate - owner occupied Other — $ — $ — 1 $ 361 $ 361 Total — $ — $ — 1 $ 361 $ 361 |
Schedule of Defaults During Stated Period of Trouble Debt Restructurings | The following tables present defaults during the stated period of TDRs that were restructured during the prior 12 months. For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period. For the Three Months Ended For the Three Months Ended Dollars in thousands Number Recorded Number Recorded Commercial real estate - owner occupied Other — $ — 1 $ 361 Residential 1-4 family real estate Personal residence 1 49 — — Total 1 $ 49 1 $ 361 For the Six Months Ended For the Six Months Ended Dollars in thousands Number Recorded Number Recorded Commercial real estate - owner occupied Other — $ — 1 $ 361 Residential 1-4 family real estate Personal residence 1 49 — — Rental - small loan 1 399 — — Total 2 $ 448 1 $ 361 |
Goodwill And Other Intangible_2
Goodwill And Other Intangible Assets (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Goodwill and Intangible Assets Disclosure [Abstract] | |
Schedule of Goodwill | The following tables present our goodwill activity for the quarter ending June 30, 2021 and the balance of other intangible assets at June 30, 2021 and December 31, 2020. Dollars in thousands Goodwill Activity Balance, January 1, 2021 $ 45,495 Reclassifications from goodwill (479) Acquired goodwill — Balance, June 30, 2021 $ 45,016 |
Summary of Other Intangible Assets | Other Intangible Assets Dollars in thousands June 30, 2021 December 31, 2020 Identifiable intangible assets Gross carrying amount $ 15,650 $ 15,650 Less: accumulated amortization (6,808) (6,022) Net carrying amount $ 8,842 $ 9,628 |
Finite-lived Intangible Assets Amortization Expense | Amortization relative to our identifiable intangible assets is expected to approximate the following during the next five years and thereafter: Core Deposit Dollars in thousands Intangible Six month period ending December 31, 2021 $ 761 Year ending December 31, 2022 1,409 Year ending December 31, 2023 1,272 Year ending December 31, 2024 1,134 Year ending December 31, 2025 998 Thereafter 3,198 |
Borrowed Funds (Tables)
Borrowed Funds (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Debt Disclosure [Abstract] | |
Schedule of Short-term Debt | Short-term borrowings: A summary of short-term borrowings is presented below: Six Months Ended June 30, 2021 2020 Dollars in thousands Short-term Federal Funds Short-term Federal Funds Balance at June 30 $ 140,000 $ 146 $ 90,800 $ 145 Average balance outstanding for the period 140,000 146 107,530 145 Maximum balance outstanding at any month end during period 140,000 146 161,600 145 Weighted average interest rate for the period 0.35 % 0.25 % 1.10 % 0.83 % Weighted average interest rate for balances outstanding at June 30 0.31 % 0.25 % 0.39 % 0.25 % Year Ended December 31, 2020 Dollars in thousands Short-term Federal Funds Balance at December 31 $ 140,000 146 Average balance outstanding for the period 130,241 170 Maximum balance outstanding at any month end 215,700 146 Weighted average interest rate for the period 0.67 % 0.50 % Weighted average interest rate for balances outstanding at December 31 0.35 % 0.25 % |
Schedule of Maturities of Long-term Debt | A summary of the maturities of all long-term borrowings and subordinated debentures for the next five years and thereafter is as follows: Dollars in thousands Long-term Subordinated debentures Subordinated Year Ending December 31, 2021 $ 10 $ — $ — 2022 21 — — 2023 22 — — 2024 23 — — 2025 24 — — Thereafter 589 30,000 19,589 $ 689 $ 30,000 $ 19,589 |
Share Based Compensation (Table
Share Based Compensation (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Share-based Payment Arrangement [Abstract] | |
Share-based Payment Arrangement, Option, Activity | A summary of our SAR and stock option activity during the first six months of 2021 and 2020 is as follows: For the Six Months Ended June 30, 2021 Options/SARs Aggregate Intrinsic Value (in thousands) Remaining Weighted-Average Outstanding, January 1 329,203 $ 20.47 Granted — — Exercised (800) 12.01 Forfeited — — Expired — — Outstanding, June 30 328,403 $ 1,103 5.85 $ 20.49 Exercisable, June 30 218,216 $ 1,103 5.18 $ 18.53 For the Six Months Ended June 30, 2020 Options/SARs Aggregate (in thousands) Remaining Weighted-Average Outstanding, January 1 330,703 $ 20.44 Granted — — Exercised — — Forfeited — — Expired — — Outstanding, June 30 330,703 $ 529 6.83 $ 20.44 Exercisable, June 30 179,375 $ 529 5.77 $ 17.03 |
Share-based Payment Arrangement, Restricted Stock Unit, Activity | RSUs Weighted Average Grant Date Fair Value Nonvested, December 31, 2020 15,686 $ 20.40 Granted — — Forfeited — — Vested (3,400) 19.61 Nonvested, June 30, 2021 12,286 $ 20.62 RSUs Weighted Average Grant Date Fair Value Nonvested, December 31, 2019 2,892 $ 25.93 Granted 12,841 18.19 Forfeited — — Vested (651) 25.60 Nonvested, June 30, 2020 15,082 $ 20.45 |
Commitments And Contingencies (
Commitments And Contingencies (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Commitments and Contingencies Disclosure [Abstract] | |
Summary of the Total Unfunded, or Off-Balance Sheet, Credit Extension Commitments | A summary of the total unfunded, or off-balance sheet, credit extension commitments follows: Dollars in thousands June 30, Commitments to extend credit: Revolving home equity and credit card lines $ 92,035 Construction loans 162,749 Other loans 280,803 Standby letters of credit 22,459 Total $ 558,046 |
Regulatory Matters (Tables)
Regulatory Matters (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Banking Regulation, Total Capital [Abstract] | |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The following tables present Summit's, as well as Summit Community's, actual and required minimum regulatory capital amounts and ratios as of June 30, 2021 and December 31, 2020. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended. Actual Minimum Required Capital - Basel III Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of June 30, 2021 CET1 (to risk weighted assets) Summit $ 252,637 9.6 % N/A N/A N/A N/A Summit Community 313,592 11.9 % 184,466 7.0 % 171,290 6.5 % Tier I Capital (to risk weighted assets) Summit 286,557 10.9 % N/A N/A N/A N/A Summit Community 313,592 11.9 % 223,994 8.5 % 210,818 8.0 % Total Capital (to risk weighted assets) Summit 341,225 13.0 % N/A N/A N/A N/A Summit Community 338,828 12.9 % 275,790 10.5 % 262,657 10.0 % Tier I Capital (to average assets) Summit 286,557 8.9 % N/A N/A N/A N/A Summit Community 313,592 9.7 % 129,316 4.0 % 161,645 5.0 % Actual Minimum Required Capital - Basel III Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of December 31, 2020 CET1 (to risk weighted assets) Summit 233,768 9.3 % N/A N/A N/A N/A Summit Community 279,540 11.1 % 176,286 7.0 % 163,695 6.5 % Tier I Capital (to risk weighted assets) Summit 252,768 10.0 % N/A N/A N/A N/A Summit Community 279,540 11.1 % 214,062 8.5 % 201,470 8.0 % Total Capital (to risk weighted assets) Summit 305,309 12.1 % N/A N/A N/A N/A Summit Community 302,716 12.0 % 264,877 10.5 % 252,263 10.0 % Tier I Capital (to average assets) Summit 252,768 8.6 % N/A N/A N/A N/A Summit Community 279,540 9.5 % 117,701 4.0 % 147,126 5.0 % |
Derivative Financial Instrume_2
Derivative Financial Instruments (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Derivative Instruments and Hedging Activities Disclosure [Abstract] | |
Schedule of Interest Rate Derivatives | A summary of our derivative financial instruments as of June 30, 2021 and December 31, 2020 follows: June 30, 2021 Notional Derivative Fair Value Net Ineffective Dollars in thousands Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 80,000 $ — $ 769 $ — Interest rate cap hedging: Short term borrowings $ 100,000 $ 7,938 $ — $ — Indexed interest bearing demand deposit accounts 100,000 1,947 — — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 17,874 $ — $ 876 $ — December 31, 2020 Notional Derivative Fair Value Net Ineffective Dollars in thousands Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 80,000 $ — $ 1,457 $ — Interest rate cap hedging: Short term borrowings $ 100,000 $ 5,652 $ — $ — Indexed interest bearing demand deposit accounts 100,000 1,001 — — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 18,192 $ — $ 1,290 $ — |
Accumulated Other Comprehensi_2
Accumulated Other Comprehensive Income (Loss) Accumulated Other Comprehensive Income (Loss) (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Accumulated Other Comprehensive Income (Loss) [Abstract] | |
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] | The following is changes in accumulated other comprehensive income (loss) by component, net of tax, for the three and six months ending June 30, 2021 and 2020. For the Three Months Ended June 30, 2021 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains/Losses on Debt Securities Available for Sale Total Beginning balance $ (199) $ (40) $ 4,958 $ 4,099 $ 8,818 Other comprehensive income (loss) before reclassification — — (2,795) 1,175 (1,620) Amounts reclassified from accumulated other comprehensive income, net of tax — — — (97) (97) Net current period other comprehensive income (loss) — — (2,795) 1,078 (1,717) Ending balance $ (199) $ (40) $ 2,163 $ 5,177 $ 7,101 For the Three Months Ended June 30, 2020 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains/Losses on Debt Securities Available for Sale Total Beginning balance $ (140) $ 48 $ (1,602) $ 2,525 $ 831 Other comprehensive income (loss) before reclassification — — (815) 3,306 2,491 Amounts reclassified from accumulated other comprehensive income, net of tax — — — — — Net current period other comprehensive income (loss) — — (815) 3,306 2,491 Ending balance $ (140) $ 48 $ (2,417) $ 5,831 $ 3,322 For the Six Months Ended June 30, 2021 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains/Losses on Debt Securities Available for Sale Total Beginning balance $ (199) $ (40) $ (1,132) $ 6,816 $ 5,445 Other comprehensive income (loss) before reclassification — — 3,295 (1,181) 2,114 Amounts reclassified from accumulated other comprehensive income, net of tax — — — (458) (458) Net current period other comprehensive income (loss) — — 3,295 (1,639) 1,656 Ending balance $ (199) $ (40) $ 2,163 $ 5,177 $ 7,101 For the Six Months Ended June 30, 2020 Dollars in thousands Gains and Losses on Pension Plan Gains and Losses on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains/Losses on Debt Securities Available for Sale Total Beginning balance $ (140) $ 48 $ (518) $ 3,145 $ 2,535 Other comprehensive income (loss) before reclassification — — (1,899) 3,475 1,576 Amounts reclassified from accumulated other comprehensive income, net of tax — — — (789) (789) Net current period other comprehensive income (loss) — — (1,899) 2,686 787 Ending balance $ (140) $ 48 $ (2,417) $ 5,831 $ 3,322 |
Income Taxes Income Taxes (Tabl
Income Taxes Income Taxes (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Income Tax Disclosure [Abstract] | |
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block] | A reconciliation between the statutory income tax rate and our effective income tax rate for the three and six months ended June 30, 2021 and 2020 is as follows: For the Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 Percent Percent Percent Percent Applicable statutory rate 21.0 % 21.0 % 21.0 % 21.0 % Increase (decrease) in rate resulting from: Tax-exempt interest and dividends, net (1.5) % (2.4) % (1.5) % (2.5) % State income taxes, net of Federal income tax benefit 2.2 % 1.6 % 2.2 % 1.8 % Low-income housing and rehabilitation tax credits (0.2) % (1.1) % (0.3) % (0.7) % Other, net 0.2 % (1.2) % 0.5 % (0.6) % Effective income tax rate 21.7 % 17.9 % 21.9 % 19.0 % |
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block] | The components of applicable income tax expense for the three and six months ended June 30, 2021 and 2020 are as follows: For the Three Months Ended June 30, For the Six Months Ended June 30, Dollars in thousands 2021 2020 2021 2020 Current Federal $ 2,695 $ 3,723 $ 5,370 $ 4,992 State 386 512 771 700 3,081 4,235 6,141 5,692 Deferred Federal (132) (2,377) (244) (2,609) State (19) (340) (34) (375) (151) (2,717) (278) (2,984) Total $ 2,930 $ 1,518 $ 5,863 $ 2,708 |
Revenue Recognition Revenue f_2
Revenue Recognition Revenue from Contracts with Customers (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Revenue from Contracts with Customers [Abstract] | |
Revenue from Contracts with Customers [Table Text Block] | The following table illustrates our total non-interest income segregated by revenues within the scope of ASC Topic 606 and those which are within the scope of other ASC Topics: Three Months Ended June 30, Six Months Ended June 30, Dollars in thousands 2021 2020 2021 2020 Service fees on deposit accounts $ 1,093 $ 882 $ 2,193 $ 2,145 Bank card revenue 1,519 1,087 2,860 2,020 Trust and wealth management fees 683 582 1,321 1,247 Other 120 136 269 254 Net revenue from contracts with customers 3,415 2,687 6,643 5,666 Non-interest income within the scope of other ASC topics 1,300 911 3,046 2,433 Total noninterest income $ 4,715 $ 3,598 $ 9,689 $ 8,099 |
Fair Value Measurements (Assets
Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 | |
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | $ 345,742 | $ 286,127 | [1] |
U S Government Corporations And Agencies Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 41,658 | 35,157 | |
Government Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 56,573 | 59,046 | |
Nongovernment Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 17,596 | 16,687 | |
Corporate Debt Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 33,850 | 26,427 | |
Asset-backed Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 47,278 | 46,126 | |
Fair Value, Recurring [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 345,742 | 286,127 | |
Fair Value, Recurring [Member] | U S Government Corporations And Agencies Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 41,658 | 35,157 | |
Fair Value, Recurring [Member] | Government Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 56,573 | 59,046 | |
Fair Value, Recurring [Member] | Nongovernment Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 17,596 | 16,687 | |
Fair Value, Recurring [Member] | U S States And Political Subdivisions General Obligations [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 83,452 | 50,905 | |
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 33,850 | 26,427 | |
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 47,278 | 46,126 | |
Fair Value, Recurring [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 65,335 | 51,779 | |
Fair Value, Recurring [Member] | Interest Rate Cap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Asset | 9,885 | 6,653 | |
Fair Value, Recurring [Member] | Interest rate swap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Liability | 1,645 | 2,747 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 1 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 1 [Member] | U S Government Corporations And Agencies Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Government Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Nongovernment Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 1 [Member] | U S States And Political Subdivisions General Obligations [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Corporate Debt Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Asset-backed Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Interest Rate Cap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Asset | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 1 [Member] | Interest rate swap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Liability | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 2 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 345,742 | 286,127 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 2 [Member] | U S Government Corporations And Agencies Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 41,658 | 35,157 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Government Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 56,573 | 59,046 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Nongovernment Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 17,596 | 16,687 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 2 [Member] | U S States And Political Subdivisions General Obligations [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 83,452 | 50,905 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Corporate Debt Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 33,850 | 26,427 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Asset-backed Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 47,278 | 46,126 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 65,335 | 51,779 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Interest Rate Cap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Asset | 9,885 | 6,653 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 2 [Member] | Interest rate swap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Liability | 1,645 | 2,747 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 3 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 3 [Member] | U S Government Corporations And Agencies Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Government Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Nongovernment Sponsored Agencies [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 3 [Member] | U S States And Political Subdivisions General Obligations [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Corporate Debt Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Asset-backed Securities [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Securities available for sale | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Interest Rate Cap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Asset | 0 | 0 | |
Fair Value, Recurring [Member] | Fair Value Inputs Level 3 [Member] | Interest rate swap [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Derivative Fair Value, Liability | $ 0 | $ 0 | |
[1] | Derived from audited consolidated financial statements |
Fair Value Measurements (Asse_2
Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Residential mortgage loans held for sale | $ 1,783 | $ 1,998 |
Collateral-dependent impaired loans | 11,150 | 12,095 |
Foreclosed properties | 11,749 | 13,628 |
Commercial [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 8 | |
Commercial Real Estate Portfolio Segment [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 10,281 | 9,914 |
Foreclosed properties | 1,557 | 1,557 |
Construction And Development Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 318 | 1,576 |
Foreclosed properties | 10,005 | 11,595 |
Residential Real Estate Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 551 | 597 |
Foreclosed properties | 187 | 476 |
Fair Value Inputs Level 1 [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Residential mortgage loans held for sale | 0 | 0 |
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 1 [Member] | Commercial [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | |
Fair Value Inputs Level 1 [Member] | Commercial Real Estate Portfolio Segment [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 1 [Member] | Construction And Development Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 1 [Member] | Residential Real Estate Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 2 [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Residential mortgage loans held for sale | 1,783 | 1,998 |
Collateral-dependent impaired loans | 10,456 | 12,095 |
Foreclosed properties | 11,255 | 13,007 |
Fair Value Inputs Level 2 [Member] | Commercial [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 8 | |
Fair Value Inputs Level 2 [Member] | Commercial Real Estate Portfolio Segment [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 9,835 | 9,914 |
Foreclosed properties | 1,557 | 1,557 |
Fair Value Inputs Level 2 [Member] | Construction And Development Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 318 | 1,576 |
Foreclosed properties | 9,511 | 10,974 |
Fair Value Inputs Level 2 [Member] | Residential Real Estate Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 303 | 597 |
Foreclosed properties | 187 | 476 |
Fair Value Inputs Level 3 [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Residential mortgage loans held for sale | 0 | 0 |
Collateral-dependent impaired loans | 694 | 0 |
Foreclosed properties | 494 | 621 |
Fair Value Inputs Level 3 [Member] | Commercial [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | |
Fair Value Inputs Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 446 | 0 |
Foreclosed properties | 0 | 0 |
Fair Value Inputs Level 3 [Member] | Construction And Development Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 0 | 0 |
Foreclosed properties | 494 | 621 |
Fair Value Inputs Level 3 [Member] | Residential Real Estate Financial Receivable [Member] | ||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
Collateral-dependent impaired loans | 248 | 0 |
Foreclosed properties | $ 0 | $ 0 |
Fair Value Measurements (Carryi
Fair Value Measurements (Carrying Values And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 | |
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Debt Securities, Available-for-sale | $ 345,742 | $ 286,127 | [1] |
Debt Securities, Held-to-maturity | 98,995 | 99,914 | |
Loans held for sale, net | 1,783 | 1,998 | |
Cash surrender value of life insurance policies and annuities | 60,087 | 59,438 | [1] |
Carrying Value [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Cash and cash equivalents | 194,989 | 99,787 | |
Debt Securities, Available-for-sale | 345,742 | 286,127 | |
Debt Securities, Held-to-maturity | 98,995 | 99,914 | |
Other investments | 10,661 | 14,185 | |
Loans held for sale, net | 1,783 | 1,998 | |
Loans, net | 2,395,885 | 2,379,907 | |
Accrued interest receivable | 10,397 | 11,989 | |
Cash surrender value of life insurance policies and annuities | 60,087 | 59,438 | |
Derivative Asset | 9,885 | 6,653 | |
Total assets | 3,128,424 | 2,959,998 | |
Deposits | 2,729,205 | 2,595,651 | |
Short-term borrowings | 140,146 | 140,146 | |
Long-term borrowings | 689 | 699 | |
Subordinated Debt Obligations, Fair Value Disclosure | 29,432 | 29,364 | |
SubordinatedDebenturesOwedToUnconsolidatedSubsidiaryTrustsFairValueDisclosure | 19,589 | 19,589 | |
Accrued interest payable | 568 | 745 | |
Derivative financial liabilities | 1,645 | 2,747 | |
Total liabilities | 2,921,274 | 2,788,941 | |
Estimated Fair Value [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Cash and cash equivalents | 194,989 | 99,787 | |
Debt Securities, Available-for-sale | 345,742 | 286,127 | |
Debt Securities, Held-to-maturity | 102,388 | 103,157 | |
Other investments | 10,661 | 14,185 | |
Loans held for sale, net | 1,783 | 1,998 | |
Loans, net | 2,385,591 | 2,384,275 | |
Accrued interest receivable | 10,397 | 11,989 | |
Cash surrender value of life insurance policies and annuities | 60,087 | 59,438 | |
Derivative Asset | 9,885 | 6,653 | |
Total assets | 3,121,523 | 2,967,609 | |
Deposits | 2,724,786 | 2,597,326 | |
Short-term borrowings | 140,146 | 140,146 | |
Long-term borrowings | 834 | 866 | |
Subordinated Debt Obligations, Fair Value Disclosure | 29,432 | 29,364 | |
SubordinatedDebenturesOwedToUnconsolidatedSubsidiaryTrustsFairValueDisclosure | 19,589 | 19,589 | |
Accrued interest payable | 568 | 745 | |
Derivative financial liabilities | 1,645 | 2,747 | |
Total liabilities | 2,917,000 | 2,790,783 | |
Fair Value Inputs Level 1 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Loans held for sale, net | 0 | 0 | |
Fair Value Inputs Level 1 [Member] | Estimated Fair Value [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Cash and cash equivalents | 0 | 0 | |
Debt Securities, Available-for-sale | 0 | 0 | |
Debt Securities, Held-to-maturity | 0 | 0 | |
Other investments | 0 | 0 | |
Loans held for sale, net | 0 | 0 | |
Loans, net | 0 | 0 | |
Accrued interest receivable | 0 | 0 | |
Cash surrender value of life insurance policies and annuities | 0 | 0 | |
Derivative Asset | 0 | 0 | |
Total assets | 0 | 0 | |
Deposits | 0 | 0 | |
Short-term borrowings | 0 | 0 | |
Long-term borrowings | 0 | 0 | |
Subordinated Debt Obligations, Fair Value Disclosure | 0 | 0 | |
SubordinatedDebenturesOwedToUnconsolidatedSubsidiaryTrustsFairValueDisclosure | 0 | 0 | |
Accrued interest payable | 0 | 0 | |
Derivative financial liabilities | 0 | 0 | |
Total liabilities | 0 | 0 | |
Fair Value Inputs Level 2 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Loans held for sale, net | 1,783 | 1,998 | |
Fair Value Inputs Level 2 [Member] | Estimated Fair Value [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Cash and cash equivalents | 194,989 | 99,787 | |
Debt Securities, Available-for-sale | 345,742 | 286,127 | |
Debt Securities, Held-to-maturity | 102,388 | 103,157 | |
Other investments | 10,661 | 14,185 | |
Loans held for sale, net | 1,783 | 1,998 | |
Loans, net | 10,456 | 12,095 | |
Accrued interest receivable | 10,397 | 11,989 | |
Cash surrender value of life insurance policies and annuities | 60,087 | 59,438 | |
Derivative Asset | 9,885 | 6,653 | |
Total assets | 746,388 | 595,429 | |
Deposits | 2,724,786 | 2,597,326 | |
Short-term borrowings | 140,146 | 140,146 | |
Long-term borrowings | 834 | 866 | |
Subordinated Debt Obligations, Fair Value Disclosure | 29,432 | 29,364 | |
SubordinatedDebenturesOwedToUnconsolidatedSubsidiaryTrustsFairValueDisclosure | 19,589 | 19,589 | |
Accrued interest payable | 568 | 745 | |
Derivative financial liabilities | 1,645 | 2,747 | |
Total liabilities | 2,917,000 | 2,790,783 | |
Fair Value Inputs Level 3 [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Loans held for sale, net | 0 | 0 | |
Fair Value Inputs Level 3 [Member] | Estimated Fair Value [Member] | |||
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |||
Cash and cash equivalents | 0 | 0 | |
Debt Securities, Available-for-sale | 0 | 0 | |
Debt Securities, Held-to-maturity | 0 | 0 | |
Other investments | 0 | 0 | |
Loans held for sale, net | 0 | 0 | |
Loans, net | 2,375,135 | 2,372,180 | |
Accrued interest receivable | 0 | 0 | |
Cash surrender value of life insurance policies and annuities | 0 | 0 | |
Derivative Asset | 0 | 0 | |
Total assets | 2,375,135 | 2,372,180 | |
Deposits | 0 | 0 | |
Short-term borrowings | 0 | 0 | |
Long-term borrowings | 0 | 0 | |
Subordinated Debt Obligations, Fair Value Disclosure | 0 | 0 | |
SubordinatedDebenturesOwedToUnconsolidatedSubsidiaryTrustsFairValueDisclosure | 0 | 0 | |
Accrued interest payable | 0 | 0 | |
Derivative financial liabilities | 0 | 0 | |
Total liabilities | $ 0 | $ 0 | |
[1] | Derived from audited consolidated financial statements |
Earnings Per Share (Computation
Earnings Per Share (Computations Of Basic And Diluted Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Earnings Per Share [Line Items] | ||||
Anti-dilutive stock options | 300 | |||
Net income | $ 10,560 | $ 6,949 | $ 20,919 | $ 11,455 |
Preferred Stock Dividends, Income Statement Impact | (139) | 0 | (139) | 0 |
Net Income (Loss) Available to Common Stockholders, Basic | $ 10,421 | $ 6,949 | $ 20,780 | $ 11,455 |
Basic EPS, Common Shares (Denominator) (in shares) | 12,952,357 | 12,911,979 | 12,947,228 | 12,940,590 |
Basic EPS (in dollars per share) | $ 0.80 | $ 0.54 | $ 1.61 | $ 0.89 |
Diluted EPS, Stock options, Common Shares (Denominator) (in shares) | 4,534 | 4,227 | 4,522 | 4,371 |
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements | 51,244 | 27,598 | 50,513 | 38,001 |
Diluted EPS, Income (Numerator) | $ 10,421 | $ 6,949 | $ 20,780 | $ 11,455 |
Diluted EPS, Common Shares (Denominator) (in shares) | 13,013,714 | 12,943,804 | 13,007,889 | 12,983,146 |
Diluted EPS (in dollars per share) | $ 0.80 | $ 0.54 | $ 1.60 | $ 0.88 |
Restricted Stock Units (RSUs) [Member] | ||||
Earnings Per Share [Line Items] | ||||
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements | 5,579 | 0 | 5,626 | 183 |
Earnings Per Share (Narrative)
Earnings Per Share (Narrative) (Details) - shares | 3 Months Ended | 6 Months Ended | |
Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items] | |||
Anti-dilutive stock options | 300 | ||
Stock Appreciation Rights (SARs) [Member] | |||
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items] | |||
Anti-dilutive stock options | 222,740 | 222,740 | |
Restricted Stock Units (RSUs) [Member] | |||
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items] | |||
Anti-dilutive stock options | 15,733 | 13,780 |
Securities (Summary Of Amortize
Securities (Summary Of Amortized Cost, Unrealized Gains, Unrealized Losses And Estimated Fair Values) (Details) - USD ($) $ in Thousands | 6 Months Ended | ||
Jun. 30, 2021 | Dec. 31, 2020 | ||
Marketable Securities [Line Items] | |||
Document Period End Date | Jun. 30, 2021 | ||
Total Amortized Cost | $ 338,929 | $ 277,157 | |
Available for sale securities, Unrealized Gains | 8,604 | 10,715 | |
Available for sale securities, Unrealized Losses | 1,791 | 1,745 | |
Debt Securities, Available-for-sale | 345,742 | 286,127 | [1] |
U S Government Corporations And Agencies Securities [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 41,717 | 35,190 | |
Available for sale securities, Unrealized Gains | 304 | 361 | |
Available for sale securities, Unrealized Losses | 363 | 394 | |
Debt Securities, Available-for-sale | 41,658 | 35,157 | |
Government Sponsored Agencies [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 55,274 | 57,399 | |
Available for sale securities, Unrealized Gains | 1,594 | 1,996 | |
Available for sale securities, Unrealized Losses | 295 | 349 | |
Debt Securities, Available-for-sale | 56,573 | 59,046 | |
Nongovernment Sponsored Agencies [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 17,761 | 16,799 | |
Available for sale securities, Unrealized Gains | 102 | 132 | |
Available for sale securities, Unrealized Losses | 267 | 244 | |
Debt Securities, Available-for-sale | 17,596 | 16,687 | |
State and Political Subdivisions General Obligations [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 27,669 | 15,065 | |
Available for sale securities, Unrealized Gains | 510 | 804 | |
Available for sale securities, Unrealized Losses | 146 | 4 | |
Debt Securities, Available-for-sale | 28,033 | 15,865 | |
State and Policital Subdivisions Water and Sewer Revenues [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 13,955 | 10,176 | |
Available for sale securities, Unrealized Gains | 409 | 620 | |
Available for sale securities, Unrealized Losses | 1 | 0 | |
Debt Securities, Available-for-sale | 14,363 | 10,796 | |
State and Political Subdivisions Lease Revenues [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 5,812 | 4,825 | |
Available for sale securities, Unrealized Gains | 262 | 341 | |
Available for sale securities, Unrealized Losses | 21 | 0 | |
Debt Securities, Available-for-sale | 6,053 | 5,166 | |
State and Political Subdivisions Income Tax Revenues [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 5,047 | 5,052 | |
Available for sale securities, Unrealized Gains | 340 | 376 | |
Available for sale securities, Unrealized Losses | 0 | 0 | |
Debt Securities, Available-for-sale | 5,387 | 5,428 | |
State and Political Subdivisions Jail Authority Revenues | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 4,018 | ||
Available for sale securities, Unrealized Gains | 95 | ||
Available for sale securities, Unrealized Losses | 0 | ||
Debt Securities, Available-for-sale | 4,113 | ||
State and Political Subdivisions University Revenues [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 3,022 | ||
Available for sale securities, Unrealized Gains | 315 | ||
Available for sale securities, Unrealized Losses | 0 | ||
Debt Securities, Available-for-sale | 3,337 | ||
State and Political Subdivisions Insurance Premium Revenue | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 5,070 | ||
Available for sale securities, Unrealized Gains | 17 | ||
Available for sale securities, Unrealized Losses | 16 | ||
Debt Securities, Available-for-sale | 5,071 | ||
State and Policital Subdivisions Other Revenues [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 19,623 | 9,406 | |
Available for sale securities, Unrealized Gains | 920 | 907 | |
Available for sale securities, Unrealized Losses | 111 | 0 | |
Debt Securities, Available-for-sale | 20,432 | 10,313 | |
Corporate Debt Securities [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 33,934 | 26,483 | |
Available for sale securities, Unrealized Gains | 97 | 56 | |
Available for sale securities, Unrealized Losses | 181 | 112 | |
Debt Securities, Available-for-sale | 33,850 | 26,427 | |
Asset-backed Securities [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 47,164 | 46,579 | |
Available for sale securities, Unrealized Gains | 295 | 172 | |
Available for sale securities, Unrealized Losses | 181 | 625 | |
Debt Securities, Available-for-sale | 47,278 | 46,126 | |
Taxable Debt Securities [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 277,044 | 229,996 | |
Available for sale securities, Unrealized Gains | 4,945 | 6,080 | |
Available for sale securities, Unrealized Losses | 1,582 | 1,728 | |
Debt Securities, Available-for-sale | 280,407 | 234,348 | |
Tax Exempt State and Political Subdivisions General Obligations [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 39,530 | 22,213 | |
Available for sale securities, Unrealized Gains | 1,740 | 2,416 | |
Available for sale securities, Unrealized Losses | 208 | 9 | |
Debt Securities, Available-for-sale | 41,062 | 24,620 | |
Tax Exempt State and Political Subdivisions Water and Sewer Revenues [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 7,497 | 8,266 | |
Available for sale securities, Unrealized Gains | 618 | 709 | |
Available for sale securities, Unrealized Losses | 0 | 0 | |
Debt Securities, Available-for-sale | 8,115 | 8,975 | |
Tax Exempt State and Political Subdivisions Lease Revenues [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 5,654 | 7,195 | |
Available for sale securities, Unrealized Gains | 573 | 799 | |
Available for sale securities, Unrealized Losses | 0 | 0 | |
Debt Securities, Available-for-sale | 6,227 | 7,994 | |
Tax Exempt State and Political Subdivisions Other Revenues [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 9,204 | 9,487 | |
Available for sale securities, Unrealized Gains | 728 | 711 | |
Available for sale securities, Unrealized Losses | 1 | 8 | |
Debt Securities, Available-for-sale | 9,931 | 10,190 | |
Tax Exempt Debt Securities [Member] | |||
Marketable Securities [Line Items] | |||
Total Amortized Cost | 61,885 | 47,161 | |
Available for sale securities, Unrealized Gains | 3,659 | 4,635 | |
Available for sale securities, Unrealized Losses | 209 | 17 | |
Debt Securities, Available-for-sale | $ 65,335 | $ 51,779 | |
[1] | Derived from audited consolidated financial statements |
Securities (Summary of Volume o
Securities (Summary of Volume of State and Political Subdivision Securities Held in Portfolio) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 | |
Marketable Securities [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | $ 338,929 | $ 277,157 | |
Available for sale securities, Unrealized Gains | 8,604 | 10,715 | |
Available for sale securities, Unrealized Losses | 1,791 | 1,745 | |
Debt Securities, Available-for-sale | 345,742 | $ 286,127 | [1] |
CALIFORNIA | |||
Marketable Securities [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | 24,918 | ||
Available for sale securities, Unrealized Gains | 932 | ||
Available for sale securities, Unrealized Losses | 182 | ||
Debt Securities, Available-for-sale | 25,668 | ||
TEXAS | |||
Marketable Securities [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | 14,546 | ||
Available for sale securities, Unrealized Gains | 756 | ||
Available for sale securities, Unrealized Losses | 42 | ||
Debt Securities, Available-for-sale | 15,260 | ||
FLORIDA | |||
Marketable Securities [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | 12,775 | ||
Available for sale securities, Unrealized Gains | 493 | ||
Available for sale securities, Unrealized Losses | 31 | ||
Debt Securities, Available-for-sale | 13,237 | ||
WASHINGTON | |||
Marketable Securities [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | 11,186 | ||
Available for sale securities, Unrealized Gains | 280 | ||
Available for sale securities, Unrealized Losses | 115 | ||
Debt Securities, Available-for-sale | 11,351 | ||
VIRGINIA | |||
Marketable Securities [Line Items] | |||
Debt Securities, Available-for-sale, Amortized Cost | 10,799 | ||
Available for sale securities, Unrealized Gains | 408 | ||
Available for sale securities, Unrealized Losses | 1 | ||
Debt Securities, Available-for-sale | $ 11,206 | ||
[1] | Derived from audited consolidated financial statements |
Securities (Summary Of Maturiti
Securities (Summary Of Maturities, Amortized Cost And Estimated Fair Values Of Securities) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 | |
Debt Securities, Available-for-sale [Abstract] | |||
Due in one year or less, Amortized Cost | $ 37,382 | ||
Due from one to five years, Amortized Cost | 86,225 | ||
Due from five to ten years, Amortized Cost | 86,879 | ||
Due after ten years, Amortized Cost | 128,443 | ||
Total Amortized Cost | 338,929 | $ 277,157 | |
Due in one year or less, Estimated Fair Value | 37,845 | ||
Due from one to five years, Estimated Fair Value | 87,983 | ||
Due from five to ten years, Estimated Fair Value | 87,616 | ||
Due after ten years, Estimated Fair Value | 132,298 | ||
Total Estimated Fair Value | $ 345,742 | $ 286,127 | [1] |
[1] | Derived from audited consolidated financial statements |
Securities (Summary Of Proceeds
Securities (Summary Of Proceeds From Sales, Calls And Maturities, Principal Payments, Gains And Losses Of Securities) (Details) - USD ($) $ in Thousands | 6 Months Ended | |
Jun. 30, 2021 | Jun. 30, 2020 | |
Debt Securities, Available-for-sale [Abstract] | ||
Proceeds from Sale of Debt Securities, Available-for-sale | $ 8,241 | $ 74,750 |
Securities available for sale, Proceeds from Calls and Maturities | 3,055 | 2,200 |
Securities available for sale, Proceeds from Principal Payments | 14,812 | 12,278 |
Securities available for sale, Gross realized Gains | 628 | 1,038 |
Securities available for sale, Gross realized Losses | $ 26 | $ 0 |
Securities (Narrative) (Details
Securities (Narrative) (Details) $ in Thousands | 6 Months Ended | ||
Jun. 30, 2021USD ($)state | Jun. 30, 2020USD ($) | Dec. 31, 2020USD ($) | |
Debt Securities, Available-for-sale and Held-to-maturity [Abstract] | |||
Number of states with highest volume of state and political subdivision securities | state | 5 | ||
Accrued Interest Receivable Debt Securities Available for Sale | $ 1,800 | $ 1,700 | |
Debt Securities, Available-for-sale, Allowance for Credit Loss | 0 | ||
Accrued Interest Receivable Debt Security Held to Maturity | 1,100 | 1,200 | |
Debt Securities, Held-to-maturity, Noncurrent | 0 | 0 | |
Debt Securities, Held-to-maturity, Nonaccrual | 0 | 0 | |
Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities | 0 | $ 0 | |
Debt Securities, Held-to-maturity, Allowance for Credit Loss | $ 0 | $ 0 |
Securities (Summary Of Securiti
Securities (Summary Of Securities Available For Sale In Unrealized Loss Position) (Details) $ in Thousands | Jun. 30, 2021USD ($)security | Dec. 31, 2020USD ($)security |
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 110 | 78 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 80,003 | $ 30,171 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 874 | 155 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 56,881 | 59,645 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (917) | (1,590) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 136,884 | 89,816 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 1,791 | $ 1,745 |
US Government Corporations and Agencies Securities [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 40 | 36 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 8,691 | $ 12,611 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 17 | 54 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 24,162 | 14,384 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (346) | (340) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 32,853 | 26,995 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 363 | $ 394 |
Government Sponsored Agencies [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 10 | 10 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 2,898 | $ 3,127 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 62 | 34 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 8,836 | 8,593 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (233) | (315) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 11,734 | 11,720 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 295 | $ 349 |
Nongovernment Sponsored Agencies [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 7 | 6 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 8,923 | $ 6,770 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 103 | 35 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 2,895 | 2,751 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (164) | (209) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 11,818 | 9,521 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 267 | $ 244 |
State and Political Subdivisions General Obligations [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 14 | 1 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 12,710 | $ 362 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 146 | 4 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | 0 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | 0 |
Debt Securities, Available-for-sale, Unrealized Loss Position | 12,710 | 362 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 146 | $ 4 |
State and Policital Subdivisions Water and Sewer Revenues [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 1 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 1,516 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 1 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | |
Debt Securities, Available-for-sale, Unrealized Loss Position | 1,516 | |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 1 | |
State and Political Subdivisions Lease Revenues [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 2 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 1,474 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 21 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | |
Debt Securities, Available-for-sale, Unrealized Loss Position | 1,474 | |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 21 | |
State and Political Subdivisions Insurance Premium Revenue | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 1 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 3,045 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 16 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | |
Debt Securities, Available-for-sale, Unrealized Loss Position | 3,045 | |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 16 | |
State and Political Subdivisions Other Revenues [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 6 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 5,173 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 111 | |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | |
Debt Securities, Available-for-sale, Unrealized Loss Position | 5,173 | |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 111 | |
Corporate Debt Securities [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 10 | 6 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 9,683 | $ 3,952 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 169 | 16 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 1,988 | 1,904 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (12) | (96) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 11,671 | 5,856 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 181 | $ 112 |
Asset-backed Securities [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 10 | 16 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 5,262 | $ 2,010 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 20 | 2 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 18,844 | 31,862 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (161) | (623) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 24,106 | 33,872 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 181 | $ 625 |
Tax Exempt State and Political Subdivisions General Obligations [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 8 | 1 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 20,628 | $ 924 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 208 | 9 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 0 | 0 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | 0 | 0 |
Debt Securities, Available-for-sale, Unrealized Loss Position | 20,628 | 924 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 208 | $ 9 |
Tax Exempt State and Political Subdivisions Other Revenues [Member] | ||
Marketable Securities [Line Items] | ||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security | 1 | 2 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $ 0 | $ 415 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | 0 | 1 |
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | 156 | 151 |
Debt Securities Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | (1) | (7) |
Debt Securities, Available-for-sale, Unrealized Loss Position | 156 | 566 |
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $ 1 | $ 8 |
Securities Held to Maturity (Su
Securities Held to Maturity (Summary of Amortized Cost, Unrealized Gains, Unrealized Losses and Estimated Fair Values) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | $ 98,995 | $ 99,914 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 3,406 | 3,271 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 13 | 28 |
Debt Securities, Held-to-maturity, Fair Value | 102,388 | 103,157 |
Tax Exempt State and Political Subdivisions General Obligations [Member] | ||
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 72,500 | 73,179 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 2,770 | 2,524 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 0 | 0 |
Debt Securities, Held-to-maturity, Fair Value | 75,270 | 75,703 |
Tax Exempt State and Political Subdivisions Water and Sewer Revenues [Member] | ||
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 8,284 | 8,375 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 208 | 256 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 0 | 0 |
Debt Securities, Held-to-maturity, Fair Value | 8,492 | 8,631 |
Tax Exempt State and Political Subdivisions Lease Revenues [Member] | ||
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 4,356 | 4,395 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 64 | 88 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 0 | 0 |
Debt Securities, Held-to-maturity, Fair Value | 4,420 | 4,483 |
Tax Exempt State and Political Subdivisions Sales Tax Revenues [Member] | ||
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 4,616 | 4,649 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 81 | 94 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 3 | 3 |
Debt Securities, Held-to-maturity, Fair Value | 4,694 | 4,740 |
Tax Exempt State and Political Subdivisions Other Revenues [Member] | ||
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 9,239 | 9,316 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 283 | 309 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 10 | 25 |
Debt Securities, Held-to-maturity, Fair Value | $ 9,512 | $ 9,600 |
Securities Held to Maturity (_2
Securities Held to Maturity (Summary of Volume of State and Political Subdivision Securities Held in Portfolio) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | $ 98,995 | $ 99,914 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 3,406 | 3,271 |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 13 | 28 |
Debt Securities, Held-to-maturity, Fair Value | 102,388 | $ 103,157 |
TEXAS | ||
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 15,548 | |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 592 | |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 0 | |
Debt Securities, Held-to-maturity, Fair Value | 16,140 | |
CALIFORNIA | ||
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 9,979 | |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 367 | |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 0 | |
Debt Securities, Held-to-maturity, Fair Value | 10,346 | |
PENNSYLVANIA | ||
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 8,710 | |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 334 | |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 0 | |
Debt Securities, Held-to-maturity, Fair Value | 9,044 | |
FLORIDA | ||
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 7,660 | |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 278 | |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 0 | |
Debt Securities, Held-to-maturity, Fair Value | 7,938 | |
MICHIGAN | ||
Schedule of Held-to-maturity Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 7,097 | |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | 195 | |
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | 10 | |
Debt Securities, Held-to-maturity, Fair Value | $ 7,282 |
Securities (Summary of Maturity
Securities (Summary of Maturity Held to Maturity Securities) (Details) $ in Thousands | Jun. 30, 2021USD ($) |
Schedule of Held-to-maturity Securities [Line Items] | |
Debt Securities, Held-to-Maturity, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One | $ 0 |
Debt Securities, Held-to-Maturity, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five | 0 |
Debt Securities, Held-to-Maturity, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 | 2,017 |
Debt Securities, Held-to-Maturity, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10 | 96,978 |
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Amortized Cost | 98,995 |
Debt Securities, Held-to-Maturity, Fair Value, Maturity, Allocated and Single Maturity Date, Year One | 0 |
Debt Securities, Held-to-Maturity, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five | 0 |
Debt Securities, Held-to-Maturity, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 | 2,051 |
Debt Securities, Held-to-Maturity, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10 | 100,337 |
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Fair Value | $ 102,388 |
Securities Held to Maturity (_3
Securities Held to Maturity (Summary of Credit Rating) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Investments, Debt and Equity Securities [Abstract] | ||
Debt Securities, Held-to-maturity | $ 98,995 | $ 99,914 |
Marketable Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 98,995 | 99,914 |
Standard & Poor's, AAA Rating | ||
Investments, Debt and Equity Securities [Abstract] | ||
Debt Securities, Held-to-maturity | 15,593 | 15,735 |
Marketable Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 15,593 | 15,735 |
Standard & Poor's, AA Rating | ||
Investments, Debt and Equity Securities [Abstract] | ||
Debt Securities, Held-to-maturity | 75,859 | 76,585 |
Marketable Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 75,859 | 76,585 |
Standard & Poor's, A Rating | ||
Investments, Debt and Equity Securities [Abstract] | ||
Debt Securities, Held-to-maturity | 7,543 | 7,594 |
Marketable Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 7,543 | 7,594 |
Standard & Poor's, BBB Rating | ||
Investments, Debt and Equity Securities [Abstract] | ||
Debt Securities, Held-to-maturity | 0 | 0 |
Marketable Securities [Line Items] | ||
Debt Securities, Held-to-maturity | 0 | 0 |
Standard & Poor's, Below Investment Grade Rating | ||
Investments, Debt and Equity Securities [Abstract] | ||
Debt Securities, Held-to-maturity | 0 | 0 |
Marketable Securities [Line Items] | ||
Debt Securities, Held-to-maturity | $ 0 | $ 0 |
Loans (Narrative) (Details)
Loans (Narrative) (Details) $ in Thousands | 3 Months Ended | 6 Months Ended | |||
Jun. 30, 2021USD ($)contractloan | Jun. 30, 2020contract | Jun. 30, 2021USD ($)contractloan | Jun. 30, 2020contract | Dec. 31, 2020USD ($) | |
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||
Loan review aggregate exposure amount on non-homogenous commercial loan relationships | $ 5,000 | $ 5,000 | |||
Troubled debt restructurings included in impaired loans | 22,000 | 22,000 | $ 24,500 | ||
Commitments to Lend Funds for Restructured Loans | 0 | 0 | |||
Financing Receivable, Troubled Debt Restructuring, Individually Evaluated for Impairment, Minimum | $ 500 | $ 500 | |||
Number of days past due to be considered in default | 30 days | ||||
Document Period End Date | Jun. 30, 2021 | ||||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 | 0 | 1 | |
Loans Collectively Evaluated Fully Guaranteed or Cash Secured Loans | $ 47,800 | $ 47,800 | 83,900 | ||
Accrued Interest and Fees Receivable on Loans | $ 7,400 | $ 7,400 | 9,100 | ||
Number of Days Loan Customer May Apply for a Deferral of Payments Due to COVID-19 | 90 days | ||||
Number of Loans in COVID-19 Deferment | loan | 3 | 3 | |||
Outstanding Balance of COVID-19 Loans in Deferment | $ 8,700 | $ 8,700 | |||
Current Troubled Debt Restructurings | $ 19,600 | $ 19,600 | $ 20,500 |
Loans (Summary of Loans, Net of
Loans (Summary of Loans, Net of Unearned Fees) (Details) - USD ($) $ in Thousands | 6 Months Ended | ||
Jun. 30, 2021 | Dec. 31, 2020 | ||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Document Period End Date | Jun. 30, 2021 | ||
Loans and Leases Receivable, Net of Deferred Income | $ 2,429,770 | $ 2,412,153 | [1] |
Less allowance for loan losses | 33,885 | 32,246 | [1] |
Loans and Leases Receivable, Net Amount | 2,395,885 | 2,379,907 | [1] |
Commercial [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 326,468 | 306,885 | |
Commercial real estate owner occupied professional & medical [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 122,403 | 107,151 | |
Commercial real estate owner occupied retail [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 141,703 | 126,451 | |
Commercial real estate owner occupied other [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 128,058 | 118,258 | |
Commercial real estate non-owner occupied hotels & motels [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 116,745 | 121,502 | |
Commercial real estate non-owner occupied mini-storage [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 49,875 | 60,550 | |
Multifamily [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 196,964 | 175,988 | |
Commercial real estate non-owner occupied retail [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 143,931 | 135,405 | |
Commercial real estate non-owner occupied other [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 276,900 | 192,120 | |
Land and Land Improvements [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 102,670 | 107,342 | |
Construction [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 140,788 | 91,100 | |
Residential 1-4 family real estate personal residence [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 279,970 | 305,093 | |
Residential 1-4 family real estate rental - small loan [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 118,269 | 120,426 | |
Residential 1-4 family real estate rental - large loan [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 71,694 | 74,185 | |
Home Equity [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 72,956 | 81,588 | |
Mortgage Warehouse Lines [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 105,288 | 251,810 | |
Consumer [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 32,732 | 33,906 | |
Credit Card Receivable [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | 1,690 | 1,855 | |
Bank Overdrafts [Member] | |||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
Loans and Leases Receivable, Net of Deferred Income | $ 666 | $ 538 | |
[1] | Derived from audited consolidated financial statements |
Loans and Allowance For Credi_2
Loans and Allowance For Credit Losses Loans (Summary Of Analysis Of Allowance For Loan Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2021 | Dec. 31, 2020 | Mar. 31, 2021 | Dec. 31, 2019 | |
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | $ 33,885 | $ 33,885 | $ 32,246 | $ 34,042 | $ 13,074 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 1,206 | ||
Provision for Loan, Lease, and Other Losses | 45 | 2,030 | 12,743 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | (343) | (697) | (2,609) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 141 | 306 | 906 | ||
Commercial [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 2,709 | 2,709 | 2,304 | 2,772 | 1,221 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 0 | ||
Provision for Loan, Lease, and Other Losses | 20 | 609 | 85 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | (97) | (223) | (99) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 14 | 19 | 33 | ||
Commercial real estate owner occupied professional & medical [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 986 | 986 | 954 | 742 | 1,058 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 1 | ||
Provision for Loan, Lease, and Other Losses | 244 | 35 | 1,290 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | (3) | (1,005) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | ||
Commercial real estate owner occupied retail [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 3,519 | 3,519 | 3,173 | 4,001 | 820 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 152 | ||
Provision for Loan, Lease, and Other Losses | (482) | 346 | 2,311 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 162 | ||
Commercial real estate owner occupied other [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 556 | 556 | 610 | 538 | 821 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 1 | ||
Provision for Loan, Lease, and Other Losses | 18 | (54) | (104) | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 29 | ||
Commercial real estate non-owner occupied hotels & motels [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 2,569 | 2,569 | 2,135 | 2,945 | 1,235 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 0 | ||
Provision for Loan, Lease, and Other Losses | (376) | 434 | 1,836 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | ||
Commercial real estate non-owner occupied mini-storage [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 157 | 157 | 337 | 180 | 485 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 115 | ||
Provision for Loan, Lease, and Other Losses | (23) | (180) | 48 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | ||
Multifamily [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 1,637 | 1,637 | 1,547 | 1,533 | 1,534 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 122 | ||
Provision for Loan, Lease, and Other Losses | 101 | 87 | (155) | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 3 | 3 | 38 | ||
Commercial real estate non-owner occupied retail [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 1,471 | 1,471 | 981 | 1,331 | 964 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 101 | ||
Provision for Loan, Lease, and Other Losses | 140 | 490 | (22) | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | (343) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 2 | ||
Commercial real estate non-owner occupied other [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 1,425 | 1,425 | 1,104 | 1,168 | 1,721 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 58 | ||
Provision for Loan, Lease, and Other Losses | 257 | 321 | 700 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 19 | ||
Land and Land Improvements [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 3,705 | 3,705 | 4,084 | 3,911 | 600 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 111 | ||
Provision for Loan, Lease, and Other Losses | (208) | (386) | 1,202 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | (7) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 2 | 7 | 42 | ||
Construction [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 6,217 | 6,217 | 4,648 | 5,620 | 242 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 251 | ||
Provision for Loan, Lease, and Other Losses | 597 | 1,569 | 3,159 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | ||
Residential 1-4 family real estate personal residence [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 3,050 | 3,050 | 3,559 | 3,232 | 1,275 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 182 | ||
Provision for Loan, Lease, and Other Losses | (197) | (484) | 980 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | (35) | (109) | (252) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 50 | 84 | 92 | ||
Residential 1-4 family real estate rental - small loan [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 2,546 | 2,546 | 2,736 | 2,537 | 532 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 96 | ||
Provision for Loan, Lease, and Other Losses | 77 | (130) | 657 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | (75) | (89) | (140) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 7 | 29 | 138 | ||
Residential 1-4 family real estate rental - large loan [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 2,431 | 2,431 | 3,007 | 2,495 | 49 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 16 | ||
Provision for Loan, Lease, and Other Losses | (64) | (576) | 58 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | ||
Home Equity [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 551 | 551 | 713 | 579 | 138 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 0 | ||
Provision for Loan, Lease, and Other Losses | (5) | (146) | 246 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | (26) | (26) | (24) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 3 | 10 | 45 | ||
Mortgage Warehouse Lines [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 0 | 0 | 0 | 0 | 0 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 0 | ||
Provision for Loan, Lease, and Other Losses | 0 | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | ||
Consumer [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 172 | 172 | 216 | 242 | 379 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 0 | ||
Provision for Loan, Lease, and Other Losses | (81) | (35) | 166 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | (23) | (75) | (239) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 34 | 66 | 148 | ||
Credit Card Receivable [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 16 | 16 | 17 | 15 | 0 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 0 | ||
Provision for Loan, Lease, and Other Losses | 8 | 7 | 35 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | (9) | (12) | (40) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | 2 | 4 | 10 | ||
Bank Overdrafts [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss | 168 | 168 | 121 | $ 201 | $ 0 |
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | 0 | 0 | ||
Provision for Loan, Lease, and Other Losses | 19 | 123 | 251 | ||
Financing Receivable, Allowance for Credit Loss, Writeoff | (78) | (160) | (460) | ||
Financing Receivable, Allowance for Credit Loss, Recovery | $ 26 | $ 84 | 148 | ||
Cumulative Effect, Period of Adoption, Adjustment [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 6,926 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 1,064 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial real estate owner occupied professional & medical [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | (390) | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial real estate owner occupied other [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | (137) | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial real estate non-owner occupied hotels & motels [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | (936) | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial real estate non-owner occupied mini-storage [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | (311) | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Multifamily [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 8 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial real estate non-owner occupied retail [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 279 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial real estate non-owner occupied other [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | (1,394) | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Land and Land Improvements [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 2,136 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Construction [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 996 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Residential 1-4 family real estate personal residence [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 1,282 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Residential 1-4 family real estate rental - small loan [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 1,453 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Residential 1-4 family real estate rental - large loan [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 2,884 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Home Equity [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 308 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Mortgage Warehouse Lines [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 0 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Consumer [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | (238) | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Credit Card Receivable [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 12 | ||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Bank Overdrafts [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | 182 | ||||
Commercial real estate owner occupied retail [Member] | Commercial [Member] | |||||
Financing Receivable, Allowance for Credit Loss [Line Items] | |||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | $ (272) |
Loans and Allowance For Credi_3
Loans and Allowance For Credit Losses Loans (Summary Of Imparied Financing Receivables) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Mar. 31, 2021 | Dec. 31, 2020 | Dec. 31, 2019 |
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | $ 44,392 | $ 44,460 | ||
Financing Receivable, Collectively Evaluated for Impairment | 2,385,378 | 2,367,693 | ||
Loans and Leases Receivable, Gross | 2,429,770 | 2,412,153 | ||
Allowance related to: Loans individually evaluated for impairment | 4,052 | 3,724 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 29,833 | 28,522 | ||
Financing Receivable, Allowance for Credit Loss | 33,885 | $ 34,042 | 32,246 | $ 13,074 |
Commercial [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 4,770 | 4,851 | ||
Financing Receivable, Collectively Evaluated for Impairment | 321,698 | 302,034 | ||
Loans and Leases Receivable, Gross | 326,468 | 306,885 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 8 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 2,709 | 2,296 | ||
Financing Receivable, Allowance for Credit Loss | 2,709 | 2,772 | 2,304 | 1,221 |
Commercial real estate owner occupied professional & medical [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 2,125 | 2,171 | ||
Financing Receivable, Collectively Evaluated for Impairment | 120,278 | 104,980 | ||
Loans and Leases Receivable, Gross | 122,403 | 107,151 | ||
Allowance related to: Loans individually evaluated for impairment | 213 | 223 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 773 | 731 | ||
Financing Receivable, Allowance for Credit Loss | 986 | 742 | 954 | 1,058 |
Commercial real estate owner occupied retail [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 16,003 | 17,458 | ||
Financing Receivable, Collectively Evaluated for Impairment | 125,700 | 108,993 | ||
Loans and Leases Receivable, Gross | 141,703 | 126,451 | ||
Allowance related to: Loans individually evaluated for impairment | 2,129 | 2,258 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,390 | 915 | ||
Financing Receivable, Allowance for Credit Loss | 3,519 | 4,001 | 3,173 | 820 |
Commercial real estate owner occupied other [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 128,058 | 118,258 | ||
Loans and Leases Receivable, Gross | 128,058 | 118,258 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 556 | 610 | ||
Financing Receivable, Allowance for Credit Loss | 556 | 538 | 610 | 821 |
Commercial real estate non-owner occupied hotels & motels [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 3,202 | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 113,543 | 121,502 | ||
Loans and Leases Receivable, Gross | 116,745 | 121,502 | ||
Allowance related to: Loans individually evaluated for impairment | 786 | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,783 | 2,135 | ||
Financing Receivable, Allowance for Credit Loss | 2,569 | 2,945 | 2,135 | 1,235 |
Commercial real estate non-owner occupied mini-storage [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 1,076 | 1,109 | ||
Financing Receivable, Collectively Evaluated for Impairment | 48,799 | 59,441 | ||
Loans and Leases Receivable, Gross | 49,875 | 60,550 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 111 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 157 | 226 | ||
Financing Receivable, Allowance for Credit Loss | 157 | 180 | 337 | 485 |
Multifamily [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 0 | 1,187 | ||
Financing Receivable, Collectively Evaluated for Impairment | 196,964 | 174,801 | ||
Loans and Leases Receivable, Gross | 196,964 | 175,988 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 135 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,637 | 1,412 | ||
Financing Receivable, Allowance for Credit Loss | 1,637 | 1,533 | 1,547 | 1,534 |
Commercial real estate non-owner occupied retail [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 3,091 | 3,473 | ||
Financing Receivable, Collectively Evaluated for Impairment | 140,840 | 131,932 | ||
Loans and Leases Receivable, Gross | 143,931 | 135,405 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,471 | 981 | ||
Financing Receivable, Allowance for Credit Loss | 1,471 | 1,331 | 981 | 964 |
Commercial real estate non-owner occupied other [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 5,737 | 5,857 | ||
Financing Receivable, Collectively Evaluated for Impairment | 271,163 | 186,263 | ||
Loans and Leases Receivable, Gross | 276,900 | 192,120 | ||
Allowance related to: Loans individually evaluated for impairment | 129 | 129 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,296 | 975 | ||
Financing Receivable, Allowance for Credit Loss | 1,425 | 1,168 | 1,104 | 1,721 |
Land and Land Improvements [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 2,334 | 1,891 | ||
Financing Receivable, Collectively Evaluated for Impairment | 100,336 | 105,451 | ||
Loans and Leases Receivable, Gross | 102,670 | 107,342 | ||
Allowance related to: Loans individually evaluated for impairment | 660 | 623 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,045 | 3,461 | ||
Financing Receivable, Allowance for Credit Loss | 3,705 | 3,911 | 4,084 | 600 |
Construction [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 0 | 1,352 | ||
Financing Receivable, Collectively Evaluated for Impairment | 140,788 | 89,748 | ||
Loans and Leases Receivable, Gross | 140,788 | 91,100 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 135 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 6,217 | 4,513 | ||
Financing Receivable, Allowance for Credit Loss | 6,217 | 5,620 | 4,648 | 242 |
Residential 1-4 family real estate personal residence [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 465 | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 279,505 | 305,093 | ||
Loans and Leases Receivable, Gross | 279,970 | 305,093 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,050 | 3,559 | ||
Financing Receivable, Allowance for Credit Loss | 3,050 | 3,232 | 3,559 | 1,275 |
Residential 1-4 family real estate rental - small loan [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 1,634 | 1,300 | ||
Financing Receivable, Collectively Evaluated for Impairment | 116,635 | 119,126 | ||
Loans and Leases Receivable, Gross | 118,269 | 120,426 | ||
Allowance related to: Loans individually evaluated for impairment | 135 | 102 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 2,411 | 2,634 | ||
Financing Receivable, Allowance for Credit Loss | 2,546 | 2,537 | 2,736 | 532 |
Residential 1-4 family real estate rental - large loan [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 3,222 | 3,288 | ||
Financing Receivable, Collectively Evaluated for Impairment | 68,472 | 70,897 | ||
Loans and Leases Receivable, Gross | 71,694 | 74,185 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 2,431 | 3,007 | ||
Financing Receivable, Allowance for Credit Loss | 2,431 | 2,495 | 3,007 | 49 |
Home Equity [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 733 | 523 | ||
Financing Receivable, Collectively Evaluated for Impairment | 72,223 | 81,065 | ||
Loans and Leases Receivable, Gross | 72,956 | 81,588 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 551 | 713 | ||
Financing Receivable, Allowance for Credit Loss | 551 | 579 | 713 | 138 |
Consumer [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 32,732 | 33,906 | ||
Loans and Leases Receivable, Gross | 32,732 | 33,906 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 172 | 216 | ||
Financing Receivable, Allowance for Credit Loss | 172 | 242 | 216 | 379 |
Credit Card Receivable [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 1,690 | 1,855 | ||
Loans and Leases Receivable, Gross | 1,690 | 1,855 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 16 | 17 | ||
Financing Receivable, Allowance for Credit Loss | 16 | 15 | 17 | 0 |
Bank Overdrafts [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 666 | 538 | ||
Loans and Leases Receivable, Gross | 666 | 538 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 168 | 121 | ||
Financing Receivable, Allowance for Credit Loss | 168 | 201 | 121 | 0 |
Mortgage Warehouse Lines [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Collectively Evaluated for Impairment | 105,288 | 251,810 | ||
Loans and Leases Receivable, Gross | 105,288 | 251,810 | ||
Allowance related to: Loans individually evaluated for impairment | 0 | 0 | ||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 0 | 0 | ||
Financing Receivable, Allowance for Credit Loss | $ 0 | $ 0 | $ 0 | $ 0 |
Loans and Allowance For Credi_4
Loans and Allowance For Credit Losses Loans (Collateral Dependent Loans) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | $ 44,392 | $ 44,460 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 4,052 | 3,724 |
Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 44,392 | 44,460 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 4,052 | 3,724 |
Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 39,622 | 39,609 |
Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 4,770 | 4,851 |
Commercial [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 4,770 | 4,851 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 8 |
Commercial [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 4,770 | 4,851 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 8 |
Commercial [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 4,770 | 4,851 |
Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 2,125 | 2,171 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 213 | 223 |
Commercial real estate owner occupied professional & medical [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 2,125 | 2,171 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 213 | 223 |
Commercial real estate owner occupied professional & medical [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 2,125 | 2,171 |
Commercial real estate owner occupied professional & medical [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 16,003 | 17,458 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 2,129 | 2,258 |
Commercial real estate owner occupied retail [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 16,003 | 17,458 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 2,129 | 2,258 |
Commercial real estate owner occupied retail [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 16,003 | 17,458 |
Commercial real estate owner occupied retail [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate owner occupied other [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate owner occupied other [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate owner occupied other [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 3,202 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 786 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 3,202 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 786 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 3,202 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 1,076 | 1,109 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 111 |
Commercial real estate non-owner occupied mini-storage [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 1,076 | 1,109 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 111 |
Commercial real estate non-owner occupied mini-storage [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 1,076 | 1,109 |
Commercial real estate non-owner occupied mini-storage [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Multifamily [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 1,187 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 135 |
Multifamily [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 1,187 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 135 |
Multifamily [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 1,187 |
Multifamily [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 3,091 | 3,473 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate non-owner occupied retail [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 3,091 | 3,473 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate non-owner occupied retail [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 3,091 | 3,473 |
Commercial real estate non-owner occupied retail [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 5,737 | 5,857 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 129 | 129 |
Commercial real estate non-owner occupied other [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 5,737 | 5,857 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 129 | 129 |
Commercial real estate non-owner occupied other [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 5,737 | 5,857 |
Commercial real estate non-owner occupied other [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Land and Land Improvements [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 2,334 | 1,891 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 660 | 623 |
Land and Land Improvements [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 2,334 | 1,891 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 660 | 623 |
Land and Land Improvements [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 2,334 | 1,891 |
Land and Land Improvements [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Construction [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 1,352 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 135 |
Construction [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 1,352 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 135 |
Construction [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 1,352 |
Construction [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 465 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 465 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 465 | 0 |
Residential 1-4 family real estate personal residence [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 1,634 | 1,300 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 135 | 102 |
Residential 1-4 family real estate rental - small loan [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 1,634 | 1,300 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 135 | 102 |
Residential 1-4 family real estate rental - small loan [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 1,634 | 1,300 |
Residential 1-4 family real estate rental - small loan [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 3,222 | 3,288 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Residential 1-4 family real estate rental - large loan [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 3,222 | 3,288 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Residential 1-4 family real estate rental - large loan [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 3,222 | 3,288 |
Residential 1-4 family real estate rental - large loan [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Home Equity [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 733 | 523 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Home Equity [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 733 | 523 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Home Equity [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 733 | 523 |
Home Equity [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Consumer [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Consumer [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Consumer [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Consumer [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Credit Card Receivable [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Credit Card Receivable [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Credit Card Receivable [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Credit Card Receivable [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Bank Overdrafts [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Bank Overdrafts [Member] | Collateral Pledged [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Allowance related to: Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Bank Overdrafts [Member] | Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | 0 | 0 |
Bank Overdrafts [Member] | Non-Real Estate Secured Loans [Member] | ||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||
Loans individually evaluated for impairment, collateral dependent | $ 0 | $ 0 |
Loans (Schedule of Contractual
Loans (Schedule of Contractual Aging of Recorded Investment in Past Due Loans by Class) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Financing Receivable, Past Due [Line Items] | ||
Past Due | $ 13,625 | $ 15,456 |
Current | 2,416,145 | 2,396,697 |
Recorded Investment greater then 90 days and Accruing | 2 | 2 |
Commercial [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 971 | 378 |
Current | 325,497 | 306,507 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 677 |
Current | 122,403 | 106,474 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 768 | 2,313 |
Current | 140,935 | 124,138 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 637 | 150 |
Current | 127,421 | 118,108 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Current | 116,745 | 121,502 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Current | 49,875 | 60,550 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Multifamily [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Current | 196,964 | 175,988 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 336 | 657 |
Current | 143,595 | 134,748 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 317 | 315 |
Current | 276,583 | 191,805 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Land and Land Improvements [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 2,532 | 117 |
Current | 100,138 | 107,225 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Construction [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Current | 140,788 | 91,100 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 4,460 | 6,477 |
Current | 275,510 | 298,616 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 2,628 | 2,335 |
Current | 115,641 | 118,091 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 769 |
Current | 71,694 | 73,416 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Home Equity [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 533 | 955 |
Current | 72,423 | 80,633 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Current | 105,288 | 251,810 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Consumer [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 441 | 306 |
Current | 32,291 | 33,600 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Credit Card Receivable [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 2 | 7 |
Current | 1,688 | 1,848 |
Recorded Investment greater then 90 days and Accruing | 2 | 2 |
Bank Overdrafts [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Current | 666 | 538 |
Recorded Investment greater then 90 days and Accruing | 0 | 0 |
Financial Asset, 30 to 59 Days Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 6,068 | 6,982 |
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 414 | 60 |
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 220 |
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 54 |
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 301 | 0 |
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 30 to 59 Days Past Due [Member] | Multifamily [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 30 to 59 Days Past Due [Member] | Land and Land Improvements [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 1,874 | 47 |
Financial Asset, 30 to 59 Days Past Due [Member] | Construction [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 30 to 59 Days Past Due [Member] | Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 2,531 | 3,750 |
Financial Asset, 30 to 59 Days Past Due [Member] | Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 323 | 1,129 |
Financial Asset, 30 to 59 Days Past Due [Member] | Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 769 |
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 312 | 758 |
Financial Asset, 30 to 59 Days Past Due [Member] | Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 313 | 190 |
Financial Asset, 30 to 59 Days Past Due [Member] | Credit Card Receivable [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 5 |
Financial Asset, 30 to 59 Days Past Due [Member] | Bank Overdrafts [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 1,976 | 1,602 |
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 32 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 432 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Multifamily [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Land and Land Improvements [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 37 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Construction [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 1,030 | 1,071 |
Financial Asset, 60 to 89 Days Past Due [Member] | Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 282 | 487 |
Financial Asset, 60 to 89 Days Past Due [Member] | Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 51 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 112 | 44 |
Financial Asset, 60 to 89 Days Past Due [Member] | Credit Card Receivable [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, 60 to 89 Days Past Due [Member] | Bank Overdrafts [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 5,581 | 6,872 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 525 | 318 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 457 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 336 | 2,259 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 336 | 150 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Multifamily [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 336 | 657 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 317 | 315 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Land and Land Improvements [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 621 | 70 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 899 | 1,656 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 2,023 | 719 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 170 | 197 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 16 | 72 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Credit Card Receivable [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | 2 | 2 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Bank Overdrafts [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Past Due | $ 0 | $ 0 |
Loans (Schedule of Nonaccrual L
Loans (Schedule of Nonaccrual Loans Included in Net Balance of Loans) (Details) - USD ($) | Jun. 30, 2021 | Dec. 31, 2020 |
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | $ 22,855,000 | $ 20,333,000 |
Financing Receivable, Nonaccrual, No Allowance | 2,303,000 | 3,023,000 |
Commercial [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 968,000 | 525,000 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 73,000 | 536,000 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 10,125,000 | 12,193,000 |
Financing Receivable, Nonaccrual, No Allowance | 336,000 | 2,258,000 |
Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 377,000 | 384,000 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 3,202,000 | 0 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 0 | 0 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Multifamily [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 0 | 0 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 336,000 | 809,000 |
Financing Receivable, Nonaccrual, No Allowance | 336,000 | 657,000 |
Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 317,000 | 315,000 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Land and Land Improvements [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 621,000 | 70,000 |
Financing Receivable, Nonaccrual, No Allowance | 461,000 | 0 |
Construction [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 0 | 165,000 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 3,475,000 | 3,424,000 |
Financing Receivable, Nonaccrual, No Allowance | 465,000 | 0 |
Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 2,930,000 | 1,603,000 |
Financing Receivable, Nonaccrual, No Allowance | 495,000 | 108,000 |
Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 0 | 0 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Home Equity [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 395,000 | 236,000 |
Financing Receivable, Nonaccrual, No Allowance | 210,000 | 0 |
Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 0 | 0 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Consumer [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 36,000 | 73,000 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Credit Card Receivable [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 0 | 0 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 0 |
Bank Overdrafts [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Nonaccrual | 0 | 0 |
Financing Receivable, Nonaccrual, No Allowance | $ 0 | $ 0 |
Loans and Allowance For Credi_5
Loans and Allowance For Credit Losses Loans (Risk Ratings) (Details) - USD ($) $ in Thousands | 6 Months Ended | |
Jun. 30, 2021 | Dec. 31, 2020 | |
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Document Period End Date | Jun. 30, 2021 | |
2021 | $ 415,270 | $ 548,081 |
2020 | 453,192 | 404,343 |
2019 | 361,050 | 217,038 |
2018 | 182,186 | 164,709 |
2017 | 142,019 | 142,456 |
Prior | 544,333 | 484,962 |
Revolving | 331,720 | 450,564 |
Revolving - Term | 0 | 0 |
Total | 2,429,770 | 2,412,153 |
Commercial [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 95,889 | 113,383 |
2020 | 47,948 | 46,538 |
2019 | 36,479 | 23,107 |
2018 | 9,178 | 16,829 |
2017 | 13,502 | 11,328 |
Prior | 18,391 | 13,301 |
Revolving | 105,081 | 82,399 |
Revolving - Term | 0 | 0 |
Total | 326,468 | 306,885 |
Commercial [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 95,452 | 112,335 |
2020 | 46,957 | 46,323 |
2019 | 36,327 | 20,936 |
2018 | 7,150 | 16,723 |
2017 | 13,413 | 11,087 |
Prior | 17,786 | 12,336 |
Revolving | 100,244 | 78,107 |
Revolving - Term | 0 | 0 |
Total | 317,329 | 297,847 |
Commercial [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 437 | 9 |
2020 | 991 | 38 |
2019 | 33 | 1,956 |
2018 | 1,942 | 77 |
2017 | 69 | 201 |
Prior | 563 | 909 |
Revolving | 4,472 | 407 |
Revolving - Term | 0 | 0 |
Total | 8,507 | 3,597 |
Commercial [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 1,039 |
2020 | 0 | 177 |
2019 | 119 | 215 |
2018 | 86 | 29 |
2017 | 20 | 40 |
Prior | 42 | 56 |
Revolving | 365 | 3,885 |
Revolving - Term | 0 | 0 |
Total | 632 | 5,441 |
Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 27,222 | 20,704 |
2020 | 19,837 | 16,735 |
2019 | 15,985 | 2,540 |
2018 | 1,839 | 26,578 |
2017 | 23,410 | 3,458 |
Prior | 31,135 | 34,057 |
Revolving | 2,975 | 3,079 |
Revolving - Term | 0 | 0 |
Total | 122,403 | 107,151 |
Commercial real estate owner occupied professional & medical [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 27,222 | 19,454 |
2020 | 18,606 | 16,414 |
2019 | 15,985 | 2,540 |
2018 | 1,839 | 26,578 |
2017 | 23,410 | 3,322 |
Prior | 26,112 | 28,905 |
Revolving | 2,975 | 3,079 |
Revolving - Term | 0 | 0 |
Total | 116,149 | 100,292 |
Commercial real estate owner occupied professional & medical [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 1,171 |
2020 | 1,159 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 5,023 | 5,152 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 6,182 | 6,323 |
Commercial real estate owner occupied professional & medical [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 79 |
2020 | 72 | 321 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 136 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 72 | 536 |
Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 26,398 | 28,351 |
2020 | 27,002 | 39,071 |
2019 | 36,946 | 5,238 |
2018 | 5,653 | 10,877 |
2017 | 10,049 | 6,044 |
Prior | 32,503 | 34,271 |
Revolving | 3,152 | 2,599 |
Revolving - Term | 0 | 0 |
Total | 141,703 | 126,451 |
Commercial real estate owner occupied retail [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 26,398 | 28,351 |
2020 | 27,002 | 28,547 |
2019 | 26,503 | 5,238 |
2018 | 5,653 | 10,288 |
2017 | 9,468 | 6,041 |
Prior | 31,316 | 31,087 |
Revolving | 2,168 | 2,199 |
Revolving - Term | 0 | 0 |
Total | 128,508 | 111,751 |
Commercial real estate owner occupied retail [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 432 |
2017 | 432 | 3 |
Prior | 758 | 824 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 1,190 | 1,259 |
Commercial real estate owner occupied retail [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 10,524 |
2019 | 10,443 | 0 |
2018 | 0 | 157 |
2017 | 149 | 0 |
Prior | 429 | 2,360 |
Revolving | 984 | 400 |
Revolving - Term | 0 | 0 |
Total | 12,005 | 13,441 |
Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 12,915 | 28,712 |
2020 | 30,968 | 13,722 |
2019 | 14,189 | 17,699 |
2018 | 16,906 | 9,845 |
2017 | 9,410 | 13,119 |
Prior | 41,588 | 33,624 |
Revolving | 2,082 | 1,537 |
Revolving - Term | 0 | 0 |
Total | 128,058 | 118,258 |
Commercial real estate owner occupied other [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 12,854 | 28,712 |
2020 | 30,968 | 13,722 |
2019 | 14,189 | 17,699 |
2018 | 16,906 | 9,845 |
2017 | 9,410 | 13,119 |
Prior | 40,626 | 32,486 |
Revolving | 2,043 | 1,496 |
Revolving - Term | 0 | 0 |
Total | 126,996 | 117,079 |
Commercial real estate owner occupied other [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 61 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 625 | 694 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 686 | 694 |
Commercial real estate owner occupied other [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 337 | 444 |
Revolving | 39 | 41 |
Revolving - Term | 0 | 0 |
Total | 376 | 485 |
Commercial Real Estate Owner Occupied [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 66,535 | 77,767 |
2020 | 77,807 | 69,528 |
2019 | 67,120 | 25,477 |
2018 | 24,398 | 47,300 |
2017 | 42,869 | 22,621 |
Prior | 105,226 | 101,952 |
Revolving | 8,209 | 7,215 |
Revolving - Term | 0 | 0 |
Total | 392,164 | 351,860 |
Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 6,422 |
2020 | 6,299 | 61,219 |
2019 | 60,734 | 18,894 |
2018 | 16,103 | 9,880 |
2017 | 9,787 | 7,389 |
Prior | 21,256 | 14,538 |
Revolving | 2,566 | 3,160 |
Revolving - Term | 0 | 0 |
Total | 116,745 | 121,502 |
Commercial real estate non-owner occupied hotels & motels [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 3,428 |
2020 | 3,371 | 23,821 |
2019 | 23,614 | 18,894 |
2018 | 16,103 | 9,880 |
2017 | 9,787 | 7,389 |
Prior | 20,982 | 14,252 |
Revolving | 2,566 | 3,160 |
Revolving - Term | 0 | 0 |
Total | 76,423 | 80,824 |
Commercial real estate non-owner occupied hotels & motels [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 2,994 |
2020 | 0 | 37,398 |
2019 | 37,120 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 286 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 37,120 | 40,678 |
Commercial real estate non-owner occupied hotels & motels [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 2,928 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 274 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 3,202 | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 246 | 10,159 |
2020 | 7,587 | 19,022 |
2019 | 10,968 | 15,046 |
2018 | 14,727 | 3,986 |
2017 | 4,597 | 6,228 |
Prior | 11,528 | 5,939 |
Revolving | 222 | 170 |
Revolving - Term | 0 | 0 |
Total | 49,875 | 60,550 |
Commercial real estate non-owner occupied mini-storage [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 246 | 10,159 |
2020 | 7,587 | 19,022 |
2019 | 10,968 | 15,046 |
2018 | 14,727 | 3,986 |
2017 | 4,597 | 6,228 |
Prior | 10,403 | 4,780 |
Revolving | 222 | 170 |
Revolving - Term | 0 | 0 |
Total | 48,750 | 59,391 |
Commercial real estate non-owner occupied mini-storage [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 49 | 50 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 49 | 50 |
Commercial real estate non-owner occupied mini-storage [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 1,076 | 1,109 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 1,076 | 1,109 |
Multifamily [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 29,826 | 39,814 |
2020 | 39,141 | 28,277 |
2019 | 22,477 | 27,198 |
2018 | 26,686 | 19,294 |
2017 | 17,776 | 10,762 |
Prior | 56,447 | 47,799 |
Revolving | 4,611 | 2,844 |
Revolving - Term | 0 | 0 |
Total | 196,964 | 175,988 |
Multifamily [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 29,826 | 39,814 |
2020 | 38,647 | 27,090 |
2019 | 22,477 | 27,198 |
2018 | 26,686 | 19,294 |
2017 | 17,776 | 10,762 |
Prior | 56,402 | 47,751 |
Revolving | 4,611 | 2,844 |
Revolving - Term | 0 | 0 |
Total | 196,425 | 174,753 |
Multifamily [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 494 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 45 | 48 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 539 | 48 |
Multifamily [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 1,187 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 0 | 1,187 |
Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 18,009 | 44,359 |
2020 | 42,648 | 27,357 |
2019 | 26,981 | 11,169 |
2018 | 10,254 | 9,513 |
2017 | 9,274 | 4,860 |
Prior | 30,110 | 31,645 |
Revolving | 6,655 | 6,502 |
Revolving - Term | 0 | 0 |
Total | 143,931 | 135,405 |
Commercial real estate non-owner occupied retail [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 18,009 | 44,359 |
2020 | 42,648 | 27,357 |
2019 | 26,981 | 11,169 |
2018 | 10,254 | 9,361 |
2017 | 9,274 | 4,414 |
Prior | 28,923 | 30,381 |
Revolving | 6,655 | 6,502 |
Revolving - Term | 0 | 0 |
Total | 142,744 | 133,543 |
Commercial real estate non-owner occupied retail [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 446 |
Prior | 787 | 540 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 787 | 986 |
Commercial real estate non-owner occupied retail [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 152 |
2017 | 0 | 0 |
Prior | 400 | 724 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 400 | 876 |
Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 88,640 | 75,272 |
2020 | 75,569 | 20,483 |
2019 | 20,247 | 25,239 |
2018 | 24,576 | 10,626 |
2017 | 9,089 | 26,989 |
Prior | 56,515 | 31,717 |
Revolving | 2,264 | 1,794 |
Revolving - Term | 0 | 0 |
Total | 276,900 | 192,120 |
Commercial real estate non-owner occupied other [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 88,640 | 75,272 |
2020 | 75,569 | 20,483 |
2019 | 20,247 | 24,663 |
2018 | 24,000 | 10,626 |
2017 | 9,089 | 26,989 |
Prior | 53,302 | 28,293 |
Revolving | 2,264 | 1,794 |
Revolving - Term | 0 | 0 |
Total | 273,111 | 188,120 |
Commercial real estate non-owner occupied other [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 142 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 0 | 142 |
Commercial real estate non-owner occupied other [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 576 | 0 |
2017 | 0 | 0 |
Prior | 3,213 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 3,789 | 0 |
Commercial Real Estate Non-Owner Occupied [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 136,721 | 176,026 |
2020 | 171,244 | 156,358 |
2019 | 141,407 | 97,546 |
2018 | 92,346 | 53,299 |
2017 | 50,523 | 56,228 |
Prior | 175,856 | 131,638 |
Revolving | 16,318 | 14,470 |
Revolving - Term | 0 | 0 |
Total | 784,415 | 685,565 |
Land and Land Improvements [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 10,278 | 27,084 |
2020 | 19,348 | 25,538 |
2019 | 23,165 | 10,961 |
2018 | 7,345 | 4,149 |
2017 | 3,714 | 6,381 |
Prior | 25,902 | 23,909 |
Revolving | 12,918 | 9,320 |
Revolving - Term | 0 | 0 |
Total | 102,670 | 107,342 |
Land and Land Improvements [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 10,278 | 27,084 |
2020 | 19,190 | 25,468 |
2019 | 23,099 | 10,943 |
2018 | 7,345 | 4,149 |
2017 | 3,714 | 6,370 |
Prior | 23,426 | 21,882 |
Revolving | 12,918 | 9,320 |
Revolving - Term | 0 | 0 |
Total | 99,970 | 105,216 |
Land and Land Improvements [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 158 | 70 |
2019 | 66 | 12 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 640 | 644 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 864 | 726 |
Land and Land Improvements [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 6 |
2018 | 0 | 0 |
2017 | 0 | 11 |
Prior | 1,836 | 1,383 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 1,836 | 1,400 |
Construction Loans [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 37,312 | 50,060 |
2020 | 55,332 | 34,480 |
2019 | 41,368 | 2,833 |
2018 | 2,037 | 885 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 4,238 | 1,325 |
Revolving - Term | 0 | 0 |
Construction Loans [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Construction Loans [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 1,352 |
2019 | 0 | 0 |
2018 | 331 | 0 |
2017 | 0 | 0 |
Prior | 0 | 165 |
Revolving | 170 | 0 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 24,890 | 51,120 |
2020 | 38,904 | 31,703 |
2019 | 22,950 | 28,032 |
2018 | 23,480 | 23,876 |
2017 | 18,182 | 24,139 |
Prior | 151,564 | 146,223 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 279,970 | 305,093 |
Residential 1-4 family real estate personal residence [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 24,890 | 51,120 |
2020 | 38,904 | 31,415 |
2019 | 21,732 | 27,052 |
2018 | 22,538 | 23,069 |
2017 | 17,323 | 23,759 |
Prior | 132,657 | 126,293 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 258,044 | 282,708 |
Residential 1-4 family real estate personal residence [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 242 |
2019 | 505 | 131 |
2018 | 129 | 267 |
2017 | 400 | 254 |
Prior | 11,259 | 12,020 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 12,293 | 12,914 |
Residential 1-4 family real estate personal residence [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 46 |
2019 | 713 | 849 |
2018 | 813 | 540 |
2017 | 459 | 126 |
Prior | 7,648 | 7,910 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 9,633 | 9,471 |
Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 17,275 | 18,872 |
2020 | 16,688 | 21,529 |
2019 | 16,511 | 14,763 |
2018 | 12,999 | 10,708 |
2017 | 8,585 | 11,179 |
Prior | 41,645 | 39,266 |
Revolving | 4,566 | 4,109 |
Revolving - Term | 0 | 0 |
Total | 118,269 | 120,426 |
Residential 1-4 family real estate rental - small loan [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 17,275 | 18,762 |
2020 | 16,210 | 20,113 |
2019 | 15,794 | 14,512 |
2018 | 12,205 | 10,705 |
2017 | 8,053 | 10,941 |
Prior | 36,960 | 34,643 |
Revolving | 4,427 | 4,047 |
Revolving - Term | 0 | 0 |
Total | 110,924 | 113,723 |
Residential 1-4 family real estate rental - small loan [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 110 |
2020 | 108 | 253 |
2019 | 244 | 251 |
2018 | 253 | 3 |
2017 | 2 | 192 |
Prior | 2,074 | 1,749 |
Revolving | 122 | 62 |
Revolving - Term | 0 | 0 |
Total | 2,803 | 2,620 |
Residential 1-4 family real estate rental - small loan [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 370 | 1,163 |
2019 | 473 | 0 |
2018 | 541 | 0 |
2017 | 530 | 46 |
Prior | 2,611 | 2,874 |
Revolving | 17 | 0 |
Revolving - Term | 0 | 0 |
Total | 4,542 | 4,083 |
Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 15,289 | 16,926 |
2020 | 15,858 | 6,914 |
2019 | 5,101 | 9,456 |
2018 | 7,008 | 5,323 |
2017 | 3,487 | 9,133 |
Prior | 21,821 | 24,245 |
Revolving | 3,130 | 2,188 |
Revolving - Term | 0 | 0 |
Total | 71,694 | 74,185 |
Residential 1-4 family real estate rental - large loan [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 15,289 | 16,926 |
2020 | 15,858 | 5,484 |
2019 | 5,101 | 9,456 |
2018 | 7,008 | 5,323 |
2017 | 3,487 | 9,133 |
Prior | 17,427 | 20,515 |
Revolving | 3,130 | 2,188 |
Revolving - Term | 0 | 0 |
Total | 67,300 | 69,025 |
Residential 1-4 family real estate rental - large loan [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 1,430 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 774 | 32 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 774 | 1,462 |
Residential 1-4 family real estate rental - large loan [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 3,620 | 3,698 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 3,620 | 3,698 |
Home Equity [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 283 | 429 |
2020 | 30 | 565 |
2019 | 13 | 379 |
2018 | 23 | 570 |
2017 | 59 | 89 |
Prior | 1,799 | 2,694 |
Revolving | 70,749 | 76,862 |
Revolving - Term | 0 | 0 |
Total | 72,956 | 81,588 |
Home Equity [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 283 | 429 |
2020 | 30 | 565 |
2019 | 13 | 347 |
2018 | 23 | 502 |
2017 | 19 | 89 |
Prior | 1,302 | 2,174 |
Revolving | 68,642 | 74,974 |
Revolving - Term | 0 | 0 |
Total | 70,312 | 79,080 |
Home Equity [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 40 |
2017 | 40 | 0 |
Prior | 94 | 96 |
Revolving | 1,635 | 1,596 |
Revolving - Term | 0 | 0 |
Total | 1,769 | 1,732 |
Home Equity [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 32 |
2018 | 0 | 28 |
2017 | 0 | 0 |
Prior | 403 | 424 |
Revolving | 472 | 292 |
Revolving - Term | 0 | 0 |
Total | 875 | 776 |
Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 105,288 | 251,810 |
Revolving - Term | 0 | 0 |
Total | 105,288 | 251,810 |
Mortgage Warehouse Lines [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 105,288 | 251,810 |
Revolving - Term | 0 | 0 |
Total | 105,288 | 251,810 |
Mortgage Warehouse Lines [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 0 | 0 |
Mortgage Warehouse Lines [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 0 | 0 |
Consumer Portfolio Segment [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 8,442 | 14,021 |
2020 | 10,033 | 9,838 |
2019 | 6,936 | 4,484 |
2018 | 3,041 | 1,770 |
2017 | 1,098 | 1,358 |
Prior | 2,129 | 1,569 |
Revolving | 1,053 | 866 |
Revolving - Term | 0 | 0 |
Total | 32,732 | 33,906 |
Consumer Portfolio Segment [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 7,933 | 12,785 |
2020 | 9,227 | 9,257 |
2019 | 6,578 | 4,239 |
2018 | 2,901 | 1,609 |
2017 | 973 | 1,237 |
Prior | 2,023 | 1,516 |
Revolving | 1,016 | 822 |
Revolving - Term | 0 | 0 |
Total | 30,651 | 31,465 |
Consumer Portfolio Segment [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 464 | 991 |
2020 | 670 | 454 |
2019 | 291 | 214 |
2018 | 128 | 155 |
2017 | 120 | 70 |
Prior | 63 | 49 |
Revolving | 11 | 18 |
Revolving - Term | 0 | 0 |
Total | 1,747 | 1,951 |
Consumer Portfolio Segment [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 45 | 245 |
2020 | 136 | 127 |
2019 | 67 | 31 |
2018 | 12 | 6 |
2017 | 5 | 51 |
Prior | 43 | 4 |
Revolving | 26 | 26 |
Revolving - Term | 0 | 0 |
Total | 334 | 490 |
Credit Card Receivable [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 1,690 | 1,855 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 1,690 | 1,855 |
Credit Card Receivable [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 1,690 | 1,855 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 1,690 | 1,855 |
Credit Card Receivable [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 0 | 0 |
Credit Card Receivable [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 0 | 0 |
Bank Overdrafts [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 666 | 538 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 666 | 538 |
Bank Overdrafts [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 666 | 538 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 666 | 538 |
Bank Overdrafts [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 0 | 0 |
Bank Overdrafts [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | 0 | 0 |
Other Financing Receivable [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 2,356 | 2,393 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Total | $ 2,356 | $ 2,393 |
Loans and Allowance For Credi_6
Loans and Allowance For Credit Losses Loans (Schedule of Restructured Trouble Debt Restructuring By Class) (Details) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021contract | Jun. 30, 2020contract | Jun. 30, 2021USD ($)contract | Jun. 30, 2020USD ($)contract | |
Financing Receivable, Troubled Debt Restructuring [Line Items] | ||||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 0 | 0 | 1 |
Financing Receivable, Troubled Debt Restructuring, Premodification | $ 0 | $ 361 | ||
Financing Receivable, Troubled Debt Restructuring, Postmodification | $ 0 | $ 361 | ||
Commercial real estate owner occupied other [Member] | ||||
Financing Receivable, Troubled Debt Restructuring [Line Items] | ||||
Financing Receivable, Modifications, Number of Contracts | contract | 0 | 1 | ||
Financing Receivable, Troubled Debt Restructuring, Premodification | $ 0 | $ 361 | ||
Financing Receivable, Troubled Debt Restructuring, Postmodification | $ 0 | $ 361 |
Loans and Allowance For Credi_7
Loans and Allowance For Credit Losses Loans (Schedule of Defaults During Stated Period Of Trouble Debt Restructurings) (Details) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021USD ($)loan | Jun. 30, 2020USD ($)loan | Jun. 30, 2021USD ($)contract | Jun. 30, 2020USD ($)contract | |
Financing Receivable, Impaired [Line Items] | ||||
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | 1 | 1 | 2 | 1 |
Financing Receivable, Troubled Debt Restructuring, Subsequent Default | $ 49 | $ 361 | $ 448 | $ 361 |
Commercial real estate owner occupied other [Member] | ||||
Financing Receivable, Impaired [Line Items] | ||||
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | 0 | 1 | 0 | 1 |
Financing Receivable, Troubled Debt Restructuring, Subsequent Default | $ 0 | $ 361 | $ 0 | $ 361 |
Residential 1-4 family real estate personal residence [Member] | ||||
Financing Receivable, Impaired [Line Items] | ||||
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | 1 | 0 | 1 | 0 |
Financing Receivable, Troubled Debt Restructuring, Subsequent Default | $ 49 | $ 0 | $ 49 | $ 0 |
Residential 1-4 family real estate rental - small loan [Member] | ||||
Financing Receivable, Impaired [Line Items] | ||||
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | contract | 1 | 0 | ||
Financing Receivable, Troubled Debt Restructuring, Subsequent Default | $ 399 | $ 0 |
Loans and Allowance For Credi_8
Loans and Allowance For Credit Losses (Risk Ratings) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | $ 2,429,770 | $ 2,412,153 |
2021 | 415,270 | 548,081 |
2020 | 453,192 | 404,343 |
2019 | 361,050 | 217,038 |
2018 | 182,186 | 164,709 |
2017 | 142,019 | 142,456 |
Prior | 544,333 | 484,962 |
Revolving | 331,720 | 450,564 |
Revolving - Term | 0 | 0 |
Commercial [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 326,468 | 306,885 |
2021 | 95,889 | 113,383 |
2020 | 47,948 | 46,538 |
2019 | 36,479 | 23,107 |
2018 | 9,178 | 16,829 |
2017 | 13,502 | 11,328 |
Prior | 18,391 | 13,301 |
Revolving | 105,081 | 82,399 |
Revolving - Term | 0 | 0 |
Commercial [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 317,329 | 297,847 |
2021 | 95,452 | 112,335 |
2020 | 46,957 | 46,323 |
2019 | 36,327 | 20,936 |
2018 | 7,150 | 16,723 |
2017 | 13,413 | 11,087 |
Prior | 17,786 | 12,336 |
Revolving | 100,244 | 78,107 |
Revolving - Term | 0 | 0 |
Commercial [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 8,507 | 3,597 |
2021 | 437 | 9 |
2020 | 991 | 38 |
2019 | 33 | 1,956 |
2018 | 1,942 | 77 |
2017 | 69 | 201 |
Prior | 563 | 909 |
Revolving | 4,472 | 407 |
Revolving - Term | 0 | 0 |
Commercial [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 632 | 5,441 |
2021 | 0 | 1,039 |
2020 | 0 | 177 |
2019 | 119 | 215 |
2018 | 86 | 29 |
2017 | 20 | 40 |
Prior | 42 | 56 |
Revolving | 365 | 3,885 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied professional & medical [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 122,403 | 107,151 |
2021 | 27,222 | 20,704 |
2020 | 19,837 | 16,735 |
2019 | 15,985 | 2,540 |
2018 | 1,839 | 26,578 |
2017 | 23,410 | 3,458 |
Prior | 31,135 | 34,057 |
Revolving | 2,975 | 3,079 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied professional & medical [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 116,149 | 100,292 |
2021 | 27,222 | 19,454 |
2020 | 18,606 | 16,414 |
2019 | 15,985 | 2,540 |
2018 | 1,839 | 26,578 |
2017 | 23,410 | 3,322 |
Prior | 26,112 | 28,905 |
Revolving | 2,975 | 3,079 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied professional & medical [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 6,182 | 6,323 |
2021 | 0 | 1,171 |
2020 | 1,159 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 5,023 | 5,152 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied professional & medical [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 72 | 536 |
2021 | 0 | 79 |
2020 | 72 | 321 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 136 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied retail [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 141,703 | 126,451 |
2021 | 26,398 | 28,351 |
2020 | 27,002 | 39,071 |
2019 | 36,946 | 5,238 |
2018 | 5,653 | 10,877 |
2017 | 10,049 | 6,044 |
Prior | 32,503 | 34,271 |
Revolving | 3,152 | 2,599 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied retail [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 128,508 | 111,751 |
2021 | 26,398 | 28,351 |
2020 | 27,002 | 28,547 |
2019 | 26,503 | 5,238 |
2018 | 5,653 | 10,288 |
2017 | 9,468 | 6,041 |
Prior | 31,316 | 31,087 |
Revolving | 2,168 | 2,199 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied retail [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 1,190 | 1,259 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 432 |
2017 | 432 | 3 |
Prior | 758 | 824 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied retail [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 12,005 | 13,441 |
2021 | 0 | 0 |
2020 | 0 | 10,524 |
2019 | 10,443 | 0 |
2018 | 0 | 157 |
2017 | 149 | 0 |
Prior | 429 | 2,360 |
Revolving | 984 | 400 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied other [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 128,058 | 118,258 |
2021 | 12,915 | 28,712 |
2020 | 30,968 | 13,722 |
2019 | 14,189 | 17,699 |
2018 | 16,906 | 9,845 |
2017 | 9,410 | 13,119 |
Prior | 41,588 | 33,624 |
Revolving | 2,082 | 1,537 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied other [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 126,996 | 117,079 |
2021 | 12,854 | 28,712 |
2020 | 30,968 | 13,722 |
2019 | 14,189 | 17,699 |
2018 | 16,906 | 9,845 |
2017 | 9,410 | 13,119 |
Prior | 40,626 | 32,486 |
Revolving | 2,043 | 1,496 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied other [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 686 | 694 |
2021 | 61 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 625 | 694 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate owner occupied other [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 376 | 485 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 337 | 444 |
Revolving | 39 | 41 |
Revolving - Term | 0 | 0 |
Commercial Real Estate Owner Occupied [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 392,164 | 351,860 |
2021 | 66,535 | 77,767 |
2020 | 77,807 | 69,528 |
2019 | 67,120 | 25,477 |
2018 | 24,398 | 47,300 |
2017 | 42,869 | 22,621 |
Prior | 105,226 | 101,952 |
Revolving | 8,209 | 7,215 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 116,745 | 121,502 |
2021 | 0 | 6,422 |
2020 | 6,299 | 61,219 |
2019 | 60,734 | 18,894 |
2018 | 16,103 | 9,880 |
2017 | 9,787 | 7,389 |
Prior | 21,256 | 14,538 |
Revolving | 2,566 | 3,160 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 76,423 | 80,824 |
2021 | 0 | 3,428 |
2020 | 3,371 | 23,821 |
2019 | 23,614 | 18,894 |
2018 | 16,103 | 9,880 |
2017 | 9,787 | 7,389 |
Prior | 20,982 | 14,252 |
Revolving | 2,566 | 3,160 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 37,120 | 40,678 |
2021 | 0 | 2,994 |
2020 | 0 | 37,398 |
2019 | 37,120 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 286 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied hotels & motels [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 3,202 | 0 |
2021 | 0 | 0 |
2020 | 2,928 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 274 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 49,875 | 60,550 |
2021 | 246 | 10,159 |
2020 | 7,587 | 19,022 |
2019 | 10,968 | 15,046 |
2018 | 14,727 | 3,986 |
2017 | 4,597 | 6,228 |
Prior | 11,528 | 5,939 |
Revolving | 222 | 170 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 48,750 | 59,391 |
2021 | 246 | 10,159 |
2020 | 7,587 | 19,022 |
2019 | 10,968 | 15,046 |
2018 | 14,727 | 3,986 |
2017 | 4,597 | 6,228 |
Prior | 10,403 | 4,780 |
Revolving | 222 | 170 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 49 | 50 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 49 | 50 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied mini-storage [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 1,076 | 1,109 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 1,076 | 1,109 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Multifamily [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 196,964 | 175,988 |
2021 | 29,826 | 39,814 |
2020 | 39,141 | 28,277 |
2019 | 22,477 | 27,198 |
2018 | 26,686 | 19,294 |
2017 | 17,776 | 10,762 |
Prior | 56,447 | 47,799 |
Revolving | 4,611 | 2,844 |
Revolving - Term | 0 | 0 |
Multifamily [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 196,425 | 174,753 |
2021 | 29,826 | 39,814 |
2020 | 38,647 | 27,090 |
2019 | 22,477 | 27,198 |
2018 | 26,686 | 19,294 |
2017 | 17,776 | 10,762 |
Prior | 56,402 | 47,751 |
Revolving | 4,611 | 2,844 |
Revolving - Term | 0 | 0 |
Multifamily [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 539 | 48 |
2021 | 0 | 0 |
2020 | 494 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 45 | 48 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Multifamily [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 0 | 1,187 |
2021 | 0 | 0 |
2020 | 0 | 1,187 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied retail [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 143,931 | 135,405 |
2021 | 18,009 | 44,359 |
2020 | 42,648 | 27,357 |
2019 | 26,981 | 11,169 |
2018 | 10,254 | 9,513 |
2017 | 9,274 | 4,860 |
Prior | 30,110 | 31,645 |
Revolving | 6,655 | 6,502 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied retail [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 142,744 | 133,543 |
2021 | 18,009 | 44,359 |
2020 | 42,648 | 27,357 |
2019 | 26,981 | 11,169 |
2018 | 10,254 | 9,361 |
2017 | 9,274 | 4,414 |
Prior | 28,923 | 30,381 |
Revolving | 6,655 | 6,502 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied retail [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 787 | 986 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 446 |
Prior | 787 | 540 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied retail [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 400 | 876 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 152 |
2017 | 0 | 0 |
Prior | 400 | 724 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied other [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 276,900 | 192,120 |
2021 | 88,640 | 75,272 |
2020 | 75,569 | 20,483 |
2019 | 20,247 | 25,239 |
2018 | 24,576 | 10,626 |
2017 | 9,089 | 26,989 |
Prior | 56,515 | 31,717 |
Revolving | 2,264 | 1,794 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied other [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 273,111 | 188,120 |
2021 | 88,640 | 75,272 |
2020 | 75,569 | 20,483 |
2019 | 20,247 | 24,663 |
2018 | 24,000 | 10,626 |
2017 | 9,089 | 26,989 |
Prior | 53,302 | 28,293 |
Revolving | 2,264 | 1,794 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied other [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 0 | 142 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 142 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied other [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 3,789 | 0 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 576 | 0 |
2017 | 0 | 0 |
Prior | 3,213 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Commercial real estate non-owner occupied other [Member] | Doubtful | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 3,858 | |
2021 | 0 | |
2020 | 0 | |
2019 | 576 | |
2018 | 0 | |
2017 | 0 | |
Prior | 3,282 | |
Revolving | 0 | |
Revolving - Term | 0 | |
Land and Land Improvements [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 102,670 | 107,342 |
2021 | 10,278 | 27,084 |
2020 | 19,348 | 25,538 |
2019 | 23,165 | 10,961 |
2018 | 7,345 | 4,149 |
2017 | 3,714 | 6,381 |
Prior | 25,902 | 23,909 |
Revolving | 12,918 | 9,320 |
Revolving - Term | 0 | 0 |
Land and Land Improvements [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 99,970 | 105,216 |
2021 | 10,278 | 27,084 |
2020 | 19,190 | 25,468 |
2019 | 23,099 | 10,943 |
2018 | 7,345 | 4,149 |
2017 | 3,714 | 6,370 |
Prior | 23,426 | 21,882 |
Revolving | 12,918 | 9,320 |
Revolving - Term | 0 | 0 |
Land and Land Improvements [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 864 | 726 |
2021 | 0 | 0 |
2020 | 158 | 70 |
2019 | 66 | 12 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 640 | 644 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Land and Land Improvements [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 1,836 | 1,400 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 6 |
2018 | 0 | 0 |
2017 | 0 | 11 |
Prior | 1,836 | 1,383 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Construction | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 140,788 | 91,100 |
2021 | 37,312 | 50,060 |
2020 | 55,332 | 35,832 |
2019 | 41,368 | 2,833 |
2018 | 2,368 | 885 |
2017 | 0 | 0 |
Prior | 0 | 165 |
Revolving | 4,408 | 1,325 |
Revolving - Term | 0 | 0 |
Construction | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 140,287 | 89,583 |
Construction | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 0 | 0 |
Construction | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 501 | 1,517 |
Construction And Development Financial Receivable [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 243,458 | 198,442 |
2021 | 47,590 | 77,144 |
2020 | 74,680 | 61,370 |
2019 | 64,533 | 13,794 |
2018 | 9,713 | 5,034 |
2017 | 3,714 | 6,381 |
Prior | 25,902 | 24,074 |
Revolving | 17,326 | 10,645 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 279,970 | 305,093 |
2021 | 24,890 | 51,120 |
2020 | 38,904 | 31,703 |
2019 | 22,950 | 28,032 |
2018 | 23,480 | 23,876 |
2017 | 18,182 | 24,139 |
Prior | 151,564 | 146,223 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 258,044 | 282,708 |
2021 | 24,890 | 51,120 |
2020 | 38,904 | 31,415 |
2019 | 21,732 | 27,052 |
2018 | 22,538 | 23,069 |
2017 | 17,323 | 23,759 |
Prior | 132,657 | 126,293 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 12,293 | 12,914 |
2021 | 0 | 0 |
2020 | 0 | 242 |
2019 | 505 | 131 |
2018 | 129 | 267 |
2017 | 400 | 254 |
Prior | 11,259 | 12,020 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate personal residence [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 9,633 | 9,471 |
2021 | 0 | 0 |
2020 | 0 | 46 |
2019 | 713 | 849 |
2018 | 813 | 540 |
2017 | 459 | 126 |
Prior | 7,648 | 7,910 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate rental - small loan [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 118,269 | 120,426 |
2021 | 17,275 | 18,872 |
2020 | 16,688 | 21,529 |
2019 | 16,511 | 14,763 |
2018 | 12,999 | 10,708 |
2017 | 8,585 | 11,179 |
Prior | 41,645 | 39,266 |
Revolving | 4,566 | 4,109 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate rental - small loan [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 110,924 | 113,723 |
2021 | 17,275 | 18,762 |
2020 | 16,210 | 20,113 |
2019 | 15,794 | 14,512 |
2018 | 12,205 | 10,705 |
2017 | 8,053 | 10,941 |
Prior | 36,960 | 34,643 |
Revolving | 4,427 | 4,047 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate rental - small loan [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 2,803 | 2,620 |
2021 | 0 | 110 |
2020 | 108 | 253 |
2019 | 244 | 251 |
2018 | 253 | 3 |
2017 | 2 | 192 |
Prior | 2,074 | 1,749 |
Revolving | 122 | 62 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate rental - small loan [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 4,542 | 4,083 |
2021 | 0 | 0 |
2020 | 370 | 1,163 |
2019 | 473 | 0 |
2018 | 541 | 0 |
2017 | 530 | 46 |
Prior | 2,611 | 2,874 |
Revolving | 17 | 0 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate rental - large loan [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 71,694 | 74,185 |
2021 | 15,289 | 16,926 |
2020 | 15,858 | 6,914 |
2019 | 5,101 | 9,456 |
2018 | 7,008 | 5,323 |
2017 | 3,487 | 9,133 |
Prior | 21,821 | 24,245 |
Revolving | 3,130 | 2,188 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate rental - large loan [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 67,300 | 69,025 |
2021 | 15,289 | 16,926 |
2020 | 15,858 | 5,484 |
2019 | 5,101 | 9,456 |
2018 | 7,008 | 5,323 |
2017 | 3,487 | 9,133 |
Prior | 17,427 | 20,515 |
Revolving | 3,130 | 2,188 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate rental - large loan [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 774 | 1,462 |
2021 | 0 | 0 |
2020 | 0 | 1,430 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 774 | 32 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Residential 1-4 family real estate rental - large loan [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 3,620 | 3,698 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 3,620 | 3,698 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Home Equity [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 72,956 | 81,588 |
2021 | 283 | 429 |
2020 | 30 | 565 |
2019 | 13 | 379 |
2018 | 23 | 570 |
2017 | 59 | 89 |
Prior | 1,799 | 2,694 |
Revolving | 70,749 | 76,862 |
Revolving - Term | 0 | 0 |
Home Equity [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 70,312 | 79,080 |
2021 | 283 | 429 |
2020 | 30 | 565 |
2019 | 13 | 347 |
2018 | 23 | 502 |
2017 | 19 | 89 |
Prior | 1,302 | 2,174 |
Revolving | 68,642 | 74,974 |
Revolving - Term | 0 | 0 |
Home Equity [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 1,769 | 1,732 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 40 |
2017 | 40 | 0 |
Prior | 94 | 96 |
Revolving | 1,635 | 1,596 |
Revolving - Term | 0 | 0 |
Home Equity [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 875 | 776 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 32 |
2018 | 0 | 28 |
2017 | 0 | 0 |
Prior | 403 | 424 |
Revolving | 472 | 292 |
Revolving - Term | 0 | 0 |
Residental 1-4 Family Real Estate | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 542,889 | 581,292 |
2021 | 57,737 | 87,347 |
2020 | 71,480 | 60,711 |
2019 | 44,575 | 52,630 |
2018 | 43,510 | 40,477 |
2017 | 30,313 | 44,540 |
Prior | 216,829 | 212,428 |
Revolving | 78,445 | 83,159 |
Revolving - Term | 0 | 0 |
Mortgage Warehouse Lines [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 105,288 | 251,810 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 105,288 | 251,810 |
Revolving - Term | 0 | 0 |
Mortgage Warehouse Lines [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 105,288 | 251,810 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 105,288 | 251,810 |
Revolving - Term | 0 | 0 |
Mortgage Warehouse Lines [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 0 | 0 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Mortgage Warehouse Lines [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 0 | 0 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Consumer Portfolio Segment [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 32,732 | 33,906 |
2021 | 8,442 | 14,021 |
2020 | 10,033 | 9,838 |
2019 | 6,936 | 4,484 |
2018 | 3,041 | 1,770 |
2017 | 1,098 | 1,358 |
Prior | 2,129 | 1,569 |
Revolving | 1,053 | 866 |
Revolving - Term | 0 | 0 |
Consumer Portfolio Segment [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 30,651 | 31,465 |
2021 | 7,933 | 12,785 |
2020 | 9,227 | 9,257 |
2019 | 6,578 | 4,239 |
2018 | 2,901 | 1,609 |
2017 | 973 | 1,237 |
Prior | 2,023 | 1,516 |
Revolving | 1,016 | 822 |
Revolving - Term | 0 | 0 |
Consumer Portfolio Segment [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 1,747 | 1,951 |
2021 | 464 | 991 |
2020 | 670 | 454 |
2019 | 291 | 214 |
2018 | 128 | 155 |
2017 | 120 | 70 |
Prior | 63 | 49 |
Revolving | 11 | 18 |
Revolving - Term | 0 | 0 |
Consumer Portfolio Segment [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 334 | 490 |
2021 | 45 | 245 |
2020 | 136 | 127 |
2019 | 67 | 31 |
2018 | 12 | 6 |
2017 | 5 | 51 |
Prior | 43 | 4 |
Revolving | 26 | 26 |
Revolving - Term | 0 | 0 |
Credit Card Receivable [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 1,690 | 1,855 |
2021 | 1,690 | 1,855 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Credit Card Receivable [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 1,690 | 1,855 |
2021 | 1,690 | 1,855 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Credit Card Receivable [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 0 | 0 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Credit Card Receivable [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 0 | 0 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Bank Overdrafts [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 666 | 538 |
2021 | 666 | 538 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Bank Overdrafts [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 666 | 538 |
2021 | 666 | 538 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Bank Overdrafts [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 0 | 0 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Bank Overdrafts [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 0 | 0 |
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Other Financing Receivable [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 2,356 | 2,393 |
2021 | 2,356 | 2,393 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Construction Loans [Member] | Pass [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 37,312 | 50,060 |
2020 | 55,332 | 34,480 |
2019 | 41,368 | 2,833 |
2018 | 2,037 | 885 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 4,238 | 1,325 |
Revolving - Term | 0 | 0 |
Construction Loans [Member] | Special Mention [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 0 |
2019 | 0 | 0 |
2018 | 0 | 0 |
2017 | 0 | 0 |
Prior | 0 | 0 |
Revolving | 0 | 0 |
Revolving - Term | 0 | 0 |
Construction Loans [Member] | Substandard [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
2021 | 0 | 0 |
2020 | 0 | 1,352 |
2019 | 0 | 0 |
2018 | 331 | 0 |
2017 | 0 | 0 |
Prior | 0 | 165 |
Revolving | 170 | 0 |
Revolving - Term | 0 | 0 |
Commercial Real Estate Non-Owner Occupied [Member] | ||
Financing Receivable, Credit Quality Indicator [Line Items] | ||
Financing Receivable, before Allowance for Credit Loss | 784,415 | 685,565 |
2021 | 136,721 | 176,026 |
2020 | 171,244 | 156,358 |
2019 | 141,407 | 97,546 |
2018 | 92,346 | 53,299 |
2017 | 50,523 | 56,228 |
Prior | 175,856 | 131,638 |
Revolving | 16,318 | 14,470 |
Revolving - Term | $ 0 | $ 0 |
Goodwill And Other Intangible_3
Goodwill And Other Intangible Assets (Summary Of Goodwill Activity) (Details) $ in Thousands | 6 Months Ended |
Jun. 30, 2021USD ($) | |
Goodwill [Roll Forward] | |
Goodwill, Transfers | $ (479) |
Community Banking [Member] | |
Goodwill [Roll Forward] | |
Goodwill, beginning balance | 45,495 |
Goodwill, Acquired During Period | 0 |
Goodwill, ending balance | $ 45,016 |
Goodwill And Other Intangible_4
Goodwill And Other Intangible Assets (Summary Of Other Intangible Assets) (Details) - Community Banking [Member] - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Goodwill [Line Items] | ||
Identifiable intangible assets, Gross carrying amount | $ 15,650 | $ 15,650 |
Identifiable intangible assets, Less: accumulated amortization | (6,808) | (6,022) |
Identifiable intangible assets, Net carrying amount | $ 8,842 | $ 9,628 |
Goodwill And Other Intangible_5
Goodwill And Other Intangible Assets (Narrative) (Details) - USD ($) | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Goodwill and Intangible Assets Disclosure [Abstract] | ||||
Recorded amortization expense | $ 382,000 | $ 410,000 | $ 787,000 | $ 839,000 |
Goodwill And Other Intangible_6
Goodwill And Other Intangible Assets Schedule of Amortization Expense (Details) - Core Deposits [Member] $ in Thousands | Jun. 30, 2021USD ($) |
Schedule of Amortization of Intangibles [Line Items] | |
Finite-Lived Intangible Asset, Expected Amortization, Year One | $ 761 |
Finite-Lived Intangible Asset, Expected Amortization, Year Two | 1,409 |
Finite-Lived Intangible Asset, Expected Amortization, Year Three | 1,272 |
Finite-Lived Intangible Asset, Expected Amortization, Year Four | 1,134 |
Finite-Lived Intangible Asset, Expected Amortization, Year Five | 998 |
Finite-Lived Intangible Asset, Expected Amortization, after Year Five | $ 3,198 |
Deposits (Narrative) (Details)
Deposits (Narrative) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Deposits [Abstract] | ||
Time Deposits, at or Above FDIC Insurance Limit | $ 107,500 | $ 81,400 |
Time deposits acquired through a third party (brokered deposits) | $ 23,500 | $ 55,500 |
Borrowed Funds (Summary Of Shor
Borrowed Funds (Summary Of Short-Term Borrowings) (Details) - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020 | ||
Debt Instrument [Line Items] | ||||
Beginning Balance | $ 140,146 | $ 140,146 | [1] | |
Short-term FHLB Advances [Member] | ||||
Debt Instrument [Line Items] | ||||
Beginning Balance | 140,000 | $ 90,800 | 140,000 | |
Average balance outstanding for the period | 140,000 | 107,530 | 130,241 | |
Maximum balance outstanding at any month end during period | $ 140,000 | $ 161,600 | $ 215,700 | |
Weighted average interest rate for the period | 0.35% | 1.10% | 0.67% | |
Weighted average interest rate for balances outstanding | 0.31% | 0.39% | 0.35% | |
Federal Funds Purchased and Lines of Credit [Member] | ||||
Debt Instrument [Line Items] | ||||
Beginning Balance | $ 146 | $ 145 | $ 146 | |
Average balance outstanding for the period | 146 | 145 | 170 | |
Maximum balance outstanding at any month end during period | $ 146 | $ 145 | $ 146 | |
Weighted average interest rate for the period | 0.25% | 0.83% | 0.50% | |
Weighted average interest rate for balances outstanding | 0.25% | 0.25% | 0.25% | |
[1] | Derived from audited consolidated financial statements |
Borrowed Funds (Long-term Borro
Borrowed Funds (Long-term Borrowings) (Narrative) (Details) - USD ($) | 3 Months Ended | ||
Jun. 30, 2020 | Jun. 30, 2021 | Dec. 31, 2020 | |
Debt Disclosure [Abstract] | |||
Long-term borrowings | $ 689,000 | $ 699,000 | |
Average interest rate paid on long-term borrowings | 5.34% | 5.34% | |
Federal Home Loan Bank Collateral Amount for Advances | $ 1,420,000,000 | ||
Debt Instrument, Basis Spread on Variable Rate | 487.00% |
Borrowed Funds (Subordinated De
Borrowed Funds (Subordinated Debentures Owed to Unconsolidated Subsidiary Trusts) (Narrative) (Details) $ in Thousands | 6 Months Ended | |||
Jun. 30, 2021USD ($)trust | Jun. 30, 2020USD ($) | Dec. 31, 2020USD ($) | [1] | |
Debt Instrument [Line Items] | ||||
Number of statutory business trusts | trust | 3 | |||
Subordinated debentures owed to unconsolidated subsidiary trusts | $ 19,589 | $ 19,589 | ||
Proceeds from issuance of common stock, net of issuance costs | $ 142 | $ 33 | ||
Trust preferred securities limited to tier one capital elements, net of goodwill | 25.00% | |||
[1] | Derived from audited consolidated financial statements |
Borrowed Funds (Summary Of The
Borrowed Funds (Summary Of The Maturities Of All Long-Term Borrowings And Subordinated Debentures) (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Total | $ 689 | $ 699 |
Long-term Debt [Member] | ||
2021 | 10 | |
2022 | 21 | |
2023 | 22 | |
2024 | 23 | |
2025 | 24 | |
Thereafter | 589 | |
Total | 689 | |
Subordinated debentures owed to unconsolidated subsidiary trusts [Member] | ||
2021 | 0 | |
2022 | 0 | |
2023 | 0 | |
2024 | 0 | |
2025 | 0 | |
Thereafter | 19,589 | |
Total | 19,589 | |
Subordinated Debt | ||
2021 | 0 | |
2022 | 0 | |
2023 | 0 | |
2024 | 0 | |
2025 | 0 | |
Thereafter | 30,000 | |
Total | $ 30,000 |
Borrowed Funds (Subordinated _2
Borrowed Funds (Subordinated Debentures) (Narrative) (Details) $ in Thousands | 3 Months Ended |
Jun. 30, 2020USD ($) | |
Debt Disclosure [Abstract] | |
Subordinated Debt not Net of Issuance Costs | $ 30,000 |
Debt Issuance Costs, Net | $ 664 |
Number of Maturity Years Remaining to Qualify as Tier 2 Capital | 5 years |
Percent Reduction Each Year to Tier 2 Capital until Subordinated Debt Maturity Date | 20.00% |
Subordinated Borrowing, Interest Rate | 5.00% |
Debt Instrument, Basis Spread on Variable Rate | 487.00% |
Subordinated Debenture Term | 10 years |
Number of Years Subordinated Debt not Pre-Payable | 5 years |
Share Based Compensation Share
Share Based Compensation Share Based Compensation (Narrative) (Details) - USD ($) | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2020 | Mar. 31, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
Share-based Payment Arrangement, Expense | $ 252,000 | $ 323,000 | ||
Share-based Payment Arrangement, Expense, Tax Benefit | $ 61,000 | $ 78,000 | ||
Stock Issued During Period, Shares, Restricted Stock Award, Gross | 10,995 | 1,846 | ||
Years for Unrecognized Compensation Expense Expected to be Recognized on Nonvested Awards | 1 year 8 months 8 days | |||
Unrecognized Compensation Expense Nonvested Awards | $ 1,010,000 | |||
Restricted Stock Units (RSUs) [Member] | ||||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period | 4 years | 2 years | ||
Minimum [Member] | Restricted Stock Units (RSUs) [Member] | ||||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period | 3 years | |||
Maximum [Member] | Restricted Stock Units (RSUs) [Member] | ||||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period | 5 years |
Share Based Compensation (Summa
Share Based Compensation (Summary Of Activity In Stock Option Plans) (Details) - USD ($) $ / shares in Units, $ in Thousands | 6 Months Ended | |
Jun. 30, 2021 | Jun. 30, 2020 | |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward] | ||
Outstanding Options, Exercised | (380) | |
Employee Stock Option and Stock Appreciation Rights (SARs) [Member] | ||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value | $ 1,103 | $ 529 |
Share-based Payment Arrangement, Option, Exercise Price Range, Outstanding, Weighted Average Remaining Contractual Term | 5 years 10 months 6 days | 6 years 9 months 29 days |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number | 218,216 | 179,375 |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value | $ 1,103 | $ 529 |
Share-based Payment Arrangement, Option, Exercise Price Range, Exercisable, Weighted Average Remaining Contractual Term | 5 years 2 months 4 days | 5 years 9 months 7 days |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price | $ 18.53 | $ 17.03 |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward] | ||
Outstanding Options, Beginning Balance | 329,203 | 330,703 |
Outstanding Options, Granted | 0 | 0 |
Outstanding Options, Exercised | (800) | 0 |
Outstanding Options, Forfeited | 0 | 0 |
Outstanding Options, Expired | 0 | 0 |
Outstanding Options, Ending Balance | 328,403 | 330,703 |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract] | ||
Outstanding, Weighted-Average Exercise Price, Beginning Balance | $ 20.47 | $ 20.44 |
Outstanding, Weighted-Average Exercise Price, Granted | 0 | 0 |
Outstanding, Weighted-Average Exercise Price, Exercised | 12.01 | 0 |
Outstanding, Weighted-Average Exercise Price, Forfeited | 0 | 0 |
Outstanding, Weighted-Average Exercise Price, Expired | 0 | 0 |
Outstanding, Weighted-Average Exercise Price, Ending Balance | $ 20.49 | $ 20.44 |
Share Based Compensation Schedu
Share Based Compensation Schedule of Share-based Compensation, Restricted Stock Units Award Activity (Details) - $ / shares | 3 Months Ended | 6 Months Ended | ||||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020 | Dec. 31, 2019 | |
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period | (3,400) | (651) | (3,400) | (651) | ||
Restricted Stock Units (RSUs) [Member] | ||||||
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number | 12,286 | 15,082 | 12,286 | 15,082 | 15,686 | 2,892 |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value | $ 20.62 | $ 20.45 | $ 20.62 | $ 20.45 | $ 20.40 | $ 25.93 |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period | 0 | 12,841 | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value | $ 0 | $ 18.19 | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period | 0 | 0 | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value | $ 0 | $ 0 | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period | (3,400) | (651) | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value | $ 19.61 | $ 25.60 |
Commitments And Contingencies_2
Commitments And Contingencies (Details) $ in Thousands | Jun. 30, 2021USD ($) |
Loss Contingencies [Line Items] | |
Total unfunded commitments | $ 558,046 |
Revolving Home Equity And Credit Card Lines [Member] | |
Loss Contingencies [Line Items] | |
Total unfunded commitments | 92,035 |
Construction [Member] | |
Loss Contingencies [Line Items] | |
Total unfunded commitments | 162,749 |
Other Loans [Member] | |
Loss Contingencies [Line Items] | |
Total unfunded commitments | 280,803 |
Standby Letters Of Credit [Member] | |
Loss Contingencies [Line Items] | |
Total unfunded commitments | $ 22,459 |
Commitments And Contingencies C
Commitments And Contingencies Commitments and Contingencies (Narrative) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | |||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020 | |
Commitments and Contingencies Disclosure [Abstract] | |||||
Off-Balance Sheet, Credit Loss, Liability | $ 4,660 | $ 4,660 | $ 4,190 | ||
Provision for credit losses | 1,000 | $ 3,000 | 2,500 | $ 8,250 | |
Provision for Credit Losses on Unfunded Commitments | $ 955 | $ 493 | $ 470 | $ 1,000 |
Preferred Stock (Narrative) (De
Preferred Stock (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands | Apr. 30, 2021 | Jun. 30, 2021 | Dec. 31, 2020 |
Text Block [Abstract] | |||
Preferred Stock, Shares Issued | 1,500 | 1,500 | |
Preferred Stock, Value, Outstanding | $ 15,000 | ||
Preferred Stock, Par or Stated Value Per Share | $ 1 | $ 1 | $ 1 |
Preferred Stock, Liquidation Preference Per Share | $ 10,000 | ||
Preferred Stock, Dividend Rate, Percentage | 6.00% |
Regulatory Matters (Narrative)
Regulatory Matters (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands | Apr. 30, 2021 | Jun. 30, 2021 | Dec. 31, 2020 |
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] | |||
Preferred Stock, Shares Issued | 1,500 | 1,500 | |
Preferred Stock, Value, Outstanding | $ 15,000 | ||
Preferred Stock, Par or Stated Value Per Share | $ 1 | $ 1 | $ 1 |
Preferred Stock, Liquidation Preference Per Share | $ 10,000 | ||
Preferred Stock, Dividend Rate, Percentage | 6.00% |
Regulatory Matters (Summary Of
Regulatory Matters (Summary Of Actual Capital Amounts And Ratios) (Details) $ in Thousands | Jun. 30, 2021USD ($) | Dec. 31, 2020USD ($) |
Summit [Member] | ||
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] | ||
CET1 (to risk weighted assets), Actual Amount | $ 252,637 | $ 233,768 |
CET1 (to risk weighted assets), Actual Ratio | 0.096 | 0.093 |
Tier I Capital (to risk weighted assets), Actual Amount | $ 286,557 | $ 252,768 |
Tier I Capital (to risk weighted assets), Actual Ratio | 0.109 | 0.100 |
Total Capital (to risk weighted assets), Actual Amount | $ 341,225 | $ 305,309 |
Total Capital (to risk weighted assets), Actual Ratio | 0.130 | 0.121 |
Tier I Capital (to average assets), Actual Amount | $ 286,557 | $ 252,768 |
Tier I Capital (to average assets), Actual Ratio | 0.089 | 0.086 |
Summit Community [Member] | ||
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] | ||
CET1 (to risk weighted assets), Actual Amount | $ 313,592 | $ 279,540 |
CET1 (to risk weighted assets), Actual Ratio | 0.119 | 0.111 |
CET1 (to risk weighted assets), Minimum Required Capital, Amount | $ 184,466 | $ 176,286 |
CET1 (to risk weighted assets), Minimum Required Capital, Ratio | 7.00% | 7.00% |
CET1 (to risk weighted assets), Minimum Required To Be Well Capitalized, Amount | $ 171,290 | $ 163,695 |
CET1 (to risk weighted assets), Minimum Required To Be Well Capitalized, Ratio | 6.50% | 6.50% |
Tier I Capital (to risk weighted assets), Actual Amount | $ 313,592 | $ 279,540 |
Tier I Capital (to risk weighted assets), Actual Ratio | 0.119 | 0.111 |
Tier I Capital (to risk weighted assets), Minimum Required Capital, Amount | $ 223,994 | $ 214,062 |
Tier I Capital (to risk weighted assets), Minimum Required Capital, Ratio | 0.085 | 0.085 |
Tier I Capital (to risk weighted assets), Minimum Required To Be Well Capitalized, Amount | $ 210,818 | $ 201,470 |
Tier I Capital (to risk weighted assets), Minimum Required To Be Well Capitalized, Ratio | 0.080 | 0.080 |
Total Capital (to risk weighted assets), Actual Amount | $ 338,828 | $ 302,716 |
Total Capital (to risk weighted assets), Actual Ratio | 0.129 | 0.120 |
Total Capital (to risk weighted assets), Minimum Required Capital, Amount | $ 275,790 | $ 264,877 |
Total Capital (to risk weighted assets), Minimum Required Capital, Ratio | 0.105 | 0.105 |
Total Capital (to risk weighted assets), Minimum Required To Be Well Capitalized, Amount | $ 262,657 | $ 252,263 |
Total Capital (to risk weighted assets), Minimum Required To Be Well Capitalized, Ratio | 0.100 | 0.100 |
Tier I Capital (to average assets), Actual Amount | $ 313,592 | $ 279,540 |
Tier I Capital (to average assets), Actual Ratio | 0.097 | 0.095 |
Tier I Capital (to average assets), Minimum Required Capital, Amount | $ 129,316 | $ 117,701 |
Tier I Capital (to average assets), Minimum Required Capital, Ratio | 0.040 | 0.040 |
Tier I Capital (to average assets), Minimum Required To Be Well Capitalized, Amount | $ 161,645 | $ 147,126 |
Tier I Capital (to average assets), Minimum Required To Be Well Capitalized, Ratio | 0.050 | 0.050 |
Derivative Financial Instrume_3
Derivative Financial Instruments (Narrative) (Details) $ in Thousands | Jun. 30, 2021USD ($)contract |
Cash Flow Hedges | |
Derivative [Line Items] | |
Number of forward-starting, pay-fixed/receive LIBOR interest rate swaps | contract | 3 |
Interest Rate Swap Maturing October 18 2021 | |
Derivative [Line Items] | |
Derivative Liability, Notional Amount | $ 40,000 |
Notional Amount | $ 40,000 |
Derivative, swaption interest rate | 2.19% |
Interest Rate Swap Maturing October 18 2023 [Member] | |
Derivative [Line Items] | |
Derivative Liability, Notional Amount | $ 20,000 |
Notional Amount | $ 20,000 |
Derivative, swaption interest rate | 1.07% |
Interest Rate Swap Maturing October 18 2024 [Member] | |
Derivative [Line Items] | |
Derivative Liability, Notional Amount | $ 20,000 |
Notional Amount | $ 20,000 |
Derivative, swaption interest rate | 1.1055% |
Interest Rate Cap [Member] | |
Derivative [Line Items] | |
Number of forward-starting, pay-fixed/receive LIBOR interest rate swaps | contract | 2 |
Interest Rate Cap Maturing April 18, 2030 | |
Derivative [Line Items] | |
Derivative, Cap Interest Rate | 0.75% |
Derivative Liability, Notional Amount | $ 100,000 |
Notional Amount | $ 100,000 |
Interest Rate Cap Maturing December 18, 2025 | |
Derivative [Line Items] | |
Derivative, Cap Interest Rate | 0.50% |
Derivative Liability, Notional Amount | $ 100,000 |
Notional Amount | $ 100,000 |
Fair Value Hedging | |
Derivative [Line Items] | |
Number of forward-starting, pay-fixed/receive LIBOR interest rate swaps | contract | 2 |
Fair Value Hedging | Commercial Real Estate [Member] | |
Derivative [Line Items] | |
Derivative Asset, Notional Amount | $ 21,300 |
Derivative Financial Instrume_4
Derivative Financial Instruments (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | |
Mar. 31, 2021 | Jun. 30, 2021 | Dec. 31, 2020 | |
Derivative [Line Items] | |||
Document Period End Date | Jun. 30, 2021 | ||
Short-term Debt [Member] | Cash Flow Hedges | Interest Rate Swap [Member] | |||
Derivative [Line Items] | |||
Derivative Liability, Notional Amount | $ 80,000 | $ 80,000 | |
Cash Flow Hedge Derivative Instrument Assets at Fair Value | 0 | 0 | |
Cash Flow Hedge Derivative Instrument Liabilities at Fair Value | 769 | 1,457 | |
Gain (Loss) on Cash Flow Hedge Ineffectiveness, Net | $ 0 | 0 | |
Short-term Debt [Member] | Cash Flow Hedges | Interest Rate Cap [Member] | |||
Derivative [Line Items] | |||
Derivative Liability, Notional Amount | 100,000 | 100,000 | |
Cash Flow Hedge Derivative Instrument Assets at Fair Value | 7,938 | 5,652 | |
Cash Flow Hedge Derivative Instrument Liabilities at Fair Value | 0 | 0 | |
Gain (Loss) on Cash Flow Hedge Ineffectiveness, Net | 0 | 0 | |
Commercial Real Estate [Member] | Fair Value Hedges | |||
Derivative [Line Items] | |||
Derivative Asset, Notional Amount | 21,300 | ||
Commercial Real Estate [Member] | Fair Value Hedges | Interest Rate Swap [Member] | |||
Derivative [Line Items] | |||
Derivative Asset, Notional Amount | 17,874 | 18,192 | |
Derivative Fair Value, Asset | 0 | 0 | |
Derivative Fair Value, Liability | 876 | 1,290 | |
Net Ineffectiveness Hedge Gains/(Losses) | 0 | 0 | |
Indexed Interest Bearing Demand Deposit Accounts | Cash Flow Hedges | Interest Rate Cap [Member] | |||
Derivative [Line Items] | |||
Derivative Liability, Notional Amount | 100,000 | 100,000 | |
Cash Flow Hedge Derivative Instrument Assets at Fair Value | 1,947 | 1,001 | |
Cash Flow Hedge Derivative Instrument Liabilities at Fair Value | 0 | $ 0 | |
Gain (Loss) on Cash Flow Hedge Ineffectiveness, Net | $ 0 | $ 0 |
Acquisitions (Narrative) (Detai
Acquisitions (Narrative) (Details) - MVB [Member] - Subsequent Event $ in Millions | Jul. 10, 2021USD ($) |
Business Acquisition [Line Items] | |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits | $ 163 |
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans | $ 54 |
Accumulated Other Comprehensi_3
Accumulated Other Comprehensive Income (Loss) Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | |||||||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | Mar. 31, 2021 | Dec. 31, 2020 | Mar. 31, 2020 | Dec. 31, 2019 | ||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||||||
Stockholders' Equity Attributable to Parent | $ 315,207 | $ 263,431 | $ 315,207 | $ 263,431 | $ 293,445 | $ 281,580 | [1] | $ 256,025 | $ 247,764 |
Other Comprehensive Income (Loss), Net of Tax | (1,717) | 2,491 | 1,656 | 787 | |||||
Accumulated Pension Plan Adjustment Net Unamortized Gain Loss [Member] | |||||||||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||||||
Stockholders' Equity Attributable to Parent | (199) | (140) | (199) | (140) | (199) | (199) | (140) | (140) | |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 0 | 0 | 0 | 0 | |||||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | 0 | 0 | 0 | 0 | |||||
Other Comprehensive Income (Loss), Net of Tax | 0 | 0 | 0 | 0 | |||||
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member] | |||||||||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||||||
Stockholders' Equity Attributable to Parent | (40) | 48 | (40) | 48 | (40) | (40) | 48 | 48 | |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 0 | 0 | 0 | 0 | |||||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | 0 | 0 | 0 | 0 | |||||
Other Comprehensive Income (Loss), Net of Tax | 0 | 0 | 0 | 0 | |||||
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member] | |||||||||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||||||
Stockholders' Equity Attributable to Parent | 2,163 | (2,417) | 2,163 | (2,417) | 4,958 | (1,132) | (1,602) | (518) | |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | (2,795) | (815) | 3,295 | (1,899) | |||||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | 0 | 0 | 0 | 0 | |||||
Other Comprehensive Income (Loss), Net of Tax | (2,795) | (815) | 3,295 | (1,899) | |||||
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member] | |||||||||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||||||
Stockholders' Equity Attributable to Parent | 5,177 | 5,831 | 5,177 | 5,831 | 4,099 | 6,816 | 2,525 | 3,145 | |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 1,175 | 3,306 | (1,181) | 3,475 | |||||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | (97) | 0 | (458) | (789) | |||||
Other Comprehensive Income (Loss), Net of Tax | 1,078 | 3,306 | (1,639) | 2,686 | |||||
Accumulated Other Comprehensive Income [Member] | |||||||||
Accumulated Other Comprehensive Income (Loss) [Line Items] | |||||||||
Stockholders' Equity Attributable to Parent | 7,101 | 3,322 | 7,101 | 3,322 | $ 8,818 | $ 5,445 | $ 831 | $ 2,535 | |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | (1,620) | 2,491 | 2,114 | 1,576 | |||||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | (97) | 0 | (458) | (789) | |||||
Other Comprehensive Income (Loss), Net of Tax | $ (1,717) | $ 2,491 | $ 1,656 | $ 787 | |||||
[1] | Derived from audited consolidated financial statements |
Income Taxes Income Taxes (Narr
Income Taxes Income Taxes (Narrative) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Income Tax Disclosure [Abstract] | ||||
Income tax expense | $ 2,930 | $ 1,518 | $ 5,863 | $ 2,708 |
Effective Income Tax Rate Reconciliation, Percent | 21.70% | 17.90% | 21.90% | 19.00% |
Income Taxes Income Taxes (Reco
Income Taxes Income Taxes (Reconciliation Statutory Income Tax Rates) (Details) | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Effective Income Tax Rate Reconciliation, Percent [Abstract] | ||||
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent | 21.00% | 21.00% | 21.00% | 21.00% |
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent | (1.50%) | (2.40%) | (1.50%) | (2.50%) |
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent | 2.20% | 1.60% | 2.20% | 1.80% |
Effective Income Tax Rate Reconciliation, Low-Income Housing and Rehabilitation, Percent | (0.20%) | (1.10%) | (0.30%) | (0.70%) |
Effective Income Tax Rate Reconciliation, Other Adjustments, Percent | 0.20% | (1.20%) | 0.50% | (0.60%) |
Effective Income Tax Rate Reconciliation, Percent | 21.70% | 17.90% | 21.90% | 19.00% |
Income Taxes Income Taxes (Sche
Income Taxes Income Taxes (Schedule of Components of Applicable Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Current Income Tax Expense (Benefit), Continuing Operations [Abstract] | ||||
Current Federal Tax Expense (Benefit) | $ 2,695 | $ 3,723 | $ 5,370 | $ 4,992 |
Current State and Local Tax Expense (Benefit) | 386 | 512 | 771 | 700 |
Current Income Tax Expense (Benefit) | 3,081 | 4,235 | 6,141 | 5,692 |
Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract] | ||||
Deferred Federal Income Tax Expense (Benefit) | (132) | (2,377) | (244) | (2,609) |
Deferred State and Local Income Tax Expense (Benefit) | (19) | (340) | (34) | (375) |
Deferred Income Tax Expense (Benefit) | (151) | (2,717) | (278) | (2,984) |
Income Tax Expense (Benefit) | $ 2,930 | $ 1,518 | $ 5,863 | $ 2,708 |
Revenue Recognition Revenue f_3
Revenue Recognition Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Revenue from Contracts with Customers [Line Items] | ||||
Noninterest Income, Other Operating Income | $ 120 | $ 131 | $ 244 | $ 255 |
Non-interest income within the scope of other ASC topics | 1,300 | 911 | 3,046 | 2,433 |
Noninterest Income | 4,715 | 3,598 | 9,689 | 8,099 |
Revenue in Scope ASC 606 [Member] | ||||
Revenue from Contracts with Customers [Line Items] | ||||
Noninterest Income, Other Operating Income | 120 | 136 | 269 | 254 |
Total Revenue in ASC 606 | 3,415 | 2,687 | 6,643 | 5,666 |
Deposit Account [Member] | ||||
Revenue from Contracts with Customers [Line Items] | ||||
Revenue from Contract with Customer, Including Assessed Tax | 1,093 | 882 | 2,193 | 2,145 |
Deposit Account [Member] | Revenue in Scope ASC 606 [Member] | ||||
Revenue from Contracts with Customers [Line Items] | ||||
Revenue from Contract with Customer, Including Assessed Tax | 1,093 | 882 | 2,193 | 2,145 |
Credit and Debit Card [Member] | ||||
Revenue from Contracts with Customers [Line Items] | ||||
Revenue from Contract with Customer, Including Assessed Tax | 1,519 | 1,087 | 2,860 | 2,020 |
Credit and Debit Card [Member] | Revenue in Scope ASC 606 [Member] | ||||
Revenue from Contracts with Customers [Line Items] | ||||
Revenue from Contract with Customer, Including Assessed Tax | 1,519 | 1,087 | 2,860 | 2,020 |
Fiduciary and Trust [Member] | ||||
Revenue from Contracts with Customers [Line Items] | ||||
Revenue from Contract with Customer, Including Assessed Tax | 683 | 582 | 1,321 | 1,247 |
Fiduciary and Trust [Member] | Revenue in Scope ASC 606 [Member] | ||||
Revenue from Contracts with Customers [Line Items] | ||||
Revenue from Contract with Customer, Including Assessed Tax | $ 683 | $ 582 | $ 1,321 | $ 1,247 |