Exhibit 99.1
Chase Credit Card Master Trust
Excess Spread Analysis – January 2013
Series | 2003-4 | |||
Deal Size | $725MM | |||
Expected Maturity | 10/15/2013 | |||
Yield | 16.94% | |||
Less: Coupon | 0.56% | |||
Servicing Fee | 1.50% | |||
Net Credit Losses | 3.49% | |||
Excess Spread : | ||||
January-13 | 11.39% | |||
December-12 | 12.80% | |||
November-12 | 12.60% | |||
Three Month Average Excess Spread | 12.26% | |||
Delinquency: | ||||
30 to 59 Days | 0.57% | |||
60 to 89 Days | 0.39% | |||
90+ Days | 0.99% | |||
Total | 1.95% | |||
Principal Payment Rate | 24.69% |