Document And Entity Information
Document And Entity Information - shares | 3 Months Ended | |
Mar. 31, 2021 | Apr. 30, 2021 | |
Document Information [Line Items] | ||
Entity Central Index Key | 0000835324 | |
Entity Registrant Name | Stock Yards Bancorp, Inc. | |
Amendment Flag | false | |
Current Fiscal Year End Date | --12-31 | |
Document Fiscal Period Focus | Q1 | |
Document Fiscal Year Focus | 2021 | |
Document Type | 10-Q | |
Document Quarterly Report | true | |
Document Period End Date | Mar. 31, 2021 | |
Document Transition Report | false | |
Entity File Number | 1-13661 | |
Entity Incorporation, State or Country Code | KY | |
Entity Tax Identification Number | 61-1137529 | |
Entity Address, Address Line One | 1040 East Main Street | |
Entity Address, City or Town | Louisville | |
Entity Address, State or Province | KY | |
Entity Address, Postal Zip Code | 40206 | |
City Area Code | 502 | |
Local Phone Number | 582-2571 | |
Title of 12(b) Security | Common stock, no par value | |
Trading Symbol | SYBT | |
Security Exchange Name | NASDAQ | |
Entity Current Reporting Status | Yes | |
Entity Interactive Data Current | Yes | |
Entity Filer Category | Large Accelerated Filer | |
Entity Small Business | false | |
Entity Emerging Growth Company | false | |
Entity Shell Company | false | |
Entity Common Stock, Shares Outstanding | 22,780,916 |
Consolidated Balance Sheets (Cu
Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | |
Assets | |||
Cash and due from banks | $ 43,061 | $ 43,179 | |
Federal funds sold and interest bearing due from banks | 289,920 | 274,766 | |
Total cash and cash equivalents | 332,981 | 317,945 | |
Mortgage loans held for sale | 6,579 | 22,547 | |
Available for sale debt securities (amortized cost of $675,478 in 2021 and $574,722 in 2020, respectively) | 672,167 | 586,978 | |
Federal Home Loan Bank stock, at cost | 10,228 | 11,284 | |
Loans | [1],[2] | 3,635,156 | 3,531,596 |
Allowance for credit losses | 50,714 | 51,920 | |
Net loans | 3,584,442 | 3,479,676 | |
Premises and equipment, net | 57,073 | 58,015 | |
Bank owned life insurance | 33,411 | 33,250 | |
Accrued interest receivable | 12,998 | 13,094 | |
Goodwill | 12,513 | 12,513 | |
Core deposit intangible | 1,885 | 1,962 | |
Other assets | 69,798 | 71,365 | |
Total assets | 4,794,075 | 4,608,629 | |
Liabilities | |||
Non-interest bearing | 1,370,183 | 1,187,057 | |
Interest bearing | 2,829,779 | 2,801,577 | |
Total deposits | 4,199,962 | 3,988,634 | |
Securities sold under agreements to repurchase | 51,681 | 47,979 | |
Federal funds purchased | 8,642 | 11,464 | |
Federal Home Loan Bank advances | 24,180 | 31,639 | |
Accrued interest payable | 249 | 391 | |
Other liabilities | 66,129 | 87,821 | |
Total liabilities | 4,350,843 | 4,167,928 | |
Commitments and contingent liabilities (Footnote 10) | 0 | 0 | |
Stockholders’ equity | |||
Preferred stock, no par value. Authorized 1,000,000 shares; no shares issued or outstanding | 0 | 0 | |
Common stock, no par value. Authorized 40,000,000 shares; issued and outstanding 22,781,000 and 22,692,000 shares in 2021 and 2020, respectively | 36,796 | 36,500 | |
Additional paid-in capital | 46,879 | 41,886 | |
Retained earnings | 362,607 | 353,574 | |
Accumulated other comprehensive income (loss) | (3,050) | 8,741 | |
Total stockholders’ equity | 443,232 | 440,701 | |
Total liabilities and stockholders’ equity | $ 4,794,075 | $ 4,608,629 | |
[1] | Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2021 and December 31, 2020, outstanding loan deferrals of $14 million and $37 million are reflected as current, respectively. | ||
[2] | Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs. |
Consolidated Balance Sheets (_2
Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Available for sale debt securities, amortized cost | $ 675,478 | $ 574,722 |
Preferred stock, par value (in dollars per share) | $ 0 | $ 0 |
Preferred stock, shares authorized (in shares) | 1,000,000 | 1,000,000 |
Preferred stock, shares issued (in shares) | 0 | 0 |
Preferred stock, shares outstanding (in shares) | 0 | 0 |
Common stock, no par value (in dollars per share) | $ 0 | $ 0 |
Common stock, shares authorized (in shares) | 40,000,000 | 40,000,000 |
Common stock, shares issued (in shares) | 22,781,000 | 22,692,000 |
Common stock, shares outstanding (in shares) | 22,781,000 | 22,692,000 |
Consolidated Statements of Inco
Consolidated Statements of Income (Unaudited) - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended | ||
Mar. 31, 2021 | Mar. 31, 2020 | ||
Interest income | |||
Loans, including fees | $ 37,000 | $ 33,749 | |
Federal funds sold and interest bearing due from banks | 66 | 531 | |
Mortgage loans held for sale | 64 | 61 | |
Federal Home Loan Bank stock | 57 | 71 | |
Securities available for sale: | |||
Taxable | 2,295 | 2,395 | |
Tax-exempt | 36 | 75 | |
Total interest income | 39,518 | 36,882 | |
Interest expense | |||
Deposits | 1,510 | 3,962 | |
Securities sold under agreements to repurchase | 5 | 16 | |
Federal funds purchased and other short-term borrowings | 2 | 29 | |
Federal Home Loan Bank advance | 176 | 429 | |
Total interest expense | 1,693 | 4,436 | |
Net interest income | 37,825 | 32,446 | |
Provision for credit losses | (1,475) | 5,925 | |
Net interest income after credit loss expense | 39,300 | 26,521 | |
Non-interest income: | |||
Non-interest income | 6,248 | 6,218 | |
Mortgage banking income | [1] | 1,444 | 846 |
Bank owned life insurance | [1] | 161 | 179 |
Total non-interest income | 13,844 | 12,536 | |
Non-interest expenses | |||
Compensation | 12,827 | 12,233 | |
Employee benefits | 3,261 | 3,167 | |
Net occupancy and equipment | 2,045 | 1,831 | |
Technology and communication | 2,346 | 2,063 | |
Debit and credit card processing | 705 | 656 | |
Marketing and business development | 524 | 560 | |
Postage, printing and supplies | 409 | 441 | |
Legal and professional | 862 | 623 | |
FDIC insurance | 405 | 129 | |
Amortization of investments in tax credit partnerships | 31 | 36 | |
Capital and deposit based taxes | 458 | 1,030 | |
Other | 1,100 | 806 | |
Total non-interest expenses | 24,973 | 23,575 | |
Income before income tax expense | 28,171 | 15,482 | |
Income tax expense | 5,461 | 2,250 | |
Net income | $ 22,710 | $ 13,232 | |
Net income per share, basic (in dollars per share) | $ 1 | $ 0.59 | |
Net income per share, diluted (in dollars per share) | $ 0.99 | $ 0.58 | |
Weighted average outstanding shares | |||
Basic (in shares) | 22,622 | 22,516 | |
Diluted (in shares) | 22,865 | 22,736 | |
Fiduciary and Trust [Member] | |||
Non-interest income: | |||
Non-interest income | $ 6,248 | $ 6,218 | |
Deposit Account [Member] | |||
Non-interest income: | |||
Non-interest income | 944 | 1,283 | |
Credit and Debit Card [Member] | |||
Non-interest income: | |||
Non-interest income | 2,273 | 1,980 | |
Treasury Management [Member] | |||
Non-interest income: | |||
Non-interest income | 1,540 | 1,284 | |
Investment Advisory, Management and Administrative Service [Member] | |||
Non-interest income: | |||
Non-interest income | 464 | 466 | |
Product and Service, Other [Member] | |||
Non-interest income: | |||
Non-interest income | $ 770 | $ 280 | |
[1] | Outside of the scope of ASC 606. |
Consolidated Statements of Comp
Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Net income | $ 22,710 | $ 13,232 |
Other comprehensive income: | ||
Change in unrealized gain (loss) on AFS debt securities | (15,567) | 7,942 |
Change in fair value of derivatives used in cash flow hedge | 43 | (346) |
Total other comprehensive income (loss), before income tax expense | (15,524) | 7,596 |
Tax effect | (3,733) | 1,821 |
Total other comprehensive income (loss), net of tax | (11,791) | 5,775 |
Comprehensive income | $ 10,919 | $ 19,007 |
Consolidated Statements of Chan
Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) shares in Thousands, $ in Thousands | Cumulative Effect, Period of Adoption, Adjustment [Member]Common Stock [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]Additional Paid-in Capital [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]Retained Earnings [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]AOCI Attributable to Parent [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Common Stock [Member] | Additional Paid-in Capital [Member] | Retained Earnings [Member] | AOCI Attributable to Parent [Member] | Total |
Balance (in shares) at Dec. 31, 2019 | 0 | 22,604 | ||||||||
Balance at Dec. 31, 2019 | $ 0 | $ 0 | $ (8,823) | $ 0 | $ (8,823) | $ 36,207 | $ 35,714 | $ 333,699 | $ 677 | $ 406,297 |
Net income | 0 | 0 | 13,232 | 0 | 13,232 | |||||
Other comprehensive income (loss) | 0 | 0 | 0 | 5,775 | 5,775 | |||||
Stock compensation expense | $ 0 | 817 | 0 | 0 | 817 | |||||
Stock issued for share-based awards, net of witholdings to satisfy employee tax obligations (in shares) | 62 | |||||||||
Stock issued for share-based awards, net of witholdings to satisfy employee tax obligations | $ 203 | 1,858 | (3,546) | 0 | (1,485) | |||||
Cash dividends declared | $ 0 | 0 | (6,111) | 0 | (6,111) | |||||
Shares cancelled (in shares) | (1) | |||||||||
Shares cancelled | $ (2) | (22) | 24 | 0 | 0 | |||||
Balance (in shares) at Mar. 31, 2020 | 22,665 | |||||||||
Balance at Mar. 31, 2020 | $ 36,408 | 38,367 | 328,475 | 6,452 | 409,702 | |||||
Balance (in shares) at Dec. 31, 2020 | 22,692 | |||||||||
Balance at Dec. 31, 2020 | $ 36,500 | 41,886 | 353,574 | 8,741 | 440,701 | |||||
Net income | 0 | 0 | 22,710 | 0 | 22,710 | |||||
Other comprehensive income (loss) | 0 | 0 | 0 | (11,791) | (11,791) | |||||
Stock compensation expense | $ 0 | 849 | 0 | 0 | 849 | |||||
Stock issued for share-based awards, net of witholdings to satisfy employee tax obligations (in shares) | 89 | |||||||||
Stock issued for share-based awards, net of witholdings to satisfy employee tax obligations | $ 296 | 4,144 | (7,533) | 0 | (3,093) | |||||
Cash dividends declared | $ 0 | 0 | (6,144) | 0 | (6,144) | |||||
Balance (in shares) at Mar. 31, 2021 | 22,781 | |||||||||
Balance at Mar. 31, 2021 | $ 36,796 | $ 46,879 | $ 362,607 | $ (3,050) | $ 443,232 |
Consolidated Statements of Ch_2
Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Retained Earnings [Member] | ||
Cash dividends declared (in dollars per share) | $ 0.27 | $ 0.27 |
Consolidated Statements of Cash
Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2021 | Mar. 31, 2020 | ||
Cash flows from operating activities: | |||
Net income | $ 22,710 | $ 13,232 | |
Purchases of available for sale debt securities | (139,649) | (85,100) | |
Proceeds from maturities and paydowns of available for sale debt securities | 38,138 | 118,060 | |
Proceeds from redemption of Federal Home Loan Bank stock | 1,056 | 0 | |
Net change in non-PPP loans | (40,855) | (85,733) | |
Purchases of premises and equipment | (560) | (1,564) | |
Proceeds from sale or disposal of premises and equipment | 0 | 1,222 | |
Other investment activities | (3,078) | (618) | |
Net cash used in investing activities | (207,647) | (53,733) | |
Adjustments to reconcile net income to net cash provided by operating activities: | |||
Provision for credit losses | (1,475) | 5,925 | |
Depreciation, amortization and accretion, net | 2,261 | 1,211 | |
Deferred income tax benefit | 1,446 | 277 | |
Gain on sale of mortgage loans held for sale | (1,196) | (769) | |
Origination of mortgage loans held for sale | (68,739) | (30,974) | |
Proceeds from sale of mortgage loans held for sale | 85,903 | 32,350 | |
Bank owned life insurance income | [1] | (161) | (179) |
(Gain)/loss on the disposal of premises and equipment | 0 | (231) | |
Stock compensation expense | 849 | 817 | |
Excess tax (benefit) expense from share-based compensation arrangements | (1,009) | (60) | |
Net change in accrued interest receivable and other assets | 3,710 | (5,018) | |
Net change in accrued interest payable and other liabilities | (17,064) | (3,884) | |
Net cash provided by operating activities | 27,235 | 12,697 | |
Cash flows from financing activities: | |||
Net change in deposits | 211,320 | 64,920 | |
Net change in securities sold under agreements to repurchase and federal funds purchased | 880 | (669) | |
Proceeds from Federal Home Loan Bank advances | 10,000 | 30,000 | |
Repayments of Federal Home Loan Bank advances | (17,486) | (40,824) | |
Share repurchases related to compensation plans | (3,093) | (1,485) | |
Cash dividends paid | (6,173) | (6,119) | |
Net cash provided by financing activities | 195,448 | 45,823 | |
Net change in cash and cash equivalents | 15,036 | 4,787 | |
Beginning cash and cash equivalents | 317,945 | 249,724 | |
Ending cash and cash equivalents | 332,981 | 254,511 | |
Supplemental cash flow information: | |||
Interest paid | 1,835 | 4,657 | |
Income taxes paid, net of refunds | (105) | 0 | |
Cash paid for operating lease liabilities | 520 | 485 | |
Supplemental non-cash activity: | |||
Unfunded commitments in tax credit investments | 6,109 | 5,503 | |
Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member] | |||
Cash flows from operating activities: | |||
Net change in PPP loans | $ (62,699) | $ 0 | |
[1] | Outside of the scope of ASC 606. |
Note 1 - Summary of Significant
Note 1 - Summary of Significant Accounting Policies | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Significant Accounting Policies [Text Block] | ( 1 Summary of Significant Accounting Policies Nature of Operations Established in 1904, 44 Effective January 27, 2021, 19 The acquisition is expected to close during second 2021, March 31, 2021, Bancorp is divided into two reportable segments: Commercial Banking and WM&T: Commercial Banking provides a full range of loan and deposit products to individual consumers and businesses in all its markets through retail lending, mortgage banking, deposit services, online banking, mobile banking, private banking, commercial lending, treasury management services, merchant services, international banking, correspondent banking and other banking services. The Bank also offers securities brokerage services via its banking center network through an arrangement with a third WM&T provides investment management, financial & retirement planning and trust & estate services, as well as retirement plan management for businesses and corporations in all markets in which Bancorp operates. The magnitude of WM&T revenue distinguishes Bancorp from other community banks of similar asset size. Principles of Consolidation and Basis of Presentation 10 10 01 X. not In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for fair presentation have been included. Intercompany transactions have been eliminated. These condensed consolidated financial statements should be read in conjunction with Bancorp’s Annual Report on Form 10 December 31, 2020. three March 31, 2021 not may December 31, 2021. Critical Accounting Policies and Estimates may not Bancorp’s accounting policies are fundamental to understanding management’s discussion and analysis of our results of operations and financial condition. At March 31, 2021 December 31, 2020, Effective January 1, 2020, 326 Financial Instruments Credit Losses, December 31, 2019. The ACL on loans is established through credit loss expense charged to current earnings. The amount maintained in the ACL reflects management’s estimate of the net amount not not For purposes of establishing the general reserve, Bancorp stratifies the loan portfolio into homogeneous groups of loans that possess similar loss potential characteristics and calculates the net amount expected to be collected over the life of the loans to estimate the credit losses in the loan portfolio. Bancorp’s methodologies for estimating the ACL on loans consider available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. Accounting for Business Acquisitions 805, Business Combinations Identifiable assets acquired, liabilities assumed, and any non-controlling interest in acquirees are generally recognized at their acquisition-date (“day-one”) fair values based on the requirements of ASC Topic 820, Fair Value Measurements and Disclosures. one one one one one may one Acquisition related costs are expensed as incurred unless those costs are related to issuing debt or equity securities used to finance the acquisition. Cash Equivalents Debt Securities not March 31, 2021 December 31, 2020. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific-identification method. Amortization of premiums and discounts are recognized in interest income over the period to maturity using the interest method, except for premiums on callable debt securities, which are amortized to their earliest call date. Bancorp has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and reports accrued interest separately in the consolidated balance sheets. A debt security is placed on non-accrual status at the time any principal or interest payments become more than 90 no three March 31, 2021 2020. ACL AFS Debt Securities not may not no In evaluating AFS debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, Bancorp considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. There were no March 31, 2021 December 31, 2020. Changes in the ACL on AFS debt securities are recorded as expense. Losses are charged against the ACL on AFS debt securities when management believes the uncollectability of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Mortgage Loans Held for Sale Loans Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income over the life of the loan without anticipating prepayments. Loans are considered past due or delinquent when the contractual principal and/or interest due in accordance with the terms of the loan agreement or any portion thereof remains unpaid after the due date of the scheduled payment. The accrual of interest income on loans is typically discontinued at the time the loan is 90 no 120 not not Acquired loans are recorded at fair value at the date of acquisition based on a DCF methodology that considers various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not may Prior to January 1, 2020, no not not not not Subsequent to January 1, 2020, no January 1, 2020 third 2020. For acquired loans not The subsequent measurement of expected credit losses for all acquired loans is the same as the subsequent measurement of expected credit losses for originated loans. Bancorp adopted ASC 326, Financial Instruments Credit Losses January 1, 2020 January 1, 2020 326, Bancorp adopted ASC 326 310 30. not January 1, 2020, third 2020. The following table summarizes the impact of the adoption of ASC 326 January 1, 2020: January 1, 2020 (in thousands) As reported under ASC 326 Pre-ASC 326 Adoption Impact of Adoption (1) Allowance for credit losses on loans: Commercial real estate - non-owner occupied $ 8,333 $ 5,235 $ 3,098 Commercial real estate - owner occupied 6,219 3,327 2,892 Total commercial real estate 14,552 8,562 5,990 Commercial and industrial - term 7,147 6,782 365 Commercial and industrial - line of credit 4,129 5,657 (1,528 ) Total commercial and industrial 11,276 12,439 (1,163 ) Residential real estate - owner occupied 2,713 1,527 1,186 Residential real estate - non-owner occupied 1,376 947 429 Total residential real estate 4,089 2,474 1,615 Construction and land development 5,161 2,105 3,056 Home equity lines of credit 842 728 114 Consumer 398 100 298 Leases 233 237 (4 ) Credit cards - commercial 96 146 (50 ) Total allowance for credit losses on loans $ 36,647 $ 26,791 $ 9,856 Total allowance for credit losses on off-balance sheet exposures $ 3,850 $ 350 $ 3,500 ( 1 The impact of the ASC 326 ACL Loans Bancorp estimates the ACL on loans based on the underlying assets’ amortized cost basis, which is the amount at which the receivable is originated or acquired, adjusted for applicable accretion or amortization of premium, discount, and net deferred fees or costs, collection of payment, and charge-offs. In the event that collection of principal becomes uncertain, Bancorp has policies in place to reverse accrued interest in a timely manner. Therefore, Bancorp has made a policy election to exclude accrued interest from the measurement of the ACL on loans. Expected credit losses are reflected in the ACL on loans through a charge to provision. When Bancorp deems all or a portion of a financial asset to be uncollectible, the appropriate amount is written-off and the ACL on loans is reduced by the same amount. Bancorp applies judgment to determine when a financial asset is deemed uncollectible; however, generally speaking, an asset will be considered uncollectible no Bancorp’s methodologies for estimating the ACL on loans consider available relevant information about the collectability of cash flows, including information about past events, current conditions and reasonable and supportable forecasts. The methodologies apply historical loss information, adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions expected to exist through the contractual lives of the financial assets that are reasonable and supportable, to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. Bancorp’s methodologies may no Loans are predominantly segmented by FDIC Call Report Codes into loan pools that have similar risk characteristics, similar collateral type and are assumed to pose consistent risk of loss to Bancorp. Bancorp has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: Commercial Real Estate Owner Occupied Commercial Real Estate Non-Owner Occupied five Construction and Land Development third may Commercial and Industrial Residential Real Estate first Home Equity Lines of Credit Consumer may Leases Commercial Credit Cards Bancorp measures expected credit losses for its loan portfolio segments as follows: Loan Portfolio Segment ACL Methodology Commercial real estate - non-owner occupied Discounted cash flow Commercial real estate - owner occupied Discounted cash flow Commercial and industrial - term Static pool Commercial and industrial - line of credit Static pool Residential real estate - owner occupied Discounted cash flow Residential real estate - non-owner occupied Discounted cash flow Construction and land development Static pool Home equity lines of credit Static pool Consumer Static pool Leases Static pool Credit cards - commercial Static pool Discounted Cash flow Method Bancorp uses regression analysis on historical internal and peer data to determine suitable loss drivers to utilize when modeling lifetime probability of default and loss given default. This analysis also determines how expected probability of default and loss given default will react to forecasted levels of the loss drivers. For all loan pools utilizing the DCF method, management utilizes the FRB’s forecasted Seasonally Adjusted National Civilian Unemployment Rate as its primary loss driver, as this was determined to best correlate to historical losses. With regard to the DCF model and the adoption of CECL effective January 1, 2020, four eight one March 31, 2020. June 30, 2020, four March 31, 2021. The combination of adjustments for credit expectations (default and loss) and timing expectations (prepayment, curtailment, and time to recovery) produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce an instrument-level NPV of expected cash flows. An ACL is established for the difference between the instrument’s NPV and amortized cost basis. Static Pool Method Collateral Dependent Loans not may zero not A loan that has been modified or renewed is considered a TDR when two 1 2 not may In March 2020, 4013 Temporary Relief from Troubled Debt Restructurings, 19. 4013 December 31, 2019. March 1, 2020 December 31, 2020 60th 19 December 27, 2020, 1 60 2 January 1, 2022. no Premises and Equipment FHLB Stock may Goodwill not Bancorp has selected September 30th All goodwill is attributable to the Commercial Banking segment and is deductible for tax purposes. Based on its assessment, Bancorp believes its goodwill balance at March 31, 2021 December 31, 2020 not Other intangible assets consist of CDI assets arising from business acquisitions. CDI assets are initially measured at fair value and then amortized on an accelerated method over their estimated useful lives. Other Assets OREO is carried at the lower of cost or estimated fair value minus estimated selling costs. Any write downs to fair value at the date of acquisition are charged to the allowance. In certain situations, improvements to prepare assets for sale are capitalized if those costs increase the estimated fair value of the asset. Expenses incurred in maintaining assets, write downs to reflect subsequent declines in value, and realized gains or losses are reflected in the results of operations and are included in non-interest income and/or expense. MSRs are amortized in proportion to, and over the period of, estimated net servicing income, considering appropriate prepayment assumptions and are evaluated quarterly for impairment by comparing the carrying value to fair value. Off-Balance Sheet Credit Exposures not Bancorp records an ACL on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancelable, through a charge to credit loss expense for off-balance sheet credit exposures included in provision for credit losses on Bancorp’s consolidated statements of income. The ACL on off-balance sheet credit exposures is estimated by loan portfolio segment at each balance sheet date under the current CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur and is included in other liabilities on Bancorp’s consolidated balance sheets. Derivatives For derivatives designated as cash flow hedges, the effective portion of changes in fair value of the derivative is initially reported in OCI and subsequently reclassified to interest income or expense when the hedged transaction affects earnings, while the ineffective portion of changes in fair value of derivative, if any, is recognized immediately in other noninterest income. Bancorp assesses the effectiveness of each hedging relationship by comparing cumulative changes in cash flows of the derivative hedging instrument with cumulative changes in cash flows of the designated hedged item or transaction. No Periodically, Bancorp enters into an interest rate swap transaction with a borrower, who desires to hedge exposure to rising interest rates, while at the same time entering into an offsetting interest rate swap, with substantially matching terms, with another approved independent counterparty. Because of matching terms of offsetting contracts and collateral provisions mitigating any non-performance risk, changes in fair value subsequent to initial recognition have an insignificant effect on earnings. Because these derivative instruments have not Bancorp had no March 31, 2021 December 31, 2020. not Derivative Financial Instruments Transfers of Financial Assets not Stock-Based Compensation Income Taxes A tax position is recognized as a benefit only if it is “more-likely-than- not” 50% not not” no Bancorp recognizes interest and/or penalties related to income tax matters in income tax expense. Bancorp periodically invests in certain partnerships with customers that yield historic tax credits, accounted for using the flow through method, which approximates the equity method, and/or low-income housing tax credits as well as tax deductible losses, which are accounted for using the effective yield method for older transactions or proportional amortization method for more recent transactions. The tax benefit of these investments exceeds the amortization expense associated with them, resulting in a positive impact on net income. Net Income Per Share Comprehensive Income Loss Contingencies not Restrictions on Cash and Cash Equivalents March 26, 2020, 0% 19 0% March 31, 2021. Dividend Restrictions may Fair Value of Financial Instruments Assets and Liabilities Measured and Reported at Fair Value Revenue from Contracts with Customers January 1, 2018, 2014 09, Revenue from Contracts with Customers, 606” not not 606. 606 Segment Information two Reclassifications no Adoption of New Accounting Standards No. 2020 04, 848 Facilitation of the Effects of Reference Rate Reform on Financial Reporting March 2020. March 12, 2020 December 31, 2022. Accounting Standards Updates not not In April 2019, No. 2019 04, Codification Improvements to Financial Instruments - Credit Losses (ASC 326 815 825 December 15, 2022. |
Note 2 - Available for Sale Deb
Note 2 - Available for Sale Debt Securities | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] | ( 2 Available for Sale Debt Securities All of Bancorp’s debt securities are classified as AFS. Amortized cost, unrealized gains and losses and fair value of securities follow: (in thousands) Amortized Unrealized March 31, 2021 cost Gains Losses Fair value Government sponsored enterprise obligations $ 128,314 $ 2,758 $ (348 ) $ 130,724 Mortgage backed securities - government agencies 528,586 4,140 (9,595 ) 523,131 Obligations of states and political subdivisions 18,578 150 (416 ) 18,312 Total available for sale debt securities $ 675,478 $ 7,048 $ (10,359 ) $ 672,167 December 31, 2020 Government sponsored enterprise obligations $ 133,436 $ 5,003 $ (361 ) $ 138,078 Mortgage backed securities - government agencies 430,198 7,555 (168 ) 437,585 Obligations of states and political subdivisions 11,088 227 — 11,315 Total available for sale debt securities $ 574,722 $ 12,785 $ (529 ) $ 586,978 At March 31, 2021 December 31, 2020, no one 10% There were no gains or losses on sales or calls of securities for the three March 31, 2021 2020. Accrued interest on AFS debt securities totaled $2 million at both March 31, 2021 December 31, 2020, A summary of AFS debt securities by contractual maturity as of March 31, 2021 (in thousands) Amortized cost Fair value Due within one year $ 26,377 $ 26,617 Due after one year but within five years 8,448 8,674 Due after five years but within 10 years 1,377 1,344 Due after 10 years 110,690 112,401 Mortgage backed securities - government agencies 528,586 523,131 Total available for sale debt securities $ 675,478 $ 672,167 Actual maturities may may Securities with a carrying value of $491 million and $505 million were pledged at March 31, 2021 December 31, 2020, Securities with unrealized losses at March 31, 2021 December 31, 2020, Less than 12 months 12 months or more Total (in thousands) Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2021 value losses value losses value losses Government sponsored enterprise obligations $ 10,309 $ (96 ) $ 23,829 $ (252 ) $ 34,138 $ (348 ) Mortgage-backed securities - government agencies 369,126 (9,594 ) 763 (1 ) 369,889 (9,595 ) Obligations of states and political subdivisions 11,839 (416 ) — — 11,839 (416 ) Total $ 391,274 $ (10,106 ) $ 24,592 $ (253 ) $ 415,866 $ (10,359 ) December 31, 2020 Government sponsored enterprise obligations $ 10,404 $ (112 ) $ 24,398 $ (249 ) $ 34,802 $ (361 ) Mortgage-backed securities - government agencies 68,033 (167 ) 921 (1 ) 68,954 (168 ) Total $ 78,437 $ (279 ) $ 25,319 $ (250 ) $ 103,756 $ (529 ) Applicable dates for determining when securities are in an unrealized loss position are March 31, 2021 December 31, 2020. 12 not 12 For AFS debt securities in an unrealized loss position, Bancorp evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or non-credit related factors. Any impairment that is not may not no In evaluating AFS debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, Bancorp considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. Unrealized losses on Bancorp’s investment securities portfolio have not March 31, 2021 December 31, 2020, no March 31, 2021 December 31, 2020. |
Note 3 - Loans and Allowance fo
Note 3 - Loans and Allowance for Credit Losses on Loans | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | ( 3 Loans and Allowance for Credit Losses on Loans Composition of loans by class follows: (in thousands) March 31, 2021 December 31, 2020 Commercial real estate - non-owner occupied $ 876,523 $ 833,470 Commercial real estate - owner occupied 527,316 508,672 Total commercial real estate 1,403,839 1,342,142 Commercial and industrial - term 509,567 525,776 Commercial and industrial - term - PPP 612,885 550,186 Commercial and industrial - lines of credit 260,206 276,646 Total commercial and industrial 1,382,658 1,352,608 Residential real estate - owner occupied 262,516 239,191 Residential real estate - non-owner occupied 136,380 140,930 Total residential real estate 398,896 380,121 Construction and land development 281,815 291,764 Home equity lines of credit 91,233 95,366 Consumer 51,058 44,606 Leases 14,115 14,786 Credits cards - commercial 11,542 10,203 Total loans (1) $ 3,635,156 $ 3,531,596 ( 1 Accrued interest on loans, which is excluded from the amortized cost of loans, totaled $11 million and $12 million at March 31, 2021 December 31, 2020, Loans with carrying amounts of $2.0 billion were pledged to secure FHLB borrowing capacity at both March 31, 2021 December 31, 2020, Loans to directors and their related interests, including loans to companies for which directors are principal owners and executive officers, totaled $52 million and $43 million as of March 31, 2021 December 31, 2020, Bancorp’s estimate of the ACL on loans reflects losses expected over the remaining contractual life of the assets. The contractual term does not December 31, 2020 March 31, 2021, The table below reflects activity in the ACL related to loans: (in thousands) Three Months Ended March 31, 2021 Beginning Balance Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 19,396 $ 635 $ - $ 31 $ 20,062 Commercial real estate - owner occupied 6,983 82 - - 7,065 Total commercial real estate 26,379 717 - 31 27,127 Commercial and industrial - term 8,970 (452 ) (55 ) 6 8,469 Commercial and industrial - lines of credit 3,614 (631 ) - - 2,983 Total commercial and industrial 12,584 (1,083 ) (55 ) 6 11,452 Residential real estate - owner occupied 3,389 (94 ) (3 ) - 3,292 Residential real estate - non-owner occupied 1,818 (110 ) - 1 1,709 Total residential real estate 5,207 (204 ) (3 ) 1 5,001 Construction and land development 6,119 (592 ) - - 5,527 Home equity lines of credit 895 (52 ) - - 843 Consumer 340 41 (64 ) 78 395 Leases 261 (26 ) - - 235 Credit cards - commercial 135 (1 ) - - 134 Total net loan (charge-offs) recoveries $ 51,920 $ (1,200 ) $ (122 ) $ 116 $ 50,714 (in thousands) Three Months Ended March 31, 2020 Beginning Balance Impact of Adopting ASC 326 Initial ACL on Loans Purchased with Credit Deterioration Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 5,235 $ 2,946 $ 152 $ 5,100 $ - $ 3 $ 13,436 Commercial real estate - owner occupied 3,327 1,542 1,350 290 - - 6,509 Total commercial real estate 8,562 4,488 1,502 5,390 - 3 19,945 Commercial and industrial - term 6,782 365 - 837 - 6 7,990 Commercial and industrial - lines of credit 5,657 (1,528 ) - (263 ) - - 3,866 Total commercial and industrial 12,439 (1,163 ) - 574 - 6 11,856 Residential real estate - owner occupied 1,527 1,087 99 (11 ) - - 2,702 Residential real estate - non-owner occupied 947 429 - 43 - - 1,419 Total residential real estate 2,474 1,516 99 32 - - 4,121 Construction and land development 2,105 3,056 - 24 - - 5,185 Home equity lines of credit 728 114 - (219 ) - - 623 Consumer 100 264 34 (138 ) (174 ) 111 197 Leases 237 (4 ) - (74 ) - - 159 Credit cards - commercial 146 (50 ) - (39 ) - - 57 Total net loan (charge-offs) recoveries $ 26,791 $ 8,221 $ 1,635 $ 5,550 $ (174 ) $ 120 $ 42,143 The following table presents the amortized cost basis of non-performing loans and the amortized cost basis of loans on non-accrual status for which there was no Non-accrual Loans Past Due 90-Days- (in thousands) With No Total Troubled Debt or-More and Still March 31, 2021 Recorded ACL Non-accrual Restructurings Accruing Interest Commercial real estate - non-owner occupied $ 212 $ 10,305 $ — $ — Commercial real estate - owner occupied 699 1,054 — — Total commercial real estate 911 11,359 — — Commercial and industrial - term 363 363 15 1,151 Commercial and industrial - lines of credit — — — 78 Total commercial and industrial 363 363 15 1,229 Residential real estate - owner occupied 810 810 — 148 Residential real estate - non-owner occupied 100 100 — — Total residential real estate 910 910 — 148 Construction and land development — — — — Home equity lines of credit 274 274 — — Consumer 7 7 — — Leases — — — — Credit cards - commercial — — — — Total $ 2,465 $ 12,913 $ 15 $ 1,377 Non-accrual Loans Past Due 90-Days- (in thousands) With No Total Troubled Debt or-More and Still December 31, 2020 Recorded ACL Non-accrual Restructurings Accruing Interest Commercial real estate - non-owner occupied $ 186 $ 10,278 $ — $ — Commercial real estate - owner occupied 1,048 1,403 — 156 Total commercial real estate 1,234 11,681 — 156 Commercial and industrial - term 6 6 16 — Commercial and industrial - lines of credit 88 88 — — Total commercial and industrial 94 94 16 — Residential real estate - owner occupied 413 413 — 178 Residential real estate - non-owner occupied 101 101 — 301 Total residential real estate 514 514 — 479 Construction and land development — — — — Home equity lines of credit 221 221 — 14 Consumer 4 4 — — Leases — — — — Credit cards - commercial — — — — Total $ 2,067 $ 12,514 $ 16 $ 649 For the three March 31, 2021 2020, For the three March 31, 2021 2020, The following table presents the amortized cost basis and ACL allocated for collateral dependent loans, which are individually evaluated to determine expected credit losses: (in thousands) March 31, 2021 Real Estate Accounts Receivable / Equipment Other Total ACL Allocation Commercial real estate - non-owner occupied $ 10,305 $ - $ - $ 10,305 $ 3,037 Commercial real estate - owner occupied 1,054 - - 1,054 13 Total commercial real estate 11,359 - - 11,359 3,050 Commercial and industrial - term 327 51 - 378 15 Commercial and industrial - lines of credit - - - - - Total commercial and industrial 327 51 - 378 15 Residential real estate - owner occupied 810 - - 810 - Residential real estate - non-owner occupied 100 - - 100 - Total residential real estate 910 - - 910 - Construction and land development - - - - - Home equity lines of credit 274 - - 274 - Consumer 7 - - 7 - Leases - - - - - Credit cards - commercial - - - - - Total collateral dependent loans $ 12,877 $ 51 $ - $ 12,928 $ 3,065 (in thousands) December 31, 2020 Real Estate Accounts Receivable / Equipment Other Total ACL Allocation Commercial real estate - non-owner occupied $ 10,278 $ - $ - $ 10,278 $ 3,037 Commercial real estate - owner occupied 1,403 - - 1,403 13 Total commercial real estate 11,681 - - 11,681 3,050 Commercial and industrial - term 16 7 - 23 16 Commercial and industrial - lines of credit - 88 - 88 - Total commercial and industrial 16 95 - 111 16 Residential real estate - owner occupied 413 - - 413 - Residential real estate - non-owner occupied 101 - - 101 - Total residential real estate 514 - - 514 - Construction and land development - - - - - Home equity lines of credit 221 - - 221 - Consumer - - 4 4 - Leases - - - - - Credit cards - commercial - - - - - Total collateral dependent loans $ 12,432 $ 95 $ 4 $ 12,531 $ 3,066 There have been no The following tables present the aging of contractually past due loans by portfolio class: (in thousands) 30-59 days 60-89 days 90 or more Total Total March 31, 2021* Current Past Due Past Due Days Past Due Past Due Loans Commercial real estate - non-owner occupied $ 875,452 $ 374 $ - $ 697 $ 1,071 $ 876,523 Commercial real estate - owner occupied 526,300 347 155 514 1,016 527,316 Total commercial real estate 1,401,752 721 155 1,211 2,087 1,403,839 Commercial and industrial - term 507,642 118 517 1,290 1,925 509,567 Commercial and industrial - term - PPP 612,885 — — — — 612,885 Commercial and industrial - lines of credit 260,055 74 — 77 151 260,206 Total commercial and industrial 1,380,582 192 517 1,367 2,076 1,382,658 Residential real estate - owner occupied 261,350 320 217 629 1,166 262,516 Residential real estate - non-owner occupied 136,257 23 — 100 123 136,380 Total residential real estate 397,607 343 217 729 1,289 398,896 Construction and land development 281,815 — — — — 281,815 Home equity lines of credit 90,778 243 19 193 455 91,233 Consumer 50,994 61 — 3 64 51,058 Leases 14,115 — — — — 14,115 Credit cards - commercial 11,519 23 — — 23 11,542 Total $ 3,629,162 $ 1,583 $ 908 $ 3,503 $ 5,994 $ 3,635,156 (in thousands) 30-59 days 60-89 days 90 or more Total Total December 31, 2020* Current Past Due Past Due Days Past Due Past Due Loans Commercial real estate - non-owner occupied $ 822,199 $ - $ 10,600 $ 671 $ 11,271 $ 833,470 Commercial real estate - owner occupied 507,265 278 — 1,129 1,407 508,672 Total commercial real estate 1,329,464 278 10,600 1,800 12,678 1,342,142 Commercial and industrial - term 523,936 1,404 430 6 1,840 525,776 Commercial and industrial - term - PPP 550,186 — — — — 550,186 Commercial and industrial - lines of credit 276,472 86 — 88 174 276,646 Total commercial and industrial 1,350,594 1,490 430 94 2,014 1,352,608 Residential real estate - owner occupied 237,902 585 247 457 1,289 239,191 Residential real estate - non-owner occupied 140,234 294 — 402 696 140,930 Total residential real estate 378,136 879 247 859 1,985 380,121 Construction and land development 291,764 — — — — 291,764 Home equity lines of credit 95,206 7 139 14 160 95,366 Consumer 44,510 90 4 2 96 44,606 Leases 14,786 — — — — 14,786 Credit cards - commercial 10,197 5 — 1 6 10,203 Total $ 3,514,657 $ 2,749 $ 11,420 $ 2,770 $ 16,939 $ 3,531,596 * - Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not not March 31, 2021 December 31, 2020, Loan Risk Ratings Consistent with regulatory guidance, Bancorp categorizes loans into credit risk rating categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends. Pass-rated loans include all risk-rated loans other than those classified as OAEM, substandard, and doubtful, which are defined below: OAEM may Substandard not Substandard non-performing 90 Doubtful Management considers the guidance in ASC 310 20 2021, not December 31, 2020, March 31, 2021, Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized March 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Commercial real estate - non-owner occupied: Risk rating Pass $ 68,649 $ 299,229 $ 117,679 $ 106,861 $ 96,267 $ 125,113 $ 13,948 $ 827,746 OAEM - 4,899 16,438 - - 8,216 - 29,553 Substandard 5,166 - 1,826 - - 1,497 430 8,919 Substandard non-performing - 9,645 25 - 607 - 28 10,305 Doubtful - - - - - - - - Total Commercial real estate non-owner occupied $ 73,815 $ 313,773 $ 135,968 $ 106,861 $ 96,874 $ 134,826 $ 14,406 $ 876,523 Commercial real estate - owner occupied: Risk rating Pass $ 40,833 $ 187,832 $ 92,194 $ 81,596 $ 44,782 $ 54,936 $ 5,755 $ 507,928 OAEM - 72 6,466 1,440 779 840 - 9,597 Substandard 2,490 - 4,725 1,321 88 113 - 8,737 Substandard non-performing - 541 - 15 32 466 - 1,054 Doubtful - - - - - - - - Total Commercial real estate owner occupied $ 43,323 $ 188,445 $ 103,385 $ 84,372 $ 45,681 $ 56,355 $ 5,755 $ 527,316 Commercial and industrial - term: Risk rating Pass $ 63,861 $ 187,921 $ 78,625 $ 88,071 $ 39,487 $ 36,746 $ - $ 494,711 OAEM - - 2,216 5,479 - 283 - 7,978 Substandard 197 1,208 2,990 1,897 - 223 - 6,515 Substandard non-performing - - 233 50 80 - - 363 Doubtful - - - - - - - - Total Commercial and industrial - term $ 64,058 $ 189,129 $ 84,064 $ 95,497 $ 39,567 $ 37,252 $ - $ 509,567 Commercial and industrial - PPP Risk rating Pass $ 233,225 $ 379,660 $ - $ - $ - $ - $ - $ 612,885 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Commercial and industrial - PPP $ 233,225 $ 379,660 $ - $ - $ - $ - $ - $ 612,885 (continued) (continued) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized March 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Commercial and industrial - lines of credit Risk rating Pass $ 7,591 $ 21,436 $ 13,968 $ 2,146 $ 1,951 $ 334 $ 208,258 $ 255,684 OAEM - - 78 - - - 1,140 1,218 Substandard - - 2,155 - - - 1,149 3,304 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Commercial and industrial - lines of credit $ 7,591 $ 21,436 $ 16,201 $ 2,146 $ 1,951 $ 334 $ 210,547 $ 260,206 Residential real estate - owner occupied Risk rating Pass $ 40,475 $ 91,657 $ 32,914 $ 20,965 $ 17,129 $ 58,445 $ - $ 261,585 OAEM - - - - - - - - Substandard 8 - - - 113 - - 121 Substandard non-performing - 49 58 134 101 468 - 810 Doubtful - - - - - - - - Total Residential real estate - owner occupied $ 40,483 $ 91,706 $ 32,972 $ 21,099 $ 17,343 $ 58,913 $ - $ 262,516 Residential real estate - non-owner occupied Risk rating Pass $ 9,179 $ 57,285 $ 20,460 $ 24,329 $ 9,136 $ 13,937 $ - $ 134,326 OAEM 91 134 1,591 138 - - - 1,954 Substandard - - - - - - - - Substandard non-performing - - - 26 - 74 - 100 Doubtful - - - - - - - - Total Residential real estate - non-owner occupied $ 9,270 $ 57,419 $ 22,051 $ 24,493 $ 9,136 $ 14,011 $ - $ 136,380 Construction and land development Risk rating Pass $ 33,972 $ 129,252 $ 77,587 $ 20,318 $ 14,161 $ 1,448 $ 4,828 $ 281,566 OAEM - - - - - - 249 249 Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Construction and land development $ 33,972 $ 129,252 $ 77,587 $ 20,318 $ 14,161 $ 1,448 $ 5,077 $ 281,815 Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 90,959 $ 90,959 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - 274 274 Doubtful - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 91,233 $ 91,233 (continued) (continued) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized March 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Consumer Risk rating Pass* $ 9,981 $ 8,831 $ 2,316 $ 1,279 $ 198 $ 819 $ 27,627 $ 51,051 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - 4 - 3 - 7 Doubtful - - - - - - - - Total Consumer $ 9,981 $ 8,831 $ 2,316 $ 1,283 $ 198 $ 822 $ 27,627 $ 51,058 Leases Risk rating Pass $ 636 $ 4,440 $ 1,752 $ 1,952 $ 1,017 $ 4,268 $ - $ 14,065 OAEM - - - - - 50 - 50 Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Leases $ 636 $ 4,440 $ 1,752 $ 1,952 $ 1,017 $ 4,318 $ - $ 14,115 Credit cards - commercial Risk rating Pass $ - $ - $ - $ - $ - $ - $ 11,542 $ 11,542 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 11,542 $ 11,542 Total loans Risk rating Pass $ 508,402 $ 1,367,543 $ 437,495 $ 347,517 $ 224,128 $ 296,046 $ 362,917 $ 3,544,048 OAEM 91 5,105 26,789 7,057 779 9,389 1,389 50,599 Substandard 7,861 1,208 11,696 3,218 201 1,833 1,579 27,596 Substandard non-performing - 10,235 316 229 820 1,011 302 12,913 Doubtful - - - - - - - - Total Loans $ 516,354 $ 1,384,091 $ 476,296 $ 358,021 $ 225,928 $ 308,279 $ 366,187 $ 3,635,156 *Revolving loans include $492 thousand in overdrawn demand deposit balances. As of December 31, 2020, Revolving Revolving loans loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized converted December 31, 2020 2020 2019 2018 2017 2016 Prior cost basis to term Total Commercial real estate - non-owner occupied: Risk rating Pass $ 303,246 $ 114,731 $ 102,147 $ 105,981 $ 77,925 $ 57,221 $ 12,439 $ 11,717 $ 785,407 OAEM 3,867 16,587 - - 7,707 615 - - 28,776 Substandard 4,174 1,901 - - 1,513 991 430 - 9,009 Substandard non-performing 9,644 - - 609 - - - 25 10,278 Doubtful - - - - - - - - - Total Commercial real estate non-owner occupied $ 320,931 $ 133,219 $ 102,147 $ 106,590 $ 87,145 $ 58,827 $ 12,869 $ 11,742 $ 833,470 Commercial real estate - owner occupied: Risk rating Pass $ 183,666 $ 94,462 $ 83,592 $ 47,506 $ 39,638 $ 30,533 $ 7,693 $ 2,418 $ 489,508 OAEM 74 6,534 1,575 796 115 - 200 - 9,294 Substandard 1,408 5,360 1,335 247 117 - - - 8,467 Substandard non-performing 91 - 15 500 - 471 - 326 1,403 Doubtful - - - - - - - - - Total Commercial real estate owner occupied $ 185,239 $ 106,356 $ 86,517 $ 49,049 $ 39,870 $ 31,004 $ 7,893 $ 2,744 $ 508,672 Commercial and industrial - term: Risk rating Pass $ 215,629 $ 94,563 $ 104,871 $ 42,929 $ 36,016 $ 8,412 $ - $ 7,690 $ 510,110 OAEM 60 2,969 7,878 - 283 8 - - 11,198 Substandard 1,229 2,521 - 91 163 74 - 384 4,462 Substandard non-performing - - - - - 6 - - 6 Doubtful - - - - - - - - - Total Commercial and industrial - term $ 216,918 $ 100,053 $ 112,749 $ 43,020 $ 36,462 $ 8,500 $ - $ 8,074 $ 525,776 Commercial and industrial - PPP Risk rating Pass $ 550,186 $ - $ - $ - $ - $ - $ - $ - $ 550,186 OAEM - - - - - - - - - Substandard - - - - - - - - - Substandard non-performing - - - - - - - - - Doubtful - - - - - - - - - Total Commercial and industrial - PPP $ 550,186 $ - $ - $ - $ - $ - $ - $ - $ 550,186 (continued) (continued) Revolving Revolving loans loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized converted December 31, 2020 2020 2019 2018 2017 2016 Prior cost basis to term Total Commercial and industrial - lines of credit Risk rating Pass $ 26,351 $ 14,405 $ 2,229 $ 1,990 $ 290 $ 85 $ 223,172 $ - $ 268,522 OAEM - 2,222 - - - - 1,596 - 3,818 Substandard - - - - - - 4,218 - 4,218 Substandard non-performing - - - - - - 88 - 88 Doubtful - - - - - - - - - Total Commercial and industrial - lines of credit $ 26,351 $ 16,627 $ 2,229 $ 1,990 $ 290 $ 85 $ 229,074 $ - $ 276,646 Residential real estate - owner occupied Risk rating Pass $ 94,023 $ 34,631 $ 23,748 $ 19,567 $ 27,791 $ 37,362 $ - $ 1,528 $ 238,650 OAEM - - - - - - - - - Substandard 13 - - 115 - - - - 128 Substandard non-performing 49 58 - 100 38 73 - 95 413 Doubtful - - - - - - - - - Total Residential real estate - owner occupied $ 94,085 $ 34,689 $ 23,748 $ 19,782 $ 27,829 $ 37,435 $ - $ 1,623 $ 239,191 Residential real estate - non-owner occupied Risk rating Pass $ 63,537 $ 22,422 $ 25,466 $ 10,587 $ 9,609 $ 6,451 $ - $ 788 $ 138,860 OAEM 137 1,600 140 - - 92 - - 1,969 Substandard - - - - - - - - - Substandard non-performing - - 29 - - 72 - - 101 Doubtful - - - - - - - - - Total Residential real estate - non-owner occupied $ 63,674 $ 24,022 $ 25,635 $ 10,587 $ 9,609 $ 6,615 $ - $ 788 $ 140,930 Construction and land development Risk rating Pass $ 139,611 $ 94,066 $ 32,539 $ 15,384 $ 1,175 $ 553 $ 6,304 $ 1,883 $ 291,515 OAEM - - - - - - 249 - 249 Substandard - - - - - - - - - Substandard non-performing - - - - - - - - - Doubtful - - - - - - - - - Total Construction and land development $ 139,611 $ 94,066 $ 32,539 $ 15,384 $ 1,175 $ 553 $ 6,553 $ 1,883 $ 291,764 Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 95,145 $ - $ 95,145 OAEM - - - - - - - - - Substandard - - - - - - - - - Substandard non-performing - - - - - - 221 - 221 Doubtful - - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 95,366 $ - $ 95,366 (continued) (continued) Revolving Revolving loans loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized converted December 31, 2020 2020 2019 2018 2017 2016 Prior cost basis to term Total Consumer Risk rating Pass* $ 10,334 $ 2,897 $ 1,687 $ 243 $ 420 $ 466 $ 28,363 $ 192 $ 44,602 OAEM - - - - - - - - - Substandard - - - - - - - - - Substandard non-performing - - - - 2 - 2 - 4 Doubtful - - - - - - - - - Total Consumer $ 10,334 $ 2,897 $ 1,687 $ 243 $ 422 $ 466 $ 28,365 $ 192 $ 44,606 Leases Risk rating Pass $ 4,674 $ 1,875 $ 2,144 $ 1,300 $ 2,550 $ 2,168 $ - $ - $ 14,711 OAEM - - - - 69 - - - 69 Substandard - - 6 - - - - - 6 Substandard non-performing - - - - - - - - - Doubtful - - - - - - - - - Total Leases $ 4,674 $ 1,875 $ 2,150 $ 1,300 $ 2,619 $ 2,168 $ - $ - $ 14,786 Credit cards - commercial Risk rating Pass $ - $ - $ - $ - $ - $ - $ 10,203 $ - $ 10,203 OAEM - - - - - - - - - Substandard - - - - - - - - - Substandard non-performing - - - - - - - - - Doubtful - - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 10,203 $ - $ 10,203 Total loans Risk rating Pass $ 1,591,257 $ 474,052 $ 378,423 $ 245,487 $ 195,414 $ 143,251 $ 383,319 $ 26,216 $ 3,437,419 OAEM 4,138 29,912 9,593 796 8,174 715 2,045 - 55,373 Substandard 6,824 9,782 1,341 453 1,793 1,065 4,648 384 26,290 Substandard non-performing 9,784 58 44 1,209 40 622 311 446 12,514 Doubtful - - - - - - - - - Total Loans $ 1,612,003 $ 513,804 $ 389,401 $ 247,945 $ 205,421 $ 145,653 $ 390,323 $ 27,046 $ 3,531,596 * - Revolving loans include $536 thousand in overdrawn demand deposit balances. Bancorp considers the performance of the loan portfolio and its impact on the ACL. For certain loan classes, such as credit cards, credit quality is evaluated based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in commercial credit cards based on payment activity: March 31, December 31, (in thousands) 2021 2020 Credit cards - commercial Performing $ 11,542 $ 10,203 Non-performing — — Total credit cards - commercial $ 11,542 $ 10,203 In accordance with Section 4013 90 180 not not March 31, 2021, December 31, 2020. Troubled Debt Restructurings Detail of outstanding TDRs included in total non-performing loans follows: March 31, 2021 December 31, 2020 Specific Additional Specific Additional reserve commitment reserve commitment (in thousands) Balance allocation to lend Balance allocation to lend Commercial and industrial - term $ 15 $ 15 $ — $ 16 $ 16 $ — Residential real estate — — — — — — Total TDRs $ 15 $ 15 $ — $ 16 $ 16 $ — During the three March 31, 2021 2020, 12 90 At March 31, 2021 December 31, 2020, |
Note 4 - Goodwill and Core Depo
Note 4 - Goodwill and Core Deposit Intangibles | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Goodwill and Intangible Assets Disclosure [Text Block] | ( 4 Goodwill and Core Deposit Intangibles Goodwill represents $11.8 million related to the 2019 1996 2013 March 31, 2020, 2019 12 GAAP requires that goodwill and intangible assets with indefinite useful lives not September 30 At December 31, 2020, not not not Changes in the carrying value of goodwill follows: Three months ended March 31, (in thousands) 2021 2020 Balance at beginning of period $ 12,513 $ 12,513 Goodwill acquired — — Recast adjustments — — Impairment — — Balance at end of period $ 12,513 $ 12,513 Bancorp recorded CDI assets of $1.5 million and $2.5 million in association with the acquisition of KSB in 2019 2013, Changes in the net carrying amount of CDIs follows: Three months ended March 31, (in thousands) 2021 2020 Balance at beginning of period $ 1,962 $ 2,285 Core deposit intangible acquired — — Amortization (77 ) (82 ) Balance at end of period $ 1,885 $ 2,203 |
Note 5 - Other Assets
Note 5 - Other Assets | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Other Assets Disclosure [Text Block] | ( 5 Other Assets A summary of the major components of other assets follows: March 31, December 31, (in thousands) 2021 2020 Cash surrender value of life insurance other than BOLI $ 18,913 $ 18,426 Net deferred tax asset 24,629 22,320 Investments in tax credit related ventures 9,400 9,552 Swap assets 4,080 8,374 Prepaid assets 2,267 2,935 Trust fees receivable 2,350 2,192 Mortgage servicing rights 2,865 2,710 Other real estate owned 281 281 Other 5,013 4,575 Total other assets $ 69,798 $ 71,365 Bancorp maintains life insurance policies other than BOLI in conjunction with its non-qualified defined benefit retirement and non-qualified compensation plans. Bancorp enters into interest rate swap transactions with borrowers who desire to hedge exposure to rising interest rates, while at the same time entering into an offsetting interest rate swap, with substantially matching terms, with another approved independent counterparty. These are undesignated derivative instruments and are recognized on the balance sheet at fair value. For additional information, see the footnote titled “ Derivative Financial Instruments. MSRs, a component of other assets, are initially recognized at fair value when mortgage loans are sold with servicing retained. The MSRs are amortized in proportion to and over the period of estimated net servicing income, considering appropriate prepayment assumptions. MSRs are evaluated quarterly for impairment by comparing carrying value to fair value. Fair value is based on a valuation model that calculates the PV of estimated net servicing income. The model incorporates assumptions that market participants would use in estimating future net servicing income. The estimated fair value of MSRs at March 31, 2021 December 31, 2020 March 31, 2021 December 31, 2020, Changes in the net carrying amount of MSRs follows: Three months ended March 31, (in thousands) 2021 2020 Balance at beginning of period $ 2,710 $ 1,372 Additions for mortgage loans sold 407 130 Amortization (252 ) (56 ) Impairment — — Balance at end of period $ 2,865 $ 1,446 Total outstanding principal balances of loans serviced for others were $446 million and $428 million at March 31, 2021 December 31, 2020, |
Note 6 - Income Taxes
Note 6 - Income Taxes | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Income Tax Disclosure [Text Block] | ( 6 Income Taxes Components of income tax expense (benefit) from operations follows: Three months ended March 31, (in thousands) 2021 2020 Current income tax expense: Federal $ 3,493 $ 1,842 State 522 131 Total current income tax expense 4,015 1,973 Deferred income tax expense (benefit): Federal 837 652 State 609 (376 ) Total deferred income tax expense (benefit) 1,446 276 Change in valuation allowance - 1 Total income tax expense $ 5,461 $ 2,250 An analysis of the difference between the statutory and ETRs from operations follows: Three months ended March 31, 2021 2020 U.S. federal statutory income tax rate 21.0 % 21.0 % State income taxes, net of federal benefit 3.2 (1.3 ) Tax credits (0.5 ) (5.9 ) Excess tax benefit from stock-based compensation arrangements (3.0 ) 0.4 Change in cash surrender value of life insurance (0.4 ) 1.2 Tax exempt interest income (0.1 ) (0.3 ) Other, net (0.8 ) (0.6 ) Effective tax rate 19.4 % 14.5 % Current state income tax expense represents tax owed to the states of Kentucky and Indiana. Ohio state bank taxes are currently based on capital levels and are recorded as other non-interest expense. The state of Kentucky passed legislation in 2019 2021 first 2021, GAAP provides guidance on financial statement recognition and measurement of tax positions taken, or expected to be taken, in tax returns. If recognized, tax benefits would reduce tax expense and accordingly, increase net income. The amount of unrecognized tax benefits may December 31, 2020 2019, 2016. |
Note 7 - Deposits
Note 7 - Deposits | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Deposit Liabilities Disclosures [Text Block] | ( 7 Deposits The composition of deposits follows: (in thousands) March 31, 2021 December 31, 2020 Non-interest bearing demand deposits $ 1,370,183 $ 1,187,057 Interest bearing deposits: Interest bearing demand 1,383,349 1,355,985 Savings 230,965 208,774 Money market 847,758 844,414 Time deposits of $250 thousand or more 67,179 73,065 Other time deposits(1) 300,528 319,339 Total time deposits 367,707 392,404 Total interest bearing deposits 2,829,779 2,801,577 Total deposits $ 4,199,962 $ 3,988,634 ( 1 Includes $20 million and $25 million in brokered deposits as of March 31, 2021 December 31, 2020, |
Note 8 - Securities Sold Under
Note 8 - Securities Sold Under Agreements to Repurchase | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block] | ( 8 Securities Sold Under Agreements to Repurchase SSUAR represent a funding source of Bancorp and are primarily used by commercial customers in conjunction with collateralized corporate cash management accounts. Such repurchase agreements are considered financing agreements and mature within one March 31, 2021 December 31, 2020, Information concerning SSUAR follows: (dollars in thousands) March 31, 2021 December 31, 2020 Outstanding balance at end of period $ 51,681 $ 47,979 Weighted average interest rate at end of period 0.03 % 0.05 % Three months ended March 31, (dollars in thousands) 2021 2020 Average outstanding balance during the period $ 46,937 $ 33,413 Average interest rate during the period 0.04 % 0.19 % Maximum outstanding at any month end during the period $ 51,681 $ 33,955 |
Note 9 - FHLB Advances
Note 9 - FHLB Advances | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Federal Home Loan Bank Advances, Disclosure [Text Block] | ( 9 FHLB Advances Bancorp had 36 separate advances totaling $24 million outstanding as of March 31, 2021, December 31, 2020. 2028. March 31, 2021, one Subsequent to the end of the first 2020 first 2021 two March 31, 2021 The following is a summary of the contractual maturities and average effective rates of outstanding advances: (dollars in thousands) As of March 31, 2021 As of December 31, 2020 Maturity Weighted average Weighted average Year Advance Fixed Rate Advance Fixed Rate 2021 $ 10,118 0.25 $ 12,148 0.68 2022 — — — — 2023 223 1.01 268 1.00 2024 843 2.37 1,389 2.36 2025 1,748 2.44 2,827 2.43 2026 2,956 1.94 5,401 1.96 2027 4,650 1.75 5,323 1.73 2028 3,642 2.27 4,283 2.27 Total $ 24,180 1.29 % $ 31,639 1.52 % FHLB advances are collateralized by certain CRE and residential real estate mortgage loans under blanket mortgage collateral pledge agreements, as well as a portion Bancorp’s PPP loan portfolio and FHLB stock. Bancorp views these advances as an effective lower-costing alternative to brokered deposits to fund loan growth. At March 31, 2021 December 31, 2020, Bancorp also had $80 million in FFP lines available from correspondent banks at both March 31, 2021 December 31, 2020, |
Note 10 - Commitments and Conti
Note 10 - Commitments and Contingent Liabilities | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Commitments and Contingencies Disclosure [Text Block] | ( 10 Commitments and Contingent Liabilities As of March 31, 2021 December 31, 2020, not (in thousands) March 31, 2021 December 31, 2020 Commercial and industrial $ 585,289 $ 555,077 Construction and development 292,996 266,550 Home equity 177,156 175,132 Credit cards 32,555 32,321 Overdrafts 32,917 33,564 Letters of credit 26,326 24,425 Other 51,935 54,385 Future loan commitments 201,487 249,318 Total off balance sheet commitments to extend credit $ 1,400,661 $ 1,390,772 Commitments to extend credit are agreements to lend to customers either as unsecured or, in the case of secured, as long as collateral is available as agreed upon and there is no not may At March 31, 2021 December 31, 2020, three March 31, 2021, 2020. December 31, 2020 March 31, 2021 Standby letters of credit are conditional commitments issued by Bancorp to guarantee the performance of a customer to a first one two Certain commercial customers require confirmation of Bancorp’s letters of credit by other banks since Bancorp does not one one six March 31, 2021, No On April 9, 2021, No. 21 00109 April 28, 2021, No. 5:21 00108 On April 30, 2021, Alex Ciccotelli v. Kentucky Bancshares, Inc. et al. No. 1:21 03865 14 1934 “1934 14a 9 20 1934 not As of March 31, 2021, not |
Note 11 - Assets and Liabilitie
Note 11 - Assets and Liabilities Measured and Reported at Fair Value | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block] | ( 11 Assets and Liabilities Measured and Reported at Fair Value Fair value represents the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1 Level 2 1 not Level 3 The methods of determining the fair value of assets and liabilities presented in this note are consistent with the methodologies disclosed in Bancorp’s Annual Report on Form 10 December 31, 2020. Carrying values of assets measured at fair value on a recurring basis follows: Fair Value Measurements Using: Total March 31, 2021 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: Government sponsored enterprise obligations $ — $ 130,724 $ — $ 130,724 Mortgage backed securities - government agencies — 523,131 — 523,131 Obligations of states and political subdivisions — 18,312 — 18,312 Total available for sale debt securities — 672,167 — 672,167 Interest rate swaps — 4,080 — 4,080 Total assets $ — $ 676,247 $ — $ 676,247 Liabilities: Interest rate swaps $ — $ 4,213 $ — $ 4,213 Fair Value Measurements Using: Total December 31, 2020 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: Government sponsored enterprise obligations $ — $ 138,078 $ — $ 138,078 Mortgage backed securities - government agencies — 437,585 — 437,585 Obligations of states and political subdivisions — 11,315 — 11,315 Total available for sale debt securities — 586,978 — 586,978 Interest rate swaps — 8,374 — 8,374 Total assets $ — $ 595,352 $ — $ 595,352 Liabilities: Interest rate swaps $ — $ 8,391 $ — $ 8,391 There were no 3 2021 2020. Discussion of assets measured at fair value on a non-recurring basis follows: MSRs 3. March 31, 2021 December 31, 2020, not March 31, 2021 December 31, 2020. Collateral dependent loans third may no one three third may OREO third may no one three Carrying values of assets measured at fair value on a non-recurring basis follows: Losses recorded for the three Fair Value Measurements Using: Total months ended March 31, 2021 (in thousands) Level 1 Level 2 Level 3 Fair Value March 31, 2021 Collateral dependent loans $ — $ — $ 7,571 $ 7,571 $ — Other real estate owned — — 281 281 — Losses recorded for the three Fair Value Measurements Using: Total months ended December 31, 2020 (in thousands) Level 1 Level 2 Level 3 Fair Value March 31, 2020 Impaired loans $ — $ — $ 7,546 $ 7,546 $ — Other real estate owned — — 281 281 — There were no March 31, 2021 December 31, 2020. For Level 3 March 31, 2021 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Collateral dependent loans $ 7,571 Appraisal Appraisal discounts 10.7 % Other real estate owned 281 Appraisal Appraisal discounts 36.0 December 31, 2020 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Impaired loans - collateral dependent $ 7,546 Appraisal Appraisal discounts 10.7 % Other real estate owned 281 Appraisal Appraisal discounts 36.0 |
Note 12 - Disclosure of Financi
Note 12 - Disclosure of Financial Instruments Not Reported at Fair Value | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Fair Value Disclosures [Text Block] | ( 12 Disclosure of Financial Instruments Not GAAP requires disclosure of the fair value of financial assets and liabilities, including those financial assets and financial liabilities that are not not (in thousands) Carrying Fair Value Measurements Using: March 31, 2021 amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 332,981 $ 332,981 $ 332,981 $ — $ — Mortgage loans held for sale 6,579 6,726 — 6,726 — Federal Home Loan Bank stock 10,228 10,228 — 10,228 — Loans, net 3,584,442 3,618,075 — — 3,618,075 Accrued interest receivable 12,998 12,998 12,998 — — Liabilities Non-interest bearing deposits $ 1,370,183 $ 1,370,183 $ 1,370,183 $ — $ — Transaction deposits 2,462,072 2,462,072 — 2,462,072 — Time deposits 367,707 370,126 — 370,126 — Securities sold under agreement to repurchase 51,681 51,681 — 51,681 — Federal funds purchased 8,642 8,642 — 8,642 — Federal Home Loan Bank advances 24,180 24,792 — 24,792 — Accrued interest payable 249 249 249 — — (in thousands) Carrying Fair Value Measurements Using: December 31, 2020 amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 317,945 $ 317,945 $ 317,945 $ — $ — Mortgage loans held for sale 22,547 23,389 — 23,389 — Federal Home Loan Bank stock 11,284 11,284 — 11,284 — Loans, net 3,479,676 3,513,916 — — 3,513,916 Accrued interest receivable 13,094 13,094 13,094 — — Liabilities Non-interest bearing deposits $ 1,187,057 $ 1,187,057 $ 1,187,057 $ — $ — Transaction deposits 2,409,173 2,409,173 — 2,409,173 — Time deposits 392,404 395,734 — 395,734 — Securities sold under agreement to repurchase 47,979 47,979 — 47,979 — Federal funds purchased 11,464 11,464 — 11,464 — Federal Home Loan Bank advances 31,639 33,180 — 33,180 — Accrued interest payable 391 391 391 — — Fair value estimates are made at a specific point in time based on relevant market information and information about financial instruments. Because no may not |
Note 13 - Accumulated Other Com
Note 13 - Accumulated Other Comprehensive Income (Loss) | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Comprehensive Income (Loss) Note [Text Block] | ( 13 Accumulated Other Comprehensive Income (Loss) The following table illustrates activity within the balances of AOCI by component: Net unrealized Net unrealized Minimum gains (losses) gains (losses) pension on available for on cash liability (in thousands) sale debt securities flow hedges adjustment Total Three months ended March 31, 2021 Balance, January 1, 2021 $ 9,310 $ (122 ) $ (447 ) $ 8,741 Net current period other comprehensive income (loss) (11,823 ) 32 — (11,791 ) Balance, March 31, 2021 $ (2,513 ) $ (90 ) $ (447 ) $ (3,050 ) Three months ended March 31, 2020 Balance, January 1, 2020 $ 1,085 $ (39 ) $ (369 ) $ 677 Net current period other comprehensive income (loss) 6,038 (263 ) — 5,775 Balance, March 31, 2020 $ 7,123 $ (302 ) $ (369 ) $ 6,452 |
Note 14 - Preferred Stock
Note 14 - Preferred Stock | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Preferred Stock [Text Block] | ( 14 Preferred Stock Bancorp has one None |
Note 15 - Net Income Per Share
Note 15 - Net Income Per Share | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Earnings Per Share [Text Block] | ( 15 Net Income Per Share The following table reflects net income (numerator) and average shares outstanding (denominator) for basic and diluted net income per share computations: Three months ended March 31, (in thousands, except per share data) 2021 2020 Net income $ 22,710 $ 13,232 Weighted average shares outstanding - basic 22,622 22,516 Dilutive securities 243 220 Weighted average shares outstanding- diluted 22,865 22,736 Net income per share - basic $ 1.00 $ 0.59 Net income per share - diluted 0.99 0.58 Certain SARs that were excluded from the EPS calculation because their impact was antidilutive were as follows: Three months ended (shares in thousands) March 31, 2021 2020 Antidilutive SARs 29 247 |
Note 16 - Stock-based Compensat
Note 16 - Stock-based Compensation | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Share-based Payment Arrangement [Text Block] | ( 16 Stock-Based Compensation The fair value of all stock-based awards granted, net of estimated forfeitures, is recognized as compensation expense over the respective service period. At Bancorp's 2015 2015 2005 2015 2018, March 31, 2021, 2005 April 2015 2025. 2015 no SAR Grants ten Fair values of SARs are estimated at the date of grant using the Black-Scholes option-pricing model, a leading formula for calculating such value. This model requires the input of assumptions, changes to which can materially impact the fair value estimate. The following assumptions were used in SAR valuations at the grant date in each year: Assumptions 2021 2020 Dividend yield 2.52 % 2.51 % Expected volatility 25.21 % 20.87 % Risk free interest rate 1.23 % 1.25 % Expected life (years) 7.1 7.1 Dividend yield and expected volatility are based on historical information for Bancorp corresponding to the expected life of SARs granted. Expected volatility is the volatility of underlying shares for the expected term calculated on a monthly basis. The risk free interest rate is the implied yield currently available on U.S. Treasury issues with a remaining term equal to the expected life of the awards. The expected life of SARs is based on actual experience of past like-term SARs. Bancorp evaluates historical exercise and post-vesting termination behavior when determining the expected life. RSA Grants five 2015, 2015 PSU Grants three January 1 first not one 2021 2020. RSU Grants In the first 2021 2020, Bancorp utilized cash of $164,000 and $224,000 during the first three 2021 2020, Bancorp has recognized stock-based compensation expense for SARs, RSAs and PSUs within compensation expense and RSUs for directors within other non-interest expense, as follows: Three months ended March 31, 2021 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 89 $ 329 $ 76 $ 355 $ 849 Deferred tax benefit (19 ) (69 ) (16 ) (75 ) (179 ) Total net expense $ 70 $ 260 $ 60 $ 280 $ 670 Three months ended March 31, 2020 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance S tock Units Total Expense $ 90 $ 325 $ 67 $ 335 $ 817 Deferred tax benefit (19 ) (68 ) (14 ) (71 ) (172 ) Total net expense $ 71 $ 257 $ 53 $ 264 $ 645 Detail of unrecognized stock-based compensation expense follows: Stock (in thousands) Appreciation Restricted Restricted Performance Year ended Rights Stock Awards Stock Units Stock Units Total Remainder of 2021 $ 262 $ 992 $ 237 $ 1,134 $ 2,625 2022 305 1,126 3 980 2,414 2023 230 910 — 490 1,630 2024 124 656 — — 780 2025 65 392 — — 457 2026 9 36 — — 45 Total estimated expense $ 995 $ 4,112 $ 240 $ 2,604 $ 7,951 The following table summarizes SARs Weighted Weighted Weighted average average Aggregate average remaining Exercise exercise intrinsic fair contractual (in thousands, except per share data) SARs price price value (1) value life (in years) Outstanding, January 1, 2020 641 $14.02 - $40.00 $ 25.06 $ 10,250 $ 4.10 5.3 Granted 48 37.30 - 37.30 37.30 154 5.80 Exercised (96 ) 14.02 - 25.76 16.33 2,401 2.88 Forfeited — — — — — Outstanding, December 31, 2020 593 $15.24 - $40.00 $ 27.47 $ 7,706 $ 4.44 5.1 Outstanding, January 1, 2021 593 $15.24 - $40.00 $ 27.47 $ 7,706 $ 4.44 5.1 Granted 28 50.71 - 50.71 50.71 10 9.75 Exercised (76 ) 15.24 - 15.84 15.31 2,815 2.58 Forfeited — — — — — Outstanding, March 31, 2021 545 $15.24 - $50.71 $ 30.40 $ 11,258 $ 4.98 5.6 Vested and exercisable 386 $15.24 - $40.00 $ 26.41 $ 9,509 $ 4.29 4.6 Unvested 159 33.08 - 50.71 40.08 1,749 6.65 8.2 Outstanding, March 31, 2021 545 $15.24 - $50.71 $ 30.40 $ 11,258 $ 4.98 5.6 Vested in the current year 51 $25.76 - $40.00 $ 33.77 $ 876 $ 5.45 ( 1 Aggregate intrinsic value for SARs is defined as the amount by which the current market price of the underlying stock exceeds the exercise or grant price. The following table summarizes activity for RSAs Grant date weighted (in thousands, except per share data) RSAs average cost Unvested at January 1, 2020 108 $ 34.31 Shares awarded 36 39.30 Restrictions lapsed and shares released (41 ) 32.38 Shares forfeited (4 ) 36.63 Unvested at December 31, 2020 99 $ 36.85 Unvested at January 1, 2021 99 $ 36.85 Shares awarded 39 46.90 Restrictions lapsed and shares released (32 ) 35.34 Shares forfeited — — Unvested at March 31, 2021 106 $ 41.00 Shares expected to be awarded for PSUs three January 1 Vesting Expected Grant period Fair shares to year in years value be awarded 2019 3 $ 32.03 43,603 2020 3 32.27 45,577 2021 3 44.44 33,095 |
Note 17 - Derivative Financial
Note 17 - Derivative Financial Instruments | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Derivative Instruments and Hedging Activities Disclosure [Text Block] | ( 17 Derivative Financial Instruments Periodically, Bancorp enters into interest rate swap transactions with borrowers who desire to hedge exposure to rising interest rates, while at the same time entering into an offsetting interest rate swap, with substantially matching terms, with another approved independent counterparty. These are undesignated derivative instruments and are recognized on the balance sheet at fair value. Because of matching terms of offsetting contracts and collateral provisions mitigating any non-performance risk, changes in fair value subsequent to initial recognition have an insignificant effect on earnings. Exchanges of cash flows related to undesignated interest rate swap agreements were offsetting and therefore had no Interest rate swap agreements derive their value from underlying interest rates. These transactions involve both credit and market risk. Notional amounts are amounts on which calculations, payments and the value of the derivative are based. Notional amounts do not not Bancorp had outstanding undesignated interest rate swap contracts as follows: Receiving Paying March 31, December 31, March 31, December 31, (dollars in thousands) 2021 2020 2021 2020 Notional amount $ 141,271 $ 119,940 $ 141,271 $ 119,940 Weighted average maturity (years) 7.6 7.8 7.6 7.8 Fair value $ 4,080 $ 8,374 $ 4,213 $ 8,391 In 2016, three December 6, 2016 December 6, 2021. The following table details Bancorp’s derivative position designated as a cash flow hedge, and the related fair value: (dollars in thousands) Fair value Notional Maturity Receive (variable) Pay fixed assets (liabilities) amount date index swap rate March 31, 2021 December 31, 2020 $ 10,000 December 6, 2021 Three Month LIBOR 1.89 % $ (117 ) $ (160 ) |
Note 18 - Regulatory Matters
Note 18 - Regulatory Matters | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Regulatory Capital Requirements under Banking Regulations [Text Block] | ( 18 Regulatory Matters Bancorp and the Bank are subject to capital regulations in accordance with Basel III, as administered by banking regulators. Regulatory agencies measure capital adequacy within a framework that makes capital requirements, in part, dependent on the individual risk profiles of financial institutions. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on Bancorp’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Holding Company and the Bank must meet specific capital guidelines that involve quantitative measures of Bancorp’s assets, liabilities and certain off-balance sheet items, as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators regarding components, risk weightings and other factors. Banking regulators have categorized the Bank as well-capitalized. To meet the definition of well-capitalized, a bank must have a minimum 6.5% Common Equity Tier 1 1 1 Additionally, in order to avoid limitations on capital distributions, including dividend payments and certain discretionary bonus payments to executive officers, Bancorp and the Bank must hold a 2.5% capital conservation buffer composed of Common Equity Tier 1 1 1 December 31, 2020, 1 1 2016 January 1, 2019. Bancorp continues to exceed the regulatory requirements for all calculations. Bancorp and the Bank intend to maintain a capital position that meets or exceeds the “well-capitalized” requirements as defined by the FRB and the FDIC, in addition to the capital conservation buffer. The following table sets forth consolidated Bancorp’s and the Bank’s risk based capital amounts and ratios: (dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized March 31, 2021 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 483,547 13.39 % $ 288,967 8.00 % NA NA Bank 470,308 13.06 288,044 8.00 $ 360,055 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 444,896 12.32 162,544 4.50 NA NA Bank 431,657 11.99 162,025 4.50 234,036 6.50 Tier 1 risk-based capital (1) Consolidated 444,896 12.32 216,725 6.00 NA NA Bank 431,657 11.99 216,033 6.00 288,044 8.00 Leverage (2) Consolidated 444,896 9.46 188,063 4.00 NA NA Bank 431,657 9.20 187,763 4.00 234,703 5.00 (dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized December 31, 2020 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 470,648 13.36 % $ 281,887 8.00 % NA NA Bank 456,302 12.99 281,106 8.00 $ 351,383 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 430,886 12.23 158,556 4.50 NA NA Bank 416,540 11.85 158,122 4.50 228,399 6.50 Tier 1 risk-based capital (1) Consolidated 430,886 12.23 211,407 6.00 NA NA Bank 416,540 11.85 210,830 6.00 281,106 8.00 Leverage (2) Consolidated 430,886 9.57 180,123 4.00 NA NA Bank 416,540 9.26 179,845 4.00 224,807 5.00 ( 1 Ratio is computed in relation to risk-weighted assets. ( 2 Ratio is computed in relation to average assets. NA Not |
Note 19 - Segments
Note 19 - Segments | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Segment Reporting Disclosure [Text Block] | ( 19 Segments Bancorp’s principal activities include commercial banking and WM&T. Commercial banking provides a full range of loan and deposit products to individual consumers and businesses. Commercial banking also includes Bancorp’s mortgage banking and investment products sales activity. WM&T provides investment management, financial & retirement planning and trust & estate services, as well as retirement plan management for businesses and corporations in all markets in which Bancorp operates. The magnitude of WM&T revenue distinguishes Bancorp from other community banks of similar asset size. Financial information for each business segment reflects that which is specifically identifiable or allocated based on an internal allocation method. Income taxes are allocated based on the effective federal income tax rate adjusted for any tax-exempt activity. All tax-exempt activity and provision have been allocated fully to the commercial banking segment. Measurement of performance of business segments is based on the management structure of Bancorp and is not not Principally, all of the net assets of Bancorp are involved in the commercial banking segment. Goodwill of $12.5 million, of which $682,000 relates to a bank acquisition in 1996 2019 not Selected financial information by business segment follows: Three months ended March 31, 2021 Three months ended March 31, 2020 (in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Net interest income $ 37,742 $ 83 $ 37,825 $ 32,361 $ 85 $ 32,446 Provision for credit losses (1,475 ) — (1,475 ) 5,925 — 5,925 Wealth management and trust services — 6,248 6,248 — 6,218 6,218 All other non-interest income 7,596 — 7,596 6,318 — 6,318 Non-interest expenses 21,696 3,277 24,973 20,263 3,312 23,575 Income before income tax expense 25,117 3,054 28,171 12,491 2,991 15,482 Income tax expense 4,798 663 5,461 1,601 649 2,250 Net income $ 20,319 $ 2,391 $ 22,710 $ 10,890 $ 2,342 $ 13,232 Segment assets $ 4,790,344 $ 3,731 $ 4,794,075 $ 3,781,063 $ 3,523 $ 3,784,586 |
Note 20 - Revenue From Contract
Note 20 - Revenue From Contracts With Customers | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Revenue from Contract with Customer [Text Block] | ( 20 Revenue from Contracts with Customers All of Bancorp’s revenue from contracts with customers in the scope of ASC 606 606 Three months ended March 31, 2021 Three months ended March 31, 2020 (in thousands) Commercial Banking WM&T Total Commercial WM&T Total Wealth management and trust services $ — $ 6,248 $ 6,248 $ — $ 6,218 $ 6,218 Deposit service charges 944 — 944 1,283 — 1,283 Debit and credit card income 2,273 — 2,273 1,980 — 1,980 Treasury management fees 1,540 — 1,540 1,284 — 1,284 Mortgage banking income (1) 1,444 — 1,444 846 — 846 Net investment product sales commissions and fees 464 — 464 466 — 466 Bank owned life insurance (1) 161 — 161 179 — 179 Other (2) 770 — 770 280 — 280 Total non-interest income $ 7,596 $ 6,248 $ 13,844 $ 6,318 $ 6,218 $ 12,536 ( 1 606. ( 2 606, Bancorp’s revenue on the consolidated statement of income is categorized by product type, which effectively depicts how the nature, timing and extent of cash flows are affected by economic factors. Revenue sources within the scope of ASC 606 Bancorp earns fees from its deposit customers for transaction-based, account management and overdraft services. Transaction-based fees, which include services such as ATM use fees, stop payments fees and ACH fees, are recognized at the time the transaction is executed, as that is when the company fulfills the performance obligation. Account management fees are earned over the course of a month and charged in the month in which the services are provided. Treasury management transaction fees are recognized at the time the transaction is executed, as that is when the company fulfills the performance obligation. Account analysis fees are earned over the course of a month and charged in the month in which the services are provided. Treasury management fees are withdrawn from customers’ account balances. WM&T provides customers fiduciary and investment management services as agreed upon in asset management contracts. The contracts require WM&T to provide a series of distinct services for which fees are earned over time. The contracts are cancellable upon demand with fees typically based upon the asset value of investments. Revenue is accrued and recognized monthly based upon month-end asset values and collected from the customer predominately in the following month except for a small percentage of fees collected quarterly. Incentive compensation related to WM&T activities is considered a cost of obtaining the contract. Contracts between WM&T and customers do not none March 31, 2021 December 31, 2020, Investment products sales commissions and fees represent the Bank’s share of transaction fees and wrap fees resulting from investment services and programs provided through an agent relationship with a third third not three March 31, 2021 2020. Debit and credit card revenue primarily consists of debit and credit card interchange income. Interchange income represents fees assessed within the payment card system for acceptance of card-based transactions. Interchange fees are assessed as the performance obligation is satisfied, which is at the point in time the card transaction is authorized. Revenue is collected and recognized daily through the payment network settlement process. Bancorp did not 606, first three 2021. |
Note 21 - Leases
Note 21 - Leases | 3 Months Ended |
Mar. 31, 2021 | |
Notes to Financial Statements | |
Lessee, Operating Leases [Text Block] | ( 21 Leases Bancorp has operating leases for various branch locations with terms ranging from five five 12 not Balance sheet, income statement and cash flow detail regarding operating leases follows: (dollars in thousands) March 31, 2021 December 31, 2020 Balance Sheet Operating lease right-of-use asset $ 11,720 $ 12,100 Operating lease liability 13,062 13,476 Weighted average remaining lease term (years) 8.4 8.6 Weighted average discount rate 3.38 % 3.37 % Maturities of lease liabilities: One year or less $ 2,091 $ 2,087 Year two 2,120 2,107 Year three 2,128 2,141 Year four 1,798 1,899 Year five 1,347 1,469 Greater than five years 5,580 5,882 Total lease payments $ 15,064 $ 15,585 Less imputed interest 2,002 2,109 Total $ 13,062 $ 13,476 Three months ended Three months ended (in thousands) March 31, 2021 March 31, 2020 Income Statement Components of lease expense: Operating lease cost $ 487 $ 470 Variable lease cost 51 42 Less sublease income 14 13 Total lease cost $ 524 $ 499 Three months ended Three months ended (in thousands) March 31, 2021 March 31, 2020 Cash flow Statement Supplemental cash flow information: Operating cash flows from operating leases $ 520 $ 485 As of March 31, 2021, not |
Significant Accounting Policies
Significant Accounting Policies (Policies) | 3 Months Ended |
Mar. 31, 2021 | |
Accounting Policies [Abstract] | |
Consolidation, Policy [Policy Text Block] | Principles of Consolidation and Basis of Presentation 10 10 01 X. not In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for fair presentation have been included. Intercompany transactions have been eliminated. These condensed consolidated financial statements should be read in conjunction with Bancorp’s Annual Report on Form 10 December 31, 2020. three March 31, 2021 not may December 31, 2021. |
Use of Estimates, Policy [Policy Text Block] | Critical Accounting Policies and Estimates may not Bancorp’s accounting policies are fundamental to understanding management’s discussion and analysis of our results of operations and financial condition. At March 31, 2021 December 31, 2020, Effective January 1, 2020, 326 Financial Instruments Credit Losses, December 31, 2019. The ACL on loans is established through credit loss expense charged to current earnings. The amount maintained in the ACL reflects management’s estimate of the net amount not not For purposes of establishing the general reserve, Bancorp stratifies the loan portfolio into homogeneous groups of loans that possess similar loss potential characteristics and calculates the net amount expected to be collected over the life of the loans to estimate the credit losses in the loan portfolio. Bancorp’s methodologies for estimating the ACL on loans consider available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. |
Business Combinations Policy [Policy Text Block] | Accounting for Business Acquisitions 805, Business Combinations Identifiable assets acquired, liabilities assumed, and any non-controlling interest in acquirees are generally recognized at their acquisition-date (“day-one”) fair values based on the requirements of ASC Topic 820, Fair Value Measurements and Disclosures. one one one one one may one Acquisition related costs are expensed as incurred unless those costs are related to issuing debt or equity securities used to finance the acquisition. |
Cash and Cash Equivalents, Policy [Policy Text Block] | Cash Equivalents |
Investment, Policy [Policy Text Block] | Debt Securities not March 31, 2021 December 31, 2020. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific-identification method. Amortization of premiums and discounts are recognized in interest income over the period to maturity using the interest method, except for premiums on callable debt securities, which are amortized to their earliest call date. Bancorp has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and reports accrued interest separately in the consolidated balance sheets. A debt security is placed on non-accrual status at the time any principal or interest payments become more than 90 no three March 31, 2021 2020. ACL AFS Debt Securities not may not no In evaluating AFS debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, Bancorp considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. There were no March 31, 2021 December 31, 2020. Changes in the ACL on AFS debt securities are recorded as expense. Losses are charged against the ACL on AFS debt securities when management believes the uncollectability of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. |
Financing Receivable, Held-for-sale [Policy Text Block] | Mortgage Loans Held for Sale |
Financing Receivable [Policy Text Block] | Loans Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income over the life of the loan without anticipating prepayments. Loans are considered past due or delinquent when the contractual principal and/or interest due in accordance with the terms of the loan agreement or any portion thereof remains unpaid after the due date of the scheduled payment. The accrual of interest income on loans is typically discontinued at the time the loan is 90 no 120 not not Acquired loans are recorded at fair value at the date of acquisition based on a DCF methodology that considers various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not may Prior to January 1, 2020, no not not not not Subsequent to January 1, 2020, no January 1, 2020 third 2020. For acquired loans not The subsequent measurement of expected credit losses for all acquired loans is the same as the subsequent measurement of expected credit losses for originated loans. Bancorp adopted ASC 326, Financial Instruments Credit Losses January 1, 2020 January 1, 2020 326, Bancorp adopted ASC 326 310 30. not January 1, 2020, third 2020. The following table summarizes the impact of the adoption of ASC 326 January 1, 2020: January 1, 2020 (in thousands) As reported under ASC 326 Pre-ASC 326 Adoption Impact of Adoption (1) Allowance for credit losses on loans: Commercial real estate - non-owner occupied $ 8,333 $ 5,235 $ 3,098 Commercial real estate - owner occupied 6,219 3,327 2,892 Total commercial real estate 14,552 8,562 5,990 Commercial and industrial - term 7,147 6,782 365 Commercial and industrial - line of credit 4,129 5,657 (1,528 ) Total commercial and industrial 11,276 12,439 (1,163 ) Residential real estate - owner occupied 2,713 1,527 1,186 Residential real estate - non-owner occupied 1,376 947 429 Total residential real estate 4,089 2,474 1,615 Construction and land development 5,161 2,105 3,056 Home equity lines of credit 842 728 114 Consumer 398 100 298 Leases 233 237 (4 ) Credit cards - commercial 96 146 (50 ) Total allowance for credit losses on loans $ 36,647 $ 26,791 $ 9,856 Total allowance for credit losses on off-balance sheet exposures $ 3,850 $ 350 $ 3,500 ( 1 The impact of the ASC 326 ACL Loans Bancorp estimates the ACL on loans based on the underlying assets’ amortized cost basis, which is the amount at which the receivable is originated or acquired, adjusted for applicable accretion or amortization of premium, discount, and net deferred fees or costs, collection of payment, and charge-offs. In the event that collection of principal becomes uncertain, Bancorp has policies in place to reverse accrued interest in a timely manner. Therefore, Bancorp has made a policy election to exclude accrued interest from the measurement of the ACL on loans. Expected credit losses are reflected in the ACL on loans through a charge to provision. When Bancorp deems all or a portion of a financial asset to be uncollectible, the appropriate amount is written-off and the ACL on loans is reduced by the same amount. Bancorp applies judgment to determine when a financial asset is deemed uncollectible; however, generally speaking, an asset will be considered uncollectible no Bancorp’s methodologies for estimating the ACL on loans consider available relevant information about the collectability of cash flows, including information about past events, current conditions and reasonable and supportable forecasts. The methodologies apply historical loss information, adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions expected to exist through the contractual lives of the financial assets that are reasonable and supportable, to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. Bancorp’s methodologies may no Loans are predominantly segmented by FDIC Call Report Codes into loan pools that have similar risk characteristics, similar collateral type and are assumed to pose consistent risk of loss to Bancorp. Bancorp has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: Commercial Real Estate Owner Occupied Commercial Real Estate Non-Owner Occupied five Construction and Land Development third may Commercial and Industrial Residential Real Estate first Home Equity Lines of Credit Consumer may Leases Commercial Credit Cards Bancorp measures expected credit losses for its loan portfolio segments as follows: Loan Portfolio Segment ACL Methodology Commercial real estate - non-owner occupied Discounted cash flow Commercial real estate - owner occupied Discounted cash flow Commercial and industrial - term Static pool Commercial and industrial - line of credit Static pool Residential real estate - owner occupied Discounted cash flow Residential real estate - non-owner occupied Discounted cash flow Construction and land development Static pool Home equity lines of credit Static pool Consumer Static pool Leases Static pool Credit cards - commercial Static pool Discounted Cash flow Method Bancorp uses regression analysis on historical internal and peer data to determine suitable loss drivers to utilize when modeling lifetime probability of default and loss given default. This analysis also determines how expected probability of default and loss given default will react to forecasted levels of the loss drivers. For all loan pools utilizing the DCF method, management utilizes the FRB’s forecasted Seasonally Adjusted National Civilian Unemployment Rate as its primary loss driver, as this was determined to best correlate to historical losses. With regard to the DCF model and the adoption of CECL effective January 1, 2020, four eight one March 31, 2020. June 30, 2020, four March 31, 2021. The combination of adjustments for credit expectations (default and loss) and timing expectations (prepayment, curtailment, and time to recovery) produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce an instrument-level NPV of expected cash flows. An ACL is established for the difference between the instrument’s NPV and amortized cost basis. Static Pool Method Collateral Dependent Loans not may zero not A loan that has been modified or renewed is considered a TDR when two 1 2 not may In March 2020, 4013 Temporary Relief from Troubled Debt Restructurings, 19. 4013 December 31, 2019. March 1, 2020 December 31, 2020 60th 19 December 27, 2020, 1 60 2 January 1, 2022. no |
Property, Plant and Equipment, Policy [Policy Text Block] | Premises and Equipment |
Federal Home Loan Bank Stock [Policy Text Block] | FHLB Stock may |
Goodwill and Intangible Assets, Policy [Policy Text Block] | Goodwill not Bancorp has selected September 30th All goodwill is attributable to the Commercial Banking segment and is deductible for tax purposes. Based on its assessment, Bancorp believes its goodwill balance at March 31, 2021 December 31, 2020 not Other intangible assets consist of CDI assets arising from business acquisitions. CDI assets are initially measured at fair value and then amortized on an accelerated method over their estimated useful lives. |
Other Assets [Policy Text Block] | Other Assets OREO is carried at the lower of cost or estimated fair value minus estimated selling costs. Any write downs to fair value at the date of acquisition are charged to the allowance. In certain situations, improvements to prepare assets for sale are capitalized if those costs increase the estimated fair value of the asset. Expenses incurred in maintaining assets, write downs to reflect subsequent declines in value, and realized gains or losses are reflected in the results of operations and are included in non-interest income and/or expense. MSRs are amortized in proportion to, and over the period of, estimated net servicing income, considering appropriate prepayment assumptions and are evaluated quarterly for impairment by comparing the carrying value to fair value. |
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block] | Off-Balance Sheet Credit Exposures not Bancorp records an ACL on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancelable, through a charge to credit loss expense for off-balance sheet credit exposures included in provision for credit losses on Bancorp’s consolidated statements of income. The ACL on off-balance sheet credit exposures is estimated by loan portfolio segment at each balance sheet date under the current CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur and is included in other liabilities on Bancorp’s consolidated balance sheets. |
Derivatives, Policy [Policy Text Block] | Derivatives For derivatives designated as cash flow hedges, the effective portion of changes in fair value of the derivative is initially reported in OCI and subsequently reclassified to interest income or expense when the hedged transaction affects earnings, while the ineffective portion of changes in fair value of derivative, if any, is recognized immediately in other noninterest income. Bancorp assesses the effectiveness of each hedging relationship by comparing cumulative changes in cash flows of the derivative hedging instrument with cumulative changes in cash flows of the designated hedged item or transaction. No Periodically, Bancorp enters into an interest rate swap transaction with a borrower, who desires to hedge exposure to rising interest rates, while at the same time entering into an offsetting interest rate swap, with substantially matching terms, with another approved independent counterparty. Because of matching terms of offsetting contracts and collateral provisions mitigating any non-performance risk, changes in fair value subsequent to initial recognition have an insignificant effect on earnings. Because these derivative instruments have not Bancorp had no March 31, 2021 December 31, 2020. not Derivative Financial Instruments |
Transfers and Servicing of Financial Assets, Policy [Policy Text Block] | Transfers of Financial Assets not |
Share-based Payment Arrangement [Policy Text Block] | Stock-Based Compensation |
Income Tax, Policy [Policy Text Block] | Income Taxes A tax position is recognized as a benefit only if it is “more-likely-than- not” 50% not not” no Bancorp recognizes interest and/or penalties related to income tax matters in income tax expense. Bancorp periodically invests in certain partnerships with customers that yield historic tax credits, accounted for using the flow through method, which approximates the equity method, and/or low-income housing tax credits as well as tax deductible losses, which are accounted for using the effective yield method for older transactions or proportional amortization method for more recent transactions. The tax benefit of these investments exceeds the amortization expense associated with them, resulting in a positive impact on net income. |
Earnings Per Share, Policy [Policy Text Block] | Net Income Per Share |
Comprehensive Income, Policy [Policy Text Block] | Comprehensive Income |
Loss Contingency [Policy Text Block] | Loss Contingencies not |
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block] | Restrictions on Cash and Cash Equivalents March 26, 2020, 0% 19 0% March 31, 2021. |
Policyholders' Dividend [Policy Text Block] | Dividend Restrictions may |
Fair Value of Financial Instruments, Policy [Policy Text Block] | Fair Value of Financial Instruments Assets and Liabilities Measured and Reported at Fair Value |
Revenue [Policy Text Block] | Revenue from Contracts with Customers January 1, 2018, 2014 09, Revenue from Contracts with Customers, 606” not not 606. 606 |
Segment Reporting, Policy [Policy Text Block] | Segment Information two |
Reclassification, Comparability Adjustment [Policy Text Block] | Reclassifications no |
New Accounting Pronouncements, Policy [Policy Text Block] | Adoption of New Accounting Standards No. 2020 04, 848 Facilitation of the Effects of Reference Rate Reform on Financial Reporting March 2020. March 12, 2020 December 31, 2022. Accounting Standards Updates not not In April 2019, No. 2019 04, Codification Improvements to Financial Instruments - Credit Losses (ASC 326 815 825 December 15, 2022. |
Note 1 - Summary of Significa_2
Note 1 - Summary of Significant Accounting Policies (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Accounting Standards Update and Change in Accounting Principle [Table Text Block] | January 1, 2020 (in thousands) As reported under ASC 326 Pre-ASC 326 Adoption Impact of Adoption (1) Allowance for credit losses on loans: Commercial real estate - non-owner occupied $ 8,333 $ 5,235 $ 3,098 Commercial real estate - owner occupied 6,219 3,327 2,892 Total commercial real estate 14,552 8,562 5,990 Commercial and industrial - term 7,147 6,782 365 Commercial and industrial - line of credit 4,129 5,657 (1,528 ) Total commercial and industrial 11,276 12,439 (1,163 ) Residential real estate - owner occupied 2,713 1,527 1,186 Residential real estate - non-owner occupied 1,376 947 429 Total residential real estate 4,089 2,474 1,615 Construction and land development 5,161 2,105 3,056 Home equity lines of credit 842 728 114 Consumer 398 100 298 Leases 233 237 (4 ) Credit cards - commercial 96 146 (50 ) Total allowance for credit losses on loans $ 36,647 $ 26,791 $ 9,856 Total allowance for credit losses on off-balance sheet exposures $ 3,850 $ 350 $ 3,500 |
Note 2 - Available for Sale D_2
Note 2 - Available for Sale Debt Securities (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Available-for-sale Securities Reconciliation [Table Text Block] | (in thousands) Amortized Unrealized March 31, 2021 cost Gains Losses Fair value Government sponsored enterprise obligations $ 128,314 $ 2,758 $ (348 ) $ 130,724 Mortgage backed securities - government agencies 528,586 4,140 (9,595 ) 523,131 Obligations of states and political subdivisions 18,578 150 (416 ) 18,312 Total available for sale debt securities $ 675,478 $ 7,048 $ (10,359 ) $ 672,167 December 31, 2020 Government sponsored enterprise obligations $ 133,436 $ 5,003 $ (361 ) $ 138,078 Mortgage backed securities - government agencies 430,198 7,555 (168 ) 437,585 Obligations of states and political subdivisions 11,088 227 — 11,315 Total available for sale debt securities $ 574,722 $ 12,785 $ (529 ) $ 586,978 |
Investments Classified by Contractual Maturity Date [Table Text Block] | (in thousands) Amortized cost Fair value Due within one year $ 26,377 $ 26,617 Due after one year but within five years 8,448 8,674 Due after five years but within 10 years 1,377 1,344 Due after 10 years 110,690 112,401 Mortgage backed securities - government agencies 528,586 523,131 Total available for sale debt securities $ 675,478 $ 672,167 |
Schedule of Unrealized Loss on Investments [Table Text Block] | Less than 12 months 12 months or more Total (in thousands) Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2021 value losses value losses value losses Government sponsored enterprise obligations $ 10,309 $ (96 ) $ 23,829 $ (252 ) $ 34,138 $ (348 ) Mortgage-backed securities - government agencies 369,126 (9,594 ) 763 (1 ) 369,889 (9,595 ) Obligations of states and political subdivisions 11,839 (416 ) — — 11,839 (416 ) Total $ 391,274 $ (10,106 ) $ 24,592 $ (253 ) $ 415,866 $ (10,359 ) December 31, 2020 Government sponsored enterprise obligations $ 10,404 $ (112 ) $ 24,398 $ (249 ) $ 34,802 $ (361 ) Mortgage-backed securities - government agencies 68,033 (167 ) 921 (1 ) 68,954 (168 ) Total $ 78,437 $ (279 ) $ 25,319 $ (250 ) $ 103,756 $ (529 ) |
Note 3 - Loans and Allowance _2
Note 3 - Loans and Allowance for Credit Losses on Loans (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | (in thousands) March 31, 2021 December 31, 2020 Commercial real estate - non-owner occupied $ 876,523 $ 833,470 Commercial real estate - owner occupied 527,316 508,672 Total commercial real estate 1,403,839 1,342,142 Commercial and industrial - term 509,567 525,776 Commercial and industrial - term - PPP 612,885 550,186 Commercial and industrial - lines of credit 260,206 276,646 Total commercial and industrial 1,382,658 1,352,608 Residential real estate - owner occupied 262,516 239,191 Residential real estate - non-owner occupied 136,380 140,930 Total residential real estate 398,896 380,121 Construction and land development 281,815 291,764 Home equity lines of credit 91,233 95,366 Consumer 51,058 44,606 Leases 14,115 14,786 Credits cards - commercial 11,542 10,203 Total loans (1) $ 3,635,156 $ 3,531,596 |
Financing Receivable, Allowance for Credit Loss [Table Text Block] | (in thousands) Three Months Ended March 31, 2021 Beginning Balance Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 19,396 $ 635 $ - $ 31 $ 20,062 Commercial real estate - owner occupied 6,983 82 - - 7,065 Total commercial real estate 26,379 717 - 31 27,127 Commercial and industrial - term 8,970 (452 ) (55 ) 6 8,469 Commercial and industrial - lines of credit 3,614 (631 ) - - 2,983 Total commercial and industrial 12,584 (1,083 ) (55 ) 6 11,452 Residential real estate - owner occupied 3,389 (94 ) (3 ) - 3,292 Residential real estate - non-owner occupied 1,818 (110 ) - 1 1,709 Total residential real estate 5,207 (204 ) (3 ) 1 5,001 Construction and land development 6,119 (592 ) - - 5,527 Home equity lines of credit 895 (52 ) - - 843 Consumer 340 41 (64 ) 78 395 Leases 261 (26 ) - - 235 Credit cards - commercial 135 (1 ) - - 134 Total net loan (charge-offs) recoveries $ 51,920 $ (1,200 ) $ (122 ) $ 116 $ 50,714 (in thousands) Three Months Ended March 31, 2020 Beginning Balance Impact of Adopting ASC 326 Initial ACL on Loans Purchased with Credit Deterioration Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 5,235 $ 2,946 $ 152 $ 5,100 $ - $ 3 $ 13,436 Commercial real estate - owner occupied 3,327 1,542 1,350 290 - - 6,509 Total commercial real estate 8,562 4,488 1,502 5,390 - 3 19,945 Commercial and industrial - term 6,782 365 - 837 - 6 7,990 Commercial and industrial - lines of credit 5,657 (1,528 ) - (263 ) - - 3,866 Total commercial and industrial 12,439 (1,163 ) - 574 - 6 11,856 Residential real estate - owner occupied 1,527 1,087 99 (11 ) - - 2,702 Residential real estate - non-owner occupied 947 429 - 43 - - 1,419 Total residential real estate 2,474 1,516 99 32 - - 4,121 Construction and land development 2,105 3,056 - 24 - - 5,185 Home equity lines of credit 728 114 - (219 ) - - 623 Consumer 100 264 34 (138 ) (174 ) 111 197 Leases 237 (4 ) - (74 ) - - 159 Credit cards - commercial 146 (50 ) - (39 ) - - 57 Total net loan (charge-offs) recoveries $ 26,791 $ 8,221 $ 1,635 $ 5,550 $ (174 ) $ 120 $ 42,143 (in thousands) March 31, 2021 Real Estate Accounts Receivable / Equipment Other Total ACL Allocation Commercial real estate - non-owner occupied $ 10,305 $ - $ - $ 10,305 $ 3,037 Commercial real estate - owner occupied 1,054 - - 1,054 13 Total commercial real estate 11,359 - - 11,359 3,050 Commercial and industrial - term 327 51 - 378 15 Commercial and industrial - lines of credit - - - - - Total commercial and industrial 327 51 - 378 15 Residential real estate - owner occupied 810 - - 810 - Residential real estate - non-owner occupied 100 - - 100 - Total residential real estate 910 - - 910 - Construction and land development - - - - - Home equity lines of credit 274 - - 274 - Consumer 7 - - 7 - Leases - - - - - Credit cards - commercial - - - - - Total collateral dependent loans $ 12,877 $ 51 $ - $ 12,928 $ 3,065 (in thousands) December 31, 2020 Real Estate Accounts Receivable / Equipment Other Total ACL Allocation Commercial real estate - non-owner occupied $ 10,278 $ - $ - $ 10,278 $ 3,037 Commercial real estate - owner occupied 1,403 - - 1,403 13 Total commercial real estate 11,681 - - 11,681 3,050 Commercial and industrial - term 16 7 - 23 16 Commercial and industrial - lines of credit - 88 - 88 - Total commercial and industrial 16 95 - 111 16 Residential real estate - owner occupied 413 - - 413 - Residential real estate - non-owner occupied 101 - - 101 - Total residential real estate 514 - - 514 - Construction and land development - - - - - Home equity lines of credit 221 - - 221 - Consumer - - 4 4 - Leases - - - - - Credit cards - commercial - - - - - Total collateral dependent loans $ 12,432 $ 95 $ 4 $ 12,531 $ 3,066 |
Financing Receivable, Nonaccrual [Table Text Block] | Non-accrual Loans Past Due 90-Days- (in thousands) With No Total Troubled Debt or-More and Still March 31, 2021 Recorded ACL Non-accrual Restructurings Accruing Interest Commercial real estate - non-owner occupied $ 212 $ 10,305 $ — $ — Commercial real estate - owner occupied 699 1,054 — — Total commercial real estate 911 11,359 — — Commercial and industrial - term 363 363 15 1,151 Commercial and industrial - lines of credit — — — 78 Total commercial and industrial 363 363 15 1,229 Residential real estate - owner occupied 810 810 — 148 Residential real estate - non-owner occupied 100 100 — — Total residential real estate 910 910 — 148 Construction and land development — — — — Home equity lines of credit 274 274 — — Consumer 7 7 — — Leases — — — — Credit cards - commercial — — — — Total $ 2,465 $ 12,913 $ 15 $ 1,377 Non-accrual Loans Past Due 90-Days- (in thousands) With No Total Troubled Debt or-More and Still December 31, 2020 Recorded ACL Non-accrual Restructurings Accruing Interest Commercial real estate - non-owner occupied $ 186 $ 10,278 $ — $ — Commercial real estate - owner occupied 1,048 1,403 — 156 Total commercial real estate 1,234 11,681 — 156 Commercial and industrial - term 6 6 16 — Commercial and industrial - lines of credit 88 88 — — Total commercial and industrial 94 94 16 — Residential real estate - owner occupied 413 413 — 178 Residential real estate - non-owner occupied 101 101 — 301 Total residential real estate 514 514 — 479 Construction and land development — — — — Home equity lines of credit 221 221 — 14 Consumer 4 4 — — Leases — — — — Credit cards - commercial — — — — Total $ 2,067 $ 12,514 $ 16 $ 649 |
Financing Receivable, Past Due [Table Text Block] | (in thousands) 30-59 days 60-89 days 90 or more Total Total March 31, 2021* Current Past Due Past Due Days Past Due Past Due Loans Commercial real estate - non-owner occupied $ 875,452 $ 374 $ - $ 697 $ 1,071 $ 876,523 Commercial real estate - owner occupied 526,300 347 155 514 1,016 527,316 Total commercial real estate 1,401,752 721 155 1,211 2,087 1,403,839 Commercial and industrial - term 507,642 118 517 1,290 1,925 509,567 Commercial and industrial - term - PPP 612,885 — — — — 612,885 Commercial and industrial - lines of credit 260,055 74 — 77 151 260,206 Total commercial and industrial 1,380,582 192 517 1,367 2,076 1,382,658 Residential real estate - owner occupied 261,350 320 217 629 1,166 262,516 Residential real estate - non-owner occupied 136,257 23 — 100 123 136,380 Total residential real estate 397,607 343 217 729 1,289 398,896 Construction and land development 281,815 — — — — 281,815 Home equity lines of credit 90,778 243 19 193 455 91,233 Consumer 50,994 61 — 3 64 51,058 Leases 14,115 — — — — 14,115 Credit cards - commercial 11,519 23 — — 23 11,542 Total $ 3,629,162 $ 1,583 $ 908 $ 3,503 $ 5,994 $ 3,635,156 (in thousands) 30-59 days 60-89 days 90 or more Total Total December 31, 2020* Current Past Due Past Due Days Past Due Past Due Loans Commercial real estate - non-owner occupied $ 822,199 $ - $ 10,600 $ 671 $ 11,271 $ 833,470 Commercial real estate - owner occupied 507,265 278 — 1,129 1,407 508,672 Total commercial real estate 1,329,464 278 10,600 1,800 12,678 1,342,142 Commercial and industrial - term 523,936 1,404 430 6 1,840 525,776 Commercial and industrial - term - PPP 550,186 — — — — 550,186 Commercial and industrial - lines of credit 276,472 86 — 88 174 276,646 Total commercial and industrial 1,350,594 1,490 430 94 2,014 1,352,608 Residential real estate - owner occupied 237,902 585 247 457 1,289 239,191 Residential real estate - non-owner occupied 140,234 294 — 402 696 140,930 Total residential real estate 378,136 879 247 859 1,985 380,121 Construction and land development 291,764 — — — — 291,764 Home equity lines of credit 95,206 7 139 14 160 95,366 Consumer 44,510 90 4 2 96 44,606 Leases 14,786 — — — — 14,786 Credit cards - commercial 10,197 5 — 1 6 10,203 Total $ 3,514,657 $ 2,749 $ 11,420 $ 2,770 $ 16,939 $ 3,531,596 |
Financing Receivable Credit Quality Indicators [Table Text Block] | Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized March 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Commercial real estate - non-owner occupied: Risk rating Pass $ 68,649 $ 299,229 $ 117,679 $ 106,861 $ 96,267 $ 125,113 $ 13,948 $ 827,746 OAEM - 4,899 16,438 - - 8,216 - 29,553 Substandard 5,166 - 1,826 - - 1,497 430 8,919 Substandard non-performing - 9,645 25 - 607 - 28 10,305 Doubtful - - - - - - - - Total Commercial real estate non-owner occupied $ 73,815 $ 313,773 $ 135,968 $ 106,861 $ 96,874 $ 134,826 $ 14,406 $ 876,523 Commercial real estate - owner occupied: Risk rating Pass $ 40,833 $ 187,832 $ 92,194 $ 81,596 $ 44,782 $ 54,936 $ 5,755 $ 507,928 OAEM - 72 6,466 1,440 779 840 - 9,597 Substandard 2,490 - 4,725 1,321 88 113 - 8,737 Substandard non-performing - 541 - 15 32 466 - 1,054 Doubtful - - - - - - - - Total Commercial real estate owner occupied $ 43,323 $ 188,445 $ 103,385 $ 84,372 $ 45,681 $ 56,355 $ 5,755 $ 527,316 Commercial and industrial - term: Risk rating Pass $ 63,861 $ 187,921 $ 78,625 $ 88,071 $ 39,487 $ 36,746 $ - $ 494,711 OAEM - - 2,216 5,479 - 283 - 7,978 Substandard 197 1,208 2,990 1,897 - 223 - 6,515 Substandard non-performing - - 233 50 80 - - 363 Doubtful - - - - - - - - Total Commercial and industrial - term $ 64,058 $ 189,129 $ 84,064 $ 95,497 $ 39,567 $ 37,252 $ - $ 509,567 Commercial and industrial - PPP Risk rating Pass $ 233,225 $ 379,660 $ - $ - $ - $ - $ - $ 612,885 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Commercial and industrial - PPP $ 233,225 $ 379,660 $ - $ - $ - $ - $ - $ 612,885 (continued) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized March 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Commercial and industrial - lines of credit Risk rating Pass $ 7,591 $ 21,436 $ 13,968 $ 2,146 $ 1,951 $ 334 $ 208,258 $ 255,684 OAEM - - 78 - - - 1,140 1,218 Substandard - - 2,155 - - - 1,149 3,304 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Commercial and industrial - lines of credit $ 7,591 $ 21,436 $ 16,201 $ 2,146 $ 1,951 $ 334 $ 210,547 $ 260,206 Residential real estate - owner occupied Risk rating Pass $ 40,475 $ 91,657 $ 32,914 $ 20,965 $ 17,129 $ 58,445 $ - $ 261,585 OAEM - - - - - - - - Substandard 8 - - - 113 - - 121 Substandard non-performing - 49 58 134 101 468 - 810 Doubtful - - - - - - - - Total Residential real estate - owner occupied $ 40,483 $ 91,706 $ 32,972 $ 21,099 $ 17,343 $ 58,913 $ - $ 262,516 Residential real estate - non-owner occupied Risk rating Pass $ 9,179 $ 57,285 $ 20,460 $ 24,329 $ 9,136 $ 13,937 $ - $ 134,326 OAEM 91 134 1,591 138 - - - 1,954 Substandard - - - - - - - - Substandard non-performing - - - 26 - 74 - 100 Doubtful - - - - - - - - Total Residential real estate - non-owner occupied $ 9,270 $ 57,419 $ 22,051 $ 24,493 $ 9,136 $ 14,011 $ - $ 136,380 Construction and land development Risk rating Pass $ 33,972 $ 129,252 $ 77,587 $ 20,318 $ 14,161 $ 1,448 $ 4,828 $ 281,566 OAEM - - - - - - 249 249 Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Construction and land development $ 33,972 $ 129,252 $ 77,587 $ 20,318 $ 14,161 $ 1,448 $ 5,077 $ 281,815 Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 90,959 $ 90,959 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - 274 274 Doubtful - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 91,233 $ 91,233 (continued) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized March 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Consumer Risk rating Pass* $ 9,981 $ 8,831 $ 2,316 $ 1,279 $ 198 $ 819 $ 27,627 $ 51,051 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - 4 - 3 - 7 Doubtful - - - - - - - - Total Consumer $ 9,981 $ 8,831 $ 2,316 $ 1,283 $ 198 $ 822 $ 27,627 $ 51,058 Leases Risk rating Pass $ 636 $ 4,440 $ 1,752 $ 1,952 $ 1,017 $ 4,268 $ - $ 14,065 OAEM - - - - - 50 - 50 Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Leases $ 636 $ 4,440 $ 1,752 $ 1,952 $ 1,017 $ 4,318 $ - $ 14,115 Credit cards - commercial Risk rating Pass $ - $ - $ - $ - $ - $ - $ 11,542 $ 11,542 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 11,542 $ 11,542 Total loans Risk rating Pass $ 508,402 $ 1,367,543 $ 437,495 $ 347,517 $ 224,128 $ 296,046 $ 362,917 $ 3,544,048 OAEM 91 5,105 26,789 7,057 779 9,389 1,389 50,599 Substandard 7,861 1,208 11,696 3,218 201 1,833 1,579 27,596 Substandard non-performing - 10,235 316 229 820 1,011 302 12,913 Doubtful - - - - - - - - Total Loans $ 516,354 $ 1,384,091 $ 476,296 $ 358,021 $ 225,928 $ 308,279 $ 366,187 $ 3,635,156 Revolving Revolving loans loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized converted December 31, 2020 2020 2019 2018 2017 2016 Prior cost basis to term Total Commercial real estate - non-owner occupied: Risk rating Pass $ 303,246 $ 114,731 $ 102,147 $ 105,981 $ 77,925 $ 57,221 $ 12,439 $ 11,717 $ 785,407 OAEM 3,867 16,587 - - 7,707 615 - - 28,776 Substandard 4,174 1,901 - - 1,513 991 430 - 9,009 Substandard non-performing 9,644 - - 609 - - - 25 10,278 Doubtful - - - - - - - - - Total Commercial real estate non-owner occupied $ 320,931 $ 133,219 $ 102,147 $ 106,590 $ 87,145 $ 58,827 $ 12,869 $ 11,742 $ 833,470 Commercial real estate - owner occupied: Risk rating Pass $ 183,666 $ 94,462 $ 83,592 $ 47,506 $ 39,638 $ 30,533 $ 7,693 $ 2,418 $ 489,508 OAEM 74 6,534 1,575 796 115 - 200 - 9,294 Substandard 1,408 5,360 1,335 247 117 - - - 8,467 Substandard non-performing 91 - 15 500 - 471 - 326 1,403 Doubtful - - - - - - - - - Total Commercial real estate owner occupied $ 185,239 $ 106,356 $ 86,517 $ 49,049 $ 39,870 $ 31,004 $ 7,893 $ 2,744 $ 508,672 Commercial and industrial - term: Risk rating Pass $ 215,629 $ 94,563 $ 104,871 $ 42,929 $ 36,016 $ 8,412 $ - $ 7,690 $ 510,110 OAEM 60 2,969 7,878 - 283 8 - - 11,198 Substandard 1,229 2,521 - 91 163 74 - 384 4,462 Substandard non-performing - - - - - 6 - - 6 Doubtful - - - - - - - - - Total Commercial and industrial - term $ 216,918 $ 100,053 $ 112,749 $ 43,020 $ 36,462 $ 8,500 $ - $ 8,074 $ 525,776 Commercial and industrial - PPP Risk rating Pass $ 550,186 $ - $ - $ - $ - $ - $ - $ - $ 550,186 OAEM - - - - - - - - - Substandard - - - - - - - - - Substandard non-performing - - - - - - - - - Doubtful - - - - - - - - - Total Commercial and industrial - PPP $ 550,186 $ - $ - $ - $ - $ - $ - $ - $ 550,186 (continued) Revolving Revolving loans loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized converted December 31, 2020 2020 2019 2018 2017 2016 Prior cost basis to term Total Commercial and industrial - lines of credit Risk rating Pass $ 26,351 $ 14,405 $ 2,229 $ 1,990 $ 290 $ 85 $ 223,172 $ - $ 268,522 OAEM - 2,222 - - - - 1,596 - 3,818 Substandard - - - - - - 4,218 - 4,218 Substandard non-performing - - - - - - 88 - 88 Doubtful - - - - - - - - - Total Commercial and industrial - lines of credit $ 26,351 $ 16,627 $ 2,229 $ 1,990 $ 290 $ 85 $ 229,074 $ - $ 276,646 Residential real estate - owner occupied Risk rating Pass $ 94,023 $ 34,631 $ 23,748 $ 19,567 $ 27,791 $ 37,362 $ - $ 1,528 $ 238,650 OAEM - - - - - - - - - Substandard 13 - - 115 - - - - 128 Substandard non-performing 49 58 - 100 38 73 - 95 413 Doubtful - - - - - - - - - Total Residential real estate - owner occupied $ 94,085 $ 34,689 $ 23,748 $ 19,782 $ 27,829 $ 37,435 $ - $ 1,623 $ 239,191 Residential real estate - non-owner occupied Risk rating Pass $ 63,537 $ 22,422 $ 25,466 $ 10,587 $ 9,609 $ 6,451 $ - $ 788 $ 138,860 OAEM 137 1,600 140 - - 92 - - 1,969 Substandard - - - - - - - - - Substandard non-performing - - 29 - - 72 - - 101 Doubtful - - - - - - - - - Total Residential real estate - non-owner occupied $ 63,674 $ 24,022 $ 25,635 $ 10,587 $ 9,609 $ 6,615 $ - $ 788 $ 140,930 Construction and land development Risk rating Pass $ 139,611 $ 94,066 $ 32,539 $ 15,384 $ 1,175 $ 553 $ 6,304 $ 1,883 $ 291,515 OAEM - - - - - - 249 - 249 Substandard - - - - - - - - - Substandard non-performing - - - - - - - - - Doubtful - - - - - - - - - Total Construction and land development $ 139,611 $ 94,066 $ 32,539 $ 15,384 $ 1,175 $ 553 $ 6,553 $ 1,883 $ 291,764 Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 95,145 $ - $ 95,145 OAEM - - - - - - - - - Substandard - - - - - - - - - Substandard non-performing - - - - - - 221 - 221 Doubtful - - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 95,366 $ - $ 95,366 Revolving Revolving loans loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized converted December 31, 2020 2020 2019 2018 2017 2016 Prior cost basis to term Total Consumer Risk rating Pass* $ 10,334 $ 2,897 $ 1,687 $ 243 $ 420 $ 466 $ 28,363 $ 192 $ 44,602 OAEM - - - - - - - - - Substandard - - - - - - - - - Substandard non-performing - - - - 2 - 2 - 4 Doubtful - - - - - - - - - Total Consumer $ 10,334 $ 2,897 $ 1,687 $ 243 $ 422 $ 466 $ 28,365 $ 192 $ 44,606 Leases Risk rating Pass $ 4,674 $ 1,875 $ 2,144 $ 1,300 $ 2,550 $ 2,168 $ - $ - $ 14,711 OAEM - - - - 69 - - - 69 Substandard - - 6 - - - - - 6 Substandard non-performing - - - - - - - - - Doubtful - - - - - - - - - Total Leases $ 4,674 $ 1,875 $ 2,150 $ 1,300 $ 2,619 $ 2,168 $ - $ - $ 14,786 Credit cards - commercial Risk rating Pass $ - $ - $ - $ - $ - $ - $ 10,203 $ - $ 10,203 OAEM - - - - - - - - - Substandard - - - - - - - - - Substandard non-performing - - - - - - - - - Doubtful - - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 10,203 $ - $ 10,203 Total loans Risk rating Pass $ 1,591,257 $ 474,052 $ 378,423 $ 245,487 $ 195,414 $ 143,251 $ 383,319 $ 26,216 $ 3,437,419 OAEM 4,138 29,912 9,593 796 8,174 715 2,045 - 55,373 Substandard 6,824 9,782 1,341 453 1,793 1,065 4,648 384 26,290 Substandard non-performing 9,784 58 44 1,209 40 622 311 446 12,514 Doubtful - - - - - - - - - Total Loans $ 1,612,003 $ 513,804 $ 389,401 $ 247,945 $ 205,421 $ 145,653 $ 390,323 $ 27,046 $ 3,531,596 |
Financinng Receivable, Schedule of Payment Activity [Table Text Block] | March 31, December 31, (in thousands) 2021 2020 Credit cards - commercial Performing $ 11,542 $ 10,203 Non-performing — — Total credit cards - commercial $ 11,542 $ 10,203 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] | March 31, 2021 December 31, 2020 Specific Additional Specific Additional reserve commitment reserve commitment (in thousands) Balance allocation to lend Balance allocation to lend Commercial and industrial - term $ 15 $ 15 $ — $ 16 $ 16 $ — Residential real estate — — — — — — Total TDRs $ 15 $ 15 $ — $ 16 $ 16 $ — |
Note 4 - Goodwill and Core De_2
Note 4 - Goodwill and Core Deposit Intangibles (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Goodwill [Table Text Block] | Three months ended March 31, (in thousands) 2021 2020 Balance at beginning of period $ 12,513 $ 12,513 Goodwill acquired — — Recast adjustments — — Impairment — — Balance at end of period $ 12,513 $ 12,513 |
Finite-lived Intangible Assets Amortization Expense [Table Text Block] | Three months ended March 31, (in thousands) 2021 2020 Balance at beginning of period $ 1,962 $ 2,285 Core deposit intangible acquired — — Amortization (77 ) (82 ) Balance at end of period $ 1,885 $ 2,203 |
Note 5 - Other Assets (Tables)
Note 5 - Other Assets (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Other Assets [Table Text Block] | March 31, December 31, (in thousands) 2021 2020 Cash surrender value of life insurance other than BOLI $ 18,913 $ 18,426 Net deferred tax asset 24,629 22,320 Investments in tax credit related ventures 9,400 9,552 Swap assets 4,080 8,374 Prepaid assets 2,267 2,935 Trust fees receivable 2,350 2,192 Mortgage servicing rights 2,865 2,710 Other real estate owned 281 281 Other 5,013 4,575 Total other assets $ 69,798 $ 71,365 |
Schedule of Finite-Lived Intangible Assets [Table Text Block] | Three months ended March 31, (in thousands) 2021 2020 Balance at beginning of period $ 2,710 $ 1,372 Additions for mortgage loans sold 407 130 Amortization (252 ) (56 ) Impairment — — Balance at end of period $ 2,865 $ 1,446 |
Note 6 - Income Taxes (Tables)
Note 6 - Income Taxes (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block] | Three months ended March 31, (in thousands) 2021 2020 Current income tax expense: Federal $ 3,493 $ 1,842 State 522 131 Total current income tax expense 4,015 1,973 Deferred income tax expense (benefit): Federal 837 652 State 609 (376 ) Total deferred income tax expense (benefit) 1,446 276 Change in valuation allowance - 1 Total income tax expense $ 5,461 $ 2,250 |
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block] | Three months ended March 31, 2021 2020 U.S. federal statutory income tax rate 21.0 % 21.0 % State income taxes, net of federal benefit 3.2 (1.3 ) Tax credits (0.5 ) (5.9 ) Excess tax benefit from stock-based compensation arrangements (3.0 ) 0.4 Change in cash surrender value of life insurance (0.4 ) 1.2 Tax exempt interest income (0.1 ) (0.3 ) Other, net (0.8 ) (0.6 ) Effective tax rate 19.4 % 14.5 % |
Note 7 - Deposits (Tables)
Note 7 - Deposits (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Deposit Liabilities, Type [Table Text Block] | (in thousands) March 31, 2021 December 31, 2020 Non-interest bearing demand deposits $ 1,370,183 $ 1,187,057 Interest bearing deposits: Interest bearing demand 1,383,349 1,355,985 Savings 230,965 208,774 Money market 847,758 844,414 Time deposits of $250 thousand or more 67,179 73,065 Other time deposits(1) 300,528 319,339 Total time deposits 367,707 392,404 Total interest bearing deposits 2,829,779 2,801,577 Total deposits $ 4,199,962 $ 3,988,634 |
Note 8 - Securities Sold Unde_2
Note 8 - Securities Sold Under Agreements to Repurchase (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Short-term Debt [Table Text Block] | (dollars in thousands) March 31, 2021 December 31, 2020 Outstanding balance at end of period $ 51,681 $ 47,979 Weighted average interest rate at end of period 0.03 % 0.05 % Three months ended March 31, (dollars in thousands) 2021 2020 Average outstanding balance during the period $ 46,937 $ 33,413 Average interest rate during the period 0.04 % 0.19 % Maximum outstanding at any month end during the period $ 51,681 $ 33,955 |
Note 9 - FHLB Advances (Tables)
Note 9 - FHLB Advances (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Maturities and Average Effective Interest Rates of Federal Home Loan Bank Advances Disclosure [Table Text Block] | (dollars in thousands) As of March 31, 2021 As of December 31, 2020 Maturity Weighted average Weighted average Year Advance Fixed Rate Advance Fixed Rate 2021 $ 10,118 0.25 $ 12,148 0.68 2022 — — — — 2023 223 1.01 268 1.00 2024 843 2.37 1,389 2.36 2025 1,748 2.44 2,827 2.43 2026 2,956 1.94 5,401 1.96 2027 4,650 1.75 5,323 1.73 2028 3,642 2.27 4,283 2.27 Total $ 24,180 1.29 % $ 31,639 1.52 % |
Note 10 - Commitments and Con_2
Note 10 - Commitments and Contingent Liabilities (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Off Balance Sheet Commitments to Extend Credit [Table Text Block] | (in thousands) March 31, 2021 December 31, 2020 Commercial and industrial $ 585,289 $ 555,077 Construction and development 292,996 266,550 Home equity 177,156 175,132 Credit cards 32,555 32,321 Overdrafts 32,917 33,564 Letters of credit 26,326 24,425 Other 51,935 54,385 Future loan commitments 201,487 249,318 Total off balance sheet commitments to extend credit $ 1,400,661 $ 1,390,772 |
Note 11 - Assets and Liabilit_2
Note 11 - Assets and Liabilities Measured and Reported at Fair Value (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Fair Value, Assets Measured on Recurring Basis [Table Text Block] | Fair Value Measurements Using: Total March 31, 2021 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: Government sponsored enterprise obligations $ — $ 130,724 $ — $ 130,724 Mortgage backed securities - government agencies — 523,131 — 523,131 Obligations of states and political subdivisions — 18,312 — 18,312 Total available for sale debt securities — 672,167 — 672,167 Interest rate swaps — 4,080 — 4,080 Total assets $ — $ 676,247 $ — $ 676,247 Liabilities: Interest rate swaps $ — $ 4,213 $ — $ 4,213 Fair Value Measurements Using: Total December 31, 2020 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: Government sponsored enterprise obligations $ — $ 138,078 $ — $ 138,078 Mortgage backed securities - government agencies — 437,585 — 437,585 Obligations of states and political subdivisions — 11,315 — 11,315 Total available for sale debt securities — 586,978 — 586,978 Interest rate swaps — 8,374 — 8,374 Total assets $ — $ 595,352 $ — $ 595,352 Liabilities: Interest rate swaps $ — $ 8,391 $ — $ 8,391 |
Fair Value Measurements, Nonrecurring [Table Text Block] | Losses recorded for the three Fair Value Measurements Using: Total months ended March 31, 2021 (in thousands) Level 1 Level 2 Level 3 Fair Value March 31, 2021 Collateral dependent loans $ — $ — $ 7,571 $ 7,571 $ — Other real estate owned — — 281 281 — Losses recorded for the three Fair Value Measurements Using: Total months ended December 31, 2020 (in thousands) Level 1 Level 2 Level 3 Fair Value March 31, 2020 Impaired loans $ — $ — $ 7,546 $ 7,546 $ — Other real estate owned — — 281 281 — |
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block] | March 31, 2021 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Collateral dependent loans $ 7,571 Appraisal Appraisal discounts 10.7 % Other real estate owned 281 Appraisal Appraisal discounts 36.0 December 31, 2020 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Impaired loans - collateral dependent $ 7,546 Appraisal Appraisal discounts 10.7 % Other real estate owned 281 Appraisal Appraisal discounts 36.0 |
Note 12 - Disclosure of Finan_2
Note 12 - Disclosure of Financial Instruments Not Reported at Fair Value (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Fair Value, by Balance Sheet Grouping [Table Text Block] | (in thousands) Carrying Fair Value Measurements Using: March 31, 2021 amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 332,981 $ 332,981 $ 332,981 $ — $ — Mortgage loans held for sale 6,579 6,726 — 6,726 — Federal Home Loan Bank stock 10,228 10,228 — 10,228 — Loans, net 3,584,442 3,618,075 — — 3,618,075 Accrued interest receivable 12,998 12,998 12,998 — — Liabilities Non-interest bearing deposits $ 1,370,183 $ 1,370,183 $ 1,370,183 $ — $ — Transaction deposits 2,462,072 2,462,072 — 2,462,072 — Time deposits 367,707 370,126 — 370,126 — Securities sold under agreement to repurchase 51,681 51,681 — 51,681 — Federal funds purchased 8,642 8,642 — 8,642 — Federal Home Loan Bank advances 24,180 24,792 — 24,792 — Accrued interest payable 249 249 249 — — (in thousands) Carrying Fair Value Measurements Using: December 31, 2020 amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 317,945 $ 317,945 $ 317,945 $ — $ — Mortgage loans held for sale 22,547 23,389 — 23,389 — Federal Home Loan Bank stock 11,284 11,284 — 11,284 — Loans, net 3,479,676 3,513,916 — — 3,513,916 Accrued interest receivable 13,094 13,094 13,094 — — Liabilities Non-interest bearing deposits $ 1,187,057 $ 1,187,057 $ 1,187,057 $ — $ — Transaction deposits 2,409,173 2,409,173 — 2,409,173 — Time deposits 392,404 395,734 — 395,734 — Securities sold under agreement to repurchase 47,979 47,979 — 47,979 — Federal funds purchased 11,464 11,464 — 11,464 — Federal Home Loan Bank advances 31,639 33,180 — 33,180 — Accrued interest payable 391 391 391 — — |
Note 13 - Accumulated Other C_2
Note 13 - Accumulated Other Comprehensive Income (Loss) (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] | Net unrealized Net unrealized Minimum gains (losses) gains (losses) pension on available for on cash liability (in thousands) sale debt securities flow hedges adjustment Total Three months ended March 31, 2021 Balance, January 1, 2021 $ 9,310 $ (122 ) $ (447 ) $ 8,741 Net current period other comprehensive income (loss) (11,823 ) 32 — (11,791 ) Balance, March 31, 2021 $ (2,513 ) $ (90 ) $ (447 ) $ (3,050 ) Three months ended March 31, 2020 Balance, January 1, 2020 $ 1,085 $ (39 ) $ (369 ) $ 677 Net current period other comprehensive income (loss) 6,038 (263 ) — 5,775 Balance, March 31, 2020 $ 7,123 $ (302 ) $ (369 ) $ 6,452 |
Note 15 - Net Income Per Share
Note 15 - Net Income Per Share (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] | Three months ended March 31, (in thousands, except per share data) 2021 2020 Net income $ 22,710 $ 13,232 Weighted average shares outstanding - basic 22,622 22,516 Dilutive securities 243 220 Weighted average shares outstanding- diluted 22,865 22,736 Net income per share - basic $ 1.00 $ 0.59 Net income per share - diluted 0.99 0.58 |
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block] | Three months ended (shares in thousands) March 31, 2021 2020 Antidilutive SARs 29 247 |
Note 16 - Stock-based Compens_2
Note 16 - Stock-based Compensation (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Share-based Compensation Arrangement by Share-based Payment Award Fair Value Assumptions and Methodology [Table Text Block] | Assumptions 2021 2020 Dividend yield 2.52 % 2.51 % Expected volatility 25.21 % 20.87 % Risk free interest rate 1.23 % 1.25 % Expected life (years) 7.1 7.1 |
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Table Text Block] | Three months ended March 31, 2021 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 89 $ 329 $ 76 $ 355 $ 849 Deferred tax benefit (19 ) (69 ) (16 ) (75 ) (179 ) Total net expense $ 70 $ 260 $ 60 $ 280 $ 670 Three months ended March 31, 2020 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance S tock Units Total Expense $ 90 $ 325 $ 67 $ 335 $ 817 Deferred tax benefit (19 ) (68 ) (14 ) (71 ) (172 ) Total net expense $ 71 $ 257 $ 53 $ 264 $ 645 |
Share-based Payment Arrangement, Nonvested Award, Cost [Table Text Block] | Stock (in thousands) Appreciation Restricted Restricted Performance Year ended Rights Stock Awards Stock Units Stock Units Total Remainder of 2021 $ 262 $ 992 $ 237 $ 1,134 $ 2,625 2022 305 1,126 3 980 2,414 2023 230 910 — 490 1,630 2024 124 656 — — 780 2025 65 392 — — 457 2026 9 36 — — 45 Total estimated expense $ 995 $ 4,112 $ 240 $ 2,604 $ 7,951 |
Share-based Payment Arrangement, Option and Stock Appreciation Rights, Activity [Table Text Block] | Weighted Weighted Weighted average average Aggregate average remaining Exercise exercise intrinsic fair contractual (in thousands, except per share data) SARs price price value (1) value life (in years) Outstanding, January 1, 2020 641 $14.02 - $40.00 $ 25.06 $ 10,250 $ 4.10 5.3 Granted 48 37.30 - 37.30 37.30 154 5.80 Exercised (96 ) 14.02 - 25.76 16.33 2,401 2.88 Forfeited — — — — — Outstanding, December 31, 2020 593 $15.24 - $40.00 $ 27.47 $ 7,706 $ 4.44 5.1 Outstanding, January 1, 2021 593 $15.24 - $40.00 $ 27.47 $ 7,706 $ 4.44 5.1 Granted 28 50.71 - 50.71 50.71 10 9.75 Exercised (76 ) 15.24 - 15.84 15.31 2,815 2.58 Forfeited — — — — — Outstanding, March 31, 2021 545 $15.24 - $50.71 $ 30.40 $ 11,258 $ 4.98 5.6 Vested and exercisable 386 $15.24 - $40.00 $ 26.41 $ 9,509 $ 4.29 4.6 Unvested 159 33.08 - 50.71 40.08 1,749 6.65 8.2 Outstanding, March 31, 2021 545 $15.24 - $50.71 $ 30.40 $ 11,258 $ 4.98 5.6 Vested in the current year 51 $25.76 - $40.00 $ 33.77 $ 876 $ 5.45 |
Schedule of Nonvested Share Activity [Table Text Block] | Grant date weighted (in thousands, except per share data) RSAs average cost Unvested at January 1, 2020 108 $ 34.31 Shares awarded 36 39.30 Restrictions lapsed and shares released (41 ) 32.38 Shares forfeited (4 ) 36.63 Unvested at December 31, 2020 99 $ 36.85 Unvested at January 1, 2021 99 $ 36.85 Shares awarded 39 46.90 Restrictions lapsed and shares released (32 ) 35.34 Shares forfeited — — Unvested at March 31, 2021 106 $ 41.00 |
Share-based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block] | Vesting Expected Grant period Fair shares to year in years value be awarded 2019 3 $ 32.03 43,603 2020 3 32.27 45,577 2021 3 44.44 33,095 |
Note 17 - Derivative Financia_2
Note 17 - Derivative Financial Instruments (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Designated as Hedging Instrument [Member] | |
Notes Tables | |
Schedule of Interest Rate Derivatives [Table Text Block] | (dollars in thousands) Fair value Notional Maturity Receive (variable) Pay fixed assets (liabilities) amount date index swap rate March 31, 2021 December 31, 2020 $ 10,000 December 6, 2021 Three Month LIBOR 1.89 % $ (117 ) $ (160 ) |
Not Designated as Hedging Instrument [Member] | |
Notes Tables | |
Schedule of Interest Rate Derivatives [Table Text Block] | Receiving Paying March 31, December 31, March 31, December 31, (dollars in thousands) 2021 2020 2021 2020 Notional amount $ 141,271 $ 119,940 $ 141,271 $ 119,940 Weighted average maturity (years) 7.6 7.8 7.6 7.8 Fair value $ 4,080 $ 8,374 $ 4,213 $ 8,391 |
Note 18 - Regulatory Matters (T
Note 18 - Regulatory Matters (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] | (dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized March 31, 2021 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 483,547 13.39 % $ 288,967 8.00 % NA NA Bank 470,308 13.06 288,044 8.00 $ 360,055 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 444,896 12.32 162,544 4.50 NA NA Bank 431,657 11.99 162,025 4.50 234,036 6.50 Tier 1 risk-based capital (1) Consolidated 444,896 12.32 216,725 6.00 NA NA Bank 431,657 11.99 216,033 6.00 288,044 8.00 Leverage (2) Consolidated 444,896 9.46 188,063 4.00 NA NA Bank 431,657 9.20 187,763 4.00 234,703 5.00 (dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized December 31, 2020 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 470,648 13.36 % $ 281,887 8.00 % NA NA Bank 456,302 12.99 281,106 8.00 $ 351,383 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 430,886 12.23 158,556 4.50 NA NA Bank 416,540 11.85 158,122 4.50 228,399 6.50 Tier 1 risk-based capital (1) Consolidated 430,886 12.23 211,407 6.00 NA NA Bank 416,540 11.85 210,830 6.00 281,106 8.00 Leverage (2) Consolidated 430,886 9.57 180,123 4.00 NA NA Bank 416,540 9.26 179,845 4.00 224,807 5.00 |
Note 19 - Segments (Tables)
Note 19 - Segments (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Schedule of Segment Reporting Information, by Segment [Table Text Block] | Three months ended March 31, 2021 Three months ended March 31, 2020 (in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Net interest income $ 37,742 $ 83 $ 37,825 $ 32,361 $ 85 $ 32,446 Provision for credit losses (1,475 ) — (1,475 ) 5,925 — 5,925 Wealth management and trust services — 6,248 6,248 — 6,218 6,218 All other non-interest income 7,596 — 7,596 6,318 — 6,318 Non-interest expenses 21,696 3,277 24,973 20,263 3,312 23,575 Income before income tax expense 25,117 3,054 28,171 12,491 2,991 15,482 Income tax expense 4,798 663 5,461 1,601 649 2,250 Net income $ 20,319 $ 2,391 $ 22,710 $ 10,890 $ 2,342 $ 13,232 Segment assets $ 4,790,344 $ 3,731 $ 4,794,075 $ 3,781,063 $ 3,523 $ 3,784,586 |
Note 20 - Revenue From Contra_2
Note 20 - Revenue From Contracts With Customers (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Disaggregation of Revenue [Table Text Block] | Three months ended March 31, 2021 Three months ended March 31, 2020 (in thousands) Commercial Banking WM&T Total Commercial WM&T Total Wealth management and trust services $ — $ 6,248 $ 6,248 $ — $ 6,218 $ 6,218 Deposit service charges 944 — 944 1,283 — 1,283 Debit and credit card income 2,273 — 2,273 1,980 — 1,980 Treasury management fees 1,540 — 1,540 1,284 — 1,284 Mortgage banking income (1) 1,444 — 1,444 846 — 846 Net investment product sales commissions and fees 464 — 464 466 — 466 Bank owned life insurance (1) 161 — 161 179 — 179 Other (2) 770 — 770 280 — 280 Total non-interest income $ 7,596 $ 6,248 $ 13,844 $ 6,318 $ 6,218 $ 12,536 |
Note 21 - Leases (Tables)
Note 21 - Leases (Tables) | 3 Months Ended |
Mar. 31, 2021 | |
Notes Tables | |
Detail Regarding Operating Leases of Lessee [Table Text Block] | (dollars in thousands) March 31, 2021 December 31, 2020 Balance Sheet Operating lease right-of-use asset $ 11,720 $ 12,100 Operating lease liability 13,062 13,476 Weighted average remaining lease term (years) 8.4 8.6 Weighted average discount rate 3.38 % 3.37 % Maturities of lease liabilities: One year or less $ 2,091 $ 2,087 Year two 2,120 2,107 Year three 2,128 2,141 Year four 1,798 1,899 Year five 1,347 1,469 Greater than five years 5,580 5,882 Total lease payments $ 15,064 $ 15,585 Less imputed interest 2,002 2,109 Total $ 13,062 $ 13,476 Three months ended Three months ended (in thousands) March 31, 2021 March 31, 2020 Income Statement Components of lease expense: Operating lease cost $ 487 $ 470 Variable lease cost 51 42 Less sublease income 14 13 Total lease cost $ 524 $ 499 Three months ended Three months ended (in thousands) March 31, 2021 March 31, 2020 Cash flow Statement Supplemental cash flow information: Operating cash flows from operating leases $ 520 $ 485 |
Note 1 - Summary of Significa_3
Note 1 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands | Jan. 01, 2020USD ($) | Mar. 31, 2021USD ($) | Mar. 31, 2020USD ($) | Dec. 31, 2020USD ($) | Dec. 31, 2019USD ($) |
Assets, Total | $ 4,794,075 | $ 3,784,586 | $ 4,608,629 | ||
Loans and Leases Receivable, Net Amount, Total | 3,584,442 | 3,479,676 | |||
Deposits, Total | $ 4,199,962 | 3,988,634 | |||
Number of Reportable Segments | 2 | ||||
Retained Earnings (Accumulated Deficit), Ending Balance | $ 362,607 | 353,574 | |||
Loans and Leases Receivable, Allowance, Impact of Accounting Policy Adoption | 8,221 | ||||
Off-Balance Sheet, Credit Loss, Liability, Ending Balance | $ 3,850 | $ 350 | |||
Goodwill, Impairment Loss | 0 | $ 0 | $ 0 | ||
Minimum [Member] | |||||
Property, Plant and Equipment, Useful Life (Year) | 3 years | ||||
Maximum [Member] | |||||
Property, Plant and Equipment, Useful Life (Year) | 40 years | ||||
Accounting Standards Update 2016-13 [Member] | |||||
Retained Earnings (Accumulated Deficit), Ending Balance | 8,800 | ||||
Loans and Leases Receivable, Allowance, Impact of Accounting Policy Adoption | 8,200 | ||||
Off-Balance Sheet, Credit Loss, Liability, Ending Balance | 3,500 | ||||
Deferred Tax Assets, Net of Valuation Allowance, Total | 2,900 | ||||
Transfer of Loans From Purchased Credit Impaired to Purchased Credit Deteriorated [Member] | |||||
Loans and Leases Receivable, Net Amount, Total | $ 1,600 | ||||
Kentucky Bancshares [Member] | |||||
Assets, Total | 1,300,000 | ||||
Loans and Leases Receivable, Net Amount, Total | 766,000 | ||||
Deposits, Total | 1,000,000 | ||||
Tangible Common Equity | $ 113,000 |
Note 1 - Summary of Significa_4
Note 1 - Summary of Significant Accounting Policies - Impact of Adoption of Accounting Policy (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | Mar. 31, 2020 | Jan. 01, 2020 | Dec. 31, 2019 | |||
Allowance for credit losses on loans | $ 50,714 | $ 51,920 | $ 42,143 | $ 36,647 | [1] | $ 26,791 | [1] | |
Total allowance for credit losses on off-balance sheet exposures | 3,850 | 350 | ||||||
Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | [1] | 9,856 | ||||||
Total allowance for credit losses on off-balance sheet exposures | 3,500 | |||||||
Home Equity Line of Credit [Member] | ||||||||
Allowance for credit losses on loans | 843 | 895 | 623 | 842 | 728 | |||
Home Equity Line of Credit [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | 114 | |||||||
Commercial Real Estate Portfolio Segment [Member] | ||||||||
Allowance for credit losses on loans | 27,127 | 26,379 | 19,945 | 14,552 | 8,562 | |||
Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | 5,990 | |||||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | ||||||||
Allowance for credit losses on loans | 20,062 | 19,396 | 13,436 | 8,333 | 5,235 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | 3,098 | |||||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | ||||||||
Allowance for credit losses on loans | 7,065 | 6,983 | 6,509 | 6,219 | 3,327 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | 2,892 | |||||||
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | ||||||||
Allowance for credit losses on loans | 7,147 | 6,782 | ||||||
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | 365 | |||||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | ||||||||
Allowance for credit losses on loans | 2,983 | 3,614 | 3,866 | 4,129 | 5,657 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | (1,528) | |||||||
Total Commercial and Industrial Portfolio Segment [Member] | ||||||||
Allowance for credit losses on loans | 11,452 | 12,584 | 11,856 | 11,276 | 12,439 | |||
Total Commercial and Industrial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | (1,163) | |||||||
Residential Real Estate Portfolio Segment [Member] | ||||||||
Allowance for credit losses on loans | 5,001 | 5,207 | 4,121 | 4,089 | 2,474 | |||
Residential Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | 1,615 | |||||||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | ||||||||
Allowance for credit losses on loans | 1,709 | 1,818 | 1,419 | 1,376 | 947 | |||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | 429 | |||||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | ||||||||
Allowance for credit losses on loans | 3,292 | 3,389 | 2,702 | 2,713 | 1,527 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | 1,186 | |||||||
Construction and Development [Member] | ||||||||
Allowance for credit losses on loans | 5,527 | 6,119 | 5,185 | 5,161 | 2,105 | |||
Construction and Development [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | 3,056 | |||||||
Consumer Portfolio Segment [Member] | ||||||||
Allowance for credit losses on loans | 395 | 340 | 197 | 398 | 100 | |||
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | 298 | |||||||
Finance Leases Portfolio Segment [Member] | ||||||||
Allowance for credit losses on loans | $ 235 | $ 261 | $ 159 | 233 | 237 | |||
Finance Leases Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | (4) | |||||||
Commercial Portfolio Segment [Member] | ||||||||
Allowance for credit losses on loans | 96 | $ 146 | ||||||
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | ||||||||
Allowance for credit losses on loans | $ (50) | |||||||
[1] | The impact of the ASC 326 adoption on the ACL on loans reflects $8.2 million related to the transition from the incurred loss ACL model to the CECL ACL model and $1.6 million related to the transition from PCI to PCD methodology as defined in the standard. |
Note 2 - Available for Sale D_3
Note 2 - Available for Sale Debt Securities (Details Textual) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2021USD ($) | Mar. 31, 2020USD ($) | Dec. 31, 2020USD ($) | |
Available-for-sale Securities, Gross Realized Gain (Loss), Total | $ 0 | $ 0 | |
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | 49 | 14 | |
Collateral Pledged [Member] | |||
Debt Securities, Available-for-sale, Restricted | $ 491,000 | $ 505,000 | |
Other Assets [Member] | |||
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Total | $ 2,000 | $ 2,000 |
Note 2 - Available for Sale D_4
Note 2 - Available for Sale Debt Securities - Available-for-sale Securities (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Available for sale debt securities, amortized cost | $ 675,478 | $ 574,722 |
Securities available-for-sale, unrealized gains | 7,048 | 12,785 |
Securities available-for-sale, unrealized losses | (10,359) | (529) |
Securities available-for-sale, fair value | 672,167 | 586,978 |
US Government-sponsored Enterprises Debt Securities [Member] | ||
Available for sale debt securities, amortized cost | 128,314 | 133,436 |
Securities available-for-sale, unrealized gains | 2,758 | 5,003 |
Securities available-for-sale, unrealized losses | (348) | (361) |
Securities available-for-sale, fair value | 130,724 | 138,078 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Available for sale debt securities, amortized cost | 528,586 | 430,198 |
Securities available-for-sale, unrealized gains | 4,140 | 7,555 |
Securities available-for-sale, unrealized losses | (9,595) | (168) |
Securities available-for-sale, fair value | 523,131 | 437,585 |
US States and Political Subdivisions Debt Securities [Member] | ||
Available for sale debt securities, amortized cost | 18,578 | 11,088 |
Securities available-for-sale, unrealized gains | 150 | 227 |
Securities available-for-sale, unrealized losses | (416) | 0 |
Securities available-for-sale, fair value | $ 18,312 | $ 11,315 |
Note 2 - Available for Sale D_5
Note 2 - Available for Sale Debt Securities - Available-for-sale Securities by Contractual Maturity (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Due within one year, amortized cost | $ 26,377 | |
Due within one year, fair value | 26,617 | |
Due after one year but within five years, amortized cost | 8,448 | |
Due after one year but within five years, fair value | 8,674 | |
Due after five years but within 10 years, amortized cost | 1,377 | |
Due after five years but within 10 years, fair value | 1,344 | |
Due after 10 years, amortized cost | 110,690 | |
Due after 10 years, fair value | 112,401 | |
Mortgage-backed securities – government agencies, amortized cost | 528,586 | |
Mortgage-backed securities – government agencies, fair value | 523,131 | |
Total available for sale debt securities | 675,478 | $ 574,722 |
Total available for sale debt securities | $ 672,167 | $ 586,978 |
Note 2 - Available for Sale D_6
Note 2 - Available for Sale Debt Securities - Securities With Unrealized Losses (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Securities available-for-sale, less than 12 months, fair value | $ 391,274 | $ 78,437 |
Securities available-for-sale, less than 12 months, unrealized losses | (10,106) | (279) |
Securities available-for-sale, 12 months or more, fair value | 24,592 | 25,319 |
Securities available-for-sale, 12 months or more, unrealized losses | (253) | (250) |
Securities available-for-sale, fair value | 415,866 | 103,756 |
Securities available-for-sale, unrealized losses | (10,359) | (529) |
US Government-sponsored Enterprises Debt Securities [Member] | ||
Securities available-for-sale, less than 12 months, fair value | 10,309 | 10,404 |
Securities available-for-sale, less than 12 months, unrealized losses | (96) | (112) |
Securities available-for-sale, 12 months or more, fair value | 23,829 | 24,398 |
Securities available-for-sale, 12 months or more, unrealized losses | (252) | (249) |
Securities available-for-sale, fair value | 34,138 | 34,802 |
Securities available-for-sale, unrealized losses | (348) | (361) |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Securities available-for-sale, less than 12 months, fair value | 369,126 | 68,033 |
Securities available-for-sale, less than 12 months, unrealized losses | (9,594) | (167) |
Securities available-for-sale, 12 months or more, fair value | 763 | 921 |
Securities available-for-sale, 12 months or more, unrealized losses | (1) | (1) |
Securities available-for-sale, fair value | 369,889 | 68,954 |
Securities available-for-sale, unrealized losses | (9,595) | $ (168) |
US States and Political Subdivisions Debt Securities [Member] | ||
Securities available-for-sale, less than 12 months, fair value | 11,839 | |
Securities available-for-sale, less than 12 months, unrealized losses | (416) | |
Securities available-for-sale, 12 months or more, fair value | 0 | |
Securities available-for-sale, 12 months or more, unrealized losses | 0 | |
Securities available-for-sale, fair value | 11,839 | |
Securities available-for-sale, unrealized losses | $ (416) |
Note 3 - Loans and Allowance _3
Note 3 - Loans and Allowance for Credit Losses on Loans (Details Textual) | 3 Months Ended | ||
Mar. 31, 2021USD ($) | Mar. 31, 2020USD ($) | Dec. 31, 2020USD ($) | |
Loans and Leases Receivable, Deferred Expense (Income) | $ 11,000,000 | $ 12,000,000 | |
Pledged Financial Instruments, Not Separately Reported, Loans Receivable, for Federal Home Loan Bank Debt | 2,000,000,000 | ||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Total | $ (1,200,000) | ||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Percentage | (2.00%) | ||
Financing Receivable, Nonaccrual, Interest Income | $ 0 | $ 0 | |
Financing Receivable, Deferred Payments | 14,000,000 | 37,000,000 | |
Financing Receivable, Allowance for Credit Loss, Ending Balance | $ 14,000,000 | $ 37,000,000 | |
Financing Receivable, Percent of Outstanding Loan Balance Deferred | 0.45% | 1.24% | |
Financing Receivable, Modifications, Number of Contracts | 0 | 0 | |
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | 0 | 0 | |
Mortgage Loans in Process of Foreclosure, Amount | $ 286,000 | $ 147,000 | |
Consumer Portfolio Segment [Member] | |||
Financing Receivable, Overdraft Balance | 492,000 | 536,000 | |
Directors and Executive Officers [Member] | |||
Loans and Leases Receivable, Related Parties, Ending Balance | $ 52,000,000 | $ 43,000,000 |
Note 3 - Loans and Allowance _4
Note 3 - Loans and Allowance for Credit Losses on Loans - Loans by Loan Portfolio Class (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | |
Loans | [1],[2] | $ 3,635,156 | $ 3,531,596 |
Home Equity Line of Credit [Member] | |||
Loans | [1] | 91,233 | 95,366 |
Commercial Real Estate Portfolio Segment [Member] | |||
Loans | [1] | 1,403,839 | 1,342,142 |
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | |||
Loans | [1] | 876,523 | 833,470 |
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | |||
Loans | [1] | 527,316 | 508,672 |
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | |||
Loans | [1] | 509,567 | 525,776 |
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | |||
Loans | 525,776 | ||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member] | |||
Loans | [1] | 612,885 | 550,186 |
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | |||
Loans | [1] | 260,206 | 276,646 |
Total Commercial and Industrial Portfolio Segment [Member] | |||
Loans | [1] | 1,382,658 | 1,352,608 |
Residential Real Estate Portfolio Segment [Member] | |||
Loans | [1] | 398,896 | 380,121 |
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | |||
Loans | [1] | 136,380 | 140,930 |
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | |||
Loans | [1] | 262,516 | 239,191 |
Construction and Development [Member] | |||
Loans | [1] | 281,815 | 291,764 |
Consumer Portfolio Segment [Member] | |||
Loans | [1] | 51,058 | 44,606 |
Finance Leases Portfolio Segment [Member] | |||
Loans | [1] | 14,115 | 14,786 |
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | |||
Loans | [1] | $ 11,542 | $ 10,203 |
[1] | Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2021 and December 31, 2020, outstanding loan deferrals of $14 million and $37 million are reflected as current, respectively. | ||
[2] | Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs. |
Note 3 - Loans and Allowance _5
Note 3 - Loans and Allowance for Credit Losses on Loans - Allowance for Loan Losses by Portfolio Segment and Based on Impairment Evaluation Method (Details) - USD ($) $ in Thousands | Jan. 01, 2020 | Mar. 31, 2021 | Mar. 31, 2020 | Dec. 31, 2020 | ||
Beginning balance | $ 26,791 | [1] | $ 51,920 | $ 26,791 | [1] | |
Provision for credit losses | (1,200) | 5,550 | ||||
Charge-offs | (122) | (174) | ||||
Recoveries | 116 | 120 | ||||
Ending balance | 36,647 | [1] | 50,714 | 42,143 | ||
Impact of adoption | 8,221 | |||||
Initial allowance for loans with PCD | 1,635 | |||||
Provision for credit losses | (1,200) | 5,550 | ||||
Recoveries | 116 | 120 | ||||
Loans, individually evaluated for impairment | 12,928 | $ 12,531 | ||||
Allowance for loans, individually evaluated for impairment | 3,065 | 3,066 | ||||
Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 12,877 | 12,432 | ||||
Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 51 | 95 | ||||
Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 4 | ||||
Home Equity Line of Credit [Member] | ||||||
Beginning balance | 728 | 895 | 728 | |||
Provision for credit losses | (52) | (219) | ||||
Charge-offs | 0 | 0 | ||||
Recoveries | 0 | 0 | ||||
Ending balance | 842 | 843 | 623 | |||
Impact of adoption | 114 | |||||
Initial allowance for loans with PCD | 0 | |||||
Provision for credit losses | (52) | (219) | ||||
Recoveries | 0 | 0 | ||||
Loans, individually evaluated for impairment | 274 | 221 | ||||
Allowance for loans, individually evaluated for impairment | 0 | 0 | ||||
Home Equity Line of Credit [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 274 | 221 | ||||
Home Equity Line of Credit [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Home Equity Line of Credit [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | ||||||
Beginning balance | 8,562 | 26,379 | 8,562 | |||
Provision for credit losses | 717 | 5,390 | ||||
Charge-offs | 0 | 0 | ||||
Recoveries | 31 | 3 | ||||
Ending balance | 14,552 | 27,127 | 19,945 | |||
Impact of adoption | 4,488 | |||||
Initial allowance for loans with PCD | 1,502 | |||||
Provision for credit losses | 717 | 5,390 | ||||
Recoveries | 31 | 3 | ||||
Loans, individually evaluated for impairment | 11,359 | 11,681 | ||||
Allowance for loans, individually evaluated for impairment | 3,050 | 3,050 | ||||
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 11,359 | 11,681 | ||||
Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | ||||||
Beginning balance | 5,235 | 19,396 | 5,235 | |||
Provision for credit losses | 635 | 5,100 | ||||
Charge-offs | 0 | 0 | ||||
Recoveries | 31 | 3 | ||||
Ending balance | 8,333 | 20,062 | 13,436 | |||
Impact of adoption | 2,946 | |||||
Initial allowance for loans with PCD | 152 | |||||
Provision for credit losses | 635 | 5,100 | ||||
Recoveries | 31 | 3 | ||||
Loans, individually evaluated for impairment | 10,305 | 10,278 | ||||
Allowance for loans, individually evaluated for impairment | 3,037 | 3,037 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 10,305 | 10,278 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | ||||||
Beginning balance | 3,327 | 6,983 | 3,327 | |||
Provision for credit losses | 82 | 290 | ||||
Charge-offs | 0 | 0 | ||||
Recoveries | 0 | 0 | ||||
Ending balance | 6,219 | 7,065 | 6,509 | |||
Impact of adoption | 1,542 | |||||
Initial allowance for loans with PCD | 1,350 | |||||
Provision for credit losses | 82 | 290 | ||||
Recoveries | 0 | 0 | ||||
Loans, individually evaluated for impairment | 1,054 | 1,403 | ||||
Allowance for loans, individually evaluated for impairment | 13 | 13 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 1,054 | 1,403 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | ||||||
Loans, individually evaluated for impairment | 378 | 111 | ||||
Allowance for loans, individually evaluated for impairment | 15 | 16 | ||||
Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 327 | 16 | ||||
Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 51 | 95 | ||||
Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | ||||||
Beginning balance | 6,782 | 8,970 | 6,782 | |||
Provision for credit losses | (452) | 837 | ||||
Charge-offs | (55) | 0 | ||||
Recoveries | 6 | 6 | ||||
Ending balance | 8,469 | 7,990 | ||||
Impact of adoption | 365 | |||||
Initial allowance for loans with PCD | 0 | |||||
Provision for credit losses | (452) | 837 | ||||
Recoveries | 6 | 6 | ||||
Loans, individually evaluated for impairment | 378 | 23 | ||||
Allowance for loans, individually evaluated for impairment | 15 | 16 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 327 | 16 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 51 | 7 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | ||||||
Beginning balance | 5,657 | 3,614 | 5,657 | |||
Provision for credit losses | (631) | (263) | ||||
Charge-offs | 0 | 0 | ||||
Recoveries | 0 | 0 | ||||
Ending balance | 4,129 | 2,983 | 3,866 | |||
Impact of adoption | (1,528) | |||||
Initial allowance for loans with PCD | 0 | |||||
Provision for credit losses | (631) | (263) | ||||
Recoveries | 0 | 0 | ||||
Loans, individually evaluated for impairment | 0 | 88 | ||||
Allowance for loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 88 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Total Commercial and Industrial Portfolio Segment [Member] | ||||||
Beginning balance | 12,439 | 12,584 | 12,439 | |||
Provision for credit losses | (1,083) | 574 | ||||
Charge-offs | (55) | 0 | ||||
Recoveries | 6 | 6 | ||||
Ending balance | 11,276 | 11,452 | 11,856 | |||
Impact of adoption | (1,163) | |||||
Initial allowance for loans with PCD | 0 | |||||
Provision for credit losses | (1,083) | 574 | ||||
Recoveries | 6 | 6 | ||||
Residential Real Estate Portfolio Segment [Member] | ||||||
Beginning balance | 2,474 | 5,207 | 2,474 | |||
Provision for credit losses | (204) | 32 | ||||
Charge-offs | (3) | 0 | ||||
Recoveries | 1 | 0 | ||||
Ending balance | 4,089 | 5,001 | 4,121 | |||
Impact of adoption | 1,516 | |||||
Initial allowance for loans with PCD | 99 | |||||
Provision for credit losses | (204) | 32 | ||||
Recoveries | 1 | 0 | ||||
Loans, individually evaluated for impairment | 910 | 514 | ||||
Allowance for loans, individually evaluated for impairment | 0 | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 910 | 514 | ||||
Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | ||||||
Beginning balance | 947 | 1,818 | 947 | |||
Provision for credit losses | (110) | 43 | ||||
Charge-offs | 0 | 0 | ||||
Recoveries | 1 | 0 | ||||
Ending balance | 1,376 | 1,709 | 1,419 | |||
Impact of adoption | 429 | |||||
Initial allowance for loans with PCD | 0 | |||||
Provision for credit losses | (110) | 43 | ||||
Recoveries | 1 | 0 | ||||
Loans, individually evaluated for impairment | 100 | 101 | ||||
Allowance for loans, individually evaluated for impairment | 0 | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 100 | 101 | ||||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | ||||||
Beginning balance | 1,527 | 3,389 | 1,527 | |||
Provision for credit losses | (94) | (11) | ||||
Charge-offs | (3) | 0 | ||||
Recoveries | 0 | 0 | ||||
Ending balance | 2,713 | 3,292 | 2,702 | |||
Impact of adoption | 1,087 | |||||
Initial allowance for loans with PCD | 99 | |||||
Provision for credit losses | (94) | (11) | ||||
Recoveries | 0 | 0 | ||||
Loans, individually evaluated for impairment | 810 | 413 | ||||
Allowance for loans, individually evaluated for impairment | 0 | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 810 | 413 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Construction and Development [Member] | ||||||
Beginning balance | 2,105 | 6,119 | 2,105 | |||
Provision for credit losses | (592) | 24 | ||||
Charge-offs | 0 | 0 | ||||
Recoveries | 0 | 0 | ||||
Ending balance | 5,161 | 5,527 | 5,185 | |||
Impact of adoption | 3,056 | |||||
Initial allowance for loans with PCD | 0 | |||||
Provision for credit losses | (592) | 24 | ||||
Recoveries | 0 | 0 | ||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Allowance for loans, individually evaluated for impairment | 0 | 0 | ||||
Construction and Development [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Construction and Development [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Construction and Development [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Consumer Portfolio Segment [Member] | ||||||
Beginning balance | 100 | 340 | 100 | |||
Provision for credit losses | 41 | (138) | ||||
Charge-offs | (64) | (174) | ||||
Recoveries | 78 | 111 | ||||
Ending balance | 398 | 395 | 197 | |||
Impact of adoption | 264 | |||||
Initial allowance for loans with PCD | 34 | |||||
Provision for credit losses | 41 | (138) | ||||
Recoveries | 78 | 111 | ||||
Loans, individually evaluated for impairment | 7 | 4 | ||||
Allowance for loans, individually evaluated for impairment | 0 | 0 | ||||
Consumer Portfolio Segment [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 7 | 0 | ||||
Consumer Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Consumer Portfolio Segment [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 4 | ||||
Finance Leases Portfolio Segment [Member] | ||||||
Beginning balance | 237 | 261 | 237 | |||
Provision for credit losses | (26) | (74) | ||||
Charge-offs | 0 | 0 | ||||
Recoveries | 0 | 0 | ||||
Ending balance | 233 | 235 | 159 | |||
Impact of adoption | (4) | |||||
Initial allowance for loans with PCD | 0 | |||||
Provision for credit losses | (26) | (74) | ||||
Recoveries | 0 | 0 | ||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Allowance for loans, individually evaluated for impairment | 0 | 0 | ||||
Finance Leases Portfolio Segment [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Finance Leases Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Finance Leases Portfolio Segment [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial Portfolio Segment [Member] | ||||||
Beginning balance | 146 | 146 | ||||
Ending balance | 96 | |||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | ||||||
Beginning balance | $ 146 | 135 | 146 | |||
Provision for credit losses | (1) | (39) | ||||
Charge-offs | 0 | 0 | ||||
Recoveries | 0 | 0 | ||||
Ending balance | 134 | 57 | ||||
Impact of adoption | (50) | |||||
Initial allowance for loans with PCD | 0 | |||||
Provision for credit losses | (1) | (39) | ||||
Recoveries | 0 | $ 0 | ||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Allowance for loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Real Estate [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Accounts Receivable and Equipment [Member] | ||||||
Loans, individually evaluated for impairment | 0 | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Other Collateral [Member] | ||||||
Loans, individually evaluated for impairment | $ 0 | $ 0 | ||||
[1] | The impact of the ASC 326 adoption on the ACL on loans reflects $8.2 million related to the transition from the incurred loss ACL model to the CECL ACL model and $1.6 million related to the transition from PCI to PCD methodology as defined in the standard. |
Note 3 - Loans and Allowance _6
Note 3 - Loans and Allowance for Credit Losses on Loans - Non-accrual Loans (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Non-accrual with no allowance | $ 2,465 | $ 2,067 |
Non-accrual loans | 12,913 | 12,514 |
Troubled Debt Restructurings | 15 | 16 |
Past due 90-days-or-more and still accruing interest | 1,377 | 649 |
Home Equity Line of Credit [Member] | ||
Non-accrual with no allowance | 274 | 221 |
Non-accrual loans | 274 | 221 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 0 | 14 |
Commercial Real Estate Portfolio Segment [Member] | ||
Non-accrual with no allowance | 911 | 1,234 |
Non-accrual loans | 11,359 | 11,681 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 0 | 156 |
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | ||
Non-accrual with no allowance | 212 | 186 |
Non-accrual loans | 10,305 | 10,278 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 0 | 0 |
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | ||
Non-accrual with no allowance | 699 | 1,048 |
Non-accrual loans | 1,054 | 1,403 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 0 | 156 |
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | ||
Non-accrual with no allowance | 363 | 6 |
Non-accrual loans | 363 | 6 |
Troubled Debt Restructurings | 15 | 16 |
Past due 90-days-or-more and still accruing interest | 1,151 | 0 |
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | ||
Non-accrual with no allowance | 0 | 88 |
Non-accrual loans | 0 | 88 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 78 | 0 |
Total Commercial and Industrial Portfolio Segment [Member] | ||
Non-accrual with no allowance | 363 | 94 |
Non-accrual loans | 363 | 94 |
Troubled Debt Restructurings | 15 | 16 |
Past due 90-days-or-more and still accruing interest | 1,229 | 0 |
Residential Real Estate Portfolio Segment [Member] | ||
Non-accrual with no allowance | 910 | 514 |
Non-accrual loans | 910 | 514 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 148 | 479 |
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | ||
Non-accrual with no allowance | 100 | 101 |
Non-accrual loans | 100 | 101 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 0 | 301 |
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | ||
Non-accrual with no allowance | 810 | 413 |
Non-accrual loans | 810 | 413 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 148 | 178 |
Construction and Development [Member] | ||
Non-accrual with no allowance | 0 | 0 |
Non-accrual loans | 0 | 0 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 0 | 0 |
Consumer Portfolio Segment [Member] | ||
Non-accrual with no allowance | 7 | 4 |
Non-accrual loans | 7 | 4 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 0 | 0 |
Finance Leases Portfolio Segment [Member] | ||
Non-accrual with no allowance | 0 | 0 |
Non-accrual loans | 0 | 0 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | 0 | 0 |
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | ||
Non-accrual with no allowance | 0 | 0 |
Non-accrual loans | 0 | 0 |
Troubled Debt Restructurings | 0 | 0 |
Past due 90-days-or-more and still accruing interest | $ 0 | $ 0 |
Note 3 - Loans and Allowance _7
Note 3 - Loans and Allowance for Credit Losses on Loans - Aging of the Recorded Investment in Loans (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | |
Current | [1] | $ 3,629,162 | $ 3,514,657 |
Past due | [1] | 5,994 | 16,939 |
Loans | [1],[2] | 3,635,156 | 3,531,596 |
Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 1,583 | 2,749 |
Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 908 | 11,420 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 3,503 | 2,770 |
Home Equity Line of Credit [Member] | |||
Current | [1] | 90,778 | 95,206 |
Past due | [1] | 455 | 160 |
Loans | [1] | 91,233 | 95,366 |
Home Equity Line of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 243 | 7 |
Home Equity Line of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 19 | 139 |
Home Equity Line of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 193 | 14 |
Commercial Real Estate Portfolio Segment [Member] | |||
Current | [1] | 1,401,752 | 1,329,464 |
Past due | [1] | 2,087 | 12,678 |
Loans | [1] | 1,403,839 | 1,342,142 |
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 721 | 278 |
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 155 | 10,600 |
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 1,211 | 1,800 |
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | |||
Current | [1] | 875,452 | 822,199 |
Past due | [1] | 1,071 | 11,271 |
Loans | [1] | 876,523 | 833,470 |
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 374 | 0 |
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 0 | 10,600 |
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 697 | 671 |
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | |||
Current | [1] | 526,300 | 507,265 |
Past due | [1] | 1,016 | 1,407 |
Loans | [1] | 527,316 | 508,672 |
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 347 | 278 |
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 155 | 0 |
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 514 | 1,129 |
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | |||
Current | [1] | 507,642 | 523,936 |
Past due | [1] | 1,925 | 1,840 |
Loans | [1] | 509,567 | 525,776 |
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 118 | 1,404 |
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 517 | 430 |
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 1,290 | 6 |
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | |||
Loans | 525,776 | ||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member] | |||
Current | [1] | 612,885 | 550,186 |
Past due | [1] | 0 | 0 |
Loans | [1] | 612,885 | 550,186 |
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member] | |||
Past due | [1] | 0 | 0 |
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member] | |||
Past due | [1] | 0 | 0 |
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member] | |||
Past due | [1] | 0 | 0 |
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | |||
Current | [1] | 260,055 | 276,472 |
Past due | [1] | 151 | 174 |
Loans | [1] | 260,206 | 276,646 |
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 74 | 86 |
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 0 | 0 |
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 77 | 88 |
Total Commercial and Industrial Portfolio Segment [Member] | |||
Current | [1] | 1,380,582 | 1,350,594 |
Past due | [1] | 2,076 | 2,014 |
Loans | [1] | 1,382,658 | 1,352,608 |
Total Commercial and Industrial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 192 | 1,490 |
Total Commercial and Industrial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 517 | 430 |
Total Commercial and Industrial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 1,367 | 94 |
Residential Real Estate Portfolio Segment [Member] | |||
Current | [1] | 397,607 | 378,136 |
Past due | [1] | 1,289 | 1,985 |
Loans | [1] | 398,896 | 380,121 |
Residential Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 343 | 879 |
Residential Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 217 | 247 |
Residential Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 729 | 859 |
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | |||
Current | [1] | 136,257 | 140,234 |
Past due | [1] | 123 | 696 |
Loans | [1] | 136,380 | 140,930 |
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 23 | 294 |
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 0 | 0 |
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 100 | 402 |
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | |||
Current | [1] | 261,350 | 237,902 |
Past due | [1] | 1,166 | 1,289 |
Loans | [1] | 262,516 | 239,191 |
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 320 | 585 |
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 217 | 247 |
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 629 | 457 |
Construction and Development [Member] | |||
Current | [1] | 281,815 | 291,764 |
Past due | [1] | 0 | 0 |
Loans | [1] | 281,815 | 291,764 |
Construction and Development [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 0 | 0 |
Construction and Development [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 0 | 0 |
Construction and Development [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 0 | 0 |
Consumer Portfolio Segment [Member] | |||
Current | [1] | 50,994 | 44,510 |
Past due | [1] | 64 | 96 |
Loans | [1] | 51,058 | 44,606 |
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 61 | 90 |
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 0 | 4 |
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 3 | 2 |
Finance Leases Portfolio Segment [Member] | |||
Current | [1] | 14,115 | 14,786 |
Past due | [1] | 0 | 0 |
Loans | [1] | 14,115 | 14,786 |
Finance Leases Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 0 | 0 |
Finance Leases Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 0 | 0 |
Finance Leases Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | 0 | 0 |
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | |||
Current | [1] | 11,519 | 10,197 |
Past due | [1] | 23 | 6 |
Loans | [1] | 11,542 | 10,203 |
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | |||
Past due | [1] | 23 | 5 |
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | |||
Past due | [1] | 0 | 0 |
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | |||
Past due | [1] | $ 0 | $ 1 |
[1] | Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2021 and December 31, 2020, outstanding loan deferrals of $14 million and $37 million are reflected as current, respectively. | ||
[2] | Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs. |
Note 3 - Loans and Allowance _8
Note 3 - Loans and Allowance for Credit Losses on Loans - Internally Assigned Risk Grades of Loans (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | |||
Loans | [1],[2] | $ 3,635,156 | $ 3,531,596 | ||
Loans Originated in 2021 [Member] | |||||
Loans | 516,354 | ||||
Loans Originated in 2020 [Member] | |||||
Loans | 1,384,091 | 1,612,003 | |||
Loans Originated in 2019 [Member] | |||||
Loans | 476,296 | 513,804 | |||
Loans Originated in 2018 [Member] | |||||
Loans | 358,021 | 389,401 | |||
Loans Originated in 2017 [Member] | |||||
Loans | 225,928 | 247,945 | |||
Loans Originated Prior to 2017 [Member] | |||||
Loans | 308,279 | ||||
Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 366,187 | 390,323 | |||
Revolving Loans Converted to Term [Member] | |||||
Loans | 3,635,156 | 27,046 | |||
Loans Originated in 2016 [Member] | |||||
Loans | 205,421 | ||||
Loans Originiated Prior to 2016 [Member] | |||||
Loans | 145,653 | ||||
Pass [Member] | |||||
Loans | 3,437,419 | ||||
Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 508,402 | ||||
Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 1,367,543 | 1,591,257 | |||
Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 437,495 | 474,052 | |||
Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 347,517 | 378,423 | |||
Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 224,128 | 245,487 | |||
Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 296,046 | ||||
Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 362,917 | 383,319 | |||
Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 3,544,048 | 26,216 | |||
Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 195,414 | ||||
Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 143,251 | ||||
Special Mention [Member] | |||||
Loans | 55,373 | ||||
Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 91 | ||||
Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 5,105 | 4,138 | |||
Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 26,789 | 29,912 | |||
Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 7,057 | 9,593 | |||
Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 779 | 796 | |||
Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 9,389 | ||||
Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 1,389 | 2,045 | |||
Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 50,599 | 0 | |||
Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 8,174 | ||||
Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 715 | ||||
Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 26,290 | ||||
Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 12,514 | ||||
Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 7,861 | ||||
Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,208 | 6,824 | |||
Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 10,235 | 9,784 | |||
Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 11,696 | 9,782 | |||
Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 316 | 58 | |||
Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 3,218 | 1,341 | |||
Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 229 | 44 | |||
Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 201 | 453 | |||
Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 820 | 1,209 | |||
Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,833 | ||||
Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 1,011 | ||||
Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,579 | 4,648 | |||
Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 302 | 311 | |||
Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 27,596 | 384 | |||
Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 12,913 | 446 | |||
Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,793 | ||||
Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 40 | ||||
Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,065 | ||||
Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 622 | ||||
Doubtful [Member] | |||||
Loans | 0 | ||||
Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | |||||
Loans | [1] | 91,233 | 95,366 | ||
Home Equity Line of Credit [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 91,233 | 95,366 | |||
Home Equity Line of Credit [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 91,233 | 0 | |||
Home Equity Line of Credit [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Pass [Member] | |||||
Loans | 95,145 | ||||
Home Equity Line of Credit [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 90,959 | 95,145 | |||
Home Equity Line of Credit [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 90,959 | 0 | |||
Home Equity Line of Credit [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Special Mention [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 221 | ||||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 274 | 221 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 274 | 0 | |||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Home Equity Line of Credit [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Home Equity Line of Credit [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | |||||
Loans | [1] | 1,403,839 | 1,342,142 | ||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | |||||
Loans | [1] | 876,523 | 833,470 | ||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 73,815 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 313,773 | 320,931 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 135,968 | 133,219 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 106,861 | 102,147 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 96,874 | 106,590 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 134,826 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 14,406 | 12,869 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 876,523 | 11,742 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 87,145 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 58,827 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | |||||
Loans | 785,407 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 68,649 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 299,229 | 303,246 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 117,679 | 114,731 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 106,861 | 102,147 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 96,267 | 105,981 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 125,113 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 13,948 | 12,439 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 827,746 | 11,717 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 77,925 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 57,221 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | |||||
Loans | 28,776 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 4,899 | 3,867 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 16,438 | 16,587 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 8,216 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 29,553 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 7,707 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 615 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 9,009 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 10,278 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 5,166 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 4,174 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 9,645 | 9,644 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,826 | 1,901 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 25 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 607 | 609 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,497 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 430 | 430 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 28 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 8,919 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 10,305 | 25 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,513 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 991 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | |||||
Loans | [1] | 527,316 | 508,672 | ||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 43,323 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 188,445 | 185,239 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 103,385 | 106,356 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 84,372 | 86,517 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 45,681 | 49,049 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 56,355 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 5,755 | 7,893 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 527,316 | 2,744 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 39,870 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 31,004 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | |||||
Loans | 489,508 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 40,833 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 187,832 | 183,666 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 92,194 | 94,462 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 81,596 | 83,592 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 44,782 | 47,506 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 54,936 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 5,755 | 7,693 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 507,928 | 2,418 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 39,638 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 30,533 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | |||||
Loans | 9,294 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 72 | 74 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 6,466 | 6,534 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 1,440 | 1,575 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 779 | 796 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 840 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 200 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 9,597 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 115 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 8,467 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 1,403 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 2,490 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 1,408 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 541 | 91 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 4,725 | 5,360 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,321 | 1,335 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 15 | 15 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 88 | 247 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 32 | 500 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 113 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 466 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 8,737 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 1,054 | 326 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 117 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 471 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | |||||
Loans | [1] | 260,206 | 276,646 | ||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 7,591 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 21,436 | 26,351 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 16,201 | 16,627 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 2,146 | 2,229 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 1,951 | 1,990 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 334 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 210,547 | 229,074 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 260,206 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 290 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 85 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | |||||
Loans | 268,522 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 7,591 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 21,436 | 26,351 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 13,968 | 14,405 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 2,146 | 2,229 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 1,951 | 1,990 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 334 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 208,258 | 223,172 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 255,684 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 290 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 85 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | |||||
Loans | 3,818 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 78 | 2,222 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 1,140 | 1,596 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 1,218 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 4,218 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 88 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 2,155 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,149 | 4,218 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 88 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 3,304 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | |||||
Loans | 525,776 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 64,058 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 189,129 | 216,918 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 84,064 | 100,053 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 95,497 | 112,749 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 39,567 | 43,020 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 37,252 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 509,567 | 8,074 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 36,462 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 8,500 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | |||||
Loans | 510,110 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 63,861 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 187,921 | 215,629 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 78,625 | 94,563 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 88,071 | 104,871 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 39,487 | 42,929 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 36,746 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 494,711 | 7,690 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 36,016 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 8,412 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | |||||
Loans | 11,198 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 60 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 2,216 | 2,969 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 5,479 | 7,878 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 283 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 7,978 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 283 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 8 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 4,462 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 6 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 197 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,208 | 1,229 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 2,990 | 2,521 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 233 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 1,897 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 50 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 91 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 80 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 223 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 6,515 | 384 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 363 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 163 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 74 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 6 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | |||||
Loans | 550,186 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 233,225 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 379,660 | 550,186 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 612,885 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | |||||
Loans | 550,186 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 233,225 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 379,660 | 550,186 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 612,885 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | |||||
Loans | [1] | 51,058 | 44,606 | ||
Consumer Portfolio Segment [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 9,981 | ||||
Consumer Portfolio Segment [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 8,831 | 10,334 | |||
Consumer Portfolio Segment [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 2,316 | 2,897 | |||
Consumer Portfolio Segment [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 1,283 | 1,687 | |||
Consumer Portfolio Segment [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 198 | 243 | |||
Consumer Portfolio Segment [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 822 | ||||
Consumer Portfolio Segment [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 27,627 | 28,365 | |||
Consumer Portfolio Segment [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 51,058 | 192 | |||
Consumer Portfolio Segment [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 422 | ||||
Consumer Portfolio Segment [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 466 | ||||
Consumer Portfolio Segment [Member] | Pass [Member] | |||||
Loans | [3] | 44,602 | |||
Consumer Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | [4] | 9,981 | |||
Consumer Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 8,831 | [4] | 10,334 | [3] | |
Consumer Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 2,316 | [4] | 2,897 | [3] | |
Consumer Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 1,279 | [4] | 1,687 | [3] | |
Consumer Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 198 | [4] | 243 | [3] | |
Consumer Portfolio Segment [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | [4] | 819 | |||
Consumer Portfolio Segment [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 27,627 | [4] | 28,363 | [3] | |
Consumer Portfolio Segment [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 51,051 | [4] | 192 | [3] | |
Consumer Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | [3] | 420 | |||
Consumer Portfolio Segment [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | [3] | 466 | |||
Consumer Portfolio Segment [Member] | Special Mention [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 4 | ||||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 4 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 3 | ||||
Consumer Portfolio Segment [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 2 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 7 | 0 | |||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 2 | ||||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Consumer Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Consumer Portfolio Segment [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | |||||
Loans | [1] | 398,896 | 380,121 | ||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | |||||
Loans | [1] | 136,380 | 140,930 | ||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 9,270 | ||||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 57,419 | 63,674 | |||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 22,051 | 24,022 | |||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 24,493 | 25,635 | |||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 9,136 | 10,587 | |||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 14,011 | ||||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 136,380 | 788 | |||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 9,609 | ||||
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 6,615 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | |||||
Loans | [1] | 262,516 | 239,191 | ||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 40,483 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 91,706 | 94,085 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 32,972 | 34,689 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 21,099 | 23,748 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 17,343 | 19,782 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 58,913 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 262,516 | 1,623 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 27,829 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 37,435 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | |||||
Loans | 238,650 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 40,475 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 91,657 | 94,023 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 32,914 | 34,631 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 20,965 | 23,748 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 17,129 | 19,567 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 58,445 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 261,585 | 1,528 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 27,791 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 37,362 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 128 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 413 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 8 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 13 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 49 | 49 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 58 | 58 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 134 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 113 | 115 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 101 | 100 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 468 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 121 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 810 | 95 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 38 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 73 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | |||||
Loans | [1] | 14,115 | 14,786 | ||
Finance Leases Portfolio Segment [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 636 | ||||
Finance Leases Portfolio Segment [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 4,440 | 4,674 | |||
Finance Leases Portfolio Segment [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 1,752 | 1,875 | |||
Finance Leases Portfolio Segment [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 1,952 | 2,150 | |||
Finance Leases Portfolio Segment [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 1,017 | 1,300 | |||
Finance Leases Portfolio Segment [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 4,318 | ||||
Finance Leases Portfolio Segment [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 14,115 | 0 | |||
Finance Leases Portfolio Segment [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 2,619 | ||||
Finance Leases Portfolio Segment [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 2,168 | ||||
Finance Leases Portfolio Segment [Member] | Pass [Member] | |||||
Loans | 14,711 | ||||
Finance Leases Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 636 | ||||
Finance Leases Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 4,440 | 4,674 | |||
Finance Leases Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 1,752 | 1,875 | |||
Finance Leases Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 1,952 | 2,144 | |||
Finance Leases Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 1,017 | 1,300 | |||
Finance Leases Portfolio Segment [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 4,268 | ||||
Finance Leases Portfolio Segment [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 14,065 | 0 | |||
Finance Leases Portfolio Segment [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 2,550 | ||||
Finance Leases Portfolio Segment [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 2,168 | ||||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | |||||
Loans | 69 | ||||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 50 | ||||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 50 | 0 | |||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 69 | ||||
Finance Leases Portfolio Segment [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 6 | ||||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 6 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Finance Leases Portfolio Segment [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | |||||
Loans | 138,860 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 9,179 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 57,285 | 63,537 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 20,460 | 22,422 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 24,329 | 25,466 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 9,136 | 10,587 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 13,937 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 134,326 | 788 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 9,609 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 6,451 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | |||||
Loans | 1,969 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 91 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 134 | 137 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 1,591 | 1,600 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 138 | 140 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 1,954 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 92 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 101 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 26 | 29 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 74 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 100 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 72 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Real Estate Mortgage Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | |||||
Loans | [1] | 11,542 | 10,203 | ||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Performing Financial Instruments [Member] | |||||
Loans | 11,542 | 10,203 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 11,542 | 10,203 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 11,542 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | |||||
Loans | 10,203 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 11,542 | 10,203 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 11,542 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 0 | 0 | |||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | |||||
Loans | [1] | 281,815 | 291,764 | ||
Construction and Development [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 33,972 | ||||
Construction and Development [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 129,252 | 139,611 | |||
Construction and Development [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 77,587 | 94,066 | |||
Construction and Development [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 20,318 | 32,539 | |||
Construction and Development [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 14,161 | 15,384 | |||
Construction and Development [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 1,448 | ||||
Construction and Development [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 5,077 | 6,553 | |||
Construction and Development [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 281,815 | 1,883 | |||
Construction and Development [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 1,175 | ||||
Construction and Development [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 553 | ||||
Construction and Development [Member] | Pass [Member] | |||||
Loans | 291,515 | ||||
Construction and Development [Member] | Pass [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 33,972 | ||||
Construction and Development [Member] | Pass [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 129,252 | 139,611 | |||
Construction and Development [Member] | Pass [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 77,587 | 94,066 | |||
Construction and Development [Member] | Pass [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 20,318 | 32,539 | |||
Construction and Development [Member] | Pass [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 14,161 | 15,384 | |||
Construction and Development [Member] | Pass [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 1,448 | ||||
Construction and Development [Member] | Pass [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 4,828 | 6,304 | |||
Construction and Development [Member] | Pass [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 281,566 | 1,883 | |||
Construction and Development [Member] | Pass [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 1,175 | ||||
Construction and Development [Member] | Pass [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 553 | ||||
Construction and Development [Member] | Special Mention [Member] | |||||
Loans | 249 | ||||
Construction and Development [Member] | Special Mention [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Special Mention [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Special Mention [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Special Mention [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Special Mention [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Special Mention [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Special Mention [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 249 | 249 | |||
Construction and Development [Member] | Special Mention [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | 249 | 0 | |||
Construction and Development [Member] | Special Mention [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Special Mention [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Substandard [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2021 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2020 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2019 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2018 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Substandard [Member] | Loans Originated Prior to 2017 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Revolving Loans Amortized Cost Basis [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Revolving Loans Converted to Term [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Substandard [Member] | Loans Originated in 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Performing Financial Instruments [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Substandard [Member] | Loans Originiated Prior to 2016 [Member] | Nonperforming Financial Instruments [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Doubtful [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Doubtful [Member] | Loans Originated in 2021 [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Doubtful [Member] | Loans Originated in 2020 [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Doubtful [Member] | Loans Originated in 2019 [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Doubtful [Member] | Loans Originated in 2018 [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Doubtful [Member] | Loans Originated in 2017 [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Doubtful [Member] | Loans Originated Prior to 2017 [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Doubtful [Member] | Revolving Loans Amortized Cost Basis [Member] | |||||
Loans | 0 | 0 | |||
Construction and Development [Member] | Doubtful [Member] | Revolving Loans Converted to Term [Member] | |||||
Loans | $ 0 | 0 | |||
Construction and Development [Member] | Doubtful [Member] | Loans Originated in 2016 [Member] | |||||
Loans | 0 | ||||
Construction and Development [Member] | Doubtful [Member] | Loans Originiated Prior to 2016 [Member] | |||||
Loans | $ 0 | ||||
[1] | Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2021 and December 31, 2020, outstanding loan deferrals of $14 million and $37 million are reflected as current, respectively. | ||||
[2] | Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs. | ||||
[3] | Revolving loans include $536 thousand in overdrawn demand deposit balances. | ||||
[4] | Revolving loans include $492 thousand in overdrawn demand deposit balances. |
Note 3 - Loans and Allowance _9
Note 3 - Loans and Allowance for Credit Losses on Loans - Credit Card Loan Payment Activity (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | |
Loans | [1],[2] | $ 3,635,156 | $ 3,531,596 |
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | |||
Loans | [1] | 11,542 | 10,203 |
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Performing Financial Instruments [Member] | |||
Loans | 11,542 | 10,203 | |
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Nonperforming Financial Instruments [Member] | |||
Loans | $ 0 | $ 0 | |
[1] | Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2021 and December 31, 2020, outstanding loan deferrals of $14 million and $37 million are reflected as current, respectively. | ||
[2] | Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs. |
Note 3 - Loans and Allowance_10
Note 3 - Loans and Allowance for Credit Losses on Loans - Outstanding TDRs (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Troubled Debt Restructurings | $ 15 | $ 16 |
Specific Reserve Allocation | 15 | 16 |
Additional Commitment to Lend | 0 | 0 |
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | ||
Troubled Debt Restructurings | 15 | 16 |
Specific Reserve Allocation | 15 | 16 |
Additional Commitment to Lend | 0 | 0 |
Residential Real Estate Portfolio Segment [Member] | ||
Troubled Debt Restructurings | 0 | 0 |
Specific Reserve Allocation | 0 | 0 |
Additional Commitment to Lend | $ 0 | $ 0 |
Note 4 - Goodwill and Core De_3
Note 4 - Goodwill and Core Deposit Intangibles (Details Textual) - USD ($) | Mar. 31, 2021 | Dec. 31, 2020 | Mar. 31, 2020 | Dec. 31, 2019 | May 01, 2019 | Dec. 31, 2013 | Dec. 31, 1996 |
Goodwill, Ending Balance | $ 12,513,000 | $ 12,513,000 | $ 12,513,000 | $ 12,513,000 | |||
King Bancorp Inc. [Member] | |||||||
Goodwill, Ending Balance | $ 11,800,000 | ||||||
King Bancorp Inc. [Member] | Core Deposits [Member] | |||||||
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles | $ 1,500,000 | ||||||
Indiana Bank [Member] | Commercial Banking [Member] | |||||||
Goodwill, Ending Balance | $ 682,000 | ||||||
THE BANCorp [Member] | Core Deposits [Member] | |||||||
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles | $ 2,500,000 |
Note 4 - Goodwill and Core De_4
Note 4 - Goodwill and Core Deposit Intangibles - Carrying Value of Goodwill (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | Dec. 31, 2020 | |
Balance at beginning of period | $ 12,513 | $ 12,513 | $ 12,513 |
Goodwill acquired | 0 | 0 | |
Recast adjustments | 0 | 0 | |
Impairment | 0 | 0 | 0 |
Balance at end of period | $ 12,513 | $ 12,513 | $ 12,513 |
Note 4 - Goodwill and Core De_5
Note 4 - Goodwill and Core Deposit Intangibles - Changes in the Net Carrying Amount of Core Deposit Intangibles (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Balance at beginning of period | $ 1,962 | |
Balance at end of period | 1,885 | |
Core Deposits [Member] | ||
Balance at beginning of period | 1,962 | $ 2,285 |
Core deposit intangible acquired | 0 | 0 |
Amortization | (77) | (82) |
Balance at end of period | $ 1,885 | $ 2,203 |
Note 5 - Other Assets (Details
Note 5 - Other Assets (Details Textual) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Principal Amount Outstanding on Loans Managed and Securitized, Total | $ 446,000 | $ 428,000 |
Mortgage Servicing Rights [Member] | ||
Servicing Asset at Fair Value, Amount, Ending Balance | 4,000 | 3,000 |
Valuation Allowance for Impairment of Recognized Servicing Assets, Balance, Ending Balance | $ 0 | $ 0 |
Note 5 - Other Assets - Summary
Note 5 - Other Assets - Summary of Major Components of Other Assets (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | Mar. 31, 2020 | Dec. 31, 2019 |
Cash surrender value of life insurance other than BOLI | $ 18,913 | $ 18,426 | ||
Net deferred tax asset | 24,629 | 22,320 | ||
Investments in tax credit related ventures | 9,400 | 9,552 | ||
Swap assets | 4,080 | 8,374 | ||
Prepaid assets | 2,267 | 2,935 | ||
Trust fees receivable | 2,350 | 2,192 | ||
Mortgage servicing rights | 2,865 | 2,710 | $ 1,446 | $ 1,372 |
Other real estate owned | 281 | 281 | ||
Other | 5,013 | 4,575 | ||
Total other assets | $ 69,798 | $ 71,365 |
Note 5 - Other Assets - Changes
Note 5 - Other Assets - Changes in the Net Carrying Amount of MSRs (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Balance at beginning of period | $ 2,710 | $ 1,372 |
Additions for mortgage loans sold | 407 | 130 |
Amortization | (252) | (56) |
Balance at end of period | $ 2,865 | $ 1,446 |
Note 6 - Income Taxes (Details
Note 6 - Income Taxes (Details Textual) | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | Dec. 31, 2020 | |
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent | 3.20% | (1.30%) | |
Open Tax Year | 2016 2017 2018 2019 2020 |
Note 6 - Income Taxes - Compone
Note 6 - Income Taxes - Components of Income Tax Expense (Benefit) from Operations (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Current income tax expense: | ||
Federal | $ 3,493 | $ 1,842 |
State | 522 | 131 |
Total current income tax expense | 4,015 | 1,973 |
Deferred income tax expense (benefit): | ||
Federal | 837 | 652 |
State | 609 | (376) |
Total deferred income tax expense (benefit) | 1,446 | 276 |
Change in valuation allowance | 0 | 1 |
Total income tax expense | $ 5,461 | $ 2,250 |
Note 6 - Income Taxes - Differe
Note 6 - Income Taxes - Difference Between Statutory and Effective Tax Rates (Details) | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
U.S. federal statutory income tax rate | 21.00% | 21.00% |
State income taxes, net of federal benefit | 3.20% | (1.30%) |
Tax credits | (0.50%) | (5.90%) |
Excess tax benefit from stock-based compensation arrangements | (3.00%) | 0.40% |
Change in cash surrender value of life insurance | (0.40%) | 1.20% |
Tax exempt interest income | (0.10%) | (0.30%) |
Other, net | (0.80%) | (0.60%) |
Effective tax rate | 19.40% | 14.50% |
Note 7 - Deposits (Details Text
Note 7 - Deposits (Details Textual) - USD ($) $ in Millions | Mar. 31, 2021 | Dec. 31, 2020 |
Interest-bearing Domestic Deposit, Brokered | $ 20 | $ 25 |
Note 7 - Deposits - Composition
Note 7 - Deposits - Composition of Deposits (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | |
Non-interest bearing demand deposits | $ 1,370,183 | $ 1,187,057 | |
Interest bearing demand | 1,383,349 | 1,355,985 | |
Savings | 230,965 | 208,774 | |
Money market | 847,758 | 844,414 | |
Time deposits of $250 thousand or more | 67,179 | 73,065 | |
Other time deposits(1) | [1] | 300,528 | 319,339 |
Total time deposits | 367,707 | 392,404 | |
Total interest bearing deposits | 2,829,779 | 2,801,577 | |
Total deposits | $ 4,199,962 | $ 3,988,634 | |
[1] | Includes $20 million and $25 million in brokered deposits as of March 31, 2021 and December 31, 2020, respectively. |
Note 8 - Securities Sold Unde_3
Note 8 - Securities Sold Under Agreements to Repurchase - Securities Sold Under Agreements to Repurchase (Details) - Securities Sold under Agreements to Repurchase [Member] - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2021 | Mar. 31, 2020 | Dec. 31, 2020 | |
Outstanding balance at end of period | $ 51,681 | $ 47,979 | |
Weighted average interest rate at end of period | 0.03% | 0.05% | |
Average outstanding balance during the period | $ 46,937 | $ 33,413 | |
Average interest rate during the period | 0.04% | 0.19% | |
Maximum outstanding at any month end during the period | $ 51,681 | $ 33,955 |
Note 9 - FHLB Advances (Details
Note 9 - FHLB Advances (Details Textual) | Apr. 01, 2021USD ($) | Mar. 31, 2021USD ($) | Mar. 31, 2020USD ($) | Dec. 31, 2020USD ($) | Mar. 31, 2021USD ($) |
Federal Home Loan Bank, Number of Separate Advances | 36 | 37 | |||
Advances from Federal Home Loan Banks, Total | $ 24,180,000 | $ 31,639,000 | $ 24,180,000 | ||
Advances From Federal Home Loan Banks, Principal Due at Maturity | 10,000,000 | 10,000,000 | |||
Payments of FHLBank Borrowings, Financing Activities | 17,486,000 | $ 40,824,000 | |||
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available | 960,000,000 | 804,000,000 | 960,000,000 | ||
Correspondent Banks [Member] | |||||
Federal Funds Corresponding Banks Maximum Amount Available | 80,000,000 | $ 80,000,000 | $ 80,000,000 | ||
Subsequent Event [Member] | |||||
Payments of FHLBank Borrowings, Financing Activities | $ 14,000,000 | ||||
Federal Home Loan Bank, Advances, Activity for Year, Average Interest Rate at Period End | 2.03% | ||||
Subsequent Event [Member] | The Federal Home Loan Bank Advances [Member] | |||||
Payment for Debt Extinguishment or Debt Prepayment Cost | $ 474,000 | ||||
King Bancorp Inc. [Member] | |||||
Federal Home Loan Bank, Number of Separate Advances | 46 | ||||
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Federal Home Loan Bank Advances | $ 43,000,000 | $ 43,000,000 |
Note 9 - FHLB Advances - Contra
Note 9 - FHLB Advances - Contractual Maturities and Average Effective Rates of Outstanding Advances (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Advances from Federal Home Loan Banks, Total | $ 24,180 | $ 31,639 |
Federal Home Loan Bank Advances Outstanding [Member] | ||
2021, advance | $ 10,118 | $ 12,148 |
2021, Fixed rate | 0.25% | 0.68% |
2022, advance | $ 0 | $ 0 |
2022, Fixed rate | 0.00% | 0.00% |
2023, advance | $ 223 | $ 268 |
2023, Fixed rate | 1.01% | 1.00% |
2024, advance | $ 843 | $ 1,389 |
2024, Fixed rate | 2.37% | 2.36% |
2025, advance | $ 1,748 | $ 2,827 |
2025, Fixed rate | 2.44% | 2.43% |
2026, advance | $ 2,956 | $ 5,401 |
2026, Fixed rate | 1.94% | 1.96% |
2027, advance | $ 4,650 | $ 5,323 |
2027, Fixed rate | 1.75% | 1.73% |
2028, advance | $ 3,642 | $ 4,283 |
2028, Fixed rate | 2.27% | 2.27% |
Advances from Federal Home Loan Banks, Total | $ 24,180 | $ 31,639 |
Fixed rate | 1.29% | 1.52% |
Note 10 - Commitments and Con_3
Note 10 - Commitments and Contingent Liabilities (Details Textual) - USD ($) | 3 Months Ended | ||||
Mar. 31, 2021 | Mar. 31, 2020 | Dec. 31, 2020 | Jan. 01, 2020 | Dec. 31, 2019 | |
Off-Balance Sheet, Credit Loss, Liability, Ending Balance | $ 3,850,000 | $ 350,000 | |||
Off-Balance Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal) | $ (275,000) | $ 375,000 | |||
Standby Letters of Credit [Member] | Minimum [Member] | |||||
Guarantee Obligations, Agreement Term (Year) | 1 year | ||||
Standby Letters of Credit [Member] | Maximum [Member] | |||||
Guarantee Obligations, Agreement Term (Year) | 2 years | ||||
Performance Guarantee [Member] | |||||
Guarantee Obligation, Estimated Payment Under Default on Contract | $ 1,700,000 | ||||
Other Liabilities [Member] | |||||
Off-Balance Sheet, Credit Loss, Liability, Ending Balance | $ 5,100,000 | $ 5,400,000 |
Note 10 - Commitments and Con_4
Note 10 - Commitments and Contingent Liabilities - Off Balance Sheet Commitments to Extend Credit (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Off balance sheet commitments to extend credit | $ 1,400,661 | $ 1,390,772 |
Commercial and Industrial Loans [Member] | ||
Off balance sheet commitments to extend credit | 585,289 | 555,077 |
Construction and Development [Member] | ||
Off balance sheet commitments to extend credit | 292,996 | 266,550 |
Home Equity Loans [Member] | ||
Off balance sheet commitments to extend credit | 177,156 | 175,132 |
Credit Cards [Member] | ||
Off balance sheet commitments to extend credit | 32,555 | 32,321 |
Overdrafts [Member] | ||
Off balance sheet commitments to extend credit | 32,917 | 33,564 |
Letters of Credit [Member] | ||
Off balance sheet commitments to extend credit | 26,326 | 24,425 |
Other Off Balance Sheet Commitments [Member] | ||
Off balance sheet commitments to extend credit | 51,935 | 54,385 |
Future Loan Commitments [Member] | ||
Off balance sheet commitments to extend credit | $ 201,487 | $ 249,318 |
Note 11 - Assets and Liabilit_3
Note 11 - Assets and Liabilities Measured and Reported at Fair Value (Details Textual) $ in Thousands | Mar. 31, 2021USD ($) | Dec. 31, 2020USD ($) |
Fair Value, Nonrecurring [Member] | ||
Financial and Nonfinancial Liabilities, Fair Value Disclosure | $ 0 | $ 0 |
Selling and Closing Costs [Member] | Minimum [Member] | ||
Impaired Loans, Measurement Input | 8 | |
Other Real Estate Owned, Measurement Input | 8 | |
Selling and Closing Costs [Member] | Maximum [Member] | ||
Impaired Loans, Measurement Input | 10 | |
Other Real Estate Owned, Measurement Input | 10 | |
Mortgage Servicing Rights [Member] | ||
Valuation Allowance for Impairment of Recognized Servicing Assets, Balance, Ending Balance | $ 0 | $ 0 |
Note 11 - Assets and Liabilit_4
Note 11 - Assets and Liabilities Measured and Reported at Fair Value - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Securities available-for-sale | $ 672,167 | $ 586,978 |
Fair Value, Recurring [Member] | ||
Securities available-for-sale | 672,167 | 586,978 |
Interest rate swaps | 4,080 | 8,374 |
Total assets | 676,247 | 595,352 |
Interest rate swaps | 4,213 | 8,391 |
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Securities available-for-sale | 0 | 0 |
Interest rate swaps | 0 | 0 |
Total assets | 0 | 0 |
Interest rate swaps | 0 | 0 |
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Securities available-for-sale | 672,167 | 586,978 |
Interest rate swaps | 4,080 | 8,374 |
Total assets | 676,247 | 595,352 |
Interest rate swaps | 4,213 | 8,391 |
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Securities available-for-sale | 0 | 0 |
Interest rate swaps | 0 | 0 |
Total assets | 0 | 0 |
Interest rate swaps | 0 | 0 |
US Government-sponsored Enterprises Debt Securities [Member] | ||
Securities available-for-sale | 130,724 | 138,078 |
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | ||
Securities available-for-sale | 130,724 | 138,078 |
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Securities available-for-sale | 0 | 0 |
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Securities available-for-sale | 130,724 | 138,078 |
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Securities available-for-sale | 0 | 0 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Securities available-for-sale | 523,131 | 437,585 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member] | ||
Securities available-for-sale | 523,131 | 437,585 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Securities available-for-sale | 0 | 0 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Securities available-for-sale | 523,131 | 437,585 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Securities available-for-sale | 0 | 0 |
US States and Political Subdivisions Debt Securities [Member] | ||
Securities available-for-sale | 18,312 | 11,315 |
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | ||
Securities available-for-sale | 18,312 | 11,315 |
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Securities available-for-sale | 0 | 0 |
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Securities available-for-sale | 18,312 | 11,315 |
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Securities available-for-sale | $ 0 | $ 0 |
Note 11 - Assets and Liabilit_5
Note 11 - Assets and Liabilities Measured and Reported at Fair Value - Assets Measured at Fair Value on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Collateral dependent loans, fair value | $ 0 | |
Other real estate owned, fair value | 0 | $ 281 |
Other real estate owned, gain (loss) | 0 | 0 |
Impaired loans | 7,546 | |
Impaired loans | 0 | |
Fair Value, Inputs, Level 1 [Member] | ||
Collateral dependent loans, fair value | 0 | |
Other real estate owned, fair value | 0 | 0 |
Impaired loans | 0 | |
Fair Value, Inputs, Level 2 [Member] | ||
Collateral dependent loans, fair value | 7,571 | |
Other real estate owned, fair value | 281 | 0 |
Impaired loans | 0 | |
Fair Value, Inputs, Level 3 [Member] | ||
Collateral dependent loans, fair value | 7,571 | |
Other real estate owned, fair value | $ 281 | 281 |
Impaired loans | $ 7,546 |
Note 11 - Assets and Liabilit_6
Note 11 - Assets and Liabilities Measured and Reported at Fair Value - Significant Unobservable Inputs (Details) - Appraisal Discount Method [Member] - Fair Value, Inputs, Level 3 [Member] - Impaired Loans [Member] $ in Thousands | Mar. 31, 2021USD ($) | Dec. 31, 2020USD ($) |
Collateral dependent loans, fair value | $ 7,571 | $ 7,546 |
Other real estate owned, fair value | $ 281 | $ 281 |
Weighted Average [Member] | ||
Impaired Loans, Measurement Input | 0.107 | 0.107 |
Other Real Estate Owned, Measurement Input | 0.360 | 0.360 |
Note 12 - Disclosure of Finan_3
Note 12 - Disclosure of Financial Instruments Not Reported at Fair Value - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Cash and cash equivalents | $ 332,981 | $ 317,945 |
Accrued interest receivable | 12,998 | 13,094 |
Non-interest bearing | 1,370,183 | 1,187,057 |
Time deposits | 367,707 | 392,404 |
Accrued interest payable | 249 | 391 |
Reported Value Measurement [Member] | ||
Cash and cash equivalents | 332,981 | 317,945 |
Mortgage loans held for sale | 6,579 | 22,547 |
Federal Home Loan Bank stock | 10,228 | 11,284 |
Loans, net | 3,584,442 | 3,479,676 |
Accrued interest receivable | 12,998 | 13,094 |
Non-interest bearing | 1,370,183 | 1,187,057 |
Transaction deposits | 2,462,072 | 2,409,173 |
Time deposits | 367,707 | 392,404 |
Securities sold under agreement to repurchase | 51,681 | 47,979 |
Federal funds purchased | 8,642 | 11,464 |
Federal Home Loan Bank advances | 24,180 | 31,639 |
Accrued interest payable | 249 | 391 |
Federal Home Loan Bank advances | 24,180 | 31,639 |
Estimate of Fair Value Measurement [Member] | ||
Cash and cash equivalents | 332,981 | 317,945 |
Mortgage loans held for sale | 6,726 | 23,389 |
Federal Home Loan Bank stock | 10,228 | 11,284 |
Loans, net | 3,618,075 | 3,513,916 |
Accrued interest receivable | 12,998 | 13,094 |
Non-interest bearing | 1,370,183 | 1,187,057 |
Transaction deposits | 2,462,072 | 2,409,173 |
Time deposits | 370,126 | 395,734 |
Securities sold under agreement to repurchase | 51,681 | 47,979 |
Federal funds purchased | 8,642 | 11,464 |
Federal Home Loan Bank advances | 24,792 | 33,180 |
Accrued interest payable | 249 | 391 |
Federal Home Loan Bank advances | 24,792 | 33,180 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Cash and cash equivalents | 332,981 | 317,945 |
Mortgage loans held for sale | 0 | 0 |
Federal Home Loan Bank stock | 0 | 0 |
Loans, net | 0 | 0 |
Accrued interest receivable | 12,998 | 13,094 |
Non-interest bearing | 1,370,183 | 1,187,057 |
Transaction deposits | 0 | 0 |
Time deposits | 0 | 0 |
Securities sold under agreement to repurchase | 0 | 0 |
Federal funds purchased | 0 | 0 |
Federal Home Loan Bank advances | 0 | 0 |
Accrued interest payable | 249 | 391 |
Federal Home Loan Bank advances | 0 | 0 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Cash and cash equivalents | 0 | 0 |
Mortgage loans held for sale | 6,726 | 23,389 |
Federal Home Loan Bank stock | 10,228 | 11,284 |
Loans, net | 0 | 0 |
Accrued interest receivable | 0 | 0 |
Non-interest bearing | 0 | 0 |
Transaction deposits | 2,462,072 | 2,409,173 |
Time deposits | 370,126 | 395,734 |
Securities sold under agreement to repurchase | 51,681 | 47,979 |
Federal funds purchased | 8,642 | 11,464 |
Federal Home Loan Bank advances | 24,792 | 33,180 |
Accrued interest payable | 0 | 0 |
Federal Home Loan Bank advances | 24,792 | 33,180 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Cash and cash equivalents | 0 | 0 |
Mortgage loans held for sale | 0 | 0 |
Federal Home Loan Bank stock | 0 | 0 |
Loans, net | 3,618,075 | 3,513,916 |
Accrued interest receivable | 0 | 0 |
Non-interest bearing | 0 | 0 |
Transaction deposits | 0 | 0 |
Time deposits | 0 | 0 |
Securities sold under agreement to repurchase | 0 | 0 |
Federal funds purchased | 0 | 0 |
Federal Home Loan Bank advances | 0 | 0 |
Accrued interest payable | 0 | 0 |
Federal Home Loan Bank advances | $ 0 | $ 0 |
Note 13 - Accumulated Other C_3
Note 13 - Accumulated Other Comprehensive Income (Loss) - Accumulated Other Comprehensive Income (Loss) by Component (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Balance | $ 440,701 | $ 406,297 |
Balance | 443,232 | 409,702 |
Net current period other comprehensive income (loss) | (11,791) | 5,775 |
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member] | ||
Balance | 9,310 | 1,085 |
Net current period other comprehensive income gain (loss) | (11,823) | |
Balance | (2,513) | 7,123 |
Net current period other comprehensive income (loss) | 6,038 | |
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member] | ||
Balance | (122) | (39) |
Net current period other comprehensive income gain (loss) | 32 | |
Balance | (90) | (302) |
Net current period other comprehensive income (loss) | (263) | |
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member] | ||
Balance | (447) | (369) |
Net current period other comprehensive income gain (loss) | 0 | |
Balance | (447) | (369) |
Net current period other comprehensive income (loss) | 0 | |
AOCI Attributable to Parent [Member] | ||
Balance | 8,741 | 677 |
Net current period other comprehensive income gain (loss) | (11,791) | |
Balance | (3,050) | 6,452 |
Net current period other comprehensive income (loss) | $ (11,791) | $ 5,775 |
Note 14 - Preferred Stock (Deta
Note 14 - Preferred Stock (Details Textual) - $ / shares $ / shares in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Preferred Stock, No Par Value (in dollars per share) | $ 0 | $ 0 |
Preferred Stock, Shares Authorized (in shares) | 1,000,000 | 1,000,000 |
Preferred Stock, Shares Issued, Total (in shares) | 0 | 0 |
Note 15 - Net Income Per Shar_2
Note 15 - Net Income Per Share - Basic and Diluted Net Income Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Net income | $ 22,710 | $ 13,232 |
Weighted average shares outstanding - basic (in shares) | 22,622 | 22,516 |
Dilutive securities (in shares) | 243 | 220 |
Weighted average shares outstanding- diluted (in shares) | 22,865 | 22,736 |
Net income per share, basic (in dollars per share) | $ 1 | $ 0.59 |
Net income per share, diluted (in dollars per share) | $ 0.99 | $ 0.58 |
Note 15 - Net Income Per Shar_3
Note 15 - Net Income Per Share - Antidilutive SARs (Details) - shares shares in Thousands | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Stock Appreciation Rights (SARs) [Member] | ||
Antidilutive SARs (in shares) | 29 | 247 |
Note 16 - Stock-based Compens_3
Note 16 - Stock-based Compensation (Details Textual) - USD ($) | 3 Months Ended | 12 Months Ended | ||
Mar. 31, 2021 | Mar. 31, 2020 | Dec. 31, 2020 | Dec. 31, 2018 | |
Share-based Compensation Arrangement by Share-based Payment Award, Number of Additional Shares Authorized (in shares) | 500,000 | |||
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares) | 354,000 | |||
Proceeds (Used for) and Received from Settlement of Stock Awards | $ 164,000 | $ 224,000 | ||
Stock Appreciation Rights (SARs) [Member] | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period (Year) | 10 years | |||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares) | 28,000 | 48,000 | ||
Stock Appreciation Rights (SARs) [Member] | Share-based Payment Arrangement, Tranche One [Member] | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage | 20.00% | |||
Restricted Stock [Member] | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year) | 5 years | |||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares) | 39,000 | 36,000 | ||
Performance Shares [Member] | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year) | 3 years | |||
Sharebased Compensation Arrangement by Share-based Payment Award Post Vesting Holding Period (Year) | 1 year | |||
Share-based Compensation Arrangement by Share-based Payment Award Liquidity Discount | 6.10% | 4.40% | ||
Restricted Stock Units (RSUs) [Member] | Director [Member] | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year) | 12 months | |||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares) | 7,758 | 6,570 | ||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Fair Value Granted | $ 315,000 | $ 270,000 |
Note 16 - Stock-based Compens_4
Note 16 - Stock-based Compensation - Fair Value Assumptions (Details) - Stock Appreciation Rights (SARs) [Member] | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Dividend yield | 2.52% | 2.51% |
Expected volatility | 25.21% | 20.87% |
Risk free interest rate | 1.23% | 1.25% |
Expected life (years) (Year) | 7 years 1 month 6 days | 7 years 1 month 6 days |
Note 16 - Stock-based Compens_5
Note 16 - Stock-based Compensation - Stock-based Compensation Expense (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2021 | Mar. 31, 2020 | |
Expense | $ 849 | $ 817 |
Deferred tax benefit | (179) | (172) |
Total net expense | 670 | 645 |
Stock Appreciation Rights (SARs) [Member] | ||
Expense | 89 | 90 |
Deferred tax benefit | (19) | (19) |
Total net expense | 70 | 71 |
Restricted Stock [Member] | ||
Expense | 329 | 325 |
Deferred tax benefit | (69) | (68) |
Total net expense | 260 | 257 |
Restricted Stock Units (RSUs) [Member] | ||
Expense | 76 | 67 |
Deferred tax benefit | (16) | (14) |
Total net expense | 60 | 53 |
Performance Shares [Member] | ||
Expense | 355 | 335 |
Deferred tax benefit | (75) | (71) |
Total net expense | $ 280 | $ 264 |
Note 16 - Stock-based Compens_6
Note 16 - Stock-based Compensation - Unrecognized Stock-based Compensation Expense (Details) $ in Thousands | Mar. 31, 2021USD ($) |
Remainder of 2021 | $ 2,625 |
2022 | 2,414 |
2023 | 1,630 |
2024 | 780 |
2025 | 457 |
2026 | 45 |
Total estimated expense | 7,951 |
Stock Appreciation Rights (SARs) [Member] | |
Remainder of 2021 | 262 |
2022 | 305 |
2023 | 230 |
2024 | 124 |
2025 | 65 |
2026 | 9 |
Total estimated expense | 995 |
Restricted Stock [Member] | |
Remainder of 2021 | 992 |
2022 | 1,126 |
2023 | 910 |
2024 | 656 |
2025 | 392 |
2026 | 36 |
Total estimated expense | 4,112 |
Restricted Stock Units (RSUs) [Member] | |
Remainder of 2021 | 237 |
2022 | 3 |
2023 | 0 |
2024 | 0 |
2025 | 0 |
2026 | 0 |
Total estimated expense | 240 |
Performance Shares [Member] | |
Remainder of 2021 | 1,134 |
2022 | 980 |
2023 | 490 |
2024 | 0 |
2025 | 0 |
2026 | 0 |
Total estimated expense | $ 2,604 |
Note 16 - Stock-based Compens_7
Note 16 - Stock-based Compensation - SARs Activity (Details) - Stock Appreciation Rights (SARs) [Member] - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands | 3 Months Ended | 12 Months Ended | ||
Mar. 31, 2021 | Dec. 31, 2020 | Dec. 31, 2019 | ||
Unvested (in shares) | 593 | 641 | ||
Outstanding, aggregate intrinsic value | [1] | $ 7,706 | $ 10,250 | |
Unvested, grant date weighted average cost (in dollars per share) | $ 4.44 | $ 4.10 | ||
Outstanding, weighted average remaining contractual life (Year) | 5 years 7 months 6 days | 5 years 1 month 6 days | 5 years 3 months 18 days | |
Awarded (in shares) | 28 | 48 | ||
Granted, aggregate intrinsic value | [1] | $ 10 | $ 154 | |
Shares awarded, grant date weighted average cost (in dollars per share) | $ 9.75 | $ 5.80 | ||
Exercised (in shares) | (76) | (96) | ||
Exercised, aggregate intrinsic value | [1] | $ 2,815 | $ 2,401 | |
Exercised weighted average fair value (in dollars per share) | $ 2.58 | $ 2.88 | ||
Forfeited (in shares) | 0 | |||
Vested and exercisable (in shares) | 386 | |||
Vested and exercisable, aggregate intrinsic value | [1] | $ 9,509 | ||
Vested and exercisable, weighted average fair value (in dollars per share) | $ 4.29 | |||
Vested and exercisable, weighted average remaining contractual life (Year) | 4 years 7 months 6 days | |||
Unvested (in shares) | 159 | |||
Unvested, aggregate intrinsic value | [1] | $ 1,749 | ||
Unvested, weighted average fair value (in dollars per share) | $ 6.65 | |||
Unvested, weighted average remaining contractual life (Year) | 8 years 2 months 12 days | |||
Unvested (in shares) | 545 | 593 | 641 | |
Outstanding, aggregate intrinsic value | [1] | $ 11,258 | $ 7,706 | $ 10,250 |
Unvested, grant date weighted average cost (in dollars per share) | $ 4.98 | $ 4.44 | $ 4.10 | |
Vested in the current year (in shares) | 51 | |||
Vested in the current year, aggregate intrinsic value | [1] | $ 876 | ||
Vested in the current year (in dollars per share) | $ 5.45 | |||
Minimum [Member] | ||||
Outstanding, exercise price (in dollars per share) | 15.24 | 14.02 | ||
Granted, exercise price (in dollars per share) | 50.71 | 37.30 | ||
Exercised, exercise price (in dollars per share) | 15.24 | 14.02 | ||
Vested and exercisable, exercise price (in dollars per share) | 15.24 | |||
Unvested, exercise price (in dollars per share) | 33.08 | |||
Outstanding, exercise price (in dollars per share) | 15.24 | 15.24 | 14.02 | |
Vested in the current year, exercise price (in dollars per share) | 25.76 | |||
Maximum [Member] | ||||
Outstanding, exercise price (in dollars per share) | 40 | 40 | ||
Granted, exercise price (in dollars per share) | 50.71 | 37.30 | ||
Exercised, exercise price (in dollars per share) | 15.84 | 25.76 | ||
Vested and exercisable, exercise price (in dollars per share) | 40 | |||
Unvested, exercise price (in dollars per share) | 50.71 | |||
Outstanding, exercise price (in dollars per share) | 50.71 | 40 | 40 | |
Vested in the current year, exercise price (in dollars per share) | 40 | |||
Weighted Average [Member] | ||||
Outstanding, exercise price (in dollars per share) | 27.47 | 25.06 | ||
Granted, exercise price (in dollars per share) | 50.71 | 37.30 | ||
Exercised, exercise price (in dollars per share) | 15.31 | 16.33 | ||
Forfeited, exercise price (in dollars per share) | 0 | 0 | ||
Vested and exercisable, exercise price (in dollars per share) | 26.41 | |||
Unvested, exercise price (in dollars per share) | 40.08 | |||
Outstanding, exercise price (in dollars per share) | 30.40 | $ 27.47 | $ 25.06 | |
Vested in the current year, exercise price (in dollars per share) | $ 33.77 | |||
[1] | Intrinsic value for SARs is defined as the amount by which the current market price of the underlying stock exceeds the exercise or grant price. |
Note 16 - Stock-based Compens_8
Note 16 - Stock-based Compensation - Restricted Stock (Details) - Restricted Stock [Member] - $ / shares shares in Thousands | 3 Months Ended | 12 Months Ended |
Mar. 31, 2021 | Dec. 31, 2020 | |
Unvested (in shares) | 99 | 108 |
Unvested, grant date weighted average cost (in dollars per share) | $ 36.85 | $ 34.31 |
Awarded (in shares) | 39 | 36 |
Shares awarded, grant date weighted average cost (in dollars per share) | $ 46.90 | $ 39.30 |
Restrictions lapsed and shares released (in shares) | (32) | (41) |
Restrictions lapsed and shares released (in dollars per share) | $ 35.34 | $ 32.38 |
Forfeited (in shares) | 0 | (4) |
Shares forfeited, grant date weighted average cost (in dollars per share) | $ 0 | $ 36.63 |
Unvested (in shares) | 106 | 99 |
Unvested, grant date weighted average cost (in dollars per share) | $ 41 | $ 36.85 |
Note 16 - Stock-based Compens_9
Note 16 - Stock-based Compensation - Performance-based Restricted Stock Units (Details) - $ / shares | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2021 | Dec. 31, 2020 | Dec. 31, 2019 | |
Expected shares to be awarded (in shares) | 354,000 | ||
Performance Shares [Member] | |||
Vesting period (Year) | 3 years | ||
Performance Shares [Member] | Executive Officer [Member] | |||
Vesting period (Year) | 3 years | 3 years | 3 years |
Fair value (in dollars per share) | $ 44.44 | $ 32.27 | $ 32.03 |
Expected shares to be awarded (in shares) | 33,095 | 45,577 | 43,603 |
Note 17 - Derivative Financia_3
Note 17 - Derivative Financial Instruments (Details Textual) $ in Millions | Dec. 31, 2016USD ($) |
Interest Rate Swap, Maturing December 6, 2021 [Member] | Cash Flow Hedging [Member] | Designated as Hedging Instrument [Member] | |
Derivative Liability, Notional Amount | $ 10 |
Note 17 - Derivative Financia_4
Note 17 - Derivative Financial Instruments - Outstanding Undesignated Interest Rate Swap Contracts (Details) - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended |
Mar. 31, 2021 | Dec. 31, 2020 | |
Receiving [Member] | ||
Derivative Liability, Notional Amount | $ 141,271 | $ 119,940 |
Weighted average maturity (Year) | 7 years 7 months 6 days | 7 years 9 months 18 days |
Fair value | $ 4,080 | $ 8,374 |
Paying [Member] | ||
Derivative Liability, Notional Amount | $ 141,271 | $ 119,940 |
Weighted average maturity (Year) | 7 years 7 months 6 days | 7 years 9 months 18 days |
Fair value | $ 4,213 | $ 8,391 |
Note 17 - Derivative Financia_5
Note 17 - Derivative Financial Instruments - Derivative Position Designated as a Cash Flow Hedge (Details) - Interest Rate Swap, Maturing December 6, 2021 [Member] - Designated as Hedging Instrument [Member] - Cash Flow Hedging [Member] - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 |
Notional amount | $ 10,000 | |
Pay fixed swap rate | 1.89% | |
Fair value | $ (117) | $ (160) |
Note 18 - Regulatory Matters (D
Note 18 - Regulatory Matters (Details Textual) | Mar. 31, 2021 | Dec. 31, 2020 | Jan. 01, 2019 | Jan. 01, 2016 | ||
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum | 0.025 | |||||
Common Equity Tier One Risk Based Capital, Required to Be Well Capitalized to Risk Weighted Assets | 6.00% | |||||
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets Including Capital Conservation Buffer | 8.50% | |||||
Capital Required for Capital Adequacy to Risk Weighted Assets Including Capital Conservation Buffer | 10.50% | |||||
Capital Conservation Buffer | 2.50% | 0.625% | ||||
Subsidiaries [Member] | ||||||
Banking Regulation, Common Equity Tier One Risk-Based Capital Ratio, Well Capitalized, Minimum | 0.065 | [1] | 0.0650 | |||
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets | [1] | 0.080 | 0.0800 | |||
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum | [1] | 0.100 | 0.1000 | |||
Tier One Leverage Capital Required to be Well Capitalized to Average Assets | [2] | 0.050 | 0.0500 | |||
[1] | Ratio is computed in relation to risk-weighted assets. | |||||
[2] | Ratio is computed in relation to average assets. |
Note 18 - Regulatory Matters -
Note 18 - Regulatory Matters - Risk Based Capital Amounts and Ratios (Details) $ in Thousands | Mar. 31, 2021USD ($) | Dec. 31, 2020USD ($) | |||
Total risk-based capital, actual amount | [1] | $ 483,547 | $ 470,648 | ||
Total risk-based capital, actual ratio | [1] | 0.1339 | 0.1336 | ||
Total risk-based capital, minimum for adequately capitalized amount | [1] | $ 288,967 | $ 281,887 | ||
Total risk-based capital, minimum for adequately capitalized ratio | [1] | 0.0800 | 0.0800 | ||
Common Equity Tier 1 risk-based capital, actual amount | $ 444,896 | [1] | $ 430,886 | ||
Common Equity Tier 1 risk-based capital, actual ratio | 0.1232 | [1] | 0.1223 | ||
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized amount | $ 162,544 | [1] | $ 158,556 | ||
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized ratio | 0.0450 | [1] | 0.0450 | ||
Tier 1 risk-based capital, actual amount | [1] | $ 444,896 | [2] | $ 430,886 | |
Tier 1 risk-based capita, actual ratio | [1] | 0.1232 | 0.1223 | ||
Tier 1 risk-based capital, minimum for adequately capitalized amount | [1] | $ 216,725 | $ 211,407 | ||
Tier 1 risk-based capital, minimum for adequately capitalized ratio | [1] | 0.0600 | 0.0600 | ||
Tier 1 risk-based capital, actual amount | [1] | $ 444,896 | [2] | $ 430,886 | |
Leverage, actual ratio | [2] | 0.0946 | 0.0957 | ||
Leverage, minimum for adequately capitalized amount | [2] | $ 188,063 | $ 180,123 | ||
Leverage, minimum for adequately capitalized ratio | 0.0400 | [1] | 0.0400 | [2] | |
Leverage, actual amount | [2] | $ 430,886 | |||
Subsidiaries [Member] | |||||
Total risk-based capital, actual amount | [1] | $ 470,308 | $ 456,302 | ||
Total risk-based capital, actual ratio | [1] | 0.1306 | 0.1299 | ||
Total risk-based capital, minimum for adequately capitalized amount | [1] | $ 288,044 | $ 281,106 | ||
Total risk-based capital, minimum for adequately capitalized ratio | [1] | 0.0800 | 0.0800 | ||
Total risk-based capital, minimum for well capitalized amount | [1] | $ 360,055 | $ 351,383 | ||
Total risk-based capital, minimum for well capitalized ratio | [1] | 0.100 | 0.1000 | ||
Common Equity Tier 1 risk-based capital, actual amount | $ 431,657 | [1] | $ 416,540 | ||
Common Equity Tier 1 risk-based capital, actual ratio | 0.1199 | [1] | 0.1185 | ||
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized amount | $ 162,025 | [1] | $ 158,122 | ||
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized ratio | 0.0450 | [1] | 0.0450 | ||
Common Equity Tier 1 risk-based capital, minimum for well capitalized amount | $ 234,036 | [1] | $ 228,399 | ||
Common Equity Tier 1 risk-based capital, minimum for well capitalized ratio | 0.065 | [1] | 0.0650 | ||
Tier 1 risk-based capital, actual amount | [1] | $ 431,657 | $ 416,540 | ||
Tier 1 risk-based capita, actual ratio | [1] | 0.1199 | 0.1185 | ||
Tier 1 risk-based capital, minimum for adequately capitalized amount | [1] | $ 216,033 | $ 210,830 | ||
Tier 1 risk-based capital, minimum for adequately capitalized ratio | [1] | 0.0600 | 0.0600 | ||
Tier 1 risk-based capital, minimum for well capitalized amount | [1] | $ 288,044 | $ 281,106 | ||
Tier 1 risk-based capital, minimum for well capitalized ratio | [1] | 0.080 | 0.0800 | ||
Tier 1 risk-based capital, actual amount | [1] | $ 431,657 | $ 416,540 | ||
Leverage, actual ratio | [2] | 0.0920 | 0.0926 | ||
Leverage, minimum for adequately capitalized amount | [2] | $ 187,763 | $ 179,845 | ||
Leverage, minimum for adequately capitalized ratio | [2] | 0.0400 | 0.0400 | ||
Leverage, actual amount | [2] | $ 431,657 | $ 416,540 | ||
Leverage, minimum for well capitalized amount | [2] | $ 234,703 | $ 224,807 | ||
Leverage, minimum for well capitalized ratio | [2] | 0.050 | 0.0500 | ||
[1] | Ratio is computed in relation to risk-weighted assets. | ||||
[2] | Ratio is computed in relation to average assets. |
Note 19 - Segments (Details Tex
Note 19 - Segments (Details Textual) - USD ($) | Mar. 31, 2021 | Dec. 31, 2020 | Mar. 31, 2020 | Dec. 31, 2019 | May 01, 2019 | Dec. 31, 1996 |
Goodwill, Ending Balance | $ 12,513,000 | $ 12,513,000 | $ 12,513,000 | $ 12,513,000 | ||
King Bancorp Inc. [Member] | ||||||
Goodwill, Ending Balance | $ 11,800,000 | |||||
Commercial Banking [Member] | Indiana Bank [Member] | ||||||
Goodwill, Ending Balance | $ 682,000 | |||||
Commercial Banking [Member] | Operating Segments [Member] | ||||||
Goodwill, Ending Balance | 12,500,000 | |||||
Commercial Banking [Member] | Operating Segments [Member] | Indiana Bank [Member] | ||||||
Goodwill, Ending Balance | $ 682,000 | |||||
Commercial Banking [Member] | Operating Segments [Member] | King Bancorp Inc. [Member] | ||||||
Goodwill, Ending Balance | $ 11,800,000 |
Note 19 - Segments - Financial
Note 19 - Segments - Financial Information by Business Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2021 | Mar. 31, 2020 | Dec. 31, 2020 | |
Net interest income | $ 37,825 | $ 32,446 | |
Provision for credit losses | (1,475) | 5,925 | |
Non-interest income | 6,248 | 6,218 | |
All other non-interest income | 7,596 | 6,318 | |
Non-interest expenses | 24,973 | 23,575 | |
Income before income tax expense | 28,171 | 15,482 | |
Income tax expense | 5,461 | 2,250 | |
Net income | 22,710 | 13,232 | |
Segment assets | 4,794,075 | 3,784,586 | $ 4,608,629 |
Commercial Banking [Member] | |||
Net interest income | 37,742 | 32,361 | |
Provision for credit losses | (1,475) | 5,925 | |
Non-interest income | 0 | 0 | |
All other non-interest income | 7,596 | 6,318 | |
Non-interest expenses | 21,696 | 20,263 | |
Income before income tax expense | 25,117 | 12,491 | |
Income tax expense | 4,798 | 1,601 | |
Net income | 20,319 | 10,890 | |
Segment assets | 4,790,344 | 3,781,063 | |
Investment Management and Trust [Member] | |||
Net interest income | 83 | 85 | |
Provision for credit losses | 0 | 0 | |
Non-interest income | 6,248 | 6,218 | |
All other non-interest income | 0 | 0 | |
Non-interest expenses | 3,277 | 3,312 | |
Income before income tax expense | 3,054 | 2,991 | |
Income tax expense | 663 | 649 | |
Net income | 2,391 | 2,342 | |
Segment assets | $ 3,731 | $ 3,523 |
Note 20 - Revenue From Contra_3
Note 20 - Revenue From Contracts With Customers (Details Textual) - USD ($) | 3 Months Ended | ||
Mar. 31, 2021 | Mar. 31, 2020 | Dec. 31, 2020 | |
Trading Activity Charges Reducing Product Sales Commissions and Fees | $ 151,000 | $ 161,000 | |
Contract with Customer, Asset, after Allowance for Credit Loss, Total | 0 | ||
Fiduciary and Trust [Member] | |||
Accrued Fees and Other Revenue Receivable | $ 2,400,000 | $ 2,200,000 |
Note 20 - Revenue From Contra_4
Note 20 - Revenue From Contracts With Customers - Revenue by Operating Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2021 | Mar. 31, 2020 | ||
Non-interest income | $ 6,248 | $ 6,218 | |
Mortgage banking income | [1] | 1,444 | 846 |
Bank owned life insurance | [1] | 161 | 179 |
Other | [2] | 770 | 280 |
Non-interest income | 13,844 | 12,536 | |
Commercial Banking [Member] | |||
Non-interest income | 0 | 0 | |
Mortgage banking income | [1] | 1,444 | 846 |
Bank owned life insurance | [1] | 161 | 179 |
Other | [2] | 770 | 280 |
Non-interest income | 7,596 | 6,318 | |
WM&T [Member] | |||
Mortgage banking income | [1] | 0 | 0 |
Bank owned life insurance | [1] | 0 | 0 |
Other | [2] | 0 | 0 |
Non-interest income | 6,248 | 6,218 | |
Fiduciary and Trust [Member] | |||
Non-interest income | 6,248 | 6,218 | |
Fiduciary and Trust [Member] | Commercial Banking [Member] | |||
Non-interest income | 0 | 0 | |
Fiduciary and Trust [Member] | WM&T [Member] | |||
Non-interest income | 6,248 | 6,218 | |
Deposit Account [Member] | |||
Non-interest income | 944 | 1,283 | |
Deposit Account [Member] | Commercial Banking [Member] | |||
Non-interest income | 944 | 1,283 | |
Deposit Account [Member] | WM&T [Member] | |||
Non-interest income | 0 | 0 | |
Credit and Debit Card [Member] | |||
Non-interest income | 2,273 | 1,980 | |
Credit and Debit Card [Member] | Commercial Banking [Member] | |||
Non-interest income | 2,273 | 1,980 | |
Credit and Debit Card [Member] | WM&T [Member] | |||
Non-interest income | 0 | 0 | |
Treasury Management [Member] | |||
Non-interest income | 1,540 | 1,284 | |
Treasury Management [Member] | Commercial Banking [Member] | |||
Non-interest income | 1,540 | 1,284 | |
Treasury Management [Member] | WM&T [Member] | |||
Non-interest income | 0 | 0 | |
Product Sales Commissions and Fees [Member] | |||
Non-interest income | 464 | 466 | |
Product Sales Commissions and Fees [Member] | Commercial Banking [Member] | |||
Non-interest income | 464 | 466 | |
Product Sales Commissions and Fees [Member] | WM&T [Member] | |||
Non-interest income | $ 0 | $ 0 | |
[1] | Outside of the scope of ASC 606. | ||
[2] | Outside of the scope of ASC 606, with the exception of safe deposit fees which were nominal for all periods. |
Note 21 - Leases (Details Textu
Note 21 - Leases (Details Textual) | 3 Months Ended |
Mar. 31, 2021 | |
Lessee, Operating Lease, Renewal Term (Year) | 5 years |
Minimum [Member] | |
Operating Lease, Remaining Lease Term (Month) | 5 months |
Maximum [Member] | |
Operating Lease, Remaining Lease Term (Month) | 13 years |
Note 21 - Leases - Balance Shee
Note 21 - Leases - Balance Sheet, Income Statement, and Cash Flow Detail Regarding Operating Leases (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2021 | Mar. 31, 2020 | Dec. 31, 2020 | |
Operating lease right-of-use asset | $ 11,720 | $ 12,100 | |
Operating lease liability | $ 13,062 | $ 13,476 | |
Weighted average remaining lease term (years) (Year) | 8 years 4 months 24 days | 8 years 7 months 6 days | |
Weighted average discount rate | 3.38% | 3.37% | |
One year or less | $ 2,091 | $ 2,087 | |
Year two | 2,120 | 2,107 | |
Year three | 2,128 | 2,141 | |
Year four | 1,798 | 1,899 | |
Year five | 1,347 | 1,469 | |
Greater than five years | 5,580 | 5,882 | |
Total lease payments | 15,064 | 15,585 | |
Less imputed interest | 2,002 | 2,109 | |
Total | 13,062 | $ 13,476 | |
Operating lease cost | 487 | $ 470 | |
Variable lease cost | 51 | 42 | |
Less sublease income | 14 | 13 | |
Total lease cost | 524 | 499 | |
Cash paid for operating lease liabilities | $ 520 | $ 485 |