February 6, 2020 Matthew T. Funke Chief Financial Officer Southern Missouri Bancorp, Inc. 2991 Oak Grove Road Poplar Bluff, Missouri 63901 Re: Southern Missouri Bancorp, Inc. Form 10-K for Fiscal Year Ended June 30, 2019 Filed September 13, 2019 File No. 000-23406 Dear Mr. Funke: We have completed our review of your filing. We remind you that the company and its management are responsible for the accuracy and adequacy of their disclosures, notwithstanding any review, comments, action or absence of action by the staff. Sincerely, Division of Corporation Finance Office of Finance