POWER OF ATTORNEY

Know all by these presents, that the undersigned hereby constitutes
and appoints each of Joseph T. Green, Kirk  D. Johnson,
Mary  L. Brown, Brian W. Maass, Thomas  C.  Shafer,
and  Kathleen S. Wendt, signing singly,  the  undersigned's
true  and  lawful attorney-in-fact to:

(1)  Execute for and on behalf of the undersigned, in the
undersigned's capacity as an officer and/or director of
TCF Financial Corporation (the "Company"), Forms 3, 4, 5, and 144
(including applying for SEC filer codes)  in  accordance  with
Section 16(a) of the Securities Exchange Act of 1934  and
the  rules  thereunder;

(2)  Do and perform any and all acts for and on behalf of the
undersigned which may be necessary or desirable to complete and
execute any such Form 3, 4, 5, or 144, complete and execute any
amendment or amendments thereto, and timely file such form with the
United States Securities and Exchange Commission and any stock exchange
or similar authority; and

(3)  Take any other action of any type whatsoever in connection with the
foregoing which, in the opinion of such attorney-in-fact, may be of
benefit to, in the best interest of, or legally required by, the
undersigned, it being understood that the documents executed by such
attorney-in-fact on behalf of the undersigned pursuant to this
Power of Attorney shall be in such form and shall contain such terms and
conditions as such attorney-in-fact may approve in such
attorney-in-fact's discretion.

The undersigned hereby grants to each such attorney-in-fact full power
and authority to do and perform any and every act and thing whatsoever
requisite, necessary, or proper to be done in the exercise of any of the
rights and powers herein granted, as fully to all intents and purposes
as the undersigned might or could do if personally present, with full power
of substitution or revocation, hereby ratifying and confirming all that
such attorney-in-fact, or such attorney-in-fact's substitute or substitutes,
shall lawfully do or cause to be done by virtue of this power of attorney
and the rights and powers herein granted.  The undersigned acknowledges
that the foregoing attorneys-in-fact, in serving in such capacity at
the request of the undersigned, are not assuming, nor is the Company
assuming, any of the undersigned's responsibilities to comply with
Section 16 of the Securities Exchange Act of 1934.

This authorization shall supersede all prior authorizations to act for
the undersigned with respect to securities of the Company in these matters,
which prior authorizations are hereby revoked.  This Power of Attorney
shall  remain  in  full  force  and  effect  until  the  undersigned
is  no  longer  required  to  file Forms 3, 4, 5, and 144 with respect
to the undersigned's holdings of and transactions in securities issued
by the Company, unless earlier revoked by the undersigned in a signed
writing delivered to the foregoing attorneys-in-fact.

IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney
to be executed as of this 9th day of November, 2020.


Signature:  /s/ Daniel W. Terpsma

Print Name:     Daniel W. Terpsma