EXHIBIT 7


                         USAA LIFE INSURANCE COMPANY

                         ---------------------------

                              POWER OF ATTORNEY


     STATE OF:   TEXAS
     COUNTY OF:  BEXAR

            Know all persons by these presents that the  undersigned  Director
of  USAA  Life  Insurance  Company,   a  Texas  corporation   ("Corporation"),
constitutes and appoints Richard T. Halinski, Jr. and Dwain A. Akins, and each
of them, as his true and lawful attorney-in-fact and agent, with full power of
substitution,  for  him  and in his  name,  place  and  stead,  in any and all
capacities  to sign  registration  statements of The Life  Insurance  Separate
Account of USAA Life  Insurance  Company on Form S-6, or any successor form of
registration statement of the Securities and Exchange Commission,  filed under
the  Securities  Act of 1933,  and any and all  amendments  thereto,  with all
exhibits,  instruments,  and  other  documents  necessary  or  appropriate  in
connection  therewith,  and to file  them  with the  Securities  and  Exchange
Commission or any other regulatory authority as may be necessary or desirable,
hereby  ratifying and confirming all that said  attorney-in-fact  and agent or
his substitute, may lawfully do or cause to be done by virtue hereof.


 /s/EDWIN L. ROSANE                      January 20, 1998
 ------------------                      ----------------
 EDWIN L. ROSANE                         Date
 Director


On this 20th day of January 1998,  before me Barbara B. Charo, the undersigned
Notary  Public,  personally  appeared  EDWIN L. ROSANE,  known to me to be the
person  whose  name  is  subscribed  to  the  above  Power  of  Attorney,  and
acknowledged that he executed it.

WITNESS my hand and official seal 

                                           /s/BARBARA B. CHARO
                                           -------------------
                                           Notary Public

[SEAL]



                         USAA LIFE INSURANCE COMPANY

                         ---------------------------

                              POWER OF ATTORNEY


     STATE OF:   TEXAS
     COUNTY OF:  BEXAR

            Know all persons by these presents that the  undersigned  Director
of  USAA  Life  Insurance  Company,   a  Texas  corporation   ("Corporation"),
constitutes and appoints Richard T. Halinski, Jr. and Dwain A. Akins, and each
of them, as his true and lawful attorney-in-fact and agent, with full power of
substitution,  for  him  and in his  name,  place  and  stead,  in any and all
capacities  to sign  registration  statements of The Life  Insurance  Separate
Account of USAA Life  Insurance  Company on Form S-6, or any successor form of
registration statement of the Securities and Exchange Commission,  filed under
the  Securities  Act of 1933,  and any and all  amendments  thereto,  with all
exhibits,  instruments,  and  other  documents  necessary  or  appropriate  in
connection  therewith,  and to file  them  with the  Securities  and  Exchange
Commission or any other regulatory authority as may be necessary or desirable,
hereby  ratifying and confirming all that said  attorney-in-fact  and agent or
his substitute, may lawfully do or cause to be done by virtue hereof.


 /s/ROBERT G. DAVIS                      January 29, 1998
 ------------------                      ----------------
 ROBERT G. DAVIS                         Date
 Director


On  this  29th  day of  January  1998,  before  me  Leticia  L.  Casiano,  the
undersigned Notary Public, personally appeared ROBERT G. DAVIS, known to me to
be the person whose name is  subscribed  to the above Power of  Attorney,  and
acknowledged that he executed it.

WITNESS my hand and official seal 

                                                /s/LETICIA L. CASIANO
                                                ---------------------
                                                Notary Public

[SEAL]



                         USAA LIFE INSURANCE COMPANY

                         ---------------------------

                              POWER OF ATTORNEY


     STATE OF:   TEXAS
     COUNTY OF:  BEXAR

            Know all persons by these presents that the  undersigned  Director
of  USAA  Life  Insurance  Company,   a  Texas  corporation   ("Corporation"),
constitutes and appoints Richard T. Halinski, Jr. and Dwain A. Akins, and each
of them, as his true and lawful attorney-in-fact and agent, with full power of
substitution,  for  him  and in his  name,  place  and  stead,  in any and all
capacities  to sign  registration  statements of The Life  Insurance  Separate
Account of USAA Life  Insurance  Company on Form S-6, or any successor form of
registration statement of the Securities and Exchange Commission,  filed under
the  Securities  Act of 1933,  and any and all  amendments  thereto,  with all
exhibits,  instruments,  and  other  documents  necessary  or  appropriate  in
connection  therewith,  and to file  them  with the  Securities  and  Exchange
Commission or any other regulatory authority as may be necessary or desirable,
hereby  ratifying and confirming all that said  attorney-in-fact  and agent or
his substitute, may lawfully do or cause to be done by virtue hereof.


 /s/BRADFORD W. RICH                     January 21, 1998
 -------------------                     ----------------
 BRADFORD W. RICH                        Date
 Director


On this 21 day of January 1998,  before me Barbara B. Charo,  the  undersigned
Notary Public,  personally  appeared  BRADFORD W. RICH,  known to me to be the
person  whose  name  is  subscribed  to  the  above  Power  of  Attorney,  and
acknowledged that he executed it.

WITNESS my hand and official seal 

                                           /s/BARBARA B. CHARO
                                           -------------------
                                           Notary Public

[SEAL]



                         USAA LIFE INSURANCE COMPANY

                         ---------------------------

                              POWER OF ATTORNEY


     STATE OF:   TEXAS
     COUNTY OF:  BEXAR

            Know all persons by these presents that the  undersigned  Director
of  USAA  Life  Insurance  Company,   a  Texas  corporation   ("Corporation"),
constitutes and appoints Richard T. Halinski, Jr. and Dwain A. Akins, and each
of them, as his true and lawful attorney-in-fact and agent, with full power of
substitution,  for  him  and in his  name,  place  and  stead,  in any and all
capacities  to sign  registration  statements of The Life  Insurance  Separate
Account of USAA Life  Insurance  Company on Form S-6, or any successor form of
registration statement of the Securities and Exchange Commission,  filed under
the  Securities  Act of 1933,  and any and all  amendments  thereto,  with all
exhibits,  instruments,  and  other  documents  necessary  or  appropriate  in
connection  therewith,  and to file  them  with the  Securities  and  Exchange
Commission or any other regulatory authority as may be necessary or desirable,
hereby  ratifying and confirming all that said  attorney-in-fact  and agent or
his substitute, may lawfully do or cause to be done by virtue hereof.


 /s/JOSUE ROBLES, JR.                    January 29, 1998
 --------------------                    ----------------
 JOSUE ROBLES, JR.                       Date
 Director


On this  29th  day of  January  1998,  before  me  Susan  J.  Stoudamire,  the
undersigned Notary Public,  personally appeared JOSUE ROBLES, JR., known to me
to be the person whose name is subscribed to the above Power of Attorney,  and
acknowledged that he executed it.

WITNESS my hand and official seal 

                                                /s/SUSAN B. STOUDAMIRE
                                                ----------------------
                                                Notary Public

[SEAL]




                         USAA LIFE INSURANCE COMPANY

                         ---------------------------

                              POWER OF ATTORNEY


     STATE OF:   TEXAS
     COUNTY OF:  BEXAR

            Know all persons by these presents that the  undersigned  Director
of  USAA  Life  Insurance  Company,   a  Texas  corporation   ("Corporation"),
constitutes and appoints Richard T. Halinski, Jr. and Dwain A. Akins, and each
of them, as his true and lawful attorney-in-fact and agent, with full power of
substitution,  for  him  and in his  name,  place  and  stead,  in any and all
capacities  to sign  registration  statements of The Life  Insurance  Separate
Account of USAA Life  Insurance  Company on Form S-6, or any successor form of
registration statement of the Securities and Exchange Commission,  filed under
the  Securities  Act of 1933,  and any and all  amendments  thereto,  with all
exhibits,  instruments,  and  other  documents  necessary  or  appropriate  in
connection  therewith,  and to file  them  with the  Securities  and  Exchange
Commission or any other regulatory authority as may be necessary or desirable,
hereby  ratifying and confirming all that said  attorney-in-fact  and agent or
his substitute, may lawfully do or cause to be done by virtue hereof.


 /s/MICHAEL J.C. ROTH                    January 28, 1998
 --------------------                    ----------------
 MICAHEL J.C. ROTH                       Date
 Director


On  this  28th  day of  January  1998,  before  me  Leticia  L.  Casiano,  the
undersigned Notary Public,  personally appeared MICHAEL J.C. ROTH, known to me
to be the person whose name is subscribed to the above Power of Attorney,  and
acknowledged that he executed it.

WITNESS my hand and official seal 

                                                /s/LETICIA L. CASIANO
                                                ---------------------
                                                Notary Public

[SEAL]





                         USAA LIFE INSURANCE COMPANY

                         ---------------------------

                              POWER OF ATTORNEY


     STATE OF:   TEXAS
     COUNTY OF:  BEXAR

            Know all persons by these presents that the  undersigned  Director
of  USAA  Life  Insurance  Company,   a  Texas  corporation   ("Corporation"),
constitutes and appoints Richard T. Halinski, Jr. and Dwain A. Akins, and each
of them, as his true and lawful attorney-in-fact and agent, with full power of
substitution,  for  him  and in his  name,  place  and  stead,  in any and all
capacities  to sign  registration  statements of The Life  Insurance  Separate
Account of USAA Life  Insurance  Company on Form S-6, or any successor form of
registration statement of the Securities and Exchange Commission,  filed under
the  Securities  Act of 1933,  and any and all  amendments  thereto,  with all
exhibits,  instruments,  and  other  documents  necessary  or  appropriate  in
connection  therewith,  and to file  them  with the  Securities  and  Exchange
Commission or any other regulatory authority as may be necessary or desirable,
hereby  ratifying and confirming all that said  attorney-in-fact  and agent or
his substitute, may lawfully do or cause to be done by virtue hereof.


 /s/JANICE E. MARSHALL                   January 29th, 1998
 ---------------------                   ------------------
 JANICE E. MARSHALL                      Date
 Director


On  this  29th  day of  January  1998,  before  me  Leticia  L.  Casiano,  the
undersigned Notary Public, personally appeared JANICE E. MARSHALL, known to me
to be the person whose name is subscribed to the above Power of Attorney,  and
acknowledged that he executed it.

WITNESS my hand and official seal 

                                                /s/LETICIA L. CASIANO
                                                ---------------------
                                                Notary Public

[SEAL]



                         USAA LIFE INSURANCE COMPANY

                         ---------------------------

                              POWER OF ATTORNEY


     STATE OF:   TEXAS
     COUNTY OF:  BEXAR

            Know all persons by these presents that the  undersigned  Director
of  USAA  Life  Insurance  Company,   a  Texas  corporation   ("Corporation"),
constitutes and appoints Richard T. Halinski, Jr. and Dwain A. Akins, and each
of them, as his true and lawful attorney-in-fact and agent, with full power of
substitution,  for  him  and in his  name,  place  and  stead,  in any and all
capacities  to sign  registration  statements of The Life  Insurance  Separate
Account of USAA Life  Insurance  Company on Form S-6, or any successor form of
registration statement of the Securities and Exchange Commission,  filed under
the  Securities  Act of 1933,  and any and all  amendments  thereto,  with all
exhibits,  instruments,  and  other  documents  necessary  or  appropriate  in
connection  therewith,  and to file  them  with the  Securities  and  Exchange
Commission or any other regulatory authority as may be necessary or desirable,
hereby  ratifying and confirming all that said  attorney-in-fact  and agent or
his substitute, may lawfully do or cause to be done by virtue hereof.


 /s/ WILLIAM B. TRACY                    January 29, 1998
 --------------------                    ----------------
 WILLIAM B. TRACY                        Date
 Director


On this 29 day of January 1998,  before me Barbara B. Charo,  the  undersigned
Notary Public,  personally  appeared  WILLIAM B. TRACY,  known to me to be the
person  whose  name  is  subscribed  to  the  above  Power  of  Attorney,  and
acknowledged that he executed it.

WITNESS my hand and official seal 

                                                /s/BARBARA B. CHARO
                                                -------------------
                                                Notary Public

[SEAL]



                         USAA LIFE INSURANCE COMPANY

                         ---------------------------

                              POWER OF ATTORNEY


     STATE OF:   TEXAS
     COUNTY OF:  BEXAR

            Know all persons by these presents that the  undersigned  Director
of  USAA  Life  Insurance  Company,   a  Texas  corporation   ("Corporation"),
constitutes and appoints Richard T. Halinski, Jr. and Dwain A. Akins, and each
of them, as his true and lawful attorney-in-fact and agent, with full power of
substitution,  for  him  and in his  name,  place  and  stead,  in any and all
capacities  to sign  registration  statements of The Life  Insurance  Separate
Account of USAA Life  Insurance  Company on Form S-6, or any successor form of
registration statement of the Securities and Exchange Commission,  filed under
the  Securities  Act of 1933,  and any and all  amendments  thereto,  with all
exhibits,  instruments,  and  other  documents  necessary  or  appropriate  in
connection  therewith,  and to file  them  with the  Securities  and  Exchange
Commission or any other regulatory authority as may be necessary or desirable,
hereby  ratifying and confirming all that said  attorney-in-fact  and agent or
his substitute, may lawfully do or cause to be done by virtue hereof.


 /s/ DONALD R. WALKER                    January 28, 1998
 --------------------                    ----------------
 DONALD R. WALKER                        Date
 Director


On this  28th  day of  January  1998,  before  me  Susan  J.  Stoudamire,  the
undersigned Notary Public,  personally appeared DONALD R. WALKER,  known to me
to be the person whose name is subscribed to the above Power of Attorney,  and
acknowledged that he executed it.

WITNESS my hand and official seal 

                                                /s/SUSAN J. STOUDAMIRE
                                                ----------------------
                                                Notary Public

[SEAL]



                         USAA LIFE INSURANCE COMPANY

                         ---------------------------

                              POWER OF ATTORNEY


     STATE OF:   TEXAS
     COUNTY OF:  BEXAR

            Know all persons by these presents that the  undersigned  Director
of  USAA  Life  Insurance  Company,   a  Texas  corporation   ("Corporation"),
constitutes and appoints Richard T. Halinski, Jr. and Dwain A. Akins, and each
of them, as his true and lawful attorney-in-fact and agent, with full power of
substitution,  for  him  and in his  name,  place  and  stead,  in any and all
capacities  to sign  registration  statements of The Life  Insurance  Separate
Account of USAA Life  Insurance  Company on Form S-6, or any successor form of
registration statement of the Securities and Exchange Commission,  filed under
the  Securities  Act of 1933,  and any and all  amendments  thereto,  with all
exhibits,  instruments,  and  other  documents  necessary  or  appropriate  in
connection  therewith,  and to file  them  with the  Securities  and  Exchange
Commission or any other regulatory authority as may be necessary or desirable,
hereby  ratifying and confirming all that said  attorney-in-fact  and agent or
his substitute, may lawfully do or cause to be done by virtue hereof.


 /s/ JAMES A. ROBINSON                   January 28, 1998
 ---------------------                   ----------------
 JAMES A. ROBINSON                       Date
 Senior Vice President
 And Treasurer (Principal Financial
 And Accounting Officer)


On this 28th day of January 1998,  before me M.L. Vera Cruz,  the  undersigned
Notary Public,  personally  appeared JAMES A. ROBINSON,  known to me to be the
person  whose  name  is  subscribed  to  the  above  Power  of  Attorney,  and
acknowledged that he executed it.

WITNESS my hand and official seal 

                                                /s/M.L. VERA CRUZ
                                                -----------------
                                                Notary Public
[SEAL]