Exhibit 23.2 CONSENT OF KPMG LLP The Board of Directors Wintrust Financial Corporation: We consent to the use of our report incorporated herein by reference and to the reference to our firm under the heading "Experts" in the Registration Statement on Form S-3 of Wintrust Financial Corporation and Wintrust Capital Trust II. /s/ KPMG LLP KPMG LLP Chicago, Illinois May 18, 2000