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MONTHLY CERTIFICATEHOLDERS STATEMENT
CAPITAL ONE MASTER TRUST
SERIES 1994-A
Pursuant to the Master Pooling and Servicing Agreement dated as of
September 30, 1993 (hereinafter as such agreement may have been or may be from
time to time, supplemented, amended or otherwise modified, the "Pooling and
Servicing Agreement"), between Capital One Bank (as successor to Signet
Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital
One as Servicer is required to prepare certain information each month regarding
current distributions to Certificateholders and the performance of the Capital
One Master Trust (the "Trust") during the previous month. The information
which is required to be prepared with respect to the Distribution Date of
October 15, 1996, and with respect to the performance of the Trust during the
month September, 1996 is set forth below. Certain of the information is
presented on the basis of an original principal amount of $1,000 per investor
Certificate (a "Certificate"). Certain other information is presented based on
the aggregate amounts for the Trust as a whole. Capitalized terms used in this
Certificate have their respective meanings set forth in the Pooling and
Servicing Agreement.
1) The total amount of the distribution to Investor Certificateholders of 1994-A on the
Payment Date is 4.5287256333
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2) The amount of the distribution set forth in paragraph 1 above in respect of principal
on the Investor Certificate is 0.0000000000
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3) The amount of the distribution set forth in paragrah 1 above in respect of interest
on the Investor Certificates 4.5287256333
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