SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


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                                    FORM 8-K

                                 CURRENT REPORT
                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): December 17, 2002


                          HOME EQUITY LOAN TRUST 2002-B
                          -----------------------------
             (Exact name of registrant as specified in its charter)



           Minnesota                      33-55853               Applied for
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(State or other jurisdiction of      (Commission file           (IRS employer
        incorporation)                   numbers)            identification No.)



1100 Landmark Towers, 345 St. Peter Street, Saint Paul, Minnesota     55102-1639
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            (Address of principal executive offices)                  (Zip Code)



       Registrant's telephone number, including area code: (651) 293-3400
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                                 Not Applicable
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          (Former name or former address, if changed since last report)



Item 5.  Other Events
         ------------

         Pursuant to the Pooling and Servicing Agreement between Conseco Finance
         Corp. (the "Servicer") and U.S. Bank Trust (N.A.) (the "Trustee"), on
         December 17, 2002, the Trustee made distributions to the holders of the
         certificates representing interests in the Trust (the
         "Certificateholders") and delivered to the Certificateholders the
         Monthly Report required by Section 6.02 of the Pooling and Servicing
         Agreement attached hereto as Exhibit 99.1


Item 7.  Financial Statements and Exhibits
         ---------------------------------

         (C)      Exhibits

                  The following is filed herewith. The exhibit number
                  corresponds with Item 601(b) of Regulation S-K.

                  Exhibit No.     Description
                  -----------     -----------
                  99.1            Monthly report delivered to Certificateholders
                                  on December 17, 2002.



         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.

Dated:  December 17, 2002


                                       HOME EQUITY LOAN TRUST 2002-B

                                       By: CONSECO FINANCE CORP.
                                           As Servicer with respect to the Trust


                                       By: /s/ Cheryl A. Collins
                                           -------------------------------------
                                           Cheryl A. Collins
                                           Vice President and Treasurer



                                INDEX TO EXHIBITS

Exhibit
Number                                                                      Page
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99.1        Monthly Report Delivered to Certificateholders on
            December 17, 2002.