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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
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Date of report (Date of earliest event reported): October 24, 2003
CARVER BANCORP, INC.
(Exact name of registrant as specified in its charter)
DELAWARE 0-21487 13-3904147
(State or other
jurisdiction of (Commission File (IRS Employer
incorporation) Number) Identification No.)
75 WEST 125TH STREET
NEW YORK, NEW YORK 10027-4512
(Address of principal executive offices, including zip code)
Registrant's telephone number, including area code: (212) 876-4747
NOT APPLICABLE
(Former name or former address, if changed since last report)
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ITEMS 1 THROUGH 6 AND 8, 10 AND 11. NOT APPLICABLE.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.
(c) Exhibits
The following exhibits are filed as part of this Report:
99.1 Press release, dated October 24, 2003, which, among other
things, highlights the Company's financial results for the
quarter ended September 30, 2003.
ITEM 9. REGULATION FD DISCLOSURE. (INCLUDING ITEM 12 RESULTS OF OPERATIONS AND
FINANCIAL CONDITION)
This information is being furnished pursuant to Item 12, "Results of
Operations and Financial Condition." This information is being presented under
Item 9 as provided in the Commission's interim guidance regarding Form 8-K Item
11 and Item 12 filing requirements (SEC Release No. 33-8216).
On October 24, 2003, Carver Bancorp, Inc. issued a press release
reporting financial results for the second quarter of the fiscal year ending
March 31, 2004. The full text of the press release is included in this Form 8-K
as Exhibit 99.1.
The information provided pursuant to this Form 8-K shall not be deemed
incorporated by reference by any general statement incorporating by reference
this Form 8-K into any filing under the Securities Act of 1933, as amended, or
the Securities Exchange Act of 1934, as amended, and shall not otherwise be
deemed filed under such Acts.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of
1934, as amended, the Registrant has duly caused this report to be signed on its
behalf by the undersigned hereunto duly authorized.
CARVER BANCORP, INC.
By: /s/ Deborah C. Wright
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Deborah C. Wright
President and Chief Executive Officer
Dated: October 27, 2003
EXHIBIT INDEX
EXHIBIT NO. DESCRIPTION
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99.1 Press release, dated October 24, 2003,
which, among other things, highlights the
Company's financial results for the
quarter ended September 30, 2003.