Exhibit 24

POWER OF ATTORNEY

I hereby appoint Christopher Becker, Janet Verneuille, Maria Doyle and
Pauline Wimmer
to act as my true and lawful attorney in fact with authority to execute on
my behalf
any Form ID, 3, 4, 5 or 144 or any amendment thereto required to be filed
by the
undersigned under Section 16 of the Securities Exchange Act of 1934, as
amended, and
the rules and regulations promulgated thereunder, with the appropriate
regulatory
authorities and to do all things incident and necessary to that end, until
such time as
I notify Mr. Becker, Ms. Verneuille, Ms. Doyle or Ms. Wimmer in writing
that their authority
to act on my behalf in this manner has been withdrawn.

       I have signed this power of attorney on December 14, 2023.

       By: /s/ J. ABBOTT R. COOPER
           J. Abbott R. Cooper


       In the presence of: /s/ ERIKA NASTASI
                           Erika Nastasi

       at: Melville,  NY
           City       State