Exhibit 24

POWER OF ATTORNEY

       I hereby appoint Christopher Becker, Janet Verneuille, Maria Doyle
and Pauline Wimmer to act as my true and lawful attorney in fact
with authority to execute on my behalf any Form ID, 3, 4, 5 or 144 or any
amendment thereto required to be filed by the undersigned under Section 16
of
the Securities Exchange Act of 1934, as amended, and the rules and
regulations promulgated thereunder, with the appropriate regulatory
authorities and to do all things incident and necessary to that end, until
such time as I notify Mr. Becker, Ms. Verneuille, Ms. Doyle or Ms.
Wimmer in writing that their authority to act on my behalf in this manner
has been withdrawn.

       I have signed this power of attorney on December 14, 2023.

       By: /s/ DENISE STRAIN
           Denise Strain


       In the presence of: /s/ ERIKA NASTASI
                           Erika Nastasi

       at: Melville, New York
           City         State