40 patents
Utility
Applying for a Credit Card Account on a Mobile Device and Pre-populating a Credit Card Number Field
29 Jun 23
In a computer-implemented method for applying for a credit card account on a mobile device and pre-populating a credit card number field, a user is prompted for credit application information via the mobile device for processing of a credit card application.
James WALZ, Karen LOWE, David NACK
Filed: 6 Mar 23
Utility
Providing a Buy Now Pay Later Product to a Credit Account Holder
5 Jan 23
A system and method for providing a buy now pay later (BNPL) product to a credit account holder is disclosed.
Chris ANDERSON, Jennifer DODOVSKI
Filed: 3 Dec 21
Utility
Capturable Code for Automatically Formatting and Addressing a Text Message to Apply for an Offer
29 Dec 22
A capturable code for automatically formatting and addressing a text message to apply for an offer is disclosed.
Chris ANDERSON, Manoj Ram TAMMINA, Jess LAWRENCE
Filed: 1 Sep 22
Utility
Providing a Customer with a Number of Payment Scenarios
15 Dec 22
A system and method for providing a customer with a number of payment scenarios is disclosed.
Chris ANDERSON
Filed: 25 May 22
Utility
Replacing a Customer Card Payment with a One-time Loan at a Point of Sale
17 Nov 22
A system and method for replacing a customer's debit card payment with a one-time loan at a point of sale (POS) is disclosed.
Joseph BUTVIN, Kurt BROWN
Filed: 1 Jun 22
Utility
One Card
14 Jul 22
A system and method for combining at least two similarly managed credit accounts into a single ONE card account is described.
Chris ANDERSON, Jess LAWRENCE, Manoj Ram TAMMINA
Filed: 25 Jan 22
Utility
Limited Use Temporary Credit Account
3 Feb 22
A limited use temporary credit account is disclosed.
Timothy D. Pontious, Celeste Rechner
Filed: 12 Oct 21
Utility
Adding a Credit Account to a Mobile Wallet to Make a Transaction When the Physical Card Associated with the Credit Account Is Unavailable
27 Jan 22
A system and method for adding a virtual credit account to a mobile device is disclosed.
Chris ANDERSON, Jess LAWRENCE, Manoj Ram TAMMINA
Filed: 30 Sep 21
Utility
Automatically Aggregating, Evaluating, and Providing a Contextually Relevant Offer
27 Jan 22
Systems and methods for automatically aggregating, evaluating, and providing a contextually relevant offer or incentive is disclosed.
Shannon ANDRICK
Filed: 30 Sep 21
Utility
Method and System for Partial Application Data Collection
20 Jan 22
Methods and systems for partial application data collection are disclosed.
Christian BILLMAN, Uchenna CHILAKA
Filed: 30 Sep 21
Utility
Apply and Buy with a Co-branded Virtual Card
18 Nov 21
A method for applying and buying with a co-branded virtual card is disclosed.
Randy WEST, Mary J. FEYH, James WALZ
Filed: 26 Jul 21
Utility
Mobile Number Credit Prescreen
10 Jun 21
A method for mobile number credit prescreen is disclosed.
Adam KOLTNOW, James WALZ
Filed: 11 Dec 20
Utility
Automatic Price And/or Reward Adjustment by a Branded Card Provider
13 May 21
Systems and methods for automatic price and/or reward adjustment by a branded card provider is disclosed.
Bipin SADHWANI, Vinayak SWAMINATHAN, Sarvesh KOTRA, Suman Rao JANGAMA, Kshirod PALEI, Kanthilatha VADREVU
Filed: 25 Feb 20
Utility
Mobile Device Verification for an Electronic Application Before Providing a Digital Pass to an Approved Customer
22 Apr 21
A system and method for mobile device verification for an electronic application before providing a digital pass to an approved customer is disclosed.
Uchenna CHILAKA, Timothy JONES, Timothy D. PONTIOUS, Celeste RECHNER
Filed: 3 Jan 20
Utility
Generating and Utilizing a Digital Pass with User Verification and Autofill Formatted Data
4 Mar 21
A system and method for generating and utilizing a digital pass with user verification and autofill formatted data is disclosed.
Ryan MILLER, Chris ANDERSON
Filed: 30 Dec 19
Utility
Replacing a Customer Card Payment with a One-time Loan at a Point of Sale
4 Mar 21
A system and method for replacing a customer's debit card payment with a one-time loan at a point of sale (POS) is disclosed.
Joseph BUTVIN, Kurt BROWN
Filed: 9 Dec 19
Utility
Gift Card Use Notification
4 Mar 21
A system and method for gift card use notification is disclosed.
Melissa HOAR
Filed: 21 Nov 19
Utility
One Card
18 Feb 21
A system and method for combining at least two similarly managed credit accounts into a single ONE card account is described.
Chris ANDERSON, Jess LAWRENCE, Manoj Ram TAMMINA
Filed: 19 Nov 19
Utility
Customer Acquisition without Initially Receiving Personally Identifiable Information (Pii)
21 Jan 21
A system and method for customer acquisition without initially receiving PII is disclosed.
Timothy D. Pontious, Christina Mosholder, Nicole Meade
Filed: 25 Nov 19
Utility
Providing Real-time Replacement Credit Account Information to a Customer When an Existing Physical Card Associated with the Credit Account Is Compromised
14 Jan 21
A system and method for providing real-time replacement credit account information to a customer when existing credit account information is compromised.
Ann BRADSTREET
Filed: 11 May 20