40 patents
Page 2 of 2
Utility
Validating a Customer In an Electronic Transaction
2 Dec 20
In a method of validating a customer in an electronic transaction, an electronic interface of a vendor requests a first set of personal information to validate a customer.
Christian BILLMAN, Uchenna CHILAKA, Christina MOSHOLDER, Randall PIATT, Timothy D. PONTIOUS, Tom PUGH, Celeste RECHNER
Filed: 11 Dec 19
Utility
Providing Biometric Security for Mobile Loyalty Services Via a Native Mobile Application
25 Nov 20
In a computer-implemented method for providing biometric security for mobile loyalty services via a native mobile application a physical location of a mobile device are accessed by a single native mobile application executing on the mobile device, wherein the physical location is accessed in response to a user initiating access to the mobile loyalty services.
James WALZ, David NACK, Randall PIATT, Adam KOLTNOW
Filed: 12 Aug 20
Utility
Distributed Credit Account Information
25 Nov 20
A system and method for distributed credit account information is disclosed.
Christian BILLMAN, Uchenna CHILAKA, Jess LAWRENCE
Filed: 19 Nov 19
Utility
Distributed Risk Rules
25 Nov 20
A system and method for distributed risk rules is disclosed.
Christian BILLMAN, Uchenna CHILAKA, Tom PUGH
Filed: 19 Dec 19
Utility
Digital Pass with User Verification
21 Oct 20
A system and method for a digital pass with user verification is disclosed.
Christian BILLMAN, Jess LAWRENCE, Ryan MILLER, Timothy D. PONTIOUS, Gabriel ROSTORFER, Manoj Ram TAMMINA
Filed: 23 Mar 20
Utility
Middle Out Loyalty
21 Oct 20
A system and method for dynamically assigning a middle out loyalty is disclosed.
Joseph BUTVIN, Michael HANCOCK, Elizabeth PAPAS
Filed: 1 Apr 20
Utility
Using Anonymous Customer and Known Customer Purchasing Behavior to Develop a Marketing Strategy
21 Oct 20
Methods and systems for enhancing customer purchasing behavior are disclosed.
Mike SCHMIDT
Filed: 23 Jan 20
Utility
Manage Information Pertaining to Anonymous and Known Customer Activity
14 Oct 20
Managing information pertaining to anonymous and/or known customer activity is disclosed.
Chris ANDERSON, Jess LAWRENCE, Manoj Ram TAMMINA
Filed: 1 Apr 20
Utility
Adding a Credit Account to a Mobile Wallet to Make a Transaction When the Physical Card Associated with the Credit Account Is Unavailable
7 Oct 20
A system and method for adding a virtual credit account to a mobile device is disclosed.
Chris ANDERSON, Jess LAWRENCE, Manoj Ram TAMMINA
Filed: 9 Dec 19
Utility
Capturable Code for Automatically Formatting and Addressing a Text Message to Apply for an Offer
16 Sep 20
A capturable code for automatically formatting and addressing a text message to apply for an offer is disclosed.
Chris ANDERSON, Manoj Ram TAMMINA, Jess LAWRENCE
Filed: 13 Nov 19
Utility
Two Device Authentication for a Credit Application
9 Sep 20
A two device authentication for a credit application is disclosed.
Chris ANDERSON, Jess LAWRENCE, Manoj Ram TAMMINA
Filed: 15 Jan 20
Utility
Short-term Certificate
17 Jun 20
A short-term certificate is disclosed.
Suman Rao JANGAMA, Steinn JONSSON, Jess LAWRENCE, Gabriel ROSTORFER, Bipin SADHWANI, Vinayak SWAMINATHAN, Manoj Ram TAMMINA
Filed: 16 Dec 19
Utility
Short-term Authorized Pass
17 Jun 20
A short-term authorized pass is disclosed.
Suman Rao JANGAMA, Steinn JONSSON, Jess LAWRENCE, Gabriel ROSTORFER, Bipin SADHWANI, Vinayak SWAMINATHAN, Manoj Ram TAMMINA
Filed: 16 Dec 19
Utility
Automatically Aggregating, Evaluating, and Providing a Contextually Relevant Offer
20 May 20
Systems and methods for automatically aggregating, evaluating, and providing a contextually relevant offer or incentive is disclosed.
Shannon ANDRICK
Filed: 15 Nov 18
Utility
Out-of-band Verification for an Electronic Application
6 May 20
A system and method for out-of-band verification for an electronic application is disclosed.
Uchenna CHILAKA, Timothy D. PONTIOUS
Filed: 6 Oct 19
Utility
Seamless Electronic System and Method for Application, Acceptance Of, Authorizing Access To, and Tracking Purchases Made with a New Credit Account
6 May 20
A seamless electronic system and method for application, acceptance of, authorizing access to, and tracking purchases made with a new credit account is disclosed.
Mike SCHMIDT
Filed: 15 Sep 19
Utility
Terms and Conditions Summarizing
6 May 20
A method of summarizing the terms and conditions of a customer agreement using the artificial intelligence of a computer system that receives a plurality of sets of terms and conditions for customer agreements.
Aimee KOONTZ, Christian BILLMAN
Filed: 19 Sep 19
Utility
Internet-based Management of Displayed Printed Media
22 Apr 20
A system and method for Internet-based management of displayed printed media is disclosed.
Uchenna CHILAKA, Christian BILLMAN
Filed: 17 Mar 19
Utility
Using a Customer Id In a Mobile Wallet to Make a Transaction
1 Apr 20
A system and method for using a customer ID stored in a mobile wallet to facilitate a transaction is disclosed.
Timothy D. PONTIOUS, Christina MOSHOLDER, Christian BILLMAN
Filed: 1 Oct 19
Utility
Determining Attribution for an Electronic Credit Application
25 Mar 20
A system for determining attribution for an electronic credit application is disclosed.
Jess LAWRENCE, Timothy D. PONTIOUS, Christina MOSHOLDER, Christian BILLMAN, Uchenna CHILAKA, Celeste RECHNER, Timothy JONES
Filed: 22 Sep 19