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Bread Financial (BFH)

Utility
System and method for a delayed purchase based on input from another
29 Mar 22
A system and method for providing a delayed purchase based on input from another is described.
Christian Billman, Uchenna Chilaka
Filed: 11 Sep 17
Utility
One card
8 Mar 22
A system and method for combining at least two similarly managed credit accounts into a single ONE card account is described.
Chris Anderson, Jess Lawrence, Manoj Ram Tammina
Filed: 19 Nov 19
Utility
Method and system for partial application data collection
2 Nov 21
Methods and systems for partial application data collection are disclosed.
Christian Billman, Uchenna Chilaka
Filed: 8 Mar 18
Utility
Adding a credit account to a mobile wallet to make a transaction when the physical card associated with the credit account is unavailable
2 Nov 21
A system and method for adding a virtual credit account to a mobile device is disclosed.
Chris Anderson, Jess Lawrence, Manoj Ram Tammina
Filed: 10 Dec 19
Utility
Automatically aggregating, evaluating, and providing a contextually relevant offer
2 Nov 21
Systems and methods for automatically aggregating, evaluating, and providing a contextually relevant offer or incentive is disclosed.
Shannon Andrick
Filed: 16 Nov 18
Utility
Integrating an externally-supplied interface component into a transaction platform
19 Oct 21
A system and method relating to providing a program executable via an icon provided in one or more pages displayed by a user interface displaying content associated with an item available for purchase via a transaction platform associated with a merchant.
Daniel Simon
Filed: 6 Aug 19
Utility
Listening application on a mobile device to limit multiple redemptions of an offer
3 Aug 21
Methods and systems for utilizing a listening application on a mobile device to limit multiple redemptions of an offer are disclosed.
Christian Billman, Uchenna Chilaka
Filed: 23 May 18
Utility
Pre-populating a credit card number field
15 Jun 21
In a computer-implemented method for pre-populating a credit card number field a credit card number is stored at a remote location by a credit card issuer, and a credit card number field is pre-populated with the stored credit card number for an online payment, wherein the pre-populating is provided by the credit card issuer.
James Walz, Karen Lowe, David Nack
Filed: 1 Dec 14
Utility
Geofencing messaging system
1 Jun 21
A system for generating a customized communication with a customer is described, and includes: a near field communication (NFC) reader for receiving, from the customer, a request for an interaction; an input device for receiving an input from the customer, wherein the input includes a customer credential; a processor for: receiving a request, from a near field communication (NFC) enabled device, for an interaction with a customer; requesting a valid customer credential from the customer; receiving an input from the customer in response to a request for the valid customer credential to achieve a received customer credential; determining a validity of the received customer credential; and generating, after the determining the validity of the received customer credential, client information customized for the customer based upon a customer account linked to a determined valid customer credential to achieve a generated customized client information.
David Nack, James Walz
Filed: 3 Apr 19
Utility
Retail card application
27 Apr 21
An application platform configurable for processing a plurality of retail-branded credit cards is provided.
James Walz, David Nack
Filed: 30 Dec 14
Utility
Mobile number credit prescreen
23 Feb 21
A method for mobile number credit prescreen is disclosed.
Adam Koltnow, James Walz
Filed: 23 Feb 16
Utility
Providing mobile loyalty services via a native mobile application
2 Nov 20
In a computer-implemented method for providing mobile loyalty services via a native mobile application, mobile payment is provided via a mobile device through a native mobile application of the mobile device, wherein the native mobile application is provided by a single party.
James Walz, David Nack, Randall Piatt, Adam Koltnow
Filed: 30 Aug 15
Utility
Providing biometric security for mobile loyalty services via a native mobile application
21 Sep 20
In a computer-implemented method for providing biometric security for mobile loyalty services via a native mobile application a physical location of a mobile device are accessed by a single native mobile application executing on the mobile device, wherein the physical location is accessed in response to a user initiating access to the mobile loyalty services.
James Walz, David Nack, Randall Piatt, Adam Koltnow
Filed: 30 Aug 15
Utility
Custom communication generator
27 Jul 20
A system for generating a customized communication with a customer is described, and includes: a near field communication (NFC) reader for receiving, from the customer, a request for an interaction; an input device for receiving an input from the customer, wherein the input includes a customer credential; a processor for: receiving a request, from a near field communication (NFC) enabled device, for an interaction with a customer; requesting a valid customer credential from the customer; receiving an input from the customer in response to a request for the valid customer credential to achieve a received customer credential; determining a validity of the received customer credential; and generating, after the determining the validity of the received customer credential, client information customized for the customer based upon a customer account linked to a determined valid customer credential to achieve a generated customized client information.
Ramesh Korra, Randy West, James Walz
Filed: 9 Mar 15
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