259 patents
Page 5 of 13
Utility
Systems and Methods for Preventing Identity Fraud of Electronic Transaction Device
16 Mar 23
Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed.
Daren Lee PICKERING, Jonathan Stewart VOKES, Nicholas TELFORD-REED
Filed: 22 Nov 22
Utility
Methods and Systems for Displaying Virtual Objects from an Augmented Reality Environment on a Multimedia Device
9 Mar 23
Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device.
Kevin GORDON, Charlotte SPENDER
Filed: 28 Oct 22
Utility
Systems and Methods for Data Aggregation for Transaction Settlement
9 Mar 23
Systems and methods are disclosed for data aggregation and efficient routing of the aggregated data for the settlement of payments.
Bernd RICHTER, Michael BURGESS, Andrew HEWITT
Filed: 21 Mar 22
Utility
Systems and Methods for Managing Payment Transactions Between Registered Users and Merchants
9 Mar 23
Systems and methods are disclosed for routing and settling transactions between bank accounts associated with registered users and merchants.
Bernd RICHTER, Michael BURGESS
Filed: 3 Sep 21
Utility
Systems and Methods for Monitoring Online Transactions Between Registered Users and Service Providers by a Trained Machine Learning Model
9 Mar 23
Systems and methods are disclosed for routing and settling transactions between bank accounts associated with registered users and merchants.
Bernd RICHTER, Michael BURGESS
Filed: 17 Nov 22
Utility
Systems and Methods for a Context-driven Electronic Transactions Fraud Detection
9 Mar 23
Systems and methods are disclosed for establishing a multi-dimensional fraud detection system and payment analysis.
Nicole S. JASS
Filed: 10 Nov 22
Utility
Systems and Methods for Computing and Applying User Value Scores During Transaction Authorization
2 Mar 23
Systems and methods are disclosed for generating a consumer value score.
Nicole S. JASS
Filed: 8 Nov 22
Utility
Systems and Methods for Context-driven Electronic Transactions Fraud Detection
2 Mar 23
Systems and methods are disclosed for establishing fraud detection system for authorizing payment for consumer transactions based on a user's tender-switching or transaction abandonment practices.
Nicole S. JASS
Filed: 8 Nov 22
Utility
Systems and Methods for Hyperledger-based Payment Transactions, Alerts, and Dispute Settlement, Using Smart Contracts
2 Feb 23
Decentralized computer systems and methods are disclosed for hyperledger-based payment transactions, alerts, and dispute settlement, using smart contracts.
Ramesh Vijayaraghavan
Filed: 29 Sep 22
Utility
Decentralized Computer Systems and Methods for Efficient Transaction Dispute Management Using Blockchain
26 Jan 23
Decentralized computer systems and methods are disclosed for efficient transaction dispute management using blockchain.
Ramesh VIJAYARAGHAVAN
Filed: 29 Sep 22
Utility
User Interfaces for Using Shared Databases for Managing Supplemental Payment Sources
26 Jan 23
User devices are disclosed for managing a plurality of supplemental payment sources of a user.
Erik Baar, Richard Hill
Filed: 29 Sep 22
Utility
Methods for Locating an Antenna Within an Electronic Device
26 Jan 23
A method of determining a proximity of an antenna located in a payment instrument to an antenna located within an electronic device may include receiving, at the antenna located within the electronic device, a first signal from the antenna located in the payment instrument, the first signal received at a first time, receiving, at the antenna located within an electronic device, a second signal from the antenna located in the payment instrument, the second signal received at a second time, the second time being later than the first time, determining a difference in a signal strength between the first and second signals, and displaying, on a display of the electronic device, an indication based on the determination.
Jonathan Stewart Vokes, Nicholas Telford-Reed
Filed: 29 Sep 22
Utility
Systems and Methods for Automated Fraud Detection and Analytics Using Aggregated Payment Vehicles and Devices
19 Jan 23
Systems and methods are disclosed for automated fraud detection and analytics using aggregated payment vehicles and devices, at the individual and/or household level.
David MATTEI, Dennis A. KETTLER
Filed: 29 Sep 22
Utility
Systems and Methods for Capturing Account Holder Consent for Transaction Data Collection
19 Jan 23
Systems and methods are disclosed for providing an account holder with an incentive-consent matrix at a point-of-sale device of a merchant.
Jacob Matthew STERLING, Scott Wayne DeANGELO, Dennis A. KETTLER, Balaji Janakiraman IYER, Trevor Alan BASS
Filed: 27 Sep 22
Utility
Cloud-based Configurable Transaction Management Controller and Method Thereof
19 Jan 23
Technologies for remotely managing payment authorization request messaging for payment transactions include a transaction management controller of one environment and a point of interaction device of another environment.
Francois B. BERGEON, Scot A. BRYANT, Coy A. CHRISTENSEN
Filed: 29 Sep 22
Utility
Systems and Methods for Cloud-based Management of Payment Devices
19 Jan 23
A computer-implemented method for cloud-based management of payment devices includes connecting a point of interaction device (POI) to a terminal management engine (TME) through a computer network, downloading operating software for the POI and configuration files for the POI from the TME to the POI, initializing the POI using the operating software, and configuring the POI using the configuration files.
Coy CHRISTENSEN
Filed: 29 Sep 22
Utility
Systems and Methods for Tracking Consumer Spend Behaviors
19 Jan 23
Technologies for determining spending behavior of a consumer in a category of interest are disclosed.
Scott Wayne DeAngelo, Dennis A. Kettler, Jacob Matthew Sterling
Filed: 27 Sep 22
Utility
Interactive User Interface Systems and Methods for Analyzing Transaction Attributes and Dispute Information Using Blockchain
19 Jan 23
Decentralized computer systems and methods are disclosed for analyzing transaction attributes and dispute information using blockchain.
Ramesh VIJAYARAGHAVAN
Filed: 29 Sep 22
Utility
Systems and Methods for Shared Ledger for Sub-merchant Onboarding
19 Jan 23
A computer-implemented method for generating and maintaining shared ledgers for sub-merchant onboarding includes receiving a request from a payment facilitator to onboard a sub-merchant, receiving information about the sub-merchant from the payment facilitator or the sub-merchant, providing the information about the sub-merchant to a third party, receiving underwriting information corresponding to the information about the sub-merchant from the third party, generating an onboarding decision based on the information about the sub-merchant and the underwriting information, storing the information about the sub-merchant, the underwriting information, and the onboarding decision to a shared ledger, and generating and transmitting an electronic offer of a product or a service to the sub-merchant based on the stored contents of the shared ledger.
Ramesh Vijayaraghavan
Filed: 27 Sep 22
Utility
Systems and Methods for Provisioning a Payment Instrument
19 Jan 23
The invention relates generally to the provisioning of payment instruments onto electronic devices such as a mobile telephone, tablet, laptop or wearable, and in particular to securely provisioning payment instrument for which authorisation for the provisioning must be provided by a payment instrument issuer.
Jonathan VOKES, Nicholas TELFORD-REED
Filed: 23 Sep 22