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Utility
System and Method for Mitigating Bias In Classification Scores Generated by Machine Learning Models
9 Dec 21
A method, system, and computer-readable medium are disclosed for detecting and mitigating bias in a trained machine learning model.
Alexey Miroshnikov, Kostandinos Kotsiopoulos, Arjun Ravi Kannan, Raghu Kulkarni, Steven Dickerson
Filed: 3 Jun 20
Utility
System and Method for Utilizing Grouped Partial Dependence Plots and Game-theoretic Concepts and Their Extensions In the Generation of Adverse Action Reason Codes
9 Dec 21
A framework for interpreting machine learning models is proposed that utilizes interpretability methods to determine the contribution of groups of input variables to the output of the model.
Alexey Miroshnikov, Konstandinos Kotsiopoulos, Arjun Ravi Kannan, Raghu Kulkarni, Steven Dickerson
Filed: 17 May 21
Utility
System and Method for Utilizing Grouped Partial Dependence Plots and Shapley Additive Explanations In the Generation of Adverse Action Reason Codes
11 Nov 21
A framework for interpreting machine learning models is proposed that utilizes interpretability methods to determine the contribution of groups of input variables to the output of the model.
Alexey Miroshnikov, Kostas Kotsiopoulos, Arjun Ravi Kannan, Raghu Kulkarni, Steven Dickerson
Filed: 6 May 20
Utility
Automated system and method for testing bank identification numbers in a networked system
6 Jul 21
A method of testing a payment processing network by a credit card company device comprising: (a) programming a terminal to self-initiate one or more authentication requests using test primary account numbers included in a range of test bank identification numbers; (b) determining whether the test primary account numbers included in the test bank identification numbers are received; and (c) in response to the determining that the test primary account numbers are received, determining that the terminal is performing well.
Matthew McKee, Peter Illian
Filed: 12 Jun 18
Utility
Payments Federated Directory
1 Apr 21
Embodiments provide a methods and systems for securely providing access to sensitive information for a plurality of entities.
Micah J. Kerr, Alexander Jay Nathan, Julie Malikayil, Michael D. Hansen
Filed: 26 Sep 19
Utility
Multi-token Provisioning, Online Purchase Transaction Processing, and Card Life Cycle Management Systems and Methods
28 Oct 20
Systems, methods, and software are disclosed for provisioning tokens in a networked computing environment including merchants participating in payment networks.
Bryan L. Manka, George Danforth
Filed: 25 Apr 19
Utility
Generating Gradient Boosting Machine Model Reason Codes
8 Jul 20
A method for constructing a lookup table for determining outcomes of a prediction model.
Bingrong Jiang, Taisong Zou
Filed: 2 Jan 19
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