89 patents
Page 3 of 5
Utility
Transaction authentication using network
31 Aug 21
Systems and method for improved consumer and portable consumer device authentication are disclosed.
Ayman Hammad, Patrick Faith, Mark Carlson
Filed: 6 Sep 18
Utility
On-line authorization in access environment
17 Aug 21
A method is disclosed.
Ayman Hammad, Philip Dixon, Khalid El-Awady, Patrick Faith, Mark Carlson
Filed: 19 Feb 19
Utility
System for performing a validity check of a user device
3 Aug 21
There is disclosed a system for performing a validity check of a user device having an application stored thereon.
Nicolas David Mackie
Filed: 7 Apr 17
Utility
Payment system
3 Aug 21
Methods, apparatus and computer software are provided for authorizing an EMV transaction between a user device and a point of sale terminal, particularly, but not exclusively, in situations where a secure element is not made available for the deployment of a payment application on the user device.
Stuart Fiske
Filed: 4 Oct 13
Utility
Terminal data encryption
6 Jul 21
A method is disclosed.
Ayman Hammad, Patrick Faith
Filed: 8 Oct 18
Utility
Payment account processing which conveys financial transaction data and non-financial transaction data
29 Jun 21
A payment processing system enables a consumer to purchase items at a merchant using an account provided by an issuer.
Edward W. Fordyce, III, Barbara Elizabeth Patterson
Filed: 11 Jul 19
Utility
Host capture
1 Jun 21
A system and method for processing transactions.
Barbara Patterson
Filed: 8 Feb 16
Utility
Systems and methods for multi-channel offer redemption
25 May 21
Provided is a method for presenting images with embedded links for multi-channel redemption in a user interface.
John Hamilton MacIlwaine, Kirsten Garen, Mark Carlson, George William Coombes, IV, Russell P. Zink, Patrick Stan, Surendra Keshan
Filed: 3 Apr 18
Utility
Systems and methods to enhance search data with transaction based data
25 May 21
Provided is a system, method, and apparatus for enhancing search data using a search engine and a transaction handler.
Michelle Eng Winters
Filed: 21 Mar 18
Utility
Systems and methods for multi-channel offer redemption
11 May 21
Provided is a method for presenting images with embedded links for multi-channel redemption in a user interface.
John Hamilton MacIlwaine, Kirstin Garen, Mark Carlson, George William Coombes, IV, Russell P. Zink, Patrick Stan, Surendra Keshan
Filed: 26 Feb 18
Utility
System and Method for Secured Account Numbers In Proximity Devices
6 May 21
A technique for improving the security of a portable consumer device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the portable consumer device.
Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
Filed: 11 Jan 21
Utility
Method and system for verifying an access request
23 Feb 21
A system for verifying a request for access to data is provided, the system comprising a first module 20 and a second module 30.
Boris Taratine, Matthew Johnson, Simon Peter Rust, Andrew Warren Rounds
Filed: 18 Mar 19
Utility
System and method for secured account numbers in proximity devices
16 Feb 21
A technique for improving the security of a communication device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the communication device.
Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
Filed: 28 Mar 19
Utility
Powering Financial Transaction Token with Onboard Power Source
4 Feb 21
There is provided a card or token for use in financial transactions.
Patrick L. Faith, Ayman A. Hammad
Filed: 19 Oct 20
Utility
Method and system for providing multiple services via a point-of-sale portal architecture
7 Dec 20
A secure point-of-sale (POS) portal architecture for delivering multiple services is provided.
Eric Redmond, Jean Huang, Pete Heisinger
Filed: 10 Jan 16
Utility
Transaction Messaging
25 Nov 20
There is described a method for transmitting a transaction message from a transaction device having a transaction device identifier.
Brian Sullivan
Filed: 11 Aug 20
Utility
Powering financial transaction token with onboard power source
23 Nov 20
There is provided a card or token for use in financial transactions.
Patrick L. Faith, Ayman A. Hammad
Filed: 23 Mar 16
Utility
Extended data storage
16 Nov 20
Methods and apparatuses are provided for configuring and using a contactless application on a chip within a portable device comprising input/output connections arranged to communicate with other devices via a contact connection and via a contactless connection.
Nicolas David Mackie, Stuart Fiske
Filed: 10 May 20
Utility
CorrectedPayment Device
28 Oct 20
A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device.
Omar Rifaat, Dave Wilson
Filed: 5 Dec 19
Utility
Processing Electronic Tokens
21 Oct 20
Measures, including methods, apparatus and computer software are provided for processing electronic tokens.
Boris Taratine, Malcolm Lewis
Filed: 1 Jul 20