402 patents
Page 2 of 21
Utility
Embedded Card Reader Security
21 Dec 23
Systems, devices, and methods for embedded card reader security include configuring a personal account number (PAN) application installed on a device to utilize an embedded card reader (ECR) and receiving, at the PAN application and based at least in part on an interaction between the ECR and the device, a PAN for a transaction.
Murat Cat, Murtaza Munaim, Gokhan Aydeniz, Conrad Rushing
Filed: 16 Jun 23
Utility
Movement Feedback Based on Reader Interface
21 Dec 23
Wireless communication and proximity-based feedback technologies are disclosed.
Jason Binder, Matthew Maibach, Cory Douthat, Thomas Byrne
Filed: 6 Sep 23
Utility
Systems and methods for constructing programmable credential and security cards
19 Dec 23
A method for designing and constructing a thin programmable dynamic credential card is disclosed.
Kuldeep Amarnath, Ashutosh Dhodapkar
Filed: 8 Jul 22
Utility
Product catalog services
19 Dec 23
Product catalogs are received at a first point-of-sale (POS) device of a first business entity from POS devices of a second business entity and a third business entity.
Mark Jen, Shawn Morel
Filed: 31 May 23
Utility
Point of sale device with cradle for computing device
19 Dec 23
A point of sale (POS) device includes a nest portion and a cradle portion.
Jeremy Martin, Mani Razaghi Kashani, Nicholas Kunst, Brett Andler, Steven Stallion, Rowan Schultz, Yenliang Chen, Cory Douthat, Marvin Balaoro
Filed: 11 Sep 20
Utility
Batch-processing transactions in response to an event
19 Dec 23
Batch-processing of open tabs associated with one or more customers of a merchant is described.
Kyle Callender
Filed: 30 Dec 20
Utility
Device Security with Physically Unclonable Functions
14 Dec 23
An electronic device may include a printed circuit board having a physically unclonable function (PUF) source.
Kamran Sharifi, Jeremy Wade, Bertram Leesti, Afshin Rezayee, Yue Yang, Max Joseph Guise
Filed: 25 Aug 23
Utility
Systems and Methods for Performing Transactions
14 Dec 23
A wearable device, such as a finger ring worn by a user, communicates information about a user to a reader that uses the information in order to perform a transaction.
Afshin Rezayee, Emad Bidari, Thomas Templeton, Michael Lamfalusi, Matthew H. Maibach, Jesse L. Dorogusker
Filed: 25 Aug 23
Utility
Integrated database for expediting transaction processing
12 Dec 23
Expedited transaction processing using a database of integrated in-store and online transactions is described.
Ajit Kalidindi Varma, Joseph Loree Robinson, Andrew Lin, Jesse Reiss
Filed: 26 May 21
Utility
Rewards for a virtual cash card
12 Dec 23
A computer-implemented method including storing assets from an external entity in a first wallet of a payment service; training a machine-learning model using transaction data, user data, and/or rewards data; determining, using the machine-learning model, reward offers personalized for a user; activating a reward offer; receiving a request to process payment for a user's payment transaction; determining that a reward configuration is applicable; determining an amount of stored assets to assign to the user and assigning the assets to a second wallet of the user, wherein assigning the amount comprises: updating, using an internal ledger, the first wallet to indicate that a portion of the stored assets is owned by the user; and updating the second wallet to indicate ownership of the amount of the asset, wherein the updating of the first wallet and the second wallet is performed without accessing the external entity when updating.
Benjamin Shen, Rebecca Corcillo, Michael Duane, Owen Jennings
Filed: 30 Dec 20
Utility
Point of Sale System
7 Dec 23
A point-of-sale system is a dual-screen stand assembly that includes a merchant terminal and a consumer terminal.
Yenliang Chen, Isreal Blagdan, Michael C. Lamfalusi, Kartik Lamba, Jeremy Wade
Filed: 18 Aug 23
Utility
Cryptocurrency Payment Network
7 Dec 23
In one embodiment, a method includes receiving a request for payment associated with a transaction between a first user and a second user, where the request specifies a payment amount in a fiat currency and identifying an indication that the first user intends to satisfy the request for payment using a non-fiat instrument.
Christopher Michael Brock, Brian Grassadonia, Michael Moring
Filed: 7 Jun 23
Utility
Transaction Modification Based on Modeled Profiles
7 Dec 23
Transaction modification based on modeled profiles is described.
Abhay Kumar, Dan Hipschman, Rong Yan, John Berian James, Gian Perrone, Mai Leduc
Filed: 16 Aug 23
Utility
Point of sale system
5 Dec 23
A point-of-sale system is a dual-screen stand assembly that includes a merchant terminal and a consumer terminal.
Yenliang Chen, Isreal Blagdan, Michael C. Lamfalusi, Kartik Lamba, Jeremy Wade
Filed: 19 Feb 20
Utility
Open ticket payment handling with offline mode
5 Dec 23
A payment handling system may operate to handle payments for the cost of a transaction in which one or more devices operate in an offline mode.
Christopher Philip Renke, Michael Wells White, Eric Dickeson Muller, Mathew Wilson
Filed: 26 Apr 21
Utility
Persistent Virtual Shopping Cart
30 Nov 23
In some examples, a service computing device receives an indication that a buyer associated with a buyer profile has selected a first item to purchase from a first merchant site.
Ajit Kalidindi VARMA
Filed: 13 Jun 23
Utility
Apportioning a payment amount among multiple payers
28 Nov 23
The disclosed technique enables a payer who uses a payment object to pay for goods or services to specify, by using a mobile device, how the payment amount should be apportioned the payer and additional payers.
Nathan Spindel, Shawn Morel, Nefaur Rahman Khandker
Filed: 1 Jun 22
Utility
Methods and systems for intent-based attribution schedule
28 Nov 23
Methods and systems to facilitate communication and payment to an artist associated with a streaming service platform based on user-centric royalty models are disclosed herein.
Joachim Braathen, Enrico Trucco, Henrik Woie, Carol Abs, Johann Eriksen, Simen Smith Aulie
Filed: 12 Oct 22
Utility
Payment Application Initiated Generation of Payment Instruments
23 Nov 23
In some examples, a system and method for generating a payment instrument are described.
Ayokunle Omojola, Robert Andersen, Daniele Perito, Joachim Bekmann
Filed: 7 Aug 23
Utility
Apparatuses, Methods, And Systems For Transmitting Payment Proxy Information
23 Nov 23
In some examples, methods and systems may process one or more payment transactions between a merchant and a remote customer by exchanging at least one payment proxy having a syntax including a monetary currency indicator preceding an alphanumeric character, corresponding to the merchant or the customer over a mesh network.
Marc Hernandez, Brian Grassadonia
Filed: 1 Aug 23