402 patents
Page 4 of 21
Utility
Contextual Communication Routing Methods and Systems
19 Oct 23
Contextual routing and/or management of communications is described.
Shomi Arora, Pei Xuan Lee, Jason Purdy, Gabor Angeli, Jae Won Park, Liwei Mao, Abraham Bae
Filed: 23 Jun 23
Utility
Blockchain supported resource transfer communication protocol
17 Oct 23
Blockchain supported resource transfer communication protocol techniques are described.
Rebecca Corcillo, Emily Chiu, Moiz Jangda, Megan Coleman, Tianlong Yun
Filed: 28 Dec 22
Utility
Storage service for sensitive customer data
17 Oct 23
Techniques are described for storing customer data in compliance with data retention policies, including data retention policies that may imposed by law or regulation.
Jonathan Andrew Wolter
Filed: 16 Mar 18
Utility
Provisioning temporary functionality to user devices
17 Oct 23
A computing device of an entity associated with a service provider receives information from instances of an application executing on user devices associated with the entity.
Claudia Ng, John Lewis
Filed: 14 Sep 20
Utility
Point-of-sale State Control Terminals
12 Oct 23
A merchant terminal or a customer terminal receives first input(s) associated with a first POS transaction with a first customer.
Koun Han, Nicholas Dower, Raymond Ryan, Bruce Bell, Jared Travis Marr, Alexey Kalinichenko, Tien Nguyen
Filed: 5 May 23
Utility
Contacts for misdirected payments and user authentication
10 Oct 23
In one embodiment, a method includes receiving, by a payment service system (PSS), a payment request from a payment application executing on a device of a sender.
Brian Grassadonia, Ayokunle Omojola, Michael Moring, Robert Andersen, Daniele Perito, Kristopher Stipech
Filed: 8 Oct 20
Utility
Cardless transaction using account automatically generated based on previous transaction
10 Oct 23
Methods, computer program products, and apparatus for open tab transactions.
Ajit Kalidindi Varma, Jesse Reiss
Filed: 9 Aug 19
Utility
Systems and methods for performing payment transactions
10 Oct 23
A system for performing payment transactions includes a wearable payment device, such as a finger ring worn by a user, that communicates payment data to a payment reader that uses the payment data in order to request a payment transaction.
Afshin Rezayee, Emad Bidari, Thomas Templeton, Michael Lamfalusi, Matthew H. Maibach, Jesse L. Dorogusker
Filed: 5 Apr 22
Utility
Point-of-sale authorization
10 Oct 23
Techniques described herein are directed to point-of-sale (POS) authorization and access control.
Corey Seiderman, Patrick Belon, Kevin Choi, Akshay Joglekar
Filed: 16 Jun 20
Utility
Transaction processing based on device location
10 Oct 23
A near field communication (NFC) system includes an NFC reader that communicates with a remote NFC device through load modulation.
Haipeng Yan, Emad Bidari, Bertram Leesti, Afshin Rezayee
Filed: 29 Oct 21
Utility
Machine Learning Model for Fraud Reduction
5 Oct 23
Using a machine learning model(s) for fraud reduction is described.
Mohsen Sardari, Angelo Monteux, Michael Woods, Brian Boates, Dustin Stolp, Meenal Chhabra, Scott Cole
Filed: 16 Mar 22
Utility
Transaction Processing by Multiple Devices
5 Oct 23
In an example, a method can include receiving, at a merchant-facing portion of a payment system, data from a customer-facing portion of the payment system indicating a payment transaction between a merchant and a customer, wherein there is a physical connection between the portions; determining that the payment system is unable to access a remote payment service system via an external network; determining that the payment transaction is not preapproved for payment by the remote payment service system; storing the payment transaction on the merchant-facing portion even though the payment transaction is not preapproved; determining that the payment system is able to access the remote payment service system via the external network; and transmitting transaction information including the stored payment transaction to the remote payment service system, via the external network, for processing the stored payment transaction.
Edward Ruder, James Puls, Mehdi Mulani, Shawn Morel, Grace Huey Chen, Christopher Clark, J. Bryan Scott, Eric Monti
Filed: 25 Apr 23
Design
Payment card
3 Oct 23
Ayokunle Omojola, Robert Andersen, Vadim Litvak
Filed: 22 Mar 22
Utility
Transaction modification based on modeled profiles
3 Oct 23
Transaction modification based on modeled profiles is described.
Abhay Kumar, Dan Hipschman, Rong Yan, John Berian James, Gian Perrone, Mai Leduc
Filed: 7 Oct 20
Utility
Point of sale (POS) systems and methods with kernel selection
3 Oct 23
A payment reader can have one or more kernels capable of performing certain payment processing functions but not capable of performing certain, more processing-intensive payment processing functions.
Murat Cat, Gokhan Aydeniz, David Terra
Filed: 27 May 21
Utility
Device security with physically unclonable functions
3 Oct 23
An electronic device, such as a payment reader, may include a physically unclonable function (PUF) source to generate a plurality of PUF values.
Kamran Sharifi, Jeremy Wade, Bertram Leesti, Afshin Rezayee, Yue Yang, Max Joseph Guise
Filed: 6 Jul 22
Utility
Processing Payments Using Electronic Messages
28 Sep 23
Techniques described herein are directed to, among other things, enabling customers to order items from a merchant and initiate payment for the items via electronic messages sent from customer devices.
Marcus Medley, Claudia J. Ng, Suegene Park, Kyle Snavely
Filed: 22 Mar 22
Utility
Automatic Invoice Notification
28 Sep 23
Introduced here is a technology for automatic notification of an invoice based on identification of a customer identifier included in transaction data received from a point-of-sale (POS) device of a particular merchant.
Matthew Allen Todd, Mathew Wilson, Douglas Justin Shearer
Filed: 1 Jun 23
Utility
Analyzing Layouts Using Sensor Data
28 Sep 23
This disclosure describes an enhanced user interface.
Bruce Bell, Brian Partridge, Ghassan Abu-Ghaida, Amar Dhingra, Alfred Bautista, Kevin Yien
Filed: 19 Apr 23
Utility
Product Catalog Services
28 Sep 23
Product catalogs are received at a first point-of-sale (POS) device of a first business entity from POS devices of a second business entity and a third business entity.
Mark Jen, Shawn Morel
Filed: 31 May 23