172 patents
Utility
Interactive Digital Receipt
18 Jan 24
A technique is disclosed for generating an interactive digital receipt on a device associated with a customer, where the receipt offers transaction information associated with a transaction and one or more interactive components.
David W. Maxwell, Tyler James Lettau, Lauren A. Myrick, Daniel G. Becker
Filed: 26 Sep 23
Utility
Blockchain Supported Resource Transfer Communication Protocol
11 Jan 24
Blockchain supported resource transfer communication protocol techniques are described.
Rebecca Corcillo, Emily Chiu, Moiz Jangda, Megan Coleman, Tianlong Yun
Filed: 19 Sep 23
Utility
Discovery and Communication Using Direct Radio Signal Communication
11 Jan 24
Methods, systems, and apparatus, including computer programs encoded on computer storage media, for discovery of and communication with nearby devices using direct radio signal communication.
Daniele Perito, Shuvo Chatterjee, Nathan Spindel, Jesse Wilson
Filed: 25 Sep 23
Utility
Computing Architecture for Energy-efficient Hash Computation
11 Jan 24
A hashing system includes data storage circuit elements that store words to be used for hashing a message.
William Song, Yue Yang, Bertram Leesti, Mehrdad Ramezani, Afshin Rezayee, Kajornsak Julavittayanukool, Weili Chen
Filed: 6 Jul 22
Utility
Computing Architecture for Energy-efficient Hash Computation
11 Jan 24
A hashing system (e.g., including a message expander) receives word data associated with a message.
Hashiam Kadhim, Joseph Palermo, William Feng, William Song, David Tsao
Filed: 20 Sep 23
Utility
Provisioning Temporary Functionality to User Devices
4 Jan 24
An entity computing device associated with a service provider can temporarily provision access to a functionality associated with the service provider to user computing devices operated by users associated with the entity.
Claudia Ng, John Lewis
Filed: 7 Sep 23
Utility
Modeling to Generate Dynamic Electronic Representations
4 Jan 24
Generation of dynamic electronic representations using modeling is described.
Ragavan Thurairatnam, Marc Tyndel, Louay Hazami, Per Engstrom, Jeremy Mawson, Thomas Collier, Rocky Medure
Filed: 30 Jun 22
Utility
Contacts for Misdirected Payments and User Authentication
28 Dec 23
In one embodiment, a method includes receiving, by a payment service system (PSS), a payment request from a payment application executing on a device of a sender.
Brian GRASSADONIA, Ayokunle OMOJOLA, Michael MORING, Robert ANDERSEN, Daniele PERITO, Kristopher STIPECH
Filed: 5 Sep 23
Utility
Embedded Card Reader Security
21 Dec 23
Systems, devices, and methods for embedded card reader security include configuring a personal account number (PAN) application installed on a device to utilize an embedded card reader (ECR) and receiving, at the PAN application and based at least in part on an interaction between the ECR and the device, a PAN for a transaction.
Murat Cat, Murtaza Munaim, Gokhan Aydeniz, Conrad Rushing
Filed: 16 Jun 23
Utility
Controlling Reader Transmissions Based on Device Resonant Frequency
21 Dec 23
A system for sensing a proximity of a near field communication (NFC) device includes an NFC reader that communicates with a remote NFC device through load modulation.
Haipeng Yan, Emad Bidari, Bertram Leesti, Afshin Rezayee
Filed: 1 Sep 23
Utility
Movement Feedback Based on Reader Interface
21 Dec 23
Wireless communication and proximity-based feedback technologies are disclosed.
Jason Binder, Matthew Maibach, Cory Douthat, Thomas Byrne
Filed: 6 Sep 23
Utility
Device Security with Physically Unclonable Functions
14 Dec 23
An electronic device may include a printed circuit board having a physically unclonable function (PUF) source.
Kamran Sharifi, Jeremy Wade, Bertram Leesti, Afshin Rezayee, Yue Yang, Max Joseph Guise
Filed: 25 Aug 23
Utility
Systems and Methods for Performing Transactions
14 Dec 23
A wearable device, such as a finger ring worn by a user, communicates information about a user to a reader that uses the information in order to perform a transaction.
Afshin Rezayee, Emad Bidari, Thomas Templeton, Michael Lamfalusi, Matthew H. Maibach, Jesse L. Dorogusker
Filed: 25 Aug 23
Utility
Point of Sale System
7 Dec 23
A point-of-sale system is a dual-screen stand assembly that includes a merchant terminal and a consumer terminal.
Yenliang Chen, Isreal Blagdan, Michael C. Lamfalusi, Kartik Lamba, Jeremy Wade
Filed: 18 Aug 23
Utility
Cryptocurrency Payment Network
7 Dec 23
In one embodiment, a method includes receiving a request for payment associated with a transaction between a first user and a second user, where the request specifies a payment amount in a fiat currency and identifying an indication that the first user intends to satisfy the request for payment using a non-fiat instrument.
Christopher Michael Brock, Brian Grassadonia, Michael Moring
Filed: 7 Jun 23
Utility
Transaction Modification Based on Modeled Profiles
7 Dec 23
Transaction modification based on modeled profiles is described.
Abhay Kumar, Dan Hipschman, Rong Yan, John Berian James, Gian Perrone, Mai Leduc
Filed: 16 Aug 23
Utility
Persistent Virtual Shopping Cart
30 Nov 23
In some examples, a service computing device receives an indication that a buyer associated with a buyer profile has selected a first item to purchase from a first merchant site.
Ajit Kalidindi VARMA
Filed: 13 Jun 23
Utility
Payment Application Initiated Generation of Payment Instruments
23 Nov 23
In some examples, a system and method for generating a payment instrument are described.
Ayokunle Omojola, Robert Andersen, Daniele Perito, Joachim Bekmann
Filed: 7 Aug 23
Utility
Apparatuses, Methods, And Systems For Transmitting Payment Proxy Information
23 Nov 23
In some examples, methods and systems may process one or more payment transactions between a merchant and a remote customer by exchanging at least one payment proxy having a syntax including a monetary currency indicator preceding an alphanumeric character, corresponding to the merchant or the customer over a mesh network.
Marc Hernandez, Brian Grassadonia
Filed: 1 Aug 23
Utility
Intelligent Merchant Onboarding
2 Nov 23
A service provider that provides a plurality of merchant services can obtain first merchant information associated with a plurality of merchants registered with the service provider.
Katherine Brennan, Bruce Bell, Brian Stegall, Matthew O'Connor, Timothy Donnelly, Jared Travis Marr, Christopher Cosgrove, Edward Ruder, Allyson Schrader
Filed: 10 Jul 23