22 patents
Utility
Conducting a transaction at a mobile POS terminal using a defined structure
8 Aug 23
A system and method configured for conducting a transaction between two parties using a mobile device, or a plurality of mobile devices.
Chance Ulrich, Scot Bryant
Filed: 7 Dec 21
Utility
Systems and Methods for Third Party Payment at Point of Sale Terminals
18 Dec 19
A point of sale terminal of a merchant includes a third party payment provider display area for payment using a third party payment provider.
Nicholas G. NAYFACK
Filed: 26 Aug 19
Utility
Merchant Issued Payment Vehicles Linked to Preexisting Financial Accounts
18 Dec 19
Systems and methods are provided for linking a customer's preexisting financial account to a merchant issued payment vehicle.
Bryan T. BAILEY
Filed: 26 Aug 19
Utility
Systems and Methods for Payment Management for Supporting Mobile Payments
18 Dec 19
Systems and methods for managing mobile payments is provided.
Travis Lee PRIEST, Daniel J. OURADA, Matthew D. OZVAT, Daniel J. MURPHY, Nicholas G. NAYFACK, Charles E. WATTS
Filed: 29 Aug 19
Utility
Systems, methods and apparatus for payment terminal management
16 Dec 19
Systems, methods and apparatus are disclosed for remote management of payment terminals.
Erik William Baar, Patricia Lynn Walters
Filed: 19 Dec 18
Utility
Systems and Methods for Payment Processing on Platforms
11 Dec 19
Systems and methods for payment processing on devices are provided.
Robert BONESTELL, Kevin OLIVER, Matthew D. OZVAT, Andrew Harris, Daniel OURADA
Filed: 20 Aug 19
Utility
Tokenizing sensitive data
25 Nov 19
Included are embodiments for tokenizing sensitive data.
Bryan T. Bailey, John Romer, Chris Doyle, Jeremy Gifford, Kevin Zibart
Filed: 6 Aug 18
Utility
Systems and methods for automated authoring, distributing and processing of enhanced discrete coupons
25 Nov 19
A computerized enhanced discreet coupon (EDC) processing system processes shopper EDC(s) using a scanner and a processor.
Travis L. Priest
Filed: 27 Jul 12
Utility
Technologies for Preprocessing Transaction Authorization Records
20 Nov 19
Technologies for preprocessing transaction authorization records for clearing data batch file generation include a settlement processing server.
Christopher M. BEATTY, Erik William BAAR
Filed: 30 Jul 19
Utility
Systems and methods for detecting security risks in network pages
18 Nov 19
Embodiments include methods and systems for detecting security risks in network pages, comprising providing at least one secure transaction page to a secure transaction provider, the secure transaction page enabling the secure transaction provider to request secure transactions, determining a request rate for the secure transaction page associated with the secure transaction provider, determining a predetermined threshold for a change in request rate for the secure transaction page by the secure transaction provider, determining that the predetermined threshold, for the change in request rate for the secure transaction page by the secure transaction provider, has been exceeded, and providing a notification to the secure transaction provider based on the determination that the predetermined threshold, for the change in request rate for the secure transaction page by the secure transaction provider, has been exceeded.
Brant Peterson
Filed: 15 Dec 16
Utility
Systems and methods for second tap e-receipt option for NFC-enabled payment vehicles
11 Nov 19
Systems and methods are disclosed for generating electronic receipts (e-receipts) at point-of-sale (POS) terminals associated with a merchant at a retail location.
Chance Ulrich
Filed: 24 Oct 16
Utility
Systems and Methods for Third-party Interoperability In Secure Network Transactions Using Tokenized Data
6 Nov 19
Embodiments include methods and systems for enabling third-party data service interoperability, comprising receiving, from an electronic data server, a request for a low-value token, the low-value token being associated with a subset of sensitive data associated with a user; providing the low-value token to the electronic data server; receiving a request for the subset of sensitive data, from a third-party data service server, the request comprising the low-value token; de-tokenizing the low-value token to obtain the subset of sensitive data; providing the subset of sensitive data to the third-party data service server; receiving, from an electronic data server, the low-value token and a transaction authorization request; determining, based on the low-value token and authorization request, an authorization response; and providing the authorization response to the electronic data server.
Brant PETERSON
Filed: 18 Jul 19
Utility
Systems and Methods for Linking High-value Tokens Using a Low-value Token
6 Nov 19
Embodiments include methods and systems for linking high-value tokens using a low-value token, comprising receiving, from an electronic data server, a first high-value token and a request for a low-value token, the first high-value token being associated with sensitive data associated with a user, and the low-value token being associated with a subset of the sensitive data associated with the user.
Brant PETERSON
Filed: 17 Jul 19
Utility
Systems and Methods for Expedited Automated Merchant Boarding
30 Oct 19
An expedited automated merchant boarding system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote enhanced payment management system (EPMS).
Matthew D. OZVAT, John BERKLEY, Kevin OLIVER, William T. COOPER
Filed: 9 May 19
Utility
Technologies for Attributing Electronic Transactions to Targeted Electronic Content Distribution Campaigns
23 Oct 19
Technologies for attributing purchases to a targeted marketing campaign include associating a captured payment card number and a captured cardholder identifier with a globally unique identifier.
Thirunarayanan SRINIVASAN
Filed: 30 Jun 19
Utility
System and Methods for Transaction-based Process Management
23 Oct 19
Systems and methods for transaction/file-based management of a plurality of processes associated with various jobs are provided.
Jackson Andrew UNRAU, Shawn Edward McCARTHY, Matthew Ray COOK
Filed: 2 Jul 19
Utility
Systems and Methods for Least Cost Acquirer Routing for Pricing Models
23 Oct 19
Systems and methods are disclosed for least cost acquirer routing based on pricing models.
Thiru Srinivasan
Filed: 2 Jul 19
Utility
Technologies for Token-based Authentication and Authorization of Distributed Computing Resources
16 Oct 19
Technologies for token-based access authorization to an application program interface (API) include an access management server to receive a service request message from an application executed by a remote computing device.
Scott Edward BLASI
Filed: 27 Jun 19
Utility
Systems and methods for payment management for supporting mobile payments
14 Oct 19
Systems and methods for managing mobile payments is provided.
Travis Lee Priest, Daniel J. Ourada, Matthew D. Ozvat, Nicholas G. Nayfack, Charles E. Watts
Filed: 3 Oct 13
Utility
System and method for third party payment at point of sale terminals
7 Oct 19
A point of sale terminal of a merchant includes a third party payment provider display area for payment using a third party payment provider.
Nicholas G. Nayfack
Filed: 14 Jun 15