865 patents
Page 4 of 44
Utility
Virtual Collaboration
12 Oct 23
A method, medium, and apparatus for allowing evaluation of property, such as damaged property, remotely and efficiently.
Sean Beavers, Christopher Paul Gutsell, Cheryl Lewis, Margaret K. Striebich, John P. Kelsh
Filed: 10 Apr 23
Utility
Processing System Having a Machine Learning Engine for Providing a Selectable Item Availability Output
12 Oct 23
Aspects of the disclosure relate to enhanced selectable item availability processing systems with improved content and configuration update capability and enhanced selectable item availability output determinations.
Salvador Lopez, Dean Krieter, Pavan Neelakanthana Gouda, Vikram Narra
Filed: 13 Apr 23
Utility
Systems and Methods for Disturbance Detection and Identification Based on Disturbance Analysis
12 Oct 23
Intelligent disturbance detection systems and methods of use to capture a disturbance via an application tool on a mobile smart device remote from the user, extract features from the disturbance, compare the extracted features to disturbance labels of a disturbance set in a comparison by a disturbance detection neural network model of the application tool, generate a disturbance label when the extracted features match the disturbance label in the comparison, train the model to generate a custom disturbance label associated with the extracted features when the extracted features do not match the one or more disturbance labels in the comparison, and generate an automatic alert via the mobile smart device to transmit an identification of the disturbance to the user based on the disturbance label, the custom disturbance label, or combinations thereof.
Manjula Kottegoda, Corina Florescu, Deepak Baban Giri
Filed: 3 Mar 23
Utility
Retail Deployment Model
12 Oct 23
A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets.
Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
Filed: 20 Feb 23
Utility
Risk Unit Based Policies
12 Oct 23
Methods, computer-readable media, systems and apparatuses for determining and implementing risk unit based insurance policies are presented.
Edward A. Biemer, Grady Irey, Caryl M. Styrsky
Filed: 11 Apr 23
Utility
Data Processing System for Secure Data Sharing and Customized Output Generation
12 Oct 23
Aspects of the disclosure relate to computing platforms that utilize third party data for customized output generation.
Howard Hayes, Sunil Chintakindi, Surender Kumar, Tim Gibson
Filed: 11 Apr 23
Utility
Multi-computer processing system for dynamically executing response actions based on movement data
10 Oct 23
Methods, computer-readable media, systems, and/or apparatuses for evaluating movement data to identify a user as a driver or non-driver passenger are provided.
Surender Kumar, Sunil Chintakindi, Howard Hayes, Tim Gibson, Soton Ayodele Rosanwo
Filed: 23 Apr 21
Utility
Traveling-based insurance ratings
10 Oct 23
Disclosed herein is a traveling-based insurance rating system comprising a telematics device associated with a vehicle having one or more sensors arranged therein, a mobile device associated with a passenger of the vehicle, and a server computer comprising hardware, including a processor and memory.
Eric D. Huls
Filed: 16 Jun 16
Utility
Connected home system with risk units
10 Oct 23
Aspects of the disclosure generally relate to monitoring and/or sensing of one or more home devices from one or more homes.
Floyd M. Yager, Orlando E. Mercado, Ralph Adam Benjamin Tyner, Jennifer L. Snyder, Laurie Pellouchoud, Peggy Klingel, Trent Bohacz, John Bradley Moats
Filed: 16 Dec 19
Utility
Agent-facilitated claims damage estimation
10 Oct 23
Systems and methods provide for an automated system for analyzing damage to process claims and pre-claim consultations associated with an insured item, such as a vehicle.
Suchandra Banerjee, Jennifer A. Brandmaier, Mark E. Faga, Robert H. Johnson, Clint J. Marlow, Curtis Murphy, Kurt M. Stricker, Josh Campbell
Filed: 20 Jun 22
Utility
Automatic claim generation
10 Oct 23
Systems and methods are provided for retrieving insurance information of an insurance customer at a mobile device.
Benjamin Friedman, Yuval Saban
Filed: 5 Mar 19
Utility
Dynamically controlling sensors and processing sensor data for issue identification
10 Oct 23
Systems and apparatuses for identifying a type of issue associated with a stopped vehicle are provided.
Dogan Civgin, Matthew James Manzella
Filed: 9 Jul 21
Utility
Determining Body Characteristics Based on Images
5 Oct 23
System, apparatuses, computer-implemented methods, and computer-readable media executable by insurance system servers and user computing devices for receiving requests for insurance products are provided.
John Rugel
Filed: 6 Jun 23
Utility
Processing System Having A Machine Learning Engine For Providing A Common Trip Format (CTF) Output
5 Oct 23
Aspects of the disclosure relate to enhanced telematics processing systems with improved third party source data integration features and enhanced customized driving output determinations.
Zoran Navratil, Kevin Patrick Rice, Daniel Brian Mohnen, Kevin Glickley, Nilesh Ponnala, Rahul Chandrawanshi
Filed: 3 Apr 23
Utility
Vehicle Telematics System to Promote Good Driving Behavior Using Positive Feedback and Award Points
5 Oct 23
A system and method are disclosed to promote good driving among users.
Thomas Michael Warden, Daniel Kraft, Nathan M. Bryer, Eric Huls, Margaret A. Brinkmann
Filed: 10 Apr 23
Utility
Deductible Determination System
5 Oct 23
Methods, computer-readable media, software, and apparatuses provide a system for adjusting a deductible based on a current driving situation.
Edward A. Biemer
Filed: 6 Apr 23
Utility
Determining Geocoded Region Based Rating Systems for Decisioning Outputs
5 Oct 23
Methods, computer-readable media, software, and apparatuses may determine, for a geographic region and based on geolocation data, a plurality of sub-regions, where each sub-region of the plurality of sub-regions may include real properties with a shared profile.
Ralph Adam Benjamin Tyner, Jonathan Fesenmeyer, Lauren Ugulini, John Lower, Analini Shetty, Darius Tallat-Kelpsa, David Robert McNulty, Michelle Ann Wagner
Filed: 7 Jun 23
Utility
Generating and transmitting parking instructions for autonomous and non-autonomous vehicles
3 Oct 23
Systems and apparatuses for receiving data from a plurality of sensors and using the data, as well as other data, to generate a parking recommendation for an autonomous vehicle and instruct the autonomous vehicle to travel to the recommended parking location are provided.
Howard Hayes, Regina Madigan, Surender Kumar, Mark V. Slusar
Filed: 22 Mar 22
Utility
Using Vehicle Telematics to Compensate Drivers for Increases In Fuel Prices
28 Sep 23
Aspects of the present disclosure are directed toward systems and methods for using vehicle telematics information to compensate individuals for increases in fuel prices above a guaranteed fuel price.
Steven Carl Verney, Grady Irey, Frank Kazas, Edward A. Biemer
Filed: 13 Sep 22
Utility
Road Segment Safety Rating System
28 Sep 23
Methods, computer-readable media, systems, and apparatuses for determining a safest road segment for traveling between two locations are provided.
Philip Peter Ramirez, Derek Otten, Dana Ferguson, Julie A. Jordan Peters, Regina Madigan, Thomas McKenna
Filed: 23 Jun 21