Justin Moisio | VP, IR |
Joe Tomkinson | Chairman and CEO |
Trevor Cranston | JMP Securities |
Henry Coffey | Wedbush |
Good day, ladies and gentlemen, and welcome to the Third Quarter 2017 Impac Mortgage Holdings Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time. [Operator Instructions]. I would now like to introduce Mr.