Justin Moisio | IR |
Joe Tomkinson | Chairman and CEO |
George Mangiaracina | President |
Todd Taylor | CFO |
Ron Morrison | General Counsel |
Rian Furey | COO |
Trevor Cranston | JMP Securities |
Good day, ladies and gentlemen, and welcome to the Impac Mortgage Holdings' 2017 Year-End Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session, and instructions will be given at that time. [Operator Instructions] As a reminder, this call is being recorded. I would now like to turn the conference over to Justin Moisio, Vice President of Investor Relations.