Walter Bayly | Chief Executive Officer |
Gianfranco Ferrari | Deputy Chief Executive Officer |
Alvaro Correa | Deputy Chief Executive Officer |
Cesar Rios | Chief Financial Officer |
Reynaldo Llosa | Chief Risk Officer |
Milagros Ciguenas | Chief Investor Relations Officer |
Luis Romero | Chairman of the Board |
Jason Mollin | Scotiabank |
Ernesto Gabilondo | Bank of America |
Thiago Batista | UBS |
Tito Labarta | Goldman Sachs |
Andres Soto | Santander |
Yuri Fernandes | J.P. Morgan |
Carlos Gomez Lopez | HSBC |
Jose Wanka | Citi |
Good morning, everyone. I would like to welcome all of you to the Credicorp Ltd.
Third Quarter 2021 Conference Call. We now have all of our speakers in conference. [Operator Instructions] With us today is Mr.