Milagros Ciguenas | Head, IR |
Gianfranco Ferrari | CEO |
Cesar Rios | CFO & Head, Finance |
Reynaldo Llosa | Chief Risk Officer |
Ernesto Gabilondo | Bank of America Merrill Lynch |
Jason Mollin | Scotiabank |
Daer Labarta | Goldman Sachs Group |
Carlos Gomez | HSBC |
Geoffrey Elliott | Autonomous Research |
Yuri Fernandes | JPMorgan Chase & Co. |
Olavo Duarte | UBS |
Alonso Aramburú | BTG |
Alonso Garcia | Crédit Suisse |
Andres Soto | Santander |
Good morning, everyone. I would like to welcome all of you to the Credicorp Ltd, First Quarter 2022 Conference Call. A slide presentation will accompany today's webcast, which is available in the Investors section of Credicorp's website. Today's conference call is being recorded. [Operator Instructions].