Milagros Cigüeñas | executive |
Gianfranco Piero Ferrari de Las Casas | executive |
César Ríos | executive |
Ernesto María Gabilondo Márquez | analyst |
Olavo Arthuzo | analyst |
Sergey Dubin | analyst |
Francesca Raffo | executive |
Reynaldo Llosa Benavides | executive |
Carlos Gomez-Lopez | analyst |
Carlos Rivera Zermeno | analyst |
Yuri Fernandes | analyst |
Andres Soto | analyst |
Good morning, everyone. I would like to welcome all of you to the Credit Corp Limited Fourth Quarter 2023 Conference Call. A slide presentation will accompany today's webcast, which is available in the Investors section of Credicorp's website. Today's conference call is being recorded. [Operator Instructions] Now it is my pleasure to turn the conference call over to Credicorp's IRO, Milagros Ciguenas.