Jill Hewitt | SVP & IRO |
Christopher Maher | Chairman & CEO |
Joe Lebel | COO |
Mike Fitzpatrick | CFO |
Frank Schiraldi | Piper Sandler |
Russell Gunther | D.A. Davidson |
Sean Tobin | Janney |
Collyn Gilbert | KBW |
Brody Preston | Stephens Incorporated |
Erik Zwick | Boenning & Scattergood |
William Wallace | Raymond James |
Good day and welcome to the OceanFirst Financial Corp. Earnings Conference Call and Webcast. All participants will be in listen-only mode. [Operator Instructions]. After today’s presentation, there will be an opportunity to ask questions.