Jill Hewitt | SVP and IR Officer |
Christopher Maher | Chairman and CEO |
Joe Lebel | COO |
Grace Vallacchi | Chief Risk Officer |
Mike Fitzpatrick | CFO |
Frank Schiraldi | Piper Sandler |
Russell Gunther | D.A. Davidson |
Christopher Marinac | JMS |
Collyn Gilbert | KBW |
Matthew Breese | Stephens, Inc. |
William Wallace | Raymond James |
Good day, and welcome to the OceanFirst Financial Corp. Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] I would now like to turn the conference over to Jill Hewitt. Please go ahead.