Jill Hewitt | Senior Vice President & Investor Relations Officer |
Christopher Maher | Chairman & Chief Executive Officer |
Joe Lebel | Chief Operating Officer |
Grace Vallacchi | Chief Risk Officer |
Mike Fitzpatrick | Chief Financial Officer |
Erik Zwick | Boenning & Scattergood |
Russell Gunther | D.A. Davidson |
Zack Westerlind | Stephens |
Frank Schiraldi | Piper Sandler |
Christopher Marinac | Janney Montgomery Scott |
William Wallace | Raymond James |
Collyn Gilbert | KBW |
Good day, and welcome to the OceanFirst Financial Corp. Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. Please note this event is being recorded.